Historical Newspapers of South Carolina

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HOME INSURANCE COMPANIES. How the* People of This Slate Are Kcvplng Their Insurance Premium* At Home. Gentlemen: i I am taking the liberty of asking ' you to bring to the attention of your readers some facts concerning mutual fire Insurance companies In South Carolina. 1 make no argument to show the advisability of such a company In your county but will allow your read? ers to Judge for themselves from the records. The following named mutual fire Insurance companies are licensed to do business In this Stste and of each one Is given certain data. Abbeville?Greenwood Mutual In? surance Association. J. R. Blake. Sec? retary. Abbeville, 8. C. Organised 1832. Licensed for Greenwood and Abbeville Counties. Loose? paid for 1907, I7.817.7S. Expenses lnluding salaries, etc., 81.848.41. The cost of Insurance has averaged 80 to 90 cents per hundred dollars of Insurance per annum. Insurance In force, 2065 pol? icies, smount, 81.413,888. Anderson Mutual Fire Insurance Co., J. R. Vandlver, President, Ander? son. 8. C. Organised 1898. Licensed for Anderson County. Losses paid for year ending October 1. 1908, $3,659. 78 All expenses. 82.761.32. Average cost per hundred dollars of Insurance Is about 67 cents. Carolina Mutual Insurance Co., C. G. Ducker, President. Charleston, 8. C. Organised 18B0. Licensed for city of Chsrleston. Losses for year ending July 31. 1908. 32.409.98. All expenses 86.178.73. Average cost about 33 cents per one hundred dollars of In? surance. Insurance in force to the smount of 84.404.090. Assets accu? mulated. 3130.093. Farmers' Mutual Fire Insurance Co.. J. J. Nell Trees.. Wlnnsboro, S. C. Organised 1894. Licensed for Falrfleld County. Losses for year ending August 1, 1909. 8793. All ex? penses. 3204.20. Cost of insurance per hundred dollars per annum 40 to 60 cents. Insurance in force. 281 pol? icies. Amount 8195.S39. Cash on hand 8638.80. Farmers' MutuM Insurance Associa? tion. W. H. Simpson. Treas., Chester. 8. C. Licensed for Chester County. Losses paid year ending October 1, 1909. 3483.05. All expenses. 3312.70. Cash on hand 81.877.44. Insurance In force 8860,000. Farmen' Mutual Insurance Associa? tion, W. W. Oaffney. Secretary. Gaff ney. 8. C. Organised 1898. Licensed for Cherokee and Spartanburg coun? ties. Looses paid for year ending Au? gust 1. 1908. 81.082.12. All expenses 8288.28. Assets In hand 32.466.80. Cost of Insurance has averaged about 28 to 80 cents per hundred dollars per annum. Insurance In force 843 poli? cies. Amount, 8530,458. Farmers' Mutual Insurance Asso? ciation, J. D. Isbell. Tress., Walhalla, IV C. Organised 1*96. Licensed for Oconee County. Leases paid for yenr ending Auguit 4. 19)8. $1.165. All ex? penses. 3146.50. Assets In hand $282. 40. Insurance in force, 425 policies. Amount $280,000. Farmers' Mutual Insurance Asso? ciation. H. Lide Law, Secretary, Harts nile. 8. C. Organised 1894. Licensed for Darlington County. Losses paid for year ending December 31, 190' 8319.14. All expenses, $134.96. Av? erage cost per hundred dollars of in? surance is from 16 to 33 cents, In sursnce In force, 349 policies, amount $366.030. Cash on hand $3.183.11. Farmern* Mutual Fire Insurance Company, J. M. Oreer, Secretary. Union. S. C. Organized 189t, Li? censed for Union. Losses paid for year ending Mcv 1, 1908, 8581.00. All expenses. 1703.24. Cost of Insurance per hundred d< liars per annum about 16 to 50 centsv Insurance In force $888.000. dsSlt on hand. 3906.75. Farmers' Mutual Insurance Assocla tlon. I>. K. Honey. Treas.. Yorkville. s C. Organised 1894. Licensed for York County. Losses paid for yc>r WELL DESERVED. The it.That Comes From Thank? ful Huinter i*coplc. One kidney remedy never fulls. Burnt er people rely upon it. That remedy Is Do in'* Kidney PI'!*. Sumter testlm-my proves It alwa> reliable. P It May. HI i: Utjgfty St., Sum ter. 8. C. says: "Dunn's Kidney Pills proved more beneficial to me than un> thing 1 had previously used. Tw yesrs ago I was Injured and as the result my kidneys bothered me n great deal. Iff back ached severely and I had such pains through my loins that I could hardly move. 1 tried prescriptions and liniment and took several other remedial but did not receive relief. My kldne) i were \ ery w ? ak and t le- s,. i . t ons .