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' I Merchants & r "The Oh The Oldest and Larcp On July 1 <t nvc paid ou uci.ii \'o. SO. makiup a t< stockholders in (.'ash Divit While the chief object I profits for its shareholders of its ou tumors, and its c *. nient of the community in J nient is liberal, pursues a strictlv to legitimate lines ; If this appeals to you I LOOK FOR T11E BANK \nd deposit >our nioaey r. m. iwru, w. r. c? President. \ i All WrtiFiMI lUiiiMHiMiUH ri?Kta?az - *toaiz:.37v."iiMc, "reaAinxvxHiemca I St "Vi 1 | WE CAN SU!T YOU ( Id CHKKY THE KibftT S GOOD. TOO. WHY? BE FOR SLIM FEET AND BRi FOR BROAD FEET. OUf SO DO OUR HOSE THEM. AND YOU'LL COF L. S. TO | PHONE 71 ( COS I 11 !! I II I HI ?!? III I M3 ^ ^ ^ ^ ??<? | These Buggies ?> A With fair and reason at v ?> It any part of tne vei V imperfect material or I* VS parts are returned to i without charge. Come L 1* I The Peoples Lawrence G. Southard ATTORNEY AT LAW Will Practice in all Courts Office Opposite Post Office UNDER 1 \COVERNMENT |^S U PERVISION ft EM 3 ER. BANK UNDER J FEDERAL RESERVE ACT . THE : 'lanters Nat'l Bank j [1 Reliable" ^ ^ ^ ^ I WITH SHOES BECAUSE WE nyj CP a: ?n PII atp ffi-r 8 htllo. uutt onuld rc.hl i CAUSE WE BUY SUM LASTS 1 OAD. COMFORTABLE LASTS * SHOES WEAR. WEAR. BUY THEM. TRY | 1E AGAIN FOR THEM. WNSEND | OPPOSITE EXPRESS OFFICE \ M OOniUUDHKOBHBBnnCnHBilUUBa]' ; sueGiEsi t ' I are Guaranteed ? V A ?le use FOR ONE YEAR. A licles fail, by reason of ? - - - A A workmanship, and said Y r % is, we will replace same j f : % ?> i ,ook at Them! j > ; SuddIv Co. I IS <* J WW?W.AA.>MA.V.A ! rW V VYVVVVVVVV BAItRON & BARRON Attorneys at I.aw UNION, S. C. Practice in all Courts. Money to loan on City and Farm Property. est Bank in Union County ! * r u per cent. Semi-annual Diviotal of 8288,000.00 paid to our lends since organization. ! of this bank is to accumulate , it is ever mindful of the rights ? onstant aim is for the advance- J which it is located. Its manage- ? progressive policy, and adheres _v of banking. J * WITH THK CHIME CLOCK ~ i where it will be absolutely sale ILLI AM, J. I). ARTHUR, ? <>-! resident. Cashier. ?^ WE CAN SUIT YOU f WITH SHOES | A KIPv urvctr ii WILL HELP FARMERS TO PROCURE LOANS McLaurin Says He Will Seek Markets For Slate Warehouse Certificates. I John L. McLaurin, State warehouse commissioner, made public yesterday correspondence hail between Senator Tillman and himself, in which the general type of neighborhood warehouse acceptable to the commissioner for leasing in the name of the State is described. Mr. McLaurin says that although the legislature struck from the warehouse bill the provision making it the duty of the commissioner to negotiate loans or sell cotton for those who might have it on storage, he intends as an individual to aid the holders of State warehouse receipts either in the borrowing of money against their cotton or the selling of the staple. He suggests a basis on which in his opinion these receipts may be used with me leaerai reserve duiik. ne asKs the cooperation of Senator Tillman in enlisting the Rood offices of Secretary McAdoo. I "In addition to this," says the eom. missioner, "as soon as I can get the | machinery here in running order, I expect to visit some of the money centers and see what can be done in the way of straight loans on the receipts." Reply to Senator Tillman. "hear Senator: In reply to your favor of 7th inst.. beg to say that I | agree with you and intend to do all in I my power to encourage farmers to I erect warehouses in each community j for storing their own cotton. This can be done more cheaply than in a central warehouse in Columbia, thougli I am endeavoring to secure the old State dispensary warehouse for the overflow cotton. Later the concentration warehouse, with compresses, can 1 be developed so that cotton from the | local warehouse can be shipped under : milling rates and compressed en route | to the port. At present, however, 1 am merely trying to meet an emerI gency. "I would suggest, in reply to your question as to type of building, insur: ance. etc., as follows: "Construction: Sides and roof of | corrugated iron, on skeleton wood frame; earth or other noncombustible floor. Building to contain not over 72,000 cubic feet. "Dimensions: Ninety by 100 feet, or if preferred so as to get a 19-foot rafter, 50 by 150, about eight feet in hnicrlif T nfUA?? n-m./K- "I?;t 1 J* XII UHIV1 MMt yuuisi'll as to shape, so that the cubic feet of space does not exceed 72.000. Doors, not less than two in ends and sides, which must open outward. The ends, however, can l?e planked up, so that the boards can be riped off in cas<> of lire. The rate of insurance runon this type from ?1.00 per $100 pi year to $2.25, dependent on other conditions surrounding' building, but, in no case on this type more than $2.2" per $100. This makes from 