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Edgefield Advert?: LQGALT BREVlfit He thought that love ana marriag Were the acme of all bliss ; And he found a guileless maiden Whe agreed with him in this; But when the twain were wedded And he heard the baby scream, He found domestic happiness An iridescent dream. -Detroit Free Prei Grass seems to be on top. ', , A hyprocrite is one-third t and two-xhirds liar. Up to date, June takes the < for wet, as 'April and May did dry One ungrateful man does an i jury to all who stand in aie need ;fi . Mr. Sam Nicholson, our bri young friond, is at home fi Wofford. I ' Miss Muriel Timmons left Saturday to visit friends and r< tives in Union and Asheville. Provision reports from the Vi show decided declines in the pri of wheat, flour, bacon, and lard The County Commissioners vertise in this issue tho letting a bridge over Little Saluda rh The richest people are those ^ have the fewest wants, provic they are able to gratify those f< Miss Mamie Carwile, who 1 been at college in Raleigh, N. is at home spending the vacatic Mr. Wallace G. Addison, ot son of Col. and Mrs. Henry Ad< son, of Edgefield, will be marri on the 15th inst, to Miss Alberti Brenner, of Augusta. Little Press Wood is the chai pion mink killer of Edgefield. ( last Sunday, after Sunday-schc hours, Press went out and kill two minks with a hoe. In a published list of hone won by the fair students of t. South Carol ina College for Wome in Columbia, Miss Mamie Norr: of our town, averaged for the pa year 95 out of a possible 100 fine record. Lancaster county has a blac Sam Jones. His name and tris ings are, the Rev. A. McLeese, i E. D. His last lecture in thi county was from this text, "Go while you're young-when you'J old you can't. MrB. Anna Swearingen, of Edge field, who is a sister of Uncle Ge< Tillman, has been in the city fe several days visiting relatives an friends. 'Mrs. Swearingen is a lad, of the old school, and her man; friends enjoyed greatly her visit. Augusta Evening News. A correspondent of the Britisl Bee Journal relates an incident o a man being cured of rheumatisn by being stung by bees. If an; subscriber of the ADVERTISER ha rheumatism and wishes to tes - this cure we will furnish the bees although we know we'll lose 'em because it kills a bee to use hil stinger ou a human being. On the 10th of July an excur sion train will be run from thi; place to Savannah Ga. The rate; will be $2 for the round trip. Thc . schedule will be as follows: Trait will lea/e Edgefield at 8 p. m July 10th, ?leave Savannah at 5 p m. July 11th. Next week we will give further information in regard to this excursion, where tickets can be purchased, etc. v There is a little boy in this town only four and a half years old, ' who does a great deal of thinking and philosophizing on his own ac count. Yesterday morning his father beheld him in an adjoining room, repeating some Bible verses he had learned. Presently he re peated, "The Lord is my shepherd ; I shall not want," and then an idea seemed to strike him, and this is bow he soliloquized: "The Lord is mj shepherd-Sheppard-Shep pard? No, the Lord is my Till man; I'm a Tillmanite, not a Sheppardite. I love Tillman bet ter than Sheppard, and I love my papa better than both of them." Manning Tunes. R. H. M., Clarks Hill, gives in the Atlanta Constitution the fol lowing method of keeping Irish potatoes: "Frequent inquiries in your paper 'how to keep Irish po tatoes during the summer and win ter/ is easily replied to, as it eau be done simply and easily. Gather when ripe (tops commenced dying) air in the shade a few days. Select a cellar or outhouse, or a place protected from the rains, and scat ter lightly air-slacked lim* over the floor. Then scatter potatoes over the floor on-the lime, sift lime lightly over the potatoes and if sound when put up will keep until planting time the next year. Have them for table summer and winter and plant in the spriDg. Try it." . Make your mistakes all teach jon something. Final discharge of the execu trix of O. T. Culbreath deceased applied for herewith. See notice bf J. Wm. DeVore, Esq. . King Hobbs, of the Cannibal Island, will soon visit Edgefield. When John F. Hobbs loft this county four or five years ago he was simply a colonel, but now he's a king. First to Bloom. '* Mr. Chas. R. Dobson of Beech Island, "Winker," sends usa cotton bloom, a red one, picked on Mon day the 12th June. ? The New Pastor. Rev. W. S. Jacobs, the new pas tor of our Presbyterian church, preached an excellent sermon in