University of South Carolina Libraries
Saturday, July 7; 1956 , t % A Report of the Ai Savings and Loan A REPORT OF THE FINANCIAL CONDITION AND OTHER DATA OF MEMBERS OF THE AMEItl CAN SAVINGS AND LOAN . LEACUE -- - * . I r PREPARED BY William.R. Hudgins, President v ""r At the convention of the* American -Savings and Loan League ir Los Angeles last MQ.ve.iiihcii, t<h< body instructed that the Presidenl develop a set of statistics on tin membership. A survey was under taken last. spring among thg_ lj members of the League primarily to acquire a general picture 0 i collectively, as of December Ml 1954. ; f>M?i linnilnq ? nf iiiPnufmllm on their condition in 19515 mad? a . comparison with that year impossible^ Oil the other hand. rAmnnri, ? son with data which these lame in> stitutionS provfded to the fl. S. De --.partment of Commerce- for th< year 1945) revealed that, notabh growth took place during this fiv* year periou. o Before going into the report however, !I wish ?o make one o; two observations ih connectioi with this data. Today there an about :i0 Negro-owned and oper atod associations in the Unitec - States. Their aggregate standinj e^ponly be a ma'tter for conjee ture. Until a few years ago consoli dated reports orj, our savings am loan associations were regularly i: sued by the Commerce Department as were reports on Negro-owne( . , banks and insurance companies With the change of Admjnistra tion in Washington, the offici which formerly compiled these re ports was , abolished and thi studies discontinued. Negro husi nesx people have suffered othe; disadvantages at the hands of thi rrew Admin 1strationaism?The -in formation which follows is an at tpitint to fill thp can in olir nvvi field. \ ... ' General Financial Condition Perhaps the most-^ strikinj change in the past-five years wa the roughly 430 per cent ipercasi in aggreg'a-Ui assets- for- tho 17 re - porting 'associations, going -fron $13,782,405 in 1040 to $50,405,33 in 1054. This tremendous growth wa startlingly reflected in the valm of savings accounts which amount ed to only $11,030,(ill in 1040 bu had risen to $50,230,|)01 five year; later. These savings were held ii 19,541 individual accounts in 1054 There is no .figure! availab.l&jr'fu comparison with 1040. ___!? Mortgage loans --ko-pt the j pace Th 1049 the institutions surveyui .. .. financed $11,728,813 in mortgages whereas in 1054 their loan port folios held $50,188,400 in mort gages. i With respect to moneys laid a side for rcseryes, comparative figures reveal a tendency towa'rt greater consprvAtftsm/ For examph in 10 1!*, some $589,775 - won held in reserve, while in 105-1 re serves were $2,993,330. This in crease of about $500 per cent ii roseu^Kjs ?staijds<N|ell abgva t h < average increase of about 10 pe; cent in other categories of ,thi: report. Character of Associations The 17. reporting association: are divided as follows: 10 charter ed by the Federal?Home Loai Bank Board; 5 are state mutua associations; and 2 are state star! associations. There were only fiv< ' federally chartered associations ii 11* 10. All institutions in 1954 wen members of the..Federal Saying: and Loan Deposit Insurance Cor poratiop. Dividend Rate , The 1954 dividend nyte for ITu reporting associations * showed i varied pattern. Only the institu tion paid as high as ?4 per cent but eight returned 3V& pea- cent tc their members, six paid back 3 pei cent, and two paid 2 per fcent. .. The_ .associations for the firsl time were asked for data about directors and their occupations number of employees, branch^aeti <... vity if any, age of tVy; institutions and industry affiliations. This in formation too was enlightening. Hoard of piVectors ? Physician.? and dentists as i group outranked all other occupa tions among those who make u j the buard