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RUPERT HUGHES f '■ •' .. ■ Ooprrlfbt tf Harper * Brothers MmrrmimrnriiiiiiiiiiiiiiiiiHiiiiiiiiiiiiiHHiiiiiiiiiMiiiiiiMiiiiiMHHiiiiiiiiiiiiirniNiiiiiiiiiiitiiiiiiiiiiiiiniiiiiiniiiiHiiiimimimimimiiiHiiiiimiuuiiiiiimiiniHim CHAPTER XXI—Continued. When Ba.rard opened the door Clay tfwept in like a March gale. He flung olmself at Bayard and clenched his 'WMtffltf lnhlThAOds’and Roared: “BayardTT “ Bayard! It’s come I We're rich! We’re made! Eureka! Uneeda! Munitions I Wow! Listen! The other night while I was trailing a job in darkest New Jersey I ran across a little clue, and a little man a ho told me a little secret. The Ger- nans have keen getting ready for thjs *ar for yea-s, piling up guns and am- monition Ur Der Tag. The other Countries were caught only half ready. They have stopped the Germans on the Marne, but they're been using their shells at such a rate that the famine Is near. Their only hope is to buy supplies of us. They’re going to dump enough contracts on this coun try to furnish about a million dollars to every citizen. Their agents are pussy footing round to distribute con tracts quietly. "The Bethlehem Steel company has gathered In a big lot of them, and I had a tip that the stock was going to boom; so are a lot of other stocks. Fd sell my right arm for a little cash. But there’s no market for detached right arms, so I used mine to sign up a few little contracts for placing con tracts, and I’ve plucked them and brought them to you.” He broke into dance and whirled Bayard off his feet. Bayard tried to be patient "That’s aU very Interesting, Clay, but take your delusions down to Bellevue, where they’ll put you in the right cell. What can you or I Co with ammuni tion contracts T” "Accept ’em. you blamed ljlt I Open up yoor old shut-up factory and get busy.” "We have no machinery for making ammunition. ” . “Get It then, or adapt your ma chinery! They need millions of each article, for there are mlllloos of men la the field using up what they'vg got •a fast that It’s only a matter of ika before they’ll be desperate." Bayard began to see the scheme— the obstacles. "But It takes money to make those things. Where will we get the cash for the pay rolls and the raw materials?” "From the banks! The banks are bursting open with Idle money; It’s retting on their bands 1” Bayard went aglow with the realize lion of the opportunity. He began to tremble at the vision of the sudden avalanches of wealth pouring down the bleak mountains of despair. He could bear the roar of the Niagaras of gold. Daphne and Leila came rushing from concealment. Clay’s beatitude was so complete that he forgot his re sentments and kissed them both. Bayard was frantic to be at work. He reaolved to telephone the presi dent of his company at once and lay the matter before him. Leila cannlly advised Bayard to grasp the whip hand of the situation and keep It She 'began to dance about the room like a Miriam celebrating the passage of the Red sea. "The first thing we’ll do,” she said, “will be to get my Jewelry out of the pawnshop and the second will be to buy some more. And, oh, the dresses and the hats!” This asserted a sobering effect on Bayard. “No,” he announced. “We’ve gone through hades once because I gambled away my reserves. This time I'm going to get a big reserve before I spend a cent I’ll never risk another ordeal like the « one we’ve been through. No more fractures of the Thirteenth for me!” Leila laughed. Bayard went to the telephone to start the wheels of the factory In mo tion by summoning the president to council. He paused to ask: “He’ll want to know who the foreign agent is you are dealing with? Or are there' several? Who shall I say?’’ “Wetherell,” said Clay. The great Skoda gun that suddenly one dhy dropped a monster shell in Dunkirk twenty miles off could hardly have caused more stupefaction than f the name of. Wetherell detonating In that room. Daphne snatched her hand from Clay’s. Baynfd sprang up so sharply that he almost threw Leila forward on her face. Instinctively he caught her by the arm and saved her from ^ falling. But Instantly he flung her arm from him In a gush of disgust. gqrlng us all for spite? What else is It but cheap, nasty wspiteV’ “It’s a great deal more than spite,’* Bayard groaned. *Do you think I’ll accept favors from a man who has been courting you and got caught at 4? Td rather starve I” ? “Well, I‘ wouldn’t 1” Lelip averred. “And Fm not going to starve. And I’m not going to let you commit harh kari on Wetherell’s doorstep Just to spite him. I tell you again, once for all, there was nothing wrong In Weth erell’s behavior, absolutely nothing. It’s outrageous that you should accuse me of such horrible things.” So Bayard was coerced Into having his life saved by his enemy. It was one thing, however, to consent to deal with Wetherell, and another to devise a tolerable reconciliation. “Well,”. Bayard sighed, “beggars can’t be choosers. If I’d saved my money I shouldn't have to take Weth- erell’s money.” Bayard called ^ip the president of his company at the office. His oratloA made a huge success. Bayard began to smile to himself, to wink at the spectators, and finally to shaje in the apparent rapture of his distant ear- to-ear. The end of the matter was that when Bayard left the telephone he was a new man. He had cunningly raised his chief’s hopes to the highest de gree, yet withheld the name of the English agent. He explained that he Intended to take Leila’s advice and use his knowledge as a lever for his own advancement and Clay’s. Clay and Bayard eat down to make figures, and the talk grew toojecb- nlcal for the women to endure. After hearing the first music of Bayard and Clay charting In hundreda of thou- aanda of dollar* Daphne atole out un heeded and went np to her own roOm. Mr. Chlvvls waa alttlng by a win dow in mournful Idleness. Mr*. Chlv- via waa stitching away at her em broidery. She waa cheerful—for her. She toTd Daphne that the bad found a market for her needlework; the prices were poor hot they wera real. She advised Daphne to get to work with b«r. Daphne had not the courage to aey that her brother and her betrqtbed were about to become plutocrats. She aald only that ahe waa very tired. And there la no more exhausting drain on the nerves than their response to unexpected good news. It la more fatiguing, than bad. She waa sur prised and ahocked, too, to find how snobbish she was all of a sudden about the petty earning* of a Chlvvls. CHAPTER XXII. In those day* the Doited States of America suddenly woke to the fact, that they coaid poll themselves out of bankruptcy by helping the benight ed states tof Europe into it There were sudden geysers of for tune and sudden collapses of failure. As In bonanza times, many were ru ined. while the few prospered. But Clay and Bayard seemed to touch nothing that did not turn to gold. Bayard had gained Immense prestige When Daphne heard this she had To-sft down to’ keep from falling down. Bayard resuscitated her with a check for § thousand dollars. It meant nothing more to her than abraca dabra. The whole incredible altera tion was a fairy story to her. She made a faint attempt to refuse the gift, but Bayard forced it back Into her palm and closed.her fingers on It She repaid Bayard with kisses till she lost count and embraces till they both lost breath. Then she borrowed from him enough cash to pay her moss-grown bill with the Chlvvlses. Daphne could not wait for the ele vator. She ran up several flights of stairs, scratched the door with her palsied latchkey and flung herself Into Mrs. Chlvvls’ arms and kissed her—even Mrs. Chlvvls. Her apology was the money for the bill. She flaunt ed before her the check bearing the heavenly legend commanding the Fifth Avfrque bank to “pay to Daphne Kip or order one thousand and no hun dredths dollars” on penalty of incur ing the displeasure of “Bayard Kip.” Mrs. Chlvvls handled the parchment with reverence, and permitted her husband to touch It. It might have been -one of the golden leaves of the sacred Book of Mormon, and she a smled wife of Brigham himself.. "What are you planning .to do with all this?” she said at length. ‘“I don’t know," said Daphne. "What would you suggest?” “You were planning to go Into busi ness. Why nob use this as capital?” “Fine! What business ought I to start—banking? or battleship build ing. or what?” - “There’s embroidery," said Mrs. Chlvvls. Dsphqe bad to