that church on last Thursday night This reverned gentleman seems already to have won the hearts our people. May his pastorate t a long and successful one. Called to Aiken. The Baptist Church at Aiken has called the Rev. T. D. Clarke preach for one year. We congrat ulate the Baptists of our sister town on their seleotion. There are few preachers who so completely fill all the requirements of pastor teacher, and exemplar as does the Rev. T. D. Claike. Bad Washes. The recent rains did much dam age in portious of Edgofield county especially on the eastern side County Commissioner Padgett falls us that in his section the washes were such as he had never seen be fore, even the perfectly flat land was badly washed and in some in stances more damage was done to the level than the rolling lands. Let Us Flop Together. To satisfy all parties and both sexes,, to heal all wounds and to cause both .wings and the tail of the Democratic party to flop in unison, we propose the name of Dr. W. D. Jennings, Sr., of Edge field for Governor of the State of South Carolina. Tho doctor is hard shell Baptist, but no bigot in religion or anything else, an believes in the good old Jackson ian dogma "to the victors belon the spoils," so long as the spoil hold out. Only Four. "The Sumter Watchman and Southeon says that of 100 members of Company A, Palmetto Regiment who went to the Mexican war from that county only three are living to wit : Col. J. D. Blanding, Col S. M. Bo\ kin, and Sebastian Sum ter, and that each of these old sol diers have passed theia three score and ten years." In Edgefield county we can re call to mind only four members of this famous old regiment who are still living, Gen. R. G. M. Duno vant, W. H. Burrell, John Feagle and Robt Kenney. Six Weeks Com. .'Six weeks upland corn" is what they call it, because it makes roasting ears in six weeks on up land from the time you plant it. Friend John R. Tompkins of Cen tre Springs brought to our office on Monday a few dozen ears of this really remarkable cereal. John planted this corn the middle of March, and has been eating green corn evei since the first of May. The ear is medium sized, but the grains are large, full, and sweet, and are free from spot or blemish. John Tompkins is a handsome young man, always has good eating at his house aLd some rich, rare, and radiant maiden ought to throw a bag over his head and pull him in. By the way young men who raise this six weeks corn are prone to be old bachelors. Dr. Prescott DeVore has a patch of it back of our office. They say the c ?rn is so sweet that they (the old bach elors) can't conceive of anything sweeter. Artificial Limb Fund. Clerk John B. Hill has received the artificial limb fund for this county, and is ready to pay it 3ut to those entitled. The following is the complete list of artificial limb beneficiaries with the amount due opposite each name : H. S. Black, $ 16.50 Anderson Howard, 20.00 H. W. Addison, 26.00 Geo. W. Thurmond, 26.00 Lewis L. Smith, 26.00 John D. Roper, 16.50 N.H.Watson. 16.50 S. T. Edwards, 20.00 J. D. Ethcredge, 20.00 John E. Harter, 20.00 D. N. Chapman, 20.00 L. E. Charlton, 16.50 W. M. Corley, 16.50 T. C. Corley, 16.50 W. P. Cassells, 16.50 J. M. Minor, 20.00 J. T. Henderoon, 20.00 T. B. Lanier, 16.50 S. W. Prince, 26.00 A Saint in Heaven. Mrs. Annie Eliza Covar died at her home in our village on Thurs day last, and on the following day wns laid to rest in God's acre, where already sleep so many saints. Mrs. Covar had been a sufferer for six years, and from the first symp toms of the dread disease, con sumption, felt that. she could not recover. Resigning heiself to the will of her God she awaited in patience the hour of her departure. Loved ones did all that affection could prompt to cheer and give ease to the dying mother, whose devotion to them had been a lead ing characteristic of her exemplary Christian life. By faith she saw the shadows of time passing into the serenity and peace of eternity. Where fragrant flowers, immortal bloom, And joys supreme are given ; Where rays divine disperse the gloom Beyond the confines of the tomb Appears the dawn of heaven. Card of Tbanks. On behalf of the family, I de sire to return our most grateful thanks for the many kindnesses shown during the illness of our beloved mother. May the choicest blessings of Heaven be bestowed upon those who, amid sorrows and trials of their own, have remem bered ours. ROBERT H. COVAR. Our Deni. / Budget. MR. EDITOR: Cotton aud corn are looking finely now. Oats that were sown on bottom