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ANIMALS HEAVILY INSURED. From Monkeys to Elephants Every thing Made the Subject of a Policy. If there is a risk which cannot be insured against nowadays. it is cer tainly not that of any animal's death. From donkeys to race horses. from pigs to the most valuable stock, from monkeys to elephants. everything can be made the subject of a policy. In deed, a whole circus or menagerie %an be insured with as much ease as in the case of an ordinary family. sayz Cassells Journal. Certain offices do little else than "take the lives" of animals. generally farm-yard stock, at rates ranging from about 5 to 7 1-.! per cent. and they transact an enormous bus iness with agricultursts and others. But any specially valuable "life" has to be mainly or wholly in sured at Lloyd's. some of the under writers of which institution will take risks that no other company would look at twice. It is there. in fact, that nearly all the curious "lives" in animal insurance are "taken." In many cases these risks come within the original scope of the in stitution. because they are connected with animals being transported by sea. Horses, for instance, are invar iably insured at Lloyd's -when they are shipped for a voyage, and even an odd donkey for one of our colonies has been made the subject of a policy. In the same way all manner of fear ful wild fowl are insured for their passage to England. Perhaps the most singular "lives" "taken" in these circumstances are those of turtle, which are insured on the journey from Jamaica to England. Now and again some of them die on the way, but they are not necessarily a (total loss.") They are, if the death takes place near the end of the voy age. brought on, duly delivered, and in the end served up as soup, for which their slightly premature death does not unfit them. When a turtle dies however, it ceases to be such, and becomes an "angel," and it is described as an "angel" in the de livery note. Of course, insuring an animal for a sea voyage is -. very different thing from insuring a box or a case. The risks are much greater. In general, all animals suffer distressingly from mal de mer. A cross-channel passage often prostrates a horse. whle an elephant is sometimes in agonies for days when at sea. So the risks of mortality have to be added to those of fire, wreck. etc. At Lloyd' however, horses are commonly insured when traveling from place to place in this contry. while race horses are frequently i sured against all contingencies. Some years ago a certain gentleman. when he bought the la Duke of Westmini ser's Flying Fox for 37.5oo guinea-=. took* out at Lloyd's yearjy po,licies on its life for ?3o.ooo at ?6 per cent. The insurance, which is still in force. is against the risk of mortality frc;m any cause. Another valuable animal life is that of St. Simon. which is in sured for ?ao,00o. Other animals are also common risks at the great underw~riting center. Many times elephants have been made the subjects of policies. When Barnum purchased Jumbo he insured that great creature at Lloyd's. Jumbo reached 'the other side of the Atlan tic in safety, but afterwards came off second best in attempting to tnght a railway train. Another big zoo eleplhant. Jingo. was similarly insured by Mr, Bostock, who probably did not reg^et having taken such a pre caution. for, as everybody will re member. the animal died-he proved to be a very "bad sailor"-while on its way to America. to the heavy loss of the underwriters. Often as the "lives'' of elephants have been "taken" singly at Lloyd's, the underwriters have only once, per haps. been offered them by the hun dred. A whole menagerie or show has been. insured, as, for instance. Barnum's wvhen it first came to Eng land, the animals in this case being insured against all risks except natural death. and the property against damage by lightning, gales, etc. But such risks as this are ditler ent from one of 126 elephants in a lump. These animals were a herd of working elephants in the east, some of them 100 years old: and the own ers wished to insure them "against all risks of mortality, natural or otherwise." for twelve months, and on certain evidence of death. Even at Lloyd's where a policy for a million has been issued on one ship, this was considered rather a "large order," but for all that some under writers quoted for the risk. As how ever, the proposers thought the rates too high, business did not result. At least once a much more delicate animal than an