guffaw at that. Mrs. Chlvvls did not laugh. "I mean It," she urged; "think It over." "All right. I’ll think It over" The novelty of being rich lost its savor with Leila, and the monotony of being neglected began to prey upon her damask sovl. She and Daphne forgot | their mutual grievances for their common grievance. "That’s the trouble with these hus band*.” Leila grumbled. "When they're In bad lock you can’t lose Vm. and when they're in good you can’t find ’em.” •It’s the same with fiances," said Daphne. Daphne had the worst of it, for Leila began to wander again, leaving Daphne to the society of Mrs. Chlvvls. who kept urging her to Invest her dwindling thousand before It was gone. Bat In the environs of noisy riches the schemes of Mrs. Chlvvls de manded such prolonged labor for such minute profit that Daphne remained cold. , She began to resent Clay's neglect morosely. The few attentions he paid her only insulted her; his mind was so far away and his heart was all for his business. He was dizzied by the fierce white light of success, and he spoke to Daphne laa kind of drowsy hypno sis. And he%poke Incessantly of the details of hls^ business, or bla gam blings. He could not see bow deaf she was to the very vulgar fractions of his speculations, or the mad arith metic of his commissions. She yawned In his face when he grew eloquent on the dynamics of wealth, the higher philosophies of finance. And he never knew. He kissed her good-by as If he werd kissing a_ government bond, saffc'aqd quiet and dll his own. After one of Clay’s visits Mrs. Chiv- VIs found Daphne In a brown study. Mrs. Chlvvls explained her own af fairs; and Daphne was so: exhausted with the sultry problems of love that Mrs. Chlvvls’ business gossip was com pletely refreshing. “I’ve been down to the WomanVex- change,” she said, “trying to sell some -of my needlework. They were very nice about It, but it means a terrible amount of labor for a pittance of money. You have to pay them so much a year for the privilege of put ting your‘things on sale there. Then lu a lot. That’s one reason he has been kept down so. He never could get ahead! That was what we were saving up for—to get a little capital. And then the war came along—and we had to spend our savings. That same war has made jour brother so rich that he could give you a small fortune. I don’t believe you could do better than to put that into a business.” “Neither do II" Daphne cried. “Let’s 1’’ " " ‘ ~ HAPTER XXIII. Daphne was going to be independ ent, hut she was still all woman when it came to the selection of herjspeclal trade. She would be-ftjtyislness wom an, but she would do a woman’s busi ness. There were, ever so many dainties and exquisites that she wanted to hang In her shop. She was going to "My Husband Says That You Can't Maks a Lot of Monty Without Put ting In a Lot" have a window! With her name on It! That would be more fun than a limousine with crest on door. Gradually her scheme enlarged. She would devote her shop to the whole mechanism of the boudoir. “Boudoir- wear” was the word that pleased her. It was In human nature that the partners should quarrel over a name for the baby before the baby was horn. They spoke of themselves as “The Firm.” Finally Daphne, claiming the ma jority of the power, voted en bloc for “Boudolrwear" and claimed the vic tory. Mrs. Chlvvls surrendered with the amendment that “Miss Kip” should be at one side, “Mrs. Chl^zjs” at the other. She bribed the assem' hly by promising that a cousin of hers, a young artist living In the Washing ton Mews, should paint a pretty sign board on a swinging shingle. After many designs had been composed and destroyed they agreed on this legend: —Clay gaped at the tntdenu in bewil derment. He had not dreamed that Wetherell, • He could not imagine the bitterness the name Involved. "Will some kind friend please tell me what all the excitement Is about?” This was not easy. Who wauled to tali Clay that Leila had Just been ao- of neglecting her husband and dntles for the society of this Wetherell? Leila herself was that told him. ‘ Bydie," Leila cooed j graphed his mother a thousand think you’ve thru and almost slew her wtth i? You've shown ms that • magL He telegraph»d Us father. So Bayard