Orangeburg times. (Orangeburg, S.C.) 1872-1875, July 24, 1872, Image 6
rfr-- POETRY._
'1 Evening Hd&rtiiBtone.
i ? ? Gladly now vo gather round it,
For the toiling day is done,'
And the gray and solemn twilight
Follows down the golden sun. <
Bhrsdows lengthenjo^ 4fce pavenvcht,
f?t;d!c like giants' through tho gloom,
Wander past the doaky casement,
Creep around the tirelit room. -t
Draw die curtain, close the shutters;
' *' I^'M,he 8lippern ^the flre;
1 "^Though the ru'ilc wind loudly mutters
What care we for wind sprite's ire ?
"Wfcat care we for outward seeming?
Finkle fortune's frown or smile ?
If a round ua love is hcaining?
Love can human ills beguile!
Nesth the cottage roof and palace,
From the peasant to the king,
AH are qotQang from life's chalice,
Bubbles' that enchantment bring.
Orates are glowing, music flowing
From the Hps we love the best;
'-1 ? Oh the Joy/ tho bliss of knowing
There ore hearts whereon to rest!
Hearts that throb with eager gladness?
Hearts that echo to our own?
While grim care and haunting Badness
Mingle ne'er in look or tone.
Care may tread the hall of daylight,
Sadness haunt the midnight hour,
But the weird and witching twilight
Brings the glowing hearthstone's dower.
Altar of our holiest feelings!
Childhood's well remembered hhrine,
Spirit-yearning?Foul reveolings,
Wreaths immortal round thee twine.
"Farm and Garden?
What Southern Farmers Need.
At a meeting of the Memphis Chamber
of Commerce, W. J. Sykes, Esq., of Mem
phis, speaking of the development of
Southern resources, put Iiis idea of one of
our needs into the following strong words:
"I will tell you what we Southern poo
ple need. We want Yankee enterprise.
Do you know the commercial difference
between a Nothern and a Southern man ?
The Southern man soils all he can't eat,
and the Northern man eats all he can't
sell. He gets our money, and then we
go to him to borrow. He gets our three
hundred millions, and then loans us the
fnoney ? Did you ever see a Southern
planter who didn't want to borrow money?
The more cotton he makes, the more mon
ey he taust borrow. The cotton mania
h our curse."
The. Crops.?From reliable sources
we learn that the growing corn and cotton
crops of the State at present are uncom
monly promising. Upland corn in many
places is a failure ; bottom corn is gener
ally well worked and comparatively safe
from ordinary disaster. The wheat crop,
though thin, was beautiful grain. Fall
oats paid well.
From this showing the food question
will not embarrass the State for a twelve
month. "Will the cotton crop relieve us
Of debt? Do our planters know what it
has cost them to grow, cultivate and per
pare it for market ? Are we not depend
ent upon the Western crop for a price for
our cotton ? A disaster to the crop of the
AVest will secure us a remunerative price,
"Will not a full Western^ crop make our
cotton C09t more than it is worth in- mur
ket?- Do our planters ask and answer
sUch qne?tittns for themselves ? If not,
should1 they not.
This county is comparatively well adap
ted to grain growing; a limited amount
of stock is of little or no expense, and
often times very profitable. Would it not
pay oUf planters in many portions of the
State to diversify their pursuits ? Mixed
husbandry, in nil old countries, becomes
profitable. Would it not be wise for otir
planters to consider these and kindred
questions, and practically test their np.
plicftbility to our State the following year?
? so; they must prepare at once for a Fall
sowing of email grain.
We throw out there hints as food for
thought amongst the reflecting portion of
our planting communities throughout the
State. [?Carolinian.
ftvgiving the cotton due attention, do
not neglect the corn. We must have
bread, whatever else we lack, and our
stock must be fed. Let the cultivation
of the corn be tho most through possible,
but remember that the roota ruu near the
surface, and must not be broker ; so
plough-low, or work with the cultivator.
?[Rural Carolinian.
? ?in
Th-e shallow siding of cotton, on light
and? thoroughly prepared land is the truo
method, but ou tenacious soih and where
the preparation has not been through,
deep sidiog with a turning piow, tho bar
next to tho row and very close will be of
immense benefit especially in parts of the
country where the spring rains have been
heavy. The benefit will be manifest in
%? rapid and healthy growth.?[Rural
Carolinian,
TJEiE CHILDREN.
Kabel aritt her Grandmother.
Mabel and her little sister Jane life
orphans.
They live with theirgrandraother, who
is very kind to them.
"With auch a pleasant ho.ne, and such
a loving grandmother, ono would think
that these two little girls ought to bo
happy and contented. And Jane, the
younger oi the two, is happy as the day
ib long.
