University of South Carolina Libraries
V. \ - . . VOLUME Linn DUMBER 69 jEWBERRY, S, (? FRIDAY, JULY 28, 1916. E XW1C1S A V>?i?A, <L*y A lhA*. ? I ? BIRD'S-EYE VIEW OF RURAL CREDIT ACT What the New Law Proposes to Do terest Nerer to Exceed 6 Per Cent. News and Courier. Washington, July 25.?Many long and complicated explanations of the Rural Credits Act have been published. These have wearied or confused the average reader. On the other hand, most of the brief descriptive references to the Act have been too general to give a clear idea of the modus operandi. What the ordinary citizen would like to know is how the new rarm loan system is to work and how the farmer is to secure access to its benefits. The main features and the principle can be shown in a few words as follows: Under the Rural- Credit Act the country is divided into twelve districts, each of which has a federal land bank. These banks which back each other's loans, form the divisional links of a system which is centrally supervised by a federal farm loan board of five members, appointed by the President. The Government supplies $9,000,000 to stacrt each of the twelve farm land / banks with $750,000 capital, the money being returned to the Government as the banks become gradnally the property of the farmers themselves, as will be explained later in this article. Tha fori oral land 'hanks lend thrOUPTh local farm loan associations in amounts from $100 to $10,000 on approved farm lands estimated to be ^orth twice the amount of the loan. These farm loan associations are really banks, except that they cannot receive deposits. Neither can the federal land banks. It takes ten or more farmers in a community to form a local associatmTi -and thftv must desire to borrow at least $2fo,000 from the federal land bank of their district. If the character of thes^ men and the lands they offer as security are approved by tho officers of the federal system, a charter is issued to them. After being chartered, each local association can receive ,application for loans from as many farmers in its territory as have land to cover the amount. To get the money, however, each applicant must become a member of the local association and take stock in it to the extent of 5 per cem of his borrowings. Similarly, tlie association itself must take stock in the farm land bank of the district to the extent of 5 per cent of the money leaned ^through the association by the bank. Thus it will -be seen that the local associations "will gradually acquire, foj the automatic operation of the sys tern, al of the stock of the twelve district banks, and that the borrowers through the local associations will in1 the Same way acquire all of the stock of the associations. In other words, the borrower in a few years "Rill own the entire system, the Gov eminent being left with no functions except protective regulation. Borrowers will be required to pay a certain proportion of the principal of their loans every year. This annual payment, constituting what is called -'amortization," will be smaller in proportion to the length, of time the loan Ls to Tun, which time is never to be more than forty years nor less than five. The "rate of interest Is not to ex^ ft rvp-r fpnt in anv r\pt;p arid nc-ver to be more than 1 per cent more than the rate of interest carried by the last bond sold by the land ban!* when the loan was made. Additional capital necessary to operate and expand the system is to be obtained from the sale of bonds based on the mortgages owned by the land banks, all of these banks being jointly responsible for the bonds. Being thus backed, these securities are expected to be in such demand as safe investments that in a few years the - ^ + Ann rr A+- oil "fVl A liiriut;! wiiu gvjvm icmu tan cm capita! the land justifies at 6 per cent or less in any part of the country. K. Foster Murray. [ TO AID SUFFERERS IN FLOOD REGIONS Whalej Presents Measures Providing $100,000 for Relief in South Carolina. Washington, July 25.?Appropriations totalling $800,000 for the relief of storm and flood sufferers in North Carolina, South Carolina, Georgia. Alabama and Mississippi are