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jHf; - J * V * / VOLUME II. The IMan of lliill snMl !'??"? Associations ?x ;>'i>'11*"<I i" ,, mil. , ?' Sumljr lloralil. Tho ro-operative hanks urn oroanj//.(| titi'ltM tin* oeiioral laws of Massa^Xusi'lls ami tin- statutes reotila iino tiiesuassociatioiis are carefully drawn so .s to define their methods of busines and protect tiieir members. The I;i1 provides that 'Jo or more persons lu't \ asso into theniseivc tojmther mjl form a hank. I'lio capital of e'ery hank is divided ino hares r?M'csentino- a value of .s'JtHl each vvltn matured. Any person imiV heume a member and take as many slues as lie sees lit, not exceediiijr 'Jo. ( )n each share the sharefi'itler must pay ?1 per month on or brore the monthly tneetino of the bak. This continues till .all shares lature; that is, become worth ijyJOO tch, iticlmlino deposits and ??. eiirnins, when the money is paid back I the shareholder in full, or, if he bctuues a borrower, it cancels his debt. Abnonev received by the corporatioifrom cjicIi meinber must be recejl''ti f >r in a pass-honk provided by 0 bank lor the use of, and to be heldlv the member, which shall be pluiV marked with the name and resinice of the holder, the number of sires held !>\ hint, and the nuinberi designation of the series or issuiti which the shares belono-, and tliililte of (lie issue of such scries. Miallv ii series of shares is started'verv six months. If no interest wait earned on the tin nev paid in by tbshareholder. It would t.ake !jt)() n fit lis for ? I a month to iiniount to &K), or l().-; years. lint iis the dopits with the batik earn compound ierest, the shares become worth 00 each in III to 1'2 vears. In Cil.se the ?lues of S I a month jr share are not paid on or before jo inonthlv ineetiiiir, a line of 'i .Uit s a in out h on eaeh slisiro is si (I not so much as a penalty, t (> . nduce prompt p.ayinent by slta re hold M's. for instiMice, if omi^^^o4 live shares and does not pay \\ 'Yes on I %J *' (? I time, he will l>o recpiired \ !' pay iit the next monthly meetino the $0 in default. It' cents line and his regular dues for the current month of ?0, } inakino- * 11' for the t wo months. No forfeiture of the money paid in is possible, as a member of any bank Jean withdraw on Lfivino a month's notice, or if a person has subscribed for a la roe number of shares, ami finds that iie eannot carry so heavy it I load, ho can withdraw part of his -shares and oo on with the rest. Loans tire made at each monthly nicotine- of all money paid in. Suppose, for example, that a bank oroanI izes with ~tHI members, and each v takes HI shares, which would make i I'n. iimiiiiit i ,11 111 III lit the Ill's! immtli , |i _ ! ; ' ly mooting &2000. Then any member who can give satisfactory security is entitled to borrow this sum, or any portion of, it, at (> per cent, interest, payable monthly with his dues. Hilt, doubtless, out of the lit)0 members, there would be several who I desired the loan of the ?2000 with ' dech to build buy house, iierefore, it is* provided that the >ney to he loaned shall be put up auction and a premium be bid for the privilege of borrowing it, which must be paid monthly, in addition to the regular 0 per cent, interest prescribed by law. The premium is so many eeffts a share per month. Any person bidding <r> cents per share premium really offers to pay I) -5- It) per cent, interest per annum on his loan. lOach additional bid <>1 o cents is an increase of i- It) of 1 percent, per annum. A bid of oO cents per share equals 0 per cent, per annum. For every loan made a notev secured by first mortgage of real estate, must be given. In addition to his mort->i . gage, the borrower also makes to the y bank a collateral assignment of one share! of his stock therein for every *200 of Ijjf, loan. The main condition of the mortgage the other conditions of ordinary mortgages being also inserted is that the borrower shall pay to the bank at each of its stated mouthy meetings the interest and premium which ho has bid for his loan, and also his monthly dues of ?1 each upon the shares which ho lias pledged as collateral security, and shall c? ritinue making these, pay? ...cuts until snid shares, through tjio payineni'of dues thereon and their partici|l$T?