00 cent i to about $1 per year insurance for a bale of cotton, estimated at about s cents per pound. A' Columbia coni tractor estimates the cost of this building at $(500. I am satisfied that I could put up one on my plantation, where I have access to the wooihj. foi; around $400. j ^. "I am empowered by the State vo settle the terms upon which such a warehouse can be taken over, the only restriction being that I am not to incur a loss to the State from the operation of the warehouse. The State is to give a receipt carrying absolute title to the bales enumerated in same, and guaranteeing: "1. Weight and grade. "2. The delivery of the identical bale named in the receipt. "When this receipt is understood in ' m,, /,/mv,r>,..i i ;? ...:n > - I u..' WMIIIIIVI V 11(1 vtvJIJU at will na \ t* U j value not enjoyed by any other ware| house receipt, because it prevents substitution, guarantees weight and ! grade, and removes the cloud resting upon the title tp every bale of cotton produced under the crop mortgage and lien system. "I am devising" a contract which will enable me to lease such a building as 1 have described, and at an added cost of three cents per bale for each month to those storing cotton, to give them the benefit (if these warehouse receipts. I will have to take a bond from the manager and grader to protect the State in weight, grade and delivery of cotton. Will Aid Farmer. "As to how the receipts may be used to secure money, 1 will say that in niv original bill it was mafic the duty of the commissioner to negotiate loans or sell cotton for those who had it on storage. This was stricken out and is not a part of my official duties under the present law. I tut there is no reason why 1 cannot as an individual aid the holders of those receipts eitht r in the negotiation of loans of making sale of cotton, and it is my purpose to do this to the extent of mv ability. "What we need in South Carol na now is to unlock credit. There i as much money as there ever was in he country, but credits are tied up a a result of this holding movement. Many think the farmers should ell and pay their debts, but this can iot be done for the reason that if the re was a general selling movement she price of cotton, under present co ,ditions, would go so low that we would lose the cotton and still owe the debts. Nothing will put the price of cotton u|> UAIC|M n> Hum IL mi inu mil ;ei and it looks to mo like, if we do that, we can borrow more money on cotton than it would sell it for in the open market. If the farmer holds his cotton and does not borrow money the lion merchant will he wiped out : nd with him will pro the country bat k. "Now, under section hi and section 11 of the federal reserve act. then is no reason why the lion merchant and banker can not aprroo upon a price for cotton stored in State warehouses. Suppose they aprree upon 8 cents; the farmer (rives the lien merchant his note for $1,000 with State warehouse receipts for 2f> bales of middling cotton; the merchant takes the note and receipts to the bank with his indorsement; the hank accents this paper and presents it for discount to the lederal reserve hank at Richmond. This is a two-name paper, and in addition is for agricultural supplies 'based upon existing values' as pro-J vided in these sections. ' "The law says that bills of exchange of this nature shall be discounted for six months. They can bo renewed for six months. Furthermore there is absolutely no limit to the amount of such paper which any one bank, a member of the currency association, can discount. "The title of the cotton remains in the farmer, and he gets the benefit of an advance in price and is enabled to force an advance without destroying his credit. The bank has recourse on both the lien merchant and the farmer, and in case of a decline in the price of cotton could take means to protect itself by demanding other security. If cotton sells above eight cents within the next year it would go to the farmer. Asks Cooperation. "Mr. Hamlin, president of the Reserve board, and Mr. Harding told the legislative committee that they would accept for discount farmers' notes indorsed in this way and a South Carolina State bond with cotton valued at 10 cents a pound. As soon as possible I desire to have an interview with Mr. McAdoo and others, to consider this proposition. I think it would be of great value to have your assistance in this negotiation, and if you are going to Washington in the near future I would like to meet you there. If 1 not, please write to the secretary of the treasury on the subject. "In addition to this, as soon as I ! can get the machinery here in run| ning order, I expect to visit some of ' the money centers and see what can he done in the way of straight loans on the receipts. My blanks are in the hands of the printers, and as soon | as I can get them will mail you coni