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INSURANCE BOARD COMMISSION IS APPOINTED TO HEAR APPEALS--MAY RE-. DUCE RATES. DISPATCHES FROM COLUMBIA Doings and Happenings That Mark the Progress of South Carolina People. Gathered Around the State Capita' Columbia. B. Hart Moss, of Orangeburg, T. B. Stackhouse of Columbia and A. Fo; Ster McKissick of Greenwood have been appointed members of the South Carolina Insurance Commission by Governor Manning. The commission was created by an act of the last getn eral assembly. Mr. Moss is chairman of the commission and will serve one year. Mr. Stackhouse is secretary and his term is for two years. Mr. McKis- t sick, the third members of the com- 1 mission,, will serve for three years. Mr. Moss was the choice of the governor, t Mr. Stackhouse was recommended by the South Carolina Rating and Inspec- I tion Bureau and Mr. McKissick by State Insurance Commissioner F. H. t McMaster. The commission shall not hold more t .than six meetings a year on the call 1 of the chairman, states the act which provides for its creation, but may be i called into extraordinary session by the chief executive at any time. Duties of the commission as pre- I scribed in the act are as follows: "The insurance commissioner upon t his own motion, or upon written com plaint, shall have the power to refer any rate fixed by any individual, bu- I reau or insurer, to a commission of I three provided for in this act, for the I purpose of determining whether or not f same is discriminatory. If the said commission shall conclude after care- c futl and diligent inquiry, and a full i hearing and investigation, that 'same is discriminatory, they shall order the ', Individual rate maker, bureau or in surer to promulgate a rate which is not discriminatory. In the event of final determination. any ove, irge made by an insurer durinr '; pend ency of such proceedings shall be im mediately refunded to the person en titled thereto. If at ainy time it shall appear to the commission herein pro- I vided for that rates pr ovided for fire insurance in this State are excessive 9 or unreasonable, in that the results of the business of stock fire insurance companies in the State during the fiye i years next preceding the year in which the investigation is made, as in- t dicated by the official annual state. - ments of the insurance commissioner, 3 show an aggregate underwriting profit In excess of a teasonable amount, thea the said commission shall havep the powver to order-'a general redutc tioni in the rates which wvill reduce the y underwr-iting pr-ofits to a t-easonablep amount. Any r-ednctiott or-dered by said commission shall be applIed to y such class ot- classes of risks as the-p companies or tatittg bureau or bu- c reaus maty elect, In determining the c question of a rea sonable underwt-iti ng profit under this act, the commission. F a a p-otectiot to p~olicyholders. shall 81 give proper and t-easotnable considera tion to confiagr-ation liabilties, bo0th p within and without this State. Any a action of the said commIssion shall be subject to summary review before y a court of competent jurisdliction, a without prejudice to either par-ty in volved." No Sunday Movies In Columbia. City council came down heavily on ~ the proposition to oper-ate motion plce- ( ture shows on Sunday afternoons and I nights at its regular meeting. Every y member of coutncil was pr1esent except f Mayor' Giriffith, and the vote was untan- I imous in support of the motion offer-t ed by Councilman F. S. Earle that. the ( request to allow the shows to openi on Sunday. be r-efusedl.1 A letter wvas rea t-om Major Gent oral C. J. Bailey in which he request. ed thte cotuncil to contsidler the matte and allow the shows to run for the benefit of the soldiers who visit the I city on the Sabbath. Not a single . word was sp)okenl for ot- against the~ A proposition. The lettetr was read anid It was eidenlt that (coutncil was pt-e- C pared to vote immediately, and they ~ - did. -A number of pr-ominent (Itizents at were present including the Rhey. A. N. 1a Brunson, the