University of South Carolina Libraries
1>9E /^tf-T.? J Office om Main Street, above Taylor. -ti?jjf .ar Book and Job Printing of every de? erl p 1 ion promptly and faithfully attended to. "Inserted tn tho^^y^?t^o^eents per fiquare or tho first' abd Wtenta each subsequent in lextlon, ? ; lH?gi?dTe1^8e^h4?.l#Jao week, .?ponth oryear?Mreaapnatd* , , iy*WHH? 1 ffrj?il '?di ,h-: MW ui'it MQlTftd ...... u.. M H s /.JU um i awww 1 Tte? Hon? of tUo Cierh. . , With bods weary and TTorn, ??r ' ??! ? ! With1 eyelid* heavy Stodttd; ?J ; ??" Th? long, long day bo etandS epH?.* deek ^WriUog away for bJ-bread."" 7r^:. ? t ^rit^write^wrfte',"*: " " '. \ N?ver an end to bia werk; -. Tho long, long day. fad,*? into night, t Yet butyls the poor olefK - ! . : ' foi ni tur.-' (. '.T: bfV? ,.-t* ?-..ir Add, add, add, . ...:...! The oolam ua of - dolt ar a and oanU; . And.work, work. wafs, >. a BOT the pitiful recompense. Only tabaaiire, . i .,:! ? t. ' ? ii And bo ?me roh sn fe derk, Strive, strive, strive, ?-? . hie To get through with endless work. Work,work,work, . r Front morn till late st night; Work, work, work, . Your entries must bo right! : Dimes, dollars and cents. Gents, dollars and dimes, oki j . Till ?the Lear? is siok and brain benumbed, ;o And blotted your ledger lines. Work, work, work, Journal, ledger and cash! Work, work, work, ' Th rung ti..nt tho bustle and crash The h url j-burly of lifo To preserve poor body and soul While your ohildren ana wife Are starving, and freezing with cold. Obi men, If yon haye hearts Hearts not made of stone May the pangs of adversity's darts, Ns**? fled in those hearts at homo! Write, write, write. , , Writing for bread and meat;. Writing at on oe with a doable pen, A ..balance" and "winding sheet!" Add, add. add, ' The columns tedious and long; Yet 'tis not donara you're adding up, Though dolorous is ydur song. Add, adra, add, . rani Till your brita with favor Is rife; The columns you are adding up ' '/Are tho precious moments of life! Work, work, work, . Work, and tho righi paraos; There ls a Book where entries are made Doable entries for yon.' Work, work, work, . 3 I And meekly bear your croea; TOOT credits are all on the profit side, Toar debits on the side of loss! .. French heels have been nearly entirely discarded in Oil City. The side-walks b?ii g made of rafted lumber, and fnll of peg boles, the girls frequently found their heels fast, and a wholo section of si de-Wal ks had to be torn np before they could continuo their promenade. Tho authorities have passed an ordinance lately requiring every Bide-walk owner to keep a set of jaok-sorews and pulley blocks on tho promises, in readiness for Buch accidents. - Titu&ville Herald. The Cottage Honte Restaurant, ?ES&L ??a. O. H. DUHMS. proprie-flO jdfTG^tor of fhe O OTT AG h. UuOSfc.y* K_S VSBFWashipgton street, next dooi ? to Masonic Hall, desires to inform bis friends that ho has opened a first class RE8TAU BANT, sad will furnish, at short notice, OYS TEB8 in every style, Hoops, dame and other relishes. Call at the Cottage. House and make yourself merry. Oct 22 1 The Exchange House. ff& /l^WEIA ki-own as ."the })laco"?Bis i^iyijsMr where i-uo bent u" di lu?ul?? BfJur >?