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INSURANCE MONEY. McMaster Estimates for 191:5 $8,0< 000 Sent Out of State. Columbia. Nov. 7.?Insurance Ci missioner F. H. McMaster, discuss 1 the amount of money sent out of i State in premiums :or life insurai oaiu . During the year 1013 South Cs linaians deposited in banks in ot States exceeding SS,000,000 in C? through the insurance premiums s out of this State. A number of companies draw c siderable sums from the State wh are not licensed in this State i which do not report their annual i mium collections. The compai licensed during the year 1913 rep< ed to the department premium ceipts less cancellation and divide returned to policyholders the sum ' $7,963.75S.99. Claims ^re paid der policies isued in this State to amount of $3,919,630.72. Come 5IUU5 yclIU LU agcutd C41 C. vouuiu^u $1,292,605.09. State, county i municipal taxes and license fees w estimated at $253,947.65. Dedi ing the sum of claims under poUc the commissions paid to agents, j the State, county and municipal t and license fees from the net j mium receipts, we find that th was actually sent out of South Ca lina during the year to insura companies of other States the sun: $2,497,575.53. These figures are worthy of m critical dissection, for thereby we r leahn the very large sum that is s ' out of the State each year and been sent out of the State each y for a great number of years for f manent investment. And as it only been during the last five ye that the companies have made s permanent investiments in So Carolina securities, some idea r be gained of the great sums t have been taken out of the State < permanently invested elsewhere d ing the last thirty or forty years. An analysis of the figures t show that the fire insurance c( panies and the miscellaneous ins ance companies take insignific amounts out of the State as cc pared with the amounts the life ' surance companies of other Sta take out of South Carolina e: year. The so-called miscellaneous cc panies, including the accident i health companies, fidelity and su ty, employers' liability, steam bol ' burglary, elevator, live stock, e received in premiums from Soi Carolinians during the year 19 $506,473.83. They paid back claims, commissions to agents, St? county and municipal taxes < license fees $434,091.83, taking 1 of South Carolina in net premiu $72,382. This may be conside practically a net profit to these cc panies. The mutual fire insurance cc panies of other States received premiums in this State during 19 , $72,571.72. They paid back claims under policies, State, cou and municipal taxes and license fc approximately $74,692.92, pay back the State practically an exc of $2,121.24. This was due larg to dividends paid during 1913 policy holders in South Caroli which, however, may be equali in another year. 1 lie SlUL'tV U1C 1UO U1 ttUVC w of other States received in premiu in South Carolina during 1913, 5 601,906.SI. They paid back in 1c es, commissions to agents, St; county and municipal taxes ; license fees approximately $2,41 079.56, making a net gain from State of about $114,827.25. T certainly is not excessive when amount of premiums and insura taken is considered, especially w] it is to be remembered that it is be divided among about 90 c< panies. many of whom suffered 1< es rather than gains from their So Carolina business. It is when we come to the life 6urance companies that we find t great sums are taken out for peri nent investment. During 1913 insurance companies of other St? received in premiums less cance tion and dividends the sum of i 782,806.63. They paid in claims der policies $1,727,985.61.- The c< missions to agents is estimated to about $620,281.58. The State, co tv and municipal taxes and lice fees are estimated to be about $1! 050.96,. making a total paid back to the State for claims under p cies. commissions to agents and way of taxes and license fees of ! 470,319.15, leaving the net sum t en for permanent investment of 1 312.4S7.4S. It is worth while to consider amount of cash which South C: , lina is sending to other States life insurance. The following fig?j show the net amounts in cash t have been sent to the several St; during the year 1 1 -*t for lib' ins ance premiums. From the gross i mitims have been deducted the d donds to policyholders, losses r to beneficiaries. State, county EGYPT CUTS COTTON* AREA. [)(),- Decree Makes Great Reduction Areage for 1015. am- Washington. Nov. 3.?Consul-G ingjeral O'ney Arnold reports from C :his ro, Egypt, that by a decree publi ice, ed on September 22 the area to devoted to cotton in Egypt dur iro- the agricultural vear 1015 is linii her to a maximum