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J(je ||enilii and Jem Entered at the Postcffice at New$%rry, S. C., as 2nd class matter. ? ?? ? r nr\TTAO K. Jt?. AULL, CJUi. l. vsi*. Friday, September 24, 1915. This is the time to subscripe for The Herald and News, when you can get it for one whole year of twelve months for $1.19. We were in fine shape to go to press on time yesterday, eo far as we could * -1 {? +V.o see, when a DreaK iwh. piacc m I press which delayed us again. All these things are coming in groups, but' we will get them straight soon. It might have been worse. OUK SOCIETY DEPARTMENT. Among the changes which have takt ;Jen place we lost our society editor. As J the editor of this paper is not much on society, it has become necessary to j get some one to assist us in that verv j important department, because the la-1 I tvVia rpnri The Herald and Xews, j u*vi3 " *-v - and all of them read it, must be kept j posted on the happenings in the world j of society. We. feel that we have been j fortunate in securing the services of Mrs. J. E. iNorwood,who some years ago conducted that department for us. She will appreciate any help that the good ladies may render and so will fThe Herald and tN'ews. We will announce the phone number in the next issue, or as soon the phone can be put in. ? ?? * ???TC* A VT\ O/V-BWUW THE UA3A5 ivnva, The bankers of ?he State are prettygenerally denying the statement of LMr. McLaurin as to the rate of interest they are charging, or have been charging, for money. We publish in this issue a. statement from Mr. Simpson, the president of the Bankers' association of South Carolina, and also a report of Mr. Harding's speech at Raleigh. ^ The statement made by Mr. Harding 4c? foton frrwm tho rpnr>rts nf the hanks' to the comptroller of the currency at Washington and must be official. It shows a terrible rate of interest in I some States. The statement is made j ihat as high as 120 per cent had been charged. In North Carolina, Mr. Harding stated that the average rate haa jeen only about 6 1-2 per cent and in South Carolina it had not been above 15 per cent. We do not know about that, but just now in Newberry the banks are adver I tising to lend money to the farmer on a^dotton warehouse receipt at a rate of 6 per cent. In fact, the National bank some time ago published an advertisement that it was prepared to .end the farmer money on warehouse eceipts on long time and a good basis cf value and at a reasonable rate. This ras the first bank in this community j id make the announcement. The Ex- j nange batik said that a rate ot 6 per I ent would be given and the Commer- j rial bank advertises that it is ready and willing to lend the farmer money -.n his cotton warehouse receipt at 6 ^ er cent. We understand that these .oans are made on about 75 per cent the prevailing price of tthe cotton. There can be no complaint against i :.ie banks in Newberry. The rate quot< v l by- Mr. Harding may have prevailed ] . >;me time ago, but it would seem nov; 1 \.iat thevbanks are willing to co-oper. ?e with the farmer in maintaining a ...ir price for his cotton and of giving ..im the opportunity to hold it and get ' ...oney on it at a reasonable rate oi 1 ; . terest. The fact is that all the banks _**e anxious to loan money on cotton arehouse receipts. 1 In a speech in Raleigh last night < . on. W. P. G. Harding, chairman of j e federal reserve board, said: "It i no longer St rr* f.iprp is n oad foreign demand for cotton. Esti- " . .a.tes PO'v range from 10,000,000 to ' i?000,000 bales, and a price of 12 cents oks less improbable tonight than 10 *nts did a month ago."' Those o:' our ; aders who are not aware of the Tact, ill please be reminded that Mr. Hardg is virtually at the head of thj merican financial system, and he ould not speak lightly about such a j -> mot* Of OC t *?? W> V ill/ T.",-! I ci ? iuuvu * uo iiiio. i Vi ? jijv i-.i | lirer. t if what Mr. Harding savs is true l id. as the Enquirer says, Mr. Karoini: i virtually at the head of the Ameri- 1 < n financial system, why should the 1 it / We will by wareho of SIX per will be deli The ( of P JNO. H. K1NARD, Presi The Bank 1 | farmer rush His cotton on tne mantei even at 11 cents. He can borrow at a low rate more per pound than he expected to get. The banks are all anxious to loan money and the cotton buyers are anxious to buy cotton. It is certain to go even h* ?her, and if the marketing is not too rapid it will go higher very soon. The crop is short and the demand strong. Why not the farmer come into his own? r\ u~ 4-? juuge vr<u y ucta m?s uci vt; tu icnuc; f the decision he rendered concerning the "gallon-a-month'' law in the face, of the sentiment of the people of South Carolina as expressed