$BW and eatables aro furnished, ia Mff ia the full tide of prosperity. The whole house baa boen put in perfect order, and tho proprietors guarantee that guests can obtain all . tb? delloaeies of the season-0?8TEHB, PISH, O AME, oto. Oct 12 PAYftlNOEB A FRANKLIN. THE CAROLINA HOUSE IS once more open to the public, under [the superintendence of air. li. BABhY. ' The r?putation of the house will be kept ap.. August 81 CITIZENS' SAVINGS BANK SO??TH CAROLINA Deposits of $1 and Upwards Received, INTEREST ALLO WED A T THE BA TE t ?J BEVEN PER OENT. PER ANN UM, Off OER TIE JO A 2 ES OF DEPOSIT. AND BIZ PER CENT. COM? POUNDED EVERY SIZ MONTHS ON A COO UNIS. OFFICEBB. Wm. Martin, President. A. O Breniser, Cashier. J. H. Sawyer, Assistant Cashier, i oharge of Branches. John O. B. Smith, Assistant Cashier. Director*. Wade Hampton, Winiam Martin, A. O. Has? kell,?. W. MoMaeter, John P. Thomas, E. H. Helnltah, lohn B. Palmer, Tho ta OB E. Gregg, Columbia. J. Bli Gregg, Marion. G. T. Soott, Newberry. W. G. Mayes, Newberry. B. H. Butledge, Charleston. Daniel Bavenel, Jr.. Charleston. ^Mechanics. Laborers, Clerks, Widows, Or* ?hans and others may here deposit their eav lgs and draw a liberal rate of interest there? on. Planters, Professional Mon andTrneteei wishing to draw Interest en their funds nntU fcbey require them for business or other pur? poses; Parents desiring to sot apart small jonis for their ohildren, and Married Womeo and Minors (whose deposits can only bs with? drawn by theniBo'vea, or, In case of death, by ?heir Isgal representatives,) wishing co lay Saids fonds for future nae. are here afforded sn opportunity Of depositing their means where they will rapidly aoonmnlate, and, at ?he same tims, be subject to withdrawal when teed sd. _Aug 18 American Clnb Fish. peu.' w a-jKw* A DELICIOUS relish; better -Jd much cheaper than Sardines. For sale ky_h. HOPE. STOCKS. BONDS ?nd COUPONS bought and sold by D QAMBRHL. Broker. Baker's Superior Cod Liver Oil. J fi> DOZEN Baker's GOD LIVES OIL, for M.4B sals, wholasale and retail, by OotMt H. H. HEINIT8H,Druggist. Charlotte. Columbia and E. B, tSZmiim? lil* ON ?nd after SDNDA? MS0lH9Bi.(zt,Otilnit., thefollow tog schedule will be run (msitUi road: .a ft Lear? ?ugiata...v.:3.25A.'M*' "fcooV. H. Lo*ve Columbia.... * .8.09 A. M. 1 11.00 P. M. Arrive Charlotte.8.16 P.Mi K 6.20 A.M. !,i OOINO sousa., *._> Leave Charlotte. .Y.H?Xjt], fj 816Prg. Leave Columbia.... I 67 P. M. . 2.80 A. M. Arrive-Augusta... i. .?.60 P. M. ' 7 90 A. M. Mo. 1 Train daily K No. 2 Train daily, Bun days excepted. Both trains make dose con? nection io all points Nor!h, ftouth and Weat. Through tickets Bbid and baggage ohepked to all principal pouflli' St?nd?rdllme- Wash? ington City time. 16. mihutBs fatter than thia olly. E. P. ALE JAN PER, Genera) Bop. E.R. Do BB ar, Gen. Freight aug Ticked Agent ~~ ... Change of. Eohednle. : - (.Sours QABoAsna, BAILBOAD COMPAUT, o OOLUKZUA> Si$.,jJ?ne 8,1871* and alter bmadayt<llwrWatMt: " . f{ T/. 1 ... M ' KAIL ?H? iMHUnOua TH Am. Loavo Columbia ?trfiUu?w. ?...7 40 am Arrive at. Charleston at'.'-./> ?.......,?8 20p m Leave Charleston ?ti,, >.8.2u?m I rr ive at Columbia kt...'.. ,. ,8.40 p m NIGHT ETtPBKBS, FRKIOHT AND ACCOMMODATION TRAIN, > [Mundays exooptod. ] Leave Columbia at.%<..../.7-e0 P m Arrive st Ch a rles ton a t. IM-..... .8,46 a Xk Leave Charleston at... . ....7.10 p m Arrive at Columbia at......6.00 a m Camden Accommodation Train will con tinue to run to, Columbia ~~ formerly-Mon? days, Wednesdays and Saturdays. - A. L. TYLER, Vice-President. 