elephant-a giraffe has been insured at Lloyd's. This is an exceptional risk, and a high premium had to be paid for it, be cause the height of the long-necked creature and its great timidity cause it to be a very "bad life". Probably. however. the giraffe was insured only during its transport to England. The original boxing kangaroo was another remarka'j!e risk taken by Lloyd's. and well it s remembered. because .ome of the members lost heavily on it. When it died the un truth is the second term should be derwriters interested made applica tion for its skin, but the animal's owner refused to give it up. Valuable monkeys have been re peatedly insured at Llod'4, though rarely to the satisfaction of those who have taken the risks in connec tion with them. The latest was Con sul. which died not long ago in Ber lin. Valued at ?25.000. -the "human chimpanzee"-which was trained, by the way, a Didsbury. near Manches ter-was insured for ;Eo.ooo. Of course, all risks of this kind are split up among a number of under I writers. ea'ch of whom takes only a comparatively small amount. It may be imagined, too, that there is no ta ble of rates for them, because the chances of mortality cannot be cal culated. The numbers are so small and the circumstances so variable that it is impossible to work at aver ages as a basis for quotations. Ani mal risks, in fact. are gamblers. Socia News. - What the Letters Meant. Washington Post. "Among the many odd and interest ing characters in Kansas." said Mr. W. E. Bladen of that state at the Raleigh, "is Col. W. P. Hockney, bet ter known as 'Bill' Hockney' to a large percentage of our inhabitants. He has had a very interesting and somewhat varied eareer. particulaily. a politician. For n.-nv years he was one of the most rampant and ultra Republicans in or out of Kansas. L.ater he became a Populist. then went into the Democratic camp, but finally repented. and is once more in good standing with the party of his love. "In the boom days in our region Col. Bill becanje a large investor in real estate iu a Kansas town that hil fair (so the boomers said) of equal ir- Chicago, and. being an energetic and thrit: citizen. he put up a block of buildoigs that were the pride of all the' ci:izens of the infant metro po. lis. Over the central one he had cut in. ia:.e characters his own in itials. W. P. H. Well, the boom had its bri if and glorious day. and the in evitable shrinkage came. Hockney was caught in the slump to the tune of a good many thousands. and he a stranger eno.ered the place, and in a stanger entered the place. and in making a tour of the town saw and admired the lovely block that Hock ney built. Curiously enough. he got into conv ersation with the owne'r, who happened to be standing in near proximity to the pile. ' 'h.' said the stranger. 'this row~ of buildings would do credit to a town of 1oo.00o people. But please eplain to ine the meaning of those letters. "W. P. H." that stand out in such hold relief ov'erhead.' ~Those letters. sir.' responded the colonel. 'were placed there by myi own orders. and they' mean that William played h-.'" Hetty Green Turned the Tables. Hetty Green. of New York, had a way of taking care of her own even in her youth. A Vermont neighbor tells that while she was living on her ew England farm she had for a neighbor a particularly unneighborly 'ld bachelor. One day. while the threshers were at work on her wheat crop,. the winnowing-fan broke and he sent over in great haste to bor row her neighbor's machine. "Cer tainly." was the reply. "Mrs. Green may use the fan. but I make it a rule never to allow~ nmy implemnents to be taken away from the farm. The ma chine is in the barn, and she may' bring her grain there to be wvinnow ed"an offer it was manifestly i posible to accept. Mrs. Green had not forgotten the implied refusal when the old bachelor 4 1 sent his hired man over one morn- 4 ing to borrow her side-saddle for the use of a visiting relative. I " shall only be too glad to favor 4 him.*" was the word sent back by the j astute Mrs. Green. "But I never al low anything I own to be carried off the farm. My saddle is hanging 4 across a beam in the barn loft. Tell Mr. Broivne to send his aunt over. She may ride there as long as she likes." .4 Not Receiving. 4 Yonkers Stat-sman. Bacoi-Have you any reatives in St. Louis? Egbert--Yes: I've an uncle out there. Bacon-HRve you any relatives in during the position. I suppose? Egbert-No(. I can't. Bacon-Can't? I thought you were going ort to the fair? Egber:-l am: but I can't stop with uncle. He's in jail. I it The curiosity exhbted toward Miss! Alice Roosevelt at St. Lous was! enough to bull the rubber market. The number of murders per million inhabitants is: In England, 5. 