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? Report of the Condition of j??r-T- ?'.r THE FIH8T NATIONAL BANK || ,?f . I ks s .1 at Cheraw, in the State of South Carolina, at the close of business Sept. 3, 1915, M * < ' ?r.'j ?.*? ' ..j' RESOURCES v. I Loans and discounts 137,695.33 Overdrafts,'unsecured 30S.36 U. S. Boodk deposited "to secure 1 elrculatloh, (par value) 50,000.00 Subscript ion to stock of Federal Reserve Bank * 3,300.00 Less amount unpaid 1,650.00 1,650.00 Furniture and fixtures 3,136.70 Real estate owned other thau banking house 3,0bl.S6 Net amount due from Federal Reserve Bank 1,337.13 Net amount due from . approved reserve agents In New York, Chicago, and St Louis 8,634.75 Net amount due from approved reserve agents in other reserve cities ' , 5,950.76 14,591.51 Net amount due from bauks and bankers (other than Including above) 1.4SS.66 Other checks on banks in the same city or town as reporting bank 1S0.67 , Fractional currency, nickles and cents 327.36 327.36 Notes of other National Banks 30.00 Lawful money reserve in Bank 1,410.00 Legal tender notes 685.00 Redemption fund with U. 8. Treasurer (not more than 5 pet cent on circulation) 2,500.00 Total 219,815.59 LIABILITIES Capital stock paid in 50,000.00 Surplus fund 5,000.00 Undivided profits 4,787.05 Reserved for taxes 10.70 4,798.65 ^^hm^ss current exi>enses, in^^^Werest, and taxes k "paid 1,742.10 3,056.55 lrculating notes 50,000.00 Jue to banks and bank^^^k ere (others than 0^^^"#ridends unpaid 50.00 .dividual deposits subW Ject to check 40,473.71 f Cashier's checks outstanding 272.93 Total deposits 49,417.42 k Certificates of deposit 2,000.00 Rediscounts with Federal Reserve Ba^nk. 50,341.62 Bills payable. Including obligations representing money borrowed 10,000.00 Total 219.S15.59 State of South Carolina. County of Chesterfield, ss: I 8. G. Gixlfrey; Cashier of the above named batik. do" solemnly swear that the above statement is true to the best of my knowledge and belief. S. G. GODFREY. Cashier. 8ubseril?ed and sworn to before me this 8th day of Sept, 1915. J. O. HALEY. Notary Pnhlle. Correct?Attest: Wm. Godfrey, Edward Mclver, Geo. M. Walters, Directors. Miss Helen Hoykin has returned to her home at Hoykin, S. C.. after sjh'ihIIng several weeks with the Misses Godfrey. ? The Seal's Ventilator. Not many people auow how the Mai of tie far North gets air when the Arctic ocean la entirely covered With many feet of Ice. The email Spotted seel, which la a hair seal, and aot a fur bearer, le the hardy dweller of the ndrthern waters. Under his tough, thick skin he has an Inch or more of blubber. When the let closet . up the ofen water In the Arctic, the aeal select* a spot, and begins' tc drill a bole to the surface by pressing his warn! nose against the ice. No body hnotti bow many no.urB 11 lasn him to accomplish his task, but be manages it; wad although he Is obliged to **rh most af the time, because fife u*Ww*"of : tho hole 1* ecpMnuallf freezing,, b? keeps It open all winter* aui eb^oe- air. ?Seals have been known to Tdfirlll l.i this man nor throng*) 69 fdot of solid ice. Whether not thd^'thkt tarwo In the slow drillUg ie .boll positively known. !f Is el theia "ami vfcolfeb" that the 'ipolar bear the winte*, ant thert(^tr#r#dfcli>? walta, spear In \and, f<ff Ijls ^e'ekl* apply ?f inest-Youth's Companies V* -"V* s f way r * Subscribe to the Chronicle only $1 a year. EVERY FLOCK OF CHII HAVE A SM Poultry Husbandman of Clemso Can Construct Poultry Needs, Yet Be zmXnaoD*/^^-4' ' daajsae. fe. llllllllF.il 1 : ))VO;TVf7? LIFT OUT 7V CLEAN") ' 1 i 1 1 PROPSaVRD m Lj ZARX7T TZOCRs * JN?j' r-fO'-O' ^ ' x QftOVHD TLAN~~ ^ Every flock of chickens should have r a house to live in. It need not be an e expensive building but it should be ii bright and sanitary. The best place li to locate it is near some shade or c fruit trees, to protect the hens from t summer heat. The ground must be f dry and preferably of sandy loam. s The front or open side of the house Bhould face the south, so as to have as t much sunlight as possible on