University of South Carolina Libraries
ADVANTAGIOUS POINTS IN TORRENS SYSTEM Why the Introduction of Thk System will bo of Such Great Advantage to All rinses of Citizens. Of all the classes of security re quired by the banks and the money lender none Is more secure and none more stable than our greatest asset? real estate. And still, because of the many difficulties surrounding it, it is the slowest and least available. Na tional banks are absolutely prohibit ed from lending money on real es tate, nor are they permitted under the law to acquire real estate except for the purpose of providing them selves with banking houses. They are allowed to "buy In" real estate U> se cure them from losses on account o? "debts previously contracted," but in such cases they are' required to dispose of such property as early as practicable. Hanks doing business under State charters do lend money on reality, but no well regulated bank of this kind will invest more than a small percentage of Its assets In this way. There are reasons ror this state of things. The laws in regurd to real estate ^are practically the same today as they* ywere more than a hundred years ago, which the commercial laws are ever changing, keeping pace with the great strides our country is making In all lines of activity. That these laws governing real estate are inadequate and confusing is well known to ev ery one. Only evidences of titles are record ed. Hence, all the ?vldence must be examined every time and the dilflcul ty, danger and labor increases with every transfer. .Much important evidence is not re corded, particularly evidence con cerning ihe true heirs of descendants. There Is no certainty to identify to parties. There is no proof of legal capacity of parties at time deed was delivered. No certainty about marriage or di vorce. Rights of dower or courtesy may spring up. Lands may be subject to rights by adverse possession or prescription of which there Is absolutely no record. Rights may arise under wills Im peached or established years after ex parte probate; and the statue gives an additional reservation In favor of Infants. There is no certainty about boun daries under our present system. The law of title by eminent domain may not appear by ordinary examina tion of the deed books. Laws of title by reversal of decree of court may not be shown by the deed books. Conflict of patents and interlocks will not appear by ordinary exami nation. Indexes are imperfect, and fatal mistakes may be made by omissions or other defects. "Court titles" ? those passing through suits?are not even certain. The consequent results of our pres. ent system are: 1. Transactions in real estate are curtailed by the uncertainty and the Insecurity or titiea?by delays in transferring titles?by costs of trans ferring titles. 2. Uses of real estate are lessened. 3. Values of real estate are lower ed. 4. Unnecessary burdens are impos ed on real estate and the large body of the people?the small owners? are the chief sufferers. These evils may be cured by the adoption of the Torrens System of Registration, which has proven a suc cess in England, Germany, and other European countries. In the States of Illinois. California, Massachusetts, Montana, Minnesota, Oregon, Colo rado, and has been sanctioned by our Federal Government by introduction in the Philippines, Hawaii and Porto RICO. it operates in the following way : A title is examined once officially and confirmed by order of court. That ends the matter and cuts out the end less examination of titles as is now the case. The State guarantees the title, standing as an Immense barrier between the owner of the property and all possible harm. The State Is paid a reasonable fee to cover the ex pense of investigation and a small premium on account of an insurance fund or guarantee fund. Your title is registered and you have made a permanent Improvement which will last as long as the law pre vails. You are given a certificate of title, which guarantees to all the world you have such a title as set forth. You can then deal with this certificate of title as freely as with a certificate of stock or with a bond. The State guarantees the work of the examiners. If you desire to sell your property, no further examination of title Ib necessary. The purchaser carries the certificate to the proper transfer office with your deed to him, surrenders the certificate, which is cancelled, and a new one is issued in the name of the buyer. Should you desire to borrow money on your property from a bank, your certifi cate is handled by the bank in prac tically the same way as it would a certificate of stock in a cotton mill, a railroad company, or any other cor poration; a transaction which should consume only a few moments of time. Tills will put real estate on a foot ing with personalty, and give oppor tunity for adding millions of dollars to the banking and business capital. Land grabbers will have to no out of business. The Stnt.? will be enabled to collect taxes promptly and no man's land, when thus registered, can be sold for delinquent taxes without his knowledge. The cost of transac tions in realty will be lessened. 