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COLUMBIA MAKES STK05G PLEA FOR FAtRM LOAN BAMv iC#Bimittee Hears Arguments Advanced by Representative Men From All Sections of State Urging: Capital's Claims. _ _ _ _. t Columbia, Oct. 2o.?South Carolina .$ j claims for one of the regional banks ' to be organized under the provisions the rural credits act were urged on j <ilie national farm loan board at an all--.daj" hearing in the federal court room today. A score or more of speakers -appeared on behalf of the state and 3 ! :mass of facts and figures designed to j ^twriethpri Smith r'arnlina's nositinn in I 3&e race for one of the banks were filed with the secretary. Most of those sr'ao spoke for the State also chamr*>ned Columbia's claims for the bank. J. !".Y> Norwood, of Greenville, president of the Norwood National bank, of that city, urged Greenville's claims on the committee, Members of the board sitting today are:. George W. Norris, chairman; Charles T. Lobdell and W. S. IAi Smith, Secretary of the Treasury, W. G. Mc Adoo, also a member of the board, was i*ot present, nor was Herbert Quick, another member. Both had engagements in other states which prevented iheir attending the hearing here. F. J. H. von Engelken, director of the mint, *at with the committee, though not in official copocity. Central. South Carolina's central position in the probable district to be created, and Columbia's like position in this state, j Tsrere stressed by the speakers who ap peared before the board. Tbe convergence of railroads here and the mass of business -which is handled through Columbia were cited as being limits in favor of the establishment -mi the bank here. The bank to be established "will iegin operation about the middle of January, in the opinion of Mr. Noryis, chairman of the board. Its capital ?tock at the start will be $750,000, which will be sreatly increased with development of local farm loan associations throughout the district in which the- bank is located. The max!#*Mim rate of interest allowed by the Toral credits law is 6 per cent, and members of the board stated that it is Ikighly probable that after the first years of operation money may be seeared for considerably less than this crate. -Al the opening of the session this HBonmig, Chairman Xorris very clearly ifixplained the provisions of the act, pointing out that the act met "the greatest need of the farmers, credit Aor a year or more to enable him to fflnaace Improvements in his property, t so as to secure greater productivity. JAt. Xorris stated that where a man's loans must he met in three or six -months or even a year, no permanent ? -good can he accomplished by the use the money. "The rural credits act -provides money to be used from five to Zbrtx years at a low rate of interest," said Mr. Norris. who added, "that o^ht to he long enough to Help any twxiy do anything." I/? *v?iV _ 1ir\ n ?!XAjUC i CifSUMS rt ^XJ OVUlJLt vai UllUtf chcald be chosen as the site of one of the regional banks were set forth very aoccinctly by W. W. Long, state i&rm demonstration agent and all the discussion of the morning session centered around the points made by Mr. Xong. Geovernor Richard I. Manning was ' the first speaker in behalf of South Carolina. The court room was filled J 'to capacity, many members of the audience being forced to stand. Prob- ' xibly 300 farmers, business men and ' officials were in the audience. '"The interest of South Carolina in 1 &he operation of the rural credits act cannot be mistaken," said the governor. *'This large delegation of farmers and "bankers is sufficient evidence of the way our people feel about the splendid effects which may l>e expected from the act.'* The governor stressed the fact that the act had been 1 made into law through the agency of a Democratic congress and president asd mai 11 was a necessary supplement to the federal reserve act, which *?ras an aid primarily, he said, to OtrttElness men and manufacturers. Tenants. "It ?is a regrettale fact/* said Governor Manning, "that 43 per cent of 'the white farmers of this state are tenants?do not own their own homes. Under present conditions it would be very difficult for a tenant ever to be come the owner of his home. But the rnral credits act, by providing cheap v money and long term of payment, will make it possible for every man in the state to be