ies of same, which will give you a better idea of my plans than anything I can write in a letter. I hope that your neighbors will join with you in a warehouse and transform their coti ton into a negotiable security and 1 will do my utmost to establish its place in the commercial world. The I small appropriation is discouraging, but I shall do what I can with the tools nrovided. j "Your letter put in a nutshell jusl | what the farmers in this State wish | to know. I have replied at length, I and will give the correspondence to ! the press for the information of all." SHERIFF'S SALE. Under and by virtue of power contained in execution directed to me, I will sell before the courthouse door ; in the city of Union, S. C., during the i legal hours of -ale, on Saturday, the j 21st day of November, 11)1-1, at 12 | o'clock, M, the following; described personal property, to-wit: Nineteen framed pictures, 2 brass bedsteads, 1 brass baby crib, 1 cane hatrack, 3 mattresses, 1 lot of books of various kinds, 1 clock, 2 .Japanese vases, 3 bureaus, 2 bod springs, 5 rocking chairs, 2 cain chairs, I mattress for baby crib, 2 small tables, 1 washstand, 1 card table, 5 pillows, 2 rolls of rugs, 1 black board, 1 lot of bedding, sheets, spreads and window shades. Levied on and to be sold as the property of L. P. Wagoner, at the suit of Justice M. Thompson, plaintiff against L. P. Wagener. Terms of sale, cash. J. HAY FANT, u.. sheriff Union County. Union, S. C., Nov. 4, 1914. RUS-MY-TIS1?! Will cure your jRkei&mntism Neuralgia, Headaches, Cramps, Col ic, Sprains, Bruises, Cuts and Burns. Old Sores Sfincrtj of Tnc?rr? Etc. Antiseptic Anodyne, used internally and externally. Price 25c. A woman seldom makes a fool of a man. She merely points the way and he does the rest himself. | Colds pa should be "nipped in the J\j L/ bud", for if allowed to run ry/ unchecked, serious results tV *klU niay follow. Numerous y\ L ' cases of consumption, pneu- I ! nionia, and other fatal dis- * eases, can be traced back to I a cold. At the first sign of a j cold, protect yourself by I thoroughly cleansing your | s system with a tew doses of II J j | THEDFORD'S BLACKDRAUGHT the old reliable, vegetable |l ^ v .iver powder. Sjijj! Mr. Chas. A. Ragland, O'lljHjj Madison Heights. Va., says:II t:l a 1 "I have been using Xhcd-1||| yrru iora s macK-uraugnt tor|jyV Fill stomach troubles, indiges-r/r IMJiion and colds, and find it toMJj RA| be the very best medicine 1 [Wjf IQAjever used. It makes an oldf\T InXl man feel like a young one." ft/ liJra Insist on Thedford's, the^J iHI original and genuine. Foley's Honey and Tar Compound for Croup. Croup scares you. The loud hoarse croupy cough, choking and gasping for breath, labored breathing, call for immediate relief. The very first dose of Foley's Honey and Tar Compound will master the croup. It cuts the thick mucus, clears away the phlegm and opens up and eases the air passages. Sold by all dealers everywhere. | You Can P | Write It h I Down 1' t T Y as a fact that we carry the 1; Y merit of up-to-date Househo pets, and that we are asking them consistent with quality ?a single article, to furnis Y house, we can please your t Y and warrant the durability X | Bradley-Ei iJ s s IlIPPs AtAPioff The cost of wiring your hoi will return to you many time cheer, cleanliness and increi We are making a special Lights in every home and th tion varies from $10.00 up ir material. Call and let us gi mation. MUNICIPAL ELE( AND WATER jj It. A. Eastcrlin a??wg?g?aM? THwrninr i: Why do you put up ^ You don't have to ? if yc with a Cole's O [| Hot Bla You build zIt is never 01 You k'ct 1 -< warmed with 8?3H bcf,:c-.. Come in an * x&T an(l saver. Sec the name "Cole's" on the of each stove. None genuine i The Union Hardware C The Hardware People UNION, S. C. | Reduce the High < f* And Yet Live Higher % PURE IVIILK At A /!? i' * ^ >- Kji<saniirwss ana rut V A And We Live X f Try Us Once and You ? HILLCRESl I J. F. McLURE, A Vt T i ^4 4^4 j^il 4^4 ii^il 4*^4 ii^k i^il i^il iftk ^ T^y Ty ^ y nrh'iu^ 1 4 irgest and best assort- V; Id Furniture and Car? the lowest prices for r. Whatever you want & h a room, or a whole <|* ;aste and your pocket, of all we sell. V X stes Co. I ? 4 y "our house k. CAR B' % "WIRES* t to you tne for electric lights s over in convenience, J ised illumination, effort te get Electric J e cost of the installalcluding all labor and j ve you further infor:tric light WORKS ! g, Supt. ?j I rrl ^r* n 4-l\ a ^9 Vi V^JIU as nit UlttVCIlS! rith such a nuisance? ?u furnish your house riginal Lst Heater only one fire each winter, it from Fall till Spring. up and dress in rooms the fuel put in the night possible with other stoves, hing?soft coal, hard coal (i see this ^rcat fire keeper feed Host of I.ivinn I " ?- " ? ^ by Using Our ?? SID CREAM % *ity Our Motto Up lo I? X Will Come Back. V r DAIRY f Proprietor 1