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The News and Herald WINNSBORO, S. C. 0. E. CROWSON, Editor TERMS IN ADVANCE One Year........................$1.50' Six Months...................... .75 Four Months..................... .50 Communications:-We are always glad to publish news letters or those vertaining to matters of public inter est, when accompanied by the names and addresses of the authors. Articles which are defamatory will not be noticed. -We assume no responsibility *'or the opnion of correspondents. Entered at the postoffice in Winns boro as second class matter. OUR TEACHERS MEET. During the present week there -convenes in Columbia the South Camlina teachers' association. We consider it worthy of note not aline as a meeting of public in terest but also as evidence of the awakened attention paid to the cause of education at the present time. The day of the "old field school" has long since passed and the typical "rural school" of a decade'or more ago has in turn become almost obsolete. The science of pedagogy has revo lutionized the methods of teach ing school and no longer is the; graduate of a college necessarily considered to possess all of the qualifications for conducting a school unless in addition to mere academie knowledge he has also added a special course in peda- 1 gogical instruction. At the pres ent convention of teachers all phases of school work will be ex pounded by experts and it is dif 'ficult to conceive how any teacher can, atteid these lectures without gaining a better understanding of-their profession and being en lightened upon the practical working points of a successful si,hool. We trust that there will I be a full attendance and that those teachers unable to be pres ent will by means of printed ad dresses and other published pro .eeedings keep in touch with the -16e 'the association i.Ll bene ~,'id all success. The punitive expedition into Mexio, hichat hiswriting is daily expected, may possibly lead: to further complications with that much troubled republic. Carranza demands r ecipr oceal rightsshould the United States cross the borders of his country in pursuit of Villa. While this claim may sound only reasonable to those who are seeking to pick flaws in the course of the admin istration yet one vital point should be clearly emphasized. If the government of Mexico were able to give satisfaction to the Ameri can government for outrages such as that s ommitted by Villa no expedition, punitive or other wise, would be necessary. Fur thermore the United States is able to give satisfaction to the Southern republic in a similar case. Therefore the claim of re ciprocal rights is not as reason able as it sounds. The only sat isfaction that America can secure shall be obtained by pursuit of Villa but we emphatically oppose the concession of r e e i p r o e a U rights. From present indications Mr. Cooper will receive little support from the newspapers of the: State. Especially is the daily: press laboring overtime to chrys talize public sentiment in oppo sition to him or any other one who may enter the race against V Governor Manning, on the see ond term endorsement plea. : From our point of view Mr. Cooper or any other Democrat has a legitimate right to ene the race for Governor, as much1 right as he had two years ago and as-much as he will have two years hence. Mr. Manning like wise enjoys the privilege of ask-' ing for a third term if he should' so desire. The Governor's office is a two year term and so long as that is the case all Democrats have a right to enter the race, every two years and then let the people be the judges as to whom they will have to serve them. The matter is one in their hands. We do r.ot claim to be ani nsurance expert but it strikes is that the Communication in to-, lav's~News and Herald, signed A. B. C., is well worth the con 3ideration of property holders. E'he fight that the insurancei !ompanies are now waging will! aventually do good, while. it may nconvenience a considerable number of people for the time being. There is no doubt but that the people who take and carry insurance have had to pay too much to the mid dIe men before the money finally reached the company for whom it was intended and to go