the owner of the house in which he lives." The governor stated conclusion th? _ie bank should go. to the state where its operation will! result in the greatest good to the1 greatest number, and that, in his' opinion, the choice of South Carolina ' WOUld De a very wist; uue. J. vVl Norwood, of Greenville, was then introduced by James A. Hoyt, of \ .Columbia, who acted as chairman of the meeting. Mr. Norwood made a; plea in behalf of Greenville as the log-! ic-al location of the bank for this re-*' gion. Mr. Norwood's talk was very brief. Ke expressed the belief that the I Piedmont section of the state w as inorej progrssive than any other part and; that Greenville county was in me vau: of progress of the Piedmont. "Greenville is doing more for the protection of public health than any. other county," said Mr. Norwood. "Diversifica-' tion of crops has been better worked j out in that county than in any other; of the state." Mr. Norwood stressed the point that Greenville was on the main line of the Southern railway betwen Atlanta and j Charlotte, and hence in line for transactions from either direction. Col. E. J. Watson appeared before; the committee, as lie said, with a rec-: ord of things already done by tne farmers of the state in getting ready for tli regional bank. "We cotoe before your committee and tell you that if the regional bank would open tomorrow there would already be organized nearly 100 local farm loan association with another hundred ill | process of formation." Prepared. "The farmers of South Carolina are in a state oft preparedness, and we feel that that fact should weigh heavily with this hoard in choosing the selection of a site for this district," said Colonel Watson. Among others who spoke in behalf of the state were: D. S. Murph, of St. Matthews, secretary of the house committee of agriculture; H. T. Morrison, of McClellanville, president of j the State Farmers' union; Ira B. Dunla, .of Rock Hill, president of the State Bankers* association; Charles H. BarrOn, of Columbia, president of \ the Carolina Bond and Mortgage company; W. W. Long, state farm demonstration agent; lAi G. Smith, federal farm agent; R. L. Lee, of Spartanburg county; E. W. Dabbs, of Mayesville, former president of the State Farmers' union; J. C. Wilburn, of " ' r* JL ^ M xorx; joiii> x-orier nuins, ui xvu^o. Hill, and 'W. IC. Foxwood, of Marion. At 1 o'clock the board took a recess for luncheon, which was tendered by the Columbia Clearing House association, and resumed its hearing at 2 o'clock, when the brief for Columbia, prepared by D. S. Murph and Prof. G. B. McCutcheon, was read by James A. Hoyt. Later in the afternoon the comrr'ttoo vicitoH Stntp fair and at fi o'clock were the guests of the Clearing House association and the chamber of commerce at a dinner given at Ridgewood cluo. The committee left tonight for Jack-J sonville, where another meeting will bo held tomorrow. TVW A t\ Ills. TTILUAJB I. ICJ51 Ut,AJU. Laurens, Oct. 27.?Dr. William C. Irby died at tiie home of his niece, Miss Julia Irby, last night. He was born February 14, 1848, and was thereCore in his 69th year. Dr. Irby was a son of the late Col. James H. Irby, a distinguished lawyer and planter, on?:e iieatenaur ^oveiror of the State, who died in 1860. The [ate 1'nited States Senator Jo.id L M. Irby was a younger brother. He was a physician and formerly live 1 in Clinton where he practiced. A num-l ber of years ago he retired from active practice and moved to Laurens. He was a progressive farmer and skillful, and had considerable farming interests. For the last seven or eight years lie was the representative m Laurens of the Coe-Mortimer cc ipany of ICliarleston, of which his sonin-law. Col. Thomas D. Darlington, is an officer. As a mere lad Dr. Irby joined the Confederate army and served gallantly during the closing years of the war. Dr. Irby's wife, who was before her marriage Miss Laura Vance, a member of the prominent Laurens family ot that name, died in December, 1914. He is survived by his daughters, Mrs. T. D. Darlington of Charleston, Mrs. | W. D. Ferguson of Laurens and Mrs. J. P. Marion of Sumter, and >by one son, R. Vance Irby of Laurens. H? was a first cousin of F. S. Earle and J. J. Earle, of Columbia. Dr. Irby was a Mason and a member of the Baptist church. He was a gentleman of high character and generous impulses, greatly