The watchman and southron. (Sumter, S.C.) 1881-1930, January 29, 1902, Image 8
to9&9ofo?o0o?io9o0oooeo0oo
0 o
f Mutual *-?
1 Insurance I
% By HOMER LEE WARREN ?
o o
?- .
o o
o--A copyrfs^ 3 901. .
0 T Bj A. S. Kichardsoxu .9
O o
0o$o$o?o$o?oS@o?o?o?ofcoec?
Jacob Fletcher and his good wife
Mary had lived together the lives of
farmers for twenty years or more and
had never had an hour's misunder?
standing. They had no children, but
their company was all sufficient for
?ach other, and at the age of forty-five
they were in the best of health and
without regrets. Then the. serpent
crept in. He was the agent of a life
insurance company, and he sat down
in the kitchen where Mrs.. Fletcher
was making pumpkin pies ?.nd talked
her to a standstill. What he wanted
was to secure mutual insurance, a pol?
icy by which the surviving husband
or wife would profit in the sum of
$5,000. The farmer's wife had heard
of such things, but was opposed to
them, and the agent had to talk for
two long hours before he could secure
her promise to *talk to pa about it."
That night she did talk, though with?
out any heart in it and was much re?
lieved when the husband turned to
her and said:
"Mary, it wouid be like flyin' in the
face of the Lord, and I wouldn't think
of such a thing."
He had to think, however. The agent
came back again and again, and at
length his persistency received its re
ward. After much doubt and hesita?
tion a policy was duly taken out and
filed away in .the bottom drawer of the
bureau, and the serpent had inflicted
its sting. That afternoon as the hus?
band followed the plow in the field he
found himself wondering whether he
or his wife would die first and whether
it would be good policy for him to
"build a new barn out of that insurance
money in case he was the survivor.
And the wife, as she sat peeling pota?
toes for supper and opening the oven
door now and then to look at the bak?
ing bread, found herself wondering
What she should do with the farm and
all that money in case Jacob met his
death. Two or three days later a~wind?
mill agent called, and as he incidental?
ly heard of the mutual insurance he
laughed and said:
"May be all right in your case, but I
should look at it as a temptation to
my wife to get rid of me Husbands
have been poisoned for less than $5>
O0Q."
He was speaking in levity, but he
sowed a seed. On that same day the
wife of a neighbor dropped in for a
gossip, and of course she was told
?.bout the insurance policy. It struck
her at first as a good thing, but two
minutes later she held up her hands
and exclaimed:
"Mary Fletcher, do you know what
von hr,ve d?yie_2- You have prepared
your own- grave!"
. "La, but Low you talk!"
"Yes, you have. There isn't a hus?
band on the face of the earth who
wouldn't throw his wife down the cel?
lar stairs and break her rieck for $5,
O00. You won't be alive to see Thanks?
giving!"
Here was another seed, and that
night for the first time since their mar?
riage the farmer couple felt suspicion
and distrust. As they sat together the
husband looked the wife over and de
'arCTEDERESS !" EE SHOUTED
STABTED BACK.
AS HE
cided that in case of his death she
would surely marry again. She'd have
that insurance money, and she'd spend
it with liberal hand, and along would
come some piano man or sewing ma?
chine ii gent and snap her up as a prize.
She might possibly erect a fifteen dol?
lar headstone over his irrave, but she
wouldn't go a dollar higher, and the
clothes he left behind would be given
to some neighbor's hired man instead
of being preserved and wept over.
Thoughts as hard ard bitter passed
through tho mind of the wife. Jacob
-had always been kind and loving, but
there had never been $5.000 at stake
before. With her out of the way and
that money in band he would repaint
the house, get a new team of horses,
buy a top buggy and cut a great swell,
and she even figured out who he would
take for his second wife. They wein
to.bedjn an unhappy frame /?f
and two or three "cimes during -uie
night each woke up and wondered
about hot lead being poured into hus?
bands' ears and wives being smothered
with pillows as they slept.
