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FARMERS' GREDIT SYSTEl EVEN III 'SSI .\ I? IN ADVANC K OF AM Mill A. \mba.-*?ador OnY+As Uuihl Make- l'<\ ttauMUc U? i on Partners' CO* Oper*|i\e Credit System In liuosiu ?ml Turknton ? I'cii^ini Farmers Im-t?-|o|? Ptnaiiciul s>-?tom That HM IYiiu'ii of <.roat ltenetlt. Washington. August I.? Kven in remote Siberia and Turkestan has the farmers' co-operativcredit system reared a tlnanelal fabric to assist the peasant farmer of the Russian Tzar's domain. The State department has just received from Ambassador Curtis Guild at St. Petersburg an exhaustive report on the farmers' co-operative credit system In Russia. This Is the first of a series of re? ports requested by President Taft from nearly every one of the diplo? matic officers In Europe en this move? ment which he is striving to trans? plant to this country for the benefit of the American farmer. Ambassador Guild's report ha* been taken under ? >nsab rati"n bv the State department ss the first step in preparing a plan to ht the co-operative credit Idea b> American conditions. At the present time the Russian Government has nearly forty millions of dollars of Government money in? vested In the farmers" co-operative credit system, which is perhaps the strongest testimonial Ol all as to the success of the movement umong Uus? sian farmers and of the great benefits which it is bringing to that nation. How established a part of the Rus? sian peasant's life this financial ma? chine hi becoming is clearly shown In the practice of the peasants to de? posit their saving* with the credit societies on the understanding that the deposits witl >e paid out after their death for their funeral expenses or thst they will be returned to them at the time of the coming of age of a son or the marriage of a daughter. The co-operative movement among Russian peasants has now developed two distinct alms: First, to educate the peasants. a large proportion Of whom are quite illiterate, along the lines of modern farming; and, sec? ondly, to encourage them to save their earnings and acquire the habit of pro\idtng against the rainy days. The direct am of the Russian govern? ment In organizing this system was to relieve the peasant from the neces? sity of paying exorbitant and runlous rates of Interest, Imposed upon them by their money lenders, the rates of , ten running as high as M and. in known cases, to |4t per cent. The movement affords further education for the peasant since the Russian government has very wisely left the management of the societies largely In the hands of the farmers them? selves, conducted through the gen? eral meetings of the societies, In Whu h e\, i\ member of the society is ?tVSjg >ne ssjflft The peasant Is thus given considerable . xp. i . n. | in tllian clal affair^ and management. The member* elect I bOOTd of directors and I council Tin s? b..dle? iak< ire of the executive work. They report to the general meetings of tl.e socle - UMI at which all the members art present. The i}>\?rnmen: exercises superv IhlCSj OVO! the Societies tioough the Ministry of Pi name. Although instituted a- Mil as Ive., th?? mow-no nt hni ? press! in Russia to include la.iMoi farmers' Societies, Sl'h an average membership in each society of nearly ."out The net vvoik of societies IOVeW praetieally the tn tlr*? Immen*? UfSSJ Of the Russian Empire Wnbspr? td interest is tak? en In the movement both tty the Rus? sian Government and by the peasants, und th. Government is at the present time eonsub ring I turther elaboration of the scheme. In studying the Russian <o.oper? ative ? redit svstem from the view? point of the Atm riean f ii nu r. Am? bassador QvIM finds that naturally the gi- .it difference obtaining be? tween etimbtions m itie United states and in R u >si.?. in regard the umount of land farmed b) mliv id iiuh. tto system oi land lonoto, the wealth of the farming < lass, ami In the general facilitv f.-r borrowing money makes It impossible tor this country to secure nmdi boSssl t from a study of the Russian system be? yond Its ?ejo ral p ineiples. For ? v.iiM|i|f, the iverage loan r0? qulnd by the farmer m Russia doe* not exceed I"-" and is gen.rally em plo.Veil to purehase SoniS Article ii?'" ? essarv at the moment, on b as an ag? ricultural Implement of ? hOfSO, tin' b?an being repaid by the HllSSlOg tar mer Immediately after the harvest, CM e.oirs?. Um Americas former, who works a nun h larger ocreono, Would ps-ial v Sjoed SSOTS ni"iny and long? er time, lie wouhl require his loan, not s?? mm h for flu moment's e\ig ency. as for the gradual develop* ment of bis property. In brief. /tmhnSBnSliif QuIM reports the Russian system to h?