8. B. Pzoxnta, General Ticket Agent. Schedule on Blue Ridge Railroad. i ninninewi Leave Anderson.6.00 P. M. ?Ml " Pendleton.7.00 " T ~~ " Parryville.7.45 Arrive at Walhalla.8.80 " Leave Walhalla.8.46 A. M .f Perryvllle..;.4.80 ? Pendleton.5.80 " Arrive at Anderson..6.80 " Waiting at Anderson one hour for the arrival of up train on Greenville and Colombia Road. July 2 W. H. D. GAILLARD. Sup, Change of Schedule. OFFICE NORTH CAROLINA R. B. CO., COMPANY SHOPS, M. C., June 8.1871. ffifl-fa ON and after SUNDAY, l??HB?HPT?? Jane 4, 1871, TRAIN B will be run over this Road in accordance with the following TIME TABLE. Tra?na Going Eaot. Trains West. JErpreM. Mail. ABEIVK. LEAVE. ? B BITE. LEAVE. Charlotte 6.85 a m 8.10 p m Salisbury 8.03 a m 8 SS a m 5.26 pm 5.80 pm Gr'nsb'oll.08amll.l8am 8 25 p m 8.85pm Co8hopl2 40 p m 1.05 pm 9.56 p m 10.16 p m Hillab'ro 2.28 pm 2.33 p m 11.35 p m 11.37 p m Raleigh 6.06 pm 9.05 am 2.40 am Goldaboro 7-20 a m Charlotte?. 15ant S 00pm 8ahab'ry 4.82 am 4.97 am 516pm 5.26 pm Gr'nsb'o 1.25 am 136am 2.10pm 2.20pm OoShopll 87pm 12.02 am 12.80 p m 12 50 p m Hillsbrol0.07pml0.09am 11.07 a m 11.10 am Raleigh 6.58 p m 7 40 a m 8.45 a m Goldab'o 8.00 pm Jane 6 W. H. GREEN, Mas. Trana. Summer Schedule 8. & U. R. R., DOWN TBAIN. UP TRAIN. Arrive, Leave. Arrive. Leave. Spartanbnrg.. 5 80 5.25 BatesviUe. 6.00 6.00 4.63 4.58 Paoolet. 6 08 6.13 4.40 4 46 Jonesville. 0.48 6 48 4 06 4.10 Unionville. 7 25 7.60 8 05 8.26 Santuo. 8 20 8 25 2 80 2.35 Fish Dam. 8.40 8 45 2.10 2.16 Shelton. 9.15 9 20 1.35 1.40 Ly loa* Ford... 0 40 9 45 1.12 1.17 Strother. 10 05 10.10 12.60 12.66 Alston.ll 00 12.00 May 24 THOBJB. JETEB, ProBidenL Change of Schedule. WILMINGTON, COLUMBIA A AUGUSTA B. B. Co.? WiunitOTOH, N. O. .AUGUST 6.1871. AFTER this date the 1 following Bohedulo will bo run by trains on thia road: DAT EXPBE&B THAIN [DAILY.] Leave Wilmington [Union Depot | 3 50 A. M. I Arrive at Florence. 9 13 A.M. Arrive at Kingsville. 12 20 P. M. Leave Kingsville. 9.10 A. M. Arrive at Florence.12 C3 P. M. Arrive at Wilmington. 6 80 P. M. NIGHT XXPBZ83 TBAIN, SUNDAY EXCEPTED. I WillnOnoiQrx. ?. 10 P. M. Arrive at Florence. 1.34 A. M. Arrive at Kingsville. 8 46 A. M. Leave Kingsville. ... 8 45 P. M. Ai rive at Florence. 1105 P.M. Arrive at Wilmington. 5 60 A. M. Aug 9 JOHN C. WINDER, Gen'l Bnp't. Greenville and.Colurabia Railroad. COLUMBIA, 8. C., MASCH 1,1871. f*^ min TOOTnnWTalBri CN and after thia ??IgglMgMfdate, tho followine sohedulo will be run daily, Bundava ezoepted: UP. Leave Columbia at. 7 00 a. m. Abit?n.9.10 a. m. " Newberry.11.16 a.m. .? Gokesbury.8.00 p.m. " Belton. .5.00 p.m. Arrive at Greenville. 6.30 p.m. DOWN. Leave Greenville at.6.16 a. m. " Belton. 8 05 a. m. " Cokesbnry.10.07 a. m. " Abbeville.8 15 am. " Newberry.1.50 p.m. M Alston. 4 06 p.m. Arrive at Columbia.6.55 p.m. TBOS. DODAMEAD. Genera) Sup. M. T? DABTLETT, General Ticket Agent. tfBNTBAL NATIONAL BANK OF COLUMBIA, 8. C. Present Capital, $150,000. ACTiiogizED CAPITAL, sseo.ooo. ornoaas. John B. Palmer, President. A. G. Breniser, Cashier. C. N. Q. Batt, Assistant Cashier, i . DUutoTona. J. Eli Gregg, John B. Palmer, F. W. McMas ter, B. D. Benn, of B. D', benn A Son; G. W. Beard?n, of Copeland A Bearden; B. L. Bryan, of Bryan A McOarter; W. O. Bwaffield, of R. A W. O Swaffield. F. ff. MoMaster, Solicitor. THIS Bank is now open for tba transaction of a general banking business. G KB rm OATES or DEPOSIT of onrrsnoy or coin, bearing interest at the rato of ?even (7) per eent per annum, in kind, will be issued. Deposits from County Officers especially so lioite'd; also, from Trusties, Administrators. Executors, Professional lien, and others. Particular attention gi?en to accounts of City and Country Merchants, and other busi? ness men, and the usual accommodations ex? tended. Notes, Sills of Exchange, and other evi? dences of debt discounted, and money loaned on collaterals. Stocks. Bonds, G o?d, Silver bought and sold. Mutilated Currency purchased at a small disoonnt. Bight Drafts drawn direct on all the promi? nent places in England, Ireland. 