The next four weeks were wretched
ones. Not a meal did the husband sit
down to without wondering if the food
or drink had been sprinkled or mixed
with poison, and hardly an hour passed
that the wife was not on her guard
against some sudden attack on her life.
One day the milkhouse door blew to
on her and made her a prisoner, and j
she uttered such screams of fear that
the tramp on the highway who heard
j her did not dare go to her assistance
until he had summoned help. At an?
other time she slipped on the cellar
stairs, and after much looking about
she discovered a peach stone and treas?
ured it up as legal proof of the hus?
band's planning. Love, trust and con?
fidence had flown out of the window,
and the neighbors sagely shook their
heads and observed that they were
prepared to hear of an awful tragedy
any day.
One night the husband woke up with
a chill of fear. He had dreamed that
he saw bis wife standing over him
with a butcher knife raised to strike.
He found her beside him and seem?
ingly fast asleep, but he determined to
pass the rest of the night on the hay
in the barn. He had scarcely left the
house when the wife woke up. She
had dreamed of being hacked to pieces
with the ax, and her husband's- ab?
sence seemed to be proof that he had
gone out after the weapon. She would
baffie him by hiding in the carriage
shed until morning. It therefore hap?
pened that while he was skirting the
duck pond on the right to reach the
barn she was skirting it on the left to
reach the carriage house, and presently
they came together in the darkness.
"Murderer!" she shouted as she
turned to flee.
"Murderess!" he shouted as he start?
ed back.
Then both went slipping down the <{
bank, clawing and. clutching at each
other, and brought up with a great
souse in the pond. Wet and bedrag?
gled, they climbed out on opposite
sides, and while she spent the remain?
der of the night shivering under the
currant bushes and wondering if he
would kill her at the first blow or chop
her up by degrees he sat on the door?
step and made up his mind to appeal
to the law without further delay.
Morning; had _ come, _ and_the_ nair, had
just" c?nffontecT eaeh'~othe"r "when a
neighbor who was passing halted at
the gate to say:
"Hello, Jake, have you heard the
news?"
"No," was the reply.
"Ain't you and Mary insured in the
Sure Pay Life Insurance company?"
'Tes."
"Well, she's busted higher'n a kite,
and your policy ain't wuth corncobs."
"She's busted for sure?" queried Ja?
cob.
"Sure's you live."
"And I ain't insured and Mary ain't
insured, and we wouldn't get a durned
cent if either died?"
"Not a dumed red." <
"Then-then, come here. Mary, come
and kiss me," said the husband as he
opened his arms.
" 'Pears to me like you might be glad
of the bust up." remarked the neigh- j
bor.
"Burned if I ain't!" replied Jacob,
with tears in his eyes.
"And so'm I!" sobbed the wife as she j
threw her arms around his neck.
Not Necessary to Talk Mach.
"You know." she said, "1 am not ?
much of a conversationalist."
This seemed to him the opportunity \
for which he had been waiting.
"Well," he returned, "if I do the pre- j
Iimi'nary tal-king your conversational j
ability will be sufficient to enable you J
to say Tes,' won't it?"
After all, in courtship there is noth?
ing like getting your answer before you
ask the question.
Canso For Donbt.
"A public official," exclaimed the or?
dinary man heatedly, "should be our
servant But is he?"
, "Hardly." ventured the suburbanite.
"He stays with us too long for that."
Judge.
THE NEW MANAGER?
Why He Did Not Discharge a Certain
Railroad Conductor.
Among the first railroads built in th*
United States was a little linc about
twenty miles in length. In the course
of time a big tunnel line was construe?
ed through the same country. The orig?
inal line became merely a branch. For
many years it was run in a cheap way,
with one locomotive, one engineer and
two or three freight cars.
Finally a new general manager was
appointed. He had been in the office
but a week when he sent for the one
lone conductor who had held the posi?
tion ever since the road was built.
"I would like to have your resigna- j
?ion," said the general manager when j
the conductor appeared.