the t floor. Cut 4-by-4-inch luraker for the g sills, two pieces 10 feet long and two ii pieces 7 feet 4 inches long, for the house shown in the accompanying illustration. This will accommodate 40 laying hens. Then erect five front ? studs 7 feet long and four back studs 5 feet long. Put up the two center " studs, the plates and roof rafters. v Cover the frame with wide unplaned . boards (not recommended unless cheapness is a primary consideration and even then It is better to cover these boards with roofing paper, tongued-and-grooved flooring or weather ^ boarding.) If you use tongued-andgrooved flooring, lay It up and down. ? In the front side leave an opening -7 feet long by 4 feet deep and a door space 2 feet 6 inches wide for the open front and door. Both openings extend to the roof and the remaining 3 feet A (at the bottom) is closed to prevent heavy wind or rain from blowing on ' the chickens. The openings are covered with l-inch-meshed wire netting y to keep out sparrows. Ventilating Doer. The door 12 inches wide near the ORCHARD WORK F Have you a supply of fruit on your > n farm? If not, why not begin now to r make arrangements for it? On almost v every farm of the state there are a y few trees, producing a small quantity t of fruit. In most cases all the fruit y ripens at once and is soon gone, giving c a supply for only a short time and leav- i ing none to put away for winter use. ' No southern state is better adapted r than South Carolina to producing fruit c lor nuiue use, /ri maiiuuo vi uvuaio v leave the state every year for canned o fruit. a Preparing Soil. p At this season of the year (Septem- 1 ber 1 to October 15) orchards are ubu- i h ally neglected. Farmers seem to think s that there is nothing to be done then a that will be ?f any material help. Nev- t ertheless, now is the time to begin to t prepare soil for the trees that are set ,t out this fall and winter. Select the orchard site, break the soil as deeply f as possible and harrow thoroughly, f This work will greatly reduce the la- c ter labor or setting the orchard. a Choosing Varieties. g What varieties are you going to b plant? This is a point of great im- | portance. Be sure to make selections t that will provide fruit throughout an a entire season. If you are not familiar 1 with the varieties that are adapted to C your particular section, write to the ft Extension Division, Clemson College, e for Bulletin No. 15. In this will be b fouhd lists of varieties suitable for the a various sections of the state. p Ruvinn Tpwm. 8 ?' " Where are you going to get your t trees and what are you going to pay for them? If you are not in touch h with a reliable nursery and if you are not familiar with the prices of trees, r the Extension Division of Clemfson College will be glad to help you in this matter. Beware of the tree agent. The ! r I Farmers can obtain, a circular on' the grow'.ng of wheat and oats by writ- y lng to Sidney S. Rittenberg, Clemson j College. j c CHENS SHOULD injOOSE 10 LIVE IN n College Tells How Farmer House That Answers Inexpensive. - > If A Poultryiicm# j? . i^g^^wailTlodC I | 4rrmDZ I ' ! T ^ \ i Mrl |rt |" ^T> *B ' fD |i i*.. .. fl'-O* ?4 C?RO& ftznas * oof at the north side (see Illustration) xtends across the house. This door 3 opened in warm weather to ventiate the house and create a draft to :ool tne interior. It is closed in winer. This is a valuable improvemetat or Southern poultry houses and hould always be provided. The interior has at the north side wo roosts and a dropboard to catch he droppings. The dimensions are iven in the drawing. The dropboard s 3 feet wide. Neets and Hoppers. The six nests can be made of old gg crates, orange crates or packing oxes. They can be placed on a raisd platform together with the water essel. This keeps both nests and rater clean. Dry mash is fdd in a lopper fir self-feeding box which will \e described in a later article. The floor of the house should be rell-packed dirt filled in till level with he top of the sill. A concrete floor is >est of all and you should try to