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m V THURSDAY, OCTOBER 31, 1935. A CONFIDENCE i CONTINUES TO MIN Bankers Report Nation-Wide Improvement in Attitude To ward Banks?—Educational^ Campaigns Play a Part NEW YORK.:—Ninety-six per cent of.oyer 300 reporting cleayinghousea throughout the United States find con crete evidence of favorable turns in public opinion regarding banks, it is shown in the results of a survey made by “Banking,” the monthly publication of the American Bajikers^Association. City and country districts in every state are represented, it is pointed out “The outstanding conclusion is that there has been a genuine nation-wide improvement the last few months in the attitude of the public toward its banking institutions,” the publication says. Statistical evidence on which the bankers base their conclusions which ■warrant this statement is as follows: The Evidence “How do bankers know there has been an-improvement in the public at titude? They have certain statistical, evidence. They have seen their deposits increase substantially in nearly all the cases reported, and tremendously in some cases. Many letters tell of in creases of 100 to 30C per cent from the low point of the panic. “For another thingrthey know that fewer people are using safe deposit boxes as a repository for their savings, and that, in many instances at least, postal savings are declining. "However, many express the view that .theycodld throw out the statis tical evidence ana stfll realize that tb®* public is in a better mood where the banks are concerned than before. The best evidence offered on this point, numevous bankers say, is to be found in the acceptance by the public of the newly instituted service charges and the reduced deposit interest rates.” A Summary of the Returns The statement presents the following summary of the survey: “We find on breaking up the general classifications of replies to the poll that the 65 per cent of those answering with an unqualified 'yes’ represent only a partial measure ut the optimistic feel- ing. Adding the favorable replies in cluded in other groups, (i. e. 'yes' with qualifications, 'no change,' and ‘mixed’) we find that the vote shows a definitely healthy situation in S? per cent of the localities reporting; at least some signs of improveuent in another 12 per cent; a continuance Of unfavorable con ditions in 2 pfer cent, and a change for the worse in another 2 per cent. It is not too much to say that this is sub stantially 96 per cent favorable." Reason* for Change! Public Opinion * As to reasons for the changes in pub lic opinion regarding banks reported by the clearinghouses "more than one or ganization has a word to say about the American Bankers Association adver tising and educational material," the magazine says. It mentions in addition the benefits of the Federal Deposit^Insurance Corp oration in the emergency, improvement in the general business situation, the weeding out of weak banks and the banking moratorium. “The response to the survey can be put down as encouraging and informa tive.” the magazine concludes. "It holds out the definite hope that with a con tinuance of a cooperative, educational attitude on the part of the bankers the rest of the journey back to normal may well be completed in the not too dis tant future." BANKERS ACTIVE IN i SOIL SAVING MOVE Issue Book Describiiig Causes, Ravages and Means of Pre vention of Erosion MADISON, Wise.—Under the title “Protecting Investment Values In Land,” the American Bankers Asso ciation Agricultural Commisaion. has published s booklet dealing with the conservation of soil resources as & pressing national problem. "Careful estimates indicate that 750,- 000,000 tons of soil, suspended and die- .solved, are carried off to the sea each year by running water,” the commis sion’s book declares. “An equal amount removed from its source is left en route. This means a total of 1,500,000,000 tons, equal to approximately one ton for each acre of land in this country. The Soil Conservation Service estimates that 35,000,000 acres have been ruined, “There are 125,000,000 more acres that have lost the valuable topsoil, and it is estimated that still another 100 millioh acres are being converted into marginal or sub-marginal land, bring ing disaster to those trying to eke out { ft living from erosion enfeebled soil, and threatening ruin to the next gen- ey.tion, since these destructive forces are going on at an Increasing rate.” In a chapter devoted to control and preventive measures for soil losses it describes terracing, strip cropping, wind erosion control, gully control and the control of losses from leaching. Other chapters are devoted to