The watchman and southron. (Sumter, S.C.) 1881-1930, February 21, 1917, Image 3
INSURANCE COMPANIES BACK.
five or, companies WBICH^
WITIIDtlW FROM state,
havj. HDKJMKD writ
( 1ng policies.
Five of Hg Seven Insurance Mil
trodu<*<i by M?mling < omni!
Have liecii Passed or Iluvo
Heco?M) Uw?Two of Dills < a/ M i d
Over by Semite.
Colombia, Feb. 19.?-Tho pasiagc by
the general asembjy of five ouj Qf the
?even nre insurance bills rcoo*nmend
?d by ihe Manning commotion h?s
claimed the insurance sltufctton In
8obth Carolina to such an ofctent that
n>^? companies, which M withdrew
w|nen the Lancy-Odom act /was passed
Ifcst year, have resumed fwriting of
jpollciee in South Carolina. Theue
leompanlos are: Northwestern Nation
F?l, Milwaukee; GernMUnia Fire, of
Ne\V Tork; Rhode lslafnd. of Provi?
dence, r. I.: Nationals, of Fails.
France, with hoadouJfrters in Provi
dence; Union, of Piiw\a, France, with
headquarters In providence, and
Phoenix of Faris, Ffranco, with head?
quarters in Provid?nce.
Gov. Manning >hjas signed the act
providing for theJ regulation of lire
insurance rates tr# South Carolina, the
measure making^^ maximum license
fee to bo charged tire companies b]
municipalities aMuj a third bill inquir
ing into the orJBgtn of flies. Tho Otb
er two bills j?ar.scd, those provider
0 building coMtjt, for the IncorpoiaMd
ritte* vsAd toiwn? 0f the State and
allowing thefgtate Insurance comnu
8ioner to aejpopt service as an attorn?
ey, have beJpn ratified and will be pie
sented to tEf. governor during the day
for his signature. He will approve
them. TMe other two bills of the sev?
en, thosdW providing for the examina?
tion andM licensing of insurance agent>
and repealing the "valued policy" lan
were cJontinued on the senate calen?
dar uiMtll the 1918 session of the gen?
eral a?ssembiy.
1 Thfle Hquor situation still is In state/
?i'i"J The conference committee tc
wnMch it was referre 1 will meet this
afMornon at 3 o'clock.
adlresses elks' lodge.
Ipartanburg Herald.
A well-attended meeting of Spar
rtanburg lodge, No. C37, of Henovtlei
and Protectlvo Order of Elks, WSJ
held last night at the Elks' hall. J. H
the grand exalted ruler for the diu
trlct of South Carolina, was present
and addressed tho meeting. Mr
Myers is in Spartanburg to report t<
the grand exalted ruler the conditio]
of tho Spartanburg loi|ge. A Com?
mittee was appointed to draw up ;
telegram to President Wilson, sndoil
ing his foreign policy. It was der id *
to enlarge the drum corps and send
a large delegation, Including the dru&
corps, to the national Elks' con vi i
tlon, to be held in Foston in July.
Two new members were initiated last
night.
Mr. Myers made a splendid addres
to tho F.lks, which was well received
Ho touched on ihe big brother move?
ment, which he declared was one o:
the most important things receiving
attention in Elkdom. It was urges'
that-evcry member of the local lodgi
take some boy under his care, as !i
planned by the movement.
THE INAUGURAL SPECIAL.
Columbia, Feb. 16.?Tho :-'outi
Carolina Inaugural special will le;i ^
Columbia Saturday night. March 3rd
at 8 o'clock and arrive in WaahlngtOi
early Sunday morning. Three y\?> pi ,
Pullman cars will Icavo Golumblfl
Tho train will carry Gov. Ifannin;
and members of his stalf and SSVOIt
hundred South Carolinians, who -r<
to Washlnnton to take part in tli
inaugural parade.
