University of South Carolina Libraries
?dgefield Advertiser THURSDAY, AUG. 31,1893. L0GA12 BREVITIES. Talk little and well and you'll . be taken for somebody. Jim Roper brought the first bale of this year's cotton to our town. Mr. Ed. Beall has moved into the brick house on Norrie's Avenue. Pease and sweet potatoes promise magnificently all over the county. There is a church in Abbeville county called. Buzzard's Roost Church. - Miss Carrie Addison, of Georgia, is visiting Mrs. John L. Addison's . family. Mrs., McKerall, of Marion, is visiting her son, Mr. W. J. Mc Kerall, of our town. Mr. Jos: H. Bouknight and lady worshipped at our Presbyterian Church last Sunday. We are advised that Dr.'Gwalt liey will preach in our Baptist Church on next Sunday. Messrs. E. H. Folk, Brooks Dunovant, aud George Evans left for the World's Fair last week. Mr. B. F. Sample (Frank) has completed the survey of the counfy bf Newberry into school districts. Misses Ella and Flora Lott, of Johnston, will leave on Thursday for Chicago and the World's Fair. Rev. J. Q. Adams, of Asheville, a native of Edgefield, preached in the Aiken Baptist Church last Sun day. . The man who thought he could live on the milk of human kind ness died in the poor house, of dyspepsia. ? Miss Mamie Norris, our charm ing World's Fair correspondent, has returned home from her ex tended tour. Mrs. Sharpton'8 school for chil dren will open on Monday, Sept. 4. For terms see advertisement in an other column. Miss Sophie Abney has accepted . a school near Ridge Spring, where she will engage in teaching during . the coming session. Mr. R. L. Fox reached these shores from the "Windy City" on Sunday p. m. A cordial welcome to the wanderer. To keep ice in the sickroom over night set the pitcher in a newspa per, gather up the ends, twist them . tight and snap on a rubber b?ncl. .???Q gi'jyttM.i i^i^iyer- -aBserTsr thaTno woman thoughZ^he were a deaf mute from hef; birth up, could keep still in a game of whist. Mr. Ira P. Culbreath has rented - Mrs. Holson'a house in North . Buncombe where, with his six children he will permanently re . side. The primary last Wednesday was uneventful. The vote polled . was the smallest on record. Think of 1,533 votes out of a possible 3,850. Mr. W. H. Hunter, of Newberry, has been appointed to a place in the government printing office in Washington. Senator Butler got the place for him. By order of Capt. T. B. Lanham, the Edgefield Rifles will meet in the armory on Monday night next, Sept. 4th, at 8 o'clock. Let every member be.present. A lover of good liquor says that the better grades of whiskey eold at the dispensaries are good enough, but that the "single-star" brand is sorter fiery and on the "forty rod" order." A trial justice in Anderson county has decided that the 22nd section of the Dispensary law is unconstitutional. Just as Shakes peare says, "Fools rush in where augels fear to tread." Wanted, a young gentle cow, which has just begun to give milk, with, or without calf, giving from two to three gallons daily, broken to halter. No fancy priced animal desired. Apply at ADVERTISER office. \ i Mr. W. T. Wallon, of the Meet ing Street section, waa in our office on Tuesday. He reports consid erable wind in his section Sunday night, with some damage to cotton and ?ora, fodder all stripped off the stalk, etc. The Aiken Times complains that the Edgefield dispenser gets $1400 a year while the Aiken diepenser gets only $1100 and sells more liquor. We think this must be a mistake; as we understand it, Mr. Davis receives only $1000 per an .-flum. A preacher at Lafayette, Ind., is reported to have about broken up his church the other day by saying in a sermon that "God made the earth m six da> s and then He rested; then He made man and rested again ; then He made wo man, and since that time neither God nor man bas had a rest." School Commissioner Davenport advises us that the reason there has been no teachers' institute in Edgefield this year is, that there have already been two institutes here in former years which amounted to a mere farca in con sequence of the lack of interest shown by the teachers. Upon con sultation with the various school trustees it was decided not to hold &n institute this year. Edgefield as She Was. The sketch of Edgefield county on our outside was taken from Mills's history published in 1826) and will prove interesting reading to many. Cotton. i Cotton went up a quarter of a cent last week and there slight are indications that a revival in prices is af hand. The world's supply of the staple is 365,000 less than last year at this time. ._. Ice Cream. The. ladies will have ice cream for sale at the Anderson House on Friday afternoon of this