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Frassr*8 decision Aat*?Csmnact insurance case Is and couched la ma? ke grasped by tha av whe baa aa familiarity of tha law. The f probe bp souad law?It at & a Booth, W. B. Boyle H. J. McLaurla. Jr.. have boon pad by Chamber yt Commerce ; ojRgjsmvs dp a oesemtttto to inveeti 1 mm ?im?m? soeben or otbere la f^fc as cssnsjd lota, will eead a num? ber of bajssnto master at ragmlar In taU to bay ? p the Uve ?f Commerce ?bat there are sadtoisnt hogs tale year to Che eetabtlaameat of a live market at this point aeat rait lljyii saight act have beea eaosi at beef eattla near ?unter dur l#tt to warraat such a local sea ' the director* belirve that they ties farmers la and* around to deliver the it ode in sum Ussy), are going to try to er eats en eh a market by local men to furnleh ample mar for torn., oats. peas. etc.. begin? * 5* early date. farmer* wtu to plant largely of corn and the demand and the local for those pro directors' listing the r of Com* that the director* say ttbbtfcay or not that believe In. sp? ot aad have otad donee In tha Mutual Fire As peoplu asked him of Commerce Ira association com aad business men of Clarendon conn* Hit tha Chamber mm itsnously roeolved that heartily endorse the lo Fire Association aad ha? rt Is all right lo every way. ras eutnorlssd to <in? dorse the Are association ta local man a? hash standing from let, Sum tar, aad Clarendon countieo arti stockhold fra. director*, aad policy holders in fgda sssorosOsa. aad the dtreetore t?e flsVe they know what they are do? me m this local are association. Mu taal are ssssomilons have succeeded hi many ether counties and they can't ats why one shouldn't succeed in this saeJIea of the mate. UMIDrafO BOARD APPOINTED. ta Seaml Examina T. Orders have been Issued from the adjutant general's office appointing a board to examine First Lieut R. T. Bream for bus ntnsss for the position of taptain. to which office ha was ro? bs* Jy elected. The members of the hoard are MaJ. J. W. Bradford. Capt. J. B. Keith. Timmonsvllle. Lieut. Ed ward Bradford aad First Ueut. Walter tf. Brtotow. of the medical corps, all of the Second South Carolina Inf an try. Urn board will meet, and the samtntnaUon will be held at the call ad the chairman. MaJ. J. W. Bradford. Dr. Brtstow will only examine for physical fitness. At a mooting of the sohool trustees for BAshopville the following teachers weri elected for next year. ?upt. W. M. Hcott, Mr. D. J. Brifnm. Jr.. Mlssee Hortenee Rogers ond Jessie Marshall, re-elected. Misses Alman. Smith. fttith. Neville aad Hill did not apply for re-election aad Misses Or see Dell James, Ines Fan Ott, Jennie Reemes, Belle Tim moss of Lynchburg. Evelyn Mont? gomery, aad U'tfe Heaps of Kings? ton, wars elected to take their place*. ?Loader aad Vindicator, SOUTH CAROLINA'S BAD RECORD. Figures Show Onainankw Lost Money m Stete for Years?Last Year's Lou Ratio 84.418 Per Cent. Insurance Herald-Argus. The accompanying table (a detail? ed statement of the premiums receiv? ed and loeeee paid by fire insurance companies doing business In South Carolina from 1906 to 1915) It 81 strong indictment against the folly of those who are responsible for the Leney-Odom law in South Carolina, enacted largely for the alleged pur? pose of reducing Are insurance prem? ium rates In that State. That so large a number of companies would con? tinue to operate In a territory that appears so unremunerative year af? ter year, la an anomaly, yet a study of the records will indicate that, with few exceptions, juch was the case In South Carolina for the ten-year pe? riod ending with 1115. Of the seventy-nine companies that ceased business in the Stats on March II, less than twenty had an aggre? gate experience during their ten years or less of underwriting therein, that Indicates a possible profit Of the companies now writing In the State, nearly all have had high loss ratios. Home companies naturally secure sosse et the best business and all MiaMM-Jsare made money on their lo ceJYsrjftftngs, but the table shows