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MANY NEW BUILDINGS. MoHl \NI> l.Uit.l ll BVILDINC.S IM>KK WAY THAN UVKK UKITJRK. U Mb i hnr Han Been Little Said of a Building Boom Sum tor la Now on the Bigge?* lUnnrx In He History? Building" In Procemi of Construc? tion Represent an Investment Trlble That of Any Prevou* Year. It has been repeatedly stated during the past summer by many persons in the cl'.y that there is more building going on here now than at any time previously In their remembrance. It will be of interest to a great many who do not have the opportunity of going About town a greal deal and who ar? not acquainted with the ex? tent of the buildings now In course of construction to have all of the va? rious places pointed out for them. The buildings comprise churches, stores, residences und various other Struct nr. ' Temple Slnul. corner of Hamp? ton and Church Streets, has been remodelled throughout and is now nearly completed. The beautiful windows have no*, yet arrived, but wilt be here In the near future, when they will be Installed and the Jewish Synagogue will be one of the most beautiful houses of worship In the city. The work on the First Meth 'dlst Church, recently named Trinity, Is progresiing steadily. The church M built or the site of the former build in* opp ?Sit.? Church Street, facing on Uberty street The new building is very n. jch larger than the old one and wilt be the largest church in the city when completed. At present all of the vails have been completed and the wotkmen are engaged on the In? side work and in completing the work 01 the roof. Manning, Rowland and Shore are erectlaj; three stores on *Caldwell Street, midway between Main und Harvln Street. The work was com? menced a short time ago and the welle are not yet above the first story. The st ucture Is of trick, as this Is In the ttre limits, and will be two stories high and will ht used for a whole*ile house, ex pi ess othce and other purposes, other brick st-.es, two stories high, In course of construc? tion are those on South Main street between the poetofllce and the Hotel ???TTi#' Thtf .f the m\4.reg ur? oe ing ju up by Mr. J K. Croesw II and two ol ?h. 11 v thn Realty Holding Company. The. have attractive fr..r?, of red pr - ?-d hr?ck **ud a??u much to UM appearance of this sec 1 1 (i of the town. Just across the etreet the McCsllum Realty Com? pany is erecting another two-story store. It, like th?? oth rs, is of ample slse and has sn attractive / front. Coming back up Main Street and turn? ing u( Uberty to the corner of Liberty and Sumter Streets the estate of H. Harb) Is hsvlng erected live hand? some two-story store* These, like (he ones on Main Street, have the greater part of their walls up, and will be completed In a u onth or two from the present tlnu. I mlng back down Sumter street eft* * rning up l>uK"n. the Wither *hoe Manufacturing Company Ing a home for itself Ju.-t in r of the building on the cor M tin and Ihigan streets. This has been commenced and the as not as yet progressed far. iext place of building?bulld rarded by many as of more nee than an> of th* others,? two hotel* The work (?II ,he ? nt. corner of Main and llart ??? t*. h.is i<i\,\seed M Inf up third SJlOf] and is now going 1 some rapidity. The stone k front, ?0 far as can be seen -nt |m attractive and shows ? building will be one of which n may well eg proud. The I has not ?sfvaaeed ??*<> f.ir to ? riipb-ti >n as has the Clare lho walls have 1 ? ? n erected as the seco.id story, but ap t.-l\ none ..: the ot her w >i k t done. The Imperial 1? on .* tre.-t opposlt? the Atlantic ne station. K back up .Main street tie stops at the ? tiht of I Liberty . freets. where Sum ? n? w bank buildings are be ed. th. one of the east and ?est of Main StreJsi f Liberty street. nl*? the most int. r est thing in build the greatest nnia M tators m o be seen Pdter id watching the iron beams In place. The ?teal frame the building mm holt up i ?< the third story has been put In pi o s, and will m>M have to be taken on up to the next Mights Across) the str. ? t ibe Ciuk of Sum t? r batnflng Is progressing with steadi? ness. The buildiriii has been built lip t?i. tirst Mt..? it is of gray ?miNt"ii> and Is ?i b?-w kind 0| building for the bjvdne** section of th*- elty. It Is a hnrdsonie strm ti.i ? FOREIGN FARMERS' BANKS. ifXMDMFCL co.ofkkativi: HANKS OF BKLGIl'M. _k? T1r? K11 nil Credit System Has Proven of Great Benefit to Farmers und Has Brought Independent'*' und Pio?