week and again at nightin the Y. M. C. A. Hal', this last in connection with the Dime Reading. . A Charming: Visitor. Miss Sophie Swearingen, the bright and winsome daughter of Mr. and Mrs. J. C. Swearingen, and niece of Gov. and Hon. G. D. Till man, is visiting Miss Lillie Jones, of our town. Alliance Hall School. Rev. J. M. White's school at the Alliance Hall near old Hardy's Church will open on next Monday. Mr. White is an educator of ex perience and skill, and we are glad to know that the Behool will be well patronized. Executive Committee Meeting. The county executive committee will meet on the 8th of September at ll a. m, to count the votes poll ed in the second primary for Au ditor. There seems to be a mis apprehension in the minds of some of the members of the committee as to the date of'meeting, hence we repeat that it will be on the 8th of September. See Secretary Toney's notice in this issue. Trenton High School. We call the attention of our readers to the advertisement in this issue of the Trenton High School. This school is under the management of Prof. M. W. Peu rifoy, an A. E. graduate of the South Carolina College, and a young gentleman of talents, ex perience, and scholarly attain ments as the A. B. abundantly es tablishes. Mr. Peurifoy comes from the Saluda side, and is the son of Hon. D. B. Peurifoy, who so ably represented our county in the lower house some years ago. Change of Schedule. The following slight change in our railroad schedule is now in operation : Leaves Edgefield 7:30 a. m. Leaves Aiken 8:30 a. m. arrives Augusta 9:20 a. m. Leaves Augusta 6:20 p. m. ar rives Aiken 7:05. Leaves Aiken 7:15 p.m. ; ar rives Edgefield 8:20. -Local freight (second class^ leaves; Aiken 11:15 a. m.," arrives Flour Mill and Gin. Mr. B. B. Hughes, has finished his corn and wheat mill aLd is ready for the patronage of the public. His gin is also ready for cotton, and satisfaction will be guaranteed all round.. We don't know of another wheat mill within fifteen miles of Edgefield, and possibly there is no other nearer Trenton. The adulteration of flour at the present day is so great that it behooves every man fond of cake doings and chicken fixings to raise his own wheat, have it ground near home, and then eat it. A New Departure. Mr. A. Horne, of Ridge Spring, has gone into the fruit tree and nursery business. This is a new departure for Edgefield, but one which ought to have been made years^ ago. There is no better place in the world for such an en terprise than the Ridge, and no more suitable man to have the management of it than Mr. Horne. When Washington, the one who was the father of his country, drove through the Ridge section of our county on the route from Sa vannah to his home at Mt. Vernon in 1790, he is said to have pulled a peach from a tree in old Mrs. Owdoms's yard, where he spent the night-we do not mean to say that he spent the night in the yard. Well, he" took a bite from the "peach and said, "by tam it am very goot, as my friend Gen. Lafayette would say." So this high authority is down on the record as favoring the peaches of the Ridge, and from that day to this the fruit of that whole section has been famous. Let Mr. Horne move forward in the good work. The Cotillion Club. On last Thursday the Edgefield Social Club, (butnow the Cotillion Club) met in the office of the Farmers Bank and perfected its organization by election the fol lowing officers: President, B. B. Evans ; 1st vice-President, E. H. Folk; 2nd vice-President, A. E. Padgett; 3rd vice-President, P.B. Mayson ; Sec'ty and Treas'r, John C. Lott, Jr. It has been the cus tom of the young men to give an annual ball, but heretofore no per manent organization had been per fected. We congratulate the club on its selection of officers. Under the management of President Evans we predict an abundant success, as Barney is not only a "hustler in insurance," but is equally an adept in the art Terp sichorean, and with his handsome lieutenants success ?B the only word. The date of the entertain ment is, Sept. 21st. The old way of paying your entrance fee at the door has been abolished aud only those who receive invitations will be allowed admission. Those who trip the light fantastic are looking forward with much pleasure to this grand ball. The Storm. The Btorm of last Sunday night, so disastrous in Charleston and elsewhere, did little damage in our town, although frightful in the ex treme while it lasted. Many of our citizens remained up during the greater part of the night fear ing that their houses might be blown over.. The following is.the chapter of accidents : ? tree was blown on a negro house on Dr. Press DeVore's place and crushed it in-no one hurt. A tree