Another Palmetto State Cream
st) "ill be established at Orang<
burg in April. This will ma!. I > ??
such creameries in the state,
No (Ural is complete wltho t
Eersnuds pasture, No other part ?
the farm "ill pay more dlvld ri?'<
than a /rood Bermuda pasture
Tax Return Notice
I will attend in person or by depul
nt tin- following named places ??' -i <>
the date- mentioned, for the purp?
of receiving las returns for Rs<
y<:ir If17, an sll personal propert;
polls, to ad end dogs:
Tind 'l.1. Thursday, Jan. 1.
PliTOtoer, Friday. Jan. I?
Lev! si Hng, Tim- day, Jan !?.
Wed-eih id. Wednei day, Jan 10
Claremont, Thursday, Jna 11,
Hsjgood, 1*v. i; y. Jan, i
iti-m'" 1r. Turn day, Js n 11,
Dalsall, Wednesday, Jan. it.
Urn1, (lmi. Thai May, Jan 11,
i >vwi rro. Ptldsy, Je n. i
MaycMvilb?. Tins .Fin 89,
Pb ;i ?a m t i) n >\<\ \\ ? d .I i n. I.
shibdi. Tho, Jan 18
Noi wnnd < *t <? i Roads, l 'i i Jai
lt. R wii.Mi;
County Autl '<
SAPP AGAINST STEHE?.
lancaster man BEATS BUT
ler ran second place.
Has Narrow Margin of 32 Votes Over
Nearest Opponent, While Cheraw
Attorney Has Rig Lend?McCorkle
is Easy Winner of Short Term.
Columbia, Feb. 18.?Complete re?
turns from the primary in the Fifth
district to fill the unexpired term of
tho late D. e. Finlcy show that W.
F. Stevenson of Chesterfield and C, N.
Sepp of Lancaster will enter the gen?
eral elOOtlon Wednesday. Mr. Bapp
gO01 in the race with Mr. Stevenson
by a eoant 32 votes over Col. T. B.
Sutler of Cherokee. Mr. Stevenson
has a big lead over the field, having
j polled 3,784 votes to 2,009 for Mr.
! Sapp and 1,977 for Col. Butler. The
total vote was 10,572.
Paul G. McCorkle of York has beer
i nominated for the term expiring
March 4. Mr. McCorkle received the
i record breaking vote of 1,074,
The vote will be canvassed by :<
subcommittee of the State Dcmocrc.tU
executive committee at a meeting t<
he held tomorrow at noon in tho of?
fice of II. B. Thomas, acting secretary
of the committee, in Columbia. Th'
subcommittee consists of tho follow?
ing: R. B. Caldwell, Chester; I. J.
Campbell, York; T. Y. Williams, Lan<
caster; T. H. Ketchln, Fnirfiehl; A. J
Seattle, Korshaw; Q, A. Qulgnard
Lexington, and Wllie Jones, Richland.
Mr. Thomas sent tickets to tH?
county chairmen of the State yesicr
day afternoon. He sent tickets for
Stevenson and McCorkle who are to
be voted for and in view of the close?
ness of the race between Sapp and
Butler tickets were sent for both.
m'lavrin will not ren.
In Letter to J. A. Banks, Be Slate
His Position?Kays That it WouM
lie Best for Cause for Htm Not p.i
Make Race.
John L. McLaurin of Bennettavllle,
I former State warehouse commission?
er, sends to The State for publication
a copy of a letter he has addressed tc
J. A. Banks of St. Matthew::, president
of the State Warehouse association
The letter follows:
?j -
I Dear Sir:
I am satisfied that it will be besi
for the cause ir. which wc are so (lo: p
nUlaTaa^aliteli. tiW T stefll 91' LSl
come a candidat for office either no..
or hereafter. It was a wire step mo
get ? ticket In the field so as to give
us a definite rallying point. Now yo i
can get a man in my place and per?
mit me to canvass tho State during
the summer for th? ticket so as to
perfect an organization. These ques
M?ns must be presented and made thr
paramount issuo, and if I do so as a
candidate for governor it Will grco ly
tamper me, because my motives will
be questioned. I dedicated myself
years ago to this work and need no
reward to inspire my efforts. The peo?
ple have been humbugged so much
since 1890 by those whose only ob?
ject has been to secure office, that
they are justly suspicious of candi?
dates. There Is a good size crop now
of self seeking demagogues trying to
exploit both labor and farmer to
promote their personal fortunes ard
political ambitions. This discounts the
efforts of the man who is sine r< ly
advocating a cause.