that the contrary I? true in South Caro? lina. During the past ten years about forty other companies essayed busi? ness in South Carolina and their pre? miums and losses are included in the totals for the various periods In which they operated In the State. Just how much their experience la the State may hare had to do with their with? drawal will never be known* the rec? ords snow, however, that SI of the companies that entered and lieft South , Carolina In the past ten years are now defunct; some failed and others re- . Insured. She- Mures from which - able lean siejfclled were obtained from of Sjpfcif ssuros and only stock Are and nefcyne* snarine companies are In ekMlseV The 1115 figures are front advance compilations of the Argus Comparative Chart, showing business of all the companies by States. The total premium for all companies in South Carolina In 1*11 was $1,11*, III, and losses Incurred $1,957,811; ratio 84749 per oent The companies withdrawing wrote $1,111.419 of the premiums and Incurred $1,775.931 of the losses; ratio 86.83 per cent. The companies now operating in the State wrote $194,326 of the premiums and Incurred $179,348 of the losses; ratio 92.78 per cent While fourteen companies have ( been re licensed stnoe the Laney-Odom law went Into effect two, the Oer mania Fire and the Milwaukee Me? chanics, have no intention of resum? ing business in South Carolina, it Is explained that their fees had been turned over to the State treasurer and could not be refunded, conse? quently the two companies must be recorded as licensed. The other twelve are understood to be operating in a rejSjtje*e?. manner, with the possibility o#^p seifig imprisonment attending every new risk written. Ia the Polloe Court The following cases were disposed of in the police court Saturday: Richard Holmes, using profane language. 910 bond forfeited. Jake Singleton, interfering with an officer in the discharge of his duty. $15 bond forfeited. Desegutes to Sunday School Conven? tion. The following additional delegates to the State Sunday School conven? tion at Charleston have been receiv? ed since yesterday, when the first list was published: Salem, Black River, Presbyterian church Sunday school. Mr. J. U. Wil? son. Bossard Methodist church Sunday school, Miss Mertle Dorn, Miss Hollle Bower, Mr. E. A. Weatherly. Bethesda Methodist church Sunday school. Rev. H. C. Bethen. Christian Church 8unday school, Mr. and Mrs. M. B. Miller. Lutheran Church Sunday school, Mr. 8. F. Stoudenmire. . C. E. Stubbs. Secretary and Treasurer Sunday School Association of Sumter Coun British Ship Captured. Berlin. April 19.?The admiralty announces the sinking of a Brltsh pa? trol ship and the capture of a trawler. Chief of Police Sumter has placed new "stop" signs at the corner of Sumter street and Oakland avenue, as warning to automobile drivers cross Instand turning at this crossing. Re ensjJr an accident occurred there whin an automolble struck a wagon at ".he crossing, throwing the driver of the wagon, Angel Cephas, to the ground and seriously injuring him. The young man Is now In the hospital, whtre he was placed for treatment. England, Germany and France Agree on one thing, if on no other. They all prohibit the sale of alum baking powders. There must be a good reason for this. It is because alum was found to be un healthful. i Royal Baking Powder is made of cream of tartar, derived from grapes, a natural food product, and! contains no alum nor other questionable ingredients. ROYAL BAKING POWDER CO. New York FRAISE FOR MILITARY COM? PANY. Gen. Moore Says Equipment is In Good Condition and Records are Well Kept* The 8umter Light Infantry, Com? pany L, National Guard of South Car? olina, was inspected yesterday by Ad? jutant General Moore, head of the militia of the State* During the morning Gen. Moore made a thor? ough Inspection of the equipment and In the evening he Inspected the com? pany and saw them put through close and extended order drills. ' Capt. Brown was with Gen. Moore all of the morning during Whlcfh the inspection of the