o? directors; follower closely by insurance mem. lianking executives, usually'association of ficers, comprise the next largest group. Other well represented vo cations were realtors, educators \ /.' ' nerican League ' J lawyers, retail propriety s a n <! t i government employees* However, ai least 16 other catejf'>re> we;e represented on the various hoards. AntMiK. all instituHoi; there were 17'J ttiTeVtors, wi'h ar average (>f 10.5 persons pef hoard; l)e. spite dhis average, there was no relationship between the si?.a of a Itoard an dthe value of an instituti ion's ' assets. Four associations found a lioard?of?if*- ore ml tors t worsable; .'1 considered ei >ver. and ; others thought nine .satisfactory - f< i* conducting toe business. Two ^ associations relied updll .ten,, and r 3. others on five-meniher hoards, I | wJiile three institutions .impended | j uj>on 14, 8 and "t respectively. One , l association witli?>iU^h4Ay?over n half million dollars in jissets has a t M-Milll hfl.tnl W hi 1 o aO'dhev with ; assets close to $7.000,000 functions - with a fiver-member boiird. . Personnel There were 117 individuals <jjnj ployed hy t.'ie reporti^R associa> tions hired 14 full-tinte persons; 3 another, 12 full-time ond 2 parttime; 2 institutions, 10 full time each, one of them usinR a paitr time employee also. -,\ Size of assets,-' -which would B ordinarily indicate volifme of husi. ness beinpr handled, war* not necesj sarily a- jrailfte for esthuatinjr stafl r needs. For example. thl institution . will 14 full-time employees .had assets close to $7.000,()00; the twe . institutions with 10 full-time work j ers had $10,000,000 add $5,000;s 000 respectively. | Branch Activity Only one institution ^'as a state - mutual founded in INK*, in iojv.i c a second slate mutual was found ed. Prior to 1021, six associations u opened for business ami in the de | eado ending'lD.'lO. three additional r associations were set up. During e the depression - 1931 to 1.940?. - only?one -new association bejjar - imsincss. but from 11)41- to 1952 l seven new associations ea'mo on tin scene. Affiliations All 17 reporting1 associations ac s knowledged, membership in tJn e United States Savings and I.oai - League while three hold member i ship also in the National Saving: 1 and Loan League. Fourteen are al so members of their ,respectiv< s state organizations, c - Industry Projection t If we may use the 19-19 Com s merre Department repoft as i ha i sis for comparison, and our owr . rate for the previous five years v as a barometer of crowiih we ma} reasonably conclude that Negroowned savings and load assorin i imjiia iiiiu 1 i ; proximately $70,550,000 oil Deceit - her .11, i051 as coni|><U'od wit) - known assets of $10,404,018 oi December .11, 1040. In 1040 asset? - of League . members representee ? slight!? over 55 per cent of all as I sots h^dd in the reportii'K ?associa< s tions. _ i- It .would appear?Uu*4-?-the- 1' - members of the Amciict?" Saving? - an,I Loan I.pi^guo "controlled on Be i eembcr .11 1054, about 85 per cenl ? of asm-is in all Negro institutions r indeed an impressive record. s # ? ? FRIENDSHIP AME ClU'RCH Rev. E. A. Vance, Pastor S. 8. at the usual hou'*. Sunt. & teachers present. Supt. JVirs. B. K Ferguson, presiding, Att. a n t J""finance banners won by class No G, Mrs. Emma Young teacher. v 11:00 morning worship, t h ( " congregation reminded you of th? 1 Friendship of old.. So mt*ny of oui members have been I. F, W. art now o. t\ S. come ngalfn Pulpit visitors Revs. A. C. Duekett and S. C. Bendy, RCY2 Vance opened service the usual way. Sr . Choir rendering music. Mis. A. .1 ! Gary at the organ. The pastor's 1 message was a masterpiece. The subject alone1 was a sernion, Philip ' 4-4, Theme:.. "Does Jesus Care?" > 1 1 !... Th<i ! infant daughter