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INSURANCE COMPANIES BACK. five or, companies WBICH^ WITIIDtlW FROM state, havj. HDKJMKD writ ( 1ng policies. Five of Hg Seven Insurance Mil trodu<*<i by M?mling < omni! Have liecii Passed or Iluvo Heco?M) Uw?Two of Dills < a/ M i d Over by Semite. Colombia, Feb. 19.?-Tho pasiagc by the general asembjy of five ouj Qf the ?even nre insurance bills rcoo*nmend ?d by ihe Manning commotion h?s claimed the insurance sltufctton In 8obth Carolina to such an ofctent that n>^? companies, which M withdrew w|nen the Lancy-Odom act /was passed Ifcst year, have resumed fwriting of jpollciee in South Carolina. Theue leompanlos are: Northwestern Nation F?l, Milwaukee; GernMUnia Fire, of Ne\V Tork; Rhode lslafnd. of Provi? dence, r. I.: Nationals, of Fails. France, with hoadouJfrters in Provi dence; Union, of Piiw\a, France, with headquarters In providence, and Phoenix of Faris, Ffranco, with head? quarters in Provid?nce. Gov. Manning >hjas signed the act providing for theJ regulation of lire insurance rates tr# South Carolina, the measure making^^ maximum license fee to bo charged tire companies b] municipalities aMuj a third bill inquir ing into the orJBgtn of flies. Tho Otb er two bills j?ar.scd, those provider 0 building coMtjt, for the IncorpoiaMd ritte* vsAd toiwn? 0f the State and allowing thefgtate Insurance comnu 8ioner to aejpopt service as an attorn? ey, have beJpn ratified and will be pie sented to tEf. governor during the day for his signature. He will approve them. TMe other two bills of the sev? en, thosdW providing for the examina? tion andM licensing of insurance agent> and repealing the "valued policy" lan were cJontinued on the senate calen? dar uiMtll the 1918 session of the gen? eral a?ssembiy. 1 Thfle Hquor situation still is In state/ ?i'i"J The conference committee tc wnMch it was referre 1 will meet this afMornon at 3 o'clock. adlresses elks' lodge. Ipartanburg Herald. A well-attended meeting of Spar rtanburg lodge, No. C37, of Henovtlei and Protectlvo Order of Elks, WSJ held last night at the Elks' hall. J. H the grand exalted ruler for the diu trlct of South Carolina, was present and addressed tho meeting. Mr Myers is in Spartanburg to report t< the grand exalted ruler the conditio] of tho Spartanburg loi|ge. A Com? mittee was appointed to draw up ; telegram to President Wilson, sndoil ing his foreign policy. It was der id * to enlarge the drum corps and send a large delegation, Including the dru& corps, to the national Elks' con vi i tlon, to be held in Foston in July. Two new members were initiated last night. Mr. Myers made a splendid addres to tho F.lks, which was well received Ho touched on ihe big brother move? ment, which he declared was one o: the most important things receiving attention in Elkdom. It was urges' that-evcry member of the local lodgi take some boy under his care, as !i planned by the movement. THE INAUGURAL SPECIAL. Columbia, Feb. 16.?Tho :-'outi Carolina Inaugural special will le;i ^ Columbia Saturday night. March 3rd at 8 o'clock and arrive in WaahlngtOi early Sunday morning. Three y\?> pi , Pullman cars will Icavo Golumblfl Tho train will carry Gov. Ifannin; and members of his stalf and SSVOIt hundred South Carolinians, who -r< to Washlnnton to take part in tli inaugural parade. Another Palmetto State Cream st) "ill be established at Orang< burg in April. This will ma!. I > ?? such creameries in the state, No (Ural is complete wltho t Eersnuds pasture, No other part ? the farm "ill pay more dlvld ri?'< than a /rood Bermuda pasture Tax Return Notice I will attend in person or by depul nt tin- following named places ??' -i <> the date- mentioned, for the purp? of receiving las returns for Rs< y<:ir If17, an sll personal propert; polls, to ad end dogs: Tind 'l.1. Thursday, Jan. 1. PliTOtoer, Friday. Jan. I? Lev! si Hng, Tim- day, Jan !?. Wed-eih id. Wednei day, Jan 10 Claremont, Thursday, Jna 11, Hsjgood, 1*v. i; y. Jan, i iti-m'" 1r. Turn day, Js n 11, Dalsall, Wednesday, Jan. it. Urn1, (lmi. Thai May, Jan 11, i >vwi rro. Ptldsy, Je n. i MaycMvilb?. Tins .Fin 89, Pb ;i ?a m t i) n >\<\ \\ ? d .I i n. I. shibdi. Tho, Jan 18 Noi wnnd < *t <? i Roads, l 'i i Jai lt. R wii.Mi; County Autl '< SAPP AGAINST STEHE?. lancaster man BEATS BUT ler ran second place. Has Narrow Margin of 32 Votes Over Nearest Opponent, While Cheraw Attorney Has Rig Lend?McCorkle is Easy Winner of Short Term. Columbia, Feb. 18.?Complete re? turns from the primary in the Fifth district to fill the unexpired term of tho late D. e. Finlcy show that W. F. Stevenson of Chesterfield and C, N. Sepp of Lancaster will enter the gen? eral elOOtlon Wednesday. Mr. Bapp gO01 in the race with Mr. Stevenson by a eoant 32 votes over Col. T. B. Sutler of Cherokee. Mr. Stevenson has a big lead over the field, having j polled 3,784 votes to 2,009 for Mr. ! Sapp and 1,977 for