University of South Carolina Libraries
TUESDAY, AUGUST 19, 1319. OF INTEREST TO THE BY W. F. IIOWELIj, COUNTY AG One of the greatest needs of farm-|cash that can ers tn the United States is short-time also accepts i personal credit on reasonable terms, hers. Its ope The Federal loan banks are taking small-scale ba good care of the land-mortgage re- erate at a ml quireuients in many cases, but they most of the i are not always available for new regular bank settlers and for farmers or planters llcers, with th who need personal loans to buy live! urer, receive stock, implements, or other equip-! treasurer, wh ment. The need for short-time per-i three or foui sonal credit is shown as a result of an. hiisinnsa ??? ?? Investigation by the United States De- receives a sab partment of Agriculture in the South j The credit ui ern states, where it was found 60 per1 inarily a muti cent of the farmers depend upon ad-! and depositor vances from merchants during the laws. crop-producing season. Credit ex-; ? tended by merchants, commonly MEXIC () IS known as the advancing system, is I usually exceeding high. It is esti-1 mated by the department that hun- (Continu dreds of millions of dollars would be saved by the farmers each year if the terms, "nit is means already adopted in a number am' wherever of communities were put into general Stat08 may In use. The means referred to is that'tory ',e shoul of properly organized rural credit un- f?rtive protec ions. that his life t State Iiaws Help Credit Unions. danger, it is n In nine states laws have been en-ieinment of M acted under which farmers as well as so Pprfppt a c wage earners in cities may organize is,s no where; creilit unions. These laws, in so far son 's ' his tru as they affect rural credit, enable the territorial ext farmers who are members to obtain! 80an'y P?PUla loans on terms which compare favor-i ror|ditlons wh ably with those secured by the clty!c'v" war. business men. The movement of sur-! "The goveri plus funds of the individual farmers ways ?ndeavoi has in general been toward the city. K've spc" but rural credit unions encourage the ?'pners as wcl retention of money made on the farm! "1P ^act 's " where it is most needed. In addition. 'Knoranpp. th< it tends to turn the current of urban rasl1 eaK?rnes capital toward rural districts, as out- ren,a'n or to side credit is secured through regular. ^'0118, therebj credit channels?the banks. ! becoming the It Is impossible to formulate a ovon trusting methou of procedure in the organiza- cause ?t their >.. tion or credit unions that will apply I to each of the states, hut the plan fol-j should lowed in North Carolina, where 18 evpr? that alv strictly farmers' organizations are niont of Mexlc now in operation, should he of in-! an ?"Pnse h tcrest. In North Carolina a branch ofjn')'jr KU'">' PJ the state government. known as the 8U('h ease sur Division of Markets, has been charged i ",at ordinaril; with the work of encouraging the or- ?' ordini ganization of credit unions among the '"r<''itnstances farmers, and a special official, known uIoU8 eomtnui as superintendent of credit unions, n''?';vely eas; uives practical assistance in their or- Par,-V? while ganization and supervision of their P'aces "ie i,ai1 activities. , is loc The Xortli Carolina Plan. j overtaken and .In North Carolina 12 o rntore per- without *ons in the community may organize '*i?nt't> the r< a credit union, the first step being to rPcei,t Correll sign an application for assistance. ^'ex'ran gover which is addressed to the superintend- K*eutest acllvi ent of credit unions of the state. I a'ter Im,r Under his direction a meeting isi'0^1 'n Pur8U'' r . Ilr.1 f?r ll,n r\r 1 four of the vi ...... ."I *.i* |>ui pi/o* wi uiuunui^ I further interest and spreading in-| r ' M formation concerning the plans audi purposes of the proposed