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?<A*V*^NA-V v?*?^ J? ?nwt*tMau -?art *r^?tt-' ?.i m I i.V..tt.n.*.' ? ? .r liii i rBE P H CEN IX " ' ' BVBB? WBOBBSDAt MOBSIHO. . ?V JULIAN AVSELBY, PUBUBBKB ABD PBOPBIITOB. ? JOHN P. THOMAS, Chief Editor. . osrBoot and Job Printing of every dee orip iou promptly and faithfully attended to. . i ai>TBBTiaBJfBBT8 inserted in the Daily at 75 oenta por, square ?OT tho Ant and 50 oent? oaoh.BUbaeanent in jertion. Long advertiBomonta by the week, nonth or year, at reasonable rates. 8DD80BIPTIOK. . ' Daily, six months, 34 00; Tri-W?ekly, 2 5C, Weakly. 1 ?0. ... . " The New York World very pertinently inquires if the country now has to con? gratulate itself, for the first time in ten years, upon the spectacle of every State represented in Congress, why the neces? sity of "a ? Joint Select Committee on Insurrectionary States?" The whole theory of reconstruction was baaed up? on the hypothesis that insurrectionary States ^rore entitled to no representation, yet here we have every State represented in both houses, and still the necessity of a'' ''Committee on Insurrectionary States." There is an inconsistency in the matter, if it does not foreshadow a further application of the reconstruc? tion Boheme. The election is approach? ing, and it may bring the necessity with it. - i-.-? "I say, neighbor Snobs, if yon don't keep your hens ont of my garden I will shoot them." "Very well, Doolittle; shoot away; only if yon kill any of my hens, throw them into my yard." Crack went the fowling-piece morning after morning, and the large, fat hens were pitched into neighbor Snob's yard. They cooked well. After a fortnight or more, Doolittle discovered Snobs never had any hens, and that he had been shooting his own, they having broken ont of their coop. Pooket Diaries for 1872. ALL sizes and prices. Miller's Almanacs for 1872. Also, Leslie's, OaBsell'a and other Piotorial Almanacs. UN, 1.000 STEREOSCOPIC VIEWS, in Europe and America, colored and plain, carefully se? lected. For aale at Jan 3 BRYAN & MoOARTER'S Bookstore. Notice. ONE BAY MARE, white faoe, left fore and hind foot white. Parties having missed such, will pleaae call at Guard House and prove property, or will be add. ??Jan 4 10 J. A. JAOESON, Chief Police. Notice. OFFICB CITY ASSESSOB, COLOMDIA, 8. C., January 8,1872. RETURNS of Keai and Pomonal Property, subject to city taxation, will be received at City Treaeurer'a Offioe until JANUARY 21, M872, at whioh dato the books will oloae. All persone failing to render retorna will be aub Ieot to the penalty prescribed by Ordinance, harsons desiring to do ao can pay their taxes at the time of making ru tu rn H. Proper bianka famished on application. Jan 0 W. J. ETTER, City Aaaeaaor. Gonpons. OFFICE OF CITY TREASURER. COLUMBIA, 8. C., January 1,1672. (1ITY OF COLUMBIA COUPONS maturing J thia day will be paid on and after Febru? ary 1, 1872, at thia ooloo. In the meantime, they will be received at par for Licenses and Taxes. Per inatructions to WM. J. ETTER, City Treasurer. Jan S 10 Dogs for Sale. A ONE year oldEngliah SETTER, _F thoroughly trained. Two aix mouths old Puppiea, thorough-breda-proper age for training. Nine anckliDg Pups, BTaok and Tans and Bull Pupa to order. Ap? ply to C. R. FRANKLIN. Deo 6_ State of South Carolina-Fairfleld Co. The State of South Carolina, plaintiff, vs. the Spartanbnrg and Union Railroad Company, and others, creditors.-Order for Sale, dec. BY virtue of a decretal order in tho above stated case, all tho creditore of tho bpartanburg and Union Railroad Company are required to provo and oatabliah their du maL.d? againat tho said Company, beforo na, aa Special Referees, nt tho law ofhee of James H. Rion, Esq., in Winnaboro, S. C., on tho 26th, 27th,28th, 29th and 30th daya of Decem? ber, A. D. 1871. and on tho 23d, 24th, 25th, 26th. 27th and 28th daya of January. A. D. 1872. JAMES Mi BAXTER, THOMAS B. JETER, Nov 26_ Hpocial Referees. Law Notice. THE undoraigned have formed a partner? ship in thu praotioe of law, undor the style of JllOtV & THOMAS, And will give oarefnl consideration and at? tention to any business entrusted to their obarge. Ofbco at Bauakett'a building, on Law Hau go. JAMES H. RION. JOHN P. THOMAS. COLUMBIA, 8. C., Novomber IC, 1871. Nov 21_. Gmo Refined Oil. COTTON SEED REFINED OIL, by the gal? lon or barrel. Also, in glaaaa, pinta and quarte. For Balolow. E.HOPE. Double Strong. FOR tho wintor aeaBon, I will brew all DOUBLE STRONG BEER. Drink BeegerB* unadulterated Donblo Strong Beer, and you get tho worth of your money. This Beor ie also put up in bottfee, and for aale at $1.50 per dozen. I have also rocoivod a anpply of the justlv colehratod PANCAKE-regarded the he'ut Chowing Tobacco. JOHN 0. BEEP EH 8. Butter. 