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ITB5 . .i ? ITA HM AND FIRESIDE. To Our FarmerA Fooling that the prosperity of ouf?ouiuy' depends upon that of tho farming com mnnit5^TO^rOp<W.to5eVj?toCmdrk tinic, and more space in our paper, to the in terests of our agricultural friends, than is usual in the county papery t We invite 4ho' aid of farrodrt "in ng out our plan?, which are to make tho agricultural columns of the Times, a me dium through which they can ask for nud receive information from each other. We earnestly ask thd assistance' of the1' members of the ?ountyv Agricultural So ciety (the Only body in our midst organ? ized in the interest's of the' farmer); con fident that we can be of servico to them, if they will allow us. By this wo mean, that we hold our selves ready, in this department of the paper, to represent tho wants of the farm ers of our county as they are presented to us, and to do all-in our power, to pro mote their welfare. ? To carry out the abevw, We need this farmer's help. Scud us original articles for publication, on matters touching the interests of agriculturists?whether . in the form of queries, or in answer to one propounded by another, it matters not 1 Only bo eure to write, Add thereby sid your society, yourselves, and lastly, this, paper which aspires to be your organ. Every farmer should keep bees, If only a few swarms, to supply honey for his own use. Their winter quarters should be dark, dry and cold. The bees aro not | then liable to bo revived by an occasion al sunny day, and go to eating, or leave the hive and be caught out and killed by the cold winds. u '?>??' Jin Farmers in the upper counties of the State are rapidly adopting tho plan of | raising oats in the cotton, and thus reap-, iug a double <erop. Tt is sown in the alleys early in the .month of August, is not injured by transplanting, and yields in the upper counties from forty to fifty bushels of grain to the acre. It is also of great uBe iu supplying vegetable mat ter to lighTjafyJs.} I <& T5 W ? T In sclectiug seed corn from the field, Bcloct A ?talk^ tbat has one or more suck ers, producing ears like the main stalk, at least four good ears. Plant oaly the butt half of the car, and in selecting, choose tho; lo\v?r ears of a stalk, and the car of a sucker in preference-to vthat of a stalk. * ? ? * a * After selecting the car that suits you, plant one grain in a place, at a distance of not less than fifty or sixty yards apart, in cotton field, and when the corn tassels or silks out, bend the stalk; above the ear between the joints, so that the pollen of | each stalk may fall on its own silk. This will make it fill well. After it matures, select an ear to your liking, and plant where it will not mix with other corn, and you will have a puro unmixed corn. The following Remedies we copy from the Medical Record of New York. For Dysentery.?Glauber Salt?, one ounce, sulph. morphine, one grain; water, six ounces. Give a table-spoon ful every two hours until free operations ?then prolong intervals to four hours until dysenteric symptoms cease. For Asthma.?Sulphuric other, ono andj a half ounce; tine, of Lobelia, ono ounce; of opium and stramonium (James town weed) four drams each. Give a tcaspoonful every one or two hours until the difficulty of breathing is relieved. For Smallpox.?(Very highly re commended.) Three drop* of balsam of copaiba with a little of the white of an egg or mucilage nud syrup und take three times a day. ? For Botb or CoLtc.?Take one oz. chloroform, 1 oz of laudanum and 1 oz. tinct. aHafoitida?mix well and give in Ii pint or 1 qt. of thin syrup. To bo woll ahakon. If horse will cat or drink, give gruel freely.?