But Mabel, although not a bad child
at heart, has an unhappy temper. She
in sometimes moody and wayward, and
gives her grandmother much trouble.
I will tell you ono of her freaks, and
how her grandmother managed her.
One day Mabel had been reproved for
some fault, and knew that she. had done
wrong; but instead of saying she was sor
ry, Ehe brooded over the matter until she
persuaded herself that she had been very
much injured.
So she said to herself, "1 will run
away. I will make grandmother sorry
she has treated me so.
Poor little Mabel t She never stop
ped to think what "runing away" meant,
but went softly up stairs to her own room,
and began taking out articles of dress
from the bureau drawer.
Just then her grandmother came up
stairs and, seeing what was going on,
knew in a moment what was pas
sing in Mabel's mind. "If my little girl
is going away," she said very quietly,
"I must get her something to pack her
clothes:"
?Then she brought It little traveling
bag, and Mabel packed her clothes in it.
"I must pay you the fifty cents I prom
ised you the other day," said her
grandmother. "Here it is. You may
need it." Mabel began to feel ashamed
when she saw the sad look on her grand
mother's face. But she was too proud to
say so. Pretty soon her bag was packed,
and she was ready.
She could not go without bidding little
Jane good by. Jane was asleep in her
crib. Mabel kissed her; and snyitig,
"Gooil-by, dear Jenny: you may have my
fifty cents," she put the money into Jane'?
little chubby hand.
But there were tears in Mablo's eyes,
and two largo drops rolled down- her
cheeks. "Good-by grandmother," said
she.
"Good-by dear child," said her grand
mother. "'I hope people will be kind to
you where you arc going."
Mabel could hold out no longer.
"O grandmother!" she sobbed. "I want
to stay with you. I will never, never be
a naughty girl again, if you will only
love me once more."
"I have always loved you, my darling
"Mabel," said her grandmother, giving
her a kiss; "and I love you now better
than ever. Come now, we will hang up
this traveling-bag, and you shall be my
own dear little girl again."?[The Nuk
skry.
A young man from the couutry, out
walking with a young lady, cudgeled his
brains for some interesting topic of con
versation to amuse her with, but in vain;
he could L it upon nothing until they met
several cows, when tho swain said, with
much simplicity of manuer, "Now, isn't
it strange what a motherly appearance a
cow has!" To which the lady replied,
"I don't '.hink it strange, sir, that a cow
should have a motherly appearance to a
calf."
A wag passing by a grocer's storc, and
seeing him measuring out molasses, called
out to him, "Sir, you have a sweet run of
business."
It is a bad sign v/hen a preacher tries
to drive home Ids logic by thumping the
desk violently with his clenched hand.
His arguments are so-fist-ical.
The Indian is frequently and facetiously
alluded toas Lo! The lenger he behaves
himself as he has for the last two years,
the Lo-er he becomes.
"Jack," said a joker, "why don't you
get your ears cropped??they are entirely
too large for a man." And yours,?' Re
plied Jack, "are too short for an at j."
In illustrating the frni*? of advertising,
an excliartge says: "A fariiily in Florida
lost their little boy, and advertised for
him in a daily paper. That very
afternoon an alligator crawled up out of
a swamp and died on the front doorstep.
In his interior was found a handful of
red hair, some bone buttons, a pair of
boot heels, a glass alley, a pair of check
pants and a paper collar. The adver
tisement did it."
GREAT O F F 'E tt l N G S
BARGAINS
-
OUST _A.ocotint of1 theilSeaSon "being well ad
vanced
T. KOHif & BROTHER
iA.re now ofFex'ing tlie balance of tneir
8PE1NG _A.3STI> SUMMER GOODS^
FULLY 25 PER CENT. LESS THAN THE USUAL SELLING PRICE.
Ladies will find this an excellent opportunity to supply their wants in
DRESS GOODS, WHITE GOODS, HOUSE-KEEPING GOODS,
HATS) RIBBONS, PARASOLS, HOSiERY,
GLOVES, CORSETS, PANIERS,
HOOPS, FANS, COL
LARS, &c. &c
We arc closing out all our gojads at VERY LOW PRICES, for we must have
room.
Theodore Kohn & Bro.
April 5, 1872 17 tf
NEW STORE! NEW GOODS!
OPPOSITE J. I3. HARLEY'S.
I take great pleasure in informing my numerous Customers nh'tt tno Citizens ofj
Ornngeburg generally, that 1 have removed to the
''TKEADWELL' ?CORNER"
Hereafter to be known as
IVE erbney 's Corner,
And am now opening a choice and varied stock of goods, consisting in pait of
BACON, Lard, Flour, Molasses, Syrups,
Sugars, Coffees, Mackerel, Cann Goods of every description,
Confectionnries, Pickles, Catsups, Tobaccos.
