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Comics Uf£|t\f H£LL f" - ©><m &1MATf /l>\ TORJ0 e,ETtOE0O\ TAE DeStftETO e»v/e 1 \ ArJU -THE 9ES ICE TD / v-uort. ^^y Restaurants! Advertise your take-out & delivery specials when USC students need them the most: During Finals & Mid Term Exams! A special Tabloid insert infEh$$(5ill1}CC0C ^For more information call 777-3888 i W ————————————————— It's a simple calculation: TIAA-CREF’s low expenses mean more money working for you. |fe \ tabulator J The equation is easy. Lower expenses in managing a fund can equal better performance. How much? Just take a look at the chart. Then call us. We'll send you a free, easy-to-use expense calculator so you can see for yourself that no matter what your investment, you'll benefit from low expenses. And CREF variable annuity expenses range from just 0.28% to 0.34%.' For decades, we’ve been committed to low expenses, • superior customer service and strong performance. Add it all up and you'll find that selecting your retirement provider is an easy decision: TIAA-CREF. - ---—---1— THE IMPACT OF EXPENSES ON PERFORMANCE «W°°°___, lxJw-Cost Account Total accumulations after 20 years based on initial investment of $50,000 and hypothetical annual returns of 8%. Total returns and principal value of investments will fluctuate, and yield may vary. The chart above is presented for illustrative purposes only and does not reflect actual performance, or predict future results, of any TIAA-CREF account, or reflect taxes. Ensuring the future 1.800.842.2776 for those who shape it. -—; www.tiaa-cref.org For more complete information on our securities products, please call 1.800.842.2733, ext. 5509, to request prospectuses. Read them carefully before you invest. 1. Estimated annual expenses are adjusted quarterly. 2.1.40% is a very reasonable fee level for a typical fund; 0.40% is near, but not actually at the bottom of, the mutual fund expense ratio spectrum. • TIAA-CREF Individual and Institutional Sen/ices, Inc. distrib utes the CREF and TIAA Real Estate variable annuities. • Teachers Personal Investors Services, Inc distributes the Personal Annuities variable annuity component, mutual funds and tuition savings agreements • TIAA and TIAA-CREF Life Insurance Co., New York, NY, issue insurance and annuities • TIAA-CREF Trust Company, FSB provides trust services • Investment products are not FDIC insured, may lose value and are not bank guaranteed. © 2000 TIAA-CREF 08/03 k i $ J Crossword ACROSS 1 Stadium level 5 Bird that eats feathers 10 Truant Gl 14 “My Friend_" 15 Fragrant shrub 16 _monster 17 Oregon’s tree 19 Tacks on 20 Catch 21 Distant settlement 23 Prayer endings 25 Evergreen shrub 26 _incognita 29 Self-images 32 Dolt 35 Fake butter 36 Phony 38 Paid athlete, briefly 39 Scores (points) 41 Indulgent 43 Supped 44 Shakespearean sprite et al. 46 Stick around 47 Far from square? 48 Blowhole _ 49 Huron and Tahoe 50 Even score 52 German industrial city ' 55 Desert 59 Quantum particles 63 Orlop or poop 64 Pancake topper 66 Fit 67 Stand one in good_ 68 Turkish port 69 Future plant 70 Superman’s folks 71 Computer owner DOWN 1 Ocean motion 2 Pressing device 3 Flightless fowl 4 Norse _ Armaaeddon 5 Angry gaze 6 Standing 7 Santa’s helper? 8 Actor Scott 9 Tan shade 10 Wide open 11 Survivor’s hairline? 12 Early car maker 13 Endure 18 Dalai_ 22 Actress Cicely 24 Comprehend 26 Hebrew scripture 27 Delight 28 Bin 30 Coastal bird 31 Keats works 33 Golfer Palmer 34 Annie of “Designing Women" 36 Immaculate 37 Joyride 10 Rescued t2 Uncle Sam’s statement t5 French season t9 Tolstoy and Gorcey 31 Signed, Hollywood-style 53 Slapping noise 54 Storage buildings 55 Rehan and Huxtable 56 Neuwirthof "Cheers” 57 Irtysh port 58 Hoopster Archibald 60 Ben and Bobby 61 Unclothed 62 Incite 65 Writer's tool I I I I I I I © 2000 Tribune Media Services, Inc. All rights reserved. Solutions " _ I Aries (March 21 -April 19) Having to go back to work on such a nice day is a pity. If you can find a way around it, you probably will. Take care. There might be something only you can do, so don’t drop that out. Don’t spread yourself too thin, or you won’t do a good job at any of it. Taurus (April 20-May 20) A carefully calculated risk could pay off, but your timing has to be perfect. Better late than early, and if you have to wait until tomorrow, OK. You have a good chance of winning, but the path is full of chuckholes. Watch where you’re going. Gemini (May 21-June 21) The problem is one of communication. You think you’re communicating well, but somebody else doesn’t seem to get it. Instead of doubting your abilities, be patient. The other person’s liable to change to your side, just when you least expect it. Cancer (June 22-July 22) Work looks kind of tricky. A breakdown’s quite possible, so take care. Something you’ve recently learned may not work as well in practice as it did in theory. Don’t be too embarrassed; just put in the correction and try again. Leo (July 23-Aug. 22) You should do pretty well, although it may not be the way you expected. You’re learning all the time, so watch and listen as somebody does a big turnaround. Keep your money in your pocket until after the dust clears. Virgo (Aug. 23-Sept. 22) Home and family I require a lot of attention, and that can be i irritating. Hold your temper and tongue, i and you may learn something interesting. A i change you thought would never happen ' could finally occur. Don’t give up hope. 1 i Libra (Sept. 23-Oct 22) You’re clicking right along, making an even greater impression than you realize. It’s not just what you know; it’s also what you’re learning. You can do just about anything, especially if you can save money and keep a secret. Scorpio (Oct. 23-Nov. 21) Money’s available, but it’s not steady. Something about it’s bouncy. You might even think you have more than you do. Better count it before you spend it. You might decide you can do without that new gadget. Sagittarius (Nov. 22-Dec. 21) You’re sensitive and caring, but a little eccentric. You may not know what you’ll do next. You’re keeping the others guessing. That’s part of the fun, but show compassion. One person deserves an explanation. Capricorn (Dec. 22-Jan. 19) Recent changes may impact your plans. Review the project before plunging boldly forward. Work you’re involved with could bring a lot of revenue, but rrrake sure you’re on the right track before proceeding. Better safe than sorry. Aquarius (Jan. 20-Feb. 18) You’re fasci nating, and you have an interesting person ;harmed. Actually, you may have two or :hree. Avoid confusion and keep them as riends. They’ll sort themselves out. Hold )ff on a major purchase. You might change mur mind. 3isces (Feb. 19-March 20) Expect a little confusion, as you’re being pulled in several lirections. Instead of complying with ;verybody’s wishes, figure out what would vork best for you. It might be different han any of the options you ve been jffered.