or' 1.000,000 feddi ish, (a feddan equals 1.03 acres), ent j cultivation of the fibre being enti ly prohibited in the basins of l'p on- Egypt and no owner or tenant be lich permitted to cultivate cotton over and area exceeding one-fourth of a s )re- gle agricultural property. In th lies localities not suited to the grow art- of grain cotton may be increa: re- to one-third, but in no case is nds maximum of 1.000,000 feddans i of be exceeded. An exception is a un- made as to lands in districts irrig the ed by water from the Nile and ais- nals. Non-conformance with the 1 at cree' will entail both punishment a and fine and the destruction of planti; ere beyond the legal limit. Wheat, co ict- beans and other grain and food p ies, ducts (as noted in Daily Consu and and Trade Reports for October ax- are to be grown in place of cotton )re- In reviewing the situation tl ere brought about the Egyptian Gaze tro- of Alexandria says: nee "The temporary curtailment i of cultivation of cotton in this coun will not be the unmixed calam ore that it- might at first sight appe nay The total European production ent grain of all sorts is estimated has 600,000,000 tons, while the impo ear to Europe from all other parts of 1 ,er_ world are 30,000,000 tons only, has these figures it is apparent tl ars should the coming European cr< any show a shrinkage of not more tl: uth 5 per cent., which is quite a low nay sumption under present conditio hat this deficiency will necessitate i and Ports of double the quantity of n ur- mal times. Unfortunately also 1 outlook is for a prolongation of 1 will war beyond this year, and in th )m- circumstances we must foresee fa iur- ine prices for foodstuffs. The y< ant 1813 presents many parallel featu >m- with the present and at that ti in- prices rose 450 per cent, over norr ttes ones. Foodstuffs will thus be v< ach valuable and will advantageously place the depreciated cotton. >m- "Apart from the exigencies of 1 xnd financial situation, it may be rema re- ed that the cotton land will now < ler, tain the rest that many authorit tc., consider it to be badly in need of. nth further point is that our old enemi 13, the fnsect pests, will be starved o in and we shall be able tro make a fr< ite. start when cotton cultivation is ind sumed. Also wheat is an inexpens out thing to grow, requiring less lal ,ms and less water than cotton does, red "Thus, far from being a necessi sacrefice, reducing cotton eultivat: at present will eventually prove >m- b00E t0 the E?>"Ptian peasant, in vi in of the high prices and the possib 13 ty of obtaining two crops from \ irj same land. Besides, a glut will tl ntv 1)6 Prevented, enhancing the value jpc. the unsold portion of the 1914tag crop." ess municipal taxes. The following j aIv . x w1 tne ngures: t0 South Carolina sent last year na- net premiums to California, $6 zed 973.64. South Carolina sent last year lIes net premiums to Connecticut, $7 lins 162.63. South Carolina sent last year )ss" net premiums to Florida. $4,717.3 lte> South Carolina sent last year ind net premiums to Georgia, $111,66 57-_ 67. t*ie South Carolina Sent last year net premiums to Indiana, $32,45 the 15. nce South Carolina sent last year ien net premiums to Maryland, $1,62 10 11. )m_ South Carolina sent last year )ss" net premiums to Massachusetts, $S uth 759.80. South Carolina sent last year in- net premiums to Missouri, $56,65 hat 67. na- South Carolina sent last year life net premiums to New Jersey, $3S ttes 131.56. 11a- South Carolina sent last year M,- net premiums ?o New York, $82 un- S60.16. ">ro- South Carolina sent last year be net premiums to North Caroli un- $417,261.96. nse South Carolina sent last year ? net premiums to Ohio, $127,070. in- South Carolina sent last year oli- net premiums to Pensylvania, $2? by 599.39. 52,- South Carolina sent last year ah- net premiums to Tennessee, $63.5S 52,- 01. South Carolina sent last year the net premiums to Virginia. $4" iro- 4 61.95. for The grand total sent to a 1 ires States named was $2,946,921.76. hat duet from this $02i?.2*l.58. an lies timated amount paid to the aae air- of the eonipanies in South Caroli me- the cash amount sent out of the ivi- ':n't year to ot'^er States for life iaid curnr.ro premiums alone was $2.3: and ' 4 9.!