company equi pment was in process. Gen. Moore at the conclusion of his inspection stated tbytvt there was a marked improv ement In the company equipment, the prop? erty: 00100; found in excellent condi? tion. He also praised the company for the manner In which the records were kept. In the evening the company was mustered and there were only a few absentee*. The corporals drilled their ?quads for some time after the i nspec? tion and then the company was drill ad in dose and extended order. In the morning; inspection of the property there was an overage 0/ about eighty-six dollars worth of equipment, due to the fact that this equipment has been turned in since Lieut. It. T. UroWn took charge of the company and this amount will be credited to the amount charged against former officer* of the com? pany, during Whose . administrations the property was lost. Gen. Moore has extended the time until May 15 th for the return of lost or misplaced parts of the equipment and it is hoped that If any of the federal uniforms can be found that they will be return? ed to the armory. BASEBALL NEXT FRIDAY. Has-Bocns and Would-Bcs Will Com? pete for Honors. The Has-Been* and the Would-Bes will compete for diamond honors on Friday, May Ith, at the local baseball grounds, the game to commence about 6 o'clock In the afternoon and to continue until night calls a halt. The Has-Been* formerly played baseball and believe that they can come back. The manager of the nine Is dally receiving telegrams from blf league manager* endeavoring to purchase players before the eventful game is pulled off, but he has resolute? ly refused to allow any of his men to depart at the present time. The Would-Bes want to play on the Sumter ball team this summer. They say that they have good material and can play ball, but that remains to be seen. If they can beat the Has-Beens It will be an Indication that with prac? tice they may get out a ball team, but if they are defeated then?well, they will try at;atn. The public is invited and Is assured of an Interesting contest. A (Horrible Death. Mrs. M. V. Howie, the widow of the late John D. Howie, was burned to death last Thursday afternoon at her son's, J. B. Howie. Mrs. Howie was out in the yard burning some trash when her dress caught on fire and before any one could reach her, she was so badly burned that she lived only three hours. L. M. Cross well was the first one to discover her on fire, but before he could get to her assistance her clothes were all In flames. Mr*. Howie was about 69 years of age. She leaves two sons and live daughters, besides a number of broth, era and sisters, nieces and nephews, and other relatives. Mm. Howie was a noble Christian women and had been a member of Mt. EUon Baptist church for fifty years or more.?Hartsvllle Messenger. COMMITTEE FOR PICNIC. Those Who Will Make Arrangements for the Rally at Dinkins' Mill. The following committee of ar? rangements from the towns and ru? ral districts interested in the basket picnic and educational, agricultural, and commercial rally at Dinklns' Mill pond on May 18th, has been appoint? ed. The Sumter Chamber of Commerce, as requested, has written each mem? ber of this committee notifying them of their appointment and asking the hearty co-operation of the entire com? mittee irt making the occasion the most memorable in the history of Sumter county. Committee of Arrangements, H. C. Bethea, T. & Stuckey. Nelson Murray, M. L. Parier, W. H. Ramsey, A. E. Aycock, J. B. Corbett, C. J. Jackson, Hastings Freeman, J. C. Dunbar, Robert Burkett, T. M. Cross well. C. M. Emanuel. J. E. Morris, R. H. Hildebrand, A. K. Sanders, A. H. Sanders, L. & Vinson. W. C. Harllee, E. E. Rembert, J. Frank Williams, H. T. Edens, T. P. Sanders, Sr.. Marion Moore. W. S. Thompson, T. D. Mc Leod, R. C. Rembert, C. J. Oaillard, Charles W .Sanders, Sr., Elijah Ban? ders, W. J. Spencer. The above committee will bo charg? ed with the duty of interesting the | people of the rural sections in the j picnic, arranging for tue tables, etc. j THE FIRST BOOSTER TRIP. All-day