make ,n earthen floor as near a concrete surace as possible. Chickens are injured ?y having to live in a house full of lust? Board floors soon rot and harior rats and mice unless raised high iff the ground, as in a squab plant. ?over the earth floor to a depth of fl nches with straw or clean litter. Scater the grain in this litter and make our hens sratch for every kernel. FRANK C. HARE, Extension Poultry Husbandman, Clemson Agricultural College. OR EARLY FALL urseries they represent may be all ight, but you are not always sure of rhat you are getting and in most cases ou are paying the agent's salary and he expense of delivering the trees. If 'ou are thinking of setting out an orhard this fall, let us help you. Improving the Orchard. If you already have an orchard, why lot begin to improve It now? A cover rop sown now and turned next spring rill help wonderfully. Twenty pounds f crimson clover seed per acre, sown nd disced, will make a good cover, irovided the seed are Inoculated, 'hree pecks of rye and 20 pounds of airv vetch to the acre will also make l good cover for the orchard. If these .re turned next spring at the first culivatlon they will add a lot of fertility o the soil will also help to hold moisure. There are a good many mummy ruits hanging to the trees. These are ull of spores and if left in the orhard will cause more rotten fruit nother year. Now is a good time to et these out of the way. Pull and urn them. - . Borers mey- have been giving you rouble. You were edvise,d to paint nd mound the Ireies early In." summer,' 'he mounds should beguiled down' biri Ictober 15 and the treetf-^xamined'for orers, - The young: borers are ntering the trees the middle of Octoer and will be found going in Ju9t bove the level of the hill of dirt yoti ull down. If you find any of them, crape the bark off with a knife and he little borers will be destroyed. The work at tfcit season conisiits irgely in cleaning: tip and' preparing Dr winter and spring. If done propely, the trees receive much,benefit. C. P. N1VEN.' ' Assistant in Horticulture, Clemson Agricultural College. r ^ If you don't know what you give 'our ears.and you don't know what rour cows give you.'.why do you keej :ows? Keep records. I I i CHANGE IN CALANDAR New York Minister Proposes Plan Whiek Has Much Merit A new cuiaudar with 13 months in the iyear aiid requiring all persons Ixirn after the 28th of each month to flml another birthday, is proposed by the Rev. II. J. Homes, who preached recently nt All Angel's church In West Eighty-first street says the New York Herald. Christian forces favor the change, Mr. Homes says, in the Interest of labor, of' trade, of general world advance. He says he Is receiving many letters of endorsement from clergymen in Croat Britian and in the,United States. He proposed that the calendar be put hi oj)Cratioii at the close of the war, thus signalizing to the world that even Russia has abaudeued her old eklandar and joined with the world in u neW one. Mr. names' calaudar is unique. He adds another mouth to the year and rails it "Holliday" for lack of a bettor name. The new mouth's name is tcnatire, he says. In the new scheme of things each mouth of the year contains 28 days. Each month begins dn Sunday and each ends with Saturday. This arrangement provides one extra day in the year and this day or these two days In a leap year would be added ' to December and both be made holidays. The calendar provides that all holidays shall fall on Monday and that Easter shall lie a stationary feast 011 the third Sunday in April. Mr. Hames came to the United States 12 years ago from England. He was ordained a year and a half ago and came to New York In September. "There Is 110 society behind my proposed cajandar," he said yesterday This plan Is my own, but It seems to have met a need. It Is based on church cniandars to some extent. Having Christmas always in the middle of the week will be one of Its advantages. "While It seems radical to talk of changing the calandar it Is really not the first time the calendar has l?een