>n in the profits of the bank, are worth ?200 each. When xL! li ! . _ t l a t t i iiim result is reaeneu, in me case or a loan of $2000, for example, the account will stand thus: The hank holds a mortirajro for $2000, and the mortgagor owns 10 shares in the hank worth $200 each, making $2000 L in all. Ilis stock pays his loan. His fc shares are eaneelled. his discharged, and if he has invested in a house he owns it free from incumhrance. H Loans may he made upon pledge of shares alone, hut only to a less amount than the actual value of the shares. Loans are made in small sums?$50, or any multiple of $50. The successful bidder for a loan pay one month's interest and ^^^^^^Htemium immediately, and this he V 44 3E THUS forfeits if niKMi examination it is i found,that the security lie oilers for i I his loan is not satisfactory. j i Loans nun ho paid Lack at any j I monthly nuM'tinjr. or earlier, with interest to that tlav, tlitis oi vino the borrower a oreat privilege, and onaI hlino linn, if he has borrowed his , I money at a iiioh rate (say s or (d per cent.), to re borrow at a lower rate, : which lie may be fortunuti onouoh 1 to oet on any subsequent evotiino. 1 lie will have to pay the interest on 1 his two loans for one mot th. and the j c ha roe for new papers, but lie will ...1...1. ..w.w, ii.? -...1 1 of interest on his new loan. < >1 course a person may invest in i tin* shares of a bank ami never he a borrower. For a yuiini* man or wo- j man able to save something from their waoes. ami desiroim of j?r*?vi?1 ino for the future, no better or safari; way, ami probably none so profitable i as this system, otters itself. The ! oreatest argument in favor of these banks, however, is that were it not , for them three-fourths of the mem-{ { hers wouhl not a cent. Those who will lav l?v from *0 t? s'jU per month, by naymjr into the co operative bank monthly for a period of ill or I'J i years, can realize from &I01M) to s |t Kit I. There is only one salaried oilier in a bank, the secretary, and hi* pay is! [small. There are no eostiv ha kino! houst s. and the expenses of doiuo luisiness are redueeil to the least possible sum. I he danoer of loss of money is sliolit, as onlv aj, mail sum is kept on hand, the funds received i ach month beino loaned out at onee. I he business is done in open meetino, ami evert shareholder has an 1 opportunity to see ami know how the alVairs of a bank are conducted. I lie profits of the hank, as lias j hoe11 stated, are larger than anv oth| er eouall\ safe investment. The; sources of jrain inelude the interest! on loans, paid monthly durine- their i eontinuanee; the premiums hid for loans; fines on dm s. when ;11 arrears, and the profit to rt inaiiiin shareholders oil \vitlulr:i\vah of st<-k before! the ultimate i suit is reached. [t should he explained here in recrnnl to withdrawals thai most of the ni. I operative .banks have a regulation that in ease a member withdraws his shares before they mature lie shall ; have only three fourths of the proli.s standing to the credit of the shares. 1 his rule has been made for the purpose of itiducino shareholders to eontiu.ie depositing savings, and tints receive the full benefit of the system. The average interest paid on a hank capital. however, is 7 per cent., and in case a shareholder withdraws he oets three-fourths of it at, or about irj- per cent., which is more than he would have received ii. a reoular savings hank. The portion of profit remaining in the hank on shares voluntarily withdrawn is added to the cuius of shareholders who do not withdraw. Tim above-mentioned item of profit, which are largely increased b\ the mentally coinpuundinir of interest j upon them, as well its upon the monthly tines, are added together every six months (usually), on tin; settlement "I the books, after sctlino1 .apart a small sum for a ouarantinjr fund ami paying tin* expenses, thej: balance is apportioned auiono tlit* j; | shares limn outstanding. l iiis shows what the profit on each share has linen, and this, added attain to tin; dues paid in and the profit made I durino previous years, shows the actual value of each share of stock at | the iriven date, and this process is repented until the accumulated dues land profits will divide to every share the sum of ?200. Seville's hanks in makiuir loans are n limbed to 00 per cent, o' cash value, and often sustain losses when