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- /> r4^rf>, t ' ■ ■- Sir: ->v_.v-. .a ■■ FS. b*r m®s& I iiMfi Bi ."V ;* t’ .•^V' ’AGE FOUR THE NEWBERRY SDN ’■ f V ‘ \i'’ »4 * ' ,l ''"^ THURSDAY, JANUARY *. 1S6» * MS County Agents Record Keeping By COUNTY AGENTS Are You Losing Money? Do you guess you made a profit this past year? Do you think you cleared all expenses and are bet ter off now than at this time last year? Why not know where you stand the year round? Why not know the weakness of your farm operation. It takes only a little of your time at night, or on the weekend to enter the activities of your farm operation in a perma nent record book. Force yourself to keep records for a short while and you will get the habit. This could be a very profitable habit. It is surprising to find the num ber of people that do not keep rec ords of the farm operation. The Clemson College Extension .Service will give you a Farm Ac count Book at no charge. Why not ask for one today, or phone and have one mailed to .you. There are many other record books you can buy, record books published by private concerns, and record books to cover a special part of your farm operation, but the Farm Ac count Record Book is designed to cover practically every item with which the farmer is concerned. Any business that does not keep records today is just asking for trouble. Everybody usually keeps some type record, a notebook here and there, another paper in your wallet, several on the wall file, and those you told your wife to put away. At the end of the year and beginning of the next year, as right now, how hard are these notes and memorandums to find? Are you able to put your finger on each one without wasting time looking and can you feel safe that you have them all together? Not too many people can; they take a lot of unnecessary time trying to find all of the bills, and some are not found, so your wife gets blam ed for the ones you just know you gave her to put up but can't find. A permanent record in a book form may save you money on your income tax return. It will also show you if your business methods < The bill collectors are all gone, sir—but I suggest you get an auto loan from Purcells soon.” If one has lots of small nagging debts, it’s silly to try to evade the issue, when it’s so easy to call these friendly Purcell folks for help. /• n u r c e “Your Private Bankers” , 1418 Main St. Newberry are profitable or causing yoc to lose money. You may be able to change your methods if you know they are not profitable, in time to save your business. Call phone 248 or writo to the County Agents Office, Box 357, Newberry, for your Farm Account Book. Plan Ahead This month is a good month to get your pastures cleared of all briars, sprouts, and bushes. Don’t wait too late and let these pests rob you of meat and milk produc tion. Plan to overhaul your chemical and weed control equipment now. Get them in good working order, purchase your chemicals now and be ready to control pasture weeds. February is only a short while away. Plan now to topdress your permanent pastures with 500-600 pounds of 4-12112 fertilizer per acre. Plan also to topdress all grazing crops with sufficient nit rogen, 40-60 pounds per acre, to maintain good growth'and pro duction. Plenty of plant food in the form of fertilizer pays in the long run. Spray for weed control on warm sunny days. Soil Sampling Is Easy Take samples of the fields on your farm now. If no analysis has been made within the past three years, you will find it profitable to do this now. The soil testing laboratory at Clemson College is one of the most Modern in the nation, and the free soil testing service is one of the important contributions made by the Clemson Agricultural College to improve the agricultur al program in South Carolina. The soil analysis will inform CAROUNA « Remnant Shop Main Street Newberry, S. C. The House of Piece Goods Notions & Patterns For All Home Serving. Many items reduced to make way for coming New Spring Matelials “Serving From Cradle to