fell across Main street . near the old Glover house in front of Capt. Charlton's residence. Four or five trees in Gen. But ler's yard. Two trees in Dr. S. G. Butler's yard. ' Tree across Addison Avenue. Tree across the Academy branch. Trees in Mrs. Bee's yard. Pear tree in Capt. Bennett's yard. Sam Taylor's hickory-nut tree blown down. . Uncle Raudall says it blew tho Gabriel eand out of his house. Another Very Interesting Letter from Dr. Timmerman. DEAR ADVERTISER : Edgefield has two other representatives at Hillman in the persons of Meesrs. S. T. Williams and T. S. Lewis. The personel of our hotel boarders changes every two or three dayn. Some go and others come in to fill their places. Since I have been here I have availed myself of an opportunity to make a visit to the old town of Washington, the late residence of one of Georgia's great state-tmen Gen. Robert Toomba, who, if you remember, came over to Edgefield in 1888 and made a speech in the Academy grove. Gen. A. C. Haskell spoke there also and advised, fool ishly, the starving out of the Rad icals. Gen. Toomb8 told the peo ple (hat they could not do it-that "they would live on a rock." I saw the Toomba residence, now occupied by one of his grand children and family. WilkeB county in which Washington is located was laid out in 1777 and Washington is the first town in tho United S'ates that took the name of the father of his country, and is the third town, I am iold, estab lished in the State, and the first to erect a brick building. Some por tion of the old court-house, used nearly a century ago, is still used, though the building has ' been en larged and improved; situated in the public square, it does notpre: sent a very attractive " appearance^ when compared to the many im posing private residences in the place. - It ie raining here this morning. Respectfully, W. H. T. Hillman, Ga. Wh'at Sam Jones Says. This ie what Sam Jones says in an article to the Atlanta Journal. "While the country is disturbed in its financial and commerieal circles, I see that the army of whiskeyj-dealers, brewers, eic. are giving Governor Tainan trouble in South Corolina. "I am no high license man ; I am no dispensary man ; I have a contempt for both license and dispensaries and all means by which whiskey is made, bought or sold, but I am for Tillmau in this fight, and if I were governor of South Caroiina, like Tillman, I would arm my constables to the teeth and tell them to shoot the filling out of those rebellious whisky scoundrels that offered indigniteB and resisted the process of the law.} "I am for Tillman agatnst the crowd that is against him. I have been fighting brewers, distillers, an loons and the whisky gang for years. They are the the meanest and most infernal set that the devil ever marshalled this side of perdition. They will do anything to accomplish their ends and ?atisfy their greed. In the fight between Tillman and the dis graunted and disposed saloonist, I say 'Hurrah for Tillman !"' A railroad guard, in giving his varied experience said, "I remem ber one day that a large fine look ing country girl gof on my train. I noticed at once that she was un familiar with travel, and as our train arrived then in the old sta tion which was in a very lonely place at that hour of night, and she would have to wait until 7 o'clock for the up train, I thought I would caution her before reach ing the terminus to be careful about making new acquaintances. When we reached the city suburbs, in passing through the car taking up tickets, I leaned over and in as gentle and courteous a manner as I knew how, I said to her, 'lady your train does not leave until 7 o'clock ; it is now 3 o'clock. When the train stops in the station go to the ladies' waiting room and re main in there. You will be per fectly safe iu there until your train in ready to leave. Don't lis ten to what any hack driver or hotel runner may say to you.' "She gave me a very sarcastic look, and snapped out, 'My pa told me when I started not to talk to any man, and I don't like your looks a bit. Go way'." BIG BLAZE IN BABNW?T/L. About Four .Thousand Dollars Swept Away This Morning. The Columbia Journal. BARNWELL, S. C., Aug. 26.