it was supposed the\ had a niaroin of 10 ner cent., hv reason of iireat shrinka<o* of value. Their risks on security seldom decrease, hut oenerallv become, greater hy deterioration of property. With co-operative hanks tint maximum of risk is incurred at the start and continually urow less, ?i i as the borrower regularly pays in a portion of the loan, thus addino o> the security for the money advanced 11v the hank. Tho foreclosure of a moi t?pioe is a rare thine- in the business of the eo ! operative hanks, and in the 10 years1 experience of the Pioneer Hank actual loss has occurred in bu? one instance, and the only effct on the oains of shareholders was a reduction on-half of I per cent, in the rate of j interest for six months. The law provides that the shares of a member who continues in arrears more than six months shall, at the option of the ;r ?i i? i I "ini:\ nun, 11 inn Mii-iiiuur iiiiis id |my tin; iirroars within d() days after no' tico, bo doe la rod forfeited, and the; withdrawing value of the shares a' I the time of the lirst default shall ho I ascertained, and, after deducting all I lines and other leeal charges, the j balance remaining shall he transfer- 1 [red to account to he designated the ' forfeited share account," to the erod! it ef tho defaulting member. .Said 1 member, if not a borrower, shall he entitled, upon J10 days' notice, to receive the balance so transfeured, without interest from the time of tho TO TOXJE WOED CONWAY, S. 1 transfer, in the order ??f his turn, out >f tin* funds appropriated to the pi*\ inent of withdrawals. All shares sol forfeited or transferred shall eease to participate in an\ profits <>f the corporation aeeruino after the last adjustment and valuation of shares hefore said lirst default. If a horrowinir metnher is in r ... i . i.m-.un i 'i urn lllierCM, J ?i'?' III I U !11 or lines, for iilore than si\ months,! the direetors may, at their discretion, declare the shares forfeited, after one month's notice, if the arrears continue unpaid. The account of such borrowing mem her slia 11 then he dchileil, with the arrears of interest, preni in ins and fines to date of forfeiture, ami the shares shall he credited upon the loan at tiie r withdrawal value. The balance of the account may, and af- i Ier six months, shall, he enforced uoainst the security, and he recovered at law. There can he no run on a hank, a* it is provided that at no time shall more than one half of the funds in the treasury he applicable to the demands oi* withdrawing members wit', out the consent of the directors. i I all t he shares in a hank were al- i lowed to mature a oreatersum niioht he reunified to pay the amount than the hank could command, so it is ar- j ranoanl that the directors may. at it..,;., i t - > ' .in * i i r?v iv i l v ' i ? mill' I IllilUr l?\ them, retire i iii* ?l11111?r,m1 shales <>l iuiv series at inv time after four years from the .late of issue, l>\ enloteiiie" their \v i t! a i ra w a I. The share-j holders whose shales are to he retir im| shall he detenu i net I I?\ lot, ami lhe> shi',11 he paid the full \alue ot their shares, le-> - ll line-, ami a proportionate part of any unadjusted h >ss. Loans mr.y L^naid olT at any time, 1>11' the ufrea'ti w-Vflk'ace of the>e as soeiations is tha\ /.Tie Sorrower not only may, hut must, pay olV Lis loan steadily, tliouen slowly. II you borrow ol a sjivinj^s !?atd\, \mi cannot pay your loan till it ma me-. Von make no preparation. \ on expect' to renew it. If all ones well, \ oil J can ami do renew, and so it ip.es on ) till soni at hir.o" happens and you can not renew, and cannot pay, an 1 the\ enter and foreclose, and you oenerally lose your house ami home and all you ha\e paid, and are broken down and crushed. lint if you hor- j .. r _ . i i ' niw (it a co-opcrailVC DUIIK, ami bllllii ii house you must pay <>ff a part each and i*very mouth, ami you must on ( on until all is paid and the house is yours. \ mi have hern forced to! save. You have been tauoht to save, j The thought and the necessity are constantL before von. Your neighbor ina\ spend his earniiies freely, but you and your wife and children are all full of the idea of payino up i the monthly dues, and so von save ' your money, and in the end own your house, and it is free. Yon pay oil' your inortonoe. The borrower of a savings bank does not pav his. You own your house. The savings j bank or somebody else owns his. A S(or.