"My resignation?" inquired the con?
ductor in astonishment.
"Yes. sir. yours."
"What for, pray?"
"Well. I want to make some changes i
and gc: nev.- blood in tho line." was the
general manager's reply.
"? won't resign." answered the con- j
ductor.
"Then ! will be compelled to dis?
charge yoi;, a step which for your sake
I had hoped ? would be saved from j
taking."
"Young mah. you will not discharge j
mc. I own u controlling interest in th"
stock cf this ra il read and elect thc |
president and board of directors. I ;
Shall have you tired."
The old conductor did really own thc j
majority of the stack and. as he said. J
put in his own board of directors and j
president. I
A SERPENT'S APPETITE.
Hi? Meal of a Rabber Boot "VT?S n
Disastrous One.
From a. gentleman who was at one
time a resident of Brazil comes a re?
markable story about a snake that he
encountered in the woods one clay
which followed him with much persist?
ence.
"Sitting on a stump, 1 became aware
of the approach cf a huge snake.''
writes this gentleman. "Ile mts: have
been fifteen feet in length. There ivs s
no doubt the snake was about to at?
tack me.
"Without hesitating for a moment 1
discharged my two barrels. For a short
time the reptile raged furiously, and I
climbed a nearby tree. I had hardly
reached the first boughs when I saw
the snake approaching the tree, and it
climbed up behind me.
"Higher and higher I went. Highes
and higher came the serpent. My heavy
rubber boots were a great drawback t:>
my climbing, so I tried to get rill cf
them. I took one off and dropped il
and just as I had the second in rn?
hand the snake reached me. and !. in
my desperation, tried to shield myself
with the rubber boot.
"Then the snake made a clash a::d
getting hold of the boot, turned and de
scended the tree. I was saved, but !
had not the courage to leave the tree
before my friends arrived. I told them
of the adventure I had and rode home
minus one rubber boot. Of his snake
ship nothing could be seem
"A few weeks later on another hunt?
ing trip we found in the road a big
dead snake, terribly swollen. We cut ir
open and found, to our astonishment,
my rubber boot not in the least in?
jured."-New York Times.
NATURAL HISTORY.
Thoroughbred dogs are less intelli?
gent than mongrels.
A full grown elephant can carry
three tons on its back.
The horse has no eyebrows.
There are 4.500 muscles in the body
of a moth.
The Dorking fowl is the only living
bird which in its adult condition pos?
sesses a five toed foot
The largest bird of prey in the old
world is the lammergeier, or bearded
vulture, which has a wing expanse of
nine to ten feet.
Comparatively. few horses attain to
seventeen hands, but Kansas boasts cf
one that measures twenty hands and
weighs 2,412 pounds.
Wasps may often be observed de?
taching from fences, boards or any old
wood the fibers, which they afterward
manufacture int:> papier macho.
The smallest of British animals :'s
the harvest mouse, which makes a
globular nest in wheatnelds. A full
grown specimen weighs half an ounce.
The First Iron Ship.
The first iron ship has more reputed
birthplaces than Homer. Both the
Clyde and the Mersey claim pre-emi?
nence in this respect Sir E. J. Robi
son of Edinburgh designed an iron ves?
sel in 181G, which was not launched
till three years later, and it is said
that an iron boat was worked on the
Severn even as far back as 1TS7. Steel
was not used in the construction of
merchant ships' hulls until 1859. Old
salts were not alone in their belief that
wood was incant by Providence to
float but iron to go to the bottom. A
naval constructor of some repute once
said: "Don't talk to me of iron shins.
They are contrary to nature." Now
none but small craft are built of wood
in this country.-Chambers' Journal.
St?oihinp:.
Li Hung Chang had beyond all doubt
an iron will and a very unsentimental
heart Once when he was viceroy of
Chili a man who had tampered with a
telegraph wire was brought before
him. The man wrung his hands and
begged for mercy, saying that he would
never touch the wire again. .
. "Don't be vexed, my good fellow.fl
said Li, "or trouble yourself any fur?
ther about the matter. I shall take care
that it does not happen again."
