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Page 6 In January And Febn Unexpected 5 Clinton Mills' plants had unexpected ice and sleet brought employee mover Manv Pmnlnx/PPQ harl pnmmonfoH oK/ I IUU ^UMIIM^IIIV,U um accumulation brought more than most The Clothmaker recorded these scei Clinton maintenance crews were a i IV Many employees waited for transport Do You It's time to consider whether you might have a Major Medical claim for 1982. Here are some frequently asked questions: What is the deductible amount? Answer: $150 per individual. What is the rule on multiple deductions? Answer: On the family contract, you have tc meet three $ 150 deductibles on three members of your family. Then other members' claims will be paid at the straight 80 percent. All claims must cover the same calendar year to take advantage of this. If I file after the first of the year, how long have I got to file? Answer: Claims should be filed within six months after the end of the vear Rpn#?fit period is calendar year. What if I had a serious medical problem near the end of 1981 and have a lot of big expenses running into 1982? Answer: There is a provision for this which would effectively mean you could have up to a 15-month benefit period if no other previous claims interferred with the time aspect. The last three months of a previous year may be applied toward satisfying the deductible for a claim for the next year. iary >now Holidays holidays in January and February as snow, nent to a virtual halt. >ut wanting to see a snowfall, but the recent had hoped for. les from the last two snows: " mm c ? ? ^ n BdP^PPP^WBB^^^ ivailable to assist motorists needing it. I r at ion home in employee waiting stations. i Have A Mo t * a * *y%ti^^Dii^B^3i IT^^PE^T! H^MjW V- - ' * ?.: -f *" k' "* '?> W_" ? 13 ^*> > - ' +~: * Several inches of act I m in Dennis Hampton and other maintenance employees "salted" entrances to make exits a bit safer. ijor Medical m gJT -A ., - ^ . -i ?1m' ^ Pg * ^ Bc^ emulation at Main Offica. I iSr ^* I -~ ^ fl Bobbie South leaves Plant No. 2 in heavy snow. I Claim? In general, what is excluded from Major I Medical coverage? Answer: Outpatient treatment of mental or drue oroblems: exnen<??<; mvprori nnHar basic coverage; dental care (except removal of impacted teeth and accidents); drugs which are not listed as prescription; physical examinations, lab work and x-rays, related to physicals; services which are not deemed to be medically necessary; travel; eyeglasses, hearing aids or related tests or exams; cosmetic surgery; custodial care; private duty nursing care which is medically unnecessary; certain non-durable medical supplies. Are cancelled checks or receipts acceptable as proof of incurred expense? Answer: No, because proper information is not alwavs on rhprWc anH roroir,^ e..i? J WIIU JUU" mitted information must have name of the provider of service, name of patient; name of subscriber; date of service; brief description of service; and amount charged for service. Orug forms contain information on date of purchase, prescription number, name of drug, quantity, charge.