University of South Carolina Libraries
Comics U«'*t $?& 0(2q£^ _- ■> I-' 1 I ~~~ Is /x'l^SOftA^N ( r v/G aeeNj ) \So rA€^<5 7 /fCr^mSv, AMD ^ PEEVISH /IJOST vOArO-rN / you TO Mooj ] ( that Utoc>6(2.(oe«ru ) V^lT aul ^y /7\ 2/ /^K Student Media. | w&amec *+ \- °cJt L-1 ; i I ■ -We wont be SiLENTS ! •?. . It's a simple calculation: TIAA-CREF’s low expenses mean more money working for you. jgfe) The equation is easy. Lower expenses in managing a fund can equal better performance. How much? Just take a look at the chart. Then call us. We'll send you a free, easy-to-use expense calculator so you can see for yourself that no matter what your investment, you'll benefit from low expenses. And CREF variable annuity expenses range from just 0.28% to 0.34%.’ For decades, we've been committed to low expenses, superior customer service and strong performance. Add it all up and you'll find that selecting your retirement provider is an easy decision: TIAA-CREF. THE IMPACT OF EXPENSES ON PERFORMANCE $215,000 Low-Cost Account $176,000 High-Cost Account Total accumulations after 20 years based on initial investment of $50,000 and hypothetical annual returns of 8%. Total returns and principal value of investments will fluctuate, and yield may vary. The chart above is presented for illustrative purposes only and does not reflect actual performance, or predict future results, of any TIAA-CREF account, or reflect taxes. i-‘ Ensuring the future for those who shape it" 1.800.842.2776 www.tiaa-cref.org For more complete information on our securities products, please call 1.800.842.2733, ext. 5509, to request prospectuses. Read them carefully before you invest. 1. Estimated annual expenses are adjusted quarterly. 2.1.40% is a very reasonable fee level for a typical fund; 0.40% is near, but not actually at the bottom of, the mutual fund expense ratio spectrum. • TIAA-CREF Individual and Institutional Services, Inc. distrib utes the CREF and TIAA Real Estate variable annuities. • Teachers Personal Investors Services, Inc. distributes the Personal Annuities variable annuity component, mutual funds and tuition savings agreements. • TIAA and TIAA-CREF Life Insurance Co., New York, NY, issue insurance and annuities. • TIAA-CREF Trust Company, FSB provides trust services. • Investment products are not FDIC insured, may lose value and are not bank guaranteed. © 2000 TIAA-CREF 08/03 Crossword ACROSS 1 Roller_ 8_polloi 11 Stitch 14 Ornate wardrobe 15 NYC summer hrs. 16 Ms. Gardner 17 Form metal with a mold 18 Become more lenient with 20 “Aurora” fresco painter Guido 21 Cuckoopint and flamingo lily 23 Adidas rival 24 Adamson’s lioness 25 Can metal 26 More forlorn 28 Kicked back 30 Dead-eye 31 Leonardo’s birthplace 34 By way of 36 Wooden container 40 Gods’ images 41 Golfer Ernie 42 Von Bismarck and Graham 43 Quibble 44 Have dinner 45 Moe’s brother 46 Guys 48 Discernment 50 Fraternity letter 53 Notable period 54 Betters 58 Hautboy 59 Of the mood of a verb 61 Jai _ 62 Main courses 64 Actress Sara 66 Ready to go 67 Robinson" 68 Mismatched 69 Sell-out letters 70 "Born in the 71 One of the Five Nations DOWN 1 Core group 2 Bay window 3 Grace conclusions 4 One on the rise, statuswise 5 Aunt from Acapulco 6 Bogus 7 Fetches 8 Ship’s tiller 9 Black Sea port 10 Addams Family cousin 11 Palatable 12 Summon 13 Big Poison of baseball 19 In secret 22 Not watered down 27 Confront 29 Like theaters and churches 31 Crooner Damone 32 Cider-sweet woman 33 Fall mo. 35 Spear vegetable 37 Got a bite Solutions 38 Male cat 39 6th sense 47 Dubbers 49 Doctor’s solution 50 Wind-borne earth 51 Mr. Doubleday 52 Saying 55 Derived from oil 56 Arctic coat 57 Locations 60 Greek peak 63 Ostrich's relative 65 Multi-computer syst. Aries (March 21-April 19) You’ll run into opposition today, but just enough to keep things interesting. Toss a few ideas around, and you’ll generate more. The action’s fast and furious, and you’re in the middle. That’s where you should be! Taurus (April 20-May 20) The boat’s rockin’, but you should be able to steer a steady course. Changes are going on, but don’t get distracted. Keep aiming straight for your long-term goal, and you’ll do fine. And stop worrying, OK? Gemini (May 21-June 21) You’re the perfect one to keep a spontaneous person balanced. You’re creative, too, and that’ll come in handy. The game ismoving quickly, with lots of surprises. Make modifications now; it’ll be more difficult later. Cancer (June 22-July 22) A difficult situation should ease up. That’s the good news. The bad news is that there’s still a lot of uncertainty. If you like action, you should enjoy this show. It’s hard to tell which way you should go, however. Stay on your toes. Leo (July 23-Aug. zz) u you re expanding your area of influence, you may run into new troubles. This is natural. You should expect it when you’re taking new territory. Try not to get flustered. It doesn’t do you any good, and it confuses your friends. Virgo (Aug. 23-Sept. 22) All heck’s breaking loose. If you kept your nose out of trouble and your money hidden in a safe place, you should be fine. Don’t a borrower or a lender be, and don’t blindly follow the advice of an older or younger person. Libra (Sept. 23-Oct 22) A standoff’s in effect. You want one thing, and your partner wants another. It’s not so easy to delegate the decision-making this time. You want what you want! Maybe you both should study more before making a major purchase. Scorpio (Oct. 23-Nov. 21) You may feel stuck between a rock and a hard place. But, there’s work to be done. Instead of worrying, just do it. Everybody has an opinion about how you should spend this paycheck; don’t listen. Hide it away, instead. Then, make some time to think — in private. i Sagittarius (Nov. 22-Dec. 21) Woops! What have you done? An argument could make you wonder if you can stand to be in relationships. Maybe you should head for far distant places ^ on your own? Nah, don’t run off just yet. In a few days, things will look different. Capricorn (Dec. 22-Jan. 19) Get your orders straight before you tackle a tough job. Your regular routine may not produce the right results. You don’t want to do the whole thing over, so ask. Draw some attention to the task now, and you could save time later. Aquarius (Jan. 20-Feb. 18) They double-booked your flight of fantasy. There ^ may not be room for you! You may have to work harder than you’ve ever worked before, but that’s OK. Put in the effort, and you can turn a potential disaster into a fabulously memorable experience. Pisces (Feb. 19-March 20) You want to buy beautiful gifts for special people, but you also want to save. What to do? Save wisely, get wealthy, buy gifts. It takes a while, but it sure works better than the other way around.