changed. When there are advantages to lie gained, why not change.? RESERVE BOARD HAS ACTED t \ Special Red'soount Rates, Provided Member Banks Charge Only 6 Per Cent." . If Washington, Sept. 4.?Definite steps were taken yesterday by the Federal Reserved Board and Secretary McAdoo of the Treasury Department, to extend lid to cotton producers of the South and to clear the wa.v for handling the Fall crop without the uncertainty I land difficulty experienced last year. The hoard isrfued new regulations Iauthorizing Federal reserve hanks to I give sj>eelal rediscount rates 011 promiI sory notes scoured hy warehouse rel-eipts for staple agricultural products I with the restriction that member Ihanks must not charge more than 6 I i>er cent to the lx>rrower. 1 Secretary McAdon announced he I would soon dejMisIt $.r>,000,000 as an I initial deixtslt In gold in each of the (Federal reserve hanks at Richmond. (Atlanta and Dallas. Fifteen million ( lollars more is to he deposited later. (The Secretary said that If conditions j howed the need of deiHjslts elsewhere ( (to aid in handling any other crop he would extend Similar Government aid. The new regulations are bread (enough to apply to all staple, readily marketable crops hut it Is well known that the cotton crop is the one which (has given concern of late. The hoard |auuounce<l that the reserve hanks in Atlanta and Dallas already had requested a discount rate of three per cent on the sort of i>nper approved in the regulations. The announcements followed meetings that have occupied the time of the hoard and Mr. McAdoo most of the past two days. Although when the Secretary orginally proposed dei>ositx of Govern-( ment funds in Southern Reserve banks alone, many, months ago, the fdan was not favored hj; several mcmlwrs of the I Ibeard,':it was not opjwsed during'the | Jj-ceent discussions. Some members In-1 j.diehted. jiowevfr that as-the total cotrtop-. cnop prhtiaBly i would be worth . a limit jf.stX).(K?01(KH) thej ,did pot think $.10,000,000 would , go fat; toward WhdtM # VV 1 i jX"m1bs 1 #J *t. 'T Handwork Laundry ' " l ' ' 1. *. WOHK (\VULKl> FUR AND . ' > "':;]>i:liviored , l - v,v "I I V 1 ' * :tf (,i f.v ' ;j A11^ Work Must Be I>W For On ' i Delivery ' | ''A * S - ' ' -H * ' * ' I A Pressing | Engagement J " I [I'M GETTING AL0H6 n ^ s.riNtc.g.u>r WITH t 'Piniffini 11 Ntw TOO. fl^??|Ci-OTME.S MASH ^ NOT I can handle yo either buy it or stack it. Will install a sh two Corn Mills. t P. J. WII Top of Ri } si. Cheraw to i and R Friday, Sept< The last and best Excur not afford to miss this oppo the Palmetto Strfte. Don't forget the date, and leaves Columbia, returning Via Atlantic W. J. Craig, Pass. Traff. Mgr. || Wood .J;,,, | m'jfi Tam prepare ver wooa doo Phone Wood sawed i '-V'r *V-* It GOOD TAINT s cheap; and Devoe is not the only rood paint; it Is one of a dozen; and, rery likely, the only one in your town? here are hundreds of middling and >ad. You can see what chance there is of mother pvul one there; perhaps one in en at the most Bad paint is dearest; middling is loar; costs 11 or 3 times as much as :he best. No matter about the cost a gallon; hat isn't it; the cost a square foot; the ?ost a job; lx?tter yet, the cost a year. There's a whole education in paint in deVoe [.add's drug store sells it IEALTH AND HAPPINESS DEPEND UPON TOUR LIVER. That sliiggllsh liver with its sluggish jlow of bile is what makes the world look so dark at times. Dr. King's New Life Pills go straight to the root of the iffleultv by waking up the action of the iver and increasing the bile. Dr. King's Sew Life I'ills cause the bowels to act nore freely and drive away those 'moody days." 125c. a bottle. ICE!"ur Corn in shuck, ; it for you or grind uck and sheller and LLIAMS, iver Hill 50 Columbia eturn ember 10th sion of the year. You canrtunity to visit the Capital of Train leaves 6.53 A. M., r, 8 P. M. Coast Line <T. C. White, Gen. Pasi. Agt. Wood J ? sd-todeli- I 4 f. ; I 'W^'l 9 2 ft if I xviif/1. rw* n your yaro^i " > * ?' / 4 > / " r? v . / . ' < /? .* -* * V * K 'i 0 - * ,? .? /