at the ballot box.?Gaffney Ledger. Surely you would not have a judge? to decide a question according to pub- j lie sentiment, when his conclusion ac- ! cording to the law and the constitu- I tion were against public sentiment i The very fact that an honest judge will j do this is the bulwark of our institutions. We admire Judge Gary the more because he has the manhood to make a decision on a legal point according to the lav/ as he sees it regard less of public sentiment. We did not ! expect him to do otherwise, however, knowing him as we do. The strength of our government lies j in the fact that it is composed of three j distinct departments independent and separate from each other. The bulwark of our liberties and the safety and security of individual property depend upon an ljonest and fearless judiciary. When it comes to the poin: where a judge is expected to decide i legal question according to the prevailing public sentiment of the people at the time, our very liberty is in jeopardy. The majority is more frequently wrong than the minority. We state :his with no reference to the present :ase. Public sentiment sometimes runs riot andvWe need the sure and sturdy < land of the judiciary to maintain the proper balance. It was not "nerve" that Judge Gary ( lad, but it was character and the man- , 1 lood to decide the case as he under- ^ stood the law, regardless of the pre-1 . i j mailing public sentiment. And it is t tvell for our very existence that we i ia\e such a iudiciarv. His ODinion and 11 lecision may be reversed by the su- jc Dreme court, but Judge Gary decided jc ;he case as he saw the law in its ap-! plication to the constitution and that s the main point in these remarks. ; rhe case will go to our supreme couit j j md until that court decides, the gal- ' c on . i.cnth act remains except in the >nc case decided by Judge Gary. n>ic Association The Ci' ic- association will give a tuiH'-irinr nn Vrirlnv Of f nllPT" i St C 7rcani and cake wil? be served for the J ;hK;!ron in the afternoon. Further an-; louncement as to time, place, etc., will t i be made later. Spccia.1 entertainment,T svi;r be provided for the children. it Mrs. Frank R. Hunter, j i i - ^ 0 ! \J> 0 I loan money use receipts ? cent per ai ighted to sen jrnimwml dewberry, S dent 0. B. J. Y. M'FALL, Cashier 'hat Always Treats ? The Sty! Stetson 4 TVTT^ /%TTr n rfn it /%ixx_y ihljvv a^aii Autumn hir Hat!" Come see the Stetsons?Soft H; bies, Self-conform Men in the k cided liking for more formal effe< such as the P Black band, In the matter are rather mor heretofore?ther emphasis on the i - i 4-u ann a uip uutu ii front only. SUMMMR! Clothing D( Pastor Resigns. Pastor J. X. Booth has resigned the iar.e of the West End Baptist church, dewberry. His resignation is to take effect the last of October. Brother Booth has not determined upon his fu .ure neiu <mu is UJJCU LU t:uici HJC^/ i.ui espondence with any church or field hat might desire his services. He is >ne of our best men and pastors. His iddress is Newberry.?Baptist Courier. It St. Philip's and Bachmaii Chapel. A student from the Lutheran Theoogical seminary will preach at St. 3hilip's and Bachman chapel next Suniay at 11 a. m. and -* ' p. m., respectxr a \'5iy. 1. vuii a. rtiscj, Pastor. ! W. 0. W. to Meet. Newberry camp, No. 42, Woodmen | )f the World, will meet in Klcttner's ! ialI Monday niglt, the 27th, nt 7:30.' rhere have been some recent changes nade in the assessments, and every policyholder is urged to be present at ,he meeting. F. H. Oampsen, Clerk. J on cotton, it the rate nnum. We re you. Bank * ? V/. MAYER, Vice-President You Right. 1 ? e Note in 0 Fall Hats i the approaching its crisply?r" Felt new Fall Hats? ats. regular Der 7 O ing Derbies, now show a deDerbies and the cts in Soft Hats, earl Gray* with of block, crowns e tapering than e is considerable curl of the brim, ont and back, or BROS. CO. epartment. The Boosters. The Columbia Boosters came into Newberry on the schedule yesterday morning. They were met at the train by Mayor Wright and a numoer or citizens, along with the Newberry Concert band, and marched over to the public square, where the citizens assembled and heard speeches by Mayor Wright, Dr. Geo. B. Cromer, Mayor Griffith and D. F. Efird. Mr. Lillar.l took charge of the meeting after Di. Cromer concluded. The Manhattan quartette sang two beautiful pieces. The crowd was in good humor and, as Mr. Lilliard said, the main purpose oi inese trips is 10 cement a. closer friendship among the people of the State and to get better acquainted. I'rosperi-y Personals, Mrs. G V. Hunter was a shopper in X < w b err y W ed n es d a y. .Mrs. E. B. Schumpert spent Thurs-1 da. in Xewberrv. r. v . singiey leanes in a iew days for Milieu, Ga., to