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. . V ' ?*& ' ? > r< Sale We are now get spend a few dollars f ton's Cask Store for I V a , \ > % / * ii Agricultural Credits. ii \ o f In reply to a letter from Senator v named five kindsnw-eecfafifetaoinnu 1 11 Capper, Secretary Hoover recently v named five kinds of cred t needed by f11 the agricultural industry. Of these, * beyond the farmers' own capital, all ^ are he says, "partially covered by. present credit machinery and some ai of them fnllv." The five kinds named.c< ? are: Loans up to six months for either 01 production or marketing annual pro- t? duce, ,1* Loans between six months and ?' twelve for the purposes, Loans from one to three years for producing and marketing of cattle. iw> Loans from one to three years for farm equipment. . ' Long term loans for purchase and C1 improvement \ Of these the first and, in normal 01 times, even the second, are partially 0' or fairly well, covered by the present banking system, though, as Mr. Hoo ai vAr nnfntu nnt the ''Federal Reserve ^ system being a mobilization of the a demand deposits of the country, they cannot be called upon for loans of 81 over six months on agricultural paper without jeopardizing the whole w # commercial banking structure." The w deposits of banks must be readily iv . available for payment at any time P( and one of the peculiar conditions as tc to agricultural loans is that the ere- Cl dit demand is largely seasonal, com- P1 ing in bulk at about the same date. c( ^^^B^is chiefly then a seasonal demand s sfn-l even six months is a longer pe- ai riod than is warranted as a practice, cl '??*? AArn mA**nia 1 Konlra 61 UJ vumtuci VM?I i/nuao. These, also, are Jprgely what are P1 in fact consumptive credits. They are a' such as show lack of available capi- m tal or the use of such in some form ai of farm investment. They should be E restricted as far as possible as bank. I ing credits. Yet this need has never j been acute beyond the ability of the I present banking system to fairly well: v - - " * ? ?? ??J i 1 meet ll ia wen ueveiupeu ttitu yiuo- .> perous farming sections until this year with its emergency conditions. It is never possible to meet it through banking channels in the newer settled regions. h The last named type of credit is J. now sufficiently covered by the land s loan bank system. This leaves but t the third and fourth unprovided for t save lay emergency (provisions and e I they are both credits for production. These are loans for buying, or in. g vestment in personality which is rea. e sonably certain to pay back the loan j with a profit. Cattle, farm machine. G ry. cows, pigs, explosives for clear- a inor land fertilizers and the like wil' * of themselves, not alone pay their ^ cost In added production or price, j, but they will thereafter have a con- j tknuing, or remaining value (which r becomes an asset, or cipital. j, It Is such credits, those for which ( no adequate provision is now made,! j that cover the whole field of in-1 u creased agricultural production. They! are all subject to security through insurance. With such collateral, they! r become among the very safest of ^ loans. It is this type of credits, se-j } cured in this way, for which the McFadden-Kenyon bill provides. It makes this the most important agri ^ cultural measure before the present Congress and one whose passage will be of the utmost value to agricul ture. There is another result of this nleasure 'which Will be helpful ,to commercial banking. Those familiar with ordinary farm management and the average farmer who is slovent and good credit, recognize a general weakness in the usual agricultural financial process. When farmers sell . their products and have cash in hand, instead of saving enough to carry them through to the next crop year, they have a habit of using too much of it to buy something needed on the farm. They do not indulge ! Su This Sal ting in fall and vvint lave some merchant! this sale and the prii Rememl / . HOR X * n luxiries, but in productive needs r what they feel to be needs. They .fill buy a machine of some kind.'catle, hogs, or other livestock, sonietiing by which they, may increase lcome. Frequently they do this 'hile renewing notes at bank, of anking credits are seeking a maret. They do it to an extent which ssures a demand for credits for ynsumptive needs. If this new credit system was in Deration with a low interest rate, Lrmers would use it for such pur- < uses. They would pay their debts I all kind3 from their crop returns; ^ ley would borrow from production i irough their local commune; they? ould keep cash in hand, especiall , i these more thrifty financial hab- 5 9 would establish them as a sound < edit risk with their local commune, j anks would be relieved of any ex. ( issive seasonal demand for farm j edits, quite uniformly over long, me