|>crlty. Washington. Aug. 2.">.?Minister Lars Anderson has completed the in? vestigation of the co-operative syst* mi of Belgium which he undertook in connection with President Tuft's at? tempt to establish cooperative credit In thl9 country for tho benefit of the American firmer. The first attempt made in Belgium to relieve the farmers from the bur? den of high Interest rates was essen? tially a governmental undertaking. It Is Interesting to note, however, that the co-operative idea as developed in Germany was later adopted In Bel glum and has largely supplanted the plan adopted by the Belgian Govern? ment, at lesat so far as the smaller landowners are concerned. By law. In 1884, the General Sav? ings Bank was authorized to make loans to farmers and to societies of farmers. As a guaranty for these loans small corporate bodies were formed, known as "comptolrs agri coles," which guaranteed the loans to the General Savings Bank and for this service received a small com? mission. As the plan worked out, these guarantors found it both more profitable and safer to act as sureties for the larger landowners. The small? er farmers could not offer as good se? curity and the commission paid to the "Comptolrs agrlc les" on such a loan as was required by a small far? mer did not make the game worth the candle. Consequently, in the first twenty-five years after this form of loan had been authorised by law, only about fifteen "comptolrs agri coles" were formed In all Belgium. Of the three thousand and odd lonns guaranteed by these "comptolrs agri coles" .it the end of 1909, only a fraction on a hundred were for amounts less than $250, which shows that Lhe small farmers received little real benefit from this scheme. Realizing this, the Abbe Mellaerts set about to adapt the Ralffelsen sys? tem to Belgian conditions. He es- < tabllshed his first rural cooperative bank in 1892. By 1910 six hundred \ ! fortv-?' -anks had vs the 1m - wtl of I * <?? -operative Jxcept that . -e banks or ?ocietles In Belgium are required to raise a foundation capital to start t with and are not allowed to hold their reserve funds as Indivisible, there Is little difference between the Belgian societies and the Ralffelsen banks of Germany. The societies in Belgium, as In Germany, are served by central co-operative banks. In Belgium these central banks supervise the management and audit the books of the rural co-operative banks. They also guarantee loans made to the ru? ral banks by the General Savings Bank. In 1894 a Inw was passed set? ting aside 1.000,000 francs of the funds of the General Savings Bank which was to be loaned to the rural banks at the set rate of 3 1-4 per cent. In order to enjoy the benefit of this law a rural bank has to he* com** a member In a central co-oper itlve bank and has to have the cen? tral banks' guaranty for the loan. The central bank receives a commission of one twelfth of 1 per cent of the in? terest charged as payment for this surety. These central cooperative banks are formed among the rural banks, each rural bank subscribing for a share of stock valued at $25 and assuming liability for the central banks' indebtedness to the sum of $250. Tho rural bank receives a set dividend of 3 per cent on Its stock In the central bank. I Complete statistics of the business done by the co-operative societies if Belgium are not obtainable, but thl totals made In a year amount to about a million dollars and they carry de? posits totaling probably two mllhons Which, in a country the size of I:.? I - gUtm, shows a healthy growth for the co-operative idea in that coun? try. To Be with New House.. _ Mr. \v. it Burgess hat accepted position s? traveling salesman with Messrs. Belgler Bros, manufacturers ot i idirs But footwear of Philadelphia, Penn.. and will leave Tuesday even ! Illg t" at ? lid I conference of the salesmen to he held -it the f o lory l-'or the past five years Mr Burgess has represented tin Condon Bros Co.. of Broc kton. Mass, in the larger ' IIICS of (he SoU?h Hid is \ve|| ;\r oualnted with Ihe a]. trade through out tfie Southern States Ruh M v Tl m a ill curs you, as far as ran be seen now. and will Afford n sph ridid home for the bank. u b? n ;t la completed. CONGRESS ADJOURNS. RKTVRN OF HARMONY MARKS FINAL HOURS, fiven La Follette I imts Way Made Smooth Before Uhu?