Then he turned to the jailers and
gave the order, "Cut ofT his head!"
Nice For Lovers.
"If 1 am not too presumptuous," said
the young clerk, "I will ask you to lcok
at our new typewriter especially adapt
ed for writing love letters."
"Oh," exclaimed the blushing maid,
"is there any diff?rence?"
"Yes. iudeed! Among the punctuation
points there is a little star for marking
kisses."-Philadelphia Record.
Literary Subjects.
"Whom did you discuss at your liter?
ary club this afternoon, dear?" asked
the husband in the evening.
"Let me see," murmured his wife.
"Oh, yes, I remember now! Why. we
discussed that woman who recently
moved into the house across the street
from us and Longfellow."-Ohio State
Journal.
Department Store Repartee.
"What are these things?" asked the
customer.
"Blackboard erasers." said the shop
girl
"I don't want anything that will
erase a blackboard. I want a chalk
mark eraser."
"That's what 1 meant. These arc
chalk mark erasers. Anything else?"
"Yes. I want some lead pencils."
"We haven't any lead pencils.- We
have some wo :den cylinders with
graphite on the inside of them. Will
they do as well?"-Chicago Tribune.
With every exert inn the best of men
can do but a moderate amount of good,
but it seems in :!;<. power of the most
contemptible individual tb d<> incalcula?
ble mischief.-Washington Irving.
The niau who gets up to make the
fire does not always get his share of
the heat.-Saturday Evening Tost.
We Told Tou So !
In our Fall Announcement we predicted a late and consequently a short
season, and we believe the resulie so far have proven the truthfulness of
our prediction. We have a very large stock of goods which we are anxious
to convert into money, and will do so on as reasonable a margin of profit as
legitimate merchandising will justify.
o*o4o*o4o*We Have no Special Sales For Special Bays^<*o*c*o*o
But purpose making every day from now until Christmas, one of Special
Sales We realize that the needs of our country friends next year will be
much more than usual, owing to the failure of the corn crop, and we are
willing to
Sacrifice Our Profits That we mav be able to a88?8t tnecj
- We can't buy Corn with Clothing, Shoes
and Hale, IT TAKES MONEY. Therefore every dollar yon spend with ns
enables os to help you.
OUT Clothing Department ^"ould do credit to an exclusive
- --- city store Here yoo wili fiod
suits to fit, from the smallest boy to the 300 pounder Our buyer bought
200 BOY'S SUITS, sizes 5 to 15, "under the hammer"-Gruods worth from
$1 50 to $2, but the price paid for AX Ttf1*TiPfT7'-f?Trp Hpntd
them iaetifiee aa in selling them Au INllieiiy-IlVe l^enCS.
There are several styles, come early or the choice may be gone
Oar better grade of Boys' suits from $2 op, have double knee and ?embie seat.
Every mother knows where a Boy's Pants first gives way, so this feature
onght to be appreciated We have
Boys' Overcoats, sizes 5 to 12 years, from $1.00 to $5.00
Youths' Overcoats, sizes 12 to 19 years, from $2.50 to $8.00
-OUR LINE OF
Men's Overcoats *8 probably the largest and best assorted you
-:- will find to select from, the prices run from
$2.50 tO $20.00 ^ne Tan roast be very fastidious, indeed, who
-:- cannot get a suit to piesse bim in our estab
lishment Our line embraces a full stock of Plain and Fancy Worsteds, Mel
tons, Cheviots and Graoites, in slims, stouts and regulars from $2.50 to $20
If you need an extra pair of PANTS, you will find our stock a good one
from which to select, as we carry them as high as $7 50 per pair. We
had about
200 PairS PantS slightly water damaged in transit There were
-some worth $2 per pair, cone less? than $1 50,
we put them ail down At. ninety-five cents per pair.
ft hile we are devotiog most of this ad. to Clothing, bear in mind we are
not neglecting our
Dry Goods and Shoe Stock Y"? wi" ,fiod tbe6?? departments
-y.-thoroughly op to date and no
better values for tho money to be bad in the city Our facilities heretofore
prevented oor carrying as complete line of
Ladies' Cloaks ^9 our tra(*e re9Qirea\ but we have no hesitancy
---- in saying now that oor stock will compare favor?
ably with any in the city. From a $1 50 Jacket to a $20 Automobile Coat
we can suit yon.
