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GOV. BLEASE ASKS '' MASTER FOR PLAN: I1 INSURANCE COMMISSIONKH OUTLINES CAMPAIGN. 31'Masfer Does N<?t Advise Present: Compulsory Investment Lejiisialation .lust Now. Columbia, December 2."?.?Correspondence which has recently passed between Governor Blease and Insur anc-e Commissioner t\ h. .wcvuasier regarding a proposed law for compell- j ing foreign insurance companies to; invest in South Carolina securities] was given out at the office of the governor yesterday afternoon. On account of the general interest in this matter the correspondence is given in j full. On December 22 Governor Blease addressed the following letter to insurance Commissioner F. H. McMaster: "Having noticed your fight for a compulsory investment law, which, as I understand, requires that all insurance companies doing business in this State shall invest a certain amount of their reserve fund in the State of South Carolina, and understanding that you will take the matter up at this session of the general assembly and urge the passage of such a law, I would be glad ft you wouldoutline to me what your idea is in or- j +l-?o.+ 1 inmr V,n nronfl rfwt tn tskp 1 : Ut'I Lild L I 111U.J uv vw ? I such action thereon as I may deem i wise. You have been so earnest in j your efforts along this line, and I j aav-? lieArd you complimented so of- j ten in reference to it, that I feel!1 that nothing could prevent you from pressing your fight in this matter, and 1 I desire to be in position to help you 1 if 1 should find that it is the proper < thing to do." j j 3Ic3Iaster Replies. ' j < To this letter Insurance Commis-1 sioner McMaster replied as follows ( under date of December 23 to Gover-, 1 nor Blease: jt "Virct ipt nip sav that I aDDreciate 1 your kind letter of December 23. ji "Of course, my mind has been ab- j t sorbed in my department, and, there-; 1 fore, the power and effect of insurance ! forces may seem disproportionately t greater to me than other influences in the State. I have felt that there r were few matters of equal importance 1 to the people of the State as the caus- t ing to be invested in securities of this e funds which insurance man- j t agers hold in trust for South Caro-! r linians. 11 "In round figures these funds now \ amount to approximately $30,000,000. j c You can realize what it means to the State, to the counties and to the mu- ! c nicipalities to have a ready market for 1 c their bonds. You appreciate the great- j er advantage to the people of the State . t to be able to secure long time loans s on mortgages. You also appreciate t that even if these funds are deposited 1 in our banks, our banks will be able i to accommodate borrowers, poor men t and rich men alike. Now if these funds, which, before the establishment of the insurance department were in- t vested in the North and West, may be Invested here, it practically means t that much increase of capital to the' State. As tihis is our own capital and \ ttrhn hnlH it arp tnist.pps I do UULO n A*v v - ^ I have felt that it was proper for us ( to direct these trustees how they c should invest tibese funds. "So much by way of explanation of, ^ my position. ' < How to Get Results. ( "Now how best to accomplish these ( results. There has been little diffi- < ' culty in inducing the companies which I have their home offices in .Virginia, 1 North Carolina, Tennessee, Georgia 1 and other Southern States to invest 1 freely in South Carolina securities. ! Almost without exception the com- < panies in these States have invested j j more man meir reserves, dui, iu me | main, these companies are small and | their total reserves scarcely equal thatj 1 of any one of the largest Northern j < companies. "Commencing with 1909 a systema- i tic campaign, by correspondence and t ] personal interviews, was inaugurated i : to induce the Northern companies to , < invest the funds which they hold in j 1 trust for South Carolinians in South . Carolina securities. Some of these ; responded readily, but the majority, i if not looking with actual distrust i upon South Carolina securities, were i very slow to respond. I regret to say j: that many of the agents of these com- j panies in South Carolina sustained ; the view taken by the Northern managers to the effect that the manage- : ments should be permitted to invest ,1 the funds entrusted to their care wherever they chose. Some of the 1; agents, however, have cooperated with j me most loyally. , < Indneements Offered. "By legislation enacted in 1909 and 1910 inducements by way of reduced i license fees were offered to all com- ] panies to invest. This had some effect, : but several of the largest Northern ] companies, doing the greatest amount ; of business in this State, did not seem ; < be influenced at all by this. "We were confronted by this situation from 11*09; That, in l'JUS, when Texas passed a compulsory investruont law, the largest insurance companies in the North withdrew from tv.i-o;. Tim' o wa? nr? harm in I]i 1 vi t.O \a3, x nv.