8ootla)ut, France, Germany, Belgium, Holland, Ben mark and the Orient. Letters of Credit iBsnod, I ayable in any of the above placea Drafts on all tbs prominent cities ID the United States bought and sold. Banking Honse opposite Columbia Hot ol. Open from 9 to 8. Feb 28 ly Ajmtr^\ IM vie W O? th? ; influ? of vi nio^atlon vf the paglia Rt QDC*. and therefore withdraws the proposals be bee heretofore mad* for ita a*io or lease.. , J The Botel will henceforward uu conducted M.? first cia?? boone of entertainment, aud Bpeoial provision will be riiaae rot the comfort and convenience of families. ?arriagce ?nd au Quiduna will be found at every arriving train. " W. K. HOtfE. AusrhM 80 . .'.i l'.' .r._ -I-:- ?'-1 ; '. I f * 'I ' ' ' ' '-~ - Guns, Pistols, Etc. I INFO KM my friends and ?publio iu Keutirel that I have ^)CZ>^J^JnBt received an entire uew wT^ wWtO?k nf Double and 8io|c)e liar rel OTJN8, KEl'EATKRB, Flank*. I'uuohea, Pistol-Bclta, Caps, Buck-shot. CaTtrldg?B. Cartridges ror all kiudi? c?f I'ictole, Powder and Shot. ALSO, REPAIRING done at short notice. Pot 8 _ ?_ P. W. KRAFT. Main street. Seagers' Beor ii Fore. Iy don't contain OOCOOUIQB Indinus.Fish Berries to make uieeoy or headache. Native and Foreign "Wines. SOUPPERNONO, Concord, hautern?. Oin ret, Champagnes, junl received aLtl lot ?ara low, by V. I ? ? . r K. Refined Oil. COTTON 8EED BEPINFDOII,, by the pal? lon or barrel. Alio, in glaaso, pinta aud quarte. For salelow. E. HOPE Mo&lsfurninbnd at all honra at POLLOCKB'. BUT TH? OB?UIHE Standard Scales, More than 250 Different Modifications. . Ai* KN TH ALSO FOB THE BEST AtaABV MONSV DBAWKtl. PA nniNKs ?fc t o , 252 Broadway, Hew York. KA? UH v(VK>, BROW1T di CO., 118 MUk street, Boston. For mle li y leading Hardware Doalera. Sept !W wf arno_ WARFIELD'S COLD WAUK SOAP. ri AH Ls SOAP washes perfectly in cold water, JL aoft, Lard or salt. It remove* grease, oil and paint front garments, lt washes ail kinds ot goods-cotton flannel, silkor woolen. It ch anse- silver, plated ware and Jewelry withnnt scratching. D the articles aie mach tarnished, rnl> tlx ni with a piece of flannel Which lin.- plenty ol tho tr oap on it. To peuple who do i heir own washing, it is invaluable, lt will save its coat in ons washing. For salo, iu boxen .it thirtv-siN bars, bv EDWA?ID HOPE, April 9 Agent for South Carolina. hecuro tickets in tho Columbia Co-opera? tive Building Association, $20,000 to be Distributed to Ticket-Holders IS TBE COLUMBIA CO-OKEltATlVR BULBING ASSOCIATOR. THE following PROPERTY and CASU bas been placed in tho banda of tho Trubtrca' John Agnew, Sr., Maj. Meighan and R. C. Shiver, in trust for tho benefit of the Ticket-holders of the above Association, tn be delivered to thone who, on tho day of tho raftlo,may be enti? tled to them. Tho title ta the real estate has been placed in tho hand? of Col. F. W.McMas ter, Attorney at Law. who will examino the same and give trno warranty deeds, free from all encumbrance, on the day of drawing. The First Prize is the Temperance Bal), now occu Cied on tho first floor by Messrs. L?rick A Lowranco. Tho lot is 25 feet front on Main street, y 263 feet deep. Tho Building is 150 f< et lom: and two stories high, lt is now leased for three years for $1.400 por annum, payable monthly in advance, valued at.$15.000 ?Second Prizo-Lot adj..hiing Hone's lintel, 44 feet front. 2(18 feet deep, valued at. 1 900 Third Prize-Lot adjacent to above, 251 feet front, 208 leet deep, valued at. 1,100 1 OaBh Prize. 