SEOARS FROM ? 1-3 TO 15 CENTS.
Fruits, Nuts, Crackers, Jellies, Sardines, Soap, Candies, Self
Raising Flour, Herrings, Raisins,. Potatoes, Pipes, &c.
XSA>X& 's situated itV the re*?r of ll?o Stoiro, otifl 5o fnrniah<v1 in the
most Modern ?Style, with tlw eholei?t Wines, Champagne Cider, Ale, Beer and
Liquors of all kinds, .
I can and do sell goods cheaper'than they can be bought elsewhere in Oronge
burcr. Come one! come all ! and give me a call.
apl 3-tf W. A. MERONEY.
LARGEST AN? BEST SBLEGTSD
Stock of Goods
Is just being opened at tho well-known STORE of
G E O. II. CORNELS ON,
And an early inspection of the same is cordially solicited, guaranteeing that it
is only necessary to look at those BEAUTIFUL GOODS to be Induced to buy,
ns no competition against them is feared/ All DEPARTMENTS are completely as
sorted, the prices put fofow all COMPETITION, and h will bo the pleasure of the
PROPRIETOR and his ASSISTANTS to show them freely and courteously.
It will well repay the trouble of giving the entire STOCK a full inspection.
George H. Cornelson.
apt" lyr
BULL, SCOVILL & PiKE.
ARS
RAPIDLY REDUCING their LARGE
STOCK OF
GENERAL MERCHANDISE,
INDUCEMENTS ARE OFFERED. GOOD STYLES AND DESIRBLE
GOODS ARK ALWAYS FOUND AT
Bull, Scovill & Pike's,
Who arc agents for First.class
LIFE AND FIRE INSURANCE COMPANIES.
Also Agents for the IMPROVED WINSIIIP COTTON GIN, under test, has
ginned 150 lbs. seed cotton to each saw in 5 hours and 50 minutes. Tmto a fifty
Saw Gin can turn out about 6 bales, 400 lbs. each, in about 9 hours, if run at a
high rate of speed. Purchase the Winehip Gin.
BULL, SOOVILL <fc PIKE, Agents.
June 11, 1872--18- -if
P
DEALER JN ?!
mm, fll8|l
FINE TOILET SOAPS, EANCT HAIR Atfl) TOOT]
BRUSHES, PERFUMERY AND FANCY TOILET ARTICLES,
tf RTTSSES AND SHOULDElt^RACE?i
GEWISS ylND GARDEN SEEDS.
PAINTS/OILS, VARNISHES, AND DYE-STUFFS,
Letter-Paper, Pensj Ink, Envelops,Glass, Putty, Carbon Oil, Lamps Anat^xiinej
PlI YSICIAN?' PRESCRIPTIONS /1CCURATEI..Y CoHFOONPED:
1 in_? lyr
The Citizens' Savings Bank
OP BOUTS C^IROIjIISLA.
ORANGEBURG BRANCH.
Will pay 7 PER CFNT. INTEREST on SPECIAL DEPOSITS and 6 PER CENT, on SAV
INGS DEPOSITS, Compounded .Semi-annual 1 y.
Local Finance Committee.
Hon. THOS. W. GLOVER.
Col. PAUL 8. FELDER.
Capt. JOHN A. HAMILTON.
JAS. H, FOWLES,
mch 19-1 y_Assistant Caahior. ?
THE UNIVERSAL LIFE
INSURANCE COM PAN Y.
69 Iiibertv Street, N?W York.
^he Original Stock LMe insurance Company of the United State?.
tftfflOKRa:
WILLIAM WALKED, President.
HENRY J. FURRER, Vice-Prcsidcnt. JOI1 N II. REWLEY, Secretary
GEORGE L. MONTAGUE, Actuary. D. W. LAMBERT, M D., Medical Esam'r
Tnis Company Offers the Following Important Advantages to thosa About
Effecting Insurance on their Lives.
1st. Insurance at Slock Rates, being from 120 to 30 Per Cent. less than the Rates charged |?v
2d. Each Policy-holder is regarded aa a Stockholder to the extern oi one Annual Premium
on hia Policy, and will share in the Profit? of the Comx>anv ?o the same extent ad a Stockh?idci
owning an equal amount of the Capied Stock.
3d. Every Policy issued by the Company i? iion-forieitublc, and contain* a Clav..-.' statute i.t
exact Surrender Value.
Retour Ixsurixo Youft Like or A?:Krnx? the Acr.xc\ of axt CostrAX/
READ THE FOLZiOWZNG t
A lengthened experience has demonstrated (hat the rate* of Premium ordinarily charged bv
Life Insurance Companies are from twenty-five to thirty per cent, in excess of what are nccessarj
for a Bitfe and legitimate conduct of the businesa. In other wo/ds, carefully and prudentlv man
aged Companies charging "Mutual" rates have been able to return to their policv-huldcrs from
25 to 30 per cent. o*f the amount charged for prctOlums.
