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INSURANCE AGENTS ! BLAME LAWMAKERS ! ASSERT (OMFAMES WON'T KETIKN INLLSS AMICOttTACT LAW is CuA^GEi) Ke^e an Courier. Oolumbiaa, March 6.?That 93 pel * -U ~ irvenron/>i. r>om nQl II,--; C?El IM UliV illC 1UJ>HUUVV will withdraw from Dullness hi South ' V troiina, and wi ll no L ret am untjii ibtre is some change in the law, '\\as j the statement made here tonight by a | prominent insurance agent, who "wants the people to know the situation." This same authority said the companies would not come back "until i there is some relief from the conditions of this abortion," referring to trie anti-compact act. j "I want the people to be informed of the real situation," he said, "and j the present deplorable state of affairs j has foeen brought about by the follow-, ing causes: ALLEGED CAUSES. "The killing of the hill introduced a I the request of the insurance commissioner giving him authority to re-! view the rates made by the Southeastern Tariff association; outside Inter-! *:erenee and the 'getting even' of the j insurance commissioner, who tagged; on the anti-compact bill the provision giving him the right to review rates; and ismorance of -conditions on the part of the framers of the bill. <rnie killing of the bill, house bill No. 40 and senate bill No 31, introduced at the request of the insurance j commissioner, giving him the author-; ity to review rates made by the Southeastern Tariff association for this State, which was done by the Southeastern itself with outside assistance. "Had this bill not been interfered with i and been permitted to pass not a company in South Carolina would have withdrawn, neither would the Southeastern Tariff association have been driven out, but the people of the State j would have been very largely bene- j iitled by equalizing the rates, and f where they were too high they would ' \ have been gradually reduced. This is evidenced by the fact that in the ^ Spates of Minnesota, Iowa. Missouri i and Oklahoma the rates are revised I by the insurance commissioner. In I she States of Texas and Kansas, the i State has the absolute power to make rates and the companies are doing business at the same old stand. HOW IT WAS DONE? "The Laney bill, which drove out ^ tiie &outneasiern lariu assucitiuvu, i was -framed very largely by men wJio ' are not familiar with insurance business. and have no correct knowledge of the relationship between the Southeastern .Tariff association and the com- 1 -jrauies themselves. Had they realized ; at the time of drawing this bill Its far-Teaching effects they would have 1 ?ent it, not to the committee on agri 'culture, but to the committee on banking and insurance. They "would also have consulted the insurance commls- ' sioner a great deal more than they did. < ' "When the bill had passed the Senate and the insurance commissioner's 1 bill had been kilied by the Southeastern Tariff association and their asso- ' ciates, the insurance commissioner 1 had the anti-compact bill amended by ' .giving him authority to revise the rates and it was passed giving the inA i surance commissioner the autnomy 10 review rates, when as a matter of fact 1 the Southeastern Tariff association. f - having been driven out and the State ! having no machinery for making rates 1 itself, there is nothing left for the com- j 1 -panies to do but to establish, each j: company for itself, a rating bureau!J -:'or South Carolina an expense and a Trouble that the business of South Car-1 oMna will not justify anv company to ! do. There isn't the slightest probability of any company attempting it, and the sooner the insuring public undertakes the situation the better off shev are going to be. ANOTHER OBJECTION*. "One section of the anti-compact bill prevents rebating, but with the exception that it does not apply to insurance placed by or through the State warehouse system. This gives the warehouse commissioner the right to place insurance on other property than cotton and the insurance peopie oojeci very much to this, which they think is discriminating against them. "I.f the provision giving the insurance commissioner the right to review * 1 ~ /vf and maKe rates nact Deen uui vi i the anti-compact bill, the fire insur- j ance companies would not have with- j drawn from South Carolina. "The object of this statement is to 1 ! impress upon the people the utter j hopelessness of the companies coming I back into South Carolina as long as: this law stands, "because, as