500 2 Cash Prizes, $100 each. 200 4 Cash Prizes, at $50 each. 200 110 CaBh Prizes, at $10 each. 1,100 120 Prizes.120,010 | 2,000 Ticket a. at $10 each.$20,000 Tickets may bo had nf tho General Aceut. Dr E. W. \VHP.KLER, at Temperance Hail, or at the Mueio Store of Mcaeis. LYBBAND A SON, M?nera. JOHN AGNEW A BON, T. M. POL? LOCK and D. G. PE1XOTTO & SON. The following gentlemen have consented to superintend thc di awing: J. 0. B. Smith, D. B. Miller and Henry E Scott, in connection with a con.mittec of three selected by tho Ticket holders, on tho dav of draging. The 10th day of November-the fourth day of the State Fair-HAS BEEN SELECTED A8 THE DAY FOR THE DRAWING, which will take place in T? mp tra nee Hall. Columbia, S. C. Ticket-holders are asBnred the drawing will positively take place that ('ay, The tickets have met with good sale, and all who intend investing aro requested to do so as early as possible. AB the II am PH of the ticket-holders will be register? d in a book which shall be in posses sion of the Trastees on the day of drawing, parties may feel assured that no more than 2,000 ticket B will be issued. REFEBENCEB.-E. J Scott, Son 4 Co.'s Bank; Col. J. B. Palmer.President Central National Bank; Citizen?' SavingB dank; South Carolina Bank and Trust Company, and W. B. Gulick, Gardner Carolrtja National Bank. Capt. Wade L?rick, Agent in L? xington. For further particulars, address, Sept 8 j2mo. DH. K. w . WHEEI.EK, Box 88, Colnmbia, 6. C. HAUY munn THE BEST IN THE MARKET! CHOICE and select FAMILY GltOCEBIEP, full assortment of Sugars, Coffee*-Rio, lava and Lanuayro; Teas of all kind?; Chocolates, Broma, I*pices, Picales, Baucis and Table Dressings ot al) kinds sud dts' ripliins, Checec-bap-^sgo, Factory, Pine? al pie ai ti ni.i is. A !i'!J 11< it I? il tli l<it bi ar ?B of FAMILY F1CUB, In b?rrela ai d partages, consisting in part of Nonpareil, Madison and Highland. Alao, Oatmeal, Pearl Griat, Hominy, Corn, etc.; Table and Liverpool Salt, Biscuit and Crackers of all kinds, Eng? lish and American. Potatoes, Onions and other Vi get ables col staidly on hand to supply retail trude. A lull supply of all kinds of EANCY SOi.FB, including Colgate's best toilet, and that for dome stic purposes, Lanni d Gooda of every description. Jell H V and Preserves, best family Butter, Lard, Molasses of all grades, Meats. Hams, Dried Bref. Tongue.-, Bacou j Stripe, Bellies and Bides. Also, a iud assortment m rjhii, including best No. 1 and Muss Mackerel, and Smoked and Pickled Salmon, etc. Particular atti ntion is invited to our full I stock of LIQUORS Embracing the best brands, foreign and domestic, to be found in the market. CHAMPAGNE 8 of all popular brands; MierrieB, Madeira, Port and Catawba Wines of all kinds, and Bitters of every grade. Alao, inglinh, Scotch and Brt rn? u ALES, of tho following brands: McEwan's. Muir & Sons', Yonngi r>, etc., etc. Especial attention ia called to our M ON OG h A M and othorl WHISKEYS, the best In the market for family nae or medicinal purposes. Alao, to our BRANDIES, including the beat Uivcrt Pellevoiaon, Lurroude Frc*. Cognac, vintage of 1805 Aleo. GINS, Palmetto and Swan brands. All importrd and warranted good. Alco, we have < n hand a full stock of choice ClOALS ahd CHEWING TOBACCO, Baglf y's Fine Cut, e tc. A steck of HAGGING and COTTON TIES, and other articles for plantation uno. lu fact, eveiything needed orto be found in a first clams Grocery Store, and at prices to snit thu times. We warrant onr goods flret OISSB, and invite An inspection of then?. HARDY SOLOMON, Oct G