lands are very much damaged by the recent heavy rains. The farmers are somewhat press ed with their work, the grass hav ing made great headway while the rain was falling, but a few days of sunshine and it will all be con quered. Childrens' Day was celebrated at Zoar lost third Sunday. The mite box collection was very good, and the house was crowded. The pas tor, Rev. E. P. Taylor, made a short talk to the children, "Buy the truth and sell it not," was his subject, and he tried very hard to impress the subject upon the minds of the little ones. Now if this could be impressed upon the minds and hearts of the older ones, it would not be so necessary to try to instill it in the young ones, though it should be. The members of Zoar are going to repair their church as soon as they can leave their farms. This is the right step in the right direc tion -our Butler people are not going to be left behind. Mr. Gibson Yarbrough, an aged citizen, is lying very ill, not being able to leave his bed. Capt. Jas. Mitchell has aisc been very ill for sometime, not able to leave his room. One of Mr. J. D. Wills's little boys, aged 7 years, was bitten in the face by a mad dog the other day while in the yard feeding the chickens; he will be carried to the mad-stone in a few days. Some one broke into the kitchen at the Saluda parsonage last Fri day night and stole several cans of fruit, jelly, and preserves, also some flour, Bugar, cups, saucers, plates, two silver spoons, and sev eral other things. M. Denny, S. C. Says the New York World: Pending Mr. Davis's arraignment for high treason, General R. E. Lee was summoned before the grand jury to give testimony as to the overt acts. There were several negroes on the grand jury. The scene was very solemn and impres sive. General Lee was questioned and he was very frank and manly in his answers, as every ono knew he would be. He admitted the acts of war and avowed his own re sponsibility, placing himself in the same category of crime, if crime it was, with Mr. Davis. The jury was deeply moved, but on looking along the line of faces General Lee observed that one of the colored members was fast asleep. He said afterwards, with a touch of humor which was rare to him even after the war, that if he ever had any conceit about his power of impres siveness as a speaker "that sleeping darkey removed it." A report has just reached town from the Stokes Bridge section, which sounds like a fairy tale, but is said upon the reliable authority to be absolutely true. Mr. J. S. Amos, who is a painter by trade, while plowing in his field at Stokes Bridge a few days since, struck a piece of iron which upon investigation proved to be a gun barrel stuck erect in the ground. Moved by curiosity Mr. Amos dug into the ground with a spade and upon reaching the end of the gun barrel he found a pot containing a large amount of money, about $5.000. It is supposed that the money was buried there at the close of the war when Sherman's army passed through that neigh borhood and that the gun barrel was used to mark the spot.-Dar lington News, 1st insi. How can we restore the value of silver? By free and unlimited coinage ol silver. England by law establishes the price of gold. The bank of England is compelled to take at that price all gold offered. That fixes the price of gold through out the civilized world. If our government would coin for its owners all silver delivered at the mint, no owner of silver would sell for less than its coinage value. All silver here and elsewhere would then be worth its coinage value and the original price of silver would be restored.-Pennsj'lvania Far mer. South Carolina's failure to have an exhibit at the World's Fair may result in turning the tide of immi gration this way after all. For eigners seeing the State on the map but finding no exhibit will natural ly conclude that it is a section of this vast country that has never been colonized and we may have settlers coming in by companies from all quarters of the globe in consequence.-Camden Chronicle. COLLAPSED. A Terrible and Frightful Acci dent at Washington. WASHINGTON, June 9.-At 10 o'clock this forenoon one of the most frightful, fatal andun-looked for disasters that ever took place in this country occurred in this city. It was the sudden and terrible crashing of Ford's Theatre, well known by everybody who has ever visited the city. This building was being used by the United States goverment as an annex or part of the Pension Bureau, and there were hundreds of clerks' in the building at the time. At this hour it is impossible to furnish de tailed accounts, but they will be horrible, no doubt. FIRST DISPATCH WASHINGTON, June 6- Ford'6 Theatre, where Abraham Lincoln was assassinated, collapsed to-day at 10 o'clock. There w?re 300 government employes buried in the ruins. If is supposed 100 at least were killed. SECOND DISPATCH. 