University of South Carolina Libraries
A Dollar Buys More Telephone Service Than Ever Before y$*l' the demand* for service in South Caro lina will require additions and i eplacem< rit s fcp the Vir telephone costing ^ppwiiiat^ly $645,880. i'hi.s money mtlftt be obtained on the company'* Credit. Ami, as you know, the credit' depends largely upon the eafnin# capacity, as in any other business, ? ? a With the 'investment iti s? r\ ieo growing ho enor~ mougly eac h 'v?'iir the f?Vyestimtii{ j-? r ltdepbotie .vt&tion lx nisi) Ini rapidly 1 ti!? s- th?rc ii an lutT'MtiK1 m the rfti'^QiK* w r f *? i?- j?h? ? im- station'.- the COOipftOy'A borfOWIttf < a|>.?<^H> . m <n?iif, will not he strong enough t<* nttra< t foveatorit. The telephone uidng pu b Me i# benefiting by the growth of the aystem T|i?- #ervH?> ?? now better than ev<T before, ami m iuoiv vain. if. !? to the indi vidual ufcer a? .well a* to communitie& at large. ? s. . ? y KcOnornleal management and. efficient workert hav?? k ?- j?t the operating expenses at a minimum, despite the increase of froth 100 to J4fc7 per eeni in wagoa and taxe* over pre-war levels and an Increase .of more than 6-r? i^?' een.fln the tost of everything wlae which form* a part of th#? telephone plant. Telephone rate* have not Increased '? anything Ilk* a reaeonable proportion, and today your dollar buy* mora telephone service than ever before In the hl?tory of the telephone bu*lnea* In South Carollha. Thl* problem .1* one of equat eoncerrt to telephone^ ua?r* and telephone company, but It* solution depend* largely upon the public'* appreciation of its importance. M. IJ. SPEIH, Carol in as Manager ' Bell System SOUTHERN BELL TELEPHONE, AND TELEGRAPH COMPANY On* Policy, On* .Syttam, Univar?al Scrvicc Celebrates ?Mlh Birthday Miles Threatt, aged and highly ir- ! *pected citizen of Jefferson, celtjbrat- | i'd his ninety -fourth birthday on last | Friday with a big dinner given in his j honor. Several hundred people were present to honor the occasion and to ; join with him in celebration of it. Congressman \V. F: Stevenson of Che-,| raw; State .Senator K. S. Stewart, of Lancaster; and Attorney J. .A'. Massey, of Kershaw, were the' speakers of the occasion. W. H. Threat t, of Ker Vhavv, attended but- his lister, Mr-.' J,ou!a l'iy]ei>wa.s prevented from at- i ?ending on aceount.of <ickne>v.? Ker- I 'haw Kra. I'alniefto Slate Ships Furs Columbia, S. < I u I \- "J. ? Muring! i he past trapping season slate taxes) ? ii furs and hide- amounted to tt.'-i.dti, according t . . A. A. Kichard ' Min, chief -tate gamt w;u'dcn. Ship- | ?mnts of furs from the -tate i.'ulud- i i<l I VI oiler or led to.\ -kin-, >><? ?- k u nl< -k'ii- and M.'.'.'fi opo-su'm or! ouskrat -kin-. HPP larger part of' ' he shipment- wa- made '.?> we-'eu ? .?id : <;thern fur houses. Filling Stations That Fill Fruit JarP The time has come when scores of "filling stations" along the highways art* menaces to the public welfare and law and order. Any one who knows anything about the filling station business kn<?ws that it is ' an .over crowded field today. Few of them, outside of the towns, pay expenses from the sales of gas, oils and ac cessories. How do they live and pros per? The next session of the legi.s? lature ought' to give this matter some \-eriou- attention and enact such laws as will in-ure the filling stations be inu run foj legitimate purposes only and under strict supervision of the police. For instance, is there any one so. foolUh as to suppose that the half dozen <>r more filling stations j between the city of Hock Hill and! the rivei bridge or the river bridge; and the town i>f Fo^t Mill could do enouuh legitimate business selling gas and ??;! to pay the expenses of keeping the ?tvern! places open? If t h< \ are i ?>t living on the profit.-* of vra.- and oil and tires, then what arc t he \ l:v.ng mi ?- Voikville Kn<|uirer. A BARGAIN IN RUBBER BELTS \W ait- oltYrintf the very best Stitched Rubber Belt at the following prices on the sizes shown, and will -?-]] at thcM' prices as Ion# as what belt we have last: 3" 4 ply 25c per foot 5" 4 ply (a) 40c per foot 10" 4 ply ra 85c per foot The above l- the vc! y beM Stitched Rubber Belt. We also offer th<' following Radio Friction Surface Rubber Ik- ! t , which i< a f i r ? t cla?