-..utain ed a dsrk sediment and were in I ir in pa.-* aae. I could not rest Well and if 1 attempted to lift, sharp pains en ugh I rue through m) loins. Since using Doan'i Kidney Pills, procured at China s drug store, the ba- kaehes ami lameness have all d leap peered tun m> khln.-\s an- none normal. I feel fifty per cent better and It there? fore gives me pleasure to recommend Doan's Kidney Pills. ' For sale by all dealers. Price 50 cents. Foster-Milburn Co.. Puffalo, New York, sole agents for tho United ?tatee. Remember the name? Doan's?and take no other. No. 10. ending July 31, 190S, $1,230.90. All expenses, $793.84. Insurance In force, 916 policies, amount $711,111, Bal? ance on hand, $1,331.19. Farmers' Mutual Insurance Associa? tion, L. I. Epting, Secretary, New herry. S. C. Organized 1897. Licensed for Newberry County. Losses paid for year ending July 1, 1908, $1,055.60. All expenses, $154.76. Cost per hun? dred dollars of insurance per annum 10 to 70 cents. Insurance In force, $397,783. Cash on hand, $564.18. Germania Mntual Fire Insurance Company, A. A. Kroeg. Charleston. Losses paid for year ending October 7 1908. $402. All expenses, $2.565. 69. Insurance In force, 792 policies,, amount $1,129,900. Assets in hand $29,466.72. Hibernian Mutual Fire Insurance Company, M. F. Kennedy, Secretary, Charleston, S. C. Licensed for city of Charleston. Losses paid for year end? ing Dec. 31. 1907, $2.961.40. All ex? penses, $5,489.85. Assets in hand, $37,739.74. Insurance In force, 1,150 policies, amount $1547.90. Merchants Mutual Fire Insurance Company, Zimmerman Davis, Secre? tary, Charleston, S. C. Licensed for Charleston. Losses paid for the year ending Dec. 31, 1907, $73. All ex? penses, $566.79. 1 Pee Dee Mutual Fire Insurance Company, R. B. Harrelson, Secretary, Mulllns, S. C. Organized 1906. Li? censed for Marion and Horry Coun? ties. Losses for year ending Oct. 1,1 1908, $2.659.40. All expenses, $1.-1 350.37. Average cost about 79 to 84 1 cents per annum per hundred dollars of Insurance. Insurance In force! $323,000. With the exception of the com-| panles organized and doing business! exclusively In the city of Charleston, I the companies named above pracffcal-1 ly confine their business to country I dwellings Only limited risk is carried I on each, generally not more than $1,- I 000. As a general rule the company has a director In each township who nasses upon the value of the property and upon the desirability of the appli? cant for insurance from a moral standpoint and who makes the ad? justments of loss. Generally these I directors receive small compensation for their services. It is seen from the I small expense at which the majority I of the companies run, there is little I compensation for any one. With these I companies the cost of insurance is wonderfully low. Even In those cases J In which reasonable compensation is paid the officers, the cost of insurance Is far below that of the old line com? panies. Of course, it must be under stood that such companies are not put to anything like the expense of the old I line companies. The risks are inspected I bv an officer of the company and the I losses are adjusted In the same man- I ner. But the fact remains that such I companies when properly managed I may be made to pay reasonable com- I pensatlon to the officers and to give I insurance to those who frequently are I unable to get It otherwise and at a cost much leas than It may be had from the old line companies. The I majority of the companies do not levy assessments until after losses, but it is I thought by many that the wisest plan I Is to levy before loss, so that there I may be funds In hand with which to I settle promptly, and then levy an ad? ditional assessment before another! loss. As will be seen a number of the! companies have been doing business! for u surncleojt number of years to be I considered as well established. A 1 few have accumulated considerable I surplus funds, but as a general rule I no effort Is made at accumulation. I The rule seems to be that whenever a company has confined Its business to one county that the companies have been universally, almost, successful. It Is only when a company has at t> mpted to do a general state business that failures have occurred. The sav I |g principle Is