Wat Coerced Into Having ne<M Hit Life Saved by His Enemy. good condition, and they don’t guaran tee to sell it; or If they do they charge you -2Q per cent for their end of it. “I couldn’t see any profit In that, so T went to one of the jobbers. lie said my style of work brought good prices in thd big stores. they won’t pay him much and he’ll pay me less. “I ,was thinking— There’s money In these things and In all sorts of needle things if you have a little capi- BOUDOIItWEAR . Everything for the Boudoir. Exquisite Thing* for Brides. MISS KIP. MRS. CHIVVIS. The cousin painted it well and illu minated it with elaborate lutials and an allegorical figure of a young lady In Cubist negligee. It had the tradi tional charm of, a tavern board. In fact, their shop wps to be a tavern for women In search of sartorial refresh ment. Troubles mustered about them as weeds shove up in' a garden faster than they can he “plucked out. , Ex penses undreamed of materialized in they don’t guarantee to return it liL. STvarms * Everything was delayed ex- with hjs firm because of the huge , * orders he brought In. He took all uny 6t /the £hree had ever henrd"T5f the power that was accorded and Timr’s different,”- ''Said , Daphne. “And I’ve got some capital ibw. Do you remember suggesting to me dnoe that we might go Into business to gether—you to furnish the trains hnd I the money?” ^ * “Oh, I didn’t put it that way!” "Anyway, it’s true. Well, would you?" '- r . - *■“ “Land’s sake! If you’re a mind to furnish the money and the ideas and a cash payment for new gowns In * let me confit the pennies. I’d like notb- celebratloo of his new glory. He did lng better." V grasped for more. His most reckless audacities were rewarded with suc cess. lie rodeji tidal wave and swam with It so weimnrt-aH- big Progress seemed to be due to his own power. Bayard astounded Dntllh with the solution of that old account, and with eept the demands for their money. The petty-cash box, like a sort of per verted fairy purse, emptied itself as fast Us it wtfis filled. The petty ..cash /was the least of their dismay. The grand cash was the main problem. They had stitched theii^ fingers full'of holes and piled up reams of fabrics, but the total was pathetically tiny. One thing was- Instantly demon strated. ? They muftt give up their plan “There’s only ate thing to do.* Daphne answered, with a sphlnxlc' solemnity. “Buy on credit. It’s g* case of nothing venture, nothing gain; nothing purchase, nothing sell 1 noth ing borrow, nothing pay. The only way to get out of debt is to go In deeper—like getting a* fish hook out of your thumb.” Mrs. Chlvvls suffered herself be persuaded. They visited the whole salers and the Jobbers and were well received, having paid cash before— and, thanks to Mr. Chlvvls’ suggestion, having been astute enough to demand discount tor cash., > 1 . And now the motortrucks and the delivery wagons and the cyelecars and the messenger boys began to pour stock Into the little shop. It was pleas ant not to have to. pay for things, though the tips were reaching alarm ing proportions'; and the bundle of Mils for future settlement grew and grew. Mrs. Chlvvis made a list of their debts and tried to show It to Daphne, but she stopped her eyes and ears and forbade any discussion that would quench her spirit. In the swirl of her (tasks Daphne almost forgot Clay Wimburn.. She was too busy to care much. She had no time to mourn. Clay was only one among a myriad regrets, and his af fairs could wait. Her business needs' •yonld not.— \ Clay did not come near her. He spent a lot of money trying to get her off his mind. He got a good deal on his conscience, but not Daphne off his mind. He longed for her especially, too, because there came a sudden dis aster to his schemes. He was not so rich as he had been. Indeed, he could not be sure that he was rich at all. Any day might smother him with bankruptcy. This fear kept him from Daphne, too. , The bouncing munition stocks that were known as “war babies” had ab ruptly fallen into a decline. The sub- nyirine that torpedoed the Lusitania shattered Wall street’s Joy, threw the dread of war Into the United States, and set every one to questioning the problem of revenge and its cost The