beloved in the city and county. He had many friends,' too, in all parts of the State. REFORM PARTY BEGINS WORK OF ORGANIZING Columbia, Oct. 25. The central committee, appointed at the convention of the Reform party, held here last night, has perfected its organization and is already beginning to lay its plans looking towards a statewide organization which will carry into effect the expressed wish of the convention, as stated by Mr. John P. Grace, of Charleston, ""to retake the power which has been taken away rrom me reople, and restore it once more intu the hands of those wfto are asserting their right to self-government." By the resolution of the convention, Col. W. J. Talbert, who presided las* night, is chairman ex-officio of the central committee. Hon. John P. Grace, of Charleston, editor of the Charleston American, was made secretary, and Mr. John K. Aull, of Columbia, was made assistant secretary. Col. W. A. James, of Lee county, who issued the first call for the con vention which was held last nigiit, was chosen treasurer of the committee. The committee will appoint seven Reformers from each county, who will perfect an organization in their respective counties. The organization which is to be made will be in line with plans which the committee has adopted, it being the idea to have a ? ? 1 ? ' ? ? " ^ ? a4! am t*rk{ aV? TTfill V> A COIiereilL piaii ul ctuuuxi wiuui n 111 uc statewide and include every voting precinct in the state. TAKING PRECAUTIONS TO PROTECT BORDER American Soldiers Watch Every Ford, Bridge and Trail in District. El Paso, Texas, Oct. 27.?Every ford, biidge and trail along the international border in this patrol district is being guarded by additional United States troops in compliance with Secretary Baker's warning to 'border commanders to foe prepared for another Mexican bandit raid on the border. Tlie Fourth Ohio infantry was sent to the border and will guard the ford at Ysletta Fabes, Fort Hancock and ? i -n iV _ ?? ban iiuiseario. xrcrop a oi uie rus^ % South Carolina calvary (the Charleston Light Dragoons) has been ordered to Anapra, N. M.f seven miles west of here, and infantry guards have been stationed at the bridges at Corchesne, Texas, fCanutillo, Texas, and at other crossings north of El Paso. It was announced today that these precautionary measures were being taken in compliance with the secretary's orders, although the border is safer naw from bandit attacks than at any time since Villa started his banditry, it was said. The Second infantry, Georgia .National Guard, arrived here today to begin its border service. The fifth infantry, Georgia National Guard, is expected to arrive tonight. The Eighth infantry, Massachusetts National Guard, is expected to leave tomorrow for home and will be followed by the Ninth infantry from the same State. The Kind We like to Get Pickens Sentinel. Dear Editor: Please place attached check to my credit. Am a believer in preparedness. You might follow the example of Bro. Wallace and raise th9 price of your paper; however, we would have it just the same. You v.I'l hive to 1:and it to Bro. Wallace and the Observer?his paper is well worth the price; in fact, it ranks next to The Sentinel. Have often thought about writing something for your columns, but stage fright, together with my inexperience as a press reporter, has caused me to postpone it for a season. You might mention, however, the fact that we live next door to "Prosperity," and that I will tell you more about it next time. Please remind Sammy and Bill ? -* - V ~ ~ /I ^ f + + tnat i GXP6CI 10 UK Oil ileum at mat Harvest Jubilee. ?W, C. GARRETT. Newberry, S. C. The above letter is from a Pickens county boy who lias made good. He is a son of Mr. and Mrs. Garrett of the Six Mile section. We are always glad to get letters like this and thank you very much, Mr. Garrett. We agree with you that the Newberry Observer is well worth the price. We would be glad to have you write something for us any time the "spirit moves you." We are glad you believe in preparedi; o <<DA ness, tor you aon i live iar num j. urQarv," either. One of the things we never could understand is why "Prosperity" and 'To-mary'' are so close together. Sammy and Bill said they would be looking for rou at the fair. COOPEB WILL Hl"> AGAIN .Says He's in Gubernatorial Kace in 1918. i ~ i .News aim Lourier. Columbia, Oct. 