Columbia Hotel Block. YELL 0_W_ LINE! FAST FREIGUTS TO AND FROH NORTHERN CITIES, Via Charlotte, Colnmbia and Augusta Railroad, North Carolina Bailroad* Raleigh and Gaston Railroad, Seaboard and Roanoke Railroad, and Steamers between Portsmouth and New York, Boston, Philadelphia ona Baltimore ! THE ABOVE-NAMED RAILROADS, in con in* ncctiou with the Steamer Lines, having united in forming a Fast Through Freight Line, to be known as the YELLOW LINE, will nut in opera? tion, on the 4th of Beptembor, a FAST THROUGH FltEIGHT SCHEDULE betwttn Columbia and Augusta and the above-nsnud Northern cities. The nt ti nt ion of ablpi-eta and receivers of In ight it* called to the following advan? tages offer? d bv the line: lt is almost c'ntirch an inland ronte, by which rates of insurance and rinks of di lay from bad weather are grea*tl\ reduced. There is no di aya ge, and no transfers, except under cover. Daily Steamers will inn between Portsmouth and Ballimore, Philadelphia and New York, and fi tight, will have prompt despatch. Rates and clai-t-ifh allom the sanu as by othf r routes. Through bills of lading given and claims rn mi th adjusted. MO- HAVE GOODS MA UKKJ) "VIA TALLOW LIKE." -?* : Por farther information, apply to E. P.ALEXANDER, Superintendent Charlotte, Columbia aud Augusta liailroad. B. R, Do BA sr. Goners! Freight and Ticket Agent. Sept 2 ame 1 ' - 1 1 -. . H .. ." i i S. STRAUS & BRO. i O a?! IB the place whore yon can bay <:../!.. 6? rt a V MS A 119 I ug-'- . ? ' '' g? ? ^.-..'.Ui??< -^-! UH beta r r r r . ir - r rv ?.*^?>rit*i CLOTHING AND CENTS' ^Fj?RN?SlB??; fi^S? - t . ' v; ,. ? (*;'' .; . <*: wv ?jo . ? ' .? ? . ?j hit'lV??e??tr? btdilw - 'A ?wt A .? . . A A fB' **-. fe^dtaa a tatt viii ?*-.?- iT . * . <*??.i. * !n*? . .', -w.^i-i v.- t-ux WE are now prepared to exhibit one of tho ruo et cjioico Bnd eeleol 0to^?c?:oTpr offered i c. thia market, and .! . id j o r'uLriuiP'Xvi Wii ?tn:o! HA oni?i ut e-fo'dT rid j . ' ?Obi -.AOj .Inila J J ll! I***! tl? At Astonishing JGov -J^o*!*;;'0 ; ' . ??;!'". Our motto is "QUICK BALES AND SMALL PE^p?TS^',, ' ,. ': <; ^Qotj fl,' Drawing Postponed from October'1; ?57?,to January I> ????. In OeaieqnCBCl of thc Fever In Charleston, fj. C. ' $600)000 to be Given Away! The South Carolina Land and Immigration Association, BUTLER, CHADWICK, OABT ft CO., AGENTS; -u < UNDEB the aoapioea of the "South Carolina State Agi (enif oral and Kcen'an?cw? Society,' will give a aerlea or CONCERTS, at the Acadeaoj'of Mn?to, Charleston','8. C.. commenc? ing January 8,1872. Refers to all tho banktre, brokera and prominent gentlemen or the country, both North and South. 150,000 Season Tickets of Admission, at $5 Eacb. ?.H If yon have not received a circular, aend for one, giving fall particulate. All order i strictly confidential. ' .,- ?. .- -...\, 2,406 Gifts, Amounting in all to $600,000. The drawing of this great Bent bern t-nteipiisi will be condneted under the buptrvisior of the following well known sentient n: Gen A Ii Yviight. < t ? e< igia; Gtn. LradUy 1. JoLu eon, of Virginia- Col. B. H. Rutledge, ol South Carolina; Bon Rfipi r A. Pryor, of r?ew York. Money for Tickets can be sent either by Lxpress 01 Post 1 ffice Order, and the Tickets will bo promptly forwarded. ?-Direct all lettera to BUTLER, CHADWICK, OABT * CO., Principal < ffice, Obarleaton, S. C. Charleston, 8. 