4TUBS Virginia Valley BUTTER, 6 tuba Mountain Butter. 3 tubs ?ne Goahen Bnttcr. All nico and fresh and for eulo i.ow. Oct 1_L0111^^ LOWRANCE Revenue Stamps! Revenue Stamps! ALL DENOMINATIONS for Ralo at the usual discount, at tho SOUTH OAUO LINA_BANK AND TRUST CO. Dee 7 Private Boarding House, BY MHS. SAMUEL TOWN? SEND, Sonata street, .South? east Ortho Capitol, onopquiiro i ?!_.-*from Main ?trout, Columbia, 8. U._ D(?o 2 ?hil J Powder. Shot, &c. AFULL ASSORTMENT of Onn and Blast? ing PO WD EH, Shot. Load, Percussion CapB, Gun-wads. Ac on hand and for salo low, at wholesale and retail, by Deo 20 JOHN AGNEW ? SON. ..V^OW?l'.?i>-?HiM^?r?A1li?'l?H"?itW'l,l ' TBS STATE; CAPITAL BESTA^BANT will be kept op?n all night ?^r MONDAY, Deoember ll, for tho accommodation or tte traveling public, and ?it!?^ill be M rr ed nt all hanra of the day wi night.. PtOjg - OyfW? in'Every Bfyitf. /^~\ STY Restaurant is i ri order for tho (XvlLBUf winter season, and OYSTER8 and ^flgjpr other Befreahmenta will be furnish, ed at abott notice. "How will yon have them -fried, roasted or Btewed?" Q. DIE KUKU. . Oct ?0 . Cougars e Restaurant. THE undersigned baa taken np a position near bin old stand, on Main street, and ie again prepared to supply his customer s with good LIQUORS, choloe WINES, etc. LAOEB on draught. 8E?AR8 and TOBACCO of beat quality. The R E8T AU RAN T will furnish OYSTERS and other substantiels in ?????OP. Schweitzer Oe?? at all times. ' A. STORK. Nov 8_.__8mo Bead! Beadll Bead!!! STATS CAPITOL RESTAURANT. Near earner Main and Bridge Streets. (?Ri fmJ O oTERS in every atylo ^SjkU^Rbasted, Stowed, Fried and ^Sqgr Broiled. Oood Liquors, tine Winos, imported Cigara. N. B. Private SUPPER ROOM8. FRANKLIN A FINE, Oot 26 Propriotors THE CAE.ULINA HOUSE 18 onoe more open to the public, under the superintendence of Hr. B. BARBY. _ Tho reputation of the bonee will be kept np. August 31 AFEW reasons why they should have the preference over all otb ors: 1. Wheeler & Wilson's Sowing Machino is much simpler than any of the others; re? quiring lees than half tho amount of ma? chinery. 2. As the result of this simplicity, thia ma ohine is much leas Hablo than the others to get ont of repair. 8. Another revolt of this simplicity ia greater durability. 4. Another result is ICHS friction, and, con? sequently, greater ease- and rapidity of mo? tion, with leas noiso. 5. And greatest of all, that it uses no Shut? tle, and makoB the look stitch. It ia the oheapeat to bny the best. Buy the machine that nae justly, fairly and honora? bly won a reputation and independence against a strong and bitter competition. For more than twenty years has tho Wheeler A Wilson not only stood first and foremost, but now stands the nm Walled Sewing Machine oi the enlightened ci vi li zed world. Boy the ma? chino that has been thus tested and proved, and then you are sure to get tho best. For sale on the easiest possible forms. Sales? room Main street, second door below Pnonax Dfilce, Columbia, S. C. J. S. PUR8LEY, Agent. A. WHYTE, General Southern Agent. Juno 21 Gmo WHAT rF it waa only in the matter of GROCERIES, this question could never he asked, be? cause the people of Columbia and up-countiy already know the fact and aot upon it. ABE Wo offer the best gooda to be found in any known market, and if better than the beet could possibly bo had, we should have thom. YOU Onr periahablo goods are fresh, daily. We can soarcely supply the demand, dull as times are. In this class we ino lud o Hame, Break? fast Strips, Tongues, Ac . GOING In Flour-handling, we