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M. ABOUT WIT UNIONS r.US "You Wish to Get One Started, Write to Prof. Camp ,iProgressive Farmer) What is a credit Union, as author^.-y the North Carolina Legisla' orn-T A credit union is a savings Who may form a credit unior.? .Ar/j .group of neighbors who want to . w* all their spare money, however that may be. The youngest is xtoe family is to be laught the lessjkt of saving pennies. The parents .raB.fc -older brothers and sisters are to i .'s-stvf- for the credit union. ?>/>t s every neighbor join a credit UxtiOTi? iNo; oniy xnose wuv ?vuin. ?.nv Jan." '.their debts may become mem0?I?v "Who are the people who form cre osi onions? Those who belong to the usanne church. Farmers' Union, or ^yx^tr organization, or those who -wrrk at mills or stores in the same ; The more interests people iht'-Tt in common the better they will ! :-stock. together in a credit union. "What becomes of the money which ; rJb* -members have toiled for, and i 4-0 tViQ 1,-oonincr rtf the Credit I ja.'?a.u;pru i/vr wuv . zxbcm? The savings are not hoarded | . -kept busy. The union lends them ' cs? ru, members. If any of the sav.i2C?s nre not loaned they are deposit ?si ita safe bank wnere they earn :>Tit5it;st. ? ^.Do the members get paid for lend*r:ng their savings? Yes, four cents -3fv.r every dollar that is left with the I tixiauD for one year. Can a person withdraw his savings ' ''rraai the union in case he needs them ' 'laet "his own use, Yes, upon proper | How is the union able to pay its :m?tnbers for savings? It charges any I 'nwraober who borrows six cents a year -?i:<y ieach dollar borrowed. If the time Ai only half a year then the interest1 oiiiTjre would only be three cents for J ?*s?yere dollar borrowed. Can a member borrow money for I purpose? No; members can borrw only to spend it for productive ' "jrarposes. Would spending the mon-1 ?or a buggy be allowed? No. For . .-ar automobile? No. For tickets to , ti.? .circus or the movies? No. To ,r>xr v?Id debts? No. Why not, are these things not ' K>rY? Yes, but they do not help the -fs&bor to grow nor bring it to the xsocriet. If a plow were needed to aocratr. the soil more deeply or if a ww vsragon were necessary to haul Krccron to market a member might borrow the money with which to buy i. plow or wagon. this credit union not a bank? "fciiu.'-and no. Like a savings bank it '.tatSps people to save. Like a state or y.arconal bank it helps borrowers 'the;credit they need. But a bank :HQt. limit its loans to its mem->>OCTS. Is not & credit union a competitor p .:>f a bank? No, they have not proved : The people who become members rof a. credit union are not those who "zaiXie their savings to banks nor are < zes-y those who borrow from them. '"iPjw .credit union takes its funds to "fcank. Jilay I then become a share holder Sob .* vivedit union? Why not, if you . fra-v'fc a dollar to spare? iMzast not one who desires to be-OJcraBfc a share holder in a bank have a &fzri>dred dollars to buy even one .s&sire? Yes. But not in a credit uniive. In a credit union shares may be made any size from one dollar to --oxts .hundred. "Stat if all in our neighborhood '.jri/it-d, farmers, teachers, and pas \uor, "there would be only 40 of us; ??srs! Vf we made our shares five dollars und each took one and paid one jo'l'iar as a first payment our capital ^ ?oufc be only forty dollars to start -wrrth. Surely so small a capital w?dfd not be worth consdering. Yes, irt T?oul'd in a credit union. The first vco-xrperative bank established in Am'Hrn-a began with a capital of tweni. Ty-eight dollars and a membership v j<f ninety. Now, after twelve years r- s -ias loaned $971,761.94 to its mem! Tvrrs. Not one cent has been lost. : Ssx'h may be the result of thrift and : xraraal care for one's fellows. 'To tell Tiow credit unions have ,'bTODght a new prosperity to agriculture and how they have developed a : -^pr nt of working together in a com GERMAN PAPER ATTACKS WILSON PRINTS LOT OF WILD STORIES UNFRIENDLY TO AMERICAN NOTE. Berlin, June 24. ?The Tages Zeitung, publication of which was suspended Monday by German authorities, reappeared today. The general understanding is that suspension was ordered because of an article on the American note, unfriendly * ?