shown j above, it was passed as a result of out- j side interference misinformation and 'getting e.en,' none of which is a good business reason for framing laws. The real sufferer will be the people themselves." COTTOX ACREAGE REDUCTION IS URGED OX THE FARMERS Atlanta, March 11.?An appeal to the farmers o\ the >South*to cut down their ortton crop this year and raise more food crops and assurance that more money would be goiten for a small crop than a large one, was issued today by President Charles S. Barrett of the National Farmers' union. "A few days ago I pointed out to you the danger of planting ~oo much coton this year,'' he says in his ap peal, "and under present conditions I repeat now, if you make this mistake, you will probably be wearing this '.all a longer face than you wore following the harvest of 1914." He then quotes government figures to show that in 1910 a crop of 11.500.000 bales brought a total of over $S10, 000,000 while a crop of 15,500,000 bales the following year brought a total o cn'y $745,800,000. "All 1 ask,'' continues Mr. Barrett,! "is for you to study these figures, and apply them to your farming methods, j By devoting pari of your time to food! crops, you will have plenty of meat in j the smoke house and plenty of hay In j the lor. You can then snap your fingers ! at the world that is dependent on you j instead of beins: dependent 011 it as you have been in the past." PROGRESSIVE*ESS OF THE <*MOO>LI(rHT SCHOOL' IDE t "JThese fractions are fine! I never was able to figure a load of corn before and know that I was getting what was coming to me. Yon bet you I can now!" Such was the proud boast the other j day of a 64-year-old farmer studying in the moonlight schools of Oklahoma ?a man who a few weeks be.'ore "could manage to write his name "but mighty few folks cou'd read it." i And all over the South this sort, of i glorious work is now going on, North Carolina at one end and Oklahoma at the other being equally interested. One farmer we heard of the other day had never been able to sign his name to his bank checks, but after going to I school a rew nights the cashier saw ' him come in and instead of making his mark, picked up the pen with the proud exclamation, "Now, see her j rip!" and dashed off his full name without help. In the Oklahoma school in which the 64-year-old farmer learned his fractions, a writer describing [he opening night says: "The pupils came, and the kerosene tamps illuminated a strange scene. Some came afoot, some horseback, and some in wagons, bringing the wife and babies, ntti-ere were three pallets on :txe teacner & rostrum zaaz uigm, auu there s-tept babies while the parents worked. * * * They sat in the seats jvhere their children and even grandchildren sat -"by day. iSome of them trere put in tlie chart class others could start in the primer, and some svho could read tolerably, plunged into :he mysteries of arithmetic.** Only th;is morning as we write this i report comes to us of a "moonllgHt >chool'r (or perhaps it would be more iccurate to call -them "night schools"), not many miles from onr office in which 24 men and women were enrolled, the pupils not only learning to read and write, but getting a pretty ?ood start in arithmetic. "Learning 5gures" is popular because nearly everybody wishes to know that he is getting the right pay when he sells anything and not being cheated when tie buys.?The Progressive Farmer. HIS INFORMANT. When illicit distilling was common in Ireland there was an old man who went about the country repairing i whiskey pots. The gauger met liim one day and asked him what he -would take to inform him (the gauger) where he repaired the last whiskey .pot. "Ochu" said the old man "I'll Just take half a crown." "Done!" retorted the gauger. "Here is your money, but be careful to tell me the truth." "Och," I'll tell you no lie, sir. I just mended the last whiskey pot wrherf* t:hp hole was." SAD INDEED. A Boston school teacher had read Whittier's "Maud i.Mnller," to her pupils, and at the close of her reading spoke of tlic sorrowiui sigmneanee 01 the words. "It might have been." She asked the boys and girls if they could think of any four sadder words. One alert youngster of n dozen years held up his hand and said: "1 know two sadder words." "What are they?" asked the teacher. "Please remit." > "* ' * RFLES GOVERNING BUSINESS . MEN';* TRAINING CAMP 1. Qualifications?