Rev. C. E. Durts, the v 1tev. 0. A. Blackburn, the Rev. 13. t Rhett Turnipseed, the Rev. W. S. Har- ' din, the Rev. A. W. Blackwood, W. A. f Clark, E. A. Felder, S. L. Miller' and I 3. A. Cathcart. As soon as council had f disposed of the matter, the Rev. A. N. Il Brunson arose and thanked the body f Interest Being Shown in Dair-ying. South Carolina farmers are keeping the dairy agents of the state busy. I Just recenttly D. W. Watkin-a, one~ of ( the agents, brouglht into the state from r Virgintia 14 head of Holsteins and two e pure-bred Guernseys, the former being r -consignted to Anderson county and the latter to Mat-lboro. Another agent is a at preset in Kentucky purchasing a C carload of Jerseys for Richiand coun- e ty. Mr. Watkins has been asked re- r calntly to obtain 12 head of young Jer- 1t say heifers for the boys' calf club in C tWaion coutnty. I a nd serve t jeause oe tie Progressive Farm Tenant. A special from Clemson College tel f the wonderful achievements of enant in Anderson cour'v, who h ust won several prizes at local au 'ounty fairs. Give tire tenant a chance is the III al of this story. ''A rather praiseworthy incidet luring the Garvin township, Ande on county, fair was the winning < he blue and white ribbons for ti est dairy herd by a farm tenant ays J. B. Douthit, Jr., president ( he fair association. "But it is mot omarkable, icdeed," continues M )outhit, "in yew of the fact that se ral good dairy herds were compet ors." The prize winner, J. F. Smith, i hough farming rented land and wor! ng on shares, is far ahead of ti verage ten'ant. ie's a hustler, "a ntelligent hustler," as Mr. Douth lescribes him. Mr. Smith, the tenant, is allowed 1 is landlord to sell butter, ratn hoj in skim milk, and do lots of othe hngs that is quite unknown to ti Lverage tenant, and is proving su :essful with it all. The landown: cnows that if his tenant product ivestock the land will be constant mproved, thus he himself being hen ited as well as tho tenant. The prize-winning herd is the resu f breedirng grade crows to registere mulls, and liberal and Intelligent feet ng. Mr. Smith's success is furth< hown by his flat refusal to accept $2 or a six-weeks-old heifer on ill lay of the fair. A well-drained, fertile soil, fairl leavy and firm, but friable is he or wheat, according to the farm c:ro hen of Clemson Colleg. Sow a bout ti or 7 pecks of g o clumn seed to the acre. Don't plai eed that has not been treated f: mut. It is well to top-dress wheat in ti, pring with i a good fertllizer at ill ate of about 150 to 200 pounds to 1 sere. This furttihcs ready plant fic cnd gives the small wheat plants lick start. Increased yields of 5 0 bushols an acre have often bee >btatned from this practice. Jew Enterprises AuthorIzed. The Blarnwell Pecan Company< teaufort was commU1issioneOd with reposed capital stock of $25 000. The H-unt Candly lonmpany of Gremi ille was commissioned with a pe, osed c-apital stock of $10,000. Th mpany will manufacture andl s-e anfections. TIhe Dudley Lumber Companye 'lorence was c-hal-tel-ed. The capita Lock is $3,000, The Haorry Merchandise Company Forry was charter-ed with a capit. toek of $3.000. The Holly Hill Enectric Service Con any of Holly Hill wa. ohar-tered wit capital stock of $10. . Sotton Boll Pest Arrives. The Mexican boll weevIl ,tho en rig of which has been so much droa< d by the cotton planters of Sout 'ar-ina shice it first began to destro he c'rops in the Southwest severr earis ago, has at last reached the stat nd is no0w estalhished on Daufusk sland. In Beaufort county. accordin a an announcement maide by A. 1 ~onrad!'