This is why prohibition Is a failure;
many of the loudest advocates koop
their private stock and want to pro?
hibit everybody's liquqr but their own.
Tt is a disgusting spectacle to see ruo
known to be a drinking man make
prohlblton speech In the legislature
and law officers drinking blind tlg^r
whiskey. The government of unv
State is rotten where such sights o!
BUCh men are tolerated.
The truth Is that we are suffering
from the moral degradation folio \ -
ing the dispensary, and it is time to
shut OUt whiskey and have house
"leaning In South Carolina. 1 wish to
assist In that good work, but l am i i
the man to run for governor, i 1 *
Ueve we need to gel rid of :?n of h
old political hacks and chronic offl"?
?'eekers, The office seeking man In I id
'air to swamp the treasury, A" r
one primary voter out of 20 is pn of
flceholder of some kind and eael !< * ?
stature adds to the number, with th<
result that taxes have Increased abo
2B i?ep cent, In the Inst Ovo yoai -
Bvery appropriation Is larger,
while property values are stationary
or shrinking, A good business n.-r
"ould run the State government rn r<
efficiently a*lth one third less of 11
holders and one-half the ex pen 1
were handled .-is he would his 1 1
business, While we are making
nghl for a proper systom of hand] >?
and marketing our cotton crop, let 1
not forget reform In taxation and ?
efficient but econmleal system
government,
The Western States, notably th? 1 n
*cntns, have just been throe 1 <
fight, and 1 ?!m in touch v '1
lenders there. Th > advise n
Iht man who gets up the org
tlon and does the work shoultl
a candidate for ofllce. 1 belfcve
Ii true. I got as far as I could With
the warehouse system and resigned
to force its development. I could not
do it for myself but I can for another;
man.
This legislature has surrendered to
the insurance trust. The new laws
wipe out the Laney-Odom act and give
the companies just what they de?
manded. It is a shame and disgrace
to South Carolina. This must be ex?
plained to the people and those re?
sponsible for it shown up. This is the
weakest general assembly since 187G.J
They were elected on a factional is?o
sue and simply do as they are toldit
It Is. no use to get mad; they don't
know any better. Dock at the cham?
pions of law and order and advocates
of prohibition opposing the "bone
dry" bill, while the drinkers of whis?
key and champions of liquor are
daddying prohibition. Both sides are
hypocrites, fakes and humbugs play
i ing for political positions.
I think A. J. A. Pcrritt of Darling?
ton would be a good man to lead a
farmers' ticket. Mauldin is all right
and would make a fine campaign. Wi
want to get in the "middle of the
road," free from factional entangle*
inent and try to lift our pelitics to n
higher plane. It is better to get ti
man who Is not an office seeker or has
been prominently identified with eith?
er faction and this fits Pcrritt and
Mauldin.
In these great and terrible times \t
is pitiful to see this State dominated
by small men and divided over small
things. I can not let myself down
to the level of either such men or
things. Our best thought and noblesl
aspirations are stilled in the poisonous
atmosphere of personal politics. I love
public service, but I feel that I car
perform a more useful function in set
ting these issues clearly before the
people as a private citizen. It is nc
sacrifice for me to forswear politica
honors. I do, however, wish to brusl
away tho cobwebs and let the gooO
wholesome sunlight into the foetid po
laical atmosphere of South Carolina
Popular applause is cheap. I can go
it any time I want it. It is the prop
erty of any man with the gift of ex
pression to pander to the passim
whim 6r -caprice. The king of th
i blind tigers can now make a prohibi
tion speech and win ecstatic approval
I don't take myself or anybody els<
too seriously. I laugh at man s frail
ties and weaknesses and go my ov.n
way, loving mankind in spite of all
for that little bit of God in the wors
man which sanctifies and redeems hu
man nature. t Vj.^^J
There is another thing, we havS
reached the po'mt where it takes toe
much money to run for office in thh
State. It bars all but the rich, unless
corporations and blind tigers put ur
the money. The only remedy is arous?
ing the people to the ?langer of a ?:e
bauched electorate. When these fur?
nish the money to carry an election,
they naturally expect liegislation fav?
orable to their interest and certainly
the present administration can not be'
e-iarged with obtaining gcods under
false pretense. I would rather spend
time and money, for this cause than
for myself. It has taken hard knock:
to learn the secret of life (the joy of
service for others), but I know tins
is the only true happiness.