<An applicant for enrollment for the "Business and Professional" men's camp must be (1) a citizen of the United 'States or have taken out first papers (2) between 21 and 4."> years of age (3) of sound physical condition, capable of hard drill ?3 ? -*-iL _ ^..n : ^ i ;ina maiit'uu*r maruumg wua a iuii ni: i'an11 v* equipment; eyesight normal or | corrected by glasses to admit of tar, get practice; (.4) have a college educa| tion or the equivalent. By "equivalent" is meant a good elementary educa! tion which has been supplemented "by I business or professional training. This ; to be stated on application blank, j 2. Period o Camp?The first camp I will open Monday, April 3, and conJ tnue to April 30. 1916. Men are re I quired to report in camp on April 3. If conditions -warrant, other camp? I will follow this one. A student camp will open July >, for students at least five feet four inches in height and between till* ages of 18 and 30, in universities, colleges and the graduating class of high schools ?and other schools rated as such?or graduates I o the same. i 3. Location?The camp will be loj cated at Fori Ogletliorps. Ga., a milij tary post now garrisoned by the llth I 1". S. Cava^-y. It is near Chattanooga. Tenn., with both electric and steam railway seri ice bet ween the city and the training camp. 4. Camp Equipment and Expenses ?Arms, ordnance and equipment, including mess outfit, will be furnished by the United States army. Expenses?for four weeks (exclusive of expenses to and from camp, and the- uniform, which costs from $S to $10) about $30. This is to be deposited in advance and includes $o to cover loss or damage to United Stales property which is refunded in case no loss or damage is incui ed. This sum covers board, camp expenses, and ammunition expended. government loans tentagc, ordnance (full field equipment), blankets ponchos, cots, pillows, sweaters and mattresses. City furnishes camp site, drill grounds, running water and electric lights (latter in mess shacks, Y. M. C. A. tents, officers' and orderly tents, rears and showers). It also pays for damage to crops on maneuvers. Y. M. . A. furnishes a large tent for each battalion, tables, chairs and writing materials.. All instructors are officers of the regular army. Note.?Each company has attached to it one sergeant and one (private of the regular Army, as sergeant instructor and signaller respectively. Extra pay 'or cooks and waiters? who are detailed enlisted men?is paid out of the $30 deposited. 5. Uniforms?Each man must take j ?1 pair tan marching shoes, medium weight socks, 1 paor shoes or sneak- J ers, underwear, 2pairs leggins, regubreeches, cotton; 1 pair leggins, regular pattern; 2 olive drab shirts, wool; 1 army blouse, cotton; 1 campaign hat and cord (special for military training camp); toilet articles and other i necessaries. Articles of uniform may ibe purchased from Posi Exchange, Fort - - A ? ^ ugieuiorpe, \jra., Army ana ^\avy uo- | operative Stores, 16 East 42nd St., New j York, Sigmund Eisner, 103 Fifth ave-j nue N'ew York, or from camp store. These outfitters will furnish measurement blanks on request. The Munson last shoe is recom-! mended, but any good tramping or i hunting shoe of fair leather will be j satisfactory. (Must be broken in). I All necessary articles of uniform or | clothing may be purchased at the camp store conducted by the camp authorities. I Civilian clothing, etc., in trunks and ! suit cases will be properly stored. | 6. Transportation ? Chattanooga, Tenn., is reached by the .following railway systems: Southern, N. . & St. L.; C. X. 0. & T. P.: Central of Georgia ; A. G. S.; W. & A. Camp is reached by steam or electric railway. Arrangements have been made for special rate for attendants of 1 1-2 cents per mile each way for the round trip. Facilities for moving passengers and baggage direct to the camp hare been made. Agents of any o* the above railway systems will furnish, information as to ratpc i-nntAc cr^hArlnand n.rrnTiS'P merits for special cars and trains where the numbers warrant. 