Col. Butler. The total vote was 10,572. Paul G. McCorkle of York has beer i nominated for the term expiring March 4. Mr. McCorkle received the i record breaking vote of 1,074, The vote will be canvassed by :< subcommittee of the State Dcmocrc.tU executive committee at a meeting t< he held tomorrow at noon in tho of? fice of II. B. Thomas, acting secretary of the committee, in Columbia. Th' subcommittee consists of tho follow? ing: R. B. Caldwell, Chester; I. J. Campbell, York; T. Y. Williams, Lan< caster; T. H. Ketchln, Fnirfiehl; A. J Seattle, Korshaw; Q, A. Qulgnard Lexington, and Wllie Jones, Richland. Mr. Thomas sent tickets to tH? county chairmen of the State yesicr day afternoon. He sent tickets for Stevenson and McCorkle who are to be voted for and in view of the close? ness of the race between Sapp and Butler tickets were sent for both. m'lavrin will not ren. In Letter to J. A. Banks, Be Slate His Position?Kays That it WouM lie Best for Cause for Htm Not p.i Make Race. John L. McLaurin of Bennettavllle, I former State warehouse commission? er, sends to The State for publication a copy of a letter he has addressed tc J. A. Banks of St. Matthew::, president of the State Warehouse association The letter follows: ?j - I Dear Sir: I am satisfied that it will be besi for the cause ir. which wc are so (lo: p nUlaTaa^aliteli. tiW T stefll 91' LSl come a candidat for office either no.. or hereafter. It was a wire step mo get ? ticket In the field so as to give us a definite rallying point. Now yo i can get a man in my place and per? mit me to canvass tho State during the summer for th? ticket so as to perfect an organization. These ques M?ns must be presented and made thr paramount issuo, and if I do so as a candidate for governor it Will grco ly tamper me, because my motives will be questioned. I dedicated myself years ago to this work and need no reward to inspire my efforts. The peo? ple have been humbugged so much since 1890 by those whose only ob? ject has been to secure office, that they are justly suspicious of candi? dates. There Is a good size crop now of self seeking demagogues trying to exploit both labor and farmer to promote their personal fortunes ard political ambitions. This discounts the efforts of the man who is sine r< ly advocating a cause. This is why prohibition Is a failure; many of the loudest advocates koop their private stock and want to pro? hibit everybody's liquqr but their own. Tt is a disgusting spectacle to see ruo known to be a drinking man make prohlblton speech In the legislature and law officers drinking blind tlg^r whiskey. The government of unv State is rotten where such sights o! BUCh men are tolerated. The truth Is that we are suffering from the moral degradation folio \ - ing the dispensary, and it is time to shut OUt whiskey and have house "leaning In South Carolina. 1 wish to assist In that good work, but l am i i the man to run for governor, i 1 * Ueve we need to gel rid of :?n of h old political hacks and chronic offl"? ?'eekers, The office seeking man In I id 'air to swamp the treasury, A" r one primary voter out of 20 is pn of flceholder of some kind and eael !< * ? stature adds to the number, with th< result that taxes have Increased abo 2B i?ep cent, In the Inst Ovo yoai - Bvery appropriation Is larger, while property values are stationary or shrinking, A good business n.-r "ould run the State government rn r< efficiently a*lth one third less of 11 holders and one-half the ex pen 1 were handled .-is he would his 1 1 business, While we are making nghl for a proper systom of hand] >? and marketing our cotton crop, let 1 not forget reform In taxation and ? efficient but econmleal system government, The Western States, notably th? 1 n *cntns, have just been throe 1 < fight, and 1 ?!m in touch v '1 lenders there. Th > advise n Iht man who gets up the org tlon and does the work shoultl a candidate for ofllce. 1 belfcve Ii true. I got as far as I could With the warehouse system and resigned to force its development. I could not do it for myself but I can for another; man. This legislature has surrendered to the insurance trust. The new laws wipe out the Laney-Odom act and give the companies just what they de? manded. It is a shame and disgrace to South Carolina. This must be ex? plained to the people and those re? sponsible for it shown up. This is the weakest general assembly since 187G.J They were elected on a factional is?o sue and simply do as they are toldit It Is. no use to get mad; they don't know any better. Dock at the cham? pions of law and order and advocates of prohibition opposing the "bone dry" bill, while the drinkers of whis? key and champions of liquor are daddying prohibition. Both sides are hypocrites, fakes and humbugs play i ing for political positions. I think A. J. A. Pcrritt of Darling? ton would be a good man to lead a farmers' ticket. Mauldin is all right