soil resources, the toll exacted by soil ero sion, methods for keeping soils produc tive, state and national uses for non- agricultural land, forestry in a soil con servation program and wild life in a land use program. The booklet de scribes in detail the marshalling of many forces which is being brought jabont under the leadership of the Soil Erosion Service to meet this national iprofelem. ^ — THE WORN OF CREDIT Bank Shows How It Gives Need ed Aid to All Classes of Prudent Borrowers _How a bank loan portfolio presents a graphic cross section picture of the business of its community is disclosed by the description which a midwestern bank recently gAve of its loans to cus tomers. It revealed also how closely in- terwovefi with its neighbors' varied lives are the threads of the bank’s financial helpfulness. This description showed that the ' bank bad made a loan of $100,000 to a local shoe manufacturer to purchase materials, discount bills and meet cur rent requirements. To a wholesale grocer $95,000 had been advanced for the purchase of in ventory, the loan to be repaid over a period in accordance with specified terms set forth in thevloan agreement. " Assistance in Personal Matters Another loan had been made to a home owner to the amount of $200 for painting and repairing. This was made in cooperation with the Federal Hous ing Administration,and was being re paid in twenty-four monthly install ments of $8.33 each. A dentist had been loaned $300 to purchase new equipment. He was pay ing off the debt out of his professional earnings as they came in. To a large domestic refrigerator dis tributor $30,000 had .been granted on warehouse receipts to finance dealer shipments. A home owner had been granted a $3,000 mortgage loan to be repaid in three years. One thousand dollars had been ad vanced to an office worker on the cash surrender value of his insurance policy to aid him in meeting an emergency. ^ The National Total If each of these various examples were multiplied many times the result would represent the. total volume of • credit cooperation which the bank was extending to its neighbors in its com munity, for aggregate loans to all its customers amounted to more thaiu twelve million dollars. . ^ If the tyiflcal examples here given were multiplied by many millions of times the result would represent the total economic cooperation which the banking system of the‘country as a whole is extending to aid the in-< numerable personal, professional, in dustrial and commercial activities which make up the whole business life of the nation. The nationwide total of such loans is in excess of 20 billion dollars. BANKS PLAN ADVERTISING Substantial funds have been set aside from reserves of the American Bankers Association to finance the development by its Advertisini Department of a ser vice of informative newspaper adver tisements setting forth in brief, popular language the methods and policies under which banks operate, their ef fective practices for protecting their depositors’ fiends, the services they render and the various ways in which they cooperate with business in their own communities in fostering sound re covery and progress. Some 359 banks are now using this material and it is available at a mod erate price for all of the members In the association who care to use it in bringing about better public under standing in their own communities re- ;c. ling banking and its services. It has me arially stimulated the use of news- .>r advertising among banks. Many favorable comments have been expressed regarding the informative and constructive character of its mes sages. It is issued iu two sizes: the larger size is 3 columns wide by 10 inches deep,, but in some instances sub scribing banks have expanded this to occupy full pages iu their local papers In order to obtain a more emphatic effect, four pieces of advertising copy are supplied each month in this service. BANKERS SUPPORT ACTIVE AGRICULTURAL COMMISSION The Agricultural Commission of the 1 American Bankers Association is pro moting widely among bankers the prac tice of aiding their farm customers in installing on their farms better finan cial, accounting and operating methods. It also cooperates in the endeavors of the state bankers’ associations along similar lines. The commission has published a book on “Making Farm Investments Safe," presenting a compendium of helpful material published over a pe riod of years as a reference guide in the daily routine of banking and farm ing relationships. It has also published •“Factors Affecting Farm Credit,” dis cussing in an illustrative way how farm credit can be obtained on a sound basis. Another publication is the monthly Bulletin