think, more heavily than any merohant here, wo offer peculiar in ducemoutB in quality as in price. TO In Liquors, I am assured you have the in side track. Wo trust all who give UB a call will acknowledge the "Corn." DO In Fanoy Groceries and Canned Gooda, our assort nient ia unequaled; every novelty ABOUT Being added to stock promptly, and standard gooda always on hand. IT? So, dear reader, whenever your stock ot Grocorios runs short; whenever a delicacy is required for tho nick room; whenever (bo ap potito of the epicure fails; in short, whenever you want anytliiug ciao but Dry Goods, Bootu and Shoes, or Queen's Doliglit, call; and wo can tell you, also, whom they can be got for nothing._GEO. SYMBI EBB Martin's Slicing Snb-Soiler and Deep Tiller Plow. fT?SE undersigned having purchased tho A. right for this Stato to manufacture and sell tho abovo plow, tho best and cheapest yet introduced, desires a reliable Agent at every Countv Court House in tho State. _P?L1<L _ EDWARD HOPE. Just Received. -irv HALF CHESTS assorted TEA. Though _L\7 the prico in market lias advanced 15 nor cont , we succeeded in gelling eur August hill duplicated, which wo offer at samo prico as boforo. L?RICK & LOWRANCE. A. B. MULLIGAN, COTTON FACTOR, GIIARLE8TUN, 8. C. ^1 WILL, when placed in funds, por? ch uso and forward all kinds of Mer? chandize. Machinery, Agricultural im? plements. Fertilizer?, Ao. Oct t? ||* MONET CANNOT BUY IT! Foi- sifilit is Prleeleaal But the Diamond Spectacles ititi Preserve lt. IF yon vaina vonr eyesight u te these PKH? FKCT LiVCifSKR. Ground from minute crystal pebbles, melted together, and derive their un mo "Diamond" on account of their hardness and brilliancy. They will lust mnnv yearn without change, and ari? warranted su? perior 'o all others, manufacturad hy J. E. SPENOEU & CO?, N. Y. CAUTION-Non? genuine mil??? stamped with our trade murk. WM. GLAZIC, Jeweler and Optician, is sole agent for Columbia, S. C., front whom they can only bo obtained. No peddle rs employed. July 20 ||llv Wilmington, Columbia &' Ang'ta E. E. OFFIOB OP GEN'L 8T7PEBINTENDENT, WlLMTNOTOH, N. O., Deo. 38. 1871. I Wi 4 TTENTION ot tue pnblio ia called to the ij. fact that a now.Une ie opened to .tba Hutt ?ia Wilmington,' N. O. A train loaros Wilmington, Colombia and Angosta Railroad Depot, on Gervais street, at 6.80 P. M., daily, (Sundays exoepted, ) Bleeplug Car att?chou. By tuiB train, passengers have choice ot routes from Weldon via Bay Line or Rich mond. Attention of shippers is alao called to thie new route, which makes conneotion at Wil? mington.with Northern ports by railroad and with firat class steamers, which can lay imme? diately at the Company's wharTes, thereby preventing drayage. For information, inquire of Hr. T. W. Jones, Agent. Oflioe at the donut. Deo 30 JOHN O. WINDEE, Qen.-Bnp't. ?Mim NATIONAL BANK OP COLUMBIA, B. C. Present Capital, $150,000. AUTHORIZED CAPITAL, .5O0.OO0. omoKBs. John B. Palmer, ^resident, A. O. Breuizer, Cashier. O. N. U. Butt, Assistant Cashier. DIBJ?OTOBB. J. Eli Gregg, John B. Palmer,F. W. Mollas ter, B. D. Benn, of K. D. behn ft Son; CK Vf. Bearden, of Copeland & Beardon; B. L. Bryan, of Bryan & MoCarter: W. C. Bwaflield, of lt? A W. O. Bwaffield, John C. Bocgere, Wm. B. Bishley. F. W. McMsBtor, Solicitor. TH1B Bank io now open tor tho transaction of a general banking business. CsBTinoATKB or DEPOSIT of ourrency or coin, bearing interest at the rate of Baven (7) per cent, per annum, in kind, will be issued. Dtijjoalts from County Officers espeoialiy HO- j licited; also, from Trustees, Administrators, Executors, Professional Nen, and others. Particular attention given to aoconnts of j City and Country Merchants, and other busi- j nena men, and the usual accommodations ex? tended. Notes, Bills of Exchange, and other evi? dences of debt discounted, and mouey loaued on collat?rale. Stocks, Bonds, Gold, Silver bought and sold. Mutilated Currency purchased at a email | discount. Sight Drafts drawn direct on all tho promi? nent placea in England, Ireland, Scotland, France, Germany, Belgium, Botland, Den? mark and the Orient. Letters of Credit iaBuod, I ayable tn any ol the above