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Congratulates T \ Besse Ambrose-Jarrell nikki Autry ? Karen Bailey ^ Lindsay Benton Bergan Brennan ^ ?*** , Stephanie Batcher? < Chrissie Caliison //* Lindsay Campbell ?' Ashley Cockrell Caroline Correll Shellie Culbreth Amy Davis Casey Davis i Bahs Durant X Hayes Edmonds 5/, Lori Atkinson * Kelly Baca Brandy Broome Mandy Bullock Alison Carnes Jessica Conner Katherine Crawfc Lauren Crosby Tiffany Elser DeAnna Fournier Amy Good Allison Hasting Whitney Hunt Invario ^ 1/ f mSSS^SSB V r\ r ^ K ?Momingstar ratings for the CREF Global Equities Accot CREF Equity Index Account, and CREF Growth Account* AAA r\f * ?S&P and Moody's ft rating for TIAA** HIGH MORNINGS MONEYM We take a lot of pride in gaining from the major rating services is, we're equally proud of the ratings v dav from our oartu-inants. Because at "V , I ? ensuring the financial futures of the ec research community is something that stars and numbers. We became the world s largest reti nization by offering people a wide ran investments, a commitment to superio Ensuring the future ? for those who shape < 'Simrii Miirflii!|>sur, In, , lulv Jl, WK Moiliin|;M4i is .in llKk'|x n,lcnl M r,m l Irmii sl.irs M'xiungsl.ir |xri|nirui, i.ilmns rvlkvl liislinK.il risk itljlM,',! |X'ilixn 5 ,\1 tssill nn ,1.1, Irijsiu, hill |,-Iiirils?illi 4|?|||||(,II.|I,' I,',' J,l|iisninnls. .nul j r i r.llni^s, u In, ll .ir, welkin,,! .nn.imsnl IIS I hive .lis, ..III,lull vc.li ijlinps liu p ^ CRfiF Slock Account CREF (ilobal Equitin Account tr S|'|| K.ninn/ MJt K.HitlH/ Siimlxi nt Diuiirsii. I, Nunilxi nl liiniii.niuiul I., |iut, < Period Au'imiihs Rjicd Accounts Rjtal 3Yc.tr 4/2,120 4/4 5?> 5 YV.ii 4/1,.163 5/235 V I0VC.II 4/674 N'/A ** I Ih m I??|> I.limps .in luvcil oil I IAA'scvicpii?m.il lin.iiuul Micuplli, cl.ntns p. IWX. I -?PP?1 AnilviK.il Sfiviics, Iih % /jp/nr Dimior'y Auahrlual Ihiia, f") IllSllllMHHul VlVKCS lot (IK 111 MHIipklC ll|l< till I.Ill* Ml,' III! Iiullllj' ctwipcs .11 kI C\| a Delta he JMew Holly Green Kati Cannon Herran Amj Carley Huffman Liz Kelly Klggans Lea Sally Kolb Mo, Julie Maealka Eric Tanya Maddox Bop Carrie Mann Mai Heath Martin I Suz Kendall Matthews Lisa Laurie McCallum Lmi Mary Beth Murrelfi Juli Megan Pickworth Kati Laura Quillen Vau Crazy & )ha Chi Omega )gratulates their Member Class o fal! 1998 fcek Tiffany Johnson &ara Michelle Kersher Leslie Allison Kester Jenn' Kathy Kubulisz Logai Tara Lacy Jessi )rd Tracy Little Laure Joni McCants harei Jamie Messemer Kathy Moore Lori1 Rebecca Payne &arat Lisa Pope &umn Jennifer Rogers Kristj 5eck )ur lyre is gold, r hearts are true, adition o/ exeellene )ntinues with you. nt Top Pen; ?Money Maga m ?William Ravdin,! MARKS FR( TAR, S&P, JV1 i n a r7T\rr k v LVlAZ/li^r/ High marks operating expenses that 5. But the fact insurance and mutual lu /e get every With 1IAA-CREF, \ TIAA-CREF, and the dedication ?to 1 lucation and of financial goals. The It goes beyond So does Bill. Find out how 1 IAA rement orga- comfortable, financially pc ol sound Visit our Web site at r service, and us at 1 800 842-2776. it." hat rales mutual