-Fire broke out in the rear of a barber shop at six o'clock this morning and the whole of Brown's row was swept with fire, except Brown's store building, at the extreme east < end, and the building of the Bank of Barnwell, on the extreme west. Each of the intervening buildings, belonging to R. Ellis. Mrs. M. C. Woodward, Peter St. Claire and J. J. Brown, were consumed. The excellent work of the citizens alone saved the bank, "Brown Hou&e and Brown's store building from being destroyed. The loss aggregates about four thousand dollars. No insuaance so far as known. South Carolina as a Fruit Grow ing State. The following is from the New York Sun of the 12th instant: "The Californians are receiving piles of money from New York thi8year for the excellent fruits with which they supply our mar kets, and which get here {before those of any other State. There has been, within a few years, a surprising growth of: the city's consumption of California oran ges and lemons, apples f.ud pears peaches and grapes, plums and prunes, besides wines of all kinds. As a fruit-growing State Califor nia cannot be surpased, and New York has become her best market, a far better ono this year than In any other. Our Southern brethren except the Georgians, who raise melons, do not embrace the op portunity offered them for sup plying this great city with the choice fruits which ripen early up on their soil. They lose, money by their negligence-millions of mon ey a year. There is South Carolina, for example, which might grow rich upon the fruit trade with New York, and might even send us green figs to her advantage. The Southerners are not as enterprising as the Californians in this line of business, though their land lies nearer to us than the land on the Pacific "We have spoken on this sub ject once or twice before,' but the Southerners, excepting the water melon raisers of Georgia, do not seem to comprehend it very clearly." $2,000 in a Jug. Winston Sentinel. The tight times bring out many odd things. A banker who had an acquaintance in Al amanee county went to him to borrow money. The collaterals offered were of such a character that the countryman couldn't resist, and taking the banker to the attic, rolled out an old jug. The handle was broken off and there was a corn cob stop per in its mouth. Below a pile of dried apples, the countryman brought $1,000 in bills and coins, that he had hoarded up for years past. He got 18 per cent on the loan. No new cases of yellow fever at Brunswick, Ga. Only three cases materialized. The ADVERTISER Job Office does all kinds of job printing. Send us your order?. Satisfaction guar anteed. THE PRIMARY ELECTION. DURSUANT to notice the execu **. tive committee met in the court-house on Thursday last to count the votes for Auditor and declare the result. In the absence of Dr. W. H. Timmerman, Hon. J. H. Edwards was called upon to preside over the meeting. The to tal vote polled in the county was I, 533, which was as follows : J. B. Haltiwanger.380 J. B. Adams.263 W. J. Padgett.248 .A. W. Rushton.225 B. W. Rushton.196 J.D. Fraser......158 J. W. Johnson.63 As none of the candidates named received a majority of the votes cast, a sejond primary will be held on September 6, Haltiwanger and Adams being the candidates to make the race. The votes will be counted on September 8, at ll A. M. Members of the executive com mittee will please turn out on that day, as business of importance is to be transacted. Before the abjournment of the executive committee on Thursday, the following resolutions were unanimously adopted: Resolved, 1st. That we learn with deep regret of the illness of our worthy chairman, Hon. W. H." Timmerman, and we hereby tender him this expression of our sincere sympathy, aud hope and pray that he may be speedily and fully re stored to health. 2nd. That the secretary be in structed to forward to the Hon W. H. Timmerman a copv of these reijolutions. M. TONEY, Sec'ty pro tem. Horses, Cattle, Dogs, etc. The Humphereys' Medicim CJampany of New York, will mai OD application a - Complimentary Copy of Dr. Humphreys' Veteri nary Manual (500 Pages) on the Treatment and Care of Horses Cattle, Dogs, Hog, Sheep anc Poultry. CANDIDATES. FOR AUDITOR. I am a candidate for the position ol Auditor of Edgefield county, and wi I abide the result of the primary election JAS. B. ADAMS. ls. E. R S?ar?ton's School FOR CHILDREN. MY school for girls and boys will open on SEPT. 4th, at the resi dence of Mrs. St. Julian Bland. I shall be glad to receive the patronage of thc public. My terms are $1.00 per month for primary and $1.50 for intermediate classes. Payment in advance. Mrs. B. P. SHARPTON. i? Tren nu Seil, TRENTON, 8. C. PBOF. M. W. PEUB1M, A. B" PRINCIPAL, . . Session of 1893-94. Session will begin 1st Monday in Sept. Tuition, from $1.50 to $3.00 per month, according to grade, strictly in ad vance. Music will be taught. The school it furnished with an excellent piano. ) Ancient and modern languages taught. Pupils prepared for college. Expe rience bas shown the inadvisability ol entering colleges and universities without adequate preparation. The high schools are the places for the worl done in the Freshmen and Sophomore classes at college. . Discipline will