and would make a fine campaign. Wi want to get in the "middle of the road," free from factional entangle* inent and try to lift our pelitics to n higher plane. It is better to get ti man who Is not an office seeker or has been prominently identified with eith? er faction and this fits Pcrritt and Mauldin. In these great and terrible times \t is pitiful to see this State dominated by small men and divided over small things. I can not let myself down to the level of either such men or things. Our best thought and noblesl aspirations are stilled in the poisonous atmosphere of personal politics. I love public service, but I feel that I car perform a more useful function in set ting these issues clearly before the people as a private citizen. It is nc sacrifice for me to forswear politica honors. I do, however, wish to brusl away tho cobwebs and let the gooO wholesome sunlight into the foetid po laical atmosphere of South Carolina Popular applause is cheap. I can go it any time I want it. It is the prop erty of any man with the gift of ex pression to pander to the passim whim 6r -caprice. The king of th i blind tigers can now make a prohibi tion speech and win ecstatic approval I don't take myself or anybody els< too seriously. I laugh at man s frail ties and weaknesses and go my ov.n way, loving mankind in spite of all for that little bit of God in the wors man which sanctifies and redeems hu man nature. t Vj.^^J There is another thing, we havS reached the po'mt where it takes toe much money to run for office in thh State. It bars all but the rich, unless corporations and blind tigers put ur the money. The only remedy is arous? ing the people to the ?langer of a ?:e bauched electorate. When these fur? nish the money to carry an election, they naturally expect liegislation fav? orable to their interest and certainly the present administration can not be' e-iarged with obtaining gcods under false pretense. I would rather spend time and money, for this cause than for myself. It has taken hard knock: to learn the secret of life (the joy of service for others), but I know tins is the only true happiness. Sincerely, John L. McLaurMn. TWO COUNTIES CLEAR. Orangeburg ami Clarendon Fro: From Ticks. Washington, Pel). 18.?Tho depart mcnt of agriculture has announced that Clarendon and Orangeburg coun? ties will pe released from the tick quarantine March 1. clem <m College Buys Pine Stock. Clemson College, B. C, Feb. 10.? The Division of Animal Husbandry and Dairying reports the recent pur? chase of tlireo head of registered Holstein-Friesen cattle, in the lot were two cows and a heifer. The two cows In the Advanced Registry of the Holstcin-Fricsen Association with K.l records. The older cow, i..id Theodora McKinley 164798, a ?".-year-old, has n thirty day record of 2089.8 pounds of milk and 66.502 pounds of butterfat, and a seven day record of l?;.ir> pound.- of but? terfat, The younger cow, Dotty Pontiac Do Kol 232928, was sired ! v Mapleerest Pontiac Hurtos l?2178, the only hull in the world havlnu thirteen sisters which have produced thirty pounds of butter in seven days. Two of these sisters have exceeded 35 pounds in a week The same Division also reports :be purchase of n splendid Dur ?<? Jersey boar from one of the lead? ing breeders of Duroc-Jerseys in ? >hlo. This hoar is a grandson of t he noted "I >efend< r," and will he bred to rows and gl Its that arc great-granddaughters of "Defend er." The; top-cross is expected to produce some very high class young luff for sale to farmers in the State. Washington, Feb. 19.?The Ameri? can Kcd Cross has sent out an appeal for a million neu momhei i In aid ; lie nation in ih?> present crisis, BENEFITS OF LOAN AFT. Ways in Which the New System Fur- j Irishes Aid to the Farmer In Fiaau ctng His Business. By reason of the facilities created by the federal farm loan act, which was passed hist summer, it will lie easier in the future for a farmer +o secure money to make needed im? provements or for the purchase of live stock, and it will be easier also for the landless man to purchase a |fakm, according to a recent publica? tion of the United States Department of Agriculture (Farmers' Bulleton 792) entitled "How the Federal Farm Loan Act Benefits the Farmer." The federal land banks established under this act will stand ready at all times, it is expected, to lend money to farmers on farm-mortgage secur? ity. The interest charges will be not more than G pe" cent., nor more than per cent, above *he i-ate paid on the bonds sold by the banks. If 4 1-2 per cent, bonds should be issued, therefore, the rate charged on loans would be 5 1-2 per cent, or less. There will be no commissions or bonuses. The loans will be made for periods of time ranging from 3 to 40 years, thu.s doing away with the trouble and ex? pense of frequent renewals. The payment of a certain part of the principal annually or semian