provide! in joint resolutions introduced todaj in the house and referred to the committee on military affairs. The resolutions also authorize the secretary oi war to issue quartermasters' and medical supplies to the needy. The appropriations are divided among the States as follows: North Carolina, $300,000; Soutli Carolina, $100,000; Georgia, $200,000; Alabama and Mississippi, $200,000. In addition to these sums $400,000 is provided for flood sufferers in Georgia and Alabama in resolutions introduced Last Friday by Representatives Lee and Burnett. Of this sum $300,000 would be spent in central 'Ailaba-1 ma, which recently was flooded, and the remainder would be spent for relief in southwestern Georgia. Representative Britt introduced for North 'Carolina and provides for the I expenditure of $300,000 in Buncombe," Henderson, McDowell, Rutherford, Polk, Haywood, Mason, Jackson, Clay, Cherokee, Swain and Transylvania counties. Engineers of the war department now are investigating conditions in the flooded district of the State at the instance of Representai tive Webb, who has supplied the re1: partment with photographs of flooa I damage and other data which have j been sent to him from North Carolina. j The $100,000 proposed for outh Carolina by Representative Whaley would be spent along the Santeb river and its tributaries, which, went out of their banks last week at the . same time western North Carolina : was flooded. Representatives Adams, Howard ! ;nd Bell were authorities of the reso' lution for Georgia and they proposed ! an expenditure of $100,000 for the .1 Chattahoochee river section and $100, 000 for the Coosa river valley. i The resolution for Mississippi and * ' - ^ 3 1 T? ? ?? AiaDama was oueieu oy xve^rcscuta tive Harrison of Mississippi. m 1 WALKING FOR HIS HEALTH NOW NEARING CHICAGO ? i i : The editor has received a communi1 cation and a newspuaper clipping from Levi Jones the noted travellert tramp who passed through 'Newberry j in January on a hike from Augusta, Georgia, to Chicago, 111. Jones in hi.? ' j letter which is a little short of the j best literary style and spelling, says: ? "dear Editor, I donte forget you nor | your reders Ether tho I am so Bisy trying to get through. I have too i hundred more miles to make to Chica'! go. I have too hundred postmarks on ' my Book.. This has bin A moste trying trip tho I would Rether dy o/ ; the rode than give it uvp.^ "I am as Ever yores , | "Levi Jones." : j Jones has reached Greensburj. . j Indiana, which is two hundred miles .; from his goal, Chicago. He starteo . j walking for his health in 1912, hi.5 . | physician having told him it was > J walk or die. The walking seems to i be pretty effective medicine though 1 probably a little hard to take. " ? CARD FROM DR. E. 3T. KIBLER Editor of The Herald and News: I learn that there "has been some little misunderstanding tas to my rej marks at the Whitmire campaign meeting concerning the appointment a whiskey constable for this county. My statement, in effect, was that I saw no need for this appointment, and regarded it as a waste of the money of the taxpayers. I did not intend to say that Sheriff Blease wa? responsible for the appointment. I } am reliably informed that he ha6 Tiothin? whatever to do with' it. I ~hnll be glad if you will publish thh oard. Yours very truly, E. X. Kibler. | LITTLE MOUNTAIN REUNION AUGUST FOURT1; Little Mountain, July 24.?The annual Newberry college reunion will be held at this place on Friday, August 4. George B. Derrick of the class of 1916, will make the welcome ad dress. Other speakers will De ur. j. W. Horine of the Lutheran Church Visitor staff, James C. Kinard, winner of the state orator's medal this year, Chas. P. Barre, superintendent of | education of Newberry county, and [ President Harms of the college. NEWS OF EXCELSIOR Excelsior, July 27.?iVYte have had a lot of rain in this section the past lew weeKS ana coru -dim tuuvu cms badly drowned and in the grass. There will not be an over production of cotton this year. Mrs. Carrie Hartman left Wednesday to spend some time with her sister, Mrs. G. B. Lominick and familjnear