< ,m Inotttu? ?P?n of 11. op? r itiv? i "an societies among the farmer", conducted under governmental patronage ami super vision. whb h the former, at no cost lo himself, is given the benefit of loans from his society on long time ami easy terms, and. at the same time, is permitted to share m his society's profits. The lean societies are of tWO Classes?the loan savings sssoclstlons and the societies of small Credit. They are both co-operative, and the aim Of each Is to lend small amounts to the farmers through gov ernmentai assistance. The difference between the two classes of societies is that the members of the loan Saving* associations are Obliged tO make de? posits of a small amount in order to form a reserve capital for their so? ciety, while members of the aooletles Of small credit do BOt participate per? sonally in the formation of their so? ciety's capital. The latter societies are adapted to the poorer and more Sparse!) settled communities. The management of all the societies is plated under the control of the Ministry of Finance and is directly supervised by a department of the State Hank. When a group of twenty or more individuals wishes to form a co-operative loan society a petition to that effect is presented to the Gov? ernment. A Government inspector then makes a personal investigation of the responsibility of the signers of the petition and of the value of their land. Upon his recommendation the Government grants the society a loan of one to three thousand rubles ($500 to $1.500) for a period of thirteen years, at an interest rate of 5 per cent, payable annually. This hum serves as the foundation capital of the society. For its working capital the State Hank is authorized by the Government to lend money to the so? ciety upon application. The amount of the loan from the State Hank de? pends upon the number of member! in the society, their aggregate wealth, etc., but is not restricted to any one amount. %nd generally varies from between $1.000 to $1,100 and $1'". 000 to $50,000. The State Bank l<?an is at the same rate of interest as the Government loan?i. e., 5 per cent?but is made foi i short time only, usually for twelve months. Hesides the founda? tion, capital from the Government and the loans from the State Hank, the societies may obtain other loans fron) banks or individuals, usually at front 6 to 10 per cent Interest. Savings de? posits are received by the societies The average society begins business with a total capital?that is. both four ^ation and working capital?of from $4,000 to $6.000. It is then in a position to make loans to Its mem? bers, who are responsible to the so? ciety. These loans are of throe kinds- \1) Those used for current expense for a term of not more than ore- v.tr. <2> those ised for the purehas* of ag? ricultural machinery, horses, etc., up to three years; and (3) those used In agricultural Improvements. Irrigation works, etc.. which run generally, for five years. Loans to members usually bear an Interest rate of S pel cent to II per cent. Og small loans up to $150, no other guaranty is required of the bor- ' rowel than his personal word or that of another responsible Indlv''*.' '. Where security is given on the land or the farm products of the debtor the i fanner may borrow M high as $!itMi. j i <-ase of failure of crops or oth< r misfortunes coming t.< the bor: ?wer an extension of time i? granted him j in which to repay his loan, and W hen tb.- harvest Is not good in any dis? trict the siat,- Bank will also extend tin- same leniency to the loclei) for the repayment of its loan, in the societies of small credit 1 initial loan from tin- Government, mads for IS yearn Is repaid by re si' rvlni 14 per cent of the society's net earnings as , reserve fund. Tins |* (boa- only in tlmei When tin soolet} lias had a prosperous vear, but. so tar. prosperity for ihr societies has proved almost the Invariable rule, in the same way the i - ins savings as? sociations put aside i'? per cent t"i the repayment <>f loans, and a dlvl dend, not exceeding 5 to iu per cent, 11 then paid to iis depositors. Ill The Police Court. Tbe following cases were tri.il in Mo- police court Saturday: Bdward Qregg, riding bicycle on forbidden Stdewalh, bond of |] for? feited. Wm Richardson drunk ami creat? ing i disturbance, 17.50, each on the t>No charges Lavlnia Douglas, cursing and dls? orderly conduct, $10 or 80 day* on I ea< h charge, tine caac was called In the polb court Monday morning and bond <? $1 eras forfeited ?oi the a bee nee of tin offenders, Julia Hlmms and Hernie? Kim ma The two were ?bar?; od with disturbance of Ihs peace, New Vorll f'OlIon Market Si a York, Aug, :.. ? ipea < 'lest January. .. I 12.5a ??: j Ma r?