University of South Carolina Libraries
Tbi' tOHU of Marlon I* MrrttUfinx to (UVV a xnsM Muj <lay < vloluu'tiou o? Ua> i, tlir 4'atuiv of it Jh'Iijit 11 "Imt ,),? \it lhw?'ls" ? hleli ts t?? {?? |(J fjlo ?u,;,r ?>f ? slu.w It Is t,? grtvi'' t'M'Mt. 1fo*e> 10 rmiAsr 0#OPm SCAUP TINS ONLY AT YOUR GQOCERS MAXWELL HOUSE COFFEE Dr. L. H. Snider -V... I I. WW*. I 1 I ? - VETERINARIAN (Fomerly of Camden) ~~ft?ARONS STABLES Bishopville, S. C. DR. WADE HAMPTON Osteopathia I*hyiltllM " la Camden 'at Commercial Hotel every Sunday from 7:80 A. M. to I t P. M. Ivrave Calls at Commercial Hotel Dr. C. F. Sowell DENTIST (Office Over Brace's Store) CAMDEN, S. C Collins Brothers Undertakers for Colored People Telephone 41 . 714 Si. ? -V! : HAVE YOUR EYES . T EXAMINED i ?AT? M. H. HEYMAN & CO. Jewelers and Opticians 1026 Broad St. Stomach Out of i'iiviu.' \our gtocer or - 101 u dozen bottles I.it- (li'li? i(iu* digtttfant.r-Qs, gia^-s i meal* giv-* drlightfill relief, or ? ? isr.ir 1 >r ?hf fu>t dozen u?f?l. Shtvar Ale I'ui> Diirstive Aromiik* Willi ^hivsr Mineral Water a ad Ginger N*<> tiling-Jt for renovating old woru-ont stoma chn, oonvertfng food into nrh Mood and round fle?h. iVrfilrd nnd guaranteed by the eel -t>rnr?xi Hhirar Mineral. Bpriag, Hh*Kon, H C. If your regular ^folfr cannot supply yon telephone < amden Wholesale Graeery ?>UtriVnf?r? far r^js CATCH IIP ON WAR RISK WORK Period of Congestion and Vex? atious Delays Is Virtually at an End. ANSWER WITH REAL LETTERS Strides o# Great Importance Made In Bringing Insurance Business of Bureau to an Absolutely Current Basis. Washington. ? Announcement Ij made by Director It. <i. Choimcloy. Jones of the bureau of war risk insur* amv that the Insurance division of the bureau la virtually at the end of it* period of congestion and conse quent dltfsatisfactlou and vexatious delays, resulting from the great vol ume of work suddenly thrown upon H by th**demoblllxutlon of the anued forces during the past year. ? Former service men une assured that they w|ll be answered promptly from now on with real letters, instead Of with form paragraphs or unwntla fuctory form letters, In all cases which require detailed and specific answers. This Is the first time that the bureau has been In a position to give thl* as surance. Strides of great importance to the millions of former service men and their relatives and beneficiaries, have been made toward bringing the in surance business of the bureau to an absolutely current basis in the prompt answering of mall und acknowledg ment of nremltttos nald. The records., of accumulated work disposed <>t' show conclusively such nn enormous and distinctive Improvement In the expe diting of the business that it is con fidently believed that within the next month the insurance division will be is do any efficiently managed organi sations hi commercial life. Catch Up on Mail. For example, the number of impost* ed premiums, which last October was approximately 88,000 has just been reduced to so average of 10,000 or less than ono day's work. With oth er necessary operations in the hand ling of remittances, a receipt will be sent out in a few days from the date of the original receipt of the remit tance. Unanswered mail In .the Insurance, division shows a reduction of approxl mately 60 'per cent from the daily balance of five months ago. Probably It will be two or three weeks before It will be pokalble' to answer all the letters as quickly as It Is now possible te moil out receipts for premiums. It Is a matter of only a few weeks, how ever, before the Answering of nil let' ters in reference to Insurance within four days of their receipt In the bu reau will be the regular practice. In the meantime, it Is inevitable that there will be some Impatience on the port of those service men who In the past hnve experienced difficulty in adjusting their Insurance matters with the bureau, as result of delay or^in satisfactory Information, but the prog ress now being made indicates con clusively that these vexatious cases will bo cleared' up speedily, and that thereafter, although there will always of necessity, as In any lurge organ iza tion, be occasional errors and delays in ihe business In Jhe bureau of war risk insurance/ these . difficulties will be reduced to a relatively insignlfl* cant minimum. In order to cope with the great flood of mail which came to the bureau co incident with demobilization of tha arme4 forces, each of the letters re quiring searching of the records, which in many cases was done by In experienced personnel, it was. neces sary to resort to form and paragraph tetters In answering inquiries. In struggling with the volume of excess mail which piled up in the bureau, there Is no question