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I . . j. i ;-v' THE PRESS - ; > “ »Tr BUILDING AND LOAN / SOLVES SOME PROBLEMS of ladividoal Effort Stressed by J. W. Norwood Be- fore Stole Association— Iraportoot Means Toward _ ^AflaUuoeil of Desired EoC \ “TO* relation of th« Buildlnc and Loan AMoeiitkm to the Problems of Today” was the e»bject of an Inter- hsttec address by J. W. Norwood of OreeaTllle at the annual meeting of the. Booth Carolina Building and Loaa league held recently at Abbe ville. The paper follows: On June 10 a convention was held la Columbia, the object of which was * the discussion of means of bettering conditions In bur State. This object appeals to all thoughtful and patriot ic £fHsens. We doubtless agree in ’ thinking there is vast room for im provement in point of character, in tellect and wealth, though we may differ aa to the question of the means to be employed in bringing about the desired improvement. Mean* to An End. The Building and Loan association it an important means toward the attainment of the desired end, and can be made more important. Anv agency which tends to cultivate «f- fort and self control in the Individual tends to promote character and -in tellect. Examine for a moment the importance of indtvidnal effort. If some wealthy philanthropist would erect and equip for na magnificent school and college building and pay liberal salaries to Induce the services, of the best teachers that can be se cured in the world, our children would never acquire much knowledge nnleas they put forth active effort themselves. The opportunity af forded by the school Is greatly to be desired hot the effort on the part of ourselves is infinitely more important The things others do for us count for little id comparison to the things we do for ourselves. People can be in jured by receiving too much help from others. To illustrsfeT Suppose • s dosen of the richest men in South Carolina would sell all they have and distribute the value in money among people who live from hand to mouth. What would be the effect? In the first place the wheels of jnduatry Would come near stopping. * The blind tiger, gambling places of vice would nourish, num bers of people would be killed in brawls, and this condition would con tinue until the money was spent and people were forced back to work. If, however, those who through in dolence and want of self denial ac cumulate nothing could be induced through greater industry and thrift to accumulate as much, or 10 time? as much. Os tile dozen wealthiest ,men in our State are worth, would this fcealth promote n vice? By no means; on the contrary it %ould be a great blessing morally and intel lectually as well as materially. If you think that accumulation through industry, thrift and integrity has nothing to do with promoting charac ter, just examine for a moment criminal statistics which are kept more or less accurately in many of our States. Not one criminal In one thousand has accumulaaed a modest competency through indus try and thrift. Hoaest Efforts. These traits are inconsistent with crime or grossly dishonorable con duct of any kind. People who are industrious and thrifty Invariably are repelled by the vicious, indolent and extravagant. If you question the statement that industry and thrift sffset education just call up ifi your minds scqukinaaces who ac cumulated s modest competencv. How many such men failed to giv* their children better educational ad vantages than they, could have af- , forded If they bad spent their entire Income every year? I do not kno* what your observation has been, but I’ll tell you mine. 1 have known many men who accumulated more or less, who started life with little or nothing. Not one such failed to givd his 6hildreu educational advan tages which would have been im possible had he accumulated noth ing. Suppose only 99 out of evgry 10(1 savers educate their children. What would be the effect on educa tion in a generation if you could get 160 young men In Abbeville < , ounty who now save nothing, to begin to save a liberal part of «Jte!r incomes and to continue in thin coufse the balanoe of their lives, and an equal number in proportion to population to do the same thing'in every other county in this Ststei? Would not the example of the 10h ravers in Abbe ville and perhaps 