-h. 12,01 May. i 7 7" 12.50 i October.I.'. i I ii i 2.50 f December ... l l1..*.!? i 'loeed ste idy ALLEGED CHICAGO SOCIKTY BUR? GLAR AND FORGER ARRESTED. t Jacob i\ Guthrie Charged with Theft of Jewelry, Silverware, Brie? a-iiia< and Art Treasures Valued at $200.000 ? Famil) Physician Terrns Suspect an "Educated Pool/' Cause ??f Mental Aberration As? signed to Inceesanl Reading; of De? lectlvo and I'roblom Novels, Chicago, August 4.?-After twenty four hours' work the police today com pleted an inventory of the art treas? ures, brlc-a-brac, jewelry, silver plate and other articles stolen by Jacob F. Guthrie, alleged society burglar and forger, now under arrest, and an? nounced that the goods received are estimated to be worth $2 50.000. I-ast night, alter a partial examina? tion of the barn and the room in a to rage warehouse, which Guthrie used to hide a portion of the articles stol? en, the police estimated the value at $150,000. This was nearly doubled when half a dozen additional trunks and chests Riled with jewelry, laces and bric-a-brac were discovered. Much of the stolen property was found in Guthrie's home, where he lived with his mother, sister and brother, who is a Chicago policeman. Further investigation of the young man's history revealed that after graduating in a course in electrical ngineering at a Chicago technical nstltUte he obtained employment with an electric company. Later he was employed in the municipal laboratory Subsequently he was appointed an in? structor in electrical engineering at one of the public high schools. Guthrie is 26 years of age, six feet in height and Weighs 200 pounds. He is poorly dressed. although at the time he was arrested he hid more than $161,000 deposited to his credit fn Chicago banks Dr. Leslie W. Schwab, w ho has been physician for the Guthrie family for u number of years, talked with the prisoner for an hour today and later conferred with Capt. Halpin. of the detective bureau. Dr. Schwab said: 'Guthrie is an educated fool in my opinion. I have known him since childhood. He has always been a bookworm. He read detective and problem novels in? cessantly. The effect of this has been to create a peculiar mental condition. He has all the characteristics of a confirmed kleptomaniac. I believe he has periods when he is mentally ir? responsible. It is my intention to have an alienist examine him in a few days." Chief of Detectives Halpin said: "Beyond a doubt Guthrie has obtained the most valuable collection of stolen articles 1 ever saw in all my connec? tion with the Chicago police depart? ment. There is an endless list of all kinds cd Jewelry, silverware, brie-: brae and art treasures, There ale di? amonds, rubies, sapphires, emeralds and pearls worth thousands <d' dollars each. "All his burglaries were committed in the homes of the city's wealthiest citizens. He read the society column in tin4 newspapers ami when he no? ticed that some wealthy woman had left home for a few days he would break in o the house ami steal l n > st val labl ? articles he could find, "llr has confessed to entering th< home.- oi a score of wealths persons ] have n ? idea what percentage of the tolen goods we have recovered, lb apparently k< pi ;iil the thing* he gtole Which appeal? d to hit! artistic tas e But be must have disposed of a large quantity of the plunder." IA N'CHIU'RU FOR JON EH. Not in Pwvor of Bioast?, as lias Been Reported, To the Edtor of Til.- State. Will you allow no- space in your columns to express the sentiment of the majorit) of the voters in this town as to the gubernatorial race and tu vindicate ourselves before the eyes of th.- right thinking people of our one time grand Palmetto state .' It his become generally rumored uver tlo- Pee I tee section of the Stab that this town a i itt vicinity would (five I'd ease ;i big majority. Now. 1 want to make II plain right here that this is absolutely Incorrect. Jones, to the contrary, will poll ;it least two-thirds it th.? votes here and three or four other polls right near here, I am re Ilabl> informed will give Jones like majority, It Is i???liming a very common thing now b> heal of Itleusu no n turning Jones und I undcrsi md th.it this iv not oiil) the ras*? in this section, bin ext. mis over the entire State, May God guide the good voters of our st ite and when