\ ol' Lincoln. Abraham Lincoln was on one occasion tryino a case in Saneainon county. 11 Is., noainsta very able law-I yer, who made .such a convincinir speeidi to the jur\ that Mr. Lincoln saw that it had produced an impression. The cent leinan was not only! precise in his oratory but in his dress, and Mr. Lincoln saw a Haw in his usual faultless attire. u(ientl uncn of the jury," said "( )1<! Abe," when he arose to speak, "the oentleman who has just spoken has made a strono ai'ouuu'iit. lie ha- ipioted the law and evidence, and it is not for me to sav he is wrotio. lie may be correct in all he has said. Mill I want you take a oood look at him. Look especially at the upper half, and then, eentletnen, tell me if any man who comes before yon with his slandii.ecollar buttoned Avrone end to,' witii the points sticking away out behind his ears, may not la- altogether mistaken in all his arguments." The plan was successful. Mr. Lincoln had broken the spell which the eloquence of his opponent had thrown over the jury. Iliit'. /'<><>< < . : *? *2> 4* I'liiu MII.III fill " I III! I IICSS. This is how Sam Small ox presses himself on "holiness conventions." "1 don't want to ho oonfouiidod with t lioso chap; who g<> eli 1 > y 1 heim o! ves into holiness conventions. There tiro some brands of holim^s that ,.m not to my taste. \ mi find them all over the country. If this is holiness, I want mine later. I'm in no hurry. These entire saiietilieation advocates make ine very tired. '\\ e can't sin,' they say. Thev remind no of Lord Ihindrenry who, when lie lirst heard the proverb, diirus oT a feather (lock together,' remarked, 'Mighty funny birds, with only one feather. If I was that kind I'd want to flock together, too.' Such is the one-featle ered, wholly-sanctified bird. They need to (lock together. Another religion in our midst is better fixed even than this. These people are not sanctified here, but they have a half-way house, where thev stop and get their holiness patched up before they knock at the golden gate." # .^.asrio VT"CE; TIU'RSDAV, NOV The I >ea(li ill' I thielier. Aft? r tin.' events through v\ I?i? 11 tlu? inni) ?>f Kurope was eomplely altered in IMe the Prussian Kield Marshal Mlucher, the savior <>f \\*?"1 lins^t??n at Waterloo, and whom nobody liked because of his rudeness and brutalit\, was put on the retired list. I >isheart H'mI by his removal and redue ed to inaction and obscurity, lie left llerlin and went 'o reside in his castle situated in i'omcrauia. >on he tell into a deep melancholy, rendered more intense by dropsy ami iuilatumation of the chest. \ stranoe ehanoe in his character took place. That roiiL'h soldier became timid, even poltroon. llo would not remain alone in the darkness; solitude threw hi in into singular anguishes. I lis state of health, was reported to the kitjo'. who esteemed and loved him a ereat deal. The inonaivh ha vino heard that at several times the marshal had expressed the wish of seeino him once more before he died, re- : sol\ <'d to visit him. I.eavino Iterlm in the morning, the kino of Prussia arrived in Krieblowit/earlv in the eveuino. Imineili-j atel\ he was eoiidueted to Hlueher's room. The sick man. ayed ~i I vears, was reelinine on a sofa phu'ed before a laree elumnev, in which enormous loos of wood were burninou Th if ; I'aines illuminated the r< om and east mobile and ted reflection on the features of the old man wrapped up in bearskin. ,\t the entrance of his sovereign in his apartnient, I'dueher tried to fisi? out of respeet for his :iu oust visitor, who previ ntod him from ih'iiio so. I lie kinir took a ( hair and sat I?v tin' sid?