-Follow abovo dose, in a few hours, with brisk dose of cathartic oalts. Glauber salts tk? liaat, though Ep som will answer. i 4 i \t . 11 e l * ? 0 Composts on the pa km.?Long cxpe-1 rience und observation convince u*, Unit the 'VJ^M^^^tt IWnt ?lln fi*wni i" that, of tbo. accumulation of the materials toXtnonucB which rim bo found on the promises of every landholder, aud the ^&nfifactitt6!rfo into compost with the dung from tho horsD and cattle ttablo. ^ttv^?fedo^fe'^tepSienB has just completed his Compeudium of United StatoB:IJKs|a*y7?^ and^general .readers. (-^Ihe vplumoywill) compriko j(bolit five hundred pages, usual style,'divided nto two books. Glue is u3c.(^ as a stifie^ning in the prim ary iet?ng oTakbroken limb. Try* it and save your horsu that has accidentally broken lib? leg. 4, PfiosraffTKE ^?si^wirjaroK High "wA^RoBBKRY.-^axes ITaxcs 1 Taxes! The Radical pdrty in South Carolina seem fatally bent upon draining the yhite popple?f^tho S^tate?tho property holders-^-of their very last cent. ! T^ere''-Wrds-'ndw three tax measures before the Legislature?with a'fair qhanceoffheingeaifricri/fe \fc|no,Wr? l&ffi]* Jheir pM^MldtyrAlblirJwlSld amount to nothing less than open con One of these is a.l?Hvto \ovy- a tapc of ?Weriiee'n mTlls on the dollar for the en suing year; Stnoftrcr ls^tlle^ stamp act, rehash of the UnjMd/State* ilut?rr\al Revenue .Law, of .wJjjejkjwej ^hall sjjeak further hcreattcr. And a third is tho licensd latt,ifrlii6hlwill compel all pro fessions and trades to take out a license. Truly Republican legislation in South Carolina becomes year by year more like tho wprk of tho devil hiinselfrr?without honor, without deconcy, without human ity, i i The taxpayers of South ?Carolina ought not, ana wo feel certain wiJLnpt, submit to this tm^&AioC^^?lx^'urnKns so un just, sq oppressive. Should these new measures become law, let tbe people re sist payment, and in convention assem bled petition to the General Governme nt, , foVrodrcss. Efl'jc?cliLAdiej twer. .. i 7-Q .. J A I Advantages of Drunkenness. If you wish to bo always thirsty be a drunkard; for the oftonerand more thirs ty^yopyptyep'VOO V. 'H O %l H If you wish to prevent your friends fron raising you in the world, be adrunkard; and that will defeat all their efforts. If you would effectually counteract your own attempt.* to do. well, be a . drunkard and vou wilKnot l>o disappointed, ^ ? If you are. determined to be poor, be ? drunkard; ?aud you will bo ragged and penniless to your heart's contents. If you wish to'Htnrve your family be a drunkard; and thonyou will consume the means of their support. If you would be imi>osed upon by knav es be a drunkayd; and that will mako their task easy. If you would smash windows, break the peace, get your bones broken, fall under horses and carts, aud be locked up in a station houso, be a drunkard; ami it will b% strange if you don't succeed. If yra wjsh all your prospects in life to bo cloudod, be a drunkard; and they will soon be dark enough. The Ladt's Retort.?A tall gentle, man staggoring under the influence of li quor, with a large coil of wire on his arm, aeeosteoV, a lady in the street? "Madam," said1 he, "see what kind of a clothos-liqeI buy for my wife!" "An excellent article," replied madam "and if all wiv$s,.3Y|i5pVto .have such' clothes-lines, and hnng their husbands up on them, a great many marriod men wouldn't be !s8 far from Homo, late in tho Evening." Tho man answered with a hico'up and staggered out pf sight. "- .i.wi_U?l Fomoroy-'s Deniocraihumorously suy.< "Grant for President, and, Tweed for Vico President. Tho one giveth and tho other taketh. Blesa?d be their 'namta'." ' TCOLtJMBIA HOTEL, CENTRAL HOTEL, Board - ? -la Per Day. rTD d ? ?