places Kraft a on all the prominent oitiea in the United States bought and Bold. Banking House opposite Columbia Hotel, Open from 9 to 8._Feb 28 ly CITIZENS' HAVINGS BANK or SOUTH CAROLINA Deposits of $1 and Upwards Received, INTEBEST AL Lu \AEDA.T TBE BA TE Ol SEVEN FEB CENT. FEB ANNUM, ON CERTIFICATES OF DEPOSIT, A NJ) SIX FEB CENT. COM? POUNDED EVEBY SIX MONTES ON A OOO UN TS. OFFiCEUS. Wm. Martin, President. John B. Palmor. Vioe-President. A. G. Bremner, Cashier. J. H. Sawyer, Assistant Cashier, i charge of Branches. John C. B. Smith, Assistant Cashier. jLWrecror*. Wade Hampton, William Martin, A. C. Has? kell, F. W.MoMaster.K. H. Heinituh, JohnB. Palmer, Thomas E. Gregg, Columbia. J. Eli Gregg, Marion. O. T. Scott, Newberry. W. G. Mayes, Newberry. B. H. Rutledge,Charleston. Daniel Ravenel, Jr.. Charleston. Mechanics, Laborers, Clerks, Widows, Cr* phaua and others may hero deposit their sav? ings and draw a liberal rate of interest there, on. Planters, Professional Mon and Trust?e? wishing to draw interest en their tunda until they roquire them for business or other pur. poBoe; Parente desiring to sot apart small tums for their ohildron, and Married Women and Minore (whose deposits can only be with? drawn by themselves, or, in oaso of death, by their legal representatives,) wishing to lay aside fonda for future use. are here afforded an opportunity of depositing their means whore they will rapidly accumulate, and, at Lbs same time, bo subject to withdrawalwhon asedad._AUK 18_ "Motte's Victoria Tonic Bitters." ENTIRELY VEGETABLE. For the cure of Dyspepsia, Ague and Fever, Bilious Diseases, General Debility, ?nd alt Impurities of the Blood. THESE BITTERS have now firmly esta? blished themselves in tho favor of the public and the medical profession. Prepared from purely vegetable ingredients of acknow? ledged efficacy, their unrivaled and highly tonic, stimulating and prophylactic qualities peculiarly adapt them to all cases of General Debility, Nervous Prostration of tho Sys? tem, Ac. As an excitant of tho appetite and a wholo Bomo aid to thc process of digestion, they will be found to be very efficacious, while their peculiar medical properties render them of unequaled value to these subject to Chill? and Fever, Congestion, and other miasmatic diseases. These Bitters will bo fonnd most wonder? fully boneficiai in all cases of Debility and Ir? regularities of Females. Wheresoever intro? duced, they become a standard article-a medicinal staple. Unlike the many noxious stimulants advert teed, they braco and fortify the system without exciting undue cerebral actiou. They are without doubt tho best to? nic and constitutional renovator ever offered to tho pnblic, MOTTE ft TARRANT, Manufacturers and Role Proprietors, Newberry, B. C. Hold by E. n. llKi.NiT.iir, Columbia, B. C. Sept li'? _ Gmo Canned Coorin! Canned Goods! 1 Ptfi CASES fresh CANNED G00DH, just IOU received, consisting in part aa follows Peaches, Pino Apples, Pearn, Blackberries, Cherries, TomatooF, Lima Heans, String Beans, Corn, Condensed Milk, Salmon, Sardines, Tu: kev. Bi of. Multi '>, Asp-iraguc, Cove and Spiced Oyster?, Salmon, Lob? sters, otu. For sale bv Oct 4 JOHN AGNEW A SON. Sundries I {\f\ BOX I'S assorted OHACKEItR. l\ /"_/ 100 boxes assort od Canned G.ls ro boxes Soap, Ml boxes Cundy, 50 boxen Caudles. 200 barr?la Flour. 50 hurrein Whiskey, norning in and in store, und IO which no invite the attention of the trade. LO tlCK ft LOWhANOF. Lime. BARKELS or LIM R, for sale low hy JOHN AGNEW ft SON. 200 Atlantic Acid Phosphate. rpHIS artiole, prep-red by tbe ATLANTIC PHOSPHATE COUPANT, ??der direction of X their Chemist, DR. HT. JDLIEN RAVENEL, for composting with Cotton Seed, io now offered at tho reduced price of por ton eaab, or 931 per ton, payable. Ut November 1872, free of interest. Orders filled now will be considered as cash let March, 1872, or on timo as duo 1st Hovem ber, 1872, thereby enabling planter* to haul it ata timi* when their wagons and mules are idle? FfiLZBH, BOOOE?t ?t CO., GiBiral 4|eau, Jan 2 8mo eV? Brown's Wharf, Charleston, H. C. . ATLANTIC PHOSPHATE. THIS FERTILIZER, manufaolured by the ATLANTIC PHOSPHATE