of Mr. and Mrs, B. I/. Thompson, Andre was BapL - Claudia L D. Ferjivon. A large number com' manned during the day. In The City .4 Mr. and Mrs. Pufry of N. C., Dr. Wm, Bendy'MicJh. Rev. S. C. Bendy from Ala. are visiting their Sister Miss Mary K. Bendy, j Mr. Theodore Lttle and son Fi nest of Washington, D. (' visiting his sons and brothers Mr, ah,d Mrs, j R. P. Little, ^Gideons. a u il , Mr. E. T. I.ittle, on S. Pell St. Church Rpt. ; BUY BONDS * I I I [ TO THE BISHOPsY<IENERAL !c J OFF KICKS UVMLS MCAdl'EJ I THE CONNECTION Al. C Ol NCIL ' ( * AND THE POWERFl'L j i BROTHERHOOD. INCLITI)IN(P j< MY FRIENDS IN MY HOME STATE, -CRKKTIN'dS: I ( By Kcverend Julius Holman, Caitfor Miller Chapel AMR Church. I'ost Oltice Box 10 New lu-rry,^jpmth Carolina , ! I shall miss 1.his council in Chieajro, tlic first 1 have missed i n fourteen years; On returning homot* I from the (lenoi^b-fciuilfl'l'i m i I . was lushed on to the hospital.. My , ease was so severe t.hat it was thought that 1 would he -numbered , amonif the. dead. But God spared I me to keep up the jrood fijrht for , purity in the-Chtire.h. To this task im I dedicated. I am convelesciup: . nicely. I .write these lines explaining my absence, not because 1 am important, but _.Setause the association wifTi Flic brethren at these" meet- , i inys is important to me. I thank : i all who jemenihered me with I eal'ds. contributions, and personal I j visits. 1 shall in the near future , I acknowledge thanks to each .one. | 'r j Also i would appreciate receiving ' > line from any of my friends. i Hope to sco you at the next fon- I j neeiional_fnceting: ' I j KHKXKZKR AMIv ( III KCU | |{?'V. I,. 1. Hyrnan, Pastor . MAY'KSYILLK, S. C.?Sunday > I School was largely attended aC all t the . Churches of Mayesville. At Khenozor, the- pastor, Supt i and all the, teachers met a very - I large crowd of children. The heal ; was serve since the early part .of the morning, hut it seems thai more children came to Sunday School than adults' to our evening ' , or morning services. Rev.. Hyman ! was at his host. He left no .stone' unturned. The morning text, Your Army Is Too Large. It was a! masterpiece. Cue young man con- j i nocted himself with the church, j _ 1'h.' eolicct ion tan vice ; was $110.1)0 from the memhers audi : f>moi<Ts. trfhl^r?ene^r 'A MK church, j and I'eulah A M K church of which. Rev. T-. J. Hvmhn is pastor a r e i ' very grateful to the James a n d | | I Harvin Funeral Home of Sumter,! . S. ('. for the liberal amount o i" : . $'20,011 toward our rally. A -check ! ! of $10.00, each was sent to eaeh ! J i church. May (lod~ Bless them and < I their Business . j City Wide Vacation. Bihle School t ; is in progress on on the Mayesf I villa Inst. Campus. All the pastors I of the city alone: with their churches have combined and a won* derful job is being done. Teachers for' the school are supplied by the participating churches. All'"{Instructors name will be published j in the next issue. ?1 The very?sad?mnvs?hits?just ~ J readied the city of the passing of I Mrs. Mary Commander, a faithful ' member and servant of St. Mark I Methodist. She was funeral'ized Friday June 20, 105(5 at 1 P. M. ' j Kulo'--V Iiv'-Bpv (1. .1 Mnlgon . I Mrs. Millie Mc'Cauledy, a faithful [member of Bculah AME Church, j Mavesville ' Circuit, Her Eulogy ' ' | will be given by Rev. L. J. Hyman ' [ also the passing of one of our ex ' j citizens, Mr. Willie Bsfrno of ! Washington, D. C. He was a ' faithful member of St. Rest Holiness Church. \ ( f Mrs. Marie Wilson and also Mrs. Marie Anthony are improving nicej ly at their homes after being very 1 ! sick a l'e\\T*"(Tays ago at the Hospital of Sumter, S. C. i Mr. Kddie Williams of St. Mark ' | Church is still on the sick list Pray for our-sjck friends and members that they will soon improve. Church Reporter j Class Lenders Report for the Rally, Sunday June 21, 1956 ! Class No. 1, Mr. I. W. Johnson $$6.00 I i ('las* No. ? Mr. Charlie ~" Davis ; a 18.00 Class No. ^ Mr. William Jefferson, Sr. 26.50 Class No. 4 Mr. William' Marshall, Sr. 3.50 V, r *. - THE PALMET 'las-; No. (1 Mr. Elliott Missouri,, Sr. 10.50 lass No. 7 Mrs. Clara Mr-lotto .... . 