in the management of I c unpany by the policyholders, the fact of mutual Insurance Is then ap? preciated. It Is only e/han companies hav^ passed into the hands of a far Individuals, and the prOipOOl of gain from Initial premiums, and percent? ages on collections have been magni? fied to the lessening of the Idea of protection thai failures' hart follow ed. V< ry truly, f, II ? Me MASTER. insurance Commlsi loner, ?10,000 GIFT FOR M AN BERRY. President Harms Announces Another I ?ou.it I. oi by Dr. Pearson. X.wherry College, May 13.?The College community was delightfully surprised ye-.fenlay wh.n President 11 irmi announced the receipt of a hi k for 110*004 from Dr. 1?. K. Pearson, the generous benefactor of Nfw lorry. This Is an unconditional lonatlon, and will be used as Ii deem f.) best by the president and the board or trust*p it win be remembered that two yean ago Dr. Pearson gave UM College 911,064 towards her en? dowment on condition that 940,006 be raisid by the College authorities, which condition was met In a com? paratively short time through the ef? forts of ex-President Scherer. ORPHANS REACH YORKVILLE. Children of Episcopal Home Installed In Their New Quarters?Welcomed To the Town. Yorkville. May 14.?The children of the Episcopal home of Charleston ar? rived here at 5:36 yesterday after? noon in charge of Deaconess Gads den, to occupy their new homes in the King's Mountain Military building. They came in a special car which was sidetracked at this place. There was a very large crowd to welcome them, and they were taken in automobiles, surreys and buggies to their new home, where the ladies of Yorkville met them with a hearty welcome, at the same time giving them all a most excellent supper. Furniture, etc., had been sent in to equip the building and provisions cooked and uncooked were there, enough to last for quite a while. The children were a bright, intelligent and happy looking little band of "tots," and the people of Yorkville are glad that their lot is cast among them. The building and large grounds in a quiet part of the town make an ledal place for a home for these little folks. MANY INJURED DY TORNADO. Storm Strikes Two Suburbs of Kansas City, Doing Considerable Damage? Houses Blown Down. Kansas City, Mo., May 14.?Twenty five persons were hurt, several seri? ously injured, and much property was damaged by a tornado which struck Mount Washington and Fairmount Fark, suburbs, at dusk tonight. It is believed that five of the Injured may die. Among the most seriously hurt are: Mrs. James O'Gara, her father, mother and five year old boy, Mrs. Mary Robinson and baby, Mrs. George Root and two children, Mrs. Fergu? son. All these were injured when the houses they occupied were blown down. Three Dead at Holl Is. Concordia, Kan., May 14.?Three persons were killed and 10 injured by a tornado which wrecked Hollis, Kan., today. Every building in the town was wrecked or damaged. At Least Two Killed. Hutchison, Kan., May 14.?At least two persons were killed and 145 injur? ed by a tornado in the vicinity of Great Bend. Many houses were wreck? ed. JAMES J. HILL OPTIMISTIC. Declares That If Tariff Agitation Were To Cease "Things Would Begin to Hum." Washington, May 13.?James J. Hill, the railroad magnate, called on President Taft today. He expressed the belief that if the tariff agitation was cut off short, that if the oratorlnl steam in congress was shut off, the country would begin a great era of prosperity at an early date. "All eyes are turned on Washing? ton," said Mr. Hill. "Some people seem to think that legislation will cure the toothache, set a broken limb, or make crops. Talk and agitation here in Washington keep people in sus? pense, make them forget their busi? ness and hope for some legislative cure-all. What we want is to have the tariff agitation over with and let the people get back to work and aid the great wheels of progress to turn. Then things will begin to hum. The outlook is good In all directions." Speaking of the possibilities of agri? culture in the West and the South. Mr. Hill, who, himself is a farmer, own? ing one farm of 20,00 acres and an? other of 6.000, said that the two sec? tions are coming forward by leaps and bounds. He declared that the South Is struggling to restore the soils, which exhausted by her Improvident