12 :$0 p. m.-Ford's Theatre was occupied by 300 pension clerks. At 10 o'clock the top floor collapsed. The supports were weakened by the excavation for a cellar. The fall carried down three other floors with hundreds of clerks. Some of them jumped from the third floor. The firemen are now taking out the dead and wounded. The walls are standing. At ll o'clock every floor was down. The debris and smash up of things are indescriba ble. FROM OTHER SOURCES. WASHINGTON, 10 a. m.-The old Ford theatre here, where Lincoln was shot, collapsed. It is said that 500 people are in the ruins. It was a branch of the War Depart ment. FROM A PRIVATE DISPATCH. WASHINGTON, June 9.-Noon The Pension Building in Washing ton has collapsed. Several hun dred people were in it at the time. Unable to give number killed and injured. Now presumably in the hundreds. The accident at Ford's Theatre was not caused by fire. Workmen were excavating under the build ing, when, without a moment's warning, the entire building collap sed. It was used as offices of the Pension Department and upward of 1,000 people were employed. . ANOTHER ACCOUNT. The Surgeon General's office, oc cupying the old Ford Theatre, where Lincoln was assassinated, on 10th street, between E and F., fell in this morning, burying many of the clerks. The disaster was caused, it is said, by the weakening of the walls from the digging of a cellar under the building. The top floor fell first, without any warning, carrying with it the floors below. It is impossible to tell how many were killed, but a large number of lives were lost, and the number of maimed and wounded must be over 100 as there were 450 clerks on duty in the building at the time. Sixteen dead bodies and a number of injured have been removed from the debris, and the searchers have not yet reached the centre of the first floor, where the desks were thickest. A NEWSPAPER ACCOUNT. WASHINGTON, June 9-1 p. m. The old Ford Theatre in this city, which has been used as the Record Division of the War Department, collapsed this morning at 10 o'clock on account of the weaken ing of the foundations by reason of excavations which were being made by workmen. Four hundred or five hundred clerks were at work in the building at the time. The upper or third floor collapsed first and carried all the other floors with it to the ground, burying nearly all the clerks in the ruins. The scene was terrifying and heart-rending. Thus far thirty dead bodies have been taken out and scores of badly injured victims. It is supposed that at teast thirty or forty of them will be found to have been killed. There was no fire in the building nor did the walls fall, and thereby a st?l greater catastrophe was averted.-Washington Evening News. DIED IN THE HOSPITAL. 1:30 p. m.-There have been twenty-seven deaths in the hospi tal since being taken there. This makes 43 deaths thus far. A DELAYED SPECIAL. WASHINGTON, June 9-11:30 a. m.-There were 400 clerks in the building. The hospitals are crowd ed and the injuries are of the sever est character. At 10:40 eight of the dead had been removed. Two troops of cavalry and two compa nies of infantry were ordered out to clear the streets. Naval medical officials have also been ordered out to attend the in jured, and the naval hospitals are open to receive all the injured. The Training of Nurses. Thc State. - When Dr. Babcock took charge of the Lunatic Asylum, the board of regents, at his suggestion, es tablished in the institution a school for nurses where profes sional training of a high order could be imparted. Last week the first class to com plete the course in the Asylum Training School for Nurses finish ed theirfinal- examinations. The class numbered seven women and three men : Misses Helen Burr, of Beaufort; Annie G. Delvin, Char leston; Fanny Ferrell, Fairfield; Fanny Irwin, Columbia; Addie Medlin, Columbia ; Ludie E. Pitts, Laurens, and Fanny Sloan, Rich land ; Messrs. C. 