-.,?MiU ?. B. CLAYTON, Proprietor. f? y COLUMBIA, S. C. Tina; flivt-clow and'-'entirely new establish ment, located in tlie* business midst of South Carolina'? Capitah utlbrds the Very he?t accom modations to the travelling puolic and perma nent guests. LurgOj Airy Rooms, elegantly fur nished, Gas, Bells, and Water throughout. Ladies' aWl Gentlemen's BrttliF, hot aiid cold, gglegrnpli .Office i in 'tho Botunda; ?pacinuia illiard-Koom, furnished with Pholan & Col lender's best Tahles; and with all the modem provemcnl* of a nn?-cios? hotel. -Tho . ;< la in all respects, one of the first houses South. ' The proprietor having had an experience of j no?rly a quarter of a century in the nianagerncut of the Charleston Hotel, is nullicierit giuranteo thatthb ??COLUMBIA" wilt he found as rep resented. WM. GORMAN, iin oiii > ' Proprietor, j ate?. iiirtiwixs, GENERAL INSURANCE AGENT, * ' * Coi.l'MHlA, K. C. Office opposite the Columbia Hotel,-in rearot^Mn W.'d.'Dumc's B(>()1< Store. O ' GEO. HUGfiIN8.!?,c "13-2?) . X (Atrent/ JAMSS AXifc?N, ' \ ^ \ I Cbai.kr ix WATCHES, CLOCKS, JEWELRY, STER LING SILVER, ? / M Spbctaclw?, Eyk-Glaksbs aki> Fancy Goous No. 3Q7 King, street, | Chwlatipn, S. 0. 1-26 Char 1 otto, OolumDTa fiTAu^u^la R.~R~ Train No. 1. Train No. 2. Loaye August* - -.3.20 A. M. 6.00 P. M. I.eaye Columhia - - 8.09 A. M. 11.00 P. M. Arrive Charlotte - - 2.15 P. M. ?.'JO A. M. SOTftW?" SMV'HI Leave (Charlotte - - 7.10 A. M. S.lf> P. M. Leave Columbia - - 1.57 P.M. 2.30 A.M. Arrive! Auhusta. - - 6.50 P. M. 7.30 A. M. N?. 1 Train daily. Trains make close 'connection to all point* North, South and West. Through (ickelM *old and baggage cheeked to ill principal point?. Standard time?Wash ington City time. E. P. ALEXANDER, General Superintendent. E. K. DonsKY, Gen. Freight :uid Ticket AgL ' South Carolina R. R. mau. axi) t'ahszxgrh tu.iin. Lesvo Columhia at - - 7.40 a m Arrive at Charleston at - - 3.20 pm Leavd Charleston at 8.20 a ui Arrive at Columhia at - - - 3.40 pm night E.XrJU^i-JU-UUllT AHO ACCOMMODATION train, (Sundays excepted.) Leave col nit} bin at 7.50 p m Arrivo at Charleston at ? - 0.45 a m Leave Charleston at - - - 7.10 p ni Arrivo at Columbia at - - 0.00 a m Camdcn Accommodation Train will continue to run to Columbia as formerly?Mondays, Wednofrdavs and Satnrdavs. A. L. TYLlCR, Vicc-Prcsident. S. B, Pickknk, General Ticket Agent. Green villT ^C^umMa-RTIr?" i'P. Lcavo Columbia at 7.00 a m 44 Alston - - - - 9.10 am 41 Nowborrv . - - 11.15 am 44 Cokcshufy - ? - 3.00 p nj 41 Belton -" - - - - 5,00 p m Arrive at Greenville - - - 6.30 pm LX>WN. Leave Greenville at 8.15 a m 44 Bclton - - - - S.05 a iu 44 Cokoshury - - - 10.07 a in ?4 Abbeville - - - 8.15 a m 44 Newherry - - - 1.50 pm 44 Alston - ? - . 4.05 p rri Arrive at Columbia . - - - .r>.5? p m TIIOS. DODAMEAD, General Superintendent. M. T. Barti.ett, General Ticket Agent. Spartanburg and Union R. R, hown thai*. iu* tuain. Arrive. Leave. Arrive. Leave. Spartanburg 6.30 fi.2f? BntcHville ?.OO 6.00 4.53. 4.53 Pacplet 6.08 6.13 4.40 4.45 Jonesville 0.43 6.48 4.05 4.10 TJnipnvillp 7.25 7.50 3.05, 3/45 Santue 8.20 &M '2.30' 2.35 Finh Dam 8.40 8.45 2.10 2.15 Shclton 9.15 9.20 1.3-*? 1.40 LvleV Ford > 9.10 0.15 1.12 I t' Strother 10.0r> 10.10 12.00 12.55 AWIonlO ! 11.00 ? 1200 TIIOS. B. JETER, Provident.. ! Blue Ridge R. R, " 131') ? ? * Leave Anderson ... f,.00 j> m Pcndleton - - - 7.00 y, m /O'^SPeYryvilh: f . . * . -5 VI) pin Arrivo at Wallf?lal * H .1 J ' I R3tTrfilt Leave Walhalla Jjr . r-r?? 1 - 3vtnan) '? Porrlvilhf *f A^ -1 1 -' f ?31?2 in " 1 Peiutleton ? - - flL3T/ a hi Arrive ut Aiiderdut. ? - - 6.3,0 u m I ;0( INS U R A F CiBS C O M Af #^ ? ? _ .???.'? a. . .1 ..:tfrt?mtlyb - "*> 69 liberty . Street, Nex^, York. u,i r . h bti? cvvJ *? ' - ><J' u.