- v. ^ _ the State of Texas, except in the loss of revenue from t"ie tax on premiums which these companies continued to collect by mail from Texas, but on which they have paid no tax to the Suite of Texas as they were not licensed therein. "So, from 1909 until 1912, I contented myself with carrying on the cam paign by agitation and by correspondence. In 1912 I proposed that the license fees on those companies which did not invest be increased, but the legislation was not passed. As several of the largest companies, taking the largest amount of premiums from South Carolina, did practically nothing during the year 1912, at the session of the legislature last year I proposed that we pass a compulsory investment law, believing that it would be better for the State to sacrifice what it would lose on premiums which would be mailed to the companies which withdrew from the State, than ro allow them to continue to write new Ujisiness in this State and not make investments in the State. Matter Continued. "When this bill was about to come np in the senate, a committee of senators and myself were invited to meet with about fifteen or eighteen representatives of insurance companies who made this proposition. That the bill be carried over until this session and these representatives would set themselves to work to induce their companies so to do, and that they would urge those companies which did not invest to withdraw from the fieM, so that this agitation would sease, this agitation being a serious matter to the agents of the companies, citizens of the State. "Therefore, the bill was carried >ver. During the past year practicalir oil nf tlio orvmnnnips with one or :wo exceptions, have made, and are >eginning to make, liberal investments n this State. With one or two excepions, all of the life insurance com>anies are now making reasonable in'estments in this State and some of hem are investing liberally. "I cannot say that there is an agreeaent among the managers of the argest companies to withdraw from he State if compulsory legislation is enacted, but the fact is that six of he very largest companies doing busiiess in this State, holding South Caroina reserves aggregating $17,222,000, vould withdraw from the State if a :ompulsory investment law were passid. (The statement was made at the inference iheld last year that twelve :ompanies would withdraw. So there are six smaller companies besides he six. large ones allauded to.) These iix large companies last year paid to he State of South Carolina in State icense fees $40,900. This does not nclude the amount paid to municipalises. Increase Taxation. "Under present conditions, due to ;he fact that South Carolina has been particularly active in this matter and :hat a number of other States have lot been at all active, it seems likely :hat a number of these companies will not only invest their full South Carolina reserves in South Carolina securities, but will do more. Indeed, >ne or two or uie largest comnamcs lave already invested more in this State than their South Carolina reserves. Therefore, since the paf^^ )f a compulsory investment bill would ;ause tihe State to lose certainly more than $40,900 in revenue, and, since :he companies which would withdraw from the State (supposing there are twelve) hold probably $20,000,000 of South Carolina reserves and these companies would then cease to invest m soutn uaronna, it seems 10 me that, instead of pressing compulsory investment legislation it would be better to propose passing a law in?reasing taxation 011 those companies which did not invest, so as to either ^ause them to invest or to offset the loss in revenue which the State now suffers by reducing the license fees on companies which make investments in this State. The State of South Carolina lost in revenue during the past year $28,300. In other words, without this reduction in license fees this department would have turned into the State treasury about $201,000 in stead of turning in about $173,000, which it has actually done during the past year. "I should be glad to go more fully into this matter, or other phases o? this matter, by correspondence or by personal interview, if it so pleases you. "Thanking you again for the interest you are taking in this matter.' This from the Dillon Herald will show the trials and tribulations of newspapers: "The Herald was in error in stating last week that Jno. Hamilton, who was injured by a train at Stafford's Crossing a few weeks igo, had returned home." I tm?