7.00 lass No. 8 Mrs. (leorgia C. Davis 12.00 'lass No. t) Mrs. Janie (J. Svvinton ....... , 10.00 Mass No. 10 Herbert Cato. Sr. (Mr.) _J.' 0.50 'lass No. 11 Mr. Robert Molette, Sr. ... 4.50 lass No. 12 Mr. 11. T. Wheeler. ------- 2-00 lass No. El Mr. Willie Jc.'inson 0.00 .'lass No. El .Mrs. Julia slefferson ... - - 15.50 Mass No. .11 Mrs. Clara K. Reese 1.00 .'ontrilaition from James & Harvi'n Funeral Homo Surnter,? South Carolina - . 10.00 Total $155.00 ll'MEKAL RITE!* OF THE LATE Mrs. Elizabeth MeCutcheon Daniels _ Ehenczer AME Church Mayesville, South Carolina . Friday June 22, 1956. 3:00, I'. M. Processional The Choir Kir.st Hymn _1 No. Ill Prayer Second Hymn (announced) No. 462 Remarks by Class Leader __ Mrs Georgia C. Davis Resolutions and Obituary __ Mrs. P. I.ucile Ricks Remarks Rev. H. R. Andrews Solo ~rr*_ Mrs. B. I.ucile Ricks Second Hymn (sung) No. 462 Eulogy Rev. I.. J. Hyman Pastor s 'I C ommittal Benediction ? Recessional . "PEACE BE TO HER ASHES" 1 know as my life grows older, And mine eyep have clearer sightThat under | each rank wrong, somewhere There lies the root of Right; Thai each sorrow has it purpose^ By?the?sorrowing oftunguesset1, morning, Whatever is?is best. Ella Wheeler Wilcox om 1t Ait i Mrs. Elizabeth McCutcheon Daniels "Gladly she lived and Gladly she died." Robert Louis Stevenson. On Monday night June 18, 15)51? Dentil invaded the rank of our town and our church and carried iwa.v one of our fait.hful servant. In person of Sister Elizabeth-Daniels. Though she was quiet and retiring in her manner. She was a woman of firm conviction injUring patience and truly- a faith that would not shrink. Sister Daniels was horn and reared in this town and 1.as-always-been a momher-ofthis Church, other than a few years she spent in Sumter, S. C. and Petersburg, Va. At an early age >.hc was converted and served well until her health failed her a few -years afro. At the time of her illness she was serving as Lest she coul,d in t.he following, capacities, a faithful worker on Stewardess hoard Xo. 2. a laborer in the Sunday School and uiiN^ tirihfr member of the Missionary Society and giving any other service thai she tould give Sis, Daniels was a generous contributor to the Avork of this Church and was among the very first to enter tficT church for all the regular services. She leaves to mourn her loss, 2 'daughters, Mrs. Lucille Daniels of Washington, D. C. Mrs. Janie CouIsaiah Daniels of Petersburg, Va. Mr. James Daniels of Omaha, Nebraska. 2 brothers. Rev. Willie McCutc.heon of Baltimore, ..Md. & Mr. Shaw. McCutcheon of Mayesville, .^inters, Mi!., Annie?Inman of Sumter, S. C. Mrs. Eliza Colter of Mayesville and Mrs. Rosetta Jackson of Petersburg,, Ya. Six grand-children, 2 great grand child!on, 2 daughter-in-laws, one son-in la\v, and a host of relatives and friends. OIL POOL?TEXAS SIZE The Permian Basin, which covers sontf Tii.f.in 1,^11111' mile--?-* Texas and 12.000 souare miles of southeastern New Mexico, is the largest ga.s and oil producing area in the United States., It provides one-fifth of the nation's oil from some 50,289 prducing wells. Since the first commercial production 35 years aj;o, nearly five and onehalf billion barrels of petroleum have been produced from this area, and there is still more oil to ho recovered?than has?''