August 27 roll around walk with them to Ihelr re? spective ?.?din:; places und s?e lion ca. t their ballots for .Indue Jo||CS am g.I government, und thereby shin in the restortlng of old South Carollm to her former place unions; the com monwealths ill the nation T i< Frlerson, Ph. G. I,yn< hhlirg, J ub. !10, COLUMBIA To STOP WHISKEY SALES. Wlien Am^l? Are dude Hereafter ProMCH'Utlon* Will Follow, Mere Forfeiting ol Bonds Will not Do. Columbia, Aug. 3.?The city officials of Columbia have adopted a new plan of fighting the Illicit sale of whiskey and if tin- present plans are carried out the sale of Intoxicants will be ma? terially reduced in the capital city. There has la-en a tendency Oil tin part of Columbians to laugh a; the situation In Charleston, yet the sit? uation heir with regard to the sale of whiskey is practically the sann- as in the city by the sea?only it is on a smaller at ale. It has been the custom ol* the police Officials to raid the various places about oma a month and the usual line of $4<? was imposed. The fine is us? ually paid by some one. presumably the manager, and few. if any. of the alleged managers ever appeared in the city court to answer the charges. Under the new Plan, when a man is arrested for Belling whiskey he will not only be tried for the offense in the city court, but his case win be car? ried on before the magistrate. Governor Bleaae maintains a large force of constables in this county, yet the work by these men of suppressing the sah- of whiskey is hardly percept? ible to the general public. These men receive good living salaries, yet on the face of the situation, they are not de? livering the goods. Everybod> knows that the whiskey laws are being flagrantly violated in Columbia. It seems now as if a check rein was about to be applied. As a matter of faci the whiskey laws are being violated in practit ally every section of the State and the of? ficers seem to in- very Inactive, es? pecially the constables appointed and paid by the governor. REFUSED EXTRA BALLOTS. Executive Committee Chairman J, G. Evans Turns Governor Down. Bpartanburgi August ?C'hulr man John Gary Tvans. of the State executive committee, received this morning the letter of Governor Cole L. Bleaae, concerning the additional ballots. The letter appeals to Mr. Evans for 25,000 additional balljis for the use of Governor Bleaae on elec? tion day, August 27. Under a recent ruling of this committee, no ballot will be counted unless it is the official ballot, furnished by the committee. While Kx Governor ESvans has not answered the letter yet, he stated that the request of the. Governor would be refused by the committee. Mr. Evans feels that if he has a right to grant such a request to Governor Bleute, every other candidate for every office Would be in a position to make the same demands, and then1 is no telling where the matter may end. Thus, said Mr. Evans, no ballots will be fur? nished any candidate. lb- added, however, that the committee would provide an ample number of ballots for use on election day and that no voter would experience any trouble (n getting tickets. DEMONSTRATION FOR JONES. Heath spring-. Receives Gubernato? rial Candidate with Open Anns. Lancaster, August 2.?In response to an invitatio l from Heath Springs to address a mas-; meeting of citi /.rus of that place today. Jmlgr Ira B, Jones, though seriously handicap? ped by reason of a bad throat, spoke enthusiastically and very telling there this afternoon to a great crowd of voters, besides several hundred cheering Women and children. It was a Kiia day in Heath Springs, business of every kind being temporarily sus? pended in hon<?i of the distinguished candidate for Governor, Probably no candidate in Lancaster county has ever hern accorded so great an ovation or been received with greater warmth of hospitality and feeling than was Judge Jones today by citizens of I b ath Springs. ? Banners were in evidence all over town bearing the slogans, "Heath Springs for Jones!" "God Save our State!" ".Iotas is the Uight Man and we will Stand I?) Ilim!" At the con? clusion ?i Judge Jours' address the stand mi which he spoke was literally covered with lloral tributes of unus? ual beauty ? nd design, while the sei.i girls und women sang several Jones songs of their own composition. The men und l?o> s . man> hur rabs La .