COMPANY, under the direction of their Chemist, Dr. HT. JULIEN ll AVENEL, is now offered to the plant? ing community at the VERY REDUCED PRICE OP t*8 PEU TON CASH, or ?S? PAYABLE 1 BT NOVEMBER, 1872, FREE OF INTEREST. Thia Fertilizer has been very oxtensivoly used ia ibis State, and has given entire eatiefao tion; some of the most practical plancers ad mitt mK it to bo equal to Peruvian Guano, pound for pound. AU Bales made now will be considered ae cash on the let of March, 1872, and to those buying on time, tho sale will bc considered HS duo on 1st November, 1872. By this arrangement, planters will bo enabled, without oxtra coat, to haul their manure at a time when their wagons and mules aro idle. Pamphlete containing the certificates of thoae who have used tho Atlautie Ph? HP h ate will be furbished on application t 'he Agents. PELZKH, KODOKU8 Ai CO.. General , ??nt?, Brown's Wharf, Charlot 'in, 8. C. COPELAND A BEARDEN, Agents, Columbia, 8. C. Jan 2 8mo The Brooklyn Iiife Insurance Company, OK TS KW YOU Kl. Paid Up Gash Capital and Assets Two Millions Dollars. CHRISTIAN W. BOUCK, President. I W. M. COLE, Secretary. W. H. WALLACE, Vioo-President. D. PARKS FACKLER, Actuary. OFFICE NO. lil BROADWAY. NEW YOEE. JOHN E. BACON, W. P. BUTLER, Goner&l Agents and Managers for Booth Carolina and Augusta, Oeorgia. AS General Agents, we take pleasure in presenting this well known and responsible Com? pany to the public, and in recommending it an first clava in everyway. We might add much more OD this subject, but, being interested as ita Agents, prefer to speak through dis? interested parties. Therefore, read and digest tho following notices-among many others from both Northern and Southern papers, aa to tho virtueo of this Company: There ia no better company in tho land. A comparison with other corporations of a simi? lar oharaoter will convinco all of the superior safely in taking risks with the Brooklyn Life. [Columbus, Ga., Bun, January 27.18C9. j.he Brooklyn Lifo has placed itself in tho vanguaru oi insurance reiorm, and is the pZrsi company that has done lull justice to tho insured, Ac. [Insurance Times, New York, January, 1869. This great feature of cash surrender values is an important improvement that signalizes tho era of inaurance.-Raleigh Sentinel, N. C. Thia plan-guaranteed surrender values-removee the sole objection existing to making an application for insurance. Each policy becomes a piece of negotiable paper, as easily trans? ferred OR a Government bond-Boston, Mass.. Fast, 18C9. A policy in tho Brooklyn Lifo is worth ao much tn ready money. Thia is the only Ufo com? pany that haa carried this excellent featuro into baldness. [Dispatch. St. Louis, Mo., January 7,1869. Wo call especial attention to this distinctive and advantagoous feature of guaranteed Bur render value, particularly characteristic of tho Brooklyn Life. And also to the fact that there are no claeeeB in the Brooklyn Life; all faro alike, v. be? ht r from the North, South, East or Weet. Also, wo direct the attention of tho publie to tho fact that policies can be obtained in this Company, owing to its careful management and eu, erior advantages, at lower rates than in any other company of equal rank and solvcncv in America BACON & BUTLER, General Agente. Office above Citizen's Savings Bank, Columbia, 8. C., and at Edgell, ld Court House. Beliable s gents wanted in every tour slid Ci-uut\ in thu State,.and also iu tba eitv of Au? gusta, to whom liberal commissions will be paid. Nov 4 3mo THE UNIVERSAL UFE The Original Stock Life Insurance Company of the United Btates. OFFICERS: WILLIAM WALKKK, President. HENRY J. FURBER, Vico-Presideiit. JOHN H. BEWLEY. Seoretarv. GEORGE L. MONTAGUE, Actuary. E. W. LAMBERT, M. P., Medical Examiner. THIS COMPANY offers th? following IMPORTANT ADVANTAGES to those about EFFECTING INSURANCE ON THEIR LIVES : 1. Ineuranco at stock Rates, being from 20 to 30 per ccut. lees than the ratos charged by mutual companies. 2. Each Policy-holder is regarded as a stockholder to tho cxtont of ono Annnal Premium on his Policy, and will share in tito protits of tho Company to tho same extent as a Stock? holder owning au equal am mut or thc Capital Stock. 