lunds aiul variable annuities. The lop 10% of hinds hi an n lame and are Mihject to change,evei v month TIkv are calculated Irom tin isk tacior thai relleeisperformance l?elo\\ 00 dav I l>ill reiurns I lie ove mods ending |ulv 41. IWX The separate I unpublished) ratings lor each? CREF Equity Index Account CREF Growth Account CR Star Ratinp,/ Star Rating/ Numhcrnl Doiik'sik I'.t|iiii\ Nuinhcrol |)omesiu T.t|iiit\ Accounts Rated AccoutUs Rated 5/2,120 5/2,120 N/A N/A N/A N/A ivinp, ahilitv anil overall i?jHralinj; |vrlorinaiue 'Rased on assets undei ma IWK ((^iiailerlvi < Itl l cerlilkates and interests in the I IAA Real I * |h uses, i all I X00HI2 27jU, ex tension 5500, lot the < KIT and I IAA H Vpha Class ^H| e Ribeiro Ml f Robinson;; Rod g I h Roebuck ? lique Rousseau p a Russell pM iqu stalvey > di Sykes * anneWagner ^ i Whipple isa Whitney I j ?u/:ii;?mn I 1 a nimaiua is i nett Wingard | mpm ie Zimmerman j ia ^ ' ? ^ cSellars \A for Steimke i Stewart \A ca (Stout in Tebeau 11 n Torgerson ca Van Buren Waller M i Welsh ,N ler Whiteside 4-1 i Beth Williams A cl nerica's fl won Fund." I C zine January 1998 B ^ "IAA-CREF Participant 3M rnrnw^e LW1/1 VJj ID BILL. are among the lowest in the nd industries.*** /ou'll get the right choices ? telpyou achieve a lifetime ;ad ing experts agree. -CRKF can helpyou build a secure tomorrow. uv.'ii' 11 TI1 rtr?ri\nvill iivestment category receive live si.iis.iihI the i?e\i 22.5%receive : .ucoiinrs ihree , live . aiki ten war average annual ivUinis hi rail star ratings relerretl tuahove are Murnmgstar's puNislicil >j I he periods aie: LEF Bond Market Account CRRF Social Choice Account Visit Mai Rating/ Star Rating And< Niiunix't'ol l:iwtl Income NiiiiiIxt of Domed u l-.?|int\ Acimini* Ratal Accounts Rated EcjUc 4/719 4/2,1211 <o-| 0c 4/4X7 4/i,Af?A N/A N, A ii.ij'ciihiii '"Stmii/nnl C /Wi'\ lihimtini Hniimi Anithsi\, 4.1i1' An omit .in- distributed l>\ MAA ( HI I IikIivkIii.iI .iiuI lV.ll Isl.llV AcCOIIItl piOSIX'ClllSeS Ri.nl 11 111 11 i.hvIiiUv Ix'loiv ? ^MONdde I 104 I t was just a sui slow it's the res emember when your bi (as running out of papc (as easy to handle any : was just a summer jot low you're graduating, lat will challenge you < ariety of responsibilitie (here the learning curvi fter a couple of years. t Andersen Consulting, hange daily, like the wc fork. Our job is to help 4-UIr- I idiidyc li 11j ^iidiiyc lu t ome talk to us about a ndersen Consulting. Please visit Informatioi Septemt i University of S< Capital Ci Undergradual 6 p.m.-7: firaduatp * ^9 h- hi 7:30 p.m. flc our website at www.ac.com M ;rsen Consulting is an M il Opportunity Employer. m 38 Andersen Consulting. ' ioiJBfcliy^PirpMt^4. <J| ?i ^ii mmmf P^N t f% B^^B|H|^M^M^||? St" w4J- & jp^J ": :;^W us ,Mri~< ri inmer job. it of your life. iggest career concern ir cups? And when it summer job because d? You want a career *very day and offer a s. You want to work e doesn't flatten ou-t our challenges Drld in which we clients effectively De more successful. career with. us at our i Session >er 14 Duth Carolina ity Club te btudents 30 p.m. Students -9 p.m. Andersen . Consulting