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_ _ _____ Comics'_ __ UFc rM KS.LL r~ I i looc> isiov\ ft HUMAN, j l300 krgOU). J fso 60t? 006S*J‘T> f Wtu, (p 600 pOeSH'T HA«e HAHcU, I THAT M£A*J? He \CAH'T HOU? A feHlPE. (\T\ 1 Restaurants! | During Finals & Mid Term Exams! Advertise your take-out & delivery specials For more information call 777-3888 i-v-1 I ’ _I liiiLUir It's a simple calculation: TIAA-CREF’s low expenses mean more money working for you. \ tokulator J % I The equation is easy. Lower expenses in managing a fund can equal better performance. How much? Just take a look at the chart. Then call us. We'll send you a free, easy-to-use expense calculator so you can see for yourself that no matter what your investment, you'll benefit from low expenses. And CREF variable annuity expenses range from just 0.28% to 0.34%.' For decades, we've been committed to low expenses, superior customer service and strong performance. * Add it all up and you'll find that selecting your retirement provider is an easy decision: TIAA-CREF. THE IMPACT OF EXPENSE5 ON PERFORMANCE $215,000 Low-Cost Account EXPENSES2 Total accumulations after 20 years based on initial investment of $50,000 and hypothetical annual returns of 8%. Total returns and principal value of investments will fluctuate, and yield may vary. The chart above is presented for illustrative purposes only and does not reflect actual performance, or predict future results, of any TIAA-CREF*' account, or reflect taxes. Ensuring the future for those who shape it." 1.80 0.842.2 7 76 www.tiaa-cref.org For more complete information on our securities products, please call 1 800 842.2733, ext 5509, to request prospectuses. Read them carefully before you invest 1. Estimated annual expenses are adjusted quarterly. 2. 1 40% is a very reasonable fee level for a typical fund; 0.40% is near, but not actually at the bottom of, the mutual fund expense ratio spectrum. • TIAA-CREF Individual and Institutional Services, Inc distrib utes the CREF and TIM Real Estate variable annuities • Teachers Personal Investors Services, Inc. distributes the Personal Annuities variable annuity component, mutual funds and tuition savings agreements • TIM and TIM-CREF Life Insurance Co , New York, NY, issue insurance and annuities • TIM-CREF Trust Company, FSB provides trust services • Investment products are not FDIC insured, may lose value and are not bank guaranteed. © 2000 TIM-CREF 08/03 r Crossword ACROSS 1 Plucker's instrument 6 Sits in neutral 11 Short snooze 14 Freeze over 15 Poor 16 Building add-on 17 Tendency to break 19 Sentimental drivel 20 Bear-market word 21 Charity 22 Senator Lott 24 Bewildered 26 Keanu or Dan 27 Rouen’s river 30 Brides’ mates 32 Greeting rituals 34 First-rate 38 10th mo. 39 X 40 Board-game cube 42 Fish eggs a o i i i .o tu i iui ai i coiti : 45 A realistic goal 48 “Silkwood" star 50 Malicious burning 51 Loos and Louise 54 Regretting 56 The king of France 57 Emcee 58 Hindu discipline 62 Wonderment 63 “Mighty Aphrodite” co star 66 Fellows 67 Lena or Marilyn 68 Camera-ready proof 69 Vein to mine 70 Directory 71 Pompous fools DOWN 1 Tops of overalls 2 Piece of land 3 A Diamond 4 Peninsula of 7D 5 Make a choice 6 Lack of refinement discipline 51 Crockett’s Waterloo 52 More recent 53 Goodnight girl of song 55 Native of: stiff. 57 Rigorous 59 Sorry 'bout that! 60 Pierce with a horn 61 Book after Joel 64 Actor Chaney 65 Bikini top 7 Hamlet’s home 8 Majors and Granl 9 Harris and Asner 10 Method 11 Israeli desert 12 “Home 13 Scenarios 18_Vegas 23 Remainder 25 Exam 26 Perez of “White Men Can’t Jump” 27 Display 28 Apiece 29 Absorbed by 31 Drama by Sophocles 33 Pays heed 35 Globes 36 Ralph Lauren's company 37 Observed 41 Writer Hunter 44 Concerning 46 Leading lady 47 Fancy socks 49 Chinese 1 [2 [3 p [5 H p p [9 po ■Fn p2 pTT 7_ 18 20 ■■2I ' JJ22” 23 - ■24 25 ^ ~■■26 27 28 29 ■H30 31 ■ _■___■■■ 32 33 35 36 37 38 ^^39 ^ 4^ 43 T~ 4^ 46 47 J48- 49 ^^50 51 52 53 IHi 55 ■ 56 ■■58“ 59 60 6' 62 ■■63_ 64 65 66 ^H&7 ■■68 69 ^H7o ^^FtT © 2000 Tribune Media Services, Inc. 10/4/0Q All rights reserved. Solutions Aries (March 21 -April 19) Don’t try something you just learned, in a work-related setting. Instead, carefully watch what the others are doing. A breakdown is likely, and you’ll look better if you prevent it than if you cause it. Taurus (April 20-May 20) Don’t let a loved one run off with your money. He or she might spend it foolishly. That includes your kids, of course. You may feel generous, but if the other person’s irresponsible, you could end up with buyer’s regret. Gemini (May 21-June 21) Somebody you live with could be difficult. Be gracious and forgiving, just because you can. Don’t worry about who is right or wrong; try to stay cheerful. That will help you come up with a good idea. Cancer (June 22-July 22) Carefully review information you’re receiving, even if it’s from a reliable source. Catch the error before it gets far, and you could save others’ time and money. That could make more time and money for you, which would be nice. Leo (July 23-Aug. 22) A friend’s fabulous scheme sounds great, until you look at it closely. Don’t fund it with your savings, or you could lose the money and the friendship! An older person you don’t always like could advise you well in this situation. Virgo (Aug. 23-Sept. 22) Try not to get into an ego battle with the person who signs your paycheck. That’s not a good idea; even if you win, you’d lose. Watch your words and tone of voice, too. This may seem unimportant in a couple of days, so don’t quit over it. Libra (Sept. 23-Oct 22) Travel and long-distance communications are fraught with peril. Postpone sending valuable correspondence or packages. Your chances of getting through are better if you start later, even later today. A delay could be a good thing. Scorpio (Oct. 23-Nov. 21) Don’t trust a friend’s recommendation if money’s involved. That includes the money you have in investments, as well as the money in your pocket. What at first seems like a fabulous deal could be a huge disappointment. Sagittarius (Nov. 22-Dec. 21) Some tricky negotiations are going on, and some changes are being made. If you stay on the sidelines, you’ll be less-likely to make one yourself. An opportunity may open up for you because somebody above you falls flat. Watch out! Capricorn (Dec. 22-Jan. 19) Work could interfere with your travel plans, but that’s OK. If you work, you could benefit more than you expected. If you travel, it could cost more than you thought. So, keep working and be happy! Aquarius (Jan. 20-Feb. 18) If somebody at home or a close relative is having difficulties, offer your shoulder to cry on. Don’t open your wallet far, however. That might make matters worse. Don’t follow a loved one’s financial advice, either. Pisces (Feb. 19-March 20) If your partner or a close friend is having trouble at work or home, offer support and prayers. Don’t get directly involved. You can’t fix the situation that way. Besides, this tempest may be past by tomorrow. No point in you getting all upset, too.