-\<> Kxtra Months* Fray fur Bmptoyea of Ihe Honae, Washington, Aug. 26. Sobered by the embarrassments ol Saturday's nii night session of nilbustera and dis? agreements, oongresg idjusted its dif? ferences today, Invited President Taft up to the oapltol once more ami at 4,80 o'clock this afternoon wrote "Finis" after the proceedings of the ?eoend session of the Sixty-second c ongress. The end was marked by a. return of harmony. Senator I.a Follette, de? manding action on the Penrose cam? paign fund resolution passed almost without discussion. Senators Chamberlain, Martin, Swanson and Culberson, after lighting bitte: ly for the payment of the "State clsJms" embodied in the general de? ficiency bill, yielded to the urging of their colleagues and permitted the senate to yield to the demands of the house, and strike these claims from the bills. In return for this concession, however, they received the promise of sspport next winter, when the claims again will be pressed for payment. With these old claims, amounting in all to $600,000, went the "extra month's" pay for congressioal em? ployes which the senate demanded and the house refused to give. In the last hajf hour of the session, while President Taft waited in his special room to sign the measures of the dy Ing congress, an attempt was made to rush through a special resolution giv? ing the employes the "extra month" but the house again blocked it. The president signed the general deficiency bill at 5.10 o'clock mark? ing certain the payment of the $1, 800.000 deficiency in army pay, the $150,000 for the Gettysburg memorial celebration next year, the $3f?0,000 for extension of customs work and scores of other important payments that hinged on the passage of the bill. The session 'just fizzled" out in the senate, to use the words of one observer. A comparative handful of members occupied their seats, and a call for a quorum in either the house or senate would have forced a return of the embarrassing situation of last week. A wild outburst of applause greet? ed Speaker Clark's announcement of adjournment as his gavel fell In the house. The floor immediately be? came an animated scene, members bidding each other good-bye and shaking hands. Old time political foes burled all differences and all feuds apparently were forgotten in the general leave-taking. Further animation and color were lent to the scene when the women flocked down from the galleries to Join husbands and fathers on the floor. The corridors were crowded with tired but happy members, their families and friends, and Speaker Clark's room was crowded with friends and admirers. Just before he announced the adjournment, Speaker Clark addressed the house. "As the hours of adjournment ap? proaches," he said, "the speaker de? sires to congratulate the house on having reached the end of the long? est and most laborious session on record. Congress has been actually in session more days since December than any congress that has ever sat. Tho speaker desires to thank all members on both sides of the big aisle, which separates us politically but not as friends or patriots, for the uniform courtesy with which they have treated the speaker. I hope that wo will all reach home safely, all have enjoyed vacations and will all return, refreshed and invigorated, for our work next winter." While waiting for adojumment time in the senate late In the day, there were an even score of senators on the tioor. when a resolution for adjourn? ment at 4.30 o'clock was put through a recess was taken until 4.10, Then began a 20 minutes wait. Secretary MaoVeagh "I" tile treasury department was on tin- floor, lie wan (b led about in tile little grOUP Of Sell atori who were making their farewells and discussing campaign plans, in the centre aisle Senator La Follette and I Senator Clapp were deep in discussion Iof tin- prospects of the Penrose Roosevelt Investigation, i Senator Nelson, Minnesota, aw >K? the senate for a moment t" thank tin presiding ofllcera ot the session, Senabus Gallinger and Uncon. Sena? torial dignity lost Itself for moment iv the little group in the chamber np I Plauded the s|.h. Senator Shi\'V had passed a resolution thnnklng Vice President Sherman for h? conduct as ore- Idlng officer Then as the hands of tin clock alowly crawled to 1.30 Senator ?; ?i linger in ilie , hair, nroae und de <iaie.' ihe session adjourned no die. and the remnant of the senate w in A BILLION DOLLAR LEVEL. CONGRESS HAS APPROPRIATED T< rv\ l $1.01g,6S6, 143.66, Democrat* Maim tin There In De? crease in Expenditures, Wilde Re publicaiM Deny It. Washington, Aug. 2<;.?Congresi closed another billion dollar session today, but the exact total of the na? tion's cosi of living varies ex it Is ?een through Republican and Demo? cratic eyes. The total appropriations for the fiscal year 1913, which began July I, 1912, amount to $1.019,636.143.6<i, as given to the senate and house today by Senator Warren and Representa? tive Kitzgerald, respectively Chairmen of the two appropriation committees It Is conceded by both of these lead? ers that this is $7.046,000 less than the nation's budget of 1912. but it re? mained for former Speaker Cann >n, in behalf of the Republican forces of the house to produce figures to show that the present Democratic congress actually had appropriated more for general purposes than did the pre? ceding