0. OEN. ll. C. BUTLBB. JOHN CHADWICK. GEH. IL W. GABT. ' Oct 1 gmo GRAND PRIZE DISTRIBUTION! * ? *? ; > .:.i ?. fJIICKETS to the Concerts of the SOUTH CAROLINA LAND AND IMMIGRATION ASSO? CIATION ready for sale and delivery. AU orders from the country promptly filled. Agente wanted for the Counties of Lancaster, Lexington, Spartantmrg, Greenville, Abbeville, Oco nee and Pickene. Apply to D. GAMBBXLL & GO., \ 1 ' J one 6 General Agenta, Columbia, 8. C. UNIVER8AL LIFE ~~ LIBERTY STREET, ^^^^J^^^^^?; NEW. YORK. The Original Stock Life Insurance Company of the United States. OFFICERS: WILLIAM WALKED, President. HENRY J. FURBER, vice-President. JOHN H. BEWLEY, Seoretary. GEORGE L. MONTAGUE, Actuary. E. W. LAMBEhT, M. D.. Medical Examine*. THIS COMPANY offers the following IMPORTANT ADVANTAGES to those about EFFECTING INSURANCE ON THEIR LIVES: 1. Insurance at Stock Batea, being from 20 to SO per cent, leas than the raies charged b? mulual companies. 2. Each Policy-holder ia regarded as a Stockholder tc the extent of one fiuncftl Premium on hie Policy, and will Bhare in the Profits of tho Company to the same extent ss a Stock' holder owning an equal amount of the Capital Stock. 3. Every Policy issnea by the Company ie non-forfeitable, and containa a ?clause stating ita exact Surrender Value. Before Insuring your Life or accepting the Agency of any Company, READ TUB FOLLOWING*. u A lengthened experience bas demonstrated that the ratea of premium ordinarily charged by life i n miran ce companiea are from twenty five to thirty per cent, in excess ot what ar? ne? cessary for a safe and legitimate conduct of the business. In otbor words, carefully Bcd prudently-managed companiea charging "mutual" rate? have been able to return to their policy-hubiera from 25 to SO per cent, or tho amount charged for premiums. When life ioanrance companiea were firnt organized, reliability of the data upon which pre? miums wc: a constructed had not undergone teat of experience lt waa thought, therefore, no more thLn common prudence to adopt a scale of premium? which would, in any event, meet all the presumed and unforeseen contingencit s of the business. Aa long as thc metter was involved in some doubt, it waa better to fix th? rate too high than to incur the risk of mak? ing it too low; because, in the former case, tho error could be easily r?m-oiod. at leset in part, by returning to the policy-holders, at certain inti rvala, such poi >iou of the premium charged as was lound necessary tor tho purpor-ca of the bnsineae ana the complete security of tho company. Experience, however, having sat intacto Hy demonstrated that these rates are exceaaive, what possible excuse eau there be for maintaining them? Availing themselves of thia experience, the Directora and Managers of the Universal Life Insurance Company, at ita organization, adopt* d a scale of premi?me in accordance there wit li, and which baa provea to be fail and adequate, and all that was necessary to meet the requiremouta of the business. These premiums are about t wen ly five per cent, lower than those charge by mutual oompaneia. It alao appeared, inaunnch as the rates so established, were as near aa could possibly be determined fair ratea, and not in excess of what incuranoe has proviouslycost the policy-holders in mutual companies, that any profita arising from ST unen t management Joally and properly belonged to the stockholders of the company, fjar be risk incurred by them in undertaking the business. (? '. ?. Experience bas shown that there are sonrces of pront in the practice of tba business which theory will not admit of being considered aa el*menta in the calculation of tho premium:.. These resnlts form a saving in the mortality of the mimbi ra of a company owing to the me? dical selection of good lives, a gain in interest on tho Investment? of the cempany over that assumed in the calculation of ita prtmlnma, the profita derivable from the lapaing and sur? render of policies by the members, and from otb? r minor sources. Profits from these sources, in a company possessed of a capita1 ot $200 OOO, and doing a fair amount of business, would givo to tho stockholder!