1 estimate to have the title to one's real property registered under the Torrens System should average Sur plus the premium of, say $L\ for in. surance or guarantee. The cost of future transfers should be only about $1.50 to pay transfer and insurance charges. -Progressive Karin er. POPULAK OFFICIAL VISITS CITY. Mr. IV. A. Muse, Traveling Passenger Agent of the Seaboard Hallway Vis ited the City Last Thursday.. High up in Itnilroad World. Mr. W. A. Muse, traveling passen, ger agent of the S. A. L. Kail road, was in the city Thursday. While Mr, Muse came here in the Interest of line:; of passenger traffic for his road, he was especially interested In the trip to the Pnclfle coast through the Yellowstone Park, wnleh (he Sea board is planning for, lie says thai this is going to be one of the most enjoyable as well as Instructive nii? that has ever been Kotten up by a Southern road. The train will leave Atlanta on .1 line IUI?, running solid Pullman sleepers and diners, and ev ery attention will be given those who take advantage of this opportunity to visit the West. This was the first visit that Mr. Muse has made to 1.annuls in some time and he was very much pleased with the business-lik appearance of the city and the prosperous country along the railroad leading to it. I AN ANTE-BELLUM LETTER | Rov. W. A. Clark (of tills city, is still in the possession of a letter from his frother Ii. H. Clark, which was written from SkippenviUe. Ala.. In 1SG0. At that time the writer of the letter was teaching school there. It is a very interesting letter, disclosing, as it do?s. the fact that the teachers of those days experienced the same dilliculties with their pupils and their parents as those of today. After n short Introductory paragraph the let ter continues as follows: I am leaching the young idea, yet I (lud thai I shall have to quit the profession, on account of my health, and temper. The latter reason you will probably think a strange ono. but 1 find so many things inside and out I of a school to trouble and vex me that 1 cannot stand it. The mind being continually harrased by little con temptible nothings, magnified by his patrons into so many crazy mountains curtained around with dark and low ering clouds, lighted up by the light ning's lurid glaze?a mind thus threat ened and surrounded can't help put ting on the devil-may-care and bidding defiance to the gathering storm. Tho mind will be effected by the surround, ing Influence, and a melancholy, pee vish, pettish nature is the result, al most certain, to arise from being bat tered and banged about by a few who think their children pinks of perfec tion and their government a model that all should follow. By the way ("while I am on this point I'll contin ue on it" as the sag.? worm remarked, lying upon a tussack In tho center of a lake, eyeing some of the funny tribe who were expecting to dive upon him) this sugar plum government is making more miniature devils out of children I hau saints by odds. This is why we Itnvo so many abandonded wretches, boll) men and women in our laud. The Iii lie darlings ale too precious and constitutions too delicate to bring un der rigid discipline ami when they are old enough for the school room all the "coaxln and perswadln" terms found between the lids of Noah Webster's unabridged would'ut bripg them with in or under the most lenient rules of school government and then the ap plication of birch oil is the last re sort and (he only remedy that will effect a ( im'. What whip my child, says some silly mother or weak mind ed father, "no sir the thing can t ho did" why I never struck It a lick in my life when it was young now its ten years old, Its too smart to be whipped. It must not be done, "why sir you must been raised in the hack woods" and have not been educated in the modern mode of governing children. The old method was barbarous and Inhuman. You may think that I am giving the picture extra coloring. True the language used above has never been uttered In my piesenee, but ex pressions have been made which cor rectly reproted would read as 1 have quoted them above. Hro. having extended this letter in abuse of the present method of rais ing children beyond the usual limit of most letters, I will bring I: to a Bpeody teminatlon by drawing a few plain practical conclusion. 