Sincerely,
John L. McLaurMn.
TWO COUNTIES CLEAR.
Orangeburg ami Clarendon Fro:
From Ticks.
Washington, Pel). 18.?Tho depart
mcnt of agriculture has announced
that Clarendon and Orangeburg coun?
ties will pe released from the tick
quarantine March 1.
clem <m College Buys Pine Stock.
Clemson College, B. C, Feb. 10.?
The Division of Animal Husbandry
and Dairying reports the recent pur?
chase of tlireo head of registered
Holstein-Friesen cattle, in the lot
were two cows and a heifer. The
two cows In the Advanced Registry
of the Holstcin-Fricsen Association
with K.l records. The older cow,
i..id Theodora McKinley 164798, a
?".-year-old, has n thirty day record
of 2089.8 pounds of milk and 66.502
pounds of butterfat, and a seven
day record of l?;.ir> pound.- of but?
terfat, The younger cow, Dotty
Pontiac Do Kol 232928, was sired
! v Mapleerest Pontiac Hurtos
l?2178, the only hull in the world
havlnu thirteen sisters which have
produced thirty pounds of butter
in seven days. Two of these sisters
have exceeded 35 pounds in a week
The same Division also reports
:be purchase of n splendid Dur ?<?
Jersey boar from one of the lead?
ing breeders of Duroc-Jerseys in
? >hlo. This hoar is a grandson of
t he noted "I >efend< r," and will he
bred to rows and gl Its that arc
great-granddaughters of "Defend
er." The; top-cross is expected to
produce some very high class young
luff for sale to farmers in the State.
Washington, Feb. 19.?The Ameri?
can Kcd Cross has sent out an appeal
for a million neu momhei i In aid ; lie
nation in ih?> present crisis,
BENEFITS OF LOAN AFT.
Ways in Which the New System Fur- j
Irishes Aid to the Farmer In Fiaau
ctng His Business.
By reason of the facilities created
by the federal farm loan act, which
was passed hist summer, it will lie
easier in the future for a farmer +o
secure money to make needed im?
provements or for the purchase of
live stock, and it will be easier also
for the landless man to purchase a
|fakm, according to a recent publica?
tion of the United States Department
of Agriculture (Farmers' Bulleton
792) entitled "How the Federal Farm
Loan Act Benefits the Farmer."
The federal land banks established
under this act will stand ready at all
times, it is expected, to lend money
to farmers on farm-mortgage secur?
ity. The interest charges will be not
more than G pe" cent., nor more than
per cent, above *he i-ate paid on the
bonds sold by the banks. If 4 1-2
per cent, bonds should be issued,
therefore, the rate charged on loans
would be 5 1-2 per cent, or less. There
will be no commissions or bonuses.
The loans will be made for periods of
time ranging from 3 to 40 years, thu.s
doing away with the trouble and ex?
pense of frequent renewals.
The payment of a certain part of
the principal annually or semian
nually, with the interest, will he re?
quired. The total payment, including
the interest, will be the same for each
year, and will be just large enough
So that the entire principal will be
paid off at the end of tho period^ The
annual payment thus required te -pay
on a loan of $1,000, with interest at T>
per cent, in 20 years, is J80.24.
After a loan has run 5 years the
borrower will be permitted to pay off
the whole amount, if he desires, on
any interest date, or to make partial
payments in addition to the regular
installment.
The requirement of installment
payments on the amortization plan,
as outlined a'.ovo, will serve, first, to
cultivate habits of thrift In the bor?
rower, and second, to make possible
the placing of the loans at a lower
rate of interest, since the gradual
/?eduction of the principal constantly
improves the security for the unpaid
balance. The privilege of optional
payments after first 5 years leave?
the borrower free to discharge hi>
indebtedness before the end of the
loan period, if he finds it convenient
to do so.