Greenwood. ' Mrs. Ben Wheeler of Columbia i? visiting her parents, Mr. and Mrs. A. M. Counts. Messrs Junius and Karl Kinard of Greenwood have been spending a few days with Mr. and Mrs. H. J. Kinard. IMiss Ada Hunt h'as been on a visit J to Misses Cora Lee and Viola Cook. I Mr Robert Odell of Newberry1 spent Sunday with Mr. R. J. Crumpton's family. A pity all cross roads along the public high ways wa'sen't posted showing the traveling public where the> are going. This could be done with very little cost to the county. Mrs. Rhoda Watts will return home this week from an extended visit to her son, Dr. Pearl Watts of Florida. At a recent meeting of the patrons of Excelsior school Miss Gertrude Bobb of Prosperity was elected to teach, said school another year. Miss Bobb has accepted of the school and ihe patrons have made a good selection as Miss Bobb is -a teacher of ex pr-rience and knows her business in th'j school room. The continued rains have cut out the, watermelon crops In this section. Mrs. 6. M. D. Livingston land chilj dren of Prosperity spent Sunday with ! her father's family, Mr. J. A. C. Kihi ler. ! After the weather clears up would be a good time to drag the public roads for they will need it badly. We miss the trains on the Southern road passing through this section. Ain TrtWV TPTTPP 1 1/11/ XVfffll JUljXXUlV Miss Gladys Miller returned to her home in Little Mountain after spending sevral days with her aunt, Mrs. J. L. .Fellers. Mrs. J. F. Lipscomb and young son. John of Ninety Six, and Miss Julia Matthews of Greenwood spent the earlier Pfcrt of the week with theii sister, Mrs. J. S. Werts, returning to Y?/\c?rvAnfiTTA Tiatv?qc? r\r\ TnooHo V liiCH 1 uuuuto vn JL UV/CUU^. / Misses Wattie and Sallie Lee Cromer of the Mt. Bethel section spent the past week with their sister, Mrs. H. C. Fellers. Mioses Aline and Mildred Fellers i of Columbia have arrived to visit their ! i-ncle, Mr. J. L. Fellers for some | tfjne. ^ The protracted meeting will begin on the first Sunday in August at Mt. Zion. The services of Rev. W. J. Nelson of Rock Hill have Seen secured, which promises excellent preaching, j Miss Addele Fellers entertained about seventy guests last Thursdav evening at a lawn party in honor of her house guest Miss Belle Young of Pickens. The grounds were lighted with electric lights and Japanes"lanterns. Punch and lemonade were served during the evening by a bevy nf vrmncr IstHies ?. BLEASE RALLY DAY AT GREENWOOD, AUGUST NINETEEN Editor Herald and -News: We are going to have a big Blease Rally Day here the 19th of 'August. Would be pleased to have you make tne statement lurousu vuui wium?i> so that his friends in Newberry and way may be apprised of the meeting ind attend. We expect to get reduced **ates on all railroads. 'A'e are exnocting the largest crowd "^resent of the campaigns in Greenwood, July 27. / < Jk A ??????????, 'PROGRAM OF THE .NEWBERRY COUNTY 8. S. CONVENTION Lebanon Church, August 8-9, 1916. First Day?First Session. Song and prayer service, by Rev*. # T7I T 7 DaVU ci. v. oauu. Enrollment of delegates and appointment of committees. President's report and message, by Jas. F. Epting. Secretary-Treasurer's report, by J. B. O'N. Holloway. The Sunday School Organized for Service by R. D. "Webb. Building Up tlie Sunday School' Tnrougli tne Jb'orwara step nan, oy; Miss (Agnes Ravenel. Adjournment. | First Day?Stecond Session. Song and prayer scrvice, by Rev. F. E. Dibble. Reports from DiWsion Superintendents. Elementary, Mr3. J. Sidney Derrick. Adult and Home Visitation, Rev. Z. W. Bedenbaugh. Home, iMrs. A. J. Bowers. Teachers Training, Rev. T. C. Cro ker. Secondary?13 years to 20?Miss Eugenia Epps. Temperance, Mrs. J. M-. Workman. Missions, Miss Lizzie Neel. Reports of Township Presidents: 1. What we have done. 2. What we are trying to do. Township 1. Jno. II. Wicker. Townships 2 and 3. T. W Keitt. Township 4. J. M. Fridy. Township 5, J. Sidney Mayer. Township 6. Dr. W. Eh Senn. Township 7. J. Sam Werts. Township 8. I. Preston Cannon. Tqfwnship 10. J. A. C. Kibler. .Township 9. J. S. Wheeler. Township 11. Wm. H-. FoIK. j Uniting the Sunday School and the , Home