slump In the market came at the most unfortunate moment for Bay ard and Clay. Any moment of slump. Indeed, would have come most untime ly for their ventures. “Kip and Chlvvis” were maktng a picnic ground of the shop. Behind the soap-veiled windows they laughed and I debated on arrangements and price tags and show cards. Mr. Chlvvls. still oat of a job. acted as maid of all work and stevedore, j and grew so useful that they had to t put him out. And at last the moment j arrived when 'they declared the ahop open, “raised the curtain,” aa Daphne j said. She waited with a stage-fright she hnd not felt In Behen’a theater. There * whs no lack of temperament to her manner now. But there was no audi ence, Vlther. » At night Kip and Chlwla locked their doors and went home, discour aged beyond words and dismally weary In the legs, also In the amlle- tuusdea which had been kept at an ex pectant tension all day long. Occasional purchases were made, hut. unimportant. Kip and Chlwla tried to learn what Interested people and what did not. They realized that I they had far too much of certain things and far too little of others. They attempted to sell the deadwood by marking It down; hut it would not ; move. "What do the women care fur | prices?” Daphne railed. “They are j spending some man’s money, anyway, j They pretend that it’s to please him. 1 but they know and wt know that It’s because they hate eat b other.” One day a great ady who could hardly squeeze thr >ugh the door creaked Into the shot and spilled her self into a startled little chair like a load of coal. Daphne felt that she was about to die on their hands or ask for an ambulance, but she asked Instead for an embroidered breakfast gown frqm the window. Mrs. Chlvvls fetehel it and the old ogress clutched it from her, holding It up to l^er nose -as 11 to sniff it, but really to see It. “That’s It! That’s what I’ve been looking for!” she wheezed. “Have you got much of this sort of thing?” “Oh yes.” \ “Agh, that’s good! My daughter ta marrying in some haste—a young im becile who’s going over to France to run an ambulance. I’m Mrs. Romlly.” Mrs. Chlvvls waited unperturbed for further identification. • Daphne had never heard of Mrs. Romilly, .either, hut she gasped as if r-he had been say ing her prayers at th#^ shrine of-Rom- iTTy from childhood and now had been visited by the patron saint, whom she had recognized at once, of course. - “Oh yos, of course.” Mrs. Romilly was coughing on: “Fve been to several shops, and I was almost In despair until I saw your sign. If you could do* a few things In rather a hurry I fancy I could give you a large-ish order. And if tbt Complete Protection By REV. B. B. SUTCLIFFE Extension DcpaAment, Moody Bible Institute,' Chicago * not forget his own people. "Great! What cook! we go tutor "What would you prefer?” or go Into debt. Indeed, they already were In debt. v. , “We’ve got to take the plunge,” said Daphne. “I’d ruther die than go on paying a year’s rent for an empty shop,” - , ' “I know,” Mrs. Chlvvls fretted, gnawing her thin lips, “hut it’s a risk. You’d better ask your brother." ‘No!” Daphne stormed. “Fm going i to w in out on my own. Poor Bayard Is too busy to be bothered with my troubles. He doesn't know I b$Je mjr. And Leila is so busy with her social that she never asks me what ~UL. that will. I’m op ta things were at a.M successful, I could throw quite a little trade your way. You’re rather new, aren’t you?” Daphne assented that the firm was quite new. She brought forward an ortler pad and stood at attention. Mrs. -> Romilly had. trousseaued a large family of children and'several poor relations. She knew what ahe wanted and what she ought to pay for It and when it ahonld he done Daphne took down her orders as If t*<e little room were the ipere vestibule to at enormous sweatshop where hundreds of sempetera would sefislfe* lob ant complete U la. a Jiffy. (TO BE OONTIXCKDi) TEXT—Jesus who delivered us from the wrath to come.—I Thess. 1:10. ' \ In a (recent magazine appeared as an advertisement a picture, entitled^ “Complete Protec tion.” In the pic ture was shown a* life-insurance pol icy, protection for the family ; a sav ings bank book,, protection against old age; a fire In surance po 11 c y r protection for. property; and n_ revolver as proteo for lijfe. — But something more is needed tc give “complete* protection.’