When Life Insurance Comparies were first ortfdttlsod, the reliability of the data upon whirl,
the premiums were constructed had not undergone the test of experience. Jt was thought, then
fore, no more than common prudence to adopt n_ scale of premium* which'would, in any event,
meet all the presumed and unforsccn contingencies of the business.
As long as the matter was involved in some doubt, it was letter to fix the rate too high than to
incur the risk of making it too low; because, in the former case, the error could be easily reme
died, at least in p:irt, by returning to the policy-holders, ai certain intervals, such portions of the
premium charged as was found unnecessary ^or the purposes of the business and the complete
security of the Company.
sunnier Omipany I?
which has proved to be fair and adequate, and all that was necessary to meet the requirements of
the business. These premiums are about twenty-live per cent, lower than those charged by Mu
tual Companies.
It also appeared, inasmuch as the rates so established were as near as could possibly be deter
ined fair rates, and not in excess of what Insur ince has previously cost the policy-holders in
Mutual Companies, that Any profits arising from prudent management justly and properly be
longed to the stockholders of the Company, for the risk incurred by them in undertaking the
business. , - : ?? _? . ? ?' ...
Experience has Bhown that there aro sources of profit in the practice of the business which
thmry will not admit of being considered as elements in the calculation of the premiums. These
result from a saving In the mortality of '.he m-jmbers of a Company owing to the medical rejec
tion of good lives, again in interest on the investments of the Company over that assumed in
the calculation of its premiums, the profibi deiivable from the lapsing and surrender of Policies
by the members, and from other minor sources.
Profits from these sources, in a company possessed of a capital of $200,000, and doing a fair
amount of burfneesv would give to the stockholders dividends largely ih excess of what were
counted on by the Directors of ther Universal it the time of its organization. They have, there
fore determined to divide among the policy holders of the Company a large part of the profits
accruing from the sources narried, all of which have heretofore been divided among the t-tock
The plan adapted lor such dividends in as fbljows: Every person who may horcafter issure
with the Universal will, for the pnrposo of division, be treated as a stockholder to the extent of
one Annual Premium upon his Policy; ami vill share in the profits of Uie Company to precisely the
same extent as a {Stockholder owing "ncouat V}cu:!t ?iTih.e
By this system of Insurance, original with the Universal, the policy-holder secure* the follow
rng important advantages:. .
First. Insurance ai the regular "Sto-JT rtAe*, requiring a primary outlay of about twenty
to thirty per cent, less than that charged by Mutual Companies, and which is equivalent to a
yearlv '?dividend" paid in advamee of that amount on mutual rates. This low cost of insurance
Is worthy of attention. Since its organisation this company has received in, premiums from it*
policy-holders the sum of $1,517,000. To effect the same amount of insurance in a Matual Com
pany would ?ave cost them an initial outlay of $2,000,000. Ry allowing its policy-holdcis to r
tair/iri't?:*ir own possession this exeesn of $483,000, die Universal has virtually paid them _
"dividend" of $483,000, and paid it, too, in arfrane?, instead of at the end of or* or more yean.
It is impossible to find any example of a Mutual Company furnishing insurance at so low a cost
by returning to its policy-holders an equal amount upon similar receipts.
Second. Participation in the legitimate profits of the Company, upon a plan which secures to the
policy-holders the same treatment which Directors and Stockholders award to themselves. This system
of participadon, in connection with the low "stock" rates of premium, most necessarily securs f
the policy-holders every advantage to be derived from prudent and careful management.
The low rates of prcnnoRi compel economy, find, independent of participation, guarantee to the
policy-holder his insurance1 at a'ratf. which is not in excess of the cost in well managed mutual
companies while, by the proposed plan of participation in what may be considered the legiti
mate profits of the business, the eost will be still fuifltev diminished.
Thus bv the combined advantages arising from low stock rate and participation in the pre?t?
Itis confla?V^ that th? UNIVERSAL LIFE INSURANCE COMPANY offers in
surance at its lowest practicable cost. ...
B?jr-Those of the existing Policy-holders who desire to participate in the Profits under the ntvt
Plan can do bo by making RpJ*ft?ti?n to the Head Office,- or to any of the Agents of the Co?
2a? company is in a sourd financial condition.
Ratio of Assets to Liabilities 140 to 100.'
g?-G?OD RELIABLE AGENTS WANTED,' who will deal direct with the New York
Office and to whom full General Agen?V Commi-siona will be paid.
M. W. GARY.
U. \X BUTLESL
state ?Superintendent? of Agencies*
Columbia, S. C. April 11th. 1871. 8enCM?