but that a large percentage of it was answered improp erly and frequently delayed. Many Letters Returned. In a large proportion of the cases,, the service men themselves, being un familiar with the necessity of giving /ull information about their cases, cer tificate numbers.4full names, dates of discharge, etc., rendered it Impos sible to answer properly their inqui ries. Others failed to give proper ad dresses, wlfti the result that today numbers of letters addressed to for mer service men by the bureau, are being returned by postmasters from all! parts of the country, accompanied by statements that it is impossible to And the addressee. Fragmentary or insuf ficient information also Inevitably re sulted In the ihlscreditifag or~premi ums, due to lack of identification. Some idea of the enormity of the job may be gained from the fact that the most recent figures show that the total number of applications fer In surance recelted by the bureau was 4,610,.188, totaling $40.Ml,23.1,f>00. the premiums to March, 1920. totaling ap proximately $325,000,000. For a long period, it was necessary for the bureau to typewrite all of Its addresses. This meant reference to a record In each ?*?se. multiplying the chances of error*; and entailing an enormous amount of lal>or. With auch an unprece<?ented business as came in, the bureau was flooded with ftppifeatk-nsv.. iaguMe*. reinlnances, leal imfMMf* f?T tM ?iUinu to mail U aacfc ! on l?s ]i wt. infor mal :.??! relative t?? ilit* i Inn^fs iu rul ings. e ??,. ah fA[i|t|)y they wer Issued. To imiko evon one complete n>; iliir.; to.rACtl of t!?*? tnlln>i;> of ml UlViihCS at tiltf ^Mlle tjllU) |(> t'olM* with (hi* work of |)h( bureau was an almost ln*uperabto task. Naturally, mm li cuinplali:! UoY0lp})Ctl on the ground that servhv men were unfilt^ to gt>t Information ahottt what the bureau of war risk insurame was of fering or was doing. Handicaps Overcome. Very serious handicaps In the at!* driving of the men have just l>eeii overcome. Through a special appropri* atlon made l?y congres*, the bureau has heen enabled to put its entire list of former service men pn addresso graph plates, a task which has requir e<l several months and whtch h?H coin plctel.v monopolised the plate-making section of a great factory. In the bureau of war risk Insurance Itself, oyer nine hundred people hove been employed In putting the names and addresses on the plates. In addition to enabling the bureau to make full mailings of its most im portant information to former service men and women, the sending out of premium notice has been enormous ly facilitated. The new system of printing both the premium notice and the premium receipt nt the same time from the aridressograph plate and by filing the returned addressogranh no tlce in place of the premium receipt to credit the individual account \flth t*e remittance, reduce* to a minimum the possibility of misapplication of premiums received. Additional safe guard rests in9the fact that each ad dressograph plate carries the certlfl cate or policy number, and the amount of premium regularly* due from the service man. This prevents the er rors that previously occurred, through repeated copying with a typewriter. In a great business where there are more than, thirty million records. In chiding the names of more than fifty thousand Johnstons. Johnsons, etc., aud proportionately large numbers of Smiths, and Browns, occasional er rors and misunderstandings were bound to develop, but the Ironlng-out process is now so well under way that t*vrn sttch discrepancies will be rapid ly corrected. Difficulties Reduced. The promptness with which pre mium notices can now he mailed, is ex pected to obviate largely the difficul ties ?nd vexations which hitherto have heen occasioned by premium no tices being mailed where the payments had already been made. Prompt re ceipting for premiums, which now Is possible and will be carried out, will largely do-away with this difficulty, except, of course, where .notices went out In a previous month, are forward ed before the current payments could be credited. Issuance of the insurance policies for the permanent (converted) govern ment life Insurance, which are d<* sired by fllt tfte men who are Insured, has been delayed pending the comple tion, which now hss been passed. The new policies are now being com pleted by the actuarial and legal ex perts and sent to the government printing office, and It Is expected that ?hey will be mailed out before June 1, With the Insurance business of the bureau on a current basis. It is now anticipated that former service men who have been deterred from keeping up their Insurance by reason of the de lays which they had experienced in tbe