Remember we will not be undersold and our
motto shall be,
"Sell as Cheap as We Gan, Not as Dear as We Might."
We claim io be the Lowest Priced Whiskey House. We really sell whiskey
as low as Si. io per gallon, and mind you ; distilled whiskey-not a decoction
of chemicals-but of course it is nev; and under proof.
Our "Mountain Dew'? .r> year old whiskey is a liquid joy ? It is actually pro?
duced by honest Tar Heels in the Mountain Section of North Carolina, by the
old time hand process. Every drop is boiled over open furnace wood fires, in
old style copper stills, in exactly the same way as distilled by our grandfathers
a century ago. First rate whiskey is sold at $5 to ?6 per gallon, but is not
any better than "Mountain Dew.'* It is the best in the world and must please
every customer or we will buy it back with Gold-and the Peoples National j
Bank of Winston, North Carolina, will tell you our guarantee is good. To more
fully introduce "Mountain Dew.'' we offer either three or five gallons (in plain
sealed box.) at the special price of $1 95 per gallon cash with order. Positive?
ly no larder amount shipped. On future shipments we will require the usual
price, viz : ?2 95 per gallon. Express prepaid to all regular customers. We
have branch warehouses in Denver, St. Louis, and Cincinnati, but all orders and
remittances (in stamps, cash or by check, etc,) as well as requests for confi?
dential price list must be addressed as follows:
W. S. CASPER CO., TSTinston-Salem, 3tT. C., TJ. S. A.
Main Office and Warehouses: Nos. 1145-46 Liberty and I, 3, 4, 5, Maple Sts.
In Season.
WBUEKBSUanBi
Do You Run a Gin or Machinery of Any Kind ?
Then come to us for
BELT! Ni*, either Leather or Rubber,
PULLEYS or other fixtures,
achine Oils, Gin supplies in general.
Your attention is invited to our fine line of
SADDLES. HARNESS, WHIPS, j
Full stock of
PA?MTIS AWB OILS !
And everything in the Hardware line at reasonable prices. I
.Lo W> ?USAKT? j
The Hardware Man of Sumter,
Sept lS-x
Sit! Carola SM Ma El
tension R, i COMM
Scheda le No 4-1 a effect 12 Ol ? ic. e
Jane 15, 1901
Between
Camden 8 C . and Blaeksbarg, c G
Read down Read np.
*35 33 Eastern tim*. 32~ ?3<?
am pm STATIONS pm pea
8 20 12 50 . Camden 12 25 5 So
8 50 1 15 Dekt?b 12 02 4 5C
9 20 1'27 Westville 11 50 4 30
10 50 2 00 jKersb&w ll 35 4 15
11 20 2 12 Heath Springs ll 20 3 If
12 20 2 37 Lancaster 10 55 2 3?
12 40 2 50 Riverside 10 40 3 00
2 30 3 10 Catawba Jonction 10 20 1 30
4 00 3 40 Rock Hill 10 00 12 10
4 45 4 02 Tirzah 9 30 9 55
5 20 4 18 Yorkville 9 15 8 IO
5 45 4 34 Sharon 9 00 8 50
6 05 4 50 Hickory Gr07e 8 45 7 Z5
6 20 5 00 Smyrna 8 35 7 < ?
