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STRAIGHT TALKS WITH AUNT EMMY ON HOUSEHOLD BUDGETS j "Aunt Knwny," asked Melon# "won't ^you explain what 1m meant by a household budget? You aald something the other day about budgets, but 1 don't eem clear In my mind about It." A budget Is simply a plun," said Aunt Km my. "Von p!?n what you are going to* do with your Income, You divide your Income systematically ho that you can meet your needs. You lay aside a part of your Income for rent# other parts for food, clothing, beat, light, telephone, recreation, savings and so on," "How are you going to know how much you should spend for each thing ?on rent for Instance, Aunty?" asked Helen. "Experts have studied tb? question carefully and have worked out budgeta to suit every Income. Of course, you oen alter these typical budgets lightly to suit your particular needs. For example, the ayerape budget that covers incomes of from $2,000 to $10,000 a year divides your Income Into 1* parts. Ten per cenfc^for savings, twenty per cent for rent, twenty per ?out for food, twenty per cent for what Is called betterment and includes education, amusement, entertainment, books, mnslc, sports; fifteen per cent for clothes and fifteen per cent for operating expenses. "No matter how you change the other Items you must not change the savings allowance-?except to Increase It. A great majority of men who reach sixty are dependent on relutives or charity. If they had saved only ten cents out of> every dollar, they would not have been In that plight. There Is nothing like money In the savings bank to help you through the emergencies that come In everybody's life. If everybody kept one year's Income In the savings bank, much misery would be averted. If you always have enough money to see you through one year, you are pretty safe. " Beyond that, It is wise to let your money accumulate until you have enough to buy some good he curltles. Your banker will advise you about tho securities that suit your needs." "But, Aunt Emmy, suppose you wanted to alter your budget?" inquired Helen. "How would you know how to do It? A young married couple might start on a certain budget and then, when they had children to feod and educate, they might want, to change It." "Well, my dear, If they were In doubt about their financial affairs, they could always consult their banker. That is why It is so good to estab Msh friendly relations with a bank when you start out In life. Any banker will be glad to advise young people about making their money go farther." ?A. B. Xymej. WHAT THE FEDERAL RESERVE HAS DONE FOR BUSINESS What the Federal Reserve System has done for business Is summed up in these points: It has (1) given busi nesa greater confidence in the ability 'of the banks to care for credit needs; (2) Introduced an elastic currency and eliminated money panics; (3) 'eliminated extreme seasonal fluctua tions In rates of interest; (4) brought I business safely through the war and post-war crises: (6) saved millions of dollars to justness through its ef clent system for check collection; ( ) made the gold reserve more effec jtlve as a basis for credit extensiou In , times of extraordinary demand; (7) aided In tho financing of foreign and -domestic trade by developing a dis' count market for acceptances; (8) provided a means for handling huge financial operations of the govern ment without Interference with busl uess; (9) aided In the re-establishv went of the gold standard abroad; <10) given u? an experienced hanking organisation which will assist us In meeting the future exigencies of bunlness at home and abroad with omirage and confidence. BANKERS EDUCATIONAL FOUNDATION TRUSTEES John H. Puellcher, former president ef the American Bankers Association, has been named chairman of the board of trustees of the American Bankers Association Educational Foundation for which $500,000 has been pledged by the bankers to provide for scholarships and research In economics In colleges throughout the country. The ether trustees are I#eonard P. Ayers, Vice-President Cleveland Trust Company; Stephen I. Miller, Educational Director American Institute of Banking; l#ewis E. Plerson. Chairman Irving Rank-Columbia Trust Company, New York; George E. Roberts. Vlc#^ > President National City Bank, New York; Francis H. Slsson. Vice President Guaranty Trust Company, New York; Evans Woollen. President Fletcher Savings fc Trust Company, Indianapolis; W. KRpey Alblg, Deputy Manager American Bankers Association, Secretary. The banks of Washington. Ia.. be Here in giving the pupils of the public schools simple and practical informstion in regard to banking practices as a matter of education. Talks were made dnring the yenr to grade and high school .students by representatives of the btnks. The Arable language predominate! in thfc' Ifbty l*nd. SEARCH OF FOURTEEN YEARS BRINGS GOLD Prospector Stakes Out the Stanislaus River Bed. Oakland, t 'ulif.