handling of their accounts, will take advantage?of the very lfberal pro visions for the reinstatement of war risk Insurance by the payment of two monthly premiums and a satisfactory statement of health and will get back on the books, rir - ? The new law lias made the Insur ance very attractive by enlarging the Hot of permitted beneficiaries to In clude parent, grandparent, step-par ent, parent through adoption, wife or husband, child, grandchild, stepchild, adopted child, brother, sister, half brother, half-sister, brother through adoption, sister through adoption, stepbrother, stepsister, uncle, aunt, nephew, niece, brother-in-law, sister In-law, a person who has stood In the relation of a parent to the insured for a period of one year or more prior to the Insured's enlistment or induc tion, the children of such person; par ent. grandparent, step-parent or par ent through adoption of the insured's wife or husband. Want Permanent Forms. ? It is also anticipated that the pro \ vision of the new law which permits lump-sum payments, at the option of the insured on converted policies, (or dinary life, twenty-payment life, thlr ty-pnyment life. 20-y^ar endowment, 30-year endowment, and endowment at age sixty-two) will greatly Increase the number ?f csnverslons Into the permanent form of government Klfe insurance. More than lOfi.OOO applications for the conversion of war risk policies In to permanent forms already have beer received. Former service men desiring to re instate war risk Insurance which ha? lapsed <>r been canceled, or to conven their Insurance* in cases where it If now in force, r.hould apply to any pos of the American legion, the Veterani of Foreign War*, or otb*?r organize Hons of former service men. Army Navy and Marine rv>rf?w recruiting sta tlons. State Insurance Ooinmisnloncrs any home service section of the Amer lean Red Cro*? Salvation Army Knights of Columbus, Jewish Welfan hoard. Y. M. (!. A., or to other frater nal or Wifare organization* whleti ar? Mr*. i: K AIaH\>y or the OplHfcgO s.v llun was In this city Tutijultty ufU*rnoot\ umt brought tl??' now* that Hh> llnv nntny school hOQfc*> wtis <lvst royt^l hy tlrv that tnortUnc. The tin1 <*l t>y u *H?footlvv flues ai?<i Mm* houm', tojcvtlu-r with its furnituiv was ?H?. Hlrojyd.- Xumt?M Ilyruhl. <?id>w CVwImih! lk>rK<lull, u >ouuk millionaire of Philadelphia. hut* b**Mi IktUtviKHKl to llv?> yvurn At h?ml IaJmm for ovjmUhk Dk' tlr.ifl u\'t. Best it) the /'<'?? Run GOODRICH on an Inner Tube means the same as Goodrich on a Silvertown Cord Tire?Satisfactory Service. Goodrich Red Inner lubes have all the power and endurance and long life that Goodrich knows how to put into rubber. - TUBES y)ie R. F. Goodrich Hubber Company, ~ikron, Ohio ^Makers of the Silvertown Cord 7Tr* Automobile Insurance Not a subject for debate, but a NECESSITY. Instead of.seeking protection in name ortly, secure it in fatt through a policy, liberal, plainly stated, abundantly secured. LIABILITY COVERAGE?Protects you against claims for injuries to persons caus ed by your car. Adjusts and settles all claims and defends all suits whether ground less or not; pays all expenses connected with suits; reimburses for cost of'immediate sufgical relief extended any injured; and likewise protects anyone using your car with your permission. PROPERTY DAMAGE?This coverage provides for the settlement of all claims for damage by your car to the property of others and may he extended to embrace claims for the loss of use of^propert.v damaged. Defense of suits and payment of expenses connected therewith are assumed ^by the Company. COLLISION COVJERAGE?Damage to your car through impact with any object, moving or stationary, while being driven or standing still, the result of your own care lessness or of others is made good by the Company, which repairs or replaces dam aged parts, or reimburses for loss and defends all suits. C. P. DuBOSE & COMPANY ? ?* ^ ? Telephone 43 Real Estate and Insurance Crocker Bldg. LUMBER Flooring, fl f SSU' Lumber CMiat, MonMfai|n. Framinx Luralxr. Red Cedar Shingles, Pine and Cjrprean SMnglek, Metal and (ompoffftton WUagles. Doora, ftaah and Blind*. Forcti Cotoain and Ballk*terv Beaver Board, Valley Tin and Bldge Roll. Building Material Brick, Lime, CmmrI. Plaster, Fire Briefc, Fire CUjr, Sewer Pipe. Stove Five, Terr* Cot** ThtoMes, Mortar Colors and Siolns. Water Proofing Mineral, (orru gated Motel Rodtag, Aubwtii and Oompooitlea HooAog IxmKh. Hinges, Nslhi. (?ratM, HatdKlx, Saws, H?men, Dmt Hardware, Paints, Oils Ctarpmta1m1?, Patau. Paint PahiU and Oto. Iiulde Df n rat I?i, Oitantac* andl fWid Witw WIRE FENCING, IRON A ND WOOD POSTS. EVERYTHING FOR THE HOUSE booth ,6c mcleod, inc. SUMTER, ' ? ' * a m