Picnic at Dinklns' Mill on May 18th to Start Ball Rolling. , The opening event of the booster trip season for 1916 will be the com? bination get together booster trip and basket picnic between the business and professional men of Sumter. with their families, and the friends of Sum? ter in the western sections of Sumter county, at Dinklns' Mill on May 18th. The Retail Dealers' Association, and the Chamber of Commerce were ap? proached by a committee from the western part of the county in and around Rembert, Hagood, Stateburg, DaUell. Borden, Horatio, Dinklns' Mill, and Wedgefleld, with the friendly sug? gestion that instead of 'a hasty visit of short trips, that business men of Sum? ter meet with the people of seven or eight communities for an all-day pic? nic, the meeting to be Dinklns' Mill pond. The suggestion has been very grate? fully accepted. President J. Z. Hearon has appoint? ed the following committee to repre? sent the Retail Dealers' Association in cooperating for getting a big repre? sentation from Sumter to attend this picnic: T. H. Clarke, chairman; A. H. Wild? er, S. L. Krasnoff, 8. R. Chandler, H. J. McLaurin, Jr., W. B. Boyle, Wt A. Thompson, J. A. McKnight, H. O. Osteen, F. D. Knight, J. H. Chandler, C. C. Beck. S. O'Quinn, E. a Booth. Post G., T. P. A. Committee. The following committee from Post Q., T. P. A. has been appointed by President Abe Ryttenberg: Louis Lyons, chairman; W. R. Phillips, W. Percy Smith, L. B. Phillips, W. B. Boyle, J. W. McKlever. C. B. Yeadon, John P. Maurer. Borden Club Meeting. Under authority of the County Democratic Executive Committee and by direction of the same, Borden Dem? ocratic Club will meet at Emanuel & Co's store at Borden, S. C, on Satur? day, May 20th for tho purpose of re? organizing, electing officers to serve for the ensuing two years and for the transaction of such other business as may properly come before the meet? ing. They Go at 1-2 Price. Beginning tomorrow every coat suit at the Schwartz store. So be on hand early. SchwarU Bros.?Advt, Thousands Strike at Syracuse. Syracuse, N. Y., May 1.?Teamsters and building laborers have struck at this place and several hundred have quit work. Thousands of machinists and moulders are already out on 1 strike. Washington, April 27.?Senator Tillman has introduced a bill granting to Mrs. David B. Gaillard, wife of Col. Gaillard, who died last year as a result of strenuous work done on the Panama canal, authority to place to his memory a tablet in the memorial amphitheatre at Arlington, Va. THE MOST SUCCESSFUL CAR THE MOST POPULAR CAR THE BEST SELLING CAR AT THE PRICE IS THE OVERLAND. THERE ARE SEVERAL REASONS : It is a Handsome Car. I is a Roomy. Comfortable Car. It Is Economical in Operation and Repair bills are Light? Because it is Made of the Very Best Materials. The Engine is Powerful, Easy Running And Gets the Most Miles out of a Gallon of Gas. WHEN YOU BUY AN OVERLAND You Make a Profitable Investment, Not a Costly Experiment LET US SHOW YOU. Overland Sales Co. 210 W. Liberty St Phone 723 ?TuimfiiiiiiiiAmiiimmiimii.WmmmomimmmmWm.JTHHIIIIIHUIlli "THE AMERICAN" A GOOD BARBER SHOP Next door to Watson Drug Co, Everything New, Neat and Up-to-date. We are in business for Business. We invite you to share your patrons with us. We have three of the best Barbers in town: I MR. P. A. R A V EN SCR APT MR. C. A. MADDEN MR. D. A. WRENJf The American Barber Shop 43 South Main Street, Sumter, S. C. The National Bank of South Carolina The Bank with the Big Clock Correct Time and Correct Methods None more anxious to please, or better prepared to serve. Leaders: Capital Surplus and Volume. Your account we want. C. 6. ROWLAND. Pi es. 6. L. WARREN, Caeh'r. Lumber, Lime, Cement, BUILDING MATERIAL GENERALLY AND FEED OF ALL KINDS. BOOTH & McLEOD, Succe? dors to BoottTShuler Lumber & Supply Co. Goo. Epperson's Old Sta.r\d Opp. Court Honsa rmtm?Mn?iMininn??uniiiiiiH?niiiiiiiiiiutttt The Bailey Lebby Company Machinery, Mill and Plumbing Supplies. Automobile Supplies and Accessories G. & J. Tires and Tubes VEEDOL Oils and Grease