25.?Hon. Robert A. ;' Cooper, of Laurens, reached the city J this afternoon and after an informal conference with a number of person, a! friends tonight, announecd that he was in the race for the Democratic | nomination for Governor in 1918. The 1 announcement of Mr. Cooper was : greeted with much interest in political circles and numbers of neoule j from various parts of the State, after , I his decision became known, called on him and assured him of their support. Mr. Cooper is well known ! throughout the State and is considered by many as the dominant figure now; He has served as solicitor of ; the Eighth circuit for twelve years and ' prior to that represented Laurens county in the general assembly. Mr. .'Cooper was in tiie race for governor 'in 1914 and came within a few votes 11 . of getting in the second race. He ran again this year and polled over 30,000 f votes. Mr. Cooper is a splendid speaker and has a large personal following. He 1 stands for all that is progressive in tne Democracy 01 souin uaronna. 1 Some of the strong Cooper friends are planning for a big rally some time in the spring in Columbia when plan3! will likely be laid to begin an active campaign for him. RUN DOWN CHILD AND WRECK Al'TO i N'ejp-o Physician Owning- Machine As- [ | sists in Search for Missing Driver. ! ? The State. \ A Ford touring car, driven at recki? - * . i i ii /?J j I less speea, strucK ana uaaiy uujureu , Paul Kerr, 10 years old son of Lee ; Kerr, near his home at College Place ! I about 4:30 o'clock yesterday afternoon. Then the car, which contained 1 two negroes, ran about 300 yards, and j in attempting to turn a corner with1 out reducing speed, turned three somersaults and was completely ! wrecked. Hardly a -whole piece of the ; car was left, even the spark plug3 I being strewn along the roadway, and the fact that the negroes escaped with j ; their lives is nothing short of a! 1 miracle. However, they did escape j and up to a late hour last night had ! not been captured. ] j Young Kerr was taken to the BapI tist hospital immediately after the accident and the attending surgeon ; said last night that the injuries would probably not prove serious. Paul was playing on the street with ' several other children when they saw j the car coming. A little dog 'belonging j to one of the children started across I ! the road and Paul reached out to get ! it when he was c>truck. The ne' groes, thinking perhaps they had I killed the boy, kept ort at the high ' nrvrtA/1 itntil /ior uroo WrOaItDH opccu U.J.AHA UUO nwj ff A VWMVM* Considerable excitement was creatad when a report was received at Sheriff McCain's office to the effect that two negroes had killed a boy at College Place and escaped. Deputy Sheriff Heis and Chief of Police Richardson went to the scene with blood hounds and although they searched the surrounding country they found no trace of the negroes. The car belongs to. E. A. Huggins, I a negro physician of Columbia and I it is said that his chauffeur was driv J ing it at the time of the accident, Dr. Huggins was assisting the deputy sheriff last night to capture the chauffeur. TO PROVIDE QUARTERS. San Antonio, Texas, Oct. 27.?More | j than $1,000,000 has been made avail | able by tho war department for ex- ( j penditure in providing winter quar-; ters for troops stationed on the bor- i j der. Southern department headquar| ters was advised to this effect today ; and ordered to proceed with the work at once. ! Cantonments are to be erected for! 1 _ ! troops of tlie regular army engaged in border duty and provision has been made for framing and flooring the! tents of National Guard troops. In authorizing this expenditupe the war department acted on recommendations submitted by Gen. Funston. The expenditure provided for by the | appropriation, aggregating $1,140,200, I ir. as follows: Cantonments for regu 1 lar troops, $670,000; iraming ana | flooring -tents for militia, $246,550; ' I arracks and quarters, $62,450; en' closing mess shelters for militia and j Regulars, $123,600; hot water bathing facilities for regulars and militia, j $57,500. | >EWBEKKY CASE REVERSED. The supreme court of the state has leversed the order of Special Judge Thomas G. McLeod made at the November, 1915, term of the court of common pleas for this county, in the case of the Bank of Prosperity, plaintiff, against Mrs. Louisa