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' __!__-_'___tii_£_-_■_<L___i_._2_i_'_*_ Rock Hili Herald Conde JNI ast Magazines National Organization for Women Newsday Beaufort Gazette . _ The Charlotte Observer CNNSI Chernoff Silver PR firm The State st. Louis Post-Dispatch The New Yo imes Charleston Post & Courier Los Angeles Times Democratic Nat’l Party Washington Post T TO A Trvrjo-ir The Greenville News y Spartanburg Herald-Journal Dow Jones Newspaper Fund Anti-Defamation League 1 s.c. Republican Party Russell House 333^ We need cartoonists, news reporters, sports reporters, photographers, and page designers. / r ▼ __~ j Why is TIAA-CREF the #1 choice nationwide? The TIAA-CREF \ ▲ 1 nJrPation ' Advantage. Year in and year out, employees at education and research institutions have turned to TIAA-CREF. And for good reasons: • Easy diversification among a range of expertly managed funds • A solid history of performance and exceptional personal service • A strong commitment to low expenses • Plus, a full range of flexible retirement income options For decades, TIAA-CREF has helped professors and staff at over 9,000 campuses across the country invest for— and enjoy—successful retirements. Choosing your retirement plan provider is simple. Go with the leader: TIAA-CREF. THE TIAA-CREF i ADVANTAGE Investment Expertise Low Expenses Customized Payment Options Expert Guidance B; ■ _ ■ Ensuring the future 1.800.842.2776 for those who shape it. “ -— www.tiaa-cref.org For more complete information on our securities products, please call 1 800 842 2733, ext. 5509, to request prospectuses Read them carefully before you invest • TIAA-CREF Individual and Institutional Sen/ices, Inc distributes the CREF and TIAA Real Estate variable annuities • Teachers Personal Investors Services, Inc distributes the Personal Annuities variable annuity component, mutual funds and tuition savings agreements • TIAA and TIAA-CREF Life Insurance Co., New York, NY, issue insurance and annuities • TIAA-CREF Trust Company, FSB provides trust services • Investment products are not FDIC insured, may lose value and are not bank guaranteed. © 2000 TIAA-CREF 08/03 f ■