visit her sister, Mrs. J. A. Hunt. Miss Lilly Warner left Tuesday for Cleveland, Tenn.. where she teaches in Centenary college. f , ( MEET i CALDWELL & H I . |The Store that Keeps in Ti I World, the Store that Will N The store that you can feel sa as we guarantee every sile t ney BACK. In our ready-to wear we as | is fashionable and up to date ! gives the buvinsr of this ! attention, and therefore we i 7 j upon our ready to-wear depa; in the South that can save yo to-wear garments. All alter; expert fitter and are absoluti are also free. We say COM? ! j MBBMM III IIIBII IIZBaHKBHBm WOOL DRESS GOODS i 75c value at 49c j 50c and 60c values at 30c All others at cut prices. i Beautiful Plaids and Silks, the latest styles tll.it are out, can be found I liere. ?ome and look them over. / I ! R?PE DE CHINE | i ; $1.50 values, in all the v shades, Cut Price Sale at only 9?>c yard SILK POPLIN $1.25 and $1.50, Sale Price 89c yd Egyptian Crepe, $2.00 value at...$1.69 Crepe (Meteor, $2.00 kind, at $1.69 CORDUROY, the very material for Coats, Skirts, ete. CORSETS. Prices range from 48c up to $10.00. We carry one of the Best Lines of Corsets that is carried in the upper part of the 'Carolinas. Royal Worsted, $1.50 values, Sale Price only 98c Bon Ton at cut price 1 lot of Corsets worth 75c. vour choir.p at only 48c each Come and look them aver and consult our fitter, and you will never buy < i ' i cne anywhere else, but from C. & H. BIG BARGAIN COUNTER Don't fail to ask to see it. Values | up to 25c y<L >Ve say take , choice of ' anything on counter at onlv Hr vnrds SWEATERS At a Great Cut Price Sale. I UNDERWEAR * I 25c and 35c Ladies' Pants and Vest go j iii ims Dig ^ui rnce bale at only iwc I Ladies' Union Suits, 50c and 65c kind. Sale Price at only &8c Suit or 2 Suits at 75c. Children's Underwear at Bitr Cut Price ? 1, LADIES SHOES j. j LaFrance, values up to $4 00, Sale '1 ! Price at only $1.79 pair * ! W. L. Douglas Shoe, up to $4.00 values, i Sale SS.48 i Oxford values up to $4.00, Sale.. .$1.39 Last call on Oxfords. anoBKmBBM LADIES' OXFORDS 1 lot, values up to $2.00, Sale Price 49c LaFrance Oxfords, values up to $4.00, t at 98c 2 'Everybody knows what they are; ^ they will stand the test; style 1915.' c Millinprv H It goes without tl | are the most up-tc | millinery business tl lantic ocean. We ha nur rlpnaWmprif nno ""v"v V4IV mers in America, Mi er. If you want the 1 see her.. Blankets anc Now is your time to buy them < enough to supply every man, w county. We say dont spend yc the store of Caldwell and Haiti in them for less. Jos. T. Hutcl Phone 40 i ME AT ALTIWANGER'S such With the Styles of the ot be Undersold by Anyone. w + ,fely in spending your money, o be satisfactory or your mosure you of everything that . Our Mr. R. M. Caldwell ; department his personal can not lay too much stress rtment, and there is no firm iu as much money on readyations are in charge of an ely guaranteed. Alterations !, COME. JUST RECEIVED - A few days ago, 1 case of LINEX FINISH SUITING, the best goods for Men's and Boys' Shirts, also for Ladies' House Dresses, thfit ever were thrown out on a counter. Ask to see them and you will be likely to carry some of it back borne with you RED AND WHITE WOOL FLANNELS We have enough to supply every woman, man and child in Newberry county and the adjoining counties. We say, Come one, coir all, for every want in Flannels. CLOA KINGS Look them over. Prices range from 49c up to $8.50. GINGHAMS COUNTER Three thousand yards to pick from of this one lot number, 10c to 12 l-2c yard, Sale Price only 7c yd Come quick and get your share. KI\M0?iAS Just received: several big shipments that go on sale today: $1.50 value, sale Price only 98e~ ?7.00 Silk at only $10.00 one going at $6.48 Kimona Cloth at Cut prices. / DRESS TRI3DTINGS ;We have them. Come and look them over. Pearl Buttons 2 doz for oe.. 5 cakes of Toilet Soap for 10c Also throw you in a nice box. Men's Wright Health Underwear at f?9e; worth $1.00 each. Ask. to sec our Button Line. \ j- ^ MEN'S SUSPENDERS '?./ > icirirl ca 1 o no"' >0c kind. Sale Price 19c roiveis by the wagan load at Cnt Prices BED SPREADS >2.50 values, cut corners, the very thing tor iron bedsteads, at only Cut prices on all others. UMBRELLAS we carry me Desi nne m tne oia ;own of Newberry. Ask to see them md you will not likely go homeward without several of the storm kind and jthers?the guaranteed kind. epartment xl JL le saying inai we -date firm in the bis side of the Atve at the head of of the best trimiss Gertrude Wickatest and the best 1 Comforts it slaughter price We have oman and child in Newberry >ur money until you reach wanger where you will buy p ii i?osopirrnii/gA.' iruir.r'?uvr y,xx?j*mmm i V I bison, Mgr- i 1301 Main St.