be maintained bj mild but Arm policy. The trustee! will require in the teacher and thc teacher m the scholars a high standarc of morals. Board can be had in relined anc Christian homes at reasonable prices Patronage solicited. For further in formation address at once, B. B. HUGHES, Chair. Trus. Master's Sale. STATE OF SOUTH CAROLINA COUNTY OF EDGEFIELD. Court Common Pleas. T. 8. LEWIS, as Administrator of the estate of Lewis Bean, et al. against E. P. SALTER, et al. PURSUANT to the decree in this cause, I will offer for sale at pub lic outcry, before the court-house, in the town of Edgefield and State afore said, on the first Monday in September 1893, (being the 4th day of said month; between the legal hours of sale, the following described realty to wit : All that tract of land in Pine Grove and Pickens Townships, Edgefield county, South Carolina, containing three hundred and eighty-five (385; acres, more or less, adjoining lands oi W. J. Adams, John Co'gburn, D. C Tompkins, and others, j TERMS OF SALK: One-half cash, an?! the balance on a oredit ot.one^year with interest-from the day of sale Purchaser to give bond and a mort gage of the premises to secure th? credit portion, or all cash at pur chaser's option. Purchaser to pay for papers. W. F.. ROATH, Master E. C. Executor's Sale. WE will sell at the town of Plun Branch on the 9th day of Octobei next, a plantation known as the Jame! Jennings' place, containing 1,300 acres more or less, Baid farm being on Byre Creek. Will sell the whole or divide it intoiotrr different tracts to suit pur chasers. Said land is bounded as fol lows: North, by lands of Thomai Moton, White, and Deal ; East, by landi of Hon. W. J. Talbert, and Mrs. N. P B. Cartledge; West, by lands of Mrs Price Morgan and A. Talbert. TERMS: One-fourth the purchasi money in cash, the balance in one an? two years. W. D. JENNINGS, Sr., J. H. JENNINGS, Executors. Work the Roads. ALL road-overseers in the Count? are hereby instructed to call ou their hands and have the roads put ii thorough good condition by the firs day of September next. Herein fai not. J. A. WHITE, D. W. PADGETT, J. W. BANKS, County Comm'rs. W. L. DOUGLAS S3 SHOE NOTOP, Do you wear them? When next In need try a pain Best in the world. If you want afine DRESS SHOE, made In the (ates sty le;, don't pay $6 to $8, fay my S3, $3.50, $4.00 o $5 Shoe? They fit equal to custom made and look an wear as well. If you wish to economize In yourfootwear do so by purchasing W. L. Douglas Shoes. Name an price stamped on the bottom, look for lt when you buy W. L. DOUGLAS, Brockton, Mad. Sold bj j", IM:, COBB.. EDGEFIELD, S. C. FAVORITE SINGER. Every Machine hal a drop leaf, fancy cover, two large drawers, with nickel rings, and full set of Attachments, equal to any Singer Machine sold from $40 tc $60 by Canvassers. The High Arm Machin? has a self-setting needle and self-threading shuttle. A trial in your home before payment is asked. Buy direct of the Manufacturen and save agents' profits besides getting certifi cates of warrantee for five years. Send foi machine with name of a business man ai reference and we will ship one at once. CO-OPERATIVE SEWING MACHINE CO" soi S. Eleventh St., PHILADELPHIA, PA. JO-WS FAX IBM i-i2?l(iliT.'? Subscribe to the Edgefield AD VEBT?8ER. FRIZES ON PATENTS. How to Get 2,500 Dollars for Nothing. The Winner Has a Clear Gift of a Small Fortune, and the Losers Have Patents that may Bring . Them in Still more. Would you like to make twenty-five hu^d;e*l dollars? If you would, read carefully what follows and you may see a way to do it. The Press Clams Company devotes much attention to patents. It has handled thousands of applications for inventions, but it would like to handle thousands more. There ls plenty of inventive talent at large in this coun try, needing nothing but encourage ment to produce pratical results. That encourgement the Press Claims Company proposes to give. NOT SO HABI) AS IT SEEMS. A patent strikes most people as an appallingly formidable thing. The idea is that an inventor must be a natural genius, like Edison or Bell; that he must devote years to delving in complicated mechancial problems and that he must spend a fortune on delicate experiments before he can get a new device to a patentable de gree of perfection. This delusion the : company desires to dispel. It desires to get into the head, of the public a clear comprehension of the fact that ft is not the great, complex, and expensive inventions that bring the best returns to their authors, but the little, simple, and cheap ones-the things that seem so absurdly trivial that the average citizen would feel somewhat ashamed of bringing them to the attention of the P?tentOffice. Edison