nually, with the interest, will he re? quired. The total payment, including the interest, will be the same for each year, and will be just large enough So that the entire principal will be paid off at the end of tho period^ The annual payment thus required te -pay on a loan of $1,000, with interest at T> per cent, in 20 years, is J80.24. After a loan has run 5 years the borrower will be permitted to pay off the whole amount, if he desires, on any interest date, or to make partial payments in addition to the regular installment. The requirement of installment payments on the amortization plan, as outlined a'.ovo, will serve, first, to cultivate habits of thrift In the bor? rower, and second, to make possible the placing of the loans at a lower rate of interest, since the gradual /?eduction of the principal constantly improves the security for the unpaid balance. The privilege of optional payments after first 5 years leave? the borrower free to discharge hi> indebtedness before the end of the loan period, if he finds it convenient to do so. ITh| federal land banks will per frr??n**?nTe?^m^ They Will convert the security whi farm mortgages afford Into a ne? gotiable form, known as farm-loan bonds. (2) They will furnish addi? tional security for the protection of these bonds, through their capital and surplus, and thus make the bonds more attractive to investors. (:{) They will sell the land-bank bonds in 'the open investment market, which for obvious reasons, the small farmer could not reach to advantage. The bonds arc to be issued in de? nominations ranging from $23 to $1, 000, and it is expected that the bonds of small denomination will encourage saving through their appeal to indi? viduals who have not been in the habit of making Investments. The bonds Will be secured not only by farm mortgages deposited In trust with a government official (the regis? trar for the land-bank district) but also, as indicated above, by the capi? tal and surplus of the 12 land banks. Both mortgages and bonds will be exempt from all forms of taxation. Farmers who wish to obtain money ttom the Federal land banks will or? dinarily be obliged to form local loan associations, and get their loans through these organizations. The lo? cal associations will Improve the cred? it of their members and reduce the cost of their loans through the per? formance of certain definite services, among which arc the following: The committee called the 'loan commit? tee" of tho association will appraise the property offered as security and approve all applications for loans which are sent t > Ihe land bank. The secretary-treasurer < f the associa? tion will transmit the papers and car? ry on all correspondence with the land bank relative to the loans. The as? sociation will guarantee the mortgages of its members, the liability of any ' individual member being limited, however, to an additional sum equal to the amount of his capital stock, or approximately to :> per cent, of his own loan. One important function of the new system will he to establish sac stand* aids for the farm-mortgage business of the United States; for it is not pr > posed to extend any credit except Oil the basis of proper security, in ad? dition to the indorsement of the local association, every loan must have the approval of one of the salaried ap? praisers appointed hy the government for tin several land banks. Further, not mote than $10,000 may be loaned to one borrower, nor more than .".?? per cent, of the value of the land offered as security plus 20 per cent, of the value of the build? ings; and the mone) must be used for Specified productive purposes, such as tlie purchase of larui land, improve ments, equipment, fertilizers, or live ?took, or for the payment of existing Indebtedness. The Federal Farm Loan Board of the Treasury Department has general charge of the system. The Depart- I ment of Agriculture Will cooperate With this bOOrd in supplying informa? tion and rendering assistance to farm ers who desire to take advantage of the Federal farm loan act, especially \ With reference to the organization of local loan associations. Needed Legislation Against The Pat lent Medicine lYaitd. It is gratifying to know that .South? ern legislators and governors are be finning to take increasing interest in J the patent medicine evil. Wisely enough does the State say that in or der to practice in person, a man must ?how good character and must at tend a medical cllogc for a certain number of years, and must pass a specified examination as proof of his ability. And yet the same slate turns right around and allows any man to advertise cure-all patent medicines without proof of character, without college or hospital training and with? out any examination whatever to show that he knows or cares anything about medical science! There is nothing at all to prevent a negro just off the chain gang