- of the marshal. I'dueher ordered to I mi hdt ahmo with his master. When cvor\ one i had loft t ho room ho ho said: "Sire, I have humbly requested v nr inajostv to come hero, in this ensile of isi ioldow it/; rather than not see vmi I would have oone -to Iter-; 1111 myself, although I am dvinir. I have a score! to eonlido io vour est y, ji tcrrildo one. Will my kino a I low me to s| ?ea k V" "( 011ai111 v, 111v doar marshal." "lie fore listening to my narrative, sire, look at me well. Assure your- ; self that I am in full possession of my senses and that I am not a luna-j tie. Sometimes I believe to be on the voice of insanity; and I doubt if I am not takino yesterday's visions r i ' e i -. i km .1 i < i11< i111ii <i11( <' MI ?i;i \ ifuur i >\ . IJut no! added In* drawing a gold bracelet from liis pocket, "no, ail is true, all is real, and 1 am sure of what I am saving. "Listen tn me, your majesty: "When, in I 7f>'>, the Seven Wars' War beoan, m\ fat her, who inhabited r""> 7 w his castle of dross l'on/ow, sent me to the manor of our relatives, situated in I {u e'en Islands. After a whilclhe Kussian Government ottered me the Grade of cornet in the Klack Hussars! regiment. I accepted . f a furlough! to aitord iiic tint opportunity of pay- j ing a visit to my family, that I had I not seen for months. A leave of ab ! senee Wits granted to me. ' ()11 (iv way to dross Ken/ow I found all that part of the Mecklenburg horribly devastated. Arriving about four miles from home I became aware that my carriage could 1 not ascend (lit*, new stoop road eon duetino to the house of inv ancestors.: i abandoned it, and pursued inv | jonriH'\ on horseback. followed by one of my servants. "I t was fifty-nine years n<o? this very (lav, the 12th of August, and at the hour indicated now by this antique clock half past eleven. A dreadful tempest sho>l< the trees, the Hashes of liohtnino blinded nie and tlie reports of thunder deafened inc; the rain was ponrino. After ?_c;? 11?q?in?r quite awhile in the forest I arrived before the castle alone; my servant had lost his way through tin- in(demency r?f the weather. ' Without dismounting I Uilooked at the door with my whi p. X obody answered my call that ! repealed three times without beino answered. Old of oatienee I nlirrlii/wl tin " 1 1 fs '"J lii>rse, ascended t lie st(ion and entered the castle. No lijdit, no noise anvn 7 v | where. J avow that inv heart went to my throat and a chill crept through my hojly. "What foolishness! thought I; the o ( ' castle is deserted; inv family lifts i'oik! to the city. No matter, ' as I am here, I must urranoo myself as well as possible. "And ! en ssed a hall and went to m\' father s r >om. A lire half extinl/uislied was smokino in the chimney; i i 1 1 >\ ifs faint lie-ht I saw inv father, my i . < - * 1 iiiuiiin .inn my iour sisiers, seated annuel tin; fireplace; tliev rose when tliev perceived me. I ran to kiss my father; lie stopped me with a gesture; I extended my arms to my mother; she fell hack with a sad motion of the head. I called my sisters, each separately; tliev took each other hy the hand without answering me. Then the whole of them rotarned to their seats. "kl)o not you know me any more?' exclaimed I. 4ls it like this a family oujrht to receive a son and a hroth- , or? I lave you already heard of my entrance in the Ifm-sian service;? I coul 1 not refuse. Itemcmher that' the lir.-<t tiling I do is to come and ' I ir ^.3sriD cci mm 111:1? :;. isst. inform you of mv action. What! mv r..? 1 . .. V? . 1 *j \ 1 * % iiiiii<-i, \ ' mi uti inn spras ; .my iiinin or you keep silent? Have you for-! ootten, my sister-, our mutual tenderness and 11 ? ? plays of our eliild liood those plays that this p ace has \\ 11 ncsM'i I so often ? "At lluxe last words my sisters appeared to he moved. The\ spoki low, rose and signaled me to up proaeh. One of them knelt before in\ mother as if she wanted to pla\ a eame ill which the pla\ er - st rike each other. Surprised with this stranoe fancy in a moment so solemn, I touf'hed the hand of my sister with the end of whip. A mysterious force attracted me. "When my time came to kneel hefore. my mother and to put m\ head on her lap oli, horror! I fell a form annular and cold under her silk dress. I heard a sharp noise like the rattlino of hones, and then a hand met mine; that hand rested in it. It was a skeleton's hand. I uttered a cry of terror. They were human leinains that I shook convulsively. "( hit of myself, and with a disturbed mind, I ran away from this awful castle; in the yard I found m\ horse; I mounted and departed at a furious pace. At the break of the da\ iny steed fell dead, and my ser-I van! found me Ivine under tlx* a11i i>;iI. I was at ! 1;? point of ?I*>;t111 for over three weeks. When' I iveii\ fii'il 111\ health I learned (lint 111 v liad perished, victims ?if this pitiless Seven Wars' War, ami tiiat our manor had heen pillaoed and ransaehed inauv times. "I returned to (iross louizow. I wanted to pay the last dut.es to in \ famiU and to oive a decent Imrial to tiio.