says that the profits he has received from the patents on all his marvelous inventions have not been sufficient to pay the cost of his ex periments But t he man who conceived the idea of fastening a bit of rubber cord to a chi ld,s ball, so that it would come back to the hand when thrown made a fortune out of his scheme. The modern sewing machine is a miracle of ingenuity-the product of the toil of hundreds of busy brains through a hundred and fifty years, but the whole brilliant result rests upon the simple device of putting the eye of the needle at the point instead of at the other end. THE LITTLE THINGS THU MOST VALU ABLE. Comparatively lew peopla regard themselves as inventors, but .almost everybody has been struck, "at one time or another, with ideas that seemed calculated to reduce some of the little frictions of life. Usually such are ideas dismissed without further thought. "Why don't the railroad company make its car windows so that they can be slid up and down without breaking I the passengers' backs?" exclaims the traveler. "If I were running the road I would make them in such a way." /What was the man that made this saucepan thinking of?" grumbles the cook. "He never had to work overa stove, or he would have known how it ought lo have been fixed." "Fa: g such a "collar button !" growls the i .:: J ^vho is late for breakfast "If I were in Lie business Pd make buttons that wouldn't slip out, or break off, or gouge out the back of my neck." And then the various sufferers for get about their grievancet and begin to think of something else. If they would sit down at the next-convenient opportuni.y, put their ideas about car windows, saucepan8,and collar buttons into practical shape, and then apply for patents, they might find themselves as independently wealthy as the man, who invented the iron umbrella ring or the one who patented]J,the.flfteen puzzle. A TEMPTING OFFEB." To induce people to keep track of their bright ideas and see what there is in them, the Press. Claims Company has resolved to offer a prize. To the person whs submits to it the simplest and most promising inven tion, from a commercial point of view, the company will give twenty-five hundred dollars in cash, addition to refunding the fees for securing the patent. It will also ?advertise the .invention free of charge. This offer is subject to the following conditions :! Every competitor must obtain a patent for his invention through the company. He must first apply for a preliminary search, the cost of which will be five dollars. Should this searer show his invention to be unpatentab'r he can withdraw without further ex pense. Otherwise he will be expected to complete his application and take out a patent in the regular way. The total expense, including Government and Bureau fees,will be seventy dollars. For this, whether he secures the prize or not, the inventor will have a patent that ought to be a valuable property to him. The prize will be awarded by a jury consisting of three reputable patent attorneys of Washington. In tending competitors should fill out the following blank, and forward it with their application : u-,-,1892. "I submit the ^within described in vention in competition for the Twenty-five hundred Dollar Prize offered by the Press Claims Company. u _? NO BLANKS IN THIS COMPETITION. This is a competition of rather an unusual nature. It is common to offer prizes for the best story, or picture, or architectural plan, all the competitors risking the loss of their labor and the successful one merely ?selling his for the anount of the prize. But the Press Claims Company's offer is something entirely different. Each person is asked merely to help himself, and the one who helps himself to the best ad vantage is to be rewarded for doing it. The prize is only a stimulus to do something that would be well worth doing " ithout it. The architect whose COT ' 've pan fora club house on a ceri ? 'n cor.ier is not accepted has spent his labor on something of very { little use to him. But the person who j patents a simple and useful device in the Press Claims Company^ competi tion' need not worry if he fail to secure the prize. He has a substantial result to show for his work-^one that will command its value in the market at anytime. The plain man who uses any article in his daily work ought to know bet ter how to improve it than the mechanizal expert who studies it only from the theoretical point of view. Get rid of the idea that an improve-1 ment can be too simple to be worth patenting. The simpler the better. The person who best succeeds in combining simplicity and popularity, will get the Press Claims Compay's twenty-five hundred dollars. The responsibility