-already been produced! BUY BONDS . I TO LEAPE1 < m Ken or cod m:\ys |V Kcv. loliii \\. CcUlins. I'aslor 1 I ^umia'y School was very iiisp r:nir with tlu Supt. (iru. I ;tJi<i U'te faculty at (!i ir uost. K " li vens. I'vwri! : i' I >:ii 'lUjl 1:1. S. < lauj^hl tlic a<!:.'t 1 !a ? that el'a 'a clf 'hc attention <>f ,?1-; ami .ca ait inspiration, .'ros.1 the i*!:\s v. 1 ia* iirut': tip ii'lcn Tin -ill?i--*;' of. 111?> lesson w's-.-Xa-v tetters >' Faith- ami Kneout iv.cmcnt.. \loioiiriK Divutio" was coinltr-'<1! h\- Ileacou 1! t n Wiishsnp-'o. Our pastoF. hrct.'v'u ilie mora.-u j ?.;o ?His.?sti'-j1 "1 sen ?t-o-n?t-> ? ! > .Itn'e 1 -T, ('onto :ti r,?r the fur a iv.hieh was one*' a>i istilu tV Saint-;, lie clahontod and onlan-,r 1 j ' a ilu print ipl( < ;?: 1 Sort r'i.ncs -f" Hid TTisciplesTmt:.e willy clrii cu j ami i.ow tlit-v wi'iii thnmi h it . fin;!' in c\er.v way. Suffering.-, ad- j vers it .('? , t rials. persecutions?? such like luit lln'.v kept the fa; i-i i anil wc today if at all wo-win. Id j live for Christ wo must possess the j qualities the early church di-yiplos had, to receive such grvat re ward. t. Th" congregation was much up I lifted. The Rev. Dwells Powell commented, on the message mid we i were again inspired. Evening serv.ioe began at TSU) P. M., after tiie devotion, -ty v. Oxyo.is Powell our \i3itit1g minister from Parlingtoh, S. ('. brought' to' us" a soul stirring message, his 1 \ subject was. The Three Ships, Uij ipleship, Fellowship; Friendslii. This sermon was the highlight of ! U? day. Rev. Powell took time to i explain each of t-hese Ships, he simplified- the ehai acterist it's j of them, and beautifully expressed to us the necessity of our being .on hoard. These ships our 'hearts were, flooded with jo yand encouragement as the result of this inspiring message. Those present expressed their appreciation to the sormoji. A love offering was lifted for the speaker and after closing remarks of our nastor. we kd journed. 'Church of God HI!> 1 o Vacation JkJiuiil-cWev. The past 2 wool:-- of?1 June 11-2 J our J>ai!y Vacation Bible School was hold at the cluircb daily from 9-12. The school was 'under t.he prirtoipalship of Mrs. Lotti" It. Simmons, a' l'ull staff of teachers were present daily. Nursery and Bejtinners.. tc-iTc he.rs were Mrs. Kutrenia Boat hum and , 'Mrs. Annie M. Outinjy. Primary Department, Mrs. Fannie WhaDy i and Mrs,?Bessie "Aye dr.?I >epart--- rmenu Mrs. (Ma Washington, AT:s. Minnie Simmons with the principal Mrs. IV. B." Simmons' supervising. T.his was a ve ry largo group. Intermediate Department teach- t era were Mrs. Bessie Covington and Mrs, Kuth Outing. Music-was furnished hy Mrs. Bessie Covington. .Nil's. Bessie Aye took^ charge of the refreshments. ? li very fine job during this session. fTur pastor also helped us out i n various ways. Other helpers wjere Mrs. Maria (ioodwin. Mrs. I.ouise Wallace and Mrs. Frances Cromatie. We .bad an enrollment ' of ap- : --proximately 111) pupils,-earn emss was very well atrrnded every day. We t to thank the pastor anil ' all V>1 tnpse concerned that heljied * to make our vacaion school a-site-' We closed the last Friday evening with, each dept. contributing to tin program, also exhibits from - the groups 'were on display. A number of patents were present to our closing exet*OTsc showing their appreciation to us for the way we tried to teach and -demonstrate the . true moaning:; nnd pi'liirTyiTiT- uf~ Christian living to the children. An ort'erng was taken and adjournment. Wo were sorry our pastor a n d his wife were not present at our closing, owinf to ^ i. 1. They were called away to Florida. ]\'rs. Bessie Covington, Rpt. I * ' s t TKRTEI) - FOR DKAT1T I Six types of moths and seven' species of bottles chomp through J hundreds of millions ' of dollars' I worth of suits. d.r*ses. roots, or ! | hoin't ........ jr.. j combat those pests. American homemakers. spend about M mil ; lion dollars yearly for p- tr< leinn 'chemicals such as moth crjst. ?!