method- of agriculture, before the War, He predicted a meat future for the South. KILLING AT ENTERTAINMENT. Two Young Virginians Shoot Each Other While Attempting to Slay An? other Man. Roanoke, Va., May 14.?William Bailey and n. m. Young, two young men of prominent families of Lee County, thll State. ihOt and killed each other while trying to kin another man last night at a school entertain* menl at Dryden. Young and Bailey had an alterca? tion with William Jesse over the matter of tickets of admission, Young and Ballsy abused Jesse and the lat? ter struck one Of th. rn. Jesse and Young cllnohed and Bnlley In an ef? fort to shoot Jesse shot Young, As Young was falling he fired aimlessly, tin- ball killing his friend Bailey, Jesae wai shot In the sole and another man was slightly wounded. Pandemonium reigned In the hall where the enter* talnment was held. Women fainted and others scremed hysterically und it WSI many minutes before the fright* ened audience was pacified, Young was the son of a fomer member ef the Virginia legislature and Bailey was a telegraph operator. THE BURRISS SHINGLE. Will Now be Manufactured in Other States?Patent Rights Sold, and the Shingle* Will be Manufactured on a Royalty Basis?Plant Enlarged. The Burrisss Metal Shingle con? tinues to grow in popularity. The manufacturers, Messrs. John T. Bur riss & Son, have just Installed addi? tional machinery in their plant here in order to keep up with their large orders, and they are also arranging for the manufacture of the singles at other places. A company has been formed to manufacture the shingles at Charlotte, X. C, on a royalty. They will have North Carolina as their territory, and will pay the Messrs. Burrls a royalty on all the shingles sold. Dr. C. E. Elgin, formerly of this county, but now living in Alabama, has purchased the rights to manufac? ture and sell the shingles in Alabama. Mississippi and Tennessee, and will establish a plant for their manufac? ture at Decatur, Ala. He has asso? ciated two of his brothers with him in the enterprise. The Messrs. Burriss will not be di? rectly connected with these two plants, except as they receive the royalties on the shingles manufactured. They were the Inventors of the shingles, and the patentees, and now they are beginning to reap the reward of their efforts. The friends of the Messrs. Burriss will congratulate them on their good fortune, which they so richly deserve. ?Anderson Daily Mail. SOUTHERN WRECK AT CHAR? LOTTE. Engineer Charles Nehhlt and Colored Fireman Injured?Particulars * of Accident Not Obtainable. Greenville, May 15.?Southern pas? senger train No. 40 was wrecked about midnight last night just this side of Charlotte. The engine and three cars left the track and turned over. Engi? neer Charles Nesbit of Greenville and his colored fireman were seriously in? jured. Reports tonight do not men? tion Injuries to any of the passengers. Engineer Nesbit is reported to be bad? ly scalded, and the fireman has a broken leg. The line will be blocked for several hours. The cause of the wreck is not known. No details can be learned. Spartanburg. S. C May 15.?It is reported here that passenger train No. 40, northbound, on the main line of the Southern railway, was wrecked about 1:15 o'clock this morning, five miles south of Charlotte. N. C the engine, baggage and express cars be? ing demolished. Engineer Charles Nesbit of Green? ville, S. C.i and Fireman Caldwell. colored, are said to have been badly injured. The cause of the accident is un? known. Dun's Weekly Trade Review. New York, May 14.?R. G. Dun & Co.'s weekly review of trade tomor? row will say: "Further significant improvements have been made in iron and steel and a* they form a great basic trade this goes far toward establishing the long desired readjustment of the whole in? dustrial situation. This, and the bet? ter weather for both argicultural and mercantile Interests are the week's most important trade developments. "The notable event of the week in cotton goods has 'oeen the reduction in staple prints. Print cloth yarn goods are not affected by this reduction and prices remain fairly firm. The yarn market la irregular. "The shoe trade is improved." St..V> TO FLORENCE, S. C AND RETURN -VIA ATLANTIC COAST LINE. Account Musical Festival May 24th 26th. Tickets on sale