Through tne uraaie kou ami : the Home Department, by Mrs. J. S. Derrick'. Practical Ways for Mjaking the Sunday School Attractive, by Mrs. E. H. Moore. Discussion?Speeches limited to twa minutes. Questions and Answers for "The i Sunday School Teacher." i The Teacher's Preparation of the j Lesson, by R. D. Webb. Class Organization for Men and Women, by A. H. Bouknight. Seo.ond Dav?First Session Song and prayer, by Rev. S. C. Ballentine. The Teacher's Duty, by Prof. O. B. Cannon. Questions and Answers on Sunday School Management. i The Strength of the Christian Appeal, by Jas. C. Kinard. \ ! A World-wide View of Sunday ' School Work and Pledges Taken, by ; Prof. R. D. Webb. How We Can Maintain Interest in a ! Small School, by Miss Ola Brown.. Adjournment. Second Day?Second Session. Song and prayer service, by Rev. T. C. JCroker. iAi Practical Standard for the Ele! J mentarv Division, by Miss Agnes ! Ravenel. i I The Correction of the Home,- tho ! Church and the Sunday SchooT ?n | Saving the "Teen Age Boy and Girl? 1 G. B. Cromer. The Textbook of the School?Rev. i F. E. Dibble. * i Our Aims fnr the Year?Prof. R. D. | Webb. Reports of Committees. Election of Officers. Miscellaneous Business?Place and Time of Next Meeting. Adjournment. SPECIAL SERVICES AT KINGS CREEK POSTPONED On account of the unusual weather j conditions the special services that [ were to begin at Kins:s Creek on Frinierht and run through the Sab bath have been postponed till the thiri Sabbath of September. All who are rntorrst^d v.*ill please take note of , this change. 1 T'.ie reir.Iar ?c*vire hol'l next Sabbath afternoon at 3:20. J. TV. Carson. Pastor. Miss .Toe Dunn of Albemarle, X. C, is the giiost of Miss Pearle Davis. ' . SOME INTERESTING ITEMS FROM WHITMIRE WMtmire, July 26.?Saturday- was county campaign day in our town. Many of the candidates were here. I am sure that the week-end that they spent with our people will linger long in their memories. Whitmire is entirely surrounded by streams. These were swollen, our irienas aia not even succeed in getting their cars and many of them went away on the train leaving their auto's with. us. The last meeting of the Whitmire Biographical Club was held in th? home of Mrs. W. A. Andrews. The character for study was Jas. H Carlisle. The following program wa.carried out, "Carlisle's Private Life and his Influence on the State," bj / Mrs. Wm. Coleman, "Carlisle the Educator" by Mrs. S. A. Jeter. Readinj by (Mrs. T. W. Coleman. "Carlisl< Lecture on Madame De Stiael" B3 his request Mr. iWm. Coleman, an ar dent admirer of Dr. Carlisles at tended this meeting. At the earnes' < solicitation of the club he favored us j with a few remarks paying a glowing (tribute to the great educator. , One of the most' enjoyable event! of the season was the Rook partj given recently by Mrs. T. W. Cole man in honor- of her sister, Misi Bessie Parge&nd x of New Orleans The following ladies enjoyed Mrs Coleman's hospitality: Mesdames Wm Coleman, T. H. Watson, J. B. Pitts, S A. Jeter, A. M. Watson, H. K. Boyd, E E. Child, and W. A. Andrews anc Misses Frances Jeter, Nell Fridy, anc Erroll Martin. Delightful 'refresh ments were served. Miss Erroll Mtartin of Graycour after a .pleasant visit to her uncle | Rev. J. M. Fridy and family, has re turned to her home. Mrs. W. D. Suber and children ari I spending the summer -with her sister in Texas. Mrs. Inez MeCarley and children i of Columbia are visiting her brothers i Messrs Jno. M. and Z. H.- Suber, an< i nthpr relatives and friends here. - | ? - v I Miss Nora Cofuld after staying ?w< week with her aunt, rs. S. A. Jeter has returned home. Misses Mattielene Trues&ale / o i Kershaw is visiting her aunt, Mrs. Z | H. Suber. f !.V?r. and Mrs. J. E. Cofield are spend ing some time with their son, Georg Cofield at Carlisle. : Miss Weinnie Henderson, who ha: been gone for nearly a month visit ing friends in the lower part of tffi State and at Columbia, has return?