of the, commission which cir culates to about 10,000 persons, among them the county agents throughout the United States, who make frequent use of the material and suggestions pre pared by the commission. Likewise, the commission has appointed 2,300 key bankers covaring every county in the United States, who act as focal points In their districts In fostering better understanding between bankers and farmers. A HUGE BANKING SYSTEM i i. 1 1 1 ' The latest official figures covering all banks in the United States show that there are 16,042 licensed banking institutions of every kind and that over 68,000,000 persons have entrusted them with their deposits to ths amount of |44.M0,000m THE BARNWELL PEOPLE-SENTINEL, BARNWELL, SOUTH CAROLINA Sanders by C. F. Riser by deed dated 17 February, 1916; and the said tract herein conveyed was conveyed to .?aid Janie Sanders by J. U. Sanders by deed dated 16 November, 1926. This tract beipg the tract upon which my home is located. Terms of sale: Cash, purchaser to pay fdr papers and Rev'enue' Stamps. The Master to require the .success ful bidder at sai<f sale, other than the plaintiff, to make a cash deposit of five (5 per cent.) per cent, of the bid as earnest money or evidence of good faith, which will be credited on the bid in case of compliance, and in case of non compliance to be retained by the plaintiff as liquidated damages. If the person making the highest bid at the sale, other than the plaintiff, fails to make such deposit immediately at the time of acceptance of h^s bid, then the said premises shall be at once re sold' at such bidder’s risk on the jsame salesday, or upon some subsequent salesday at the option of the plaintiff or his attorney. That the. plaintiff waives its right to any judgment on the notes or deficiency judgment after the sale of said property. J G. M. GREENE, Master, Barnwell County. . Imprisonment or death of many des perate bank criminals the past year has brought no appreciable reduction in at tacks op banks. James E. Baum, in charge of the American Bankers Asso ciation Protective Department, has re ported to his organization. In the six months ended February 28, 1935, he- says, banks were targets tor 169 daylight holdups and 40 night bur glaries. He added that although banks that are not members number only about half those enrolled in the asso ciation, they suffered a far greater rate of attack, namely, 51 per cent of all the bank robberies committed during the period. . \ .1 - - ; » • . , Losses Skew Decrease During the period under report, bank burglars and bandits exacted tribute amounting to $943,551 compared with losses totaling $1,257,000 a year ago, he said. This reduction- in losses Is attrib uted to the time-locking restrictions and other limitationa In the exposure of surplus cash imposed last - year by underwriters and several bank super visory authorities. The sharp reduction in the material loss of money and securities resulting from bank robbery this year was “over shadowed by the killing of 2 bank em ployees. one bystander and 5 arresting officers,’’ and since last August bank robbery also cost the lives of 15 crimi nals and caused physical injuries to 10 bank employees, 12 bystanders. 9 ar- * resting officers and 8 bandits, a total of 62 casualties. y Investigations by the association’s agents resulted in the arrest of 36 forgers. 42 bandits and one burglar, or *9 of the 141 bank criminals reported as ' 'Ing apprehended during the period. Legal Advertisements MASTER’S SALE. SHERIFF’S SALES. Under and by virtue of a Decree of the Court of Common Pleas for Barn well County, State of South Carolina, in the case of George O. Caddien, Sr., Lewis H. Caddert, and George O. Cad- den, Jr., Plaintiffs, vs.^Toseph W. Cad- den, Lawrence E. Cadden, minors over 14 years of age, James W. Cad den and Mary Elizabeth Cadden, min ors under the age of 14 years, De fendants, I, the undersigned Master, will sell in front of the r Court House at Barnwell, S. C., during the legal hours of sale on the 4th day of Novem ber, 1935, same being .«alesday in said month, to the highest bidder, the fol lowing described premises: All that certain piece, parcel or lot of land, with the buildings thereon, situate, lying and beini* in the town of Williston, County of Barnwell, State of South Carolina, containing one acre, more or less, and bounded as follows: North by property of Mrs. Lula Folk and Mr.