May 2trd, 24th and 25th, limited to return leaving Flor? ence not later than midnight May 26th. Corresponding Ion* rates from In? termediate pdnts. For further information call on Ticket Agent or write W. J. Cralg, Passenger Traffic Manager, or T. C, White, General Passenger Agent, 5-lS-to-5-S6, M.W TO SAVANNAH, OA., AND RE? TURN. Via Atlantic Coast Line. Account General Assembly Pres? byterian Church In United States, Mai 20th-29th. ticket! On sale May 17th. ISth. noli ;lnd for trains scheduled to ar? rive Savannah before noon May 20th; also for trains May - 1th. Final limit, leave Bavannah up to and Including, but not later than mid? night June 2nd. For further information call on Ticket Agent or write W. J. Cralg, Paesenger Traffic Manager. T. C. White. General Passenger Agent. Wilmington, N. C. I & W to 24th. IKON FROM PYRITES CINDERS. New Plant on A>ldoy River Will Be? gin Making Iron |Mf Week. The Charleston Ore Company, the only plant of its kind in this section, engaged in the manufacture of iron from pyrites c.nders, and which was erected at a cost of a quarter of a million dollars, will commence manu? facturing iron this week at the full capacity of the plant. Two hundred tons per day will be turned out for the present, with the possibility of doubly increasing the capacity in three or four months. This plant is situated on the Ash? ley River, about seven miles from the city, and is in charge of Mr. J. R?s? sel Waite. The main building is 50 by 160 feet, of iron construction, and all the machinery is electrically i driven. The company has its own wharves, with accommodations for large ships. Just recently the Kineo, a five-masted schooner, was loaded with 2,000 tons for New York. Mr. G. W. Nock, the constructing engineer, who has been here for the past six months, will probably leave for his home in New York the end of the week. Chinese Sport In Philadelphia. In Philadelphia's Chinatown there la a Pekinese set that pursues cricket fighting madly. Cricket fighting, a notional sport in the Celestial king? dom, is odd to see. Crickets are train? ed. They are exercised and dieted, and daily, before a match, smaller, weaker crickets are opposed to them, that they may work out for them? selves good * fighting systems. In matches the betting is very high. The Chinese, who are tremendous gam? blers, often lose fortunes over crick? ets, as American millionaries lose for? tunes over race horses. A good crick? et fight will last half an hour. The opposing crickets, each in a tube like a box stall, are dropped into a ring with a wall around it about six inches high. A combatant, to win, must throw his rival over this wall clean out of the ring. Tiny bells are rung by the seconds. These bells have a peculiar timbre, and excite the crick? ets to a frenzy of fighting. A cricket with a good record will sell for $5 or $10, while champions often fetch $50. Growth of Militarism. There never was a time when the nations of the world spent as much as they are now spending for militar? ism; never were governments more pressed for income to meet the oe mands for naval construction, ?or am - ply equipped navies and armies and for pensions. How explain the paradox? It is not easy. It would seem to put responsibility for the jingoism, the dread and jealousy of other nations and peoples, the passion for new de? vices for killing men upon sections of the community that are not influen? tial usually, but who in some myster? ious way do shape policies of state. In the American democracy the mili? tary caste is not large or influential, comparatively speaking. Yet it is as? sumed that the policies of militarism are popular. Is it not true that the American people look upon war with more favor and with less repugnance today than they did 20 years ago?? Boston Herald. One of the baby lions with Johnny Jones Shows met with what for a time appeared to be quite a serious accident on Monday. While feeding, a sharp bone penetrated the gum of the little animal, but Dr. Patrick was summoned and extracted the bor.e and soon brought the patient around alright again.?Rock Hill Herald. ?If you desire a clear complexion take Foky's Orlno Laxative for con< ittpatlon and liver trouble as it will stimulate these organs and thorough? ly cleanse your system, which, is What every one nee