>. i I>1)T sprays, and for moth-proof | oil-based plastic bass, cedar chests ! and closets The latest weapon against wily wool-eaters is also an j oil-based compound. Some K8.000 chemicals were tested before re| searchers approved tiiis chemical, which will, be used to treat?fi?h' rics in the dyeing sta^e. Dependable in its daily tasks, oil proI vides comfort and convenience fo< I all Americans?besides, protecting our woolens. 1 VI. .1 \Mi:s X.M.F, < III l<< 11 I lit v. I. William .1 n?li*?*?I'u.stor ( <>mamnion I 'ay ^ ? "< ini-i i lint- yiii't.lHT'l a n >i , l'?,i-ii i)i of o n* Son! lie y ?. 1 MM' i i:l oifyij all lin o l? i iVi no ' il.i-'l !! i i ipiai I it: I ' >aSari.fa\ >i-ii.i.i| on r.i'iio ui;!i *:1111.1. niT'l'lUII i-alxiTi'-r.iif-TiiVii'i'r-.?1 ?' * 'an.I c i|'i! ot i-;a - . - .a-,.! ;f 1',-y. .li-.u, ion ,,f !,? I/'-" <?l I a a I a in I ' a,,"-T;i>''iiii i!. i | y ''iii; < in-.| o 011 i >y : '.ii - !> on ot" .! -j, ' :. :?1% i.:7 .' '1 in''; ii.r.. l ie ryo i . .. n o . ami all. \ 1 iii;ii!t'.. ;*rir.TV,;vy ; i' vim! ir: 0 11.1 ..a"I t'll .i i?y. A .t':iI li '-ihi, i"' -m i' a'.ii. * i ...t' * ?a-i-4-.?I' iin?-in i'. ii-Unn?a->..|- ^.rinl??? iii o I 'ania-! .'ii- ji. 11:.i "V. -l.n! no ."o"'oT?!u~.'T,v! Fin* S' f in y m.!io?! :i!i ! t'la-'i a li'.'iit tor t';ti11 f tin! ijr'); i oa - in'o, .Hue S ninny : 1 ,'I | 1 i ?(' 1 1 '-?.. a ' 1 list *i- ! i>y Si-.-lU-1 "-i''"a .*' . i',v.. 1 ' j_;l ii'ijiil.' I'i ayi'i?!'11oi11!H1 i I?o /'an*. r f.v . M. 1. .I" Tin-. ' * ' 1 ! ('} < !>- i ' - f1 :: ; i- i i j' 1-r i'.'i i an?l?? !ii< r in jit i!.? a;y I.', i? Th'.'.i'iiVi'.mi'iio?! of |?i r i': i a 1.; >11i-i<- 't* \va-. voir yuml. I.i-:rn !';'it-ii-i . Mil :tcr .Mm I*:*vi.~ Flol'ii = .i " <\ 11! ] !:?\*-i11ii" kmTin* Sr.. ( lioit' -an:'' "ita -<;.ij:it. '< ! It'or :t -and 'r<>n.ivn<,< l > i iV.^. ' "<Mi <"hrist tile Sulci rn.-k I -t;md. !1 !Vn<-< tr*.????! S^'rl; ::i 1 si-nd's a 1 ??\i -5i '.ci ti'ii* i-ou!. l'ray?-r ly J'.ro. l.i".. Syriplisiv. Trxl, l it in t -1:11' M'ad i: ;urn-V. "'A l:d knows .. J'at fiioit' :ti ? . I'o'iiH* into tin* Kin?- . (Inm <for a ti:i:r . as it i.l: K a 1 i.'autif.d life in ..li-s- \ 'my. (!ii(l it' .vrr jravc . aii\ : a , pu?'!i Pack. always., p. .sir l???rw ai d. . u ?si *_r 'tin; j.<\V \\'..ic ii 1 '.'aym. I!c . sur ami se'rve yi.Mif?S;,ivn.ur. .last. nrais" -iii< inly t.:? in-. Ki-ini-adii" ni'>. i' < I'"<i, ju n -; I 'lie I; 1 Hiii!i*r \\? --iif? .' 1 i : : -ivinir , c?r .?;hc> s. I.el its ?.. i ' la-art- in- tad :darken ii \\1; -In V I.i t lis fii-'iit. wii.'i-iti ayi.r: Ma\ we ?rr?-T?r?-?-rr-1-?ri-r-t?''' :?1 li'li?*-rr aia.i ni' tinil spoke 1.y tin- .way. i I'ria-.-k irr jlrv. .Iidye at i .may ; \HOMlMAKINe/fnlj . L ^ lf J ' I - * m' 1 ?s * . . .. Jl_| WJ 1 Last mgnt /\.n. jailer msnus;, I tried my hand at figuring out a magazine picture puzzle?the kind | that shows things photographed under a microscope and then blown up-so-you can't tell what they are. One really threw me! It looked like a magnified portion of a chewed up toothpick, but then again, it didn't. "Hey genius," I yelled to Bill. "Come here and help me out." , He studied the picture, identified it as a close-up of a fly leg, and retreated back to his paper saying, "I'm not really a genius dear???>?t quietly clever yu.u know." Bill got a chalice to prove it a minute later when I looked up the II | ' " answer and his i n J ? turnccT out to . . ^9?' - "Tie a strarnf of -?? corn liber from aHBaL a -wTll Mr. |i Quietly Clov- I - He went right on reading. "By the way ; honey," he drawled, "speaking of "I brooms, why don't you go into the kitchen and check ours?" j ~ I waited cautiously for the punchline. * ' [ "I mean it. Since a broom is one of the most important household tools we have, it.,ought to be in 1 ' tip-top shape." ' [ { Before I could think' -rejoinder, he continued. ? ! "Here's what you do. Check out I'jj the broom's fibers and see if they're curled. If not, proceed to '< item two, which is the broom's !'