3. Every Policy issued by the Company is non-torfeitablc, and contains a clauso stating ita exact Surrender Yalue. Before Insuring your Life or accepting the Agency of any Company, USS ?VB TI?K FOLLOWING i A lengthened experience has demonstrated that tba rates ot premium ordinarily charged by life insurance companies aro from twenty-five to thirty per cent, in excess of what aro necessary for a safe and legitimate eonduct of thc business. In other words, carefully and prudonth-managed companies charging "mutual" rates have been able to return to their policy-holders from twenty-five to thirty por cent, of tho amount charged for premiums. When lifo insurance companies were first organized, reliability of tho data upon which pre? miums were constructed had not undergone test of experience. It was thought, therefore, no moro than com (non prudence to adopt a scale of premiums which would, in any event, meer ali tiie presumed and unforeseen coutingeucica of the business. As long as the matter was involved in some duubt.it was butter to fix tho rate too high than to incur the risk of making it too low; because, in tho former case, tho error could be easily remedied, at least in part, by returning to tho policy-holders, at certain intervals, such por? tion uf thu premium charged as was found necessary for tho purposes of the business and tho complete security of the company. Experience, however, having satisfactorily demonstrated that these rates are excessivo, what possible excuse can there be for maintaining them? Availing themselves nf this experience, tho Dire ctors and Managers of the Universal Life Insurance Company, nt ila organization, adopted a *. cale of premiums iu accordance there? with, and which has proved to be fair and adequate, and all that was necessary to meet the requirements ol the buiiucss. These premiums aro about twoutv-fivu per cent, lowor than those charged by mutual companies'. It also appeared, inasmuch a* the rales so os tab) lah od wero as near as could possibly bo determiuuo/oii* rates, ami not iu excess uf what insurance has previously cost thc policy? holders in mutual companies, that any protits arising from prudent management justly and properly belonged to the stockholdors of the company, for tho risk incuired by them in un? dertaking the ousint ss. Experience has shown that there arc sources of profit in tho practice ot the business which theory will not admit of being considered ?* elements in the calculation 'pf the premiums. These results form a saving in the mortality of the members of a company owing to the me? dical selection of good lives, a gain in interest on tho investments of tho company over that assumed in the calculation of its premiums, tho profits derivable from Uio lapsing and sur? render of policies by tho members, and from other minor sources. Profits from thuse suureos, in a company tHissessod of a capital of $200,000, and doing u f'.ir amount ut business, would give to thu stockholders dividends largely in excess ol what were counted cn hy tho Directors of the Universal al the timoor its organization, They have, therefore, determined to divido arn ing the policy-holders of the company a largo part of tho profits accruing from tho sources named, all of which have heretofore heeu divided among tho stockholders. The plan adopted ?or mich dividion is aa follows: Every person who may horeaftfr insure with tho Universal will, for thu purposes of division, bo treated as astockhohhr to oxtent of ono annual premium upon hi* policy: nnrf ""iii share in theprojl's of the Company to precisely the same extent tts a SlockJtOlder owning an equul amount of the Capital Stock. By this system td iusitranco, original with tho Unloersttl, tho pohcy-hohlera aecuro the fol? lowing important advantages : 1. Insurance at the regular ".tock" rates, requiring a primary outlay of about twenty,to thirty per cent, less (linn flint charged hy mutual companies, and which ls equivalent to a yearly "divhlenn" pani in advance ol that amount on mutual rales. This low coat ot insur? ance is wm thy of attention. Sn cn its Organization, this company has recuived in premiums from its policy-bidders thu tum ol tl,517,OOO. To effect tho sam? amount of insurance in a mutual company would have cost them lin Initial outlay of f-2.OOO,DOO. By allowing ita policy? holders to retain, in their own possoHdlon, this excess ot ? 