* belt in every respect, and will make a special price "f l.V per foot for the 1 p]y, this ^o':d at (jOc jn-t fv?ot. COLUMBIA SUPPLY COMPANY 823 West Gervais St. Columbia, S. C. Overnight Motor Repairing . A HEW GARAGE SERVICE To tourists and automobile owifri of * Camden i* now offers a t?er\ie? whereby their cars may W repaired without inter ruption to their daylight schedule. By leaving your r?r at any hour of the night at the Carolina Motor Company'" slT garage it will he attended hy competent mechanic*, if* ailments cur?d and roadv for running the following morning. ALL WORK GUARANTEED %/ \ I'NDER DIRECTION OF I. LANGSTON Carolina Motor Go. Telephone 210 S.VM JONKS TRIES TO BOB ROW $500.00 ? IS I I KN'KI) DOWN ? ? ; (The following is one of a series of j articles Wued by the Public Edu- ; cation Committee of the ^mcrican ? Banking, and fa here re produced in order that the banking; public, and tho; bankers cant better , understand one the other, antl creata u eo-opWative spirit between deposi- 1 :0r and banket ) , i . f? ? The dialogue which is to follow, in yvhieh Sam Jones Hies to borrow $500. froitt a bank. without success, is in-"! tended to ifiS'e information relative to the extension <?{ eredit by bank-: Good morning, Mr. Brown. (Jood morning, Sam. flow's the . grocery business ?y Business is good but collections are ,? ^ 1 a little slow. In fact, Mr. Brown, that's why I came in this' morning. Lending any money today? Yes, we're making loans. But you sfty collections are slow. I thought you were running a cash business. Well, 1 try to run a cash business but f found I had to give some credit. How mucb do you want, Sam? I'd like $1,000, but I" guess I can get along with $500, which I must have to make a payment on sortie real estate 1 bought. What collateral have you? 1 have no collateral, Mr. Brown, but the teller thought that if I show ed you a financial statement 1 would not need collateral and here's the statement ,'Fvc had an account in your bank for j several years and I have put in thousands of dollars as you can see by this pass book. Besides, 1 have net worth of over $8,000.00. 1 surely am good fov $500. Now, wait a minute, Sanv ? let's see what our records show. By the way, Sam, you've been in business about two years, haven't you? Yes, two years last October. You may remember that my uncle left me $10,000.00 and 1 bought this "grocery business with it. Yes, 1 remember that very 'well, Sam. What you say about deposit ing thousands of dollars is true, but our rocords *show_ that your average daily balance has been less than $100.00, and your own figures on your statement show a balance of only $25.00 in your account today. You probably do not realize that the collection of thousands of dollars worth of checks drawn on other banks and deposited by you has actually cost us considerable money. In fact. Sam,' you have drawn checks against these deposits before we hav6 had time to collect them. Do you mean to say Mr. Brown, that my account has not been profit able to you ^ ' ? Well, Sam, we'll let you be the judge of that. The large number of items which you deposit each day en tail- a g>eat deal of clerical work, The fxpen.se of printing and supply? ing you with check books and deposit tickets and the cost of accounting b*frtu-*- of Abe many checks you issue is also considerable. You understand, Sam. that thq bank's chief source of income is de rived from the interest received oil f loans. Now suppose ^that your ac count with us had averaged exactly $100.00 daily for the past year and we had loaned all of it at six per cent without withholding the neces sary rc>erve, the income for, a yea* \yould Ik1 six dollars. Now, the ac* tua) tfgst to us of carrying you< account has far exceeded that amount^ .Well, supposing you're right about uly account; since you're in the busij n ess of making loans and I have % good statement, I presume I shaU have no trouble in getting this loan. Well, Sam, let's examine this state ment. According to your own figures, your net worth is now roughly $8,000 ' while at the time you bought this business two years ago, you were worth $10,000.00. which indicates that either the business is not profitable or you are taking more out of the bu>iness- than it justifies. Apparent ly, instead of progressing you are ? losing ground. It would seem that possibly you are taking capital out of your business for speculative pur poses as you? statement shows that you own stock in the Hunkem Promo tion Syndicate, the preenC value of which you believe to be $1,300.00, and which is $2,000.00 less than it actually cost you; that you also own stock in the Hokum Mining Company which you list at $1,200.00, but which ac tually cost you $4,000.00. This means *hat you have actually lost $4,800.00 in highly speculative stocks. As a matter of fact, Sam, I know some thing about those two concerns and I don't consider the stock worth any- j thing. We must therefore ignore this item in your statement -which reduces your net rth to about $5,700.00. You? statement also shows an equity of $2,000.00 in vacant real estate which you have putchaaed oh contract and which you may lost if you should be unable to meet the retaining p&jflMStS. ? T? ?