- T T 1 + A /J Cfofoo Ill LUIIC tU U U1LUU kj LcA The Tages Zeitung's first issue since its suspension contains another article by Count Reventlow, whose ! previous statements are supposed to have incurred the authorities' displeasure. Today's article makes a covert attack on President Wilson in connection with reports of a peace conference to be held in Switzerland, | supposedly at the instigation of President Wilson. The article says: "Meanwhile President Wilson has closed^the Panama canal to the shipping trade so that transportation of ammunition and war materials from eastern harbors of the United States to Vladivostok, for increasing the Russian fighting strength shall not suffer interruption. "Over the Atlantic at same time are voyaging from United Staes floating arsenals in order that cries for helD from Enzland and France shall be silenced as soon as possible and at the same time Wilson demands that a sure and unimpeded journey be guaranteed these floating arsenals." TAR-HEELS ROADS TO VALUE OF MILLION'S Raleigh, June 30.? The North Carolina Highway commission was in session here today and received reports from Dr. Joseph Hyde Pratt, the secretary commissioner and from State Highway Engineer W. S. Fallis that showed the great strides that are being made in the development of highway construction in this state. Doctor Pratt showed that there was expended for road work in this state in 1914 $5,190,000 and that the present year will round out $6,250,000, more than a $1,000,000 increase in road work. The road funds the past year were derived principally, $2,430,000 from bond issue; $3,600,000 convict labor and $800,000 free labor; private subscriptions $10,000 and special taxes 500,000. The report by State Engineer Fallis showed 10 counties have urgent applications pending for engineering assistance and that there have been during the two months that the work by the Stae Highway Commission has been under way co-operative work in Davidson, Caldwell, Catham, Henderson, Swain, Madison, Willie.-, Yadin, New Hanover, Randolph, Edgecombe, Franklin, Person, Haywood, Wake, Columbus, Hyde, Rockingham and other counties in location of roads, bridge construction, road material and other road construction problems. CI TDADC A XI TftllDICTC UUIW1 i-rtil I VU A1J 1 J TO BE RESTRICTED Washington, July 1.?Restrictions placed upon travelers in Europe are called to the American public's attention in a circular issued today by the >tate department. The government, says the circular, "can not undertake in general to advise Americans as to routes which they should follow in traveling abroad," but some of the more important restrictions on travelers are :ited, particularly those imposed upI m persons going from England to the continent. Aliens entering France, it is pointed out, must have a special passport issued by a French consul, while papers are required containing information as to evidence upon which the passport was issued, the French city to be visited and the object of the visit. The papers and passport must bear the holder's photograph. munity would be too long a story for this short article. All who desire to know more about the credit union, provided for by the North Caroina Legislature, may have their questions answered by writing to Wm. R. Camp, North Carolina Division of Markets, West Raleigh, North Carolina. GERMANY'S GREAT SUPPLY STATIONS Vast Stores of Food Supplied and Broken Material Mended or Recast. (News and Courier.) Northern France, May 20.?In a one-time prosperous and busy city that now contains almost as many German soldiers as it does French in, habitants, is one of the "Hauptpunkte" or chief points in the remarkable iines of communisation which stretch from Germany to the front trenches. The "Hauptpunkte" may be called for want of a better name a division I headquarters in the lines of communication. This headquarters has, roughly, two functions, the preparing and forwarding of food and ammunition and the repairing of material that has broken down under the strain of battle. In the city recently visited by an I Associated Press correspondent the ' German authorities have requisiI ^ x tioneci tne siaugmer nouse ui a one- j time French butcher, and in it are methodically preparing the enormous quantities of meat needed for the ar my a few miles away. The cattle are, for the most part, 1 driven in from Germany. For miles ! as one approaches the city one can I see herds grazing on the rich French J fields. By the time