13; in Germany. 5.45; in France, 11.55; in! Austria. 15.42: in Italy. 76.11, and in Spain. 44.70. Winthrop College Scholarship & Entrance Exainination. The Examination for the award of vacant scholarships in Winthrop Col lege and for the admission of new students will be held at the County Court House on Friday, July 8th, at 9 A. M Applicants must not be less than fifteen years of age. Whenschol arships are vacated after July 8, they will be awarded to those making the highest average at this examination. Scholarships are worth $100 and free tuition. The next session - will open September 21, 1904. For further m formation and catalogue address Pres. D. B. Johnson, Rock Hill, S. C. of Newberry, S. C. Oz'gaziissec. 189? Capital - - - $50,000 Surplus - - - 19,500 Paid Stockholders since organization 21,000 Paid Depositors in 4 Savings depart- 4 ment since or- 4 ganization - - $9,200 A man working by ibe day is paid for the timue he puts in at work, but when that wan saves a dollar for his ' day's labocr it works for him nights, ;4 a.s well as days; never iays <if on ac count of bnd weather ad r.tver getsI ick, but goes right on earning him an incoume. I.ts a nice thi:ig to work for mon'ey, but it's much nicer to have money working for y on. Try it-open a savings acco~.unt with ni' and get some money work-ing for you. Make a deposit in the Savings de part ment today and let it begin to work for yon. It.ter"s' computed at 4 per cent January 1 and July 1 of suchb easr. The Commercial Bank of Newberry, S. C. CAPITAL $5o-oo-oo SURPLUS $2o,ooo.oo. INVITES THE ACCOUNTS INDIVIDUALS, FIRMS, AND CORPORATIONS. INTEREST PAID IN SAV-1 INGS DEPARTMENT. PROMPT AND COURTEOUS1 TREATMENT TO ALL. SAFETY DEPOSIT BOXES FOR RENT. Jno. M. Kinard, President. 0. B. Mayer, Vice-Preside. 3 Z. F. Wright. Cashier. ACAND 0 We hearby announc 0 0 candidate for more bu 0 & ourselves to satisfy all MAYES' DRU We believe in wor Stretchinj By putting the cents in the rij :ustomer is the one who continue. ident of getting a dollars' worth )ought goods, lower prices, and he front. Muslins! Fresh, L !0 cents kind at 15 cents. 12 1-2 cents kind at 10 cents. I 1-3 cents kind at 6 1-2 cents. BLACK GOODS! COMPLETE Tussah Silks, Voiles, Crashes, White Goods, Swisses. .Ginghar 'Cost Sale" competitors Can't To 4=mt Xm on every pair of shoes and The biggest and best line we h vill not allow us to quote prices, : uit or extra pants for less mor iave in stock and not what we ha Come and st S. J. W( Agent for Butteri IAT THE RUSSELL C Will find a full line of Grocer Vegetables, Tobacco, Cigars, & thing in the grocery line come 1 my Boneless Pig Feet, Columbia ) Tripe and ofber nice things usual cery Store. I have got the goods will appreciate your trade and tr filled promptly; goods delivered < you the very best goods you can bu is possible for them to be sold at Be sure to find the place, the Russ JACOB L. D THE HONEST GR peeeeeeeeeeeee pe@ee@Oee@eO i39 YE eWe are still hern S friends and cu : best goods Fo e money. Our 5 are full, and we *ning the :ame * way in measure I MOSELEY HAMS J \4ot those mentioi ut a fresh lot jus Kingans Relial Kingans Porte Kingans Dried Breakfast Stri; Try ou Pinocli ~AVENPORT & Phone 1 10. [DATE ;e ourselves as a siness and pledge customers. G STORE. ian's suffrage. Dollars rht place. The well pleased to come where he feels con for one hundred cents. Well honest dealing has kept us to .atest Patterns. 15 cents kind at 12 1-2 cents o cents kind at 8 1-2 cents. 5 1-4 cents kind at 5 cents. LINE JUST ARRIVED. Lawns, Nainsooks, Linens, ns, etc., at prices that our nch. Oxfords in the house. ave ever shown. Ouu space ut we will sell you the same ey. We advertise what we ve "Just Sold Out" of. -e us, Yours truly, )OTEN, ek Patterns. ILD STAND YOU ies, Confectioneries, Fruits, When in need of any :o see me and try some of tiver Salmon. Seaquads and .ly kept in a first class Gro and my prices are right. I eat you right. Mail orders m short notice. I will give y for as little money as it and live. Come to see me. ll old stand. ICKERT, Seeeeeeee@ eeeseoe.e ARSs S i offering our * stomers the@e r the least.s ware rooms 0 are still run- * old honest.i Sand weight. * 0 ~LGAIN. Ted heretofore L received. dle. rs Beef Hame. >s. Flour. CAVENAUGH Main Street.