«. Josephine Hickson; east by a street which separates said lot from property of Q. A. Kennedy; South by property of Mrs. J. E. New- some, estate of Mrs. J. A. Rountree, Mrs. Hattie Newsome, J. M. Sprawls, and 1 Mrs. W. P. Walsh, and on the West by Woodbury Street. Term- of sale: Cash. Purchaser to pay for papers and Revenue Stamps. The Master to require of the success ful bidder a cash deposit of five per cent, of his bid as evidence of good faith thereof, the same to be applied on the bid should there be a com- plionce therewith, but if the succe-sful bidder shall fail to make said deposit at the time of ac ceptance of his bid, the Master shall resell said premises on the same terms and on the same salesday; and that upon the successful bidder making said deposit and thereafter failing to comply with his bid within a reason able time, _«uch deposit shall be for feited as liquidated damages and the Master shall resell the said premises at the risk of tl)e former purchaser on the same terms, after due advertise ment, on some subsequent salesday ment by plaintiff’s attorneys. G. M. GREENE, Master for Barnwell County. MASTER’S SALE. Under and by virtue of a Decree of the Court of Common Pleas for Barn well County, State ^pf South Caro lina in the case of F. S. Royster Guano Company, Plaintiff, vs. Janie Sand ers, Sherwood Lumber and Manufac turing Company and H. W. Sanders, Defendants, I, the undersigned Master, will sell in front of the Court House at Barnwell, South Carolina, during the legal hours of sale on the 4th day of November, 1935, the same "be ing salesday in said month, to the highest bidder, the following describ ed premises: ' All that lot, piece or parcel of land situate, lying and being in George’s Creek Township, Barnwell County, South Carolina, containing Sixty-five (j}5) acres, and bounded on the North by J. O. Sanders and Lee Fail; South by the remaindier of J. U. Sanders’ tract of land; on the West by lands formerly of Ayers, now Luther Hutto, and ’on the East by lands of J. O. Sander*. Said tract being one-half (ft) of the tract conveyed to J. Urjteush. State of South Carolina, County of Barnwell. Under and by virtue of certain Tax Executions to me directedi by J. J. Bell, Treasurer of,Bamwell County, I have this day levied upon and will sell to the highest bidder for cash, be tween the legal hours of sale in front of the Court House at Barnwell, S. C., on Monday, the 4th day of November, 1935, this being salesday in said month, the following described real estate: One lot in Seven Pines School Dis trict, bounded a* follows: North by Atlantic Coast Line Railroad; East by G. L. Hill; South by R. R. Moore, and West by R. R. Moore. L^rjed upon and sold as the proper ty of Davis and Parker to satisfy the above Execution and Cost?. —Also— One lot and 1 building in Reedy Branch School District, bounded as follow.-: North by Arthur Hiers; East by G. W. Grubbs; South by J. B. Still, and West by W. R. Black. Levied upon and sold as the proper ty of Estate of t Samuel Grubbs, to satisfy the above Execution and Costs. —41so— Twenty acres of land in Healing Springs School District, bounded as follows: North by Chester Matthews; East by Estate of E. J. Hankinson, and South and West by W. T. Walker. Levied upon and sold 1 as the proper ty of Milledge Hankinson to satisfy the above Execution and Cost- 1 . —Also— One lot in Barnwell School District, bounded 1 as follows: North by Bound ary Street; East by B. C. Jowers; South by lot of Brown or Zissett, and West by Turkey Creek Swamp. Levied upon and sold 1 as the proper ty of J. H. Jowers to satisfy the above Execution and Costs. —Also— Forty-three acres of land in Morris School District, bounded as follows: North by Lot No. 4 of the Dortch Place; East by W. M. Harden; South by Lot No. 6 of the Dortch Place, and West by lands of Lila Lamar. Levied upon and sold as the proper ty of J. H. Morris to satisfy the above Execution and Cost?. —Also— One lot in Seven Pines School Dis trict, bounded as follows: North by W. B. Parker; East by W. B. Parker; South by S. E. Moore, and West by Patterson’s Mill Road. Levied upon and sold as the proper ty of Mrs. Alma Patterson to satisfy the above Execution and Costs. —Also— One lot in Barnwell School Dis trict, boundled as follows: North by Rosa Thompson; East by Elliott Bel linger; South by R. A. Ellis, and West by C. C. Simms Estate. Levied upon and soldi as the proper ty of Lydie Roberson to satisfy the above Execution and Costs. —Also— Thirty acres of land and 1 build L ing ig Barbary Branch School District, bounded as follows: North by Frank and James Sanders; East by lands of G. W. and Louie Fail; South by G. O. Barker, and West by Nancy Ann Mor ris. Levied upon and sold as the proper ty of Jas. arnfMaggie Sanders to sat isfy the above Execution and Costs. —Also— One lot in Dunbarton School Dis trict, bounded as follows: North by lot of Solomon Dunbar; East by Joe Meyer and Isadore Williams; South by Old Barnwell