'P. Broome, Fair field ; J. B. Herron, Aiken, and J. M. Mitchell1; Anderson. There will be no graduating ex ercises, but those who have passed all the examinations will be given certificates of proficiency. Misses Pitts, Deviin and Burr have secur ed positions in general hospitals in Northern cities, where they will obtain practical experience in spe cial branches of nursing not taught at the asylum. The other mem bers of the class will continue for the present in the service of the asylum. The second class, which was formed last September will finish the prescribed course next- June It consists of six women and six men. Several probationers of a third claes have entered the school. Vacancies occurring from time to time are filled by selecting the most promising applicants as pro bationers. ' Application blanks containing further information about the school may be obtained from the superintendent. West Point Graduates. WEST POINT, N. Y., June 12. The class of '93, which graduates from the Military Academy to-day, is the smallest in several years. What it lacks in size it makes up in brilliancy and strength. The present first class entered with a membership of over 100. Resignations and the pruning knife of learned professors brought the number down to fifty-one. Of these, five who graduate highest will be sent for a post graduate course of four years to Willett's Point, where the advanced forms of military engineering are taught. Mashed Between the Cars. Last night, at Ridge Spring, a negro named Henry Peterson, was J seriously and perhaps fat?lly in jured by being caught between two box cars. The northbound Rich mond and Danville mixed train was taking on two air brake box cars loaded with peaches, when the negro attempted to walk across the track. He got caught between the cars as'they bumped together, and was very badly mangled and mashed about the hips. He was sMll alive when last heard from. State 13th. Reform appears to be progress ing backward down in Clarendon county. The "reform" executive committee there has gone back to the old convention system of nomi nating a State senator, repudiating squarely the farmers' movement demand for general primarit s. Greenville News. .WOOD'S ' PH08PHODENX The Great English Remedy. Promptly and permanent ly eurea all forms ol Nervous ? Weakness, Emissions, Sperm lalorrhea. Impotency and all Teeta of Abuse or Excesses. _een prescribed over 85 ye ar 3 In thousands of cases; IB the only Reliable and Hon est Medicino knoten. Ask _Idrog&iss for WOOD'S PHOS t lie fir - tmd Jtfifr rnoDDfE; if ho offers some >*>Sfw ?wwwy??T? worthless medicine In place of thu . leave his dishonest store, Inclose prlco In lotter, .iud we will send by return mall. Price, ono faokagi. ?1; six, $5. One will please, six will cure. amphlotln plain sealed onvoiopo, 2 stamps. Address THE WOOD CHEMICAL CO.. i 131 Woodward avenue, Detroit. Mich. Sold in Edgcficld by G. L. Penn & Son au3 druggists everywhere. Liquor, Morphine, Tobacco, Etc. The liquor, morphine, and chloral habits absolutely cured under guaran tee. Particulars given by better or in person at my office, which is open all hours of the day. There is no use to go away from home and spend hundreds of dollars for treatment, when you can be cured at home for a much smaller amount. J. GLOVER TOMPKINS, M. D. Edgefleld, C. H., S. C. Bridge Letting. ONE or more County Commissioners will be at Pope's bridge, Little Sa luda river, near Trotter's old mill, on Friday, June 30th, at ll o'clock A. M., for the purpose of letting a contract to build or repair the bridge at that place. Specifications made known on that day. The Commissioners retain the right to reject any or all bids. J. A. WHITE, D. W. PADGETT, J. W. BANKS, Co. Commissioners. Final Settlement and Dis charge. NOTICE is hereby given, that appli cation will be made to the Probate Judge of Edgefleld County on Monday the 17th July prox., for a final dis charge of of Mrs. F. P. Hammond as Executrix of the estate of O. T. Cul breth dece'd, and that a final settle ment of said estate will be made on that day. j. w. DEVORE, Attorney for Executrix, June 13th 1S93. Berkshire and Essex. I Have 4 pairs above breed pigs for sale, about 2 months old. Price $4.00 a pair or $2.00 each. A. J. SULLIVAN. Edgefleld, S. O. Pigs for Sale, AFEW pigs for sale-$1.25 each. THOS. JONES, Edgefleld, S. C. PURELY a vegetable compound, made entirely of roots and h orbs gathered from the forests pf Georgia, and has been used by millions of people with the best results. It ^ casis AU manner of Blood diseases, from the pestiferous-little boil on your nose to the worst cases of inherited blood taint, such as Scrofula, Rheumatism, Catarrh-and SKIM* QUKER Treatise on Blood and Skin Diseases "mailed free. SWIFT SPECIFIC CO., Atlanta, Ga. I893. Harper's