. state entomologist. Mr-. ('onradi says there is absolut< y no doubt of the presence of thi reevil in South Carolina and that th armers might as well begin to tak teps to combat the ravages of th nost disastrous insect which has y' nyaded the (otton fields of the Sout1 cgents Named to Canvass State. W. FBanks Dove. Andrew *T. Bethic .N. SulPp. Victor Reel or, 0. L. Keitl 11 of Columbia. the R~ev. WVay c harleston, W. C. Hlat-rison, Brtadlle: nd Mcfleth Young of Union, wer ppolnted special agents to visit th arious c'ounlty seats of this State an a assist the couhnty chairmen. mai gelrs and pulic'ity me'. both of th nod conservation campaign and th alber-ty bond campaign in every wa ossible in making theit- local ennr aigns successful and in securing uLl quota of pledges. escretary Grants New Charters. Application has been made to V tan'ks Dove, secretary of state. b~y th harleston Terminal Comp~any for enewal of charter and also to ii rease the capital stock to any smr ot- exceeding $6,000,000. Oreshamn's, Inc., of Columbia wai 1so commissioned with a propose apital stock of $10,000. Owning, o1 rating, management and control estaurants and eating places is coi amplated,. Petitioners are E~dwin 1 Fresham and J. HI. Leo of Columbl nd Santo Sotille of Charleston. TO HEADFUEL BODY ANDERSON MAN IS NAMED FUEL ADMINISTRATOR FOR SOUTH CAROLINA. IS COTTON MANUFACTURER Will Take Up Duties of Office and Endeavor to Relieve Condi tions in State. Anderson.-. 13. Gossett, cotton manufacturer of Anderson, has been appointed federal fuel administrator for the State of South Carolina. Dr. (.1. A. Garfield, national fuel adminis trator, sent notice of the appointment by wire, stating that it was with the ilapproval of Pei'sidcint Wilson. Mr. t Gossett was en route for New York r- when the telegram wvas received here I for him to stop in Washington, where ? he conferred with )r. Garfield and where he will attend a conference of the State fuel administrators. A tele gram was received here from Mr. Gos r. sett in which he stated that he had 6 accepted the appointment and would return to the State and take charge of the situation at once. I- Dr. Garfield stated it his temrram k- that the chief duties of Mr. (ossett's Le position would be to select a' small n advisory committee for the State and it appoint local coiimittees in the coun ties and cities for the purpose of in y vestigating and reporting on local conditions and in co-operation with the national fuel administrator to take all possible steps to relieve and im prove fuel conditions within the State. "it will be a service to your coun try and particularly to tie poor of the State as well as a favor to me if you vill undertake this 1unportant and vital work," reads Mr. Garfield's tele gram. Mr. Gossett is about 34 years of age d and is president of the Riverside, Tox 1- away and Pendleton cotton mills 15 Stockmen Want New Law. Orangeburg.--The anisial meeting of the South Carolina Livestock Asso elation held here last week was not largely attended. which was a disap Ipointment to the speakers. as well a, those who attended. The officers for another year are: L. I. Cuion, Lugot'. president; Thomas 0. Lawton, Gar. nett, secretary. A number of promi nent speakers came to deliver ad. dresses at the meeting. There were practically no livestock( exhibits. An other year the date will likely b' (-hanged in order that farmers may better get off to attend the sessions. At this meeting several resolutions of importance were passed. A reso lution was passed that it was the n011s of the association that the nex general assembly should enlact a law prohibiting the sale of heifer calves for butce ng pu1rposes before they r-eac'h thrtee yearst' oldl.. Another' reso lution urigently l'rrtusts the~ preside~ni to do all in his power to settle as (tnlekly as possible the necessary ar ran lgements for proc-urintg and dlistri'l i titing niltrate of soda to the fairme;'s Iunder the pr1ovisionis of tihe act dealing wi th that snbjiecnt. Still another rest)- c hution was ptassedi request ing that the extension divisoini of the United States gover'nmient and Clemson (Coi lege be mioved to Columbia fr-ont Clemson College, biut that the exten sion dlivision continue to lbe conducte ci undier the super-vision of Clemson Col- e lege just as the variotas experiment stations are tnow being conduteted. A a recnohution was dleclared that as the (enter- of the livestock ind~ustry is steadily moviLng east ward into fhl r hoatal plainis and with the constantt ~importation of hogs and cattle ft-rm ithe older1 sections of