from fixing up a so-called medicine, advertising any sort of claims about it and selling it to ignorant people the same as if it were the product of the most famous medical expert of the century. Here is a good chance for some legislation, and we hope it is coming in all our States.?The Progressive Farmer. Poultry Pointers. Clemson College, Feb. 12.?Do not keep unnecessary male birds. An ex? tra hen instead eats no more and may lay eggs. The business of our domestic hen is to lay eggs, and we must feed her for them. Milk is a good feed for hens. Feed them all the milk that they will consume. The hens will not only lay well, but will keep in a strong vigorous state of health. The advantage of keeping one breed of poultry is that one can market a uniform product In eggs and stock. Bran is an excellent poultry food. It is not only richer in protein than ordinary grains, but is also rich In ash, the element that enters largely in the formation of bone and shell. Pure^^^jnaul^v jj^^nori^orof^ ?JUn*/ for supplying eggs or meat I wan mongrels. Which do you keep? Cleanliness is one of the most important factors in raising poul? try. Impure food and Water, de? caying animal matter, old cans of stagnant water, and other filth are things that cause more disease than almost anything else. Keep the hen house free from all tilth and rubbish. The Orangeburg Packing House will be open by September or Oc? tober. Farmers should keep this date in mind and make plans ac? cordingly to sell hogs and beef cat? tle. Hot Bods ami Cold Frames. Clemson College, Feb. 12.?To con? struct a hot bed an eastern or south? ern exposure should be selected. Tho frame should be 6 feet and of any desired length, hut as a rule a frame C by 6 feet is amply large lor grow? ing the plants for a home garden. However, a frame 6 by 12 feet is rec? ommended, which will afford ample space for transplanting; thus giving more room for development. Excavate the soil to a depth of 18 inches and the corresponding width and length of the frame constructed, which should be fitted over the exeavatlor. This frame should have a fall fron back to front of one inch per foot, ani should slope towards the cast in order to admit sunlight^elProvide for prop? er drainage, and^pi the frame to a depth of 12 inches with fermenting stable manure packing firmly and wa? tering freely. On top of the manurj, place 6 inches of garden soil which has been silted free from all roots ar d trash. This should be slightly pack? ed. Cover the (J inches of garden seil with one inch of woods earth. Aft sr this has been completed place the sash, which are always 3 by 6 feet, and allow the bed to remain covered a few days before planting. Stan 1 ard sash may be had from seed deal? ers or from the local hardware store at a small cost. The cold frame should always ac? company the hot bed, the plants lirst being transplanted to the cold frame and later to the field. Tie I coleT frame differs from the hot b id I in but one respect, it does not have the manure at the bottom of tie bed to produce the heat. For further information write tiO Extension Division, Clemson Col? lege, S. C. ARE YOU SATISFIED? If So. We are. If Not, Read the Ei* ccllent Testimonial of Mr. Boggum "I am glad to introduce myself, Mr. S. D. Boggan, Boiling, Ala., to any sufferer from rheumatism and n?ir vous indigestion. i "Since childhood I have had it-* tacks of rheumatism, and in my fifty six years, certainly have consumed my portion of medicine. 1 had about become convinced that rheumatism was incurable. Nothing I ever took seemed to relieve me. I am ind ?ed grateful for Sulferro-Sol. I krow now that in future years, I will hive a remedy that will relieve, if not cos itively cure me. Of course, I be? lieve it will cure if enough of '^^mt^y^^S^^^^nh^lu^ tev I began taking Sulferro-Sol I no? ticed a change for the better. I also was troubled with nervous indigestion, which actually seemed to plague ny i rheumatism. I am considerably *e lieved of that also. "I am slow to recommend me II eines, but Sulferro-Sol has done me wonderful good, and to all those who suffer with both these defiant diseases, I ask them to give Sulferro-Sol a trial. It certainly helped me when every? thing else had failed." Sulferro-Sol is sold and recommend? ed by every Druggist In Sumter and vicinity. Murray Drug Co., State Els l tributors.?Advt. Our National Strength 'The Nation's might is influenced by its every citizen. Patriotism is for all. And one of its practical forms is intel? ligent, individual effort that develops collective , financial strength?so im? portant a factor in national supre? macy. Conservation upon the part of the indi? vidual-?the building of a surplus?is essential to both national and personal protection. The Officers of this Institution stand for America fir&t---and all the time. The National Bank of Sumter. ON SUMTKR'S BUSIEST CORNER.