>??? ?!"> ?Mlorwd ? feMAttj note as an accommodation for a friend, which you may have to pay if . he dot'# not. Your current liabilities or debt* that are costing due bqop* are greatej than the accounts due to be pajfd to you in the near future?. You have no insurance, on your stock of groceries* or on your house* hold furniture and a fire might clean si u <>uU You carry Hq life insurance which fnight be used in the event of your death, in paying what you owe. All in all, you are in pretty bad shape financially and worse still, you do not seem to realize it. Have you ever heard of the three ( V of Credit* Sum? \.i sir. What are they ? They are Character, Capital and Capacity, Sam. You have the first, which is very important. You havo a good character ? one which would entitle you to credit if the other two C'a were .satisfactory; but your Capi tal has been taken out of the busi ness and used for speculation which throws some doubt on your capaciay for running a groeery business suc cessfully. I am sorry, Sam, that a mart of your character should lack both of the other qualifications for receiving anextension of bank credit. You know that our loanable funds do not helong to the bank but belong to our depositors. The bank is merely a custodian of the money and must throw about it every possible safe-1 guard. It would not be right or I proper for us t& Unci you our de- j posit ors-* money under the circum- i stances. , . Ts a 'matter of fact, your propo- j sition is a personal one-rather than a banking one; however, if by cash ing in some of your speculative in vestments, you can improve your statement, making it show sufficient Capital and Capacity for your busi ness, then a bank would be interested in making such a loan as you require. I have nevor had it explained to mC in this way before, Mr. Brown. I'll try to get this money from a private source and also build up my statement' as you suggest, so that the next time I need money. I can put it up, to you as a banking prop osition. . 1 hope you may, Sam. Let me know how you get along. Goodbye. Goodbye, Mr. Brown. Judge Memminger To Europe Charleston, July 1. ? Judge R. Withers Mcmniinger of the Ninth judicial circuit was very busy Mon day clearing his office of- various matters for his departure Tuesday to New York, with Europe as his ultimate (Testination. He will be ac companied by Mrs. Memminger and their son, Robert. They will spend about two months in France and are looking forward especially to a stay with Judge Memminger's brother, Lucien Memminger, United States consul at Bordeaux. While Judge Memminger is absent from his office any legal questions that would nor mally -require his decision will go before judges of the neighboring cir cuits. Upon his return in Septem ber he will hold court at Union. No comprehensive census has ever been taken in China. "It Does McfCood To Tell k Fojks About Such a Wonderful Medicine" Declares Bolt "It just does me good to fell folks aoout something that will fix them up like this Kurnak will," de clares K. C. Bolt, of 860 Preston St? Spartanburg, S. C. 'I had indigestion and constipa tion ao bad the past seven years I didn't know what it was to eat a meal ami not suffer from, it after wards. Food seemed like knots in mv stomach and I would just bloat with gas until my stomach felt sore. I was in terrible shapes "And my liver was so sluggish it just seemed to have quit acting. I was weak and run down from head to foot, had headaches almost con tinually, and talk about feeling bad, I just felt terrible all over. "Wh*ft 1 what this Kam?k was doing for other folks, why, ?ou can bet 1 wasn't going on .suf fering without giving this new medicine a trial Ami I want to tell you it's the finest I have ever seen. I took Karnak ami the Kar nak Pills, too, ami the bloating, in digestion and constipation have just been knocked sky high. . "I just put away a big meal now without it ever bothering me in the least. In fact, it gives mo new strength and energy and keeps me in good working trim. Yes, sir, I'm feeling great since taking Karnak, that's all there is to it I don't miss a chance to tell my friends about, this medicine, and wish I could tell everybody else about it, too. It'll certainly, do the worfc for them." Karnak is sold in Camden ex clusively by Zemp & PePass and by the leading druggist in every town. Public Health Notes Two very successful Chest Clinics were hold in Kershaw county this week. These were held under the auspices of the ?outh Carolina Tu berculosis