the country it is, e inevitaible that hog cholera, black leg and1 otheri contagious diseases will be Scome a menace andl as Clemson (Coi -lege is far' removed from the c-nteri oIf the State, that tile South Car'oiia Livestock Association petition the leg e :slatur'e to establishi the office of State C veterinarian in Columbia and that C pr'oper hog cholera serums and other' C serums and vaccintes b~e kept neces tsary to comblat contagious diseases of I. hp~ga, cattle and horses. Allendale Has New Bank. - . Allenldale-The irist NatIonal Bank -of Allendale hats been or-ganized by at f body of r-epre-senlt.ative butsiness meni I and far-met-s of this community' withI a ecapital stock (of $50,000, 50 per~i cent eof which was paidl in at once, the bal I , nce to be paId when the banik opens t-Its doors for' business on November 15 et next. The bank has over 80 stock *t hokier's andio stock sold for 10 perF ('en, -i above par. T'hese facts indIent" lho' confidence the ptblic bas in the pie amoters and the ceirtainty or sne-cess. IW. T. Riley, Jr., is presidetnt. York Works to Save Food. .York-The food conservation cam e paign in Western York, dIrected by aJohn R. H-art, is being vigoroutsly pros-' 1. Iecuted by the township chahirment ant 'f n a corps of capable assistatnts. As the result of a systematic house to house acanvass, the signature of the head ofa el practically ever-y household In thieir' '-. territory will soon be secutreod to cardst I >f pedging co-oper'ation with the govern- I i- metnt in the movement. Leading tne 4. gt'oes have bootn appointed to puish thet a 'ampaign among their race and theIr ~ response to the appal is gratifying Soldier's Portfolio . A s ll. -a 'int llio to carry st lionry. lI'I '1ndi penil for the soldit x 0114n fit the. Lifts that can he mild or himnt ho rnei. It Is a simple ialni )f substi ' nii brown denimn, and r( iuires north u .'1sei but thrend and san tsteners, t" nIite i very complete an Candy Writing ase. As shown inl the picture, the cas S abhou1t tin iieiss's wide and sixtee naches lin't. (1ai" side of it holds thre' plotters Ilt' itk:de a good support ft he writingi tu:lht'l in cramuped quartet vhere ther,. is n. table. On the oth ilde are cmpnaiinents for paper, ei elopes, i" Io 4:1ils 1111(1 stamps. arrow stratii flte Cho denim, Is sews Iown at th. ce'ntei' to carry pen an )tenil. ink 4":11 he carried in soil orl 1now. It 41omes in simal stJ',k hat dissolvi In waster. The case fas' ns wit I str'oine )np fasteners as It liented(1 inl thet. 4icue. It is at goil ili'a to embrolder i1t nitials oni b'ting, node for tih i+iys in the s.er.v.i' ice beslse So 1111111 its and port foil io< '':re alike in alt d als. Beslids it i" another evident f thoughtfunii e,.s 40n the part of U lollf. +++++++ ++++++++++t lomemade Character Doll Carl i and I-at ab.;n withs Gretal m111 114r1tense', are4. ma1k ig I'yes ait I hbis Chraistiuls, in vitin g usx to4 11nqui nio theIr maer'its. T1hey belonsg to i(ow order of IL the beloVed rug dot hat ha ve alwiys held the wvarmie ornser of little folks' hsearts. Thiese dolls nre mad~e of dilscardu ocks or stockings and si tfed wvii otton. Whlite socks are0 usxed for ti ends(1 and1( colored ones for the bodie 'ancsy stitching with hienavy mierceri Z ut ton or yarns, outliunes the jacket sakes ties and1( garters and4( replreseil 'lttonls. T1he eyes, nose4 and mou)t1 re outlined also in black and red. Two-toned silk socks, usually in 'right color on the wronsg s1(de at smeh sought a fter' by the miaskers a bese jolly looking chuarnete~r dolls. Wishbone Thimble Case A i)rettty thslmble case0, mladie of 'ishibono salved fron)) the wreck of tI 'hanksglving tuirkey, is somnethir ew. hleavy silk or melrceriz~ed co Iin is used( for crochet lace to mand wide border abouOtt the wishbone. 4 crochsetedl with ai ibending to cars aby ribbon that is run throngh it ati 11n(e into three little bows as show~ a the picture. A tiny hng, to hol be thitmbie, is suspended between ti nds1 of the hone and the pretty gift sianended by ribbon hrnngees Kit for the Navy Lad - . ~ . 