Weekly. ILLUSTRATED. "5 HARPER'S' WEEKLY is acknowledged as standing first among illustrated weekly periodicals in America. It oc cupies a place between that of the hurried daily paper and that of the less timely monthly magazine. It in cludes both literature and news, and presents with equal force and felicity the real events of current history and the imaginative themes of fiction. On account of its very complete series of illustrations of the World's Fair, it will be not only the best guide to the great Exposition, but also its " best souvenir. Every public event of gen eral interest will be fully illustrated in its pages. Its contributions being from the best writers and artists in this country, it will continue to excel in literature, news, and illustrations, all other publications of its class." HARPER'S PERIODICALS. PER YEAR : HAMPER'S MAGAZINE.$4 00 HARPER'S WEEKLY.4 00 HARPER'S BAZAR. 4 00 HARPER'S YOUNG PEOPLE.2 00 Postage Free to all subscribers in the United States, Canada, and Mexico. The Volumes of the WEEKLY begin with the first Number for January of each year. "When no time is mentioned, subscriptions will begin with the Number current at the time of receipt of order. Bound Volumes of HARPER'S WEEKLY for three years back, in neat cloth binding, will be sent by mail postage paid, or by express, free of express (provided the freight does not exceed one dollar per volume), for $7.00 per volume. Cloth Cases for each volume, suita ble for binding, will be sent by mail, post-paid, on receipt of $1.00 each. Kemittancesshould be made by Post ofiice Money Order or Draft, to avoid chai ce of loss. Newspapers are not to copy this ad vertisement without the express order of HARPES & BROTHERS. Address : HARPER & BROTHERS, New York. IS93 Harper's l\jLa.g;a^iiie. ILLUSTRATED. HARPER'S MAGAZINE for 1S93] will continue to maintain the unrivalled standard of excellence which has char acterized it from the beginning. Among the notable features of the year there will be new novels by A. Conan Doyle, Constance Fenimore Woolson, and William Black. Short stories will be contributed by the most popular writers of the day, including Mary E. Wilkins, Richard Harding Davis, Margaret Deland, Brander Matthews, and many others. The illus trated descriptive papers will embrace articles by Julian Ralph on new South ern and Western subjects; by Theo dore Child on India; by Poultney Bigelow on Russia and Germany; by Richard Harding Davis on a London Season ; by Col. T. A. Dodge on East ern Riders; etc. Edwin A. Abner's illustrations of Shakespeare's Come dies will be continued. Literary arti cles will be contributed by Charles Elliot Norton, Mrs James T. Fields, William Dean" Howells, Brander Matthews, and others. HARPER'S PERIODICALS. PER YEAR:) HARPER'S MAGAZINE.$4 00 HARPER'S WEEKLY. 4 00 HARPER'S BAZAR. 4 OG HARPER'S YOUNG PEOPLE. 2 00 Postage free to all subscribers in the United States, Canada, and Mexico. The volumes of the MAGAZINE begin with the numbers for June and Decem ber of each year. When no time is mentioned, subscriptions will begin witn the number current at the time of receipt of order. Bound volumes of HARPER'S MAGAZINE for three years back, in neat cloth binding, will be sent by mail, post-paid, on receipt of $3 00 per volume. Cloth cases, for bind ing, 50 cents each-by mail, post-paid. Remittances should be made by Post ofiice Money Order or Draft, to avoid chance of loss. Newspapers are not to copy this ad vertisement without the express order of Harper & Brothers. Address : HARPER & BROTHERS, New York. Notice of Application for Homestead. MASTER'S OFFICE. EDGEITELD C. IL, S. C, \ May 24,1S93. \ Notice is herewith given to all to whom it may concern, that Mrs. Sa vannah Padgett, widow of the late Dr. Elbert Padgett, has fileu her peti tion in this Court, praying that a Homestead, as prescribed by law, be assigned to her. I will pass upon the same on the 27th day .if June 1S93. W. If. ROATH, Master E. C. May 23-5t. Sprini & Snimer lillinery. I have just opened a stock of beautiful Spring and Summer Millinery at the old stand, Mr. W. H. Turner's store, where I will be pleasod to see my friends and the public. My stock consists of all kinds of Millinery goods, Pattern Hats and Novelties. The most Beautiful Lawn Hats, IDA COVAR. Ladies Hats at CoWs. Ladies have you seen Jas. M. Cobb's beautiful assortment of Ladies and Misses Trimmed Hats. Don't fail to see his millinery goods. You can savo money and got the latest styleB. -THE Union Mutual Life Insurance Company, Incorporated, 