Association, antf. were made possible b>* the sale of Christmas seals last year. Mrs. Lee Caine, medical field worker for the associ ation, has ^been in this county for some weeks working up these clinics together with the local public health nurse. At Kershaw on Tuesday (?5 were examined with 7 positive cases and 2 suspected cases. In Camden 40 were examined and 9 positive cases found and 3 suspected cases. Dr. Clinkscales, the examining physician, comes from Anderson and is holding many of the Tuberculosis Associa tion's clinics this year. He has had special training along this line and is an excellent diagnostitian. The State Board of Health is send ing their Baby Hygiene Truck to Kershaw county the week of July 13th. The schedule will be publish ed next week. This will give tht* mothers of the coanty a chance to have their babies and young children) looked over so remember to look in next week's paper for the program. We are still in need of clothing for children and babies. If you have any outgrown clothing, kindly remember to hand it on to some of our little unfortunates he^? in Kershaw county. MRS. LOUISE M. BROWN, Public Health Nurse. The General Steam Navigation Company claims to be the oldest sea going steamship company in exist ence, having started in 1821 with twQ Ftea-m packets, establishing a service on the Thames Tjetween London Margate, and Ransgate. Prospecting for gold by airplane is the plan of an enterprising miner who frill fly over the Cassier district of British Columbia ami when he see? a likely looking creek will land and look /it over. If results warrant he will leave his partner and drop over to Wrai^gell for supplies. Taying Promptly (From the Gaffney Ledger) There are fashions in business. A community can develop the habit of prompt payment of bills, which will actually increase its ? commercial standing. One may ask the time worn Question of how he can pay hirii? His logic is correct; but the principle to be followed by everyone loses none of its basic forc? because of the truism. Paying bills is like patriotism; hart! to swallow when the other fellow shirks, but it is (he, business of each persort to show his patriotic colors at all times regard less of what the other fellow does. In fact, that is the true test of patriotism ? that is patriotism. You may think you are held in high esteem in your community. You may have splendid worlds to yo# credit. Yet if you are sloven and neglectful in meeting your financial obligations there is small hope for you in the higher world of business and finance. You have just about "a r rived "C now, and just about to reach your limit. You have reached your saturation point of usefulness. Further aspiration is merely the pro cess of "kidding^-yourself." Besides, there is a little black mark in the backs of the heads of your fellow townsmen that shows itself to them, but not to you, every time they s&* I you coming. This little black mark * is hard to erase, but it can be. When it is remembered that 90 per cent of .the business of this coun try is done upon the strength of good faith, confidence, and the seldom fail ing and innate integrity of the Anglo-. Saxon, we can appreciate what it - means to the business life of every community to take on. the habit of promptness in the payment of bills and the fulfillment of contracts. Pay ing one's bills promptly grows on the other fallow. He likewise wants to keep up with the procession. Verily his pride, coupled with his sense of fairness, produces the correct, result. Pretty soon the whole community w begins to take on the aspect of in creased activity and then comes a . fuller measure of prosperity. When you needlessly forego the payment of a just obligation it is the ybther fellow's credit you are in juring; and the community as a whole will suffer in proportion to the whole . number of those injured "other fel lows." There is. no part of the world in which it does not some time rain. It may be a secret to some, but a lot of our customers know it I You can make most any flock lay heavier when you start at the right time to feed the right mash.* Not any mash, or your mash, but the scientific mash. Pratts buttermilk laying mash makes the hens perform 1 It has the proper ingredients ? in just the proper proportions. If you raise poultry this lay ingmash will pilejKfip dollars to dimes ia earlier laying ? heavier laying? hens kept healthy and? in shape to keep laying. We seLLmore of it every season, and to the same . , ? r ' ? people year after year- Feed Prates buttermilk layiag mash and we'll guarantee results! Pratts baby chick, food pays too. And) so does Pratts growing r&ash* We have them all.