3.000 or 4.000 in other parts of the State influence 1 hundreds and perhaps thousands of -recruits each year? Would we not have more schools and better schools, and would not our people be nore thoroughly educated—would not the average of character be Infinite ly higher? Materialism. Speakers often deplore a tendency In our State toward msteriaiism In consistent with the highest and noblest trslts. No such speaker as serts that the accumulation of wealth through jjjmlustry, thrift and integ rity has piK, injured any individual or commtfhffy but there is s material ism which is degrading. Any man who gain* the materiaL-^ things of life through wronging o&ori should be condemned and punished aa far M possible. There are many such ways, bat I will only refer to a few: A tradesman who will give, short weights or measures in order to get s few cents or many dollars which he has not earned; employees who shrink or neglect their work when the employer’s back la turned: clerks in stores who pocket the merchants’s cigars or othsr goods without pay ing; bankers who vote against ths in terest of their country ia order to at tract depoaita; lawyers who excite the prejudice of more or less igno rant jurymen in order to get exces sive damages from the railroad own ed by non-residents of the State There is another class of merchants who are far-reaching in their in fluence against all that is high and noble. I refer to men who dress in purple and fine linen, so to speak, and fare sumptuously every day. yet fail to pay honest debts. Compare the influence of such a man to that of tho burglar. The maa who falls to pay for the clothes he wears af fects the merchant just the tame As the thief who breaks through sad steals, but his Influence is far more injurioua to the youth of his com munity. Tonng people are In little danger of following the example of the burglar, but they very frequently are influenced by the dishonest ma terialist who passes as a respectable gentlemean. Need Hoaest Men. We should have nothing but the kindest sympathy for the man who through misfortune or poor Judg ment. fails to meet his obligations but if such s man continues to spend in self-indulgence and applies noth ing to the payment of his de'bts. be need not be surprised if decent, thoughtful people question his hon esty. The more we oppose material ism of the class I have described the more we do for the moral, mental r snd material upbuilding of«ur State Industry and thrift necessary to \ carry building and loan stock is di- ! re»*ly opposed to ,materialism and j commercialism ef p ciejrrsriinc na ture. G^n Robt E Lee in 'ub- stance, that if the Southern man would acquire that wholesome in stinct of saving money, no race would eoosl us. A distinguished p-ofessor of hlstorv In Cornell uqiversitv savs •L know# kesthnov- •‘With wealth always go civilization and education.” Carlyle savs in sub stance: No great empire was evqc founded, indeed nothing grest under the sun was ever scco»npli«hed. b it it was founded on that humble virtue of thrift. Numerous other high au thorities could be named, but after all a ’man’s own common sense or this as well as on manv other sub- lects is more importsnt and more helnful than ail the authorities living and dead. In urging the Importance of self-restricting thrift other things are bv no means disparaged. Great scientists, teachers, preachers, ar- artists. literary men are important in the development of anv country but if our people can be induced to aeek first to accumulate a modest competency, aourning all but the most honorable means, all other de sirable things wil) be added unto them. Stokes News. Stokes. July 9. Special: . The Fourth of July passed off quietly and everybody seemed to en joy themselves to the fullest extent. One of the most enjoyable occa sions of this section was a dinner giv en at the home of W. F. Robertson Ice cream and lemonade was nlentifol throughout the day, and at about two o’clock a fine picnic dinner was spread under some mulberry trees Those present were; Mr and Mrs E. B. Bennett. Mr and Mrs.G. W.. Beach. Mr and Mrs J. M. Rebellion. Mr and Mrs Z. C. Hiott. Mr and Mrs L. R. Bennett, Mr' and Mrs W. D. Hiott. Mrs Hattie Carter, Mri Harriet Robertson, Misses Gailie Donnie, Lilian Robertson, Annie Carter and Elouise