- I>>'jxnhim<i9 .lunnim , .f- saT .. ? ? y{ f; ?ni-i-'o laabfc&.a^hfjM ^ The Original Stock Life Insurance Company of the United State - friAllIhji i ? ? >oi ? Imobvi awAit .j?H ? . ' : ' *'??? ? : to ba^iaJrto.. ,fcc-M m V?ao-u?H OFFICEBS: ia ..?..._?; Jo *Mtj ?.~i.-W< :???!? ?' ? -iL':"oh?ub3 J?.iJcjsff d*w< 3 WILLIAM WALKER, President*. Ioj Tiaiad HENRY J. FtTRBER, Vice-Presldent. JOIfN H. BE^EYy Secretary.' 1;s\ ? GEORGE L. MONTAGUE, Actuary. j D. W. LAMBEBT, M Medical Eximr Tms Company Oilers the Following' luibortaui Advantages to. thosa Abou * Effecting lus&rance on their Lives:" j (}>"* ? :i ? i .RlVJOVffjii \ i <f v ? r - ?*? j ?)UjO OttJ it( irtedJ - ?. m; ' . i . . ? ? j... lit. Insu ranee at Stock Rates, being from 2G to 30 Per CenW less than tho Bates charged by Mutual Companies. , ,. tj .riilst' a.\ n/d ybftl 2d. Each Policy-holder is regarded, as a Stockholder to the extent of. ono Annual Premium on his Policy, ami will share in the Profits of the Company to the namo extent as a Stockholder owning an equal amount of the Caj>ital Stock. ' iooY I lail ;.i8 bfi* ,if i "' 3d. Every Policy isnued by the Company hi non-forfoitahle, and contains a Clanse stating its exact Surrender Value. n*ioilail?a oo^irfwW A Bsfore IirauntNo Yock Ltfe on Accettiko tue Agemct oj ?i^i$kyfgkjsj(i_t)f,(, . READ THE FOX.XiOWI*T& rt<tft .T. .0061 in A lengthened experience has demonstrated that the rates of Premium' ordinarily charged by Life insurance Companies arc from twenty-five to thirty per cent, in excess of what are necessary . ? for a safe and legitimate conduct of the business. In other words, carefully and prudently man aged Companies charging "Mutual" rates have been able to return to their policydio)dcr& from, 2o to 30 per cent, of th? amount charged for premiums. 1 - ? ?003 -it. When Life Insurance Companies were first organized, the reliability of tho data upon which/ the premiums were constructed had not undergone the test of experience. It wan thought, there-- 1 ; f?ne, no more than common prudence to adopt a scale of premiums which "Would," in any evenly ? meet sll the presumed and unforsecn contingencies of the business. As long as the matter was involved in some doubt, it was bettor to fix the rate too high than- to. j incur the risk of making it too low; because, in the former case, the'error could be easily reme-( died, at least in part, by returning to the policy-holders, at certain intervals, such portions of tho premium eh irgcd as was found unnteoanary for the purposes of the business and the complete? security of the Company. ? < > * awwionltt. uruj Experience, however, having satisfactorily demonstrated that these rates' ivP^isntWLt*, <whaljr< possible excuse can there be for nuiilUail?ng thein ? . p Availing ih'em wolves of tnw experience,the Directors and Managero'of ;the ? J7%hersal i/f/ir'/n anraaec Cutnpany atTu? ?rgknis&tioii, ajrt?pfctf a scale of premiums in accordance(therewith;, and.' "> ? [which has phrved to be fair and adequate, and ail that Svds necessary^ to aVeat the reqtdremanjsof^) the business. These premiums are about twenty:hve -par cent.Tower'thai* those charged by Mu tual Companies,' k ' f?.? iiauix'l Jail ui .litif?-5'*? theory will not admit of being considered as elements in the calculation of theprcmiums. These?, result from a caving in the inertalitv of the members of a Company'owing to the* medical setec-. ? ..r~??.i 1:..?.? .t., _1 .... .1,... ?*? .1... <<_.._1 tion of good lives, .1 gain In iiitere.-l uu the iim-.-tuients of tlie Company "over that assumed in the calculation of i?? premium*., the protits derivable from tho lapsing and surrender of Polirne,; by the members, and from other minor sources. Prolit* from these s?uret?, in a company po.