7. Books on (Military Matters?It i is recommended that the following books be read before attending camp? Infantry Drill Regulations; or Cavalry - T> 1f r ^ XT' I 1 ,1 A rtillcirv > CIV ICC- I ill * Ul J' i*. iu lUiV/i; j Drill Regulations; V. S. Army Field I Sor> ice Regulation?: "Manual o.' Milj itary Training,'' by Captain Jas. A. ! Moss. For those wishing more information additional books are suggested: Tactical. Principles and Problems (Hanna); "Basic Course for Cavalry" (L. . Andrews); "Elements of Military Hygiene" (Ashburn); Military Sketching and Map Reading for Non. Com. Officers, by Lieut. Grieves. The above may be obtained from The Army and Navy Cooperative Stores. No. 76 East 42nd St., New York; Tin* U. o. Infantry Association, i | wasmngion, v. , me ueorge uanta | Publishing Co., Mena-sha, Wis., or from I any book publishing company. I 8. Inoculation?It is strongly recI ommended by the typhoid prophylaxis | inoculation be taken at the camp or i be ore, if preferred. (Xo charge for ; this treatment at the camp or for ap! proved applicants at any army post). : Xot obligatory. 9. Instructions?The purpose of the camp will be to give eacli attendant as much of the fundamental education of an officer as can be imparted in the duration of the camp. A cer i tain definite routine will be prescribed ' for all, including rifle practice. Special opportunities under selected officers will be offered ."or training in various branches of the service, cavalry, artillery, engineers, signal corps, ' and first aid. There will be present at the camp, : ca . airy, artillery, signal corps, and in! fan-try officers of the regular army. I I Those who have had a fundamental infantry training or have attended a military training camp, may enter <Ji1 rectly a troop of cavalry or a battery 1 of artillery and devote their time to this special training, provided there i are enough applicants. 10. Organization?Attendants at the camp will be divided Into war strength companies of infantry, troops j of cavalry, or batteries of artillery, ' commanded by officers of the regular ! army, whose duties cover not only j those of instruction but also the health i and general "welfare of their com- ! mands. Attendants are on a Cadet basis. 11. Special Periods of Attendance. National Guardsmen?Those who are members of the National Guard or , who have had recent military train[ ing (since August, 1911) may apply, i and on approval may attend for less than the prescribed period. As the ; military training is progressive, the latter part of the camp is recommended for such men. Men of sufficient ex perience will be used as officers and non-commissioned officers for the va nous organizations, rne original enrollments stating experience are on file with the commanding officer of I i the camp. 12. Examinations.?No examination ' | is required, but a board of regular o> ficers on duty at the camp will make such recommendations as to Individual qualifications as they may deem proper, to be filed with the war department. For further information apply to Officer in Charge, Southern Military j I Training Camp, Governors Island, - I I N. Y. i SHOULD ACQUIRE THE "OTCTIOXARY HABIT" Hoard's Dairyman calls attention to ! one subject that should have attention | in this connection?the need for hav1 in-g and using a good dictionary in i every home. Every -bookshelf ought to I begin with the Bible and a dictionary : (not the cheapest, smallest one you ~ oiMiat K-ii+ n i-ooTTv pnr\A An gci CllUCi , u u t. u i vuii; qvvu VM-V/ f and then other books should be added ! as -'ast as possible. We know no better way by which the uneducated man 1 may educate himself than by following i the simple .plan of keeping a good dictionary on the center-table and asking ; it to pronounce and define every word he comes across in his reading. J :The importance of this subject ts further emphasized by Miss Elizabeth D. i.Vbernarhy in a letter we recently received from her in which she points | our inar ine it-a i-uu-u rv uu agiivuauii I contains no explanation showing chil- j j dren how to pronounce pollenization. | celydon, potein, etc., and other words numbers of which she also finds are not included in the child's school dictionary! Miss Abernathy adds: "I am also a .farmer, but formerly | I taught a country school. Ten years ago the hardest problem the rural school teacher had to solve was how to teach correct pronunciation. Chil| dren were forced to depend upon the I teacher for help to call words in all their studies. These 'spoon-fed' pu? pils seldom learned to read well bej yond the Third Reader. The teacher 1 could do little but pronounce words for them." ! Get the "dictionary habit" yourself j as you may need it, and by all means insist upon your children acquiring it.?The Progressive Farmer. 1 trnim To Drive Out malaria And Build Uf? The System j Take the Old Standard GROVE'o! TASTELESS chill TONIC. You know : what you are taking, as the formula is j crinted on every label, showing it j - - - - x I i Quinine ana iron ;n a tasiejess iuxu; ; The Quinine drives out malaiia, th- I *vov builds nn the c.o oprr* J THE HERALD AND NEWS ONE YEAR FOR ONLY $1.50. I f .? iwn.au*.Ii.