1st. The mind of a child is like a pieco of molten wax in one respect and unlike it in another, like it. being easily Impres sive, unlike it in durability of impres sion. Early impressions are the most lasting, then while the child is young and tender how easily would it be for the parent to take a firm and de. elded course with Iiis child, would use that word linn again and endeavor to Impress it upon the minds of those who regard my experience and opin ions as worth anything that there Is nothing so important in the govern ment of children as firmness upon the part of the parent. Commence their education early both mental and phy sical, not by confining them down to set task, for that is injurious, but lead ing them out. in search of nature's curiosities and explaining to them such tilings as their minds may be able to Comprehend. A modern opinion pre vails that children ought to bo con lined down to hard study because their minds being more easily impressed of course they will developo their facul ties faster but a procoslilous develop ment of the mental power; i>. at the expense of the physical, hence both should go together and by tills mil door method, both these powers are called into act ion. Alter you beget in a child a desire to know to earn, to lind out the reasons "why, wherofor" etc. and you have accomplished all you can by the conversational method and you have made him by vigorous exercise, strong and healthy, then he may go to Ills book with some degree of certainty, that he will learn. Your business Is to keep the desire up, he will educate him. ell. These reflections, my Brother, are tin own together lu a hasty manner, l would not have you believe that I am in favor of the old method of us ing the rod for every little offence. 1 am only opposing this ruinous meth od (sugar plum government.) My method in governing a school Is llko the old man's advice to his son about getting money when tlrst going out In the world, "My son", says the old man. "get mono)' honestly,' and as the lad turned away the old gout added, "if you can my son if you can't 1 say get money." Make your children obey you without the rod if you ran, If you can't 1 say make Lheil) obey you If you can give your children mental train ing as they grow up. you will do that which is more profitable to them and yourself and i might say, society than all else you can do. Of course 1 do not lie an to omit religious training, that is the ground work. You aro aware of what the pool says: Could I in statue reach the Polo Or grasp creation in my span I would <?tlll be measured by my soul Tho mind's th- standard of the man. I ha> ?> liv.' mouths longer to teach hero and as toon (arter my term Is up) as I bClllo my business. I shall go homo if I am living, but I can fix upon no definite time. With my love to you and Li./.io and many wishes for tho prosperity and happiness of your little one or ones for 1 have forgotten how many you hav ?. 1 close, 11, II. Clark. Tortured fur 1.*? Ycnr.s by a cure-defying Btomasb trouble that bullied doctors, and resisted all remedies he tried. John w. Meddlers, )f Moddersville, Mich , HOOincd doomed lie hud to sell Iiis farm and give up work. His neighbors said. ' he can't live much longer." "Whatever 1 ate distressed mo," he wrote, "till I tiled lOleclric Hitters, which worked such wonders for me thai I tan now eat tilings I could not take for years. Its surely a grand remedy fur stomach trouble." .lust as good for the liver and kidneys, livery bottle guaranteed. Only frOe at I.aureus Drug Co. and Palmetto Drug Co. WILLIAMS' KIDNEY PILLS Have you overworked your norvoun ?ys tem und caused trouble with your kld noys and bladder? Have yon palna in loins, side, back and bladder? Have you a flabby appearance of the face, and un der tin- eyes? A frequent ?n-Hiro to pun* urlrip? If sr.. Williams' Kidney Pllla will cure you?DniRglst, Price fiOc. WILLIAMS MFC. CO., Prop... Cleveland. Ohio LAC RUNS DRUM CO. I.aureus, S. C. J. C. BURNS & CO. pooooo< Sells More Goods FOR LESS MONEY Iron Racket's BIG NINE DAYS SALE IS NOW GOING ON. Come Now and Buy the Goods $10,000 worth of goods are going to be sold at and below New York and Baltimore cost. We have $31,000.00 stock for you to select from. Come quick, goods don't stay here long. Red Iron Racket's Red Hot prices moves the goods out. Buy the goods, ask no questions. RED IRON RACKET _IS THE TALK. OF THE WHOLE TOWN AND COUNTY _ J. C. BURNS & COMPANY Red Iron Racket in 1 .aureus is Located Near Bramlett's Shop. Cheapest House on Barth. 210 West Laurens St. Laurens, South Carolina