-sessed of a capital of $200,000, and doing a fclr*'' amount of business, would give to the stockholders dividends largely in excess,of what^W?rf ? t counted on by the Directors of the I'nireraitl at the time of its organization. Thoy have, there fore, determined to divide among the polievdtolders (tf tho Company a large part of the profile : accruing from the sources named, all of which have heretofore been divided among- the stock-? t holder?. ,,,, ?' JadJ ,t^" v i The plan adopted for such dividends is as follows.: Evtry person who mayilwreailar.iswre *' with the Unhermt will, for the jmrpo.-e of division, be treated as a stockholder to |he extent of one Annual Premium upon his Policy; xnd wilt tharc iu tht profits of ths CAratpasy to preeitsly tic jumr extent (ia <? ?tockhoLtrr vu ino on eqwtl amount of the capital stock. ? ' ^ai'JHOou' ' I'.y this system of Insurance, original with the Universal, the policy-holder secures the follow in); important advantages: tit.^r. Insurance ut the wgnlur ".SVorA-" ratea, requiring a primary outlay of about htenfy >y Mutual Ccat-panies, and which is equivalent to a to thirty per cent, (cm than that cluwgctl l>\ vearly "dividend" paid iu advance < that amount on mutual rates' This low cost of insurant? is worthy of attention. Since its organization this company has received in premiums from its policy-holders the sum of.$1,017,001). To effect the same amount of insurance in a Mutual Com pany would have eo>t them an initial outlay of $2,000,000. By allowing its policy-holders to re-, tain in their own possession this excess of ?-183,000, the Universal has virtually paid them a "dividend" of $483,000, and paid it, too, in tulvance, instead of at the end ?f one wr more year** It is impossible to find any example of a Mutual Company furnishing insurance at so low a cost by returning to its policy-holders an equal amount upon similar receipts. Skcoxd. Participation in the legitimate profits vf tue C'omixtay, upon a plan vhieh secures to the policy-holders the same treatment which Directors and Stockholders aicard to themsjbu. This system, of participation, in connection with the low "stock" rates of premium, most necessarily secure to. the policy-holders every advantage to. Ihj derived from prudent and careful management. '1 he low rates of premium compel economy, and, independent of participation, guarantee to the policy-holder his insurance at a rale whivh is not in excess of the cost in well managed mutual companiesr while, by the proposed plun of participation in what may be considered the legiti mate profit* of the business, the cost will ho still further diminished. Thus by the combined advantages arising from low stock rate and participation in the profits it is confidently behoved that the UNIVERSAL LIFE INSURANCE COMPANY oflers in surance at its lowest practicable cost. ?&?" Those of the existing Policy-holders yrho dferire to participate in the Profits under the new Plan can do so by making application to the Head Otlicc, or to any of tho Agents of tho Com pany. 'i'/ie company is in a round financial condition* Ratio of Assets to Liabilities 140 to 100. WayGOOD RELIABLE AGENTS "WANTED, who will deal direct with the New York Office, and to whom full General Agents' Commissions will be paid. M. W. GABY, M. C. BUTLER, State Superintendents of Agencies. Columbia, S. C., September 11th, 1871 RERSHAW HOUSE, jaVdfl uti ladt \ By A. S. RODGER8, Camdcn, 8. C. oj honobaissw **? -iiduq^JI 1o N*** Transient Rate?, $2 f>0 |ht day; Day Boarders, per ?eck, $6; .... Board and Lodging, per week, $7. ' ' " u ? * -Jhna ?aalt jjaii? \ !' I ' gutta?! 'to ti ,(i'