^1.1' I. ?. \ rUIM A f VI 111 The place to buy your | China is the place that has i I the largest stock to select I from at the right price. Come and be convinced. i I I ?. . Mavps' Rnnk fo Variptv Stnrp 1IIUJ VV A^VVll V M1IVIJ V/iVl V The House of a Thousand Things. A Card to Owners of Rural Telephone Lines ' St We are anxious to see that all lines owned bv other parties and connected with us are kept in such condition as to furnish efficient service. Where the owners of rural lines are responsible for their upkeep, we want to co-operate with them. All lines require a thorough overeauling occasionally if the best service is to be obtained. We recommend tfcst every line connected with us be overhauled at least once a year, and that at least one experienced telephone man assist in this work. The cost of this work when divided among all the patrons of the line, mak^s the amount paid by each man small, and this cost will be more than offset by the improved service. J If the owners of rural telephone lines in this sec-1 tion are experiencing tibuble with their service, we will appreciate their talking the matter oyer with our Manager or writing us fully. We will gladly do what we can toward helping you improve the condition of your line. * jg SOUTHERN BELL TELEPHONE 1 AND TELEGRAPH COMPANY <1 BOX 163, COLUMBIA. S. C. 9 ARRIVAL OF TRAIJiS *'ARSEBS SHOULD HAVE TORRENS TITLES On Southern and C. Jf. & L. Railroads at dewberry, Effective Jan. 20,1916. Mr. .James W. Hicks, of Goldaboro, - ; V%ys..i V*irt n^tr Ta? senas us a ciuppiug clltuul u*?*xwr. _?-? On Southern Railroad? rens deed to his land, secured at a cost fl No. 15, west 8:48 a. m. of only $20 and in just ninety days No. 18, east 12:15 p. m. after starting the proceeding in the No 17, west 2:50 p. m. courts. He is immensely pleased with No. 16, east 8.54 p. m. his test of the Torrens law,, of course, v and urges land owners everywhere B On C. N. & L. Railroad? to investigate its provisions. In his *No. 12 (mixed), west 5:14 a. m. Iett r he gays: | No. 55, east 9.oS a. m. 4<I am you a clipping .from No. oJ, ^-est .l.'ju xu. tlle (jreen&boro Patriot, wnicn i woum - No. 53, east 3:22 ,p. m. , , _ . . ... , . 1 _ n be glad to have you publish in your *No. 13 (mixed), east o:30 p. m. valuable paper. I employed Mr. Bruce 1 No. o4, west 7.00 p. m. _ ... A _0 Craven to secure this ;Torrens title, IN . 50, west 9:o3 a. m. , , , ... -.en ~ on account of Ms wide knowledge of t.\o. ol, east o:d0 p. m. Daily except Sunday. rSunday only. 016 Torrens ,aw- and 1 take grea4 West is to Greenville. Bast is to pIeasure in sayins that 1 am bi<**' Columbia 1 P^eased with the "promptness and disT S Lefler T A. I patch with which the transaction was January 20 1916 ' carried through. I received the title oii! from Mr. Craven this morning, and All Soutnern irains are icguiai trains. On C.f X. & L., Xos. 55, 52, 33 after reading it over very caefully, I i ar.d 54 are mail trains. fee* that 1 wouldn't be without it for J Time of Closing Mails, dewberry, S. C. -or ten times what it cost me. Every ^ (January 21, 1916.) property owner ?hould investigate thfg Southern Railway?S: 18 a. m., 11:45 | Torrens law." a. m? 2:20 p. m., S: 24 p. m. We are printing on another page C., X. & L. Railroad?9:23 a. i*., the clipping sent by Mr. Hicks. It 12:36 p. m? 2:50 p. m., 6:30 p. m. ought to stimulate our North Carolina W. A. Hill, Postmaster. aH(j Mississippi readers to take adi-kf Tnrronc. (TaiW now in H ? ?W^? J * CiJLA LCA?-,\~ VJ. buv AV** wmw I ROUNDABOUT SLUR. i force in these two States, and it ougfefc I "I thought your wife's name was | to stimulate readers in other State* to Elizabeth?" demand the adoption of the Torreng "So it is " principle.?The Progressive Farmer. I "Then why do vou call her Peggy?'' i I "Short for Pegasa." I 'nvigoraUng to the Pale and Sldftj? JB "What has that to do with .it?" ^?K32SSS^??8B?SlESa ^ "Why. Pegasa, is feminine for Pe- j *;ui.:b-Mebio<vjbuild? gassus." ^ ~ ~ r-. _~ _ ^ ^ ^ jfeFl' io u *vMur M ? ? ? w ? ?? ? 1 Well. Fegasus is an immortal j V7i!I * rs RllCUmatiS3n,v>-]ew- j steed." ^ ' rai^in/K-jadach*' Cramps, C0V1 "Sh! Not so loud! She*3 in the next ';c: . i'etter Pin-l-'VvVrr " Jf room. You see. an immortal steed is j . . -' , Jfl an everlasting na^, so there you are!" j J . .L...." w-: ?: flj i i_ jh