* home, v Miss Frances Jeter is spending th? j week with Mrs. Sallie Hardin ant I other relatives in Columbia. Mrs. M E. Abrams who hue a ver sick baby has gone down to Mr. T W. Abrams, hoping the change wil do the little sucerer good. Mrs. P. B. Hilton and children hav< | returned from a visit to her parent' in North Carolina. Mrs. T. A. Beckett has returnee from a short stay with her home folks near Huntersville, N. C. Rev. t. a Beckett went over for her in his ne^ Ford-run-about. "Nita." ORDER OF SERVICES IN A. R. P. fHrRfH FOR \EXT SABBATH (Rev. J. W. Carson, Pastor.) 10 o'clock. Sabbath school. 11 o'clock. Morning- worship. Subject of Sermcr "TTiat will /: do in the end " Jer. "T was ^lad when they said untc - _ . 1?f Vl? i me. Let us go 11110 uie uuusc uj. j Lord." A "handsome set of twins, a girl and a boy. arrived at the home of Mr. an 1 O'r-r-nce Duncan in No S township last Sunday. ? \ / ; PREPAEIXG FOR CAMPAIGN BAY AT POMARIA Pomaria, July 27.?Tuesday, 'Augustl, will be county campaign dayat Pomaria. Every tiling is being placed in readiness to greet the happy gsoup I of candidates with a smile of welcome. All places of business in town wilj close promptly at 10 a. m. and remain closed until 2 p. m. o'clock in order that everybody may have a chance to hear the candidates for the various * * - ?- _ rrru ? offices present teir piauorms. xjio usual barbecue dinner will be served in the grove. Ever effort will be put forth, to make the dinner one of the i seasons. Every body is most heartily '! invited to be present and spend a '' pleasant and profitable day. In the afternoon there will be an interesting, nail game between Pomaria and Saluda?., Both are strong teams -and a close I game may be expected. * u ^ Tuesday afternoon the Joint Council composed of Bethlehem, Pomaria* and St. Matthews, with a full representation, assembled at the parsonage for the semi-annual meeting. All the churches of the charge were reprot ' ed ia a very prosperous condition 01 their own accord. Pastor Ballentine's salary was unanimously increased in J responds by the excellent christian . ; 7 V/ ork done by him and is family, some " new furniture was added to the par3 j sonage for their convenience, and other repair work will be done soon. jjs Rev. Ballentine, together with hi? ; T? cheerful christian wife, is a most able , preacer and a distinguished church "? I'OTtrw nvm tVUl&Ci. ' " T: a. J UVU O 4 4V?VUK - - ' (M 1 sings upon them. May they have many ~ M 1 more prosperous years in our midst | The Newberry Conference will ba j lit Id at Pomaria,1 Friday,'Saturday anl N t .Sunday. An interesting and helpful ' program has been arranged. On Saturday afternoon, August S. j from 6:30 o'clock to 10:30, an ic<v\ 'cream supper will De served -1 a, grove of St. Paijls chureh, for the i benefit of the oYung People's Society^ : Every body is' invited to come and ^ , help a god cause. ^J1 <S> ? <? < <$> County Campaign Schednle. <? ^ :> <j> <? 3 Young's Grove, Friday, July 28th. jj Pomaria, Tuesday, August 1st. f1 . j Longsliore's, Thursday, A'ugust 3rd. J Chappells, Tuesday, August 8th. Newberry Court House, Friday, Au-1 gust 11th. 2 Jalapa, Tuesday, August 15th. Keitt's Grove, Friday, August 18th. 3 Little Mountain, Tuesday, August -' 22nd" ; J 2 J Newberry (West End). Saturday, . 3 1 August 26th.. 'IS ! The meeting at <Whitmire will be* ; I gin at '2 p. m. The meeting at West A 3 3 J End wil begin at 8 p. m. All other. *| meetings will begin at 10:30 a. m. 1 Frank R. Hunter. I B. B. Leitzsey, . Chairman. j Secretary. <$>&<$><&<?><$> ;! 4 CAMPAIGN SCHEDULE ' | ' j ? <8> I 11 Orangeburg, Fridav. July 28. $| ; St. Matthews, Saturday, July 29. Sumter, Tuesday, August 1. JB Manning, ivveanesaay, August, Moncks Corner, Thursday, Aug. 3. I Georgetown, Friday, August 4. Kingstree, Saturday, August 5. ^ ' I Florence, Tuesday, August 8. [ Marion, Wednesday, August 9. I Conway, Thursday, (August 10. Dillcn, Friday, August 11. Darlington, Saturday, August 12. \ I Bishop ville, Tuesday, August 15. I ; Bennettsville, Wednesday, Aug. 16. ) j IChesterfield, Thursday, August 17. I ! I CamGen, Friday, August io. Lancaster, Saturday, August 19. J Union, Tuesday, August 22. [ Gaffney, Wednesday, August 23. : [ | York, Thursday, August 24. .I Chester. Friday.' August 35. * fl| ! TVinnsboro. Saturday, August 26. M