into the assets of that particular com pany. Fairfield now has a regu larly .organized. and well con ducted mutual fire insurance company. This could broaden out and take care of ever-- coun-. try risk in the county, and on the same basis could a local or state company be organized for the purpose of carrying the town risks. We also agiee with A. B. C., that a public meeting. should be held and the matter discussed from which some feasi ble plan might be the outcome. ORCANIZE HOIRRE COMPANIES Correspondent Writes of In surance and Insurance Companies. Mr. Editor: We notice a recent law passed by our lawmakers regulating in surance companies and breaking up the Southeastern tariff asso ciation which I think a good law. in a great many respects. The insurance companies seem to be; trying to retaliate because they can't dictate legislation by with drawing from the state. Now if it takes- forty-five per cent of the annual premium co pay the 'ex penses of writing fire insurance: and still they make money-why can't every community, town and city, organize a fire insurance company. Certainly Athe prem iums paid in every city or town would cover any average loss that would ocen M munity. We'_ive plenty of men in our ownw-ommunity as able and as gKGd business men as they. ar, and if they can make money it of writing fire insurance.so an we. Why . cant we get 'to -ether and discuss the advis ability of organizing a local fire insurance company and keep our noney at home we send abroad. We all know the community and risks to be taken, and the values to govern the amount ot insur-: nce to be granted. I see no: eason why an insurance com pany managed by the right men: t the head of such an organiza. ion could not make good money.: Cant we get together and discuss: this matter from every stand ooint. One idea of one man: brings out another from some where else, so we may do our* ~ommunity good besides benefit Ing each individual participating n the profits. A .C ake Your Guests to The Ideal. When any one entertains guests' mnd desires to wind up the affair >y entertaining- them at The [deal the manager will provide. ;eats for all in one place when otified of the number that will: ikely be in the party. D. Holladay Called to Marion Dr. J. M. Holladay has receiv aa call from the Presbyterian' :hurch at Marion. Dr. Holladay gent from here to Virginia where de has preached for the past year. His many friendsin the state will >e pleased if he decides to come' aek to South Carolina. Tennant-Shuford. Miss Lillian Tennant of Abbe-: 7ille and Mr. E. H. Shuford of Iickory, N. C. were married in. harleston by the Catholic Bishop, m last Friday morning. The' narriage came as quite a sur rise to the relatives and friends > both parties. For the past ew weeks Miss Tennant had >een visiting her cousins here at :he Duval hotel. Mr. Shuford, vho is connected with the Far-: veil plumbing company of Ches er, has been occupied here for :he past few months. As long s his business keeps him here, ir. and Mrs. Shuford will make heirhome at the Duval hotel. Miss Laura Douglas has been iuite sick for the past week. We Lre glad that she is better. The spring term of the court, f general sessions is in session' n Lancaster this week. The riminal docket is very heavy. FOR SALE-Early Triumph eed sweet potatoes, $1.00 per )usel H. n Coleman, sheltan. RAIC WTRIDI~WY IL Mr. . A. Meares has returned fromWashington where he spent a few-days on business. Judge Bowman of Orangeburg spent the evening with the family of Capt. W. J. Johnson during ' the recent term of court Winns- r boro.c c We afe pleased to learn that s Mrs. A.* Thomas, who has been C criticall ll for some time is im-I' provinI Mr. antd drs. J. Q. Davis are visiting at the home of Mr. W. H. Ruff. I Mr. J. A. Kennedy, a veteran of the War Between the States, E has been indisposed for several i weeks. S .T Mrs. C. P. Wray and Mrs. J. c W. Team .motored to Columbia c on Tuesday. E Rev. J. C. Chandler of Colum bia was in town, Sunday filling the appointments for the Meth- S odist minister who is absent for a few days.