organiza- rons|a|>'l> P" ion. If the community is sufficiently' "<a,'OM ntomsted. a second meeting is called, st' '' 'la* ,'<-s,r ind an organization committee ap-/imi'is ani' ^ minted. Tiiis committee is furnished notoiious l< a< vith a suggested set of by-laws bv the l>N <<>n< * . , .. , , . , ' movement, tli wperlntendent. which it decides to ecommend either in th?ir entirety or '"a,u'u< ' an'' ilth such amendments as local con- "" n,',)M'nK 1 itions appear to require. At this groups mi leoting also five persons are selected Sarx eoiiMqtn > act as a board of directors A credit l'1? 'a')or 1 ,,, . . .. ence of some I >niii.'/tee and a supervisory cotnm't'? . each composed of three mem- ?' t|'1( 'ar,~' ^ rs, are also named. At the third * 'x eeting the by-laws recommended by ' n an< oon' ie organization committee are st ?' 'nlon i #i i ?,u .1 i .. 'these diliiculti lopted by the entire organization itd LTnntl rolni 1r wntiout amendments. i ment of the u, >ooks and business forms a">jernment of ^ rovlded for at this time. j p|t|zeng tfl ? copies of the by-laws and an tjon the ization certificate are acknowl- jouajy desiring before a notary public and aP"I stan(j|nK betw I by the superintendent of SUKKOS|S the c unions. One copy of each of (hft United documents is filed In the state (hft populous m of markets, and a duplicate ^uarantees mi Is sent for filing with the clerk (hat ,ho3,. r|t| e county superior court. The nocegHary to of incorporation Is then com- -ones, revues the cost being limited to the their protecti y fees and $3 for the recording. njabed by the lling of the papers. The mem-i .. .jn (he T; if the board of directors and the masterg Gf th tit tees are then sworn In and a ^ave been oft Is provided for the treasurer. | pany them for ihlinhiiiK Hanking Connections.. of funds, and e board of directors appoints a fused on the p committee to select some local 0f the escort ing institution through which'0f the rebels nion does Its business. The credit ( 0f tho oscort n Is accorded treatment similar selves properl at which one bank gives another assertions. J rule it receives 4 per cent inter- which has exit pen time deposits and .1 per cent petroleum cot lonthly balances, while It borrows j3 notorious, > 'be bank at 5 per cent inteiest that there m He business of the organization is which the pa) lally begun at a fourth meeting at with tho sui 'h time each member buys one or Mexican gove e shares of stock at $10 a share, demonstrate deposits with the union any Idle ness to furnl THE LANCA5 J has already formally promisee Ij1 4 1>\V 1) j imburse the sums which ml 41 IT J. HtJ j taken from the paymasters, n EXT. standing the presence of the |and if this last offer is not a j the consequences will be the e) , be spared. The union, fauU of those game intere8ted deposits from nonmem- Promts Hotter Protectk rations are similar to a .. ^ bel|eye , have made c,( ink, but it is able to op-jlrue 8,tuation and (he possib "'mum ot expense since lncrea8,n(f means of pr?tection overhead expenses of a Lhe Mexican government glvin are eliminated. The of-' nd propertv as lt evidently h; e exception of the treas-1, ,ts undeniable doslre to no compensation. The|every c,a88 of guarantee8 wlt] o is required to devote; national territory. In view o hours a week to the,facts |he menace embraced i le organization, usually 1 nQte ha8 BUrprl8ed the Mexlcf ?ry of about $50 a year. ernment, all the more so * nion thus becomes prl-j HeeIn8 8trange that it should .al society of borrowers acted that pV(m jn depopula s operating under state K,ons human ,lfe shou,d be pr in a more perfect manner than U' t DVon most nonulous rl' !os of tho mi N"POINTED NOTE "r" M'un,ri" J1"0'1* often occur without the res ed Prom rage 1.) governments thereby becoml object of severe observations! ., . ! The communication to Me to say, if in every case , .. .. . couched in probably the strongs a citizen of the United ....... . . guage used in any from this | e> within Mexican terrt. . ., . . ment since the exchanges pr< d enjoy special and ef. , the \ era Cruz occupation, tion to a degree such , , , , , . licial Washington began at one nay never be placed in ...... i ing behind the official texts i lot possible for the gov..... i some reason for an impending exico to do this because .... , .. of policy, for which there ha ondition of security ex- . * ... .. .. demand in and out of congress with all the more rea... .. sure from foreign governmen e. considering the great ... ... .. I pressure in congress which i3 ent of the republic, its, ,, . ., ,? ing an investigation of the ition and the difflculti . . ., ,. . Mexican situation were amonj ich prevail after a long most commonly discussed. Oi , , , . ly there was no reason appar nment of Mexico has al- . . 1 v . . .. , . cept the long and growing list red as far as possible to .... . . i rages on Americans, rity to the lives of for 1 as of its nationals, but I Xo ,?rob,em nt int foreigners, through j A small boy was sent to th i? lack of prudence, or({jr?K store for an empty bott s for profit, venture to,after waiting his turn the as travel in dangerous re"'spotted him and said: "Well incurring the risk of nian what can I do for you?" victims of offenses and, "Oh. I want an empty medici to escape ofTenses be-;tle/. the boy replied. being foreigners. j ..x can>t let you have one v dug the ( uilty. something in it." said the assis be remembered, how- To wh,oh thp ,|ule hopefu1 vays when the govern-^ anH\vered: "I suppose it is o has the knowledge oU red tape, so shove us a cork ir as pursued the presum- m irties. The pursuit in <;<mm1 Idea. ely is not the same as What's the matter, old chaf y made tn cities in the, I fear I am only on the edge try crimes because the ciety. are different In a pop- In that case, why don't yc lity. In the latter it Is one of these community cent* ?* to identify tho guilty in the uninhabitable Heal Help, id which committed the "What are you doing to hel ated and pursued, i, 'e?owman?" asked the reform, as many as possible are' "WeI1- f,,r one ,hin?" r"Pli generally being able to 0,(1 *rouoh ,n the corner. "I'm sally guilty party. The to keeP out ol' his wa>' as m I case proves that the P088"'!0- ^ nment Is displaying the! The Corr^Tt Version, ty, because immediately Wife?Speaking correctly, \\ der was reported forces ouuht ! say> ..j aha? have of the band and killod clross.** or "I will liave a new ? ill'ans- Hubby?Speaking correctly. I roups Destroyed. i you should say, "I won't have in government has been <iross." (occupied with the paci i republic and as a first i Hotting l>mvn to Details. oyed the principal rebel "Nothing in this great wot as con<1 in rod the most world of ours was made in va lers, as ir, demonstrated "Well," observed I'nele Hill sion of the recent Villa top. "maybe you can show me e death of Zapata, of thing to do with a perfectly goc Inez Avlla, without bed." he operations against ' I ho Itoason. inor import. A neces- . Does your chauffeur gossip nee of this progress in ? . .. . ,, . . your affairs that you call him i lacification is the exist- vegge|?M lands, the weak remains. .. . . .mi; i ran nun inai necaus roups. ... , ... . . . ,, ( always bailing him out. lean government has ^ inues. animated by the! Financier, lions to eliminate all Hob -Still in the hole? es which might disturb Jack?Yes, I wish I could I lions w ith the govern-; enough to pay my debts an< nited States. If the gov- j again w ith a clean slate. le United States wishes > enjoy greater protec- >. "Wlt> ' *>ut * P With Hats for 1 lican government, anx-! Writes X. Windsor, Farm ? as ever a good under-' ^ ears ago I bought some ra . .. . Son, which nearly killed our fine ecu both governments. d()K u 8Q gcare(, ug that w<j g| lesirability that citizens a long time with rats until my I States concentrate in bor told ine about RAT-SNAP, places where complete the sure rat killed and a safe k Three sizes. 