1843. Its Policies are the Most Liberal Now Offered to the Public. Is the only existing Company whose policies are, orean be subject to the MAINE NON-FORFEIT URE LAW. WHAT IT IS. The Maine Non-Forfeiture law protects policies from forfeiture by reason of default of payment of premiums. It provides that, after three years' premiums have been paid, failure to pay any subsequent premiums shall not forfeit a policy, but it shall continue in force for its full amount until the reserve (less a small surrender charge) upon the policv is exhausted. The reserve is a sum made up of portions of each and every pre mium paid upon a policy in anticipation of its maturity. Beginning with a small portion of the first premium, it is increased each jTear by the addition of each subsequent premium, and grows larger year by year, until, at maturity, it exactly equals the face of the policy. When a policy is discontinued therefore, there is in the hands of tho Com pany a reservo, greater or less, accofding to the character and age of the policy. Instead of permitting the Company, upon non-payment of premium, to confiscate this reserve, the Maine Non-Forfeiture Law requires the Company to continue the policy in force until tho policy holder receives an equivalent for it in extended insurance. How IT WORKS. If a person, aged 35, pays three years' premiums upon a twenty payment Life policy and then discontinues payment, the policy wil be continued 4 years and 257 days longer; if he pays five premiums, and then discontinues, the insurauce will continue 7 years and 357 days longer. If the policy is a twenty year endowment, same age, three years' payments will give an extension of 8 years and 150days; five years' payment 13 years, 300 days. If the policy is a 15 Year Endowment, ($1,000) same age, three years' payments will secure insurauce to the end of the endowment period and $13.68 in cash if insured lives till that time, and in like manner ten years' payments secures insurance for the full 15 years and $592.17 in cash. These extensions vary with the age of the insured,. the class of policy, and the number of payments made; they are stated in each policy, in years and days, for each number of payments, so that the policy-holder knows at a glance exactly what he is entitled to if he discontinues hiB payments at any time. What it HasD@nea The Company Has Paid over Two Hundred Death Claims, in con sequence of this law, aggregating in sums insured more than Four Hundred Thousand Dollars. In every case there had been a default in the payment of pre mium, and, except for this law, the policies would have been of little or no value. Instead of this, the insurance in each case was extended to the time of death, and tho Company was required to pay to the beneficiaries under the policies the sum of $418,335.77. Tin Tin ol Maine Law Extensions as Compared WITH ZF-A-HD-TTIP VALTJES. It is the custom of many companies to- provide in their policies that, upon discontinuance of payment of Premium, paid-up policies will be given, without the option o^lxtension. This was the practico of the Union Mutual before the mine N?n-Forfeiture Law was en acted, but it now substitutes for paid-up values the moro advantage ous plan of extended insurance. The objection to the paid-up system is that the amount of paid-up insurance which is given upon the dis continuance of payments upon a policy, unless it has been in force a great many years, is insignificant, and of little or no value as protec tion ; and it leaves the insured who ceases payment without adequate insurance at the very time he needs it the most. The great advantage of the extended insurance afforded by the Maine Law over the most liberal paid-up system is strikingly shown by the following comparison, and it will be observed that the paid-up value is insignificant in comparison with the amount actually paid by the Union Mutual. The result of two hundred and twelve policies was this: If the insured had received paid-up policies instead of ex tended insurance, the Company would have had to pay in settlement of the claims only. $98,197.50 Whereas, in fact, it did pay under the Maine Law, $418,344.77 Making a difference in favor of the beneficiaries under Two Hundred and Twelve pol iciei of $320,147.28 The policies aro free from tfW restrictions, and incontestible after ONE YEAR. A grace of one month is given in the payment of premiums. For further information call on, or address. B. B: EVANS, Manager for South Carolina, Office, No. 1, Advertiser Building,