or known as subject to renewal id so always an unsafe factor of immercial banking when reaching material volume. In every way this measure would ipply the need outlined in these ve forms of agricultural credit. It ould close the gap now almost holly vacant, for supplying product-! e credits, the most pressing and lm-' irtant in farm development, both usj i the pioneer settlers without fixed, edit, and the established, fairly, rosperous farmer. It would relieve \ >mmercial banks of overdemand for J uch accomodation; assure against; ly possible excess of frozen agri. lltural credit; clean up farm debts; id purchases on partial. payment at rices to match the risk, and put jriculture on a safe, sound developlent basis free from all paternalism id official, or political, meddling.? ditorial, Washington Herald. o *Now is the time to buy Nitrate Soda or 1922 deliveries. Cheaper than rhen cotton was 8 cents. See Thos. I. Knight. WOMEN GIVE Ol'T Housework is hard enough when icalthy. Every Cheraw woman who s having backache, blue and nervous pells, dizzy headaches and kidney or ladder troubles, should be glad to leed this Cheraw woman's experince. Mrs. J. W. Eskridge, High street, ,rave the following account of her experience with Doan's Kidney Pills December 9, 1914: I had an awful lot f trouble with my back and kidneys ind felt tired and weak all the time, ly head ached and when I stooped lizziness came over me. I could lardly walk, either, on this account. had many other symptoms of kid. ley trouble. When I heard of Doan's vidney Pills, I got a supply at the 'heraw Drug Co., and they soon re. ieved me of all the trouble. Doan's .re a wonderful kidney remedy." On February 1, 1918, Mrs. Eskridge idded: "I gladly confirm the statenent 1 gave in 1914 and I still have he same opinion of Doan's Kidney 'ills. I praise tlicai wncrcver i nave in opportunity" 60e, at all dealers. Foster-Milburn Jo.. Mfgrs., Buffalo, X. Y. no.2 o U. S. MAIL LINE Largest and Fastest American-Flag Ships "Anariea" July 23?Aug. 24?Sept. 28 "Geerge Washington" July 30?Aug. 27-Sept24 High Standard Service in Second and Third-Clasa U. S. Mail Linen have standardized aervicefcr all daaart of travelers?and that standard is high. "Hie America, for inaUnce, cariics 1.400 id-clan pasaengersin cabins containing twoor four berthsunly. (2.700 3d-daaa pasaehgrrn n all 1 For further I information ace nearcat steamship agent or write U. S. MAIL STEAMSHIP CO. 45 Broadway, N. Y. 1 j[hy. Operating U. S. Shipping Board Ship)_^lfj l'lllll^tnnTTrmTmTmi^!!.wTnnTrTnTTn!TltTTllllil 1.50 gets The Chronicle one year. \ r i i.'. i y\ ' t mme e Starts Saturday, I er goods daily and'nt lise mighty cheap. ^ ces and the goods wil her the Date. Star m x n i ursi c Next ] c ATTENTION HUNTERS. I "On account of the Hunting Licenses for this season having been printed before the Acts of 1921 came from ( the hands of the printers, it was sta- ' ted on the back of the licenses that the season for squirrels, raccons, Rabbits and Oppssums would open October 1st and .close after 'March 15th." " I "The 1921 Legislature, however, passed the following Act, from which it will be seen that Squirrels, Rac- ^ cons, Dab bits and Opossums iiiay be hunted from SEPTEMBER FIRST TO MARCH FIRST." "Act No. 167, Acts of 1921: Section 1. Be it enacted by the Geaeral Assembly of the State of South ( Carolina: The close season for hunting Squirrels, - Raccons, Rabbits and Opossums in this State shall be from March 1st. to September 1st of each fear." \ i The next time you buy calomel ask for @'s .1! l! The purified and refined calomel tablets that are j J nausealess, safe and sure. * 1 i Medicinal virtues retain- ; | ed and improved. Sold only in sealed packages. 1 Price 35c. I ( i ! 0OY, THIS " CfcKT'MNLY A 1*1 TftE.Y'9 Srto O-MOUEKE Po*ER WAiJUNG AWAY L : WlTH lT ' " Every Oiince of So does other work such a ing. But you can't get the rti 111o .lncl hnri wo niilucc All Ul^o UilU liuivJVj iiiuv uj iuv; What is it worth to you to 1 . in the "pink" of condition. 1 their eyes bright and they'J erect and firm. You get th power you need for heavy w Thousands of team site farmers every where have foi Purina O-Molene feed actua horses in just such condi' scribed to haul lieavier load, costs no more to feed. Call up today and lear about this specially prep-art Lots.of people you know m O-Molene feed. M. W. E Distrib . V -CHERAM V J 0 \ August, the 13th, i :ed the room and the ilVe are not going to 1 talk to you. ts, August, the 131 Yours for Happy s c A f Door to Bank of CI HERAW, S. ( Charlotte, N. C. Aug. 10.?A num- < ber of Carolina bands already have, ?iven the Made In Carolinas exposi-; tlon officials notice that they probab I y will enter the competition for the i J500 in cash prizes offered to bands >f these states competing in concerts p luriug the final four days of the ex- j lositin, which will be held here Sept. g 2 to 29. Included in this number s re the Asheville band, the Daleigh (j first Regimetn band, the Elk's band u A* TTl _L ?1. 