Bennett. Messrs Prioleau, Floyd. Reward. Carter. Franklin. Herbert Robertson. Blake and Leon Crosby, Ernest Johns. Hill Bea^h. Hunnie Blocker. Robert Crosby, Ivy Bennett and others. The afternoon was spent in play ing music and some delightful games. The crowd parted at about seven o'clock in the afternoon with wishes that they would have the pleasure of attending another such occasion soon. Mr and Mrs W. F. Robertson spent last Saturday night with Mr and Mrs Aquilla Crosby of Williams. Misses Annie Carter of this place visited relatives and friends at Lodge last week. Mr and Mrs Ivy Beach of Walter- boro were the honored guests of Mr and Mrs G. W. Beach of th.s place. Prioleau Carter attended‘the ball game at Mt. Carmel last Saturday. Mr and Mrs Eddie Bennett paid Mr and Mrs Eddie Morris of Sniders neighborhood a call last Saturday aud Sunday. Three Violets. CHARLESTON BUSINESS CARDS ? WHErl IN TOWN CAlir * • . • —AT— / _ M._Pl REFO, 1 LADIES’ AND GENTLEMENS’ TAILORING, 154 Meeting Street, Charleston, S. G TELEPHONE NO. 3S2I. G. W. AIM AR & CO., Wholesale and Retail Dealer* 1* CHOICE DRUGS MEDICINES. CHEMICALS, SURGICAL INSTRUMENTS, PERFUMERIES AND TtSlLET ARTICLES. Cor King and Vanderborst Sts, CHARLESTON, S. C. ’PHONES 324-3S4 Special Attention Given to Private Foramina and Orders by Parcole Past, ACME SIGN CO/ —FORMERLY— Walter C. Long Sign Works, We Manufacture Electric Signs, Signs on Glass, Brass, Wood, Wire. Show Card and Cloth Signs. ’Phone 1181, 114 Calhoun 8L, CHARLESTON, S. C. SOLICIT INQUIRIES. CHARLESTON FRUIT COMPANY, CHARLESTON, S. C.- WHOLESALE COMMISSION * , MERCHANTS. FRUITS AND VEGETABLES. ’Phone 786. 92-96 Market St. Special Attention to Alh-Mall Order*. . ft WHILE IN CHARLESTON . Be Sure to Vizit the VICTORIA THEATRE, ' A FIRST-CLASS SHOW ' ' * >• —AT— POPULAR PRICES. Three Performan.pes Daily, 1 7:45 and 9:30 P. M. Change of Programme Weekly When you are }n> Charleston. LOOK ME UP Fine Clothing Selling Out u( 40c on the f Diamonds, Watchea and Jewelry. UNCLE DAVE, 190 Market St. Phone H>.'51 P£oae 733 ft. ATMAR SMITH, Dentist, 7 King 8t. * Charleston, S. C. HEINS & LESEMANN, Wholesale Fruits and Produce Cor. Meeting and Mark'd Street* Chur lent on, H. C. We pay higheat market price* for Poultry, Bgga and Country Produce. Give us a Trial. M. ROTHSTEIN, 482 K.i g St. (Charlatan, S. C. I amNaiwaya !n the market for thickens and will pay 1 cent per pound more than market price. Give me a trial. SPOT CASH. * C. O. D. Malaria ar Chills &'Fever Prescription No. BN ia prepared especially for MALARIA or CHILIS 4 FCVEft. Five or etx doses will break any caw and if taken then era ton c the Fever will not return. It acts aa the liver better than Calomel end does ncf £ripeorrickea. 2S* WHITE SWAN LAUNDRY, CharleNttm, N. C. Newest, Most Modern Sanitary Haul In the South, High Grade Work——Prompt Sonic* Reliable Agents Wanted in Colleton County. C Liberal Proposition I ARP, WALTERBORO, S. C. HAHN & COMPANY, Charleston, S. C. Fancy Ice Cream* of All Kind*— The ( ream for the HOME and the "FOUNT.” % SHIP YOUR PRODUCE _ —TO— Jaimes Colcolough, ■ 123 Market Street. —Dealer In— Egg*. Butter and Poultry. Game in Season. When in Charleston VISIT THE COOL “UNO THEATRE” The Newest and Best—King Street Near Calhoun. Moving Picture Shows from S P. M. , ' to 11 P. M. Program Changed Every Dav. \ acation la Vcar And If You Wl*h to Appeur In the Latest for M«*»*» IVe.tr, —SEE— LOUIS GIVNER, Tailor to Those Who Know. 342 King Street, Nun* George Charleston, H. C. Phosse 2311 JOHN F. LIGHTHART, Books, Stationery, Periodicals, Post Cards. Picture ' Framing, Engraving and Printing. School Booka Kodak Piet ores Developed and Printed. Phone 2384 994 King Sc Charleston, 8. C. 52 Meeting Street, CHARLESTON, 8. C. MARBLE AND GRANITE WORKS IRON WIRE FENCING • , t .... Rooting, Brick. - And all Builders Material Carried hi Stock in all Merchantable Sizes. Orders promptly filled. 4 , : Let us figure with you. We are sure our prices will save you money on your needs. * • . . a % \ 4 * C. 1SAVAK. • luifactarer of loath ul Dressed baler. Walterboro. : : S. To my friends of Colleton County: WYATTS STOCK YARD. All shipments promptly Attended to. 034 King Nt. Horse*. Mule* and Cattle Prompt Pay. SEND FOR PRICES. -'U ■ -. ■ Mr. John Y. Deach represents as ia Walterboro. Established ia 1794 Oldest Firm in Amerlcn D. A. WALKER. CONDON BAKING CO. 217 St. Philip Kt-eeG Wholesale an 1 ISc.