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Worth Carei Do you read the lat your baking powder is of tartar or, on the oth or phosphate ? Royal Baking Pov cream of tartar, derive adds to the food only i Other baking powd phosphate, both . of r used as substitutes fc because of their cheap Never sacrifice qui ncoo iui L\J W |JA1UC? ROYAL BAKING New Y Gloria's i Romance of rhododendrons. Gloria begun to laugh and encourage Stas. At length Itoyce made a frantic rush for the hoy, and Stas, growing breathless, made for Gloria's arms and tlung himself Into them, panting: "Take it! take it! take it! quick !" He placed the envelope in Gloria's hands. She was about to return it to Itoyce without a glance. But the heavy weals on the back caught her eye and she looked down. Instantly she recognized the envelope. It was the one that had fallen from Freneau's pocket the night he came to bid her good-by. It was the one that she had seen the crouching figure take from Freneau's pocket ufter Trask had murdered him and run away! (TO BE CONTINUED.) FIRE INSURANCE j GOOD FOR FARMER', i i. Suggestions For Meeting the" Evident Needs of Farmers Insurancce. Four kinds of property insurance are written in which the farmer is j particularly interested . These are, insurance of buildings and perse nail property against loss by fire or light' ning, insurancce of the same objects | against loss by wind storm, insur- I ance of growing crops against hail, i and insurance of live stock against1 death by disease or accident. - To the average farmer the first j two kinds of insurance usually makr ( the strongest appeal. One reason for1 this is doubtless the feeling that fire j and windstorm are the destructive I agencies that most frequently, at a single stroke, deprive their victims of the accumulated earnings of many years. Perhaps a second reason why farmers usually first provide themselves with fire and windstorm insurance is the fact that these are, as a rule, relatively less expensive than the other two kinds of insurance here considered. By this is meant that a larger percentage of the money collected from the insured can be used to compensate the sufferers of less than is the case with hail or live-stock insurance. A simpler organization is possible, and fraudulent claims are more easily guarded against. The fact that hail and live-stock insurance are less generally carried by the farmers of the United States does not signify that these forms of protection are not important. Under certain circumstances and conditions they may even outrank in im A. . 1.1 .1.1 i 1 - il- * purvance me outer two. as me American farmer learns to make of agriculture more strictly a science, and to eliminate, as far as possible, the element of chance, he will doubtless insist on the further development of all the kinds of insurance here enumerated, and perhaps of still others. Few farmers are so rich that they can wisely go without insurance. Happily few are so poor that they are compelled to go without a safeguard that to the average farmer may be classed as a necessity. The very farmer who has but few buildings and little personal property, and is perhaps least able to pay for in 40? ill Thought >el to know whether ? made from cream er hand, from alum irder is made from >d from grapes, and wholesome qualities. ers contain alum or nineral origin, and >r cream of tartar ness. aiity ana tiealthlulPOWDER CO. ork i 1 E=sr.rT-icr --HySfg / (lllii j C\ R M H I THE HORRY HERAL surancc, protection, is really the one who can least afford to go without it. Hence the importance of making insurant re as cheap as it is possible to make it and yet have it efficient and dependable. About two-fifth of the farmers in the United States have found a meth od of providing themselves with fire insurance at greatly reduced cost through mutual operative insurance associations, embracing a single county or some such limited terriory. Dependable and cheap winddorm insurance has sinvinrly been orovided by means of la i cv mutual ompanies, often operating in close relationship with the local fire-insur ance mutuals. Local windstorm suranee companies have, however, in several instances, been taught by experience, and to their own sorrow, that while each group of farm build : ings and to a considerable extern each building within the group con stit.utes a seperate and distinct risk so far as the fire hazard is oonrem- ! ed, the same is not true with refer-! ence to the windstorm hazard. Snfe-| ty and stability in windstorm insur-1 ance be large and the risks widely L JL JU [rii/imj \S?k r< i Kv 3 |fe ftj /J 3fi L F'ltasr 2SL l^j&afei JL ? .