ITh| federal land banks will per
frr??n**?nTe?^m^
They Will convert the security whi
farm mortgages afford Into a ne?
gotiable form, known as farm-loan
bonds. (2) They will furnish addi?
tional security for the protection of
these bonds, through their capital
and surplus, and thus make the bonds
more attractive to investors. (:{) They
will sell the land-bank bonds in 'the
open investment market, which for
obvious reasons, the small farmer
could not reach to advantage.
The bonds arc to be issued in de?
nominations ranging from $23 to $1,
000, and it is expected that the bonds
of small denomination will encourage
saving through their appeal to indi?
viduals who have not been in the
habit of making Investments. The
bonds Will be secured not only by
farm mortgages deposited In trust
with a government official (the regis?
trar for the land-bank district) but
also, as indicated above, by the capi?
tal and surplus of the 12 land banks.
Both mortgages and bonds will be
exempt from all forms of taxation.
Farmers who wish to obtain money
ttom the Federal land banks will or?
dinarily be obliged to form local loan
associations, and get their loans
through these organizations. The lo?
cal associations will Improve the cred?
it of their members and reduce the
cost of their loans through the per?
formance of certain definite services,
among which arc the following: The
committee called the 'loan commit?
tee" of tho association will appraise
the property offered as security and
approve all applications for loans
which are sent t > Ihe land bank. The
secretary-treasurer < f the associa?
tion will transmit the papers and car?
ry on all correspondence with the land
bank relative to the loans. The as?
sociation will guarantee the mortgages
of its members, the liability of any '
individual member being limited,
however, to an additional sum equal
to the amount of his capital stock, or
approximately to :> per cent, of his
own loan.
One important function of the new
system will he to establish sac stand*
aids for the farm-mortgage business
of the United States; for it is not pr >
posed to extend any credit except Oil
the basis of proper security, in ad?
dition to the indorsement of the local
association, every loan must have the
approval of one of the salaried ap?
praisers appointed hy the government
for tin several land banks.
Further, not mote than $10,000
may be loaned to one borrower, nor
more than .".?? per cent, of the value of
the land offered as security plus 20
per cent, of the value of the build?
ings; and the mone) must be used for
Specified productive purposes, such as
tlie purchase of larui land, improve
ments, equipment, fertilizers, or live
?took, or for the payment of existing
Indebtedness.
The Federal Farm Loan Board of
the Treasury Department has general
charge of the system. The Depart- I
ment of Agriculture Will cooperate
With this bOOrd in supplying informa?
tion and rendering assistance to farm
ers who desire to take advantage of
the Federal farm loan act, especially \
With reference to the organization of
local loan associations.
Needed Legislation Against The Pat
lent Medicine lYaitd.
It is gratifying to know that .South?
ern legislators and governors are be
finning to take increasing interest in J
the patent medicine evil. Wisely
enough does the State say that in or
der to practice in person, a man must
?how good character and must at
tend a medical cllogc for a certain
number of years, and must pass a
specified examination as proof of his
ability. And yet the same slate turns
right around and allows any man to
advertise cure-all patent medicines
without proof of character, without
college or hospital training and with?
out any examination whatever to
show that he knows or cares anything
about medical science! There is
nothing at all to prevent a negro just
off the chain gang from fixing up a
so-called medicine, advertising any
sort of claims about it and selling it
to ignorant people the same as if it
were the product of the most famous
medical expert of the century. Here
is a good chance for some legislation,
and we hope it is coming in all our
States.?The Progressive Farmer.
Poultry Pointers.
Clemson College, Feb. 12.?Do not
keep unnecessary male birds. An ex?
tra hen instead eats no more and
may lay eggs.
The business of our domestic hen
is to lay eggs, and we must feed
her for them.
Milk is a good feed for hens.
Feed them all the milk that they
will consume. The hens will not
only lay well, but will keep in a
strong vigorous state of health.
The advantage of keeping one
breed of poultry is that one can
market a uniform product In eggs
and stock.