*t.til The Largest and Lp-l>d«U* Bakery in Sou; i Carolina. Top-N-och Bread is Good. i Prompt Attention r Parcel and Mall O.-.Ura. i CharL'.'toe. N. I . 3893 4030. The Plucky Captain. The late Bishop Dosne, in s Fourth of July address in Albany, once urged his hearers to fight against socialism as their ancestor* had fought aga.nst the Britieh, re latea the Washington Star. J, “Put up a good stiff fight.” said the bishop, “ann the pluck of these miserable socialists wiil be no better than that of ('apt Scraggs. "Capt Scraggs saw active service once. The engagement was pretty stiff. In fact, it looked hopeless to the capta n. However, he said cheerily to his men; *’ *My brave fellows, fight like heroes till youq ammunition’s gone; then run for your lives. 'Ive got a •ore foot, so I’ll start now. Au re- voir, my heart es.’ ” Catarrh Cannot Be Cured wltfc LOCAL APPOti ATIOXS. •« tfc.r c.niKt fwaie Mi- >r«t of iLt- tl!*' ,m\ Ciiiarrli U .. ImuoU or t-oortliuU -u.l illMfLM*. nod In tMuor lo oof - It Jrvtt Bioxt take iaU-nu.1 xeu,i-«Ik*- . UaK'a t/ctkrrh Cur. la uk«-« Inti rualijr. ai.ii act* »/.rrt-ti> «:*>ii Si. blood atW luuruua aurUc--*. Hall’s Caturrb Cur. I« not a q-jack u.- It wk« | r, tcrited by one of to. b n ikyaklana In tUU ooantrr foe roar, tod I. a u-fj-r | ri-»-rlrtl u. It Hi eoapoK.il of tb. >a-at tooU-* known, r o- fortlr tb. mucous nurfscn. Tbo porfi-'t cmhiaatlou «>f tfci- two loirrrdW-ata l« wrtiat |>ro- iwrh wonderful rcmilta lu curing catarrh. Sc*d for tcatinti >«!•!•, fr*-.. r. J. CHEXET * CO.. Prop.., Toledo. O. Sold by Prurgl»*«. price T*>j^ Take U.UE^Ilr PKU f>r coasttpatloc. ' The Best Hot Wegther Took ' OXOVWSTASTKLKSScbill TONIC rarich** (be Hood, build, up tb« whole *r*trai sad will won- Htfbtty stropgtbe* aad fortiiy you to withstood .« dsprewing elect of tbs hot •muMoer. She. CREAM • 1 DELIVERED IN SANITARY CONTAIN ERS. USED ONLY ONCR • ASK WHERE THE MILK COMES FROM AND CONVINCE YOURSELF THAT IT IS PURE. at CROSBY 36X Phone Walterboro, ■ CYPRESS SASH, DOORS and BUNDS Largest Manufacturing stock house in the South. Special sizes on short notice." A. H. FISCHER CO. Charleston, - S. C. TO Isle of palms SULUVANS ISLAND, South Carolina Tickets sold May 31st and on each Saturday to and including September 13th, 1913, limited to reach WALTERBORO returning prior to mid- ' C» „ 0 •* night Tuesday next following date of sale. ' EXCURSION RATES NORTH AND EAST ' a Via the $ ATLANTIC COAST LINE RAILROAD > For any information, address T. C. White. D. J. Kirton, " General Pas. Agt, Ticket Agent Wilmington. N. C. Walterboro, S. C. BUILDS UP THU THIN AND WKAK Sair»?*c Make-. Thin Peoplr* Fat. «>r J. M. Klein Will Return Money. In Samose aro combined flesh- giving food elements that soon uro- duces a steady and noticeabTtTgaia in flesh. Taken after meals. Samose mingles with the food and causes it to be assimilated so that the fat pro ducing elements are retained in the system and you will soon get good flesh, steady nerves and a healthy body. John M. Klein ban seen such re markable results following the use of Samose that he offers to pay for the treatment if it does not make thin people plump and rosy. * You run no risk whatever in buy ing Samose; it ia'tru* fleah forming food andjs sold under the guarantee of one of the most reputable busi ness houses in Walterboro to refund the money if it doe* not give com plete satisfaction. (7 14-30) Adv. H«;w He Was Converted. During a recent suffragette parade in New York, one pretty young woman \%as assigned to carry a very heavy banner, say* fhe New York Time*, she grew exceedingly tired “before the parade had gone very far, and. seeing her IrctHce in the crowd on the pav-ernent. besought him to •come and carry the banner for -her. The young man protested. ”1 can't carry a banner in a suf frage parade.” he aaid. "Oh. yes you can,” replied the girl, "that i*. you can’ If you really love the.” This put another light on the *ub- Ject and the young man took up tho banner and began the march. He didn’t know wkat Ike crowd was laughing about until it occurred to him to look at the banner* when, to his horror^he saw that it rend: . “Men can vote; why .can’t I?” • E. D. Benton, of in town Saturday. Grove wac