< stitching. Make sure the binding is I ^ firm so the fibers are kept in shape. r ~~*i hen, ohTTo~n pock at the sweeping edge to find out if the edges are j rounded from wear. Worn bristlesmean a tired back for the sweeper.* Final test: sweep up a bit and see ?if the results are all they should j be. You can get into a rut sweep?( 1 ing day after day, and not notice ' job it used to. Check on it tomor-j row, will you kid? Could make a HO per cent difference inefficiency."* < b 1 didn't have the heart to tell I" Mr. Quietly Clever that I'krtfw he ' j ' was getting all this praetifcal in-' j ~ formation from the papea I had ! fead the article * before/he > got; home, and a new broony was al-l ,j ready in the kitchen. I'll jet him clever, and I'll just be cylietl/* P j Subscfihfe To f The Palmetto v m Leader j1 / Columbia / ancTDry Cler BRANCHES: 3412 MAIN ST. 412 MAIN TELEPHONE 2-2147 i I I < \ ) ! !' V i iui-l y-ru , : ! (! >,? '.i all'l "r J i t ' M i.i i ;i an :u ' iail'l !' |i!->?111 i ' ? 11 :i t. ni : rf .v hi ! . Mi1 > .a I i.aci. '!..# ?-? ?.- I k < wa a o all'na a t. .1 .. '-.-.mii- -i 1.. < . .< !!' ir... ' ! ala 1 ', ' : ai K . #! a ' _ a ^ a-. | ... . :V 11 j" T . Wr ! . , ' t. if i.c\' v. ( _ ;; ' M'- . _>la > ;* : M I a i " aii'l a. . ?-t . > ' . i .. ... . . a,, v.- M ' in;.. t) ' ^ I . I .* ' IU_.. \ '"i . ' "I' ' '' I f- " r. sii-T" !! -Ui ?-*^T- * I :t j' T- _ !" . .V, . V, , ,, , X . JIm/V :V I. ,\ > -- < M ... ?ir ' .! r v > :: . ,| > ' -:-v v. ' ?'?*'.f ..fi'.i'a. ) . V.? . .. :i!r . . i <Miii* :ii-:ii ,->r. i enl " . uj'i-. Tr :-{ \V-.?i; o!:. ... Mrs. ,\i. !.. I:. I:-,t; ' Iil " \ I! M'TIS'I* < III' f" II !{ ? . \. V .Sim- in Charm> . ) \ i I < i\ S. ')]> ;,cii iij *''( 1 >i"il way iiy v?.c Ka.fi -UMV.h x' i ^avc I he- i i" tjilcnt _t:? */m ; r iaa.-s <>:r tin- <?ulsui>. .::v' I.<-!rc. - of I-t'.i:): a.n?i Kikou-" p at' .'nu nl. I risj* I -y 1'; li'-J"., J, j'u| j. Who's Faster - Culinary Deba Recent .chums by electric i7ir.ee n are "faster than gas" have stirred decade. ?it seems tr,:.: one 61 the "big ? boys" in electric appliances liciian | proclaiming nationally tiiat the ; , ..stoves with iIk; wire elements are?? "20 per cent faster' than the "flame j ^ type" rarrcrr: virtually. AccoJUij'.tt to the rcii, th.e daiih was "proved" -by stacking nr. electric .range with a 2.Q00-wuti Ca!rod. burner up against "four leading gas ranges" (unidentified) in a water-boiling contest. . '/ It cotild hhviyKoen", but wasn't. \ pointed out that such a burner is so "souped up" that you need special wiring an 1 proper voltage in the house to feed it; and if you . had tyyo or more of these gim micks on an electric range, you'd have to set up a sort of do-ityourself "TVA in the back yard-to 1 sutiply th.e current they'd need. < Furthermore ? and . here th.c j whole it as industry real,y bejgina to Broil?th.e electric test was made- ; with ;i certain definite amount of I water in an-aluminum utensil of 1 a certain definite size with abso- ; lutci'y straight sales and a per- i fcctly fiat bottom that covers the < entire 9-ir.ch burner. 1 T'n..t Ii i'i.;i-.'-.?-say t the Cna- ?i "VCppTTaTu eTJffn il fur. .' ?octa tion. ir ynTFiar'p'ar,nin~cdo fix vour" family a c.o.upie of quarts of hot water in a lieck 01" a .hurry?and q you h.-Ae the proper utensil. But, if you're aimim; 10 fry egss or bacon to just the right turn, or fix a delicate hollandaisc sauce, or deep-fat-try some potatoes, or pc: form aitv <>i ?He* dozens of funcfor which" the top of the stove is intended ? you're not look infor hifth-spccd heat. InMr..d.' t.AMA say.