6 50 5 26 Blacksburg 8 15 7 CO
pm pm am aa
Between
Blacksburg, S. C., and Marioo. ? i(
Read do wo Read ap
.ll 33 Bastero time. ?32 ?T
&ta om STATIONS. a ns
6 45 5 25 Blacksbarg 7 48
7 32 5 49 Earls j 32
7 45 5 49 Patterson Spring* 7 25
8 20 6 00 Shelby 7 15
9 00 6 21 Lsttimore 6 56
9 10 6 30 t?oores?oro S 48
9 25 6 41 Henrietta 6 38
9 55 6 59 Forest City 6 20
10 30 7 15 Rutberfordton 6 05
12 00 7 50 Thermal City 5 36
12 25 8 10 Glenwood 5 15
1 00 8 30 Marioo 5 00
p m p m am
40
I j
?
0
a
c
o
.c
ib
ii
Xi
Read down
GaSney Division,
15 I 13
EASTERN TIME
STATIONS
Re*d n?>
14 3
p m
1 00
1 20
1 40
p m
a m
6 00
6 20
640
a a
Blacksbnrg
Cherokee Falls
Gaffney
30
30
2 40
2 2
z.
?Dany escept Sunday
X 20 minces for dinner
Trains Nos 32 and are operated daiiy
Trains Nos 23, 35, ll, 12. 13 14, 15 and 16
are coerated daily escept Sunday
CONNECTIONS.
At Camden with Southern Ry; S A L uni
? C Line.
At Lancaster with L ? C R R.
At Catawba Jct with Seaboard Air Line
A* Rock Hill with Southern Railway
At Yorkville with Carolina ? 2 orth West?
ern R R.
At Blacksburg with Southern Railway
At Shelby and Rutberfordton with S A
At Marion with southern Railway.
SAMUEL HUNT. Pre8He
S. TRIPP. Superintendent.
E. H. SHAW. Gnn'l Pansene-?r Ar-'
The Best
Paper
Published in the United States for Demo?
crats and for all readers is the
Twice-a-Week
Courrer-Journal
The equal of many dailes and the supe?
rior of all other semi-weeklies or weeklies.
Issued- Wednesday and Saturday. 104
copies a year, and you get it for only
$1.00 A YEAR.
The Wednesday issue is devoted to News
Matter, the Saturday issue to Horns Matters.
A liberal commission to agents. Sample
copies cheerfully sent free to all rrho wilt
ask for them, write to
COURIER-JOURNAL CO.,
Louisville, Ky.
By special arrangement you can get
THE WATCHMAN ARO SOUTHROK
AND THE
TWIGE-A-WEEK COURIER-JOURNAL
Both one year for only
$2.00.
This is for cash subscriptions only. Alt
subscriptions under this combination offer
must be sent through the Watchman and
Southron office. nov 20
FIRST NATIONAL SANK OF
SUMTER,
STATE, CITY AND COUNTY DE?
POSITORY, SUMTER, S. C.
P-id op Capital $ 75,00000
Surplus ?Dd Profits - - - - 25,000 00
Addition**! Liability of Stock
bolders io excess of tbeir
steck. 75,000 00
Total protection to denosnors, $175 000 00
Transacts M General Banking Bosmpss.
Special atterttioo triveo to collections.
SITINGS DEPARTMENT.
Deposes o' $1 ar.d upwards receded Ia
terest allowed at ibe rate ot 4 per cert per
a&onra, on amounts ahov* $5 "ud not exceed
: ri e $30-, pavkb^ Quarterly, on first days o?
January. April, Jul? ?nd October.
' R M WALLACE
F. fi EDMUNDS, President
Ohfthiwr
. ,-one sending skei eh and fiescripi ionms5
quickly ascertain our opinion free whether an
invention is probably patentable. Communica?
tions strictly confidential. Hain! book on Patents
sent free, Oldest agency ?brsecur?ngrpatents.
Patents taken through Munn & Co. receive
special notice, without charge, in the
Scientific ?iicatt
A handsome!? illustrated weektr. I.r.rcest cir?
culation of a?r scienti?o Journal. Terms. ?3 a
ve.xr ; four months, ?1. Sold by all newsdealers.
MUNN &Co.3G1^"=--New York
Branch Office. 625 F SU Washington, D. C.