25c. 50c, $1.00. Sc ay be offered them and , , ' ,, _ . _ . , guaranteed by Hennett-Terry ( Izens, w hen they find It i visit the dangerous' NOTICE, t sufficient forces forj Notice is hereby given that i on. which will be fur-, sons having claims against the Mexican authorities. I of W. C. Hough, deceased, mu ampico region the pay-'sent them, dulv verified and ite e petroleum companies* to the undersigned; and nil i ered escorts to accom-J indebted to said estate must the safe transportation prompt payment to the under; the companies have re-l MAUDE HOUG1 iretext that the presence Admx. Estate of W. C. Ho precipitates the attack Lancaster, S. Auk. 9. If or that the individuals do not conduct them y. These are unfounded NOTIt'K OK Distil\l(0] Moreover, the relation Notice is Jiereby given that t ttcd between these same dei-signed will, as guardian of npanles and the rebels tate of Jesse 1). IMyler. decern it being also suspected the 11th day of September, ay have been cases In J make his final return as such rmaster.-' were in accord, dlan and apply to the Probate pposod assailants. The'of Lancaster county for lette rnment, In order to'missary. J. D. FLYN once more Its willlng-l Guardian Estate of Jessie D. sh complete protection.' August 11th, 1019. >TER NEWS, LANCASTER, S. C. 1 to roight be | lotwith- J 1 escort, r ] ccepted ] ccluslve " 1 fl| :i IllCf ilUOl is done " 1 secure j n your|l ! 'be^ex*! 11 Our Mr. Har otected ? Meyers JUST R ern Markets \ crimes I r: S NEW LINE of J TO-DATE MEF <overn"j c | going to offer t lndor8:|| BARGAIN price at ioektnc S need the room for ' TT^il daily, WE ARE CO , ?: ? SACRIFICES of wh propar- 1 GREAT MANY. whole' | ] : those! ] ____________________ itward- . I ent ex- i o,out-[i Ginghams, yard . . [ 1 e local 11 Bleeching, yard wide . le. and ^ | r'mue[| Sheeting, yard wide . ? Percale, yard wide . J without J 3 itant. C | ?_____ I shyly [ merely jj A Big Lot of [] Ladies* Sho > of so- [ ,ujoi?[j $1.49 1 p your J 3 _ _ pr. r ] Ladies' Millinery, S.'l ||Q iod the a J te $7.00 (irade, your trying j chaise to close out uch as IS 111 ffi d>o r|A vai ~ ? $?5.bU i a now j 1 ??????? [j Apron Check 1 iderful 7*3 1 1 Si in." in L-ingharns, yd JSL 1 Bottle- p J some- V 1 Boys' HATS 9 i about ? i leaky I _ ??????????? 1 - i] Large Assortment I GETTE ^"start [ 5 Also a Like Assorlmeni 7^> f | rooh rr 5 it pois- f J "n"3-ifi And all the rest o That's! p J one."|I ^====^== >ld and | OM ? I W? Sell the Wj [ ] Also st pre-; - J mixed.i * ] ?????????????? DON'T FORGET. Now red 1 THAT AF UKh. | ] _____________________________ 19. [| 8.1 - 41 J 1 1 THE HII ted. on g J S:i 11 Wholesale RUl rs din- [ * ~ 1 Ply,'r, vrcraiiniJiiiai^^ PAGE SEVE"' gaaaaaaaaaaaaara Arrived 1 ry Hirsch and Miss Minnie h ir"T?t / -? ?? - n, l UK1N?L> trom the North- gj vhere they bought OUR jp FALL and WINTER UP- | ICHANDISE which we are S o our customers at a like j? which it was bought?and as we ffi these goods which are coming in jjj IMPELLED to make the following S lich these are but a FEW of a S 19c A Big Lot of 11 10c Ladies White Slippers \\ 15c _ [1 22?c $1.25 [| Hj LADIES' | es Black and White STOCKINGS 1 10c pair |j rtll- A BIG LOT ()F VOILE (M 1Q 1 cup SHIRT WAISTS at <J>i | LUE All-Silk i o H 'ARASOLS at $ 1 .57O | j- CHILDREN'S | orV/ OVERALLS UC/C g Q ^ Ladies' House ^ 79 jjj OC DRESSES Jj) 1 ' I of POPLIN, TAFFETA, C?OK- 1 anJ S/?? DRESSES. | ! o/" S////?r WAISTS for the LADIES at [ j i MAKING PRICE {! : ? i f Our Goods going the same way [ j ILK OVER SHOES for MEN ? for the LADIES ;i is the time to buy LION BRAND SHOES. ? IE HARD TO WEAR OUT j j *SCH STORES I SV BEE ? |j