1La L nign r'oiUL, me muureaviiie utuiu, x tie Steel Creek band, of near Charitte Boy Scouts Band. qi tl y(i|fVfKnFi#CCl w | A Tonic S ? X For Women 6;; aJ "I was hardly able to drag, I M ti m was so weakened," writes Mrs. |L C< J W. F. Ray, of Easley, S. C. B cc rj "The doctortreated me for about P M two months, still 1 didn't get W AJ any better. I had a large fam- m p U| ily and felt 1 surely must do |L t< X) something to enable me to take B M , J care of my little ones. I had J heard of r? fCARDUl m The Woman's Tonic ft jfl "I decided to try it," con- S tlnues Mrs. Ray ... "I took r* M eight bottles in all... I re- M M gained my strength and have |p ui had no more trouble with wo- |L Xj manly weakness. I have ten S j children and am able to do all F ^ my housework and a lot out- P| ^1 doors ... I can sure r:com- p M mend Cardui." M Take Cardui today. It may ? m be just what yod need. M M At all druggists. M Power Needed is heavy hauling or plowmost work from your are fed right. lave your horses or mules "heirskins will be glossy, II stand 10 extra ^ tz in J that !ly puts CbTpuRINAXJL romoleno I?iHORSEsZ% 11 more 9 t d feed. CflgCaMt1 re using )m~ IL r jfcp?*r )uvall, utor r, s. c. f ' ean 9 ind Stops August, ; money. Yes, we ai try to quote you pri< / :h, Stops August, t Days, >H ST ieraw 3tate of South Carolina, jtl County of Chesterfield. a Court of Common Pleas. |c Javid J. Braboy and Thomas Braboy, S Plaintiffs, VS li lenry Brayboy, Anna Jefferson, Mary n: Irayboy, or by whatever name the J _ aid Mary Brayboy may be known and amuel Brayboy or any child or chilren or heir at law of the said Samel Brayboy* if he be dead, defendants, o the defendants above named: You are hereby summoned and routed to answer the complaint in lis action, of which a copy is here1th served upon you, and to serve copy of your answer to the said unplaint on the subscriber at his fflce in Cheraw, S. C., within twenty iy3 after the service hereof, excluve of the day of such service; up you fail to answer the complaint Ifhin thp limp nfnrMnIrt thf> nlain ffs in this action will Ripply to the ourt for the relief demanded in the >mplaint. B. F. PEGUES, Plaintiffs' Attorney, ated June 2f>th, 1920. o the defendants: Anna Jefferson, ary Brayboy or by whatever name r The new sugar c< chewing gum which everybody likes?you will. "THE MONEY YOU DON' " Cypress Averts Ri You don't like repair bi you have a job of new b a "once-and-for-all" job * Insist on "Tide Water" Cypress?you can identify it by this mark. A "Cypres* The true "Wood Etern GET IT. Identify first-i insisting if necessary?f< Write us for list of FREE PL A and no substitutes" from your SOUTHERN CYPRI 242 G YOUR LOCAL DEALER WILL SUPt A 1 i the 2Cth. re going to let som< ' % res in this paper, bi ? A. /"\ . ? he 2Uth. I ORE m be said Mary Brayboy may be knowi nd Samuel Braboy or any child oi hildren or heir at law of the sale amuel Brayboy, if he be dead: Take Notice: That the Complaini 1 this action, together with the sum ions, of which the foregoing i3 s Wood a It will pay you I can save you i See me before : Wholeasle price on both Coal and BOinHBMi J DO DRAYING A ALL ' A. D. C 4 hwfflpcppcrmii that will aid ! 'Sf tion, polish yoi f your throat. THE FLAW T HAVE TO SPElfD ON EE PA epair Bills?Lasts Prac ills, do you? Neither does ? - -1 J: UllUlIlg U1 auic-cuuugu uiuo of it by using ^n?ii ZYPRESS "THE WOOD ETERNAL" i Lasts Practically Fo al" is your "one best bet. class lumber by the above tn 3r your complete quality-assi lNS for farm buildings?but in the meant local lumber dealer?no matter for what lSS MANUFACTURER! ralmm Building Jacksonville, Fin. 'LY YOU. IF HE HASN'T ENOUGH CYPl \ ii ii* ' ' ? mmk % 1 ? * Sale! o ? t " * ? s people whd want to ut you come to Hor* r ' t . ' \ ? , ; :-V 1 1 * - . \ i / i */ ' ' ;V^ i ' ' I ' . I"i# 3 i i>, A . ; v ?. - <V . : ' V ' I 1 1 copy, was filed in the office of the r Clerk of Court of Common Pleas, and 1 General Sessions for the County ot . Chesterfield, State of South Carolina, t on July 27th, 1921. -j B. F. PEGUES, i Plaintiffs' Attorney. I . - . ind Coal '' to bdy now. money. ; you buy. s on carload lota. Wood. V ** - ^ * KD HAULING AT riMES BSMfKBKHttflHHMMI . ' * ;K \ - V y hapman . S? "AFTER EVERY MEAL" FOR 5^ gjjf% iJgS^ A delicious peppermint >red sugar Jacket around fit Tiavorea cnewin* flum your appetite and dieesjr teeth and jnoisteo B122 DRLASTS //?S /S /ILL PROFIT tically Forever." inyone else, so, when t-be" repairing, make Insist on "Tide Water" Cypres*?you can idea- . tify it by this mark. rever." " SEE THAT, YOU ade mark. (Do a little urance.) imc insist on "CYPRESS purpose you buy. Address 5' ASSOCIATION iESS LET US KNOW AT ONCJC.