$. t y - ' - - ' - V NSS j TOOK MEX WITH EMPTY GUN. in Three Surrender to Keeper of Broad Hirer Bridge. en- Columbia, Nov. 5.?Two white 'ai- boys, John Driggers and Frank Coopsh er, and a negro man John Franklin, be armed with pistols, shortly before ing noon today held up five negroes on ted the Columbia. Newberry and Lallans rens trestle, at the city limits, and the robbed them of what cash was on re- their persons. With their booty they per proceeded up Broad River road, but ing when crossing Broad River bridge an were met by Melton Lorick, the dn- white keeper, who held them at the ose point of a shotgun until Sheriff Mcing Cain and deputies arrived from Cosed lumbia and took them in charge, the The prisoners in the sheriff's office, to after the money had been found on lso them and the pistols taken from their at- persons, confessed to the crime, it ca- is claimed. de- They were locked up in the State md penitentiary charged with highway ags robbery and carrying concealed wearn, pons. Mr. Lorick's gun was unload ro- ed, but this the prisoners aia noi lar know until too late. The robbery 7) was a bold one and occurred within sight of the penitentiary. Five neius groes, Lewis Jackson, O'Dell Keyser, :tte Xels Keyser, Gus Keyser and Essie Jackson, all farm hands employed of on the plantation of Representativetry elect J. S. Huffman, in the Dutch iity Fork, were crossing the Columbia, ar. Newberry and Laurens trestle at the of edge of the city limits when they at were confronted by three armed men rts who, at the point of pistols, comthe pelied them to turn over what cash On they had and submit to being searchhat ed. 5PS Hold-Up Reported. tan The negroes reported the hold-up as- and Rural Policeman Koon, first getns, ting the report, telephoned the deim scription and news of the robbery or- ahead. The highwaymen were makthe ing up the Broad River road. Mr. the Melton Lorick, the keeper of the ese Broad River bridge, secured a shot.m gun, and not daunted by the fact aar that he had no shells, determined res to attempt to check the robbers if me they came in sight. Soon he saw na.l them about to cross the bridge and, 2ry stepping boldly forward, pointed his re- empty gun at them, and commanded, "Hands up." The highwaymen raised the their hands, and Mr. Lorick held rk- them until the officers arrived. The ob- prisoners offered him $35 and their ies pistols if he would lower his gun, A but he warned them to stand or else es, they would abide the consequences, ut, Shortly afterward Sheriff J. C. Mcish Cain, Deputy Sheriff fleise, Rural re- Policeman Koon, Deputy Boland and ive Guard Robbins, of the penitentiary, jor with the bloodhounds, drew up in a machine, having made the run of iry i three miles from Columbia at break ion neck speed. The prisoners were a brought to the sheriff's office and ew there searched. Three 32-calibre pisili tols, two of them Colts and one a the Smith & Wesson, all loaded to the ius hilt, and electric searchlight, cartof ridges and an iron chisel were found 15 on them. Some money was found and after they were taken to the penitentiary another search revealed &r6 more money, the total amount recovered being $2G.50, which they _m had taken from their victims on the trestle in amounts of $2.50 or more. Two of the alleged self-confessed ,^n highwaymen are white. One John Driggers, about 16 years of age, was said at the sheriff's office to have . been parolled from the State Reformatory at Florence about a year ago, The other, Frank Cooper, is about ' 18. Both are residents of Columbia. The third member of the gang is a negro named John Franklin, alias '* William Fessinger. He is about 25 - ? - e - 1.. A n years 01 age ana 01 a sun.> uia^-,j tion. He told the sheriff that he was released from the city chain gang n only last Saturday and at one time served on the chain gang in Florida. to,He claimed also to be from Alabama. The officers consider him a bad charin - _ acter. Officers are inclined to the opinion . that the three started out for a reg,g ular robbing game, and that the hold-up on the trestle was just the . beginning of their plans. Investi,0 _ gations are now being made to find out if they have been connected with . anv of the robberies in Columbia. A in gentleman telephoned the sheriff last na, night that his house was robbed last in night and a pistol and $27."?0 in money stolen. Each of the prisoners in ?ust secure(i new leather holsters lo _ for their pistols, the weapons also being eomparative'y new. They -n gave evidence of having prepared for >0 - a p>"steniatio campaign of robbery. .A IMIIIirit-Ul in i2.- "Rudolph." said the judge. not unkindly. "here vou are again, charged the with drunkenness. What have you De-: to say?" es-| "Judge." began the Teuton. "I tell nts I you. I vas fainting a house in de na, j nord >hie by a hnnte where der was ate a French poodle dog. P -n a lady in-j comes in and says to dat poodle: ! ?.