--J.c0 Silver and 1 ,Jiert Warrington hold iho sgcrot. Lee j la a hur<J bitten prospector who wandercd around 11 yearn before ho could get unyotie |o listen to Ida story. old ( luatei'od about liliu, The tale of the Mexicans' hi I lie wus ascribed to JiJin, i'i.iiMM- cook* ill tin* gold country who hui.i walked with Bretllaria and fed ' Murk Twain shook ilieJt ancient treads in honorable disdain. Bert \\uningtop of this city took a cliuijce. Craftily, cunnlly, ;.e and Silver made their survey. Now the whole region of Brtghtmnn's Hut* bristle* with I heir claim stakes. Tliey lielleve there in gold in the Stanislaus river gruvel. They Imve ponied their notice* and Hied their pupern. Kveii now the shuftH are being sunk tliut will teli them if their dream* ure to come true. How Ho Discovered It. Sliver naya it all started 14 years ago. Il? was wandering around io tiie Higii Sierra of Tuolumue county when there came a call for help from his brother in Huu Jose. Silver and his purtner sturted out 'immediately. Down the Stanislaus river they went, along the trail that leads over 8onoru pus*, to Hrlghtman'H flats, 50 miles east of Sonorg. Here they camped for the night. WhileJ the partner was saddlfhg the pack mules in the morning Silver, in trum^prosi pector fashion, panned a little gravel in the. rivet bed. Titiy and scattered but unmistakable was the gleam of gold. Silver's great dream was born. He plathed on to Han Jose, helped his brother Htid started buck for the gold country. To his dismay, there Was none to believe him. He knew i lA'd gold could he wrested from tiiut river hsd, hut the experts smiled. Engineer Takee a Chance. Warrington, u c|*il engineer with some knowledge of mining, Anally decided to risk it. Painfully, almost inch by Inch, they went over the territory, digging and panning. They prospected the sffle streams, JKagle creek. Cow creek, Nlugara creak, und others, but found no gold. It existed only In the main valley of the Stanislaus. After months of labor, they flled their claims in Sonora. _Qr?ybeards of the gold country link ' their venture with the legend of the Mexicans mine. The story conies dow n from the days when the Jumping frog of Calaveras was still a guy young blade and had never tasted buckshot In his life. Two lowly Mexican sheep herders wandered Into Sonora one morning with nuggets valued at $15,000. People tried to vain to solve the mystery of where they had discovered them.' French Women Sail Boat 1,700 Miles Paris. Two noted French urcheologlsts, hoth women, have Just published a book on u remarkable voyage they have made. Alone on board a little 24-foot sailing bust, the l'erlette. of the same type as that in which their fellow-countryman, Alain CJerbault, crossed the Atlantic, Martha Oule und Hermlne de Soussure huve covered some 1.7O0 miles In the Aegean sea. The two women started from Piraeus in Greece, and visited Asia Minor, doing all the work themselves, in port as on the high seas. Mile. Oule has Just obtained her degree at the Sorbonne and Is well known for her excavation work in Crete, where she has discovered the ancient city of Mallla, which had dis appeared. Her comrade. Mile. De Soussure, is also a noted aroheologist, who has worked In Greece. Postmaster General Out to "Teach" Addressing Washington.?I.ack of street and number addresses on letters has hecome such a drag on the postal service that Assistant Postmaster (leneral Bartlett has begun a general campaign to educate the business public in the necesalty of--giving complete addresses on all letter?. Postmasters have been requested to take up the subject with advertiser* in their cities with a view to having a complete address appear In all advertise ments In newspapers and magarlnes. \ $200 in Will for Cat; ? Y Relative* Get Re?t J? X York.?"I give and be- A X queath unto the New York A A Women's league for Animals X X $200 for the sole purpose of X X taking care of my cnt, Runny," X X read a provision in the will flied X X for probate in the Surrogate's X A court of Miss Cecelia Itomnin X A Stinson. who died in Rollealre. X q Miss Stinson, whoso estate Is X A estimated to he worth more than X o $11,000, made bequests to the X A American Society for the Pre- 6 X vention of Cruelty to Animals, O 6 the Blde-A-Wee Home for Poor X O Cats and Animals, and an nddl 6 O tlonal legacy of $,V>0 for the 4 <> Women's league for Animals. 0 0 Caroline Virginia Moyie. 0 0 "daugliter of my dear frlen 1 4 V Seth Moyle," receives *1.000. 4 9 The residue It divided among 4 .. ^ relajlv?*. 0 What Is a Diuretic J People Arc Leamlnm the Value of Occur $lon*il Uw. Everyone know* that a laxative stimulates the bowel*. A diuretic performs a similar function to tiys kidneys. Under the strain of our modern life, our organs are apt to become sluggish and require assist* ancc. More and more people are learning to use Dosn's Pills, occasionally, to insure good elimination which is so essential to good health. More than 50,000 grateful users have given Doan'e signed recommendations. Scarcely a community but has its representation. A?k your neigfiborf DOAN'S "0? Stimulant Diuretic to the Kidney Foster-Milburn Co., Mfg. Chem.,Buffalo, N. Y. j , a FORTY YEARS OF PROFIT. Dillon County Farmer Who Han Always Made Good. [ Speaking of achievements, here is one for other counties in South Carolina to match, writes C. D. Weimer to the News and Courier from Dillon. R. M. Jackson has been farming for about forty-five years in Dillon