Wedding” FRYE'S Yes!! We’re Cleaning... Getting ready to do some painting and re-arranging of our stocks that means on the second floor, we have collected on racks, with prices very low, many desirable items, such as dresses, $1.00—$5.00—$10.00— and half price; also a 20* reduction on all new fall woolen dresses and coats, etc. We have included coats suits housecoats and hats. , On the first floor, you’ll find tables of bags underwear—scarfs—etc. WELL! We suggest you come Thursday, Friday and Saturday to Carpenters Newberry, S. C. Mrs. Johnson Dies In Columbia Mrs. Mattie May Johnson, 58, wife of retired M/Sgt. Marvin W. Johnson of 2105 Marion St., Col umbia, died Thursday night at Fort Jackson Hospital following a week’s illness. A native of Newberry, she was the daughter of the late Simon Route No. 1—Box 289 No Detours to Highway 19 6 Miles Toward Whitmire, ewberry, S. C. Come see our new Camellia house. Many plants now blooming. All varieties Shrubbery available to plant now in your lawn or foundation planting. We can show you how or plant for you. NORWAY, SUGAR, SILVER LEAF, RED SWEIDLER MA PLE SHADE TREES. Large 6 to 7 ft- trees, well branched, $5 to $7.50 planted on your lawn. We have Pecan and Fruit Trees. IT WILL PAY YOU TO PAY US a visit now—or call for ap pointment to check your home for planting. Phone 753-W-3. you as to the amount of available calcium, available phosphate, available potash, and the pH, which determines your lime re quirement. ' To take one simple follow this procedure: 1. You may secure the soil sample containers at the County Agents office. No cost in volved. 2. Keeping in mind that one sample should not represent more than 10 acres and that each field which has been treated differently, or that a different color or type soil should be sampled separate ly—get a bucket of any type in which you will mix the soil. 3. Using an auger, spade, mat tock, or shovel, scrape away sur face litter (grass, rocks, sticks). If you use an auger follow the depth outlined below. If you use a shovel or similar tool, dig a V- shaped hole and remove a thin slice of soil from the side of the hole. This slice should include, from the top of the soil to plow depth (6-8 inches), except on per manent pastures, then you should sample only 2-3 inches depth. < 4. Put each slice into the bucket, taking about 12 different slices in each sample area. 5. Mix the soil together thor oughly. ' 6. Fill the soil box and enter some type identification on the outside of the box so you will know which field or area it repre sents. Throw the remaining soil away. 7. Follow this procedure for each sample. When you have completed tak ing the number of samples you want, carry them to the County Agents office where the crop and fertilizer history for the past two years will be entered on proper forms. The samples must be submitted through the County Agents office since recommendations are made from this office. There is no charge for this service. . A representative from the County Agents Office will be hap py to assist you in getting started correctly if you will notify the County Agents Office. and Alice Chapman Long. She moved to Watertown, N. Y. after marriage, but returned to West Columbia 18 years ago. She was a member of Colony Lutheran Church of Newberry. Surviving are her husband; two daughters, Mrs. Evelyn DuBose of California and Mrs. Frances Carter of New Hampshire; a sis ter, Mrs. Verner Stutts of New berry; three brothers, Raymond Long, David * Long and Pickney Long, all of Newberry, and four grandchildren. Funeral services were conduct ed Sunday at Colony Lutheran Church near Newberry by Rev. H. K. Dunlap. Burial was in the church cemetery. Mrs. Hawkins Service Friday Mrs. Mary Morris Hawkins, 91, widow of the late Ruben S. Hawk ins* died Wednesday night at the home of her son, Dwight B. Haw kins, Rt. 2, Prosperity. She had been ill for the past three months and serious for the past week. Mrs. Hawkins was born and reared in the St. Luke’s section of Newberry County, a daughter of the