^ A man may he wise- enough to protect his family In case of his death, and have protection for his old age, his property and his life; but his protection Is in- •complete until he cares fdr Ills soul. The grave of this present life Is but the gateway to the^Mfe to come, and It depends on how one has prepared for It whether that life to come ha* complete protection. All must stand before God. to* he Judged,*for It 1» written, “It Is appointed unto man once .td die and after this the Judg ment” (Heb. 9:22). Wa will not ho surprised, therefore, to hear the proph et’s warning, “Prepare to meet your God.” * • There Is an instinct In every man which warns of wrath to come, and however one may stifle It or glvcMieed to Infidel denials, this truth abides. And even though a man has doubts concerning whether there la any wrath to come, he la unwise to have no pro tection against' the possibility. He- protects titroself against the coming of trhl tfge w hen he Is uncertain of attain ing to old age. He pays money for fire Insurance when be doe* not know If fire will ever devour his property. Even admitting, therefore, a doubt a* to the wrath to come, neglecting to provide against the possibility la folly. Th# Means of Protection. Protection for his soul cannot he found In anything a man has by his own Efforts, lie might have money, property and gll material good aiul still he unprotected, lie might have all the learning and wisdom of the world and still be In danger of the wrath to cotue. Whatever a man has or has not In these things does not enter to here, for there Is no respect of persons with God. and God Is the Judge. Our text declares It la "Je sus who delivered us from the wrath to come.” God has given uiso the gos pel, and the gospel Is that “Christ died for our alns according jo the Sori|»- tures and rose again the third day” (I Cor. 15:4). "For God so loved the world that he gave his only begotten Son that- whosoever belle vet h on hi to should not perish but have everlasting life" (Jno. 3:16). “Neither Is there salvation In any other, for there la none other name under heaven given among men whereby we must he saved" (Acts 4:12). It Is written ol Jesus that “He bare our sins lu hi» own body on the tree" (I Pet. 2:24), and “He was wounded for our tran» gresslons and bruised for our iniqul ties” (Isa. 53:6j. He was “the Land of God who taketh away the sly of thr world” (Juo. 1:29). In this One, Jesm Christ, Is found the only prbtectiot from future judgment, hr tit is fount so surely and completely thut the be llever Cffn say of him, “Jesus, Vvho tie livered me from the wrath to come.’ The Obtaining of Protection. Many make the mistake of thinking that protection Is tound in n good lift or charity toward one’s fellow raaa Some think it Is found in-keeping cer tain laws, and others in religion. Bui however uprightly one may live on# still is a slrm^r, for “all &uve sinned* (Rom. 8:23), and “without the shed* ding of blood there is no remission.” However charitable a man might be to his fellow man it can never absolve him from his treatment of God. And however strict a man might be in obey ing the. lavvs of the land it cannol atone for disobedience io the laws oi God. All these things are good and proper in their place, but none of them nor all of them together can glve~prb- tection to a man’s soul In view of tht w’rath to come. The Bible declares that.simple faith in Jesus Is the only way of obtaining this protection. “Believe on the Lord Jesus t ,Christ and thou shalt be saved^ Is the message of the Bible. Today Jesus says. “I am the door, by me If any enter ln~he shall be saved”'(Jno. 10:9). He also says, “Him thai com- eth unto me I will In no wise cast out” (Jno. 6:37). In th«..day of the flood the only protection was the ark. They who had faith went hi and were saved; 'the others perished. The wise man therefore will not only have protection for. his family In life Insurance, and protection for his old age in the aav- Inga account, hut protection from wrath to eome in Jaatsa. who la Gods gift to nil who will receive him. - • All brave