// r^/ a ! It tells you h ?1 phone line w Ki 1 ' I I rS vnnp huyh.Pi^ f. 1 vM 1 ( I # V I 1 t I I I Vi If now cnjoved* . w ?/ ?3 n rz , i| ir you ha I jj teii you how | You do not o Address n< I' SOUTHERN AND TELE U I<63 s BAPTIST HOSPITAL CO>DIITTEE. j_ u 1 CI 5WHS *. vuipu.?c J/utnu Which is to Meet Shortly After Holidays. The State, 19th. The State Baptist convention which recently met in Bennettsville, appointed the following committee to | establish and conduct the State Bapi cist hospital in the city of Columbia: The Rev. Is. J. Bristow, Abbeville; the Rev. Z. T. Cody, D. D., Greenville; Jno. M. Kinard, Newberry; the Rev. C. E. Burts, D. D., Columbia; the Rev. W. D. Wakefield, Columbia; Will T7*..? ^ ^/\l?nrvKio Andrew T T^OtVlPfi j H?V ana, Vjuiumuia, xiuu' n v. iColumbia; H. A. Graham, Green| wood; the Rev. J. S. Dill, Gaffney; ! the Rev. S. P. Hair, Chester; C. H. i Roper, Laurens; E. C. Ridgell, Batesjburg; Robert Lide, Orangeburg; H. j L Erckmann, Charleston; the Rev. |W. C. Allen, Latta; Robt. J. Alder jman, Alcolu; E. P. Vandiver, Anderson. The committee will probably meel shortly alter the holidays, at which time it will reorganize and outline the work for the hospital. West Point Appointment. In addition to the vacancies in Annapolis, there is also a vacancy ir West Point Military academy. I have set January 24, 1914, at Anjderson in the court house, to selecl nominees for the Annapolis appoin': rentr. and applicants for West Foini vill be decided at the same time anc place. All rpplicants must reside in th< third congressional district. Applicants for West Point must b< Viotmoon fV>.o o croc rwf 17 QTlfl 21 VPATS ' v* * j v?- ? Applicants can select either p7ac( by notifying the examining board or to taking the examination. the day of the examination, prioi The same questions will be giver applicants for both positions. All applicants must be fre? fron serious physical defects. The mental examination will em brace arithmetic, algebra, geometrj I through plane geometry, geography ! English grammar, United States his jtory and general history. Persons desiring to taKe tnis ex animation should prepare themselves thoroughly for the successful candi dates will have less than two month; in which to prepare to enter the in stitutions named. Wyatt Aiken, M. C. HPV TS MTftHTTFR. THAN THE HORDI ! Defies Man's Law of Supply and De. raand Boycott not Reason. Washington, Dec. 10.?That the hei is mightier than man has been proven The reduction in the price of eggs, according to the specialits in the department of agriculture, is due mon to the natural fact that the pullets have begun to lay again than to th< - * > ?j-?+>, j enecL 01 uo^culus against, cggo ui umjer agitation. The pullets on the government farm, and, in fact, throughout the country, have at last begun t< fin *3 Oti II h ? r' . >? ?'2 _Ji QLJ1 iiLii w:, ftTHl ? 1 P?g? I. h.i? isk for It Today-A F ow you mav conne ith the Beli svstern / ss Wal and ion<* di 17 by more than 5,00(1 ven't a Telephone to get service at ve bligate yourself by: earest Bell Telephone M< armers' Line Department bell telepji :graph comp, outh FryorSt., Atlanta, Ga. , lay, and already many poultry owners are reporting a 50 per cent., egg production j The fact that fresh eggs are now i beginning to reach the market has i necessarily reacted on the prices at ! which storage eggs have been held. The explanation of the particular market shortage this fall dates back to i weather conditions during the spring ; and summer. Investigation of weathI er conditions shows that the spring was unusually wet and cold, which set back the laying development of the pullets; and the unusual drought! in July further postponed the laying period, because both of these weather conditions affect the food supply of the pullets. As a result, the pullets that normally begin to lay in the fall , have not commenced their laying until ! about a month later than the usual > fall laying season. j Unless unusually cold weather in ' tervenes, this pullet egg supply should ; now continue. The increased cold j weather will naturally 'affect the lay* "-1- ? HI1T1 An fVlA ! ; ing 01 puneus aiiuwcu wj iuu vu . farm without proper shelter. The ef>! feet of cold weather on laying pullets can be greatly lessened, however, if the chicken ownerB provide suitable shelters from the cold. i A Natural Advance. i i The usual advance in the price of i eggs during the fall of the year, par- j ticularly of fresh eggs, is largely due ? i to natural causes. There is a time i i each year during the hen's life known t as the moulting period, when the hens I shed their old feathers and grow new I ones. This process begins at any time i from July 1 to September 1, and occu~ ~ * ~ a xk ^ i pies about 90 days, tne age 01 uie J hens having considerable influence on j the time they start to moult. JI Two and three-year-old hens do not i begin to moult as early as yearlings. Hens do not start to lay until a week * or/ two after the new feathers are i fully grown and the bodies of the I liens are well protected from cold I i weather. During the moulting period, few, if any, eggs are laid because all - tihe feed the lien consumes is needed > j to keep up her health and vitality and > | produce the new coat of feathers. It follows that practically the only source of fresh eggs at this tjme is - the pullets hatched during the pre> ceding spring. Pullets seldom lay un til fully matured or grown, therefore, 3 if the majority of pullets in a com munity are hatched late or for any reason have not been grown and matured properly, a scarcity of fresh esres is bound to result. When cli mati% or other conditions exercise a S widespread influence to retard the development of pullets over a consid erable area, this shortage of eggs will be noticed over a wide extent of territory. 1 The Iteal Solution. The only hope of increasing the fresh egg supply in the fall lies in - the proper handling of pullets, as hens J can not be expected tp lay at this sea5 son. To secure pullets that will lay i in the fall, the American breeds j should be hatched about March, and 1 the Leghorn and other Mediterranean -' breeds somewhat later, in April or > May. The Leghorn pullets begin to j . Needs Free Postal Will Do ct your Tele, and eet the ?! 7 r-j ' 5 i * . . _ _ .. ! [Stance service ^ 1,000 people, [j | | this book will jj j :ry small cost. jj | sendin? for it. 11 - d mager, or ONE any ffmft if I ^ I " l; I lay sooner after hatching than the j American breeds. The question of j feeding then come in. Proper feed- J ing will cause the pu.:lets to lay dur- j ing the fall and winter, but too heavy j f/i/i/Jin/r nr. i^nrnrvar fc.o/"Hncr will fnTPP ' the growth of the pullets to such an extent that they will begin laying .in LAugust and September, then pass through .the moulting period in the fall the same as hens, and cease laying until warm weather. This is a difficulty that the skillful poultryman must avoid. If proper methods in the growing of pullets were employed, much larger quantities of fresh eggs could be produced during the fall and winter, and this would assist, materially in keeping the price for fresh eggs within reasonable limits at such times. The lack of a sufficient supply of fresh eggs during the fall and winter forces tfhe public to depend on eggs stored during the preceding spring, and storage eggs advance greatly in price because of the scarcity of fresh egg supplies. T onfnro hip a ToftHinc WfiTfl. JUVVVUA V MJ %o ^ T. B. Neely, of "Columbus, Ga., son of Berry Neely, a leading colored citizen of Newberry, will make an address in Bethlehem Baptist church on Sunday, December 28th, at two o'clock in the afternoon, on "The future Life." At the same ihour on Monday, tihe 29tk instant, he will lecture to men only in the Miller Chapel A. M. E. church. An invitation is extended ,to all the colored people to attend the Sunday lecture and to all men, young and old, to attend the Monday lecture. Shipping Automobiles. The largest shipment of automobiles ever made to South Carolina is now in transit, 72 Ford cars, and will be distributed to the following dealers: Summer's garage, Newberry, S. C. Summer's garage, Laurens, S. C. Smith Auto Co., Abbeville, S. C. Mr. A. L. Todd, Anderson, S. C. Hatcher & Edwards, Johnston, S. C. (Carter Hdw. Co., Walhalla, S. C. Smith & Jones, Easley, S. C. G. C. Tutt, Jr., Gaffney, S. C. J. F. Burbank, Union, S. C. Price & Britt, McCormick, S. C. Dr. B. H. Carlton, Donalds, S. C. H. A. Wiles, Honea Path, S. C. Jno. I. Chipley, Greenwood, S. C. Death