late Thomas and 'Hosanna Hare Morris. She was one of the oldest members of St. Luke’s Lutheran Church nea? Prosperity. She is survived by five sons, J. Tench, Colin R., Frank E., and Dwight B. Hawkins, all of Pros perity, and Otis P. Hawkins of Laurens; two daughters, Mrs. Ar mr Hawkins and Mrs. Ludie Lybrand, both of Newberry; one sister, Mrs. Julian Hendrix of Prosperity; one brother, Morgan Morris of Prosperity; 18 grand children and 17 great-grandchil dren. Funeral services were conducted at 3 p. m. Friday from St. Luke’s Lutheran Church by Dr. Thomas WHITAKER FUNERAL HOME Extra Payments May Be Made On GI Mortgages Veterans with GI homes can make extra payments to their mortgage holders at any time, or they can pay off the entire GI loan without a penalty charge. John I. Findley, Loan Guaranty Officer of the Veterans Adminis- tratidn Regional Office in Colum bia, S. C., said the minimum extra payment a veteran may make on his GI home loan is at least the amount of one month’s ^payment, or a flat $100, whichever is less. He added that should the veter an later become hardpressed for money, the extra principal already paid may—if the lender agrees— be re-applied to regular payments in order to prevent the loan from going into default. LO^T—Friday in downtown berry, dental plate. Finder 1643-XW. tVi- m PHONE 27a x F* Suber and Rev. G. B. Corley. Bi in chi fAKT Q» TOIjfcW or weman for this area nationally advertised tn as RCA. / SYI# 1 NUCLEAR). Thma+nM tubes are sold self-service type null. Earnings should net to $500 per mouth, fere with you* meat. $1487.00 to required for inventory meat. laveatmept vfs Should be able t» atari starts immediately or soliciting^ set upfor you. supervisee u, extend ■ time is F. ^r' 1 1!.., W.*V; i: ■'****■*:'■ 3 m at^iney! sir** & ' CnmnsUT North Slat imm d. Sira mm W, ) ; m SW. 'f '- ■ ;■ * ^stlef—tinn * GnaranlMNf Mann Etecttle •#vt. * pf, COLLEGE ST, — U'P 'i--d' m if;' ■»* '' d W; • * -i m riil- UK IsA It* ISfe 7 'v.' tt&Z*-: m m pm m I mmm ms% • • • . && -mi- 'zms&m&M •X. STATEMENT OF CONDITION e r ; ;.>• * mi w- The State zfrt: m i Uv >n " r &i t Newberry South Carolina AS OF DECEMBER 31,1958 ASSETS 25,230.26 43,000.00 655 FIRST MORTGAGE LOANS $2,428,315.77 Well secured loans on properties in Netyberry and Vicinity being retir ed in Monthly Payments. First Mortgage Loans only, the Unpaid Balance of which now Average $3,707 per loan. SHARE LOANS These loans are Secured by Savings and Investment Share Accounts of the Association. FEDERAL HOME LOAN BANK STOCK Our membership in this Bank Sy stem places at the disposal of this Association $1,140,000 of additional funds if desired. OFFICE BUILDING Less Depreciation OTHER REAL ESTATE OWNED MISCELLANEOUS ASSETS This Item Consists of Furniture and Fixtures owned by the Associa tion, and Certain Expenses prepaid. OTHER SECURITIES CASH ON HAND AND IN BANKS Working balance providing ample funds to cover all approved loan ap plications as submitted and accept ed. 44,297.91 2,667.09 20,863.89 410,062.50 317,118.32 $3,291,555.74 liabilities f SAVINGS Al«> INVESTMENT _ . M SHAME ACCOUNTS - $8,144,214.06 Funds paid into the Association for Savings and InvestnisiitB* LOANS-IN-PROCESS balances < deposits for purchase of Undrawn Balances on New BuQdiiig ana deposit! Loans, Homes. . , •• RESERVES These reserves have been built up through years of careful ment. They insure the stab&fty of hers agafost all .possible or gent losses. OTHER LIABILITIES Escrow Funds. 38,760.43 108,016.67 m 564JS $3^01,555.74 INSURED SAVINGS iftS. ... r. 111 t Insured up to $10,000.00 by The Federal Savings and Each Savings and Investment Share A< surance Corporation, Washington, D. C. Current Dividend Rate 3 1 /a% PerAimum, Payable Semi-Annually Funds received here for savings and investment on or before the 10th of each month will receive the iirst of that month. OFFICERS AND DIRECTOR^ R. B. BAKER, President J. DAVE CALDWELL, Vice-President PINCKNEY N. ABRAMS, Secretary-Treasurer DMAS H. POPE LOUIS C. FLOYD R. AUBREY BARLEY In- m nhh