|om Those ot the Item rentiers who i no mi ri bavins read of Mr. VV. 11 Johnson, who passed through h.a. some time last May on Ills way from Macon io visit his daughter, Mrs. rt. r Mason, ;lt i lishopv llle. w ill be sor rj to |oarti thai Mr Johnson stifferet n severe Injun on his return homt while in \t lanta. and ha - been con lined in i he I '.t nl> I lospital at Atlant; ever since -MY CONFFnmon of FAITH. t \v Party Mv*l Accept li?Platform Must suit Him or Tcdtl) Worn Run. N.-w York Aug. 4. The ne.ti< net trogresslve party must accept Col. Roosevelt'i political doctrine If It'j s <> be its standard bearer. He said ,av today as he started for Chicago that he wouid insist upon making ins "con? fession of faith" to the delegates i- ? tore the committee, which is draft the platform, makes its rtnal report, and he would u<u accept the nomina? tion <>n a platform which did no. meet with his approval. Col. Roosevelt's Bpeech wan orig? inally scheduled for Monday night, it was suggested to him that the time of it.- delivery he postponed and he sen) word to his managers that he would not consent to a delay until after the platform had been presented to the Convention. Advance copies of the speech reached th. leaders of the new party several days ago. The [Colonel said nothing, however, to in? dicate that the suggestion for a delay in the- delivery of the speech was due j'to the impeesslons of those who read iL I Col Roosevelt said that in his speech he had dealt fully with all the (great political questions of the day. He spoke frankly and fearlessly, be said, and believed that the Convention (Might to be fully apprised of his views before ratifying the tentative nomina? tion which he accepted at Chicago last month. He contends that it was upon a question of principle that he has done so he canned make a com? promise of principle in accepting the i leadership of the new movement. His (declaration cd" political faith, he said, is one which will be termed either Socialism or anarchy and probably both, hut represents his convictions. He goes to Chicago to make these j view s known and to accept the Presi? dential nomination only If they are I acceptable in their substantial provis ions to the new party. I According to the present arrange? ment Col. Roosevelt will deliver his speecdi Tuesday. This plan, he said, was satisfactory to him. as at that time the platform committee will not have completed Its work. Col. Roosevelt left Oyster Ray early a train which is due in Chicago early in the morning. He was accompanied only by Mrs. Roosevelt and his secre? tary. The appointment by President Taft of MingO Sanders, who was a sergeant of the negro infantry regiment dis? charged from the army for participa? tion in the Brownsville riots, as a mes? senger, led Col. Roosevelt to criticise the President sharply. Sanders took the stump in the Ohio primary fight between Col. Rooseve lt and President Taft. "Bergt MingO Sanders," said the Col onel, was the- oldest and most respect? ed non-commissioned officer in the companies which, on the recommend? ation of Secretary of War Taft, were disc harged without honor in 1906 and of w hom Mr. Taft, as Secretary of | War In 1906, spoke as follows: ?? 'It goes without saying that If the guilty could be ascertained they should and would be punished, but the guilty canned be ascertained and the very impossibility of determining who are tlie guilty ones makes the whole battalion use less to the Gov? ernment as an instrument for main? taining law and order. The only means of ridding the military service cd" a band of would-be murderers of Women and children and ac tual mur? derers of otn- man is the discharge <>f the entire battalion.' "In his report and recommendations Mr. Taft explicitly Btated that the vet? eran non-commissioned officers In charge- of the battalion were, of course, more responsible for what had occurred than the others, and noth? ing ha< occurred since to alter the po? sition cd* Sanders except his use by Mr. Taft's campaign manager in Ohio. In short, he was discharged by Mr. Taft's recommendation on bis military rec? ord. He is reinstated by Mr. Taft on his political record. ? if Mr. Taft did not t- ii the truth about Mingo Sanders and his col? leagues iu his report as Secretary of War. from which I have quoted above, then his c onduc t needs no character Isatlon by me. it he did tell the truth, then his reinstatement of Mingo Sanders iu the public service is still less In need of any characterization inc." Fight at Remberi Saturday. I,, a tijiht at lb ml., i t Saturdu) night Isaac Itabb was cut In three places und seriou#d> wounded i.