4 *. ege * . S + 4' here is a compnet and comprehen s'Ive kit, designed to carry all tin, things needed by our boys in the navy, to keep them and their belongings tit and nifty. It is made of blue denim and it little red cotton-flannel, stitched with red thread and bound with a strong braid. short lengths of bralit setved in it serve to hold comb, hrusbes, penelils, etc. This kit carries an unellievable num her of things--among them these: Soup in u soap box, talcum powder, scrub brush, peniel with eriser, paper, post cards, black and white thread, needles, pins, safety pins, tooth brush, tooth paste, hone but tons, buchelor but tois, safety pins, corncob pipe, bng of tohneco and has room to spar' for other thilgs. It rolls II) and is tied With the sitr;ng braid or tape used for binding it. One of these kits, fitted out, is a line gift along with i gay lit tie bag of sweets, or something equally foolish, for Christins. Inviting Telephone Girls l'rei y hIli ies.'11 4 it 11' painited ori, gIls 11i heyd make fascirn+ t ig gifts to ethe me orwomen friends, Eutach one4 8(unni at thie front of d small hoiuriid (ln wih the114 te'lepJhtonie 1s to bie plaiced. 'The moutthtilec'e is uan $et-wedl anid when reinced~ forms thme crownV1 of a lhet or sprintgs fromt a .hhgh ('orsalge buouqiet r' dhisappea rs al4) gether or is frankly ini evidence, jIust as you will. Th'le pingoe.rnft novelties are. made of woodi cut out fromt thhui boards, pinlted white. TJhe figures aire out lined on themi ready for Painting and e'achi is patintedl to stit the ind~ividuiai tiste. The little figure at the left is holdintg her huat and, w~hen she is liced, the mnouthpiece'4 of the 'phone becomes theC crown of it.. Dainty Camisoles ('am xole --t at i coret over, b :t les mater-o-ine nae-r ee combIinedor erepehi i georgett anYIi'8 ri. htone.s ln Thos -shown i the- pitre navr in palete pinwhc tl thres ivtored cof for fine' ~ undewe. ''i el hylt Very wide sato n ribbon, uetdeciore with11) nmlltk, 1'(rpI l ' ineton and1( ri - serves. 'tot prtoucehe nmie a h ton of: te picture.i It la edge withon shuler stralo satin ribbon. ieoae wThe smllI s lbelo itiist11$ m adeo ithi wlt net, handed ithb~ sailrkh hon.';'t ri( he ' ibbonis ued lforll touldfte stlr nd for c~dwith up tfrillness1 overpte huidst. I~otd bs n ihdoith sall o, at trhefoi.A flatt elatstic rutn ini n narrtowv hemt in) the tnet, audjusta the enmisole to the waist. 1 ubhhh with :mao. -. Bedroom Finery t... ., {r( ;. ". , Every Chrttistunas is greeled with e dnitInlytiw houdtoili ps ande ackets, soiitetl es dlesigned for wear only inl the b~edroorn anrd sottletianes mneeting the requirements of the breakfast t bt)e. IIere s at pretty jacket snade of Iwide pink rihhon andi luce whh-hl mniy De slipped on over the nightdIress or I petticat, for bedroomuu wear. '1'ihe clip is uerely nt hand of wide ribbon with frill of lace tit each edge headed! by a fancy braid. N Work Basket of Paper Rope "" No gifts atr unite' s tuncht app~troe ated ats those' which showt the p~ainstiik ing work of thet ttlver. TIhe pretty work itsket. pictulred abovy. Is stnh i token of watrmt frietulship ais every woatitan might wish to iive to soinconeut near andt (dear to her. It is madte of paper rope in gray andn lined with rose-c"olored silk. It is nu ne'eltnentat to b(e troud of and1 a gift to cherish. Lit te pockets, set shot the toning of- ther ba(siot. (t the siles will cntry all the tools for se'witus: They are made of' thet r'ose-c" Iold silk; ++++++++++++++. eme brteBbo 9t di 4 n lit etoy t1 hist year.t' UnlWte am~ apestik amonhg theIi(4) elver. hoe-m.ad'e Chit somewhere I in pithirt. antomy~. IThey'i have ilm bodiV s. liinff i''osth a4 litt4le In 13(the o Uncl Sam dojH ll ghe'hal is34 used~i forthe he4n-hnt)'1 sini t Iother rowti of the 4Ilst ea'jril buton down I gf ito roltumN1) ~tmy. l~lk Whn t ball4131 Imemebe the Babyqei-uc t h surrie nd elgh 'o hibbyh. Nove Cot Hnge 33 nte f hs rtt oete t-mdIfpitdwodapasish cotIne sonaoeiTeehtg 4t1 aaesow nteaors ane whtiihtefgreotieinte btgisvrs efthe hnngerl arle t be painted013 nOr tnny in143'0P UnnCIQn. I3 3e... ei. F