183,000, the Universal has virtually paid them a '"dividend" of $483,000. and paid it, too, in a?yanco, instead of at tho ond of one ?ir more j oars lt is impossible to lind any example of a mutual company furnishing iuaur ance at so low a cost by returning to policy-holders an equal amount upon similar receipts. '2. Participation In the legitimate profits of the cum pa ny, upon a plan which secures lo the policy-holders the same treatment which directors and stockholders award to themselves. This system ot participation, in connection with tho low "stock" rates of premiums, must necessarily secure tu the policy-holders ever} possible advantage to bo derived from prudent and careful maun Trinen'.. The low ratt s ol premium compel economy, and, Indoj ..dent of participation, guarantee tn i !; pnlicj -holder lils insurance ai a rs ti which is not in excess of thc coat in woll managed minn.ipaiiifs; while, by tho proposed plan > f participation In what may be considered ; he " mimili le prouts i i i be hufir.ess. i he cot>f Will bc still fui t her diniiiiicln d. l nu* by the combined ii.lvaiih ::>. urging I.i low .?tock rate and participai inn in profits, it i? confidently beli< v? ?I t bc L'AlVEI.SAL LIKE INSURANCE COMPANY offers insuratce at its lowest piacticithle cost. SH' Those of Ibo ? xi-? ?nv. ptdii y hi Iderr who iii eire tn participate in profils under the new plan can do so hy making application i<- Un ! > nd uni . , or to any agento of tho company. The Company is ia a sound jimindai condition. Unit" <f Asst ts io ?.?nlii'tilits 130 to 100. ASP* GOOD RELIABLE AGENTS WANTED, who will deal direct with tho Now York Onion, und to whom fuii gom>rul ag? nhs' commissions will be paid. RI. \\ . GAMY, ?H. t . Il UT I. K It, Slate Superinti mienta of Agencies. O (li co un Itlclir.riHon -.tn el, opposite Columbi i Hotel, Columbia, S. C. Dec 'J8 Seefjcrs' Beer is Pure. * Fresh Biscuits a^id Crackers. IT don't contain Cococnlns Indien? Pish A LAUGE assort mont and choice variety, Bernes lo make sleepy ev bea lache. J\. just ill und for sule low. E. HOPE. Hew Freight and Faaaangar Honte, Via Columbia, 8. C., and Wilmington, g. fiSlSHHS ' * WILMINGTON COLUMBIA AND AUQUBTA B. E., OFFICE GEN'L FBXIOHT & TICKET Aosirx, . WILMIKOTON, N. G., Deo. 18.1871. ?TIHE attention of' Merchant*, Shippers of... JL (Jotlpn and Produce, ?nd the public gene-, rall;, is invited to the direct connection now existing between all interior points in Booth Carolina and Northern eitle?, hythe Wilming? ton, Columbia and Augusta Railroad, ano ita connection B at Wilmington; either via .steam sliip lines from that port, or via Wilmington and Weldon Railroad, and ita connections tifa Portsmouth or Peiersburg. These various linea, connecting at thean terminal pointe, afford facilities for nbipnientB to or from BALTIMORE daily, PHILADEL? PHIA tri-weekly, NEW YORK Ave times per week. BOSTON aemi-woekly. ' Uniform rates are maintained with aU com? peting linea. No detention oooura to ship? ments. Through bU)a hiding given between all stations and pointa named. Bates abd classification sheets obtained of all Agent*; 1 The passenger schedule or night train from and morning train into Columbia gives a su? perior connection for all points on Greenville and Oolumbia and Charlotta, Colombia and Augusta Railroads, giving a Bay Lino connec tionvia Portsmosth, and an all rail connection eta Washington, und avoiding all delays at Columbia. Through ticket? for sale at Oolumbia to all pointa North. For rates, classinoattona and all information, apply to A. POPE, Genrl Freight A Ticket Agent. J. O. WINDER, Qen'l Sap't. Jan 4 8mo Charlotte. Colombia and Angosta E. B SUPERINTENDENTS OFFICE, COLUMBIA, B. C., January 1, 1872. 