thijy have reached | the division headquarters they are fat and sleek. Meat Supplier. The slaughter house, of course, has j been found entirely too small for the ; amount of work that has to be done ' there, especially in that department where meat is salted or pickled. In default of receptacle:; therefore the army has requisitioned bath tubs and similar inappropriate but useful vessels, and in them lie thousands of, ' pounds of meat. A thousand pounds 1 I of wurst a day is prepared for the I front, as well as many hundreds of pounds of beef, mutton and pork. I Within a hundred yards of the slaughter house is the bakery, for, merly a manufacturing establish| ment, whose brick ovens have been : found to lend themselves very well j to the baking of 16.000 loaves of ! bread a day. Each loaf, composed of j one-third of white flour and two! thirds rye flour, weighs 1,50 grams. Perhaps less important and vital, i but more interesting, are the establishments where damaged artillery and guns are Repaired and put into ! shape for use at the front again. From all along the front there come to a former machine shop the j guns of all bores that have been put in firrVifir?or UUL U1 ^UllAilllOrtlcril 1*4 niv They come in with damages that in j many cases are quite a3 freakish as the injuries sustained by the soldiers, and are repaired with quite as much ingenuity. In a carpenter shop French workmen, aided and superintended by Germans, remake the wheels. In another part machine guns are made whole, oftentimes by using the undamaged parts of two, three or more weapons. In still another building new muzzles are moulded and put onto undamaged trucks. Here also are prepared the great hoops of wire that can be stretched in front of a trench in an emergency at a moment's notice and can be made fast by stakes of steel that are OtlC?CU 111VU U1C glUUHUi xuuu c*v-| tackers, whose artillery has demolished the usual entanglements of barbed wire, can still be checked for a time at least. In conjunction with the machine shop there is a shoe shop and a leather shop, where broken saddles are mended, and where the straps for artillery wagons, rifles and knapsacks are put into order once more. It is the exception rather than the rule that any piece of apparatus used at the front is damaged so badly that it cannot be mended here or that it has to be sent back to Germany. Sweepings of Battlefield. In point of interest to the casual visitor, the prize of the division headquarters is the "Sammelstelle" or collection point?the junk pile containing the sweeping of the battlefield would be a better name?where every conceivable object from bits of rubber to broken bayonets and cartridge shells is collected and sorted out. The knapsack of every wounded soldier first or last finds its way to this big building and there is subjected to the scrutiny of "junk experts." The cartridges that remain are laid to one side, to be reapportioned to some other fighter. The bayonets go to one depa ment, where they are carefully clei ed and put in shape for use aga The rifles? they include not oi German, but French, English, E gian and Russian guns?are th oughly overhauled and oiled a come out looking like new. After every battle in which 1 Germans have been victorious 1 field is literally scoured, and all 1 junk is transported to headquarte: Giant Laundry. A big laundry establishment w a capacity of over 100,000 garme in less than a month cleans old clo es, after they have been repair and puts them into shape for furtl use by new soldiers or by old tro< whose supply has been exhausted. Not one thing with any possi value is wasted. Preparing Bandages. Volunteer ar.d professional nur prepare some 1 ?58,000 yards of ba: ages a day, which are shipped off the front in compact packages. 