} dividende largely in excess of what were counted on by the Directora of the Universal at the time of ita organization. They have, therefore, determined fo divide among the policy-holders of the company a large part of the profits accruing from the sources named, all of which have heretofore been divided among the stockholders. The plan adopted for such division is aa follows : Every person who may hereafter insure with the Universal will, for the purposes of division, bo treated aa a stockholder to extent sf one annual premium upon bia polioy; and will abare in the profit? of the company to precisely samo extent as a stockholder owning an equal amount of the capital stock. By this sy ? tom of in su rance, original with the Universal, the policy-holder atoares the fol? lowing important advantages: i 1. Insurance at the regalar "stock" rates, requiring a primary outlay of abont twenty to thirty per oent. lesa than that charged by mutual companiea, and which ia equivalent lo a yearly "dividend" paid in dvance of that amount on mutual ratea. Thia low coat of insur? ance ia worthy of attention. Since its organization, thia company bas received in premiums from its pulicy-holdera the eum ot $1.517 COO. To effect the same amount of insurance in a mntual company would have coat them an initial outlay of $2 000.000 By allowing ita polior holdora to retain, in their own possession, thia exceas of $483,000, tho Universal has virtually paid them a "dividend" of $483,000 and paid It, too, in advance, inatead of at the end of otra or more years. It ls impossible to find any example cf a mutual company furnishing insur? ance at ao low a coat by returning to policy holders ac equal amount upon similar receipts. 2. Participation in the legitimate profite of the company, npon a plan which secures to th? policy-holders tho eame treatment which directora and stockholders award to themselves. This system of participation, in connection with tho low "stock" ratos of premiums, must necessarily secure to tho policyholders evory poseible advantage to be derived from prudent and careful management. The low ratea of premium con pel economy, aud, independent of participation, guarantee to the policy-holder bia insurance at a rate which is not in excess of tho coat in well managed mutual companies: while, bv the proposod plan or participation in what may be considered the legitimato prouts of tho"busineaa, the coat will bo still further diminished. .thus by tho combined advantagea arising from low stock rate and participation in profita, it ia oonfidontl> bolioved tho UNIVERSAL LIFE INSURANCE COMPANY offers insurance at its lowest practicable coat. Those of tho e.dating policy-holders who desire to partic?palo in the profita npder the nsw plan can do BO b\ making application to the head office, or to anv agenta of the company. Tho company lb in a sound financial condition. Ratio of as?ete to liabilitiea 186 to 100. 49-G00D RELIABLE AGENTS WANTED, who will deal direot with the New York office, and to whom full general agent?' commissions will be paid. M. W. GARY ?lsd M. G. BUTLHR, Stato Huperintandenta of Agendas Ofiaoo OB Biohardaon ?treat, opposite Columbia Hotel, Colombia. 8. 0. Sept