-e I loved so dearly. Notwithstanding the most minute researches i was unalde to lind their sacred remains. Alone, a hand, a woman's hold I no- Ji irohl bracelet, was picked up on the floor in my father's loom, the same room v. here the fatal vi'iuii appealed to me. I took that hraeelet, this very one, and the baud v\.e> huried in ti e chapel of the castle. ' Many years passed. Two months aoo I was asleep on tl :s ;ofa wIhmi 1 was awakened l?\ a sliohi noise. I opened 111 \ eyes, and saw distinctly iiiv father, inv mother ai.il m\ four sisters slandino before mo; iiiv sisters look each (?\lt? i* l?v tiio liaml and motioned me to join t liein. " 'No, no! never! eried I. "Then the olmsts, claspino their hands, beoan to turn slowly around me. " si ustiee,' said iiiv father passino before inn. . " I'cuaucc,' innrmi.red my mother, inclinino her sad faee towaids me. " '1'raver,' said the ymieiir sister. "'Sword,' siohed another. " Twelfth of A H i^ust,' said the third. "And the last oiis repeated: " 'Twelfth of August at midnight.' I "And aoain they turned around me, utteriuo the siime words, then thev vanished repcatino; " '(>oodby! (iondhv! The I'Jth of Auifust tit 111 idni<fht!' "I eomnrehendod that, ins life was to he aeeoinj)lished soon, and nothino mare was to he done l?y nie hut to recommend my soul totiod and my family to your majesty.'' "My dear marshal," replied tin kino, "what you have related to me is certainly very extraordinary. IVrliaps fever and delirium have some tliino to do with those visions. < 'our aoe; take courage; li^ht against those hallucinations and have aood hope. \ on shall regain your health and you will live many Ioiio years. I )o you not helieve inn? \ es, is it not ? (live inn your hand." And <is Iilucher did not answer, he kino of I'russiu sei/ed his hand. it was already cold and rioid! Midnight struck by the antinuc eioek in the parlor. I'iold Marshal Blucher, the savior of W el i i not on w as dead. A o'' )"/ /, (i i't/jili r\ A ICeninrkiilde I nveuI ion. There is considerable talk in the patent ollice just now concerning an invention patented recently, which, in the opinion of some, will be a formidable rival of the telephone, Mr. Bell's monopoly. The invention is an electric typewriter. The inslru men! in appearance somewhat resembles jiii ordinary mechanical typewriter. Ii ha* a key-board, ami the types a in placed on steel .bars, which jiliiv upon a common centre, as is the case with tho type writer. I'ho motive power useiI is electricity, I?v means of which evenness of action is assured. No matter how heavilv or how liohtlv the keys are struck, tho impression on the paper is tho sntno. A romarkahle feature of the invention used as a typewriter is tluit tho carriage moves autoinaticallv hotli forward jiikI backward. When tho end of the line is readied the carriage returns to the starting point without the aid of the operator, and the paper har moves one notch, so that ail tliat is required of the operator is to press tin; keys. The most important iiehl for the new invention is said to he in connection with the telegraph. It is siiid at the patent office that the instrument can he used hoth as a 1 - j 5 i /. jnsTTi^ir." transmitter ami receiver of intollioenee over a single wire, no matter liow oreat the distance tnav l<e. The receiving instrument does not require the attemlanee of an operator, hut prints tin* dispatch + mm toimit ir*nll v. I'll.* ilis)iMiiM. nt at Imlli ends of tlio Iiiii* print tin* dispatch sent, ami so a safeguard against mistakes is j?r.?v i. I .mI It is claimed tliat the . * 1 m t ri? t vpew liter will hi* valuable as a local ai r to business, ami offers many a I vantages over tin* tclcphoin*. < tue advantage claim.mI for it is that no matter whether a person called up is at his place of business or not, the message can be printed through the medium of his typewriter, and .vill be there for perusal on his return. I lie dispatches printed are in letter form, and not an endless tape. The instrument, which has been christened the dvnainoirraph, is considered by patent ollice otlicials to be one of the greatest inventions upon which patents have been issued. The electricians do not stint their praise, and are positive that the machine will oreatlv simplify business intercom munication. Some of tin* eleetrici ans of 111i- fits who have seen the in strunient, notably IVof. IJerlinirer, of the I3e|| Teh phone coinpanx, st ate that the dynaiiiojrraph is destined to take it place as a powerful adj im l to telegraphy, and will be by no means a rival that the telephone can afford to scorn. .John IJu-sdi Voiine, ..v ... ? m.;.... i. .. ...i . .. i. ' i . .n niMM.