of this company may be judged from the fact that its stock is neld by about three hundred of the leading newspapers of the United States. Address the Press Claims Company, John Wedderburn, managa attorney, 918 F street, N, W, Washington, p. C. The Union Mutual Lile Insurance Co., . OB' FOB/rTiATOJ, IMPOSTE. Its Policies are tie Host Lib?rai How Ottered to toe Public. I? the only existing Company whose policies are, or can be subject to, the MAINE NON-FOEFEIT UEE LAW. WHAT IT ISj The Maine Non-Forfeiture law pro tects polices from forfeiture by reason of default of payment of premiums, lt provides that, after three years' pre miums have been paid, failure to pay any subsequent premiums shall not forfeit a policy, but it shall continue in force for its full amount until the reserve (less a small surrender charge) upon the policy is exhausted. The reserve isa sum made up of por tions of each and.every premium paid upon a policy in anticipation of its maturity. Beginning with a small portion of the first premium, itis in creased eacn year by the addition of each subsequent premium, and grows larger year by year, until, at maturity, it exactly equals the face of the policy. When a policy is die -ontinued there fore, there is in the Lands of the Com pany a reserve greater or less, accord ing to the character and age of the policy. Instead of permitting the Com pany, upon non-payment of premium, to confiscate this reserve, the Maine Non-Forfeiture Law requires the Com pany to continue the policy in force until the policy-holder receives an equivalent for it in extended insur ance. HOW IT WORKS: v' 1 If*a person, aged 35, pays three years' premiums upon a twenty brir ment Life policy and then disci ?fi ' payment, the policy will be a. 4 years and 267 days longer; il five premiums, and then disco the insurance will continue 7 y 357 days longer. If the policy is a twenty j dowment, same age, three yea ments will give an extension o and 150 days ; five years' pat years, .300 days. If the polic Year Endowment, ($1,000) aa three years' payments will se Burance to the end of the enc period and $13.68 in cash if lives till that time, and in like ten years'payment secur.es ii . for the full 15 years and $592.1? These extensions vary with of the insured, the class of po the number of payments mai are stated in each policy, in yi days, for each number of pay rr. . that the policy-holder know glance exactly what he is entitl . he discontinues his payments :i time. WHAT IT HAS DONE : The Company Has Paid Ovi Two Hundred Death Claims, i consequence of this law, aggregating in sums insured more than Four Hun dred Thousand Dollars. In every case there had been a de fault in the payment of premium, and, except for this law, the policies would have been of little or no value. Instead of this, the insurance in each case was extended to the time of death, and the Company was required to pay to the beneficiaries under the policies the sum of $418,335.77. Tte Y?eo?MieLai Mmw as Comparait ffitoPi-oj Yate: It is the custom of many companies to provide., in their policies that, upon discontinuance of payment of Premium, paid-up policies will be given without the option of extension. This was the practice of the Union MIK .1 before the Maine Non-Forfeiture Law was enacted, but it now substitutes for paid-up values the more advantageous plan of extended insurance. The objection to the paid-up system is that the amount of paid-up insurance which is given upon the discontinuance of payments upon a policy, unless it has been in force a great many years is insignificant, and of little or no value as protection ; and it leaves the insured who ceases payment without adequate insurance at the very time he needs it the most. The great advantage of the extended insur ance afforded by the Maine Law over the most liberal paid-up system is strikingly shown by the following comparison, and it will be ob served that the paid-up value is insignificant in comparison with the amount actually paid by the Union Mutual. The result of two hun dred and twelve policies was this : If the insured had received paid-up policies instead of extended in surance, the Company would have bad to pay in settlement of the claims only. $9S,197.50 Whereas, in fact, it did pay under the Maine Law. $418,344.77 Making' u difference in favor of the beneficiaries under Two Hundred j and Twelve policies of...... $320,147.2S The policies are free from ALL restrictions, and incontestable after O 3XT ES Y HS j?L n. A grace of one month ?9 given in tho payment of premiums. For further information call on, or address, B, B. EYANS, Manager for South Carolina, Office, No. 1,Advertiser Building, BDg-EPIBLJDl s.: a.