Dorainick, et al., defendants. This suit was one brought for foreclosure of mortgage j by the bank against Mrs. Dominick. j Judgment of foreclosure was had and j the mortgaged lands were sold by ! Master Rikard at public auction sale. Mrs. Ada 0. Dominick purchased the land at the sale, but later declined to I comply with the terms of sale on the ground that the master could not give good title. Judge Mc-Leod issued , a rule, requiring Mrs. Ada 0. Domin! ick to show cause why'she should not | comply with the terms of sale, and j Mrs. Dominick answered by declar' :ng that she could not in the proceedI ings had obtain a good title. Special | Judge McLeod ruled that the Masj tilte would be good and ordered j Mrs. Dominick to pay the purchase on/1 tolrn +Tto lonrl UV/vm fhia | . V,u iiiiu lUliU. Jl a V/iJU order she appealed to the supreme j court. That court has held that the | children of Mr. Henry P. Dominick, I now deceased, should be parties to | the suit and that Mrs. Dominick , could not be made to pay over her money at this time. The case will be in the courts again, with the children of the late H. P. Dominick as parties. This is said to be a very interesting case, especially 4 _ _ - ? iV ~ A ~ ^ LO Lilt: lit WJ CIS Oi Ulie SUlLtJ Uli ilCCUUUl. of the Tegal points involved. Messrs. Hunt, Hunt and Hunter are the attorneys for the Bank of Prosperity. Messrs. Blease & Blease and H. C. Holloway represent the other side. OCTOBER GHOSTS. Wind of the Night of Autumn, fclowa from a starless tra?k, Whispering there in the darkness -where the shadows whisper hack, Why must you haunt my casement, under the rain-wet eait*. The Anderson F Company OfjFe Prizes to I Sowing wheat this fall who i Blood" goods when sowing an Co.'s top dressing a^d soda ne For the best five acres of whe For the second best five acres < For the third best five acres of ! For the fourth best five acres For the best three acres of wh For the best one acre of wheat i Mr S M "Rvars Countv De ?J y / a committee in due time to aw have to do to get the prize is wheat and oats successfully is 1 i and fertilization when grain is f If the next wheat crop shonl another advance. Anderson Phospi W. F. FARM] See Gresham & Spee: FOI i i i I have a fords cominj I Roadsters Touring Ci Don't fail P. B. C j A; Whitmire, Sc | A i With voices of ghosts forgotten in the rustle of withered leaves? 0 Wind of the night of Autumn, calling me as you creep, i WVi iemo-rincr thofro it! tho cVmrfflW9 f V ^ *** W*.V*V4\/ w where the dark of the night is deep, f Crying of days forgotten, sighing for dreams long sped, 'Ally must you blow gray ghosts again from graves of the vanished dead? There is a Voice in the shadows, a Voice from a vanished day, A song from the heart of springtime, blown from the fields of May, ^ Clear as the woodland ripple from "1 the roll of a silver stream, Till the night is sweet with ' music 4 and the dark with an old, old M ' dream. \ ^ There is a Dream in the shadows, ot eyes with the violet stain, Of lips as red as the roses rinsed in an April rain; But when, with an oldtime greeting, r I turn from the open grate, Only the wic;l is calling, and only the shadows wait. Wind of the night of autumn, here I have come for rest, For peace in the gloom of my lonesome room as a worn bird seeks its nest; Why must you haunt my casement, under the rain-wet eaves, With voices of ghosts forgotten in the rustle of withered leaves? ?Exchange. DIXIE STAMP & STATIONERY COMPANY, Columbia, S. C. Office and bank supplies. Manufacturers of rubber stamps, seals, etc., qua!- ? ity and service. Prompt attention to mail order*. 5-19-tf. ' Malaria or Chills & Fever Prescription No. 688 ia prepared especially for MALARIA or CHILLS &. FEVER. Five or six dotes will break any case, and U taken then as a tonic the Ferer will not return. It acts on the Kver better tirto Calomel And does not ?rfoe or mckea. 'hosphate & Oil r the Following Farmers use the Anderson "Fish and d Anderson Phosphate and Oil xt spring: at $100 :>f wheat 75 wheat 60 of wheat 50 eat .' 50 25 imonstration Agent, will name ard the prizes. All you will to make the yield. Raising argely a matter of preparation ? sown. d be short flour would make i&te and Oil Co. ER, Secretary. r, Greenwood, S. C. IDS car load of 2 this week. on I <P X ,Z/\J. irs 386,90. to get one. )DELL gent >uth Carolina . '