-K i iw v n? i i.i, i j. in i .1 is i i mini of tin* new invention, and i - piosidonl of the company which is t?? put it in prut*I ica! < ?jutiition. The \ lasUa I mliniis. The ( 'hinooks tire indeed a wonderful looking trilie of Indians t? those who know the re,linen on the plains. The> all wear wood eoats and pantaloons and stronit hoots. They earn plenty of money to hny store elothes, am! the women are way in red and yellow handkerchiefs, as head wear, I while their saeones are made of hriwht colored eloth and ornamented with do/ens of pearl buttons sewed ion in patterns. Hue was decorated with the outline of a la ar, which was prohahh the crest of her family. I lie woman here is of much importance in heredity, as a man belongs to the I family of his mother, he it heaver, fish, or otter, and thev are very careful about their totems. I'ho next chief is always the oldest son of the present man's oldest sister. The .Most Sagacious ! )o^ Yet. A citizen of Ifronwood owns a very sawacious <lo<>. If he drops a hatidkerehief or or other article of any kind, the dow will pick it up and follow alone- with it. lie will also take a paekawe from down town to the oeutleman s house. I'erhaps the best trait of this pep b that, he keeps a strict watch over his master, and if he takes a drink the dow at once lintlies home and eommunieatcs the fact to the went Ionian's wife. >11 e h I Spin I I lie (hi me, Miss I'arveuno Von must promise iim' dim; t hin??, inuw. Mrs. I'arveuue < 'ertainly, my put. What? Miss I'arveuue I )o not let Augustus I mean Mr. Snohsou, sec you till after he proposes. Mrs. I'arveuiie ?lluli! why not? Miss rarveune IJeeause, maw, at twenty-live a jnrl cannot afford to take chances. O ^ There is a man of Indian descent named I'irkett Nelson, li\im_r in 1*1 sse\ ('oimtv, Virginia, who is a vcri ' n table ipant, lining over seven feet in lieioht an I weii/hine' o|t> pounds. n r> I Mis outstretched arms measure seven feet four inches from the linger tip->; from his wrist to the end of his u.id die finirer is twelve inches; his foot is fourteen and a half inches Ion;/, and he wears a No. lM shoe, his lasts heino necessarily hand made. lie can easily lift o()0 pounds, is about 2o years old, is ouiet and even dilli; dent in manner, and work - in a saw j mill at Ksson. Mo/.art, when only I'J years old, played a new opera from one hearin if, which had been composed expressly to test hi* skill. A writer, referring to this incident, sa\s: "lie not only reproduced the opera from memory which was a very difficult piece without missing a single note, hilt Oil JL second i.hivnwr lliviuu It. v " " r"V'"fs variations in such a manner that all who hoard him were speechless with astonishment." o ? Mr. .folios "No dinner to-day? That's a nice statu of affairs! Where's Mrs. Jones?" Servant "Writing, sir." "Writing what, pray?" "I don't k ow, exactly, sir, hut 1 think she said it's an article for the //ohmI'i'i /? r about how 'It's hotter to Keep House than to hoard, sir, or something of that sort." A magazine writer has heen discussing the ouostion, "Will the coming man read hooks?" Not if he has to nurse the baby while his wile attends woman's rights conventions." % A M'.MI'.KH I % \ < o\rrn111< 111 lVloympli ll hits m>t to conn1, however much wo may dislike tlio idea. Jay < iould (ins !ivorshot the mark for once in liis. lifo and in pure self dofonco tlio j?overnmont which is the people will sooner ??r later he compelled to euuip a postal telegraph. In just what way this will he dono it remains f<>r the future to determii o Some of the |?e>-1 men in the country, anil some of the stnunehest I )einoeratie papers, are inclining to this view. W e ilou't like it - hut what an wo do? We euiuu t huek against tlm tifror, .1 a\ Gould has a hundred millions of mo my behind hi in and ho holds in the hollow of hi> one human hand the entire telegraph system of this immense country and of sixty millions of people. Somebody made the remark ten years or more ami that if the government didn't own. the telej^aph soon the telegraph would own the Government. For to..I ....I." i "hi... I ' ..I I" ... I n i * w|,,|?