Republican congress. Representative Ci. non declared that out of the general total should be taken all expenditures made for the Panama canal. With such deduc? tions, he said, the total appropriations for 1913 would be $990,656,143, as compared with a total of $981,122,SSI appropriated for s**neral purposes last year. Predictions that the government would face a heavy deficit at the end of the year were made both by Sena? tor Warren and Representative Can? non. Senator Warren said President Taft and his cabinet had carefully re? duced estimates to the lowest figures. The appropriations actually made arc over $21.000.000 less than the esti? mate-, and Republican leaders deolars ' it will be impossible to keep within them. Rub-My-Tism will cure you. j The members of Game Cock Troop. Boy Scouts of America, are making preparations for their trip to Klorence ' on Labor Day. A big time is expected and the local boys will try hard to win some of the honors of the oc? casion. - j or 6 doses 666 will break any case of chills and fever; and If taken then as a tonic the fever will not return. Price 25c. dered out of the chamber. After recessing from 2.25 to .!.:!."? o'clock the house transacted little business. It passed a bill of Repre? sentative Carlln of Virginia (Demo? crat) fixing penalties for the break? ing of seals on cars in Interstate com? merce, adopted the concurrent reso? lution of adjournment and then pro? ceeded to block all other attempts at legislation. A^ resolution providing for an ex? tra month's Pay for employes of the senate died a natural death without consideration. The resolution was a substitute for a preceding one that would have provided the extra month's pay for employes of both senate and house, house Democrats had gone on record as opposed to such legislation. DR. CARL B. EPFS, Physician and Surgeon. Office over DeLorme's Drug Store. Residence 307 X. Main Street. Of? fice hours 11 A. M. to 2 P. M. Of? fice phone 419, residence, 371. A man's appearance hu* more to do with bi> success oday than it ever had. Anything that contributes to Ills look of woll-to-donose is justified? j cs, NECESSARY. |s there anything that you know of thai advertises success more than A NICE RING? Certainly, nothing lltul a man wean hi more in evidence. A lew dollars n|M'ill on a ring, any good ting, will prove to be an Investment lo most men. lit its plinv our ring --tock before m ii Mr. Mau. Ilten ||sk all the l|||C?tlO!l* yO|| like. We replace all ktones in rings we ?II, in e. except illiitnonds. VV. A. Thompson, II Wi l l It \\l> OPTICIAN. Have You A Boy to Educate ? DO you want to place him in a Christian [Military Institute where his health will be carefully looked after, his r.iind thoroughly trained; and where he will be taught habits of obedience, punc? tuality, and industry? If so, send him to The South Caro? lina Co-Educational Institu? te. Here each student is un? der close personal control and watchful care of the teachers, from the time they reach school until they leave for their homes. Faculty composed of fifteen successful and experienced ieachers. For catalogue and full in? formation, address F. N. K. BAILEY, President Edge field, :: :: South Carolina Not Every Man You Know Has had the good judgment to open an account at some bank, I but most all who haven't are falling in line. They find its the only way to financial success, that's why everybody' coming to. The Peoples' Bank. "4 per cent on savings from day depoist Is made." BANKING GUIDE POSTS. Courtesy in the manner accorded to yon whether a customer or not. Conservatism and successful management ur displayed by a Bank's earnings. A deposit account reflecting the confidence of the community. Successful operation covering a period of nearly 25 years. Kopresontatiive names on the Board of Directors. Competent officials and an accurate clerical force. The Fir^t National Bank On Hand PREPARED TO SERVE YOU. Constantly reaching out where business is offered, getting stronger, and larger each day. We are making the effort, realizing that no business ever progressed far on a past reputation only. THE FARMERS' BANK & TRUST CO. IF Traveling is the Paradise of Fools as Emerson Says thi> remark wai certainly not intended to apply to occasional earned trips ?>r Recreation and Rest?beneficial In as they are earned. \ change <>t atmosphere and scene chances the channels ut thought and feeling gits on?- nut of the ruts broadens. II is well to recognise tin* call t<> these periods at stated inter vale, M you contemplate a trip ? 11 we can furnish you with Travelers Cheques -the safest and mos convenient form of handling yt.ur funds \\hii<' away from hone, Call and see us ab ml them The Bank of Sumter