^-, ^ .. w?rnrn?Tj^\ , ISM!! '.Tr~jv? * - / r*>. ">>' 7."-^y-.v,, J ipte?S \ > . > : ' ;L':- . \ " - "> *' . : \ l ? i iipi* | % .. \ / : -. ?%/ .' y >V?. " '< '. * ' " >' ' ' : '' .' ' I ' '} : ' ..'a f.y-.* ^v.\... : w? ; . : < ft' ?$m.: m:.v: i . ROSE RANDOLPH RC JACKSONVILL t D, CONWAY, 8. O. scattered. The same is true of hail insurance. A smaller number of farmers have also provided themselves with had and live stock insurance by means of mutual associations. While a number of these assocciations have a successful record covering many years, companies representing these kinds of insurance have been less generally successful than have farmers' mutual fire-insurance and windstorminsurance companies. Some of the reasons for this difference in success have already been Suggested. Not frequently letters come to the department relating stories of hardships due to losses of property not covered by insurance, and asking: if some provision does not exist by which the department can aid deserving farmers who have met with ' oeial disaster to their property. The answer to such inquiries must, of course, be in the negative. 'p'v> Office of Markets and Rural Ore- nization of the department has undo taken a careful study of various kinds of property insurance of interest te 'im farmer. The informa-; 1 ion in ? ' -'ssion is at the dis-1 (**V'Vv t . -;K" ' " 1. " if you -*- trouble to get Liquor get something A? * c 7 .o. C* e"*i 1 C< 4r i TJT. uV y \*S& ti ?<LV>0 ^ 'vT-' '' ' '-'ri V-> A'-vMiiM v> H & | m ft '''^'.'.^^^ 1 I'*, It costs only * REAL QUAL3 Remember this: . will be new label* favor} some good,, have no c f t** Select r *V The safest thing is one reliable, justly brand ? a brand wit that must be lived Vo 0. S. RlacI / \x/;<u 11. i rr s. i x L-iX * Order sue! a. a brand rej mg it will always be quality whiskey, the key, that you as a ? drink or serve to anotl Vo O. i BLACK A 1 Full Quart Express Collect 4 Full Quarts Express Prepaid C 0 M Pi! )SE, President E. FLORIDA posal of groups of farmers who desire to organize with the view of providing themselves under favorable conditions with insurance best adapted to their needs. ADVERTISING BEATS CIRCULAR LETTERS John Lee Mahin, a Chicago advertising expert, says that if merchants would use the same copy contained in o circular letter nnd place it in thci?* local paper, they would sc.ure greater circulation at less expense. Tne cost of postage, paper, and labor in n fiiV'iilVtv K.... ' v.. vuiui ivvvvi n ill UU > tunaiu* erable newspaper space. If some mi rchants would put the same careful thought into their newspaper ads that they employ in writing a circular letter, they would get still more for their money.?Geo. A. Starring. o J. T. Booth who was away for a short time recently has returned to his former home near Adrian, S. C., j and is still engaged in sign painting, i must go ' 5 of sending shipped u\ by ex pre that is ire ally Itigl cj vt p , , f crxi {i zfr\N~jt' ( \.J **./X /iJO'w ? *- Tk-<i. >* ?.. mf$ ||| |fc? : :<- v - wJplrw ?*i y2 * 4$P:> i| & 1 % Si #$*1^1 k i 'V'.i ^ ?Hp4?> ? p | ^ k Jj 4 % WP m V: a& b% ' ^ >, ;\* <. W:C;h Jwff as mac.ru as it fx :TY in I iqoor /iff /cj?3ft< fTi* printing pr and ?i*w brand*,, bb scsns fair, soma M.\r:-r ffrj, ' 'HC i'ood /vera f/.e 5 ..*? w> aa Old B to center on famous cid h a reputation up to, like s Armor ' -Oh.' Whiskey df&d dmi gularly,kiio\vthe same high kind of vvhic- f|& ;entle.tna.n can w icr gentleman. W s. IM1 RMOR i.|| $12 * ||f| $42 By lNY ti THKXB AMERICA TO ESCAPEHORRORS OF RATTLE Long Branch, N. J.?in a speech devoted primarily to a discussion of the need for economic preparedness in the United States, President Wil3on told a delegation of farmers, architects and engineers here today that he did not expect the United States to get into war. "I know that the way in which we have nrcs6n'sd peace i" objsctsd to/ said the president, "and that certain gentlemen say they would have taken some other way that would inevitably have resulted in war, but I i;n not expecting this country to get into war, partly because 1 am not expecting these gentlemen to have a chance to make a mess of it." Taking the wovk done bv the administration for the farmeJ * as his text Mr. Wilson declared: "We 'want the privilege of represent'rg the whole force of the nation." o W. Y. Graham was in the city one day last week. > I H II i to the I ? away I ;3s, why not 11 1 class and j I such as II ikes to get II -No more. II uises ran, there | tiding for your 11 ?ght bad. You 11 ad. Therefore: I I ' '?< ' X. '' B H " Vv^\'^<K<-'.i\ Mi ^s&\ i|i n ^ 8 j&v ^ III ; :: :jH Hppr