-" a Mr. A. B. Coleman who had t his arm broken several days ago in an- automobile wreck ' is,rrapidly recovering. di Prof. and Mrs. D. R. Riser of Manning ar. spending a few c days in town ,with the latter's parents. P of. Riser at one time was princi -0 the Ridgeway high school now the super intendent of anning graded - school. Mr. R. H. wn is still indis posed. Mr. C. D. Tidwell of Small wood was in town Monday. F FEASTERYfILE" NEWSS. 10 0 Miss - Emmie Nicholson spent io the week end with. her parents c at-Woodward, and spent Satur- C S day in Charlotte. C Mr. G. W. Coleman returned home last week after spending two months in Georgia and Flor- c ida with relatives. 1 Mr. H. C. Faucette was a busi-r ness visitor in Blair last week. 10 Mr. H. D. Coleman and son'' J ulian spent Monday in Chester. T Mrs. B. C. Wilson of Shelton c spent Saturday and Sunday with c B M.W. Coleman' Mrs. %'-'' iian's many friends are glad to ow she is s able to be up again. -'"" Mr. Robt. Clownd of olunm-it bia is the guest of . R. Coleman. The many friend ofi Miss Grace Rabb of Stiot1 were in terste tohear of h r marriage to Mr. Will Blair ore ednesday the 15th. Mr. Tom Black of Shiyar Spring spent the week end in Ashville with relatives. There will be a dance at the Feasterville club room Friday night March 17. Everyone is <ordially invited to attend. Royal Ambassadors Meet The Royal Ambassaeors of the ie Baptist church rendered a verya interesting and instructive Home Missionary program at the Bap- a tist church Wednesday evening,p the study being "The Indians" The church was appropriately i decorated with Indian tents, camp si fire, pictures of .Indians and s pines.~ Some of the ambassadors,, Elliott Holley and James Smith, were dressed in Indian cortumes. The readings a n d dialogues brought out the religious condi tion and needs of the Indians. Pastor Prier sang two -Indian songs in their language. Miss Jaunita Dunn and .Willie Hood sang a song also. The program was impressively carried out, and reflected credit on Mrs. Bruce, the leader of the chapter. It de served a much larger congrega tion than attended. Resolutions of Respect Whereas, our Heavenly Father has taken Theodore Bye, a con sistent member of the Bethel Ep worth League, from otir midst, and from the duties and suffer ings of this life to dwell in His presence in the mansions on high: while we are bowed down with sorrow and sadly miss him from his accustomed place in the League, yet, we thank God for his life and influence among us, and bow in humble submission to His will, knowing He is too wise to err and too good to be ankind, therefore be it resolved: First, that a page of our Ep worth League record book be in scribed to his memory; Second, that we, as an Ep worth League, tender the deep ly afilicted family our sincerest sympathy, and pray that they; may receive the consolation which our blessed Father alone can give; That a copy of these resolu tions be sent to the family and to the county paper. F. K. Mann, Mrs. G. M. Perry, Leon Mann, Committee. STATEMENT OF THE CONDION OF THE WiNNSBORG BANK octed at W innoaro, S. C.. at th cio4 nir' n March 7h 9 RESOURCES. oans and discounts --............- S476,124 261 verdrafts -.. - --.---. . 8,203 001 onds and stocks owned by the bank. 1,198 54, urniture and Fixtures 2.408 10 anking h6use and premise----- --- . 20,000 001 ther real estate owned ..------------ 10.452.80 ue from' banks and bankers--------- 1.416 14 urrency...............................-. 4,1:14.00 old ---- -------------------- 4.756 00 ilver and other minor coin.---------- 1.516 7 hecks and cash items.--------.------- 127 85 isurance Paid in Advance-----------237 25 Total.-...570.604 S1 LIABILITIES. apital stock paid in.----- -------- $100.000 00 urplus fund-------...... ----------- 100.000 00 ndivided profits, less current expenses and taxes paid.------..---------- 11,9S0 05 ue to banks and bankers.----------. 12,885 37 qvidends unpaid---------------------- 123 00 idividual deposits subject to check..... 148,620 57 avings deposits---------.......-------. 123,596 21 ime certificates of deposit--------- - 61,894 93 ertified checks---------.----------- 2,994 77 ashier's checks-..----------------- .,509 91 rotes and Bills Rediscounted.-........ ills payable, including certificates for money borrowed-------. Total......570,604 81 tate of South Carolina, I ss County of Fairfield. Before me came C. F. Elliott. Cashier of the bove named bank, who, being duly sworn, says sat the above and foregoing statement is a true )ndition of said bank, as shown by the books of td bank. C. F. ELLIOTT. Cashier. Sworn to and subscribed before me this 15th y of March 1916. W. G. JORDAN, Notary Public S. C. orrect Attest: Geo. R. Lauderdale, W. D. Douglas, J. E. Coan. Directors. STATEMENT OF THE CONDITION OF NERCHANTS & PLANTERS BANK ocated at Winnsboro. S. C., at the close of busi ness March 7. 1916. RESOURCES. oans end discounts........------------ $34,924.68 verdrats.-...-------------------- 1,856.84 onds and stocks owned by the bank.... 2,500.00 urniture and fixtures-------..-------- 2,250.00 ther Real Estate Owned.------------ 393.85 ue:from banks and bankers...-..... 79,265.26 urrency. ...----- - ------ .-- 3.681.00 old --------------------------- 610.00 ilver and other minor coin-----------. . 1.815.42 hecks and cash Items------.--------1.480.70 Total..-$228,777.75 LIABILITIES. apital stock paid in---.----------$ 50.000 00 arplus fund---------........---------- 7,000 00 rndivided profits, less current expenses and taxes paid..---------------:-- 6,739.26 iue to banks and bankers.------------- 942.98 lividends Unpaid------------------ 80.00 dividual deposits subject to check.- 107.882.51 avings deposits----------..----- 006.57 ime certific4tes of deposit.--------- 28.829.43 ertified checks --------------- ashier's Checks.-----..------------- 7.00 lls payable, including certificates for money borrowed. .....------- -- Total...-228,777.75 LCe oftSouth Carolina,' s. CounSy of Fairfield. 'I' Befonb me came JTno. W. Cathcart. Cashier of e above named bank, who, being auly sworn., g~s t the.gbove and foregoing stiatement is a ( ne conidition of said bin',*if 'i~ by the l ikof said ba.nk.*an - JNO. W. CATHCART,. Cashier. Sworn to and subscribed before mue this 16th day pri March. 1916. J. Mw. LYLES, Notary Public S. C. rrect Attest: I!n T. H. Ketchin. Jno. H. McMaster. J. F. Davis, -CI Directors. th~ thi Citation Notice. t y W. L. Holley, Probate Judge: Whereas, Mrs. Elizabeth S. Beaty ~ade suit to me, to grant her Letterst f Administration of the Estate andth fects of William C. Beaty. fie These are therefore, to cite and De dmonish all and singular the kindred be nd Creditors of the said William C.d eatr deceased, that they be and ap- hoi ear before me. in the Court of' Pro ate, to be held at Winnsboro on 31st [arch next, after publication here , at 11 o'clock in the forenoon. to :ow cause, if any they have, why the De id Administration should not be for ranted. I/ Given under my band this 15th day of s [arch, Anno Domini 1916. W. L. HOLLEY, yoi Judge of Prohate. w6ioiB1 ~S IS COAD ? JMarc] Come these woolens in and be mea~ The GLOBE]1 ORDERS T~ for Immediate or F1 MOORE & CO TH GLOBE TAILORING CO. CINCINNATI * . have left Souti The Paci Of New 'York 65 Y EA Remains In Soul S. E. L Y ~NDIDATES CARDS' -ads inser?ed unde this head from until the Demodtie primary, for? office to be voted for in this ary, for $5.00. For Congress. Iomc that he wil be a caddate i ~Democratic Primary during theI ifth Congessionl Distrit an to nhis many friends for their sub ial support in the last primary for ame position. For Clerk of Court. ereby annouuce my candidacy for ffice of Clerk of Court for Fair County subject to the rules of the iof the offc in a courtousanI satisfactory mannerG tolli. >ject to the rules governing the1 >cratic Primary, I am a canidatde lerk of Court for Fairfield County. reby respectfully ask that you :er my application before casting rv'ot e in the next primary. W. L. KIRKPATRICK. DURDAY S25, 1916 F L adsee ___ the fll pice * Groceries b Hardwar [[ Wagons, ;ured byWagon Iv ~XPERT= ~KEN Agent for ( KEN Planters a: tre Dlelivery mick farm )., Inc. Your trade wi ' s every effort to MA IL Insurance Co.s 1 Carolina fic Fire in usinUess : RS 65 th Carolina. Ae L ES, pAgent. *- .6eb * 0* OBEAR DRUG CO. L STOCK )F ALL KINDS OF , Shoes, Harness, Saddles, e, Farm Supplies, Buggies, Lime, Cement, Buggy and [aterials. senuine OliverPlw,Ce ad Distributors adMCr Machinery. 1 be appreciated and I will make please you.. Yours for Business, V.DOY