of Miss lVbitney. Miss Rena G. Whitney died at her home at Maybinton on Saturday morn- | ing at 3.30 o'clock, after an illness of | about 16 months of pleurisy, at the | age of 21 years, and was buried Sun-' day 'afternoon at 1.30 o'clock at! Ebenezer, service conducted by the ( Rev. J. M. Friday. She was the! daughter of Mr. and Mrs. W. B. Wbit-! ney, of Maybinton. Besides her parents she is survived by three sisters and one brother, Mrs. Thomas Jeter, of Carlisle, Mr. Fred H. "Whitney and Misses Daisy and Lula Bessie Whitney, of Maybinton. * Piles Cured In 6 to 14 Days Your druggist refund money if PAZO OINTMENT fails to cnre any case of Itching, Blind, Bleeding or Protruding Piles in 6 to 14 days. "^he fit9t application gives Ease and Re6t 50c. Unclog the Liver 1 Headache Goes wj To put your upset liver in fineH ihape, to drive poisonous waste from.? bowels and cure constipation use JM HOT SPRINGS V LIVER BUTTONS? from the famous Hot Springs, Ark. fl Take one each night for a few days; M you'll eat better, work better, sleep fl better, your eyes will brighten andfl your skin grow clearer. 25 cents, all V druggists. fl Free sample LIVER BUTTONS and booklet 1 about the famous Hot Springs Rheumatism H Remedy and Hot Sprines Blood Remedy from. I Hot Springs Chemical Co., Hot Springs, Ark* H Gilder & Weeks fl Nervous and Sick Headaches. Jjj| Torpid liver, constipated bowels and j disordered stomach are the causes of S these headpches. Take Dr. King's J New Life Pins, you will be surprised? how quickly you will get relief. They? stimulate the different organs to do fl their work properly. No better regu- V lator for liver and bowels. T:jke 2"c. and invest in a box today. flB A?, all druggists or by mail. U S'ucklen & Co. Philadelphia and St. Louis. Nearly Every Child Has Wcrms. Fairness. at times a flushed face, unnatural hunger, picking the nose, W gr^ar thirst, etc., are indications of worms. Kickapoo Worm Killer is a V reliable, thorough medicine for the re- 9 moval of all kin'ds of worms from children and adults. Kickapoo Worm1 Kh'er in pleasant candy form, aids digestion, tones system, overcoming fl constipation and increasing th$ action V of the liver. Is perfectly safe for even jj the most delicate children. Kickapoc^^ Worm Killer makes children happy? and healthy. 25c. Guaranteed. TryH it. Drug stores or by mail. Kickapoo J Indian Medicine Co., Philadelphia and? St. Louis. B| We Pay Cash ^ Hens - 10c ( Fry Chickens - - 12c } Roosters - - - 7c J Eggs, dozen - - 30c Turkeys 13cfl| Best price for beef hides. MILLER BROS, 1 Prosperity, S. C. I Pay Cash | For Hens 10c Il> Jra Roosters 7c H? I Frying Chickens 12c lb fl Eggs 30c doz fi Turkeys 13c 8 Jas. D. Quattlebanm, A .Prosperity, 5. C To Cure a Cotu >n One Day Take LAXATIVE BROMO Quinine. It stops# ' S Cough and Headache and works off the Coir Dnsrgists refund money if It fails to csrc Jfl E. W. GROVE'S signature on each bos. 2S" V SALE OF PERSONAL PROPERTY. ^ On Friday, January 2., 1914, at 11 J o'clock, at the Hagood place in Saluda County, just across Saluda River from Old Town on Southern Railway, A I will sell at public outcry, to the highest bidder, the following personal property of Messrs. Purcell, Evans and Scott, the owners of the Hagood place, to wit: Mules, 4-horse wagons, 2-horse wagons, 1-horse wagons, B wagon harness, plow gears, mowers, ^ common and improved plows, disc and I smoothing harrows, engine and ginn- 1 ing outfit, hay press, distributors, oth_ mm er farm implements and tools, and otii- J er personal property. 1 TERMS: CASH. H. C. HOLLOWAY, W ATTORNEY. 9 Insert Dec. 18-23-30. " ' T ATi timcAViT DDADL>PTT 5ALt Ur I LXWVJ-iJU x XVV/JL liitjL JL( I By virtue of an order granted by I C. ?. Schumpert, Esq., Judge of Probate for Newberry county, the under- J signed will sell to the hghest bidder, m or bidders, for cash, at the residence and store house of the late William MM H. Eddy, Sr., deceased, at Jalapa, in Newberry County, South Carolina, on a j Tuesday the 6th day of January, 1914, ^ i beginning at ten-thirty (10.30) o'clock in the forenoon, all the personal property of which the said William H. 1 Eddy, Sr., deceased, owned at the time i of his death, consisting of a small I [ mercantile stock, one wagon, one bug- J |gy, two cows, two mules, farming 1 | tools and implements, one sewing | machine, household and kitchen fur-^^J niture, etc., etc. ?| George W. Eddy. V Executor of the Last Will and Testa- 1 B ment of William H. Eddy, Sr., de- Q ceased. Dec. 19-26-Jan.-2. * 338 < |