*., you're linercstcd ? "as apparently 32,000,000 American homes are ? in the OCehvvvvv vv. JO/t^QK^vv'-OOOO vOCe j ATTENTION > > At the General (onfc.rence whirli j I'lit.. litany decisions wore made v } can 1 hodi-nt. If yon are a fa |\ t-h+rVlhVf NTp f 7 hk\ i s an 1) I'K<k.i;i;ss m aih , >iui cannot afford to be without > eoMininu the expenditures and t $ "I'litier.a! purposes. Tins LM PAI'.E DOCl'MKN'l .it 1 m; < n if i; or thic fur lilty cents. For Dtuling, piten cents lop haunting ux > ' r^OvOvvOOOOOOOOvvvvvOOOOC* The Pig Trail Inn Columbia's Most MMerr - Restaurant , Cort>er, uak Tayior Stk. * Foollonp: Hot Shrimp, Barbecue, Fried Chicken, Service within Smile Potato Custard Laundry ining Corp. r ST. 1801 TAYLOR ST. COLUMBIA 1, SL C. wmmm?mmmmwmmBmmammmm l " 9 ii' inch which was once delivered n i . ' ;;i!iis -.1 ucle Ver.se 3. Ad; Topic W l it ins for Perilous <11 u -. iTv. S. S. Sims nave a very irtive' review of the lesson. 1'i.cf.ir i-rvice conducted by i11 . ' ' liie Ci.ty and Johnnie Gist e i i !|oii took their places an * .. i ie'ii . j'ook their places and ohstyvd t heir duties, Mrs. Sims h! 11: chime of the Jr. choir Sons ically delivered a deep n.i sa^re from St. l.uko 2!!: : nine al I he 13 V. Subject ? a aie up to the Requirement, h! i> ri .;'in awakening inion. It . : '' 'r hunpry soul-. After:,V.! mi Hy'iiumher took of the . Supper. . + \\ . wen* very triad to have Mr. > f. :>i_ SJ .'ivii^Uo w isit alony with ? ? f u;. .>"'1 _,M i s. It. B. Thomas's i i : hen alp I p. i and- from Pemu-a. J" a ' U'. Mr. KarP'"iTlmmii ??J I t Ii.ta K 1-t'v lia\v and AI1..0 I In i ! .luill. |.iWM-AHfh-ilhd ! 11:i .1. Ko in how.. They enjoyed v, ..'he Mfaii).' Mi'. Sloan'- ami l i ! ii'ivc tri'iM' t? Sonera, S. r. to :?:?\!r. S!it:ui-s' parent;-. brothers ? i lets. I < to HetlVe.sda and worship ;> where you arc always.wel m ;?. join in Iloly worship. I. A. T.,' Rcport'cV Americans wiH spend about 1130 I'ilron liollnrs tliis year for Tft :i)!iiiii pallohs i>f household nn.l iiimh reial insecticides,' most of hich art? derived from'oil.' >? * *' . I- or the past 1R years. "Voir i'<>ved reserves o? crude oil bnv 1 on eoual to 1 '1 times the amount roiiiiced. rhdn What? te Gets-Hot i rariufaclurers that their stoves up.the culinary debate of the housand -sand - one shadings of Ontrolledincat attainable over the ;as flume." ' * Fact of the matter is that while cvcral pas range majitifacturcrs have come out with burners that lop the "fastest" electric range by a considerable rohtgin, the gas ,jrange indusf?V as a whole is concentrating, GAMA says, on pro-' ducing stoves that meet "more W*?hcseF include ranges With top burner heat controls that make an "automatic utensil" of every pot and;' pan in your home, special simmer-type burners, broilers that double as rotisserics and barbecue pits, and devices that control the donencss ' o{ roast anu puun ryT among other things. 4 Maybe the answer lo the "who's fester than what" question is being, supplied by the homcmakcra themselves. This year, GAMA re-; ports, shapes up as the tenth yearj In a row in which more ihao 8,000,000 gas ranges arc sold, ' v vO-e v.OAO.vO. v O OOO vOO A. M. E.'S '-1.. . . . h i ?as held reeently.sit Miami, Is it'll will greatly benefit Afriwthful AM l\: ON I. WHO IS 2 H III! NI'W nrvririp. S I-: IN VOI U ( III K('ll,_ then ? a copy of a complete budget 2 the raising of lands for Con- 2 " CAN HE OUT A I.NED palmetto leader*???? p.case enclose fifty centft 2 ul postage C-vVOc.'JW C-OOOP'VO WOOOCSC8 . PHONE 4-9Ui. j BLUE PALACE TEA SIIOPPE Delicious ITome Cooked Meals 1001, Washington Street riTONE 4-9R78 BLUE PALACE HOTEL AT.L OUTSIDE ROOM; 917 Washington Stree BLUE PALACE Tonsorial Parlor Charles C. Williams* Prep. * IMS WuUMtn Mb?| " ' . M A S