-1 Tome here. Bismarck.' Den I?" i "Discharged;" roared the judge. i . LODGE MEETING. Bamberg, Lodge, No. 38, Knights I of Pythias meets first and fourti ; Monday nights at 7:30 p. m. Visit | .ng brethren cordiallv invited. A. M. DENBOW, .! C ancedor Commander, ^ C. R. GILLIAM, Keeper of Records and Seal. ;: ? ^8B PORTABLE AND STATIONARY AND BOILERS II Saw. Lath and Shingle Mills. Injectors, Pumps and Fittings, Wood Saws. Splitters, Shafts, Pulleys, Belting. Gasoline Engines LAKflfi STOCK LOMBARD Foundry, Machine, Boiler Works Supply Store. AUGUSTA. GA. i R. P. BELLINGER ATTORNEY AT LAW Office Over Bamberg Banking Co. General Practice LIFE, FIRE, LIVESTOCK HEALTH and ACCIDENT INSURANCE Agent for Superior Monument Co Can Save you Money on Tombstones W. MAX WALKER EHRH4 ItDT. S. C. AFTER HOSPITALS AND pOCTORS FAILED?EX-ZEMA-FO CURED. D. Holmes, Ozone Park. Long Island, N. Y., writes: "While you hav< not asked for a testimonial, I fee that it is due. A preparation such a: EX-ZEMA-FO should be known tc everyone. I was a sufferer of thai terrible disease called eczema foi 4 seven years, doctored with the mosi 'eminent New York specialists anc 1 several various Skin Hospitals to th< 'expense of over $300. Two bottle: 'of EX-ZEMA-FO cured me, and th< best of it all was that I was able tc 1 give up the use of a salve, whicf J was what they all prescribed. Youi remedy EX-ZEMA-FO is a clear j liquid, did not soil my linen and wen right to the spot. I have been recommending it to every one afflicted witl "tliis disease and results have been th< same as in my case. EX-ZEMA-FO is the only prepar ation of its kind sold on the guar antie that it cures or money is re - funded. FOR SALE BY Peoples Drug Co., Bamberg, S. C. ! G. MO YE DICKINSON 1 X S l* It A X C K AGENT ,1 , Will Write Anything ? - ' 1- t T la. ; j r ire. i iiriinut), .unucuc, u>n. J hility, Casualty, in the (' strongest and most reliable companies. >ly Motto: "Buy What I Xeed in Bamberg, and Prom Those Who Patronize Me. " [ 'Phone IO-L, or at Oil Mill i BAMBKKG, S. C. CHICHESTER S PILLS e"-" THE lllAUOM) BRAND. A Ladi -w! A?l? y->nr UrnceUl for /A t hl-ci.'w-t?r ( I'luinotid Tjrond/^\\ 1'lils in Ked and Gold metafile bores, sealed with Illae Ribtx>u. \/ Take no otbep. But of toor V Unnfed.e. AskforClil.CIIES-TEHS DIAMOND BRAND PILLS, for S6 years known as Best. Safest, Always Rellabu OLD BY DRUGGISTS EVERYWHERE Best material and workman.i ship, light running, requires j little power; simple, easy to handle. Are made in several | sizes and are good, substantial money-making machines down to the smallest size. Write for catolog showing Engines, Boi! > ,1 \f)t1 ...nnlioc 11 PI ers ana an ww oui^u^o. L LOMBARD IRON* WORKS & 8 SUPPLY CO. ' 4. P. Carter B. D. Carter " CARTER & CARTER Attorneys-at-Law GENERAL PRACTICE BAMBERG. S. C. GRAHAM & BLACK 'I Attorneys-at-Law ; j j Will j>raetire in the United State* an? State Courts in any County in the State. j BAMBERG. S. C. I - ? Break Your Land With Either a One or Two Horse . s Chattanooga Plow IT'S THE BEST IX THE WORLD. < I will accept cotton on account at 2 cents per pound over market price. Highest market prices paid for peas. J. A. HUNTER. 1 THE HARDWARE MAX, BAMBERG, S. C. || j MONEY j BETTER " ; I FRIEND I- "M ! WHEN ALL ELSE * 1 DESERT YOU IT IS THERE. I I HAVE IT SAFE IN THE BANK * J s There are lots of friends who will assure you of I j > their friendship but who will have another engagement I * when you need them badly. YOUR MONEY if it is 1 1 SAFE and GROWING in our bank will never forsake II , you. It is a comfortable feeling to know you have it 1 t therefor any emergency or BUSINESS OPPORTU- J NITY. If you make ONE DEPOSIT you have a start j 1 and you will soon have it looking big. ^ ^ J I" Make OUR bank YOUR bank . I || .We pay 4 per cent, interest, com- 1 1 pounded quarterly on savings depsits I J . I Farmers & Merchants Bank I I I KHRHARDT, S. C. J . 3 Telephones I nn Farms a J V/XJ> JL TT * ~ ~ ~ i~ ;v< 50c per Month and Up i . . / If there is no telephone on your | farm write for our free booklet [ telling how you may get service at j "J small cost. ' ' * - ,'>|3 Address I FARMERS' LINE DEPARTMENT 'M SOUTHERN BELL TELEPHONE 9 AND TELEGRAPH COMPANY I S. PRYOR STREET ATLANTA, GA. JT I I Have You Poultry Troubles ? I fl Cure the liver and you cure the bird. Nearly | vl9 all poultry troubles are due to a disordered liver. Bee Dee stock & fl fl Thousands of poultry raisers who use it all year POULTRY MEDICINE fl round to keep their flocks in good health, highly and SSS? 1 I recommend cholera. Given regularly 5 ftfl with the feed, in small M JH I Ree Bee ST0?i LTRY | M y *-* [YiLuiLinc. I rweciif v&ia. i m -j^h ? It's a Liver Medicine. ' r/> I fl m 25c, 50c and $1. per can. jf 3 Also a strengthing Tonic. At your dealer's. ;? ,S | ftnmaiM I