1 ON and after Thursday, >Gth instant, the following schedule will be ran over thia rqad: ?vi?? Train No. 1. Tram No. 2. Leave Augusta.8.15 A. M. 6.00 P. M. Leave Oolumbia.8.22 A.M. 11.04 P.M. Arrive Charlotte.2.09 P. M. 5.15 A. H. OOIKO SOUTH. Leave Charlotte.7.15 A. M. 7.80P. M. Leave Columbia.1.85P.M. 2.00 A. M. Arrive Augusta.6.50 P.M. 7.80 A. M. No. 1 Train dally. No. 2 Train daily, Sun days excepted. Both trains make dose con? nection to all points North, Booth and Weet. Through tickets sold and baggage checked to all principal points. E. P. ALEXANDER, General Sop. E. R. DOBS KT, Gen. Freight and Ticket Agent Ghange of Behedole. OFFICE NORTH CAROLINA R. B. CO., COMPANY SHOPS. N. G., June 3,1871. TT^amaM? ON sud after SUNDAY. JRKISBK Jue 4, 1871, TRAINS will be run over this Boad in accordance with the following TIME TABLE. Trains Going East. Trains West. Express. . Malt* AURITZ. LEAVE. ARRIVE. LEAVE. Charlotte 5.85 a m 8.10 p Ht Salisbury8.08am 8.23am 5.26 pm 5.80 pta Gr'nab'oll.08amll.l8am 8.25pm 8.85pm OoShopl2.40 pm 1.05pm 9.66p m 10.16 p m Hillab'ro 2.28 p m 2.83 pm 11.85 p m 11.87 p m Raleigh 5.05 pm 2.05 am 2.40 am Goldsboro 7-20 a m Charlotte7.16am " 8.00 pm Saliab'ry 4.82 am. 4.87 am 6.16 pm 6.26 pm Gr'nsb'o 1.25am 1.85 am -2.10 pm 2.20 pm Co Shop 11.37 pm 12.02 am 12.30 p m 12.60 p m Hillabrol0.07 p m 10.09 a m 11.07 a m 11.10 a m Haleigh 6.68 pm 7.40 am 8.45 am Qoldeb'o 8.00 p m June 6 W. H. GREEN, Maa. Trana. Greenville and Columbia Railroad. COLUMBIA, 8. G., MAROR- 1,1871. ON and after thia ide, to, the following schedule will be run daily, Sunda ve excepted: UP. Leave Columbia at.7.00 a. m. Alston.9.10 a. m. Newberry.11.16 a. m. CokeBbury.8.00 p.m. Belton.6.00'p. m. Arrive at Greenville. 6.30p.m. DOWN. Leave Greenville at.'..6.15 a. m. Belton.8.05 a. m. Ookeabury.10.07 a. m. Abbeville.8.16 a. m. Newberry.1.60 p.m. Alston.4.05 p.m. Arrive at Oolnmbia. 5.55 p.m. THOS. DODAMEAD, General Sup. M. T. BARTLETT. General Ticket Agent. Change of Ecb.edu.le. SOUTH CAROLINA RAILROAD COUPANT, COLUMBIA, S. C., June 9,1871. Sa?? IBBChango of Schedule. _^_asa??Hafit?W'm*igffito go into effect on and after Sunday, 24th instant: MAIL ANO PASSENDER TBAIN. Leave Columbia at.7.40 am Arrive at Charleston at.3-20 p m Loave CharleBtonat.8.20 a m A rrivo at Columbia at.3.40 p m NIOUT EXPBE88, FR El O UT AND ACCOMMODATION TBAIN, [Sundays excepted.] Leave Columbia at.7.(0 p m j Arrive at Charleston at.7.G0 a m Leave Charleston at. .. .7.10 p m Arrive at Columbia at.6.00 a m Camden Accommodation Train will con tinuo to run to Columbia ae formerly-Mon? days, Wednesdays and Saturdays. A. L. TYLEB, Vice-Preside ut. 8. B. ProKivfl. General Tickot Agent. Schedule on Bine Bidge Bailroad. Leave Anderson.6.00 P. M. " Pendleton.7.00 " Perryville.7.45 " Arrive at Walhalla..;.8.80 " Leave Walhalla.3.45 A. M ?* Perryville.4.30 11 Pendleton.5.80 *' Arrive at Anderson.6.80 " Waiting at Anderson one hour for tho arrival af np train on Greenville and Columbia Road. July 2 W. H. D. PAILLARD, Sup, Summer Schedule S. & U. R. R., CggaaB DOWN TRAIN. UP TRAIN. jjjjgSBary Arrive. Leave. Arrive. Leave. Hpartanburg.. 5.30 6.25 Ratebville. 0.00 6.00 4.?3 4.58 Pacolet. 6 08 6.13 4.40 4.45 Jonesville. 6.43 6.48 4 05 4.10 Unionviiio. 7.25 7.S0 jj 0& 8,25 Santuo. 8.20 8 25 2 80 2.35 Fish Dam... . 8.40 8 45 2.10 2.16 Shelton. 0.15 0.20 1.85, 1.40 Lyles' Ford... 0.40 9 45 1.12 1.17 Strother. 10 05 10.10 12.60 12.55 Alston. 11.00 12.00 May 24 THOS. B. JETER. Pr?sid?t. For Sale-Splendid Building Lots. IOFFER for salo a full square, in 16 quarter acre LOIS, bounded hy Wayno, Divine, Pulaski and Greene streets, near the Char? lotte. Columbia and Augusta Railroad, and tho Wilmington, Columbia and Augusta Rail? road, just Weet of Lever's garden, lu ono of thu moat beautiful portions of tho city. TERMS-#251) per Lot, of one-quarter of an acre; #50 paid down, and tho bulanco in monthly payments, $5 each, and no rates of interest. No charge for papers, if payment in made n* stipulated. All thc Lot? to be cloned out bv February 1. Plat to bo seen at th.< post omeo. E. \Y. WHEELER. Jun ll lino Hardware, etc. 1 /~\S\ DOZEN AXES. lliV/ 4H balen Hagging. 200 bundles Arrow Tn s. 20 dozen IhiilroRd Shovels. 20II nail? Trace Chains. Just received and for salo al lowest market prices. L?RICK A LOWRANCE.