Road, and West by lot of Solomon Dunbar. Levied upon and sold as the proper ty of Hattie Sanders to satisfy the above Execution and Costs. —Also— Twenty acres of land in Upper Richland School District, bounded as follows: North by Harold Buford; East by Milledge Golphin; South by Milledge Golphin, and West by Bryant THIS FAMILY REQUIRES THE AVERAGE AMOUNT OF BUTTON-SEWING in a year, according to a recent Home v Mending survey. If you think your family pops off too many buttons, listen to this: “The poorer the thread, the more buttons come off,” commented many a woman interviewed. “If you want to sew buttons on to stay, it pays to use J. & P. Coats beat 6-cord.” MONEY NO OBJECT IF IT’S A QUESTION OF HEALTH Since 1799 thousands of people have regained their normal health after years of suffering from stomach troubles of all types, such a* constipation, indigestion, gas, and sour stomach which are the basic factor s of such maladies as high blood pressure, rheumatism, peri- odie headaches, -pimples on fare arnd body, pains tn the back, tlVeT, kidney and bladder disorder, exhaustion, loss of sleep and appetite. Those sufferers have not used* any man-made injurious chemicalg or drugs of any kind; they have only used a remedy made by Nature. This marvelous product grows on the highest mountain peaks, where p it absorbs all the healing elements and vitamins from the sun to aid HUMANITY in distress. It is composed of 19 kinds of natural leaves, seeds, berries and flowers scientifically and proportionately mixed and ig known aa LION CROSS HERB TEA. • LION CROSS HERB TEA tastes delicious, acts wonderfully upon your system, and is safe even for children. Prepare it fresh like any ordinary tea and drink a glassful once a day, hot or cold. A one dollar treatment accomplishes WONDERS; makes you look and feel like new bom. If you are not as yet familiar with the beneficial effects cf this natural remedy LION CROSS HERB TEA try it at once and convince yourself. If not satisfactory money refunded to you. Try it and convince yourself with our money-back guarantee. One Week Treatment $1.00. Six Weeks Treatment $5.00. In order to avoid mistakes in getting the genuine LION .CROSS HERB TEA, please fill out the attached coupon.^ Lio - Pharmacy, Dept. 1180 Second Ave., N. Y. City, N. Y. Gentlemen: Enclosed find $ for which please send me treatment of the famous LION CROSS HERB TEA. NAME ADDRESS ✓ CITY STATE Levied upon and sold as the proper ty of John C. Scott to satisfy the above Execution and Costs. —Also— One lot and 1 building in Black- ville School District, bounded as fol lows: North by Pascallas Street; East by C. E. Fishburn; South by J. C. Milhous, and West by Lartigue Street. Levied upon and sold as the proper ty of E. H. Weissinger to satisfy the above Execution and Costs. J. B. MORRIS, Sheriff of Barnwell Co. Barnwell, S. C., October 15, 1935. NOTICE OF SALE State of South Carolina, County of Allendale. Court of Common Ple^s. Bank of Kline, a Corporation, Plaintiff, vs. Mrs. Mary Hewlett Hazel, et al., Defendants, , Under and by virtue of a decretal order to me directed in the above en titled action, I will sell before thd Court House Door in the Town of/Al lendale, South Carolina, during the us ual hours of sale on salesday, the 4th day of November, 1935, the folowing described lands: All that certain piece, parcel or tract of land, situate, lying and being in Great Cypress Township, Barnwell County, in the State afosesaid, con taining Three hnndked' ($bo) acre* and bounded on the North by High way No. 1, and on the East by High way No. 1, and lands of Mrs. Mary E. Priester; South by lands of N. E. Priester, and West by lands of B. M. Jenkins, Sr. —A Iso- All of that certain piece, parcel or tract of land, situate, lying and being in Allendale Township, near the Town of Seigling, County of Allendale, State of South Carolina, containing twenty- six (26) acres, more or less, and bounded as follows: on the North by lands of H. J. Moody; on the East by Public Road from Seigling to the Al- lendlale-Augusta Highway, and lands of S. P. Hewlett; on the South by said Public Road, and West by lands of H. J. Moody. It is understood and agreed that the above is to include ill building* and improvements of any and all na ture thereon.- Terms of Sale: Cash. Purchaser to pay for papers and staipps. That as evidence of good faith the Master i required to collect from the suc cessful bidder at the conclusion of tbs sale a deposit of three per cent, of the amount of the bid, the same to ap ply upon purchase price at the com pliance with the terms of the bid, otherwise to be forfeited as liquidated damages. LOUIS HARLEY, (CONTINUED ON TENTH PAGE) *+ *