|| ?<?|m ??!> * i' mll'l ?i i i * i fur the jotvernment mud tliirty-six \utetiean Stairs ami \oii will have some idea <>f what was intended to In* conveys!. .lust why a ooverninent should own a tehurruph system itself is host t.,M !>\- that staunch I )ernociat i" pap* r, the I'rooklvn l '<t ; <// ', when it says. "I mler the | > resent arrange met it i the otlicial luisiness of th" oov- ru ment trausacte.il over th" wires is at t!ie mercy of those w ho arc political !v hostile to the federal aduiiuistration, ami 01 -".en! occ tsi his dip omatic and linaucial secrets have leaked out. causine mm h etnharra-snienl to the administration. Only a few weeks aes>, when a linaticial panic was reported as imtiemliuo, the Seerettiry of the Treasury was altI sent from the city, ami it was important that lie -I. nil ' 1111111 ii a t e< I witli iin mediately. The teleoraph was (lie only means of prompt and speeds eoiiinmuicatiou, \ tie !'n us11r\ oflieials were afraid to use it. ap prelien lino" that ti e informa i? u desired miolit leak into the stoek mar I ket and l?e miseotistrned. Such a state of affairs, it is claimed, should lint exist, anil <>M 1 v remedy thus fur talked of is to establish a ifovefnment r~> j line. If there must, be a monopoly let it be, a1- the | lost >11 ii'ln/n SUN ?. "a people's monopoly, owneil ;11. 1 control led by the representatives of the peoThe New \ ork takes a \ery sensible \ i. \s of the situation. It argues in fayor of a line, owned | ami controlled by the jrovonunent, , irrespective of, and independent of, I the system controlled by Mr. Jay (iouhl. In other words, let. (iould bid with the e-overninent for the pat! ronaoe of the public, I'hero is con, siderable "sarcasm, too, in this sue. I jo'.stion. The //< / *//?/ knows that in this instance the people will not j have to buck the ti?n?P but that tlie i threr will have to buck the oeoi !e " " O " # - | , I I and there is very little doubt of tlio insult of such an encounter. Mr. Itiould lias oone a stun tun far and ; Im will indnud have an . elephant on ; his hands in case the proposed lino should ho ustaldishnd hy tlio novumJ inont. Tlio //?/v/A/says: "Wo havo been driven into that cornur and must make up our minds which wo jirufur guviiinmeiit control of a telegraph system or the ; control of a man who has absorbed nearly all the lines of toleo1 graphic communication and who ar| ranees a variable taritT to suit his own convenience and which frequently rises to the top notch of human endurance. Since that is the position in which we iind ourselves wo do not hesitate to ask the government to take charge of the teieoraph as it takes charge of the mail. I he Knights oT Labor at Minneapolis, speaking for a million ami a half of our wam> earners, have already done this. The merehants in all parts of the country, who are sending tuesj sacra almost hourly, and who aro subjected to a ti?_dit sipice/o on every wire where competition has been killed, are ready to do it, and the press everywhere, with unmistakable emphasis, is on the side of the people in this matter. It is the quick ami hone.-t way out of a dilemma. Our whole telegraph system in the hands of one man? That is a very . i .. ... , i : 4 ii.. 'in luiiijM-riMin uiiiijr m allow. 1 11 < * means of rapid communication with all parts of tho continent under tin* control of a person who minht hold an important secret for hours because ho was financially or politically interested in tho news to bo sent? That is a serious matter. It is easy to conceive of circumstances in which a oreat crisis mioht lie turned to his own enrichment hy millions of dollars, or worse still, of circumstances in which political events of great moment, or even the issues of a civil war, mioht he involved. Are the people of this country willing to allow any man, no matter whom, to possess such authority as that? And are they ready to intrust such responsibility and power to the little wizard of W all street?"- Wihuimjto/i /?'- ritir. i; No disguise can lono conceal lovo where it is, nor foi'gn it whore it is not. StijjS- >. ; y ' , . ;/'j