coun-' ty, and has never failed to make a profit every year. Mr. Jackson is now about sixty-five years of age and is active in the supervision of his large plantation. There may be other farmers in the state who can offer such a record. If so, Dillon county people would like to hear from thorn. This information did come from Mr. Jackson. In fact if he were asked about it he probably would change the subject, for as a matter of fact he's too busy to talk about his own accomplishments. The story about Mr. Jackson came through A. B. Jordan, editor of the Dillon Herald, who happened to mention it in talking about Dillon county. Mr. Jackson said he would back Mr. Jackson as a farmer against any one in South Carolina. Mr. Jackson farms scientifically. He personally looks after all work done. He seldom finds time to visit the city and to discuss "hard times," "the government" and the like. He is one of the busiest men in the entire county. Mr. Jackson is considered wealthy. He has a large and up-to-date farm. For instance he plants about 50 acres of cotton annually and fifty acres in tobacco. He raises hay, corn and wheat for his own use and also a surplus which he sells every year. He produces from sixty to eighty bushels of oats per acre, and about sixty bu shels of corn per acre on the average. He plants about fifteen to twenty acres in wheat every year and gets a yield of from thirty to forty bushels per acre. This Dillon county farmer has proven that farming can be made to pay, not every now and then, but every * * v" v- ; . . year. His record is one of which his county has a right to he proud. A radio set with a loop antenna mounted on a wheelbarrow is used by a Long Island farmer to entertain the employes on his farm while working in the fields. TMany littles make a mickle" "For instance, gasoline. Every time you use the reli> able 'Standard' Gasoline in * your motor, you save?a little & trouble?a little wear? a littte y repair money. Over a yearf J that little amounts to much? I actual cash you can sock away in the bank. "Play safe. Use 'Standard9 Gasoline. It's the best you can buy?always dependable ?obtainable everywhere. You can rely on 'Standard9 to pay you regular dividends in power, service and satisfaction." "STANDARD" GASOLINE ALWAYS DEPENDABL E I I do not propose that one dollar of additional taxation I I shall be placed upon the already overburdened owners of I I farms and homes or upon real property in South Carolina. I o ' I j As I said prior to the first primary, I repeat that under no circumstances would I, as Governor, sanction any h I measure increasing the tax upon lands and homes. With economy and efficiency in government, to which I 'I. | J stand pledged, and with the governmental program which I have outlined on every stump throughout the | I State, the people need have no fear of a tax increase on property. I > I. C. BLACKWOOD. ?'"~^r I What the People of His Home Community Think of J I BLACKWOOD I ' '> ft,', r #. :-,.i' I i Presenting Solicitor Blackwood to an audience of nearly 2,000 people of Spartanburg gathered "to hear jj | ' him speak at the Montgomery Theatre in that city, on the evening prior to the first .primary, Rev. Dr. W. L< |j I Ball, pastor of the First Baptist Church, JMr. Blackwood's pastor, spoke of the various tests by which a man jj should be judged, emphasizing among these the community test and the home test, and adding: ji | "Then there is another test, a higher test ,if possible. The standard is to be found alone in the New Testa- |j j ment. And that is the standard of Jesus Christ our Lord. This second test is a Christian test. The man who , I am to present to you tonight, so far as I am capable of judging, has stood the community test through a j i period of years, not only as a citizen, but as an office holder, and so far as I am capable of judging^ he has y ~j 1 stood this other test, standing out in the community as a Christian gentleman ; a teacher of men in one of our ; larger Bible classes for a period of years: a faithful and efficient officer through another period of years in tha | | Church where he holds his membership." ? ~V _ _ ~'-rr That the people of Spartanburg generally share the confidence and esteem in which his paqtpr holds Mr* ; Blackwood was splendidly demonstrated by the fact that in the first primary Mr. Blackwood received 8,987 of the total vote of approximately 13,500 votes polled in Spartanburg County. I Would End Era of Partisanship The Spartanburg Herald of last Friday's issue says editorially: "Mr. Blackwood's election at this time would contribute to good will and understanding throughout the State, and bring to a close, perhaps never to be opened again, an era of partisanship dividing South Carolina a a1 ^' * a hjl for a generation. He stands for those things that make for human happiness, for better conditions undeSF^.^ I which men labor, and for the social and material progress of the State." v ' /<: ; I Judges, Solicitors, and Court Officials throughout the State, who know of Mr. Blackwood's splendid record i I as Solicitor of the Seventh Judicial Circuit, Apeak of him in unstinted praise as a man' of ^unimpeachable ; ^^^^h^^tci^nc^unfaltenng^ntegrit^^d^^