1 establishment maintains fift< mounted filtering plants that ; shifted from point to point along front and prepare daily some 10,( liters of water for the soldiers. There are alio moyable Roentf ray machines, vhich can be taken the front for usb in desperate case As an adjunct to the wholes drug establishment there is a s< factory with a weekly capacity 55,000 kilograms a week?so la: that not only are four armies s piled, but the ci'ril population of city as well. There is a disinfect establishment, where both soldi and their clothe- are purified, i where the long Red Cross hospi trains after use are switched in i sterilized and fumigated. FOREIGN TRADE IN MAY. According to ihe Custom Ho figures given out yesterday the ports for May out of this port rea ed the high tota; of $132,594,9 against only $63,711,857, in May 1 years when the world was at peac In some manner a way was fov last month to ship goods to AustJ I Hungary worth $18,745, althoi exports in May, 1914, totaled $95 725. How littl*! is being shipped Germany by direct consignment shown by the fact that in May declared exports for the empire w valued at only $400. A year ago j May the outwarc movement to G many totaled $6,204,938. The traordinary expansion, however, the export movement to the Neth lands, Italy, and the Scandinav countries in May gives rise to the lief that Germany was getting Am ican supplies through them, notwi standing the official embargoes s to be established to keep merchant] out of the empire. itanan purcnas>is 01 wneat i Other supplies shipped out of h during May totaled $ 5,170,( against $1,925,483 in May, 1J when trade conditions were norn Exports to Belgiu.n from this p last month had a value of $868,5 represented for the most part by lief supplies. In May a year j regular trade shipments were vali at $1,459,022.?Exchange. HOME-MADE SOAP. Will you please give me a rec for making soap hard like the s< we buy from the svores? I have never seen any home-mi soap that was as uniformly perf as that made by experts in factor However, the following recipe ma very good hard soEip: Dissolve a pound can of lye three pints of cold water. Be care because as the water gets hot it apt to spatter on the hands and bi them. Have ready five ;?ounds of fat t] has been melted and strained thr u cheesecloth to remove any specks, soon as the lye is cool pour it slo\ on the grease, stirring with a sti< but stop stirring as soon as it g about as thick as molasses. An agate meat pin is a good thi to mold the soap in, but if wood used line it with paper and put oiled paper next the soap. If hare soap is desired a little salt is adde If one desires a little one's oi lye fill a barrel almost full with go wood ashes and set on a slightly i clined platform. Make a hole in stave near the botom; pour wat slnwlv on the ashes :ind let the 1 drip from the hole into a. receptac This whe:n mixed with clean i makes good soft soap. It also m be hardened by the addition of sa ?The Progressive Farmer. ,rtthe j^T|| ?<?? ? ? ' H>:$:vi IS Mi l>(l|l|l^HwS T^U ble ^ MAKE THE f LIVA1 to ? /^v -v t * r-r\ ;;; i \uin i are I B a hot c( the I M )00 summei PERFECTIO: jen to stove keeps y< *;e cool and clea >ap away with all i r?' coal-hod drud) up- coal range. L'g The NEW PERFI ers like gas, regulates cooks like gas. It' L* fort with kerosene Something New. A comes a fireless co pulling a damper, use to show you the N ex- TION No. 7, wit ch- ing oven; also the F cj; WATER HEATE] e. plenty of hot water ind independent of the ria- range. Use Aladdin St *5'" or Diamond \ ' to to obtain the best is Stoves, Heaters : PERJR ier- STANDARD Oil ith- Washington, D. C. (New Jers aid Norfolk, Va. (BALTIMO |jse Richmond, Va. ind ~= ere ^ x-'v )14 59977 If PJII ffl !g? JCd /h i Cleaned anc /At 21 30 ce ade ^ Wehavebouj kes /K ?$ Press for th fiii I Try tf Abbeville Stea '17 | Phone ( ck. lEV - % * v -C- -C- -C sP <C *? ng is === Z Low Round FOR EVERYBODY OP ivn od Seaboard A.ir I ina "The Progressive Rail :er ? ye San Francisco and San Diego, Cal le> tional Exposition, ana ranama 'at For specifier rate, schedules ay call on Seaboard Agents, It. C. S. COMPTON. T. P. A., S. A. L. Ry. Atlanta, Ga. ?-* KITCHEN : 3LE swelter over ?al stove this r. The NEW vt r\:i r* u L>( Wll VjUUKDur kitchen j n and does the ash-pan, ?ery of the SGTION lights \ like gas, and s gas stove comofl. i n oven that beoker merely by Ask your dealer , EW PERFEC- ? ? h fireless cook- ] 'ERFECTION r% T. ... k*. it gives you , yet leaves you hot, sooty coal zcurity Oil _> Vhite Oil results in oil ~tv;? and Lamps. fopN L tUMfAINI | I ey) . Charlotte, N. C. n RE) Charleston, W. Va. I * Charleston S. C. fl m j m ? lib i Pressed ? ;nts | g-ht a $250 | e purpose. g Us I * m Laundry j W & Trip Rates 'FERED BY THE Ane Railway ITI7C117' nf tha ftAiith" L WW VTJL I/AIV MVU. LUL lif. Panama-Pacific Interna- i -California Exposition, 1915. \ or other information, or write FRED GEIkoLER, Asst. Gen'l Passenger Agt. Atlanta, Ga.