\ an other neuro by tb< name uf I hinip Holumn. The fight wu*? alleged t" have occurred when Itabb refused \<< pay dolman for work which the lat? ter had done for him \ warrant was sworn out for the arrest ol llolmun. Mr. Warren N McCollum has gone tc New York In the inb resl of M Collum Ibo. In the afternoon this city, where ( II \ \??K HADE IN HOl'R. <.o\. Wil-on Will Im* \ t.licd ol Nomi? nation ai 3 o'clock instead of Hour i iarller. Washington, Aug. 4. teaator-eiect OUie M. James ol Kentucky, chair* man of the committee which will no? tify (Jov. Wood row Wilson of his aom n itlon at Sea Qirt Wednesday, an nounced today a change In the sotift cation plane. The ceremonies will begin at *> o'clock Wednesday afternoon. That hour was named instead of - o'clock to enable Mrs. Wilson to entertain the 52 Democrats of the committee at luncheon. Mr. Jamea will meet the members of the committee in a local hotel at io o'clock Wedneaday morn? ing. At 11.12 o'clock they will leave on a special train for Bee Girt, arriv? ing at 1.04 o'clock. A number of the members of con? gress will accompany the party and several state governors have written Mr. James that they will attend the notification ceremonies, PACE COVERED WITH PIMPLES. A Skin Trouble that Needs Scientific Treatment?Try This Remedy at Our Risk. Instead of bothering with cosmetics and worthless "beauty formulas" if you will treat that case of pimples scientifically you will get results. We advise using our new skin rem? edy, Saxo Salve. which is very soothing, yet penetrates the skin and exerts its healing power from the very moment of application. Any pur?- soap may be Uded with this remedy?just apply SaXO Salve ak night, following directions. Not only does it clear the face of pim? ples, but eczema and other angry itching. scaly or crusted eruptions soon yield to its healing power. The marked and continual im? provement noticed shortly after the treatment is ?egun will soon convince you that Saxo Salve is far superior to any other remedy for the skin. If you do not get good results from it we pay back your money. De Lorme'a Pharmacy, Sumter. S. C THIS WEEK IN CONGRESS. All Legislative Bssdaeae May be Dis? used of in Fortnight. Washington, Aug. 4.?Congress will begin tomorrow what is expected to be the last fortnight of ihe present session. Adjournment by August 15 or 17 is confidently expected. The postponment of the Archbald im? peachment trial until December 3 has cleared the decks of the Senate, so ac? tion on legislative matters can he pushed to a speedy finish. The determination to abolish the Commerce Court, and to place a sev? en-, ear tenure of otlice in the civil service law, has aroused antagonism which may be reflected from the White House In a veto of the bill appropriat? ing money f<?r the salaries of Federal employees. This contingency has been antici? pated by the leaders of both houses and an effort is to be made Monday to complete the legislative, executive, ju? dicial appropriation bill, so it may be sent at once to the President, in case of an Executive veto, it is believed it can again be considered, passed and resubmitted to him in amended form without seriously delaying plans for adjournment. Action on tariff bills and a reopen? ing of the two battleship tight In the House will be features of this week's session. The Senate will not act 01 the compromise wool tariff bill tomorrow, and will probably agree to it. as the House has done. A meeting of the conference committee on the excise tax bill Monday or Tueeday la expect? ed to result in an agreement that prill send that measure also to President Taft during the week. it has been asserted bj the Presi? dent's friends in both houses thai he will veto all of the tariff bills that reac h him. Such action would be accepted as Anal by Congress and no attempt would be made at this session to re pass the measures. The I democrats of the House will ?lake up the battleship question in cnUCUS auain Tuesday. The leaders in the fight for at least one new man-of war in this year*S naval bill h t\e succeeded in forcing the third caucus on the subject ami it is believed the) will control the situation If the House agrees to one ?hip, tie Senate is expected to accept the com? promise, although it wants two. M my of the most important appropriation bills remain t<? be completed. Ta ? Sett ate has n??t yet completed half of the expected debate on the Panama Canal administration bill. Itoth houses a*ill begin dail> sessions at IS o'clock thl week, however, and probably will sit evenings from s to i j. muktna Iwolvt hours ?i l'nd< t s'ii h > ircumstancet business can Ih? entlrcl> disposed oi it is believed, within the lime predict ed l?> the a.u ooatos of < tirlj adjourn