Bran is an excellent poultry food.
It is not only richer in protein than
ordinary grains, but is also rich In
ash, the element that enters largely
in the formation of bone and shell.
Pure^^^jnaul^v jj^^nori^orof^
?JUn*/ for supplying eggs or meat
I wan mongrels. Which do you keep?
Cleanliness is one of the most
important factors in raising poul?
try. Impure food and Water, de?
caying animal matter, old cans of
stagnant water, and other filth are
things that cause more disease than
almost anything else. Keep the
hen house free from all tilth and
rubbish.
The Orangeburg Packing House
will be open by September or Oc?
tober. Farmers should keep this
date in mind and make plans ac?
cordingly to sell hogs and beef cat?
tle.
Hot Bods ami Cold Frames.
Clemson College, Feb. 12.?To con?
struct a hot bed an eastern or south?
ern exposure should be selected. Tho
frame should be 6 feet and of any
desired length, hut as a rule a frame
C by 6 feet is amply large lor grow?
ing the plants for a home garden.
However, a frame 6 by 12 feet is rec?
ommended, which will afford ample
space for transplanting; thus giving
more room for development. Excavate
the soil to a depth of 18 inches and
the corresponding width and length
of the frame constructed, which
should be fitted over the exeavatlor.
This frame should have a fall fron
back to front of one inch per foot, ani
should slope towards the cast in order
to admit sunlight^elProvide for prop?
er drainage, and^pi the frame to a
depth of 12 inches with fermenting
stable manure packing firmly and wa?
tering freely. On top of the manurj,
place 6 inches of garden soil which
has been silted free from all roots ar d
trash. This should be slightly pack?
ed. Cover the (J inches of garden seil
with one inch of woods earth. Aft sr
this has been completed place the
sash, which are always 3 by 6 feet,
and allow the bed to remain covered
a few days before planting. Stan 1
ard sash may be had from seed deal?
ers or from the local hardware store
at a small cost.
The cold frame should always ac?
company the hot bed, the plants
lirst being transplanted to the cold
frame and later to the field. Tie
I coleT frame differs from the hot b id
I in but one respect, it does not have
the manure at the bottom of tie
bed to produce the heat.
For further information write tiO
Extension Division, Clemson Col?
lege, S. C.
ARE YOU SATISFIED?
If So. We are. If Not, Read the Ei*
ccllent Testimonial of Mr. Boggum
"I am glad to introduce myself, Mr.
S. D. Boggan, Boiling, Ala., to any
sufferer from rheumatism and n?ir
vous indigestion. i
"Since childhood I have had it-*
tacks of rheumatism, and in my fifty
six years, certainly have consumed
my portion of medicine. 1 had about
become convinced that rheumatism
was incurable. Nothing I ever took
seemed to relieve me. I am ind ?ed
grateful for Sulferro-Sol. I krow
now that in future years, I will hive
a remedy that will relieve, if not cos
itively cure me. Of course, I be?
lieve it will cure if enough of
'^^mt^y^^S^^^^nh^lu^
tev I began taking Sulferro-Sol I no?
ticed a change for the better. I also
was troubled with nervous indigestion,
which actually seemed to plague ny
i rheumatism. I am considerably *e
lieved of that also.
"I am slow to recommend me II
eines, but Sulferro-Sol has done me
wonderful good, and to all those who
suffer with both these defiant diseases,
I ask them to give Sulferro-Sol a trial.
It certainly helped me when every?
thing else had failed."
Sulferro-Sol is sold and recommend?
ed by every Druggist In Sumter and
vicinity. Murray Drug Co., State Els
l tributors.?Advt.
Our National Strength
'The Nation's might is influenced by
its every citizen. Patriotism is for all.
And one of its practical forms is intel?
ligent, individual effort that develops
collective , financial strength?so im?
portant a factor in national supre?
macy.
Conservation upon the part of the indi?
vidual-?the building of a surplus?is
essential to both national and personal
protection.
The Officers of this Institution stand
for America fir&t---and all the time.
The National Bank of
Sumter.
ON SUMTKR'S BUSIEST CORNER.