Is in the spring in order to feel well. w. w. Sibert Winthrop College SCHOLARSHIP and ENTRANCE EX \MI\ATIOX. The examination for the award of vacant Scholarships in Winthrop Col lege ami for the admission of new students will be held at the County Court House ?n Friday, July at I a, nt? Applicant! must be not less than fifteen years of age. When Schol? arships are vacant after July 2. they will he awarded to those making the highest average at this examim.i.on. provided they meet the conditions governing the award. Applicants for s< holarthlpa should w rite to Presi? dent Johnson before the examination for Scholarship examination blanks. Scholarships are worth $100 and free tuition. The next SOSSlOn will open September IS, tfOt. For furth? er Information and catalogue, address Pic-. I). R. Johnson, Rock Hill, s. C. W. m S. to 7-2-09. Kills to stop pie Fiend. Deye, of Gladwln, Mich*, was a run ?The w orst foe for 12 years of John Ring ulcer. He paid doctors over $400 without benefit. Then Bucklen's Ar? nica Salve killeu the ulcer and cuiel him. Cures fever-sores, boils felons, eczema, salt rheum. Infallible for piles, Burns, scalds, cuts, corns. 25c at Slbert's Drug Store. MOM WHAT TO JOHN SMITH. Siatue of < elcbrated lAplorcr Dcili rated on Ju mot own Island. Richmond, Va.. May 13.?I sepb Bryan 3d. unveiled today ? e John Smith monument on Jarr stown Is Innd and the statue, whicn is the gift of his gradfather, the late Joseph Bry ?n, became the property of the Asso? ciation for the Preservation of Vir? ginia antiquities. The presentation exercises were the leading feature ot the annual pilgrimage of the Associa? tion to the island, today being the 302d anniversary of the landing of the English at Jamestown. ? WOUNDED ACTOR DIES. J. Ross Wilson Succumbs to Injuries? Body Taken to Old Home. Laurens, May 14.?At ? o'clock this afternoon Mr. J. Ross Wilson, the ac? tor who was accidentally shot at g o'clock last night, died. The body will be taken tomorrow morning to Ham? mond, 111., the old home of the de? ceased. The Pythian lodge of Laurens has taken charge of the removal and burial. Top Dressing. We are prepared to furnish at short notice any grade of ammoniated fertilizer or nitrate of soda for topi dressing. The present outlook for the price of cotton in the fall might justify some of our friends in taking advantage of this. O'Donnell & Co 5-12-2wks? OUR BIG OFFER CATARRH CURED OR GET YOUR MONEY BACK What if a specialist in catarrhaf affliction, a real physician of charac tei and integrity, should offer to cure you to catarrh, or nothing to pay? You would jump at the chance. Of course you would. You would be foolish if you didn't. And now that the makers of Hyomei (pronounced High-o-me), the Aus? tralian Inhalation Cure, that has ac? tually cured more cases of catarrh than all the catarrh specialists of America combined, say to you that Hyomei will cure your catarrh, or you can have your money back, what are you going to do? Are you going to continue to suffer with snuffles, crusts in the nose, wat? ery eyes, mucous in the throat, and all the annoying and distressing con? ditions that accompany catarrh, when DeLorme'8 Pharmacy guarantee Hy? omei to cure you or money back. Just breathe Hyomei in. DeLorme's Pharmacy will tell you all about it A complete outfit, including inhaler costs $1.00. and extra bottles 50 cents.. MI-OHA Cures indigestion It relieves stoi^a^h misery, tour stom? ach, belching, and cmes ail Stoma? i ease or money ba.~k. La:, ?_ b ^ ? let* &0 oe&fi, Dm^rr5sts 1^ ~1I toTOse* 5-12-21 & W 5-19. In all The World of Pianos You will never find a piano just like the Mtjsttc Stier There is an individuality about the Btfeft piar.o all its own. That beeutlful sinking, son- I eroui tone, w ntdorous volume * and perfect action, place it in I a sphere above all compari? son. Why should any one buy an inferior piano when they can buy the artistic stlefl et Shaw p.ano direct front makers? The price la with? in reach of the m ist econo^ ntlcnl buyer \ ;<:: the grade is beyond competition. Don't take chan<?I at buy* Ing a cheap or m< Hum grade piano. Write BtiesT. Chas. M. Sticff Manufacturer of the Artistic Stieff, Shaw and Stieff Seifplayer Pianos. SOUTHERN WAREROOM 5 W. Trade St. CHARLOTTE, - N. C. C. H. Wilmoth, Manager. (Mention this paper.)