Orangeburg times. (Orangeburg, S.C.) 1872-1875, May 15, 1872, Image 5
POETRY.
Tho Day Dawneth.
BY MRU, ELIZABETH OAK ES SM1TU.
Vp to the mountains of our Got!
Oil 1 weary pilgrim hie;
With broken eta (1) and feet unshod,
And half despairing cry.
Ye only mark tho uplifted rod.
Ye only yield the sigh*
Oh! faint of heart! lift up your eyes,
Behold how breaks the day!
Oh ! deafoned years! along the skies
The joyous tabrets play;
Awake, ye feeble souls arise;
The Master calls away.
Stoop down, dear Lord ! speak very low,
Lest wc, amid the noise
Of maddening sin and weary woe,
May hardly dare rejoice;
May fail thy dulcet notes to know,
Nor hear thy loving voice.
Oh I foot-sore pilgrims! heed ye not
Tho flinty path ye trend;
The Master's feet the path have wrought",
The night dews wet his head;
Your sorrowing tears aie not forgot
For He the like hath shed.
Oh I feeble soul! depressed by feaff,
Behold how breaks the light;
Trust the dear Lord, and ye shall hear
The si ngi he gives at night;
Though hang tho dark clouds over near,
The lining still is bright.
FARM AND GARDEN
Ginger Snaps.?Beat togethef half a
pound of butter,- and" half a pound of
sugar; mix with thorn half a pint of mo
lasses, half a cupful of ginger, and one
pound and a half of fiour.
To keep Crows fbom Coun.?Ttvkc a
quart of train oil, and as much turpen
tine and bruised gun powder ;. boil them
together, and, when hot, dip pieces of rags
hi the mixture, and' fix- them on. sticks in
the field. About four t?re sufficient for
an acre of corn.
Seeds of plants may lie preserved,- for
many months at lenst, by causing then*
to bo packed, either in husks, puds, &c,
in absorbent paper, with raisins or brown
moist sugar or, a good Way,- practised
by gardeners, is to wrap tho seed in
brown paper or cartridge paper, pasted
down,.and-then varnished over.
WhateVer'raay be the nature of the
soil, or of tho crop cultivated, it should
always be the aim of tho farmer to grow
full crops. Partial and sometimes ex
tensiv? failures will even then but too
often' occur ;' but to? neglect making the
best known preparations,-or only to pre
pare for half a crop, has a direct ten
dency to unprofitable farming.
Proper. Soil for the C?lture of
Turnips.?Sandy loams, in- good heart,'
are most favorable to their growth,
though they will thrive well on strong
loams, if they are not wot; but, on clay
ey,.thin, or wet soils, thoy are not1 Worth
cultivating; for, though a good crop may
be raised on such ground, when well pre
pared md dunged, in poaching the soil,
than the- value of the crop will repay.
if you have occasion to transplant in
the summer season, let it be in the even
ing after the heat is past; plant
and water the* same immediately,
and there will be no danger from the
heat next day; but be careful, in digg
ing up the earth, you do not break any
orPtrfe youug-shoots, us the sap will ex
ude out of the same to the great danger
of the plants.
Tomato Catsup.?To one gallon of
skinned tomatoes, add four table spoon
fuls of salt; four table-spoonfuls of
black pepper, ground fine; half a
table spoonful of allspice, ground
fine ; three table spoonfuls of mustard ;
eight pods of red pepper. Simmer it slow
ly in sharp vinegar, in- a pewter vessel,
three or four hours;: then strain it
through-a wire sieve, and bottle it up.
When cold{.seal-up the corks, und it will
last for years.
--a m+m?
AYrfHMA Cure. ? Half-ounce Iodide
I?6tassum and half-pint of water; mix
and take a tablespoonful three times a
day.; after' two weeks rcdtrc? the quan
Ut5'v? in a month stopusiirg, unless'symp
toms return, then take a dose. I' was
Madly afilicted for years, and of all the
owes tried, none gave but a few hours re
lief;.and from the first dose I never had
it:sinoe.
I would earnestly recommend nil news
papers to publish this, as it will be the
greatest benefit they can ?fter to the pub
lic, and which none but the nfHicted can
appreciate. I trust all readers will cut
it out anil paste in a good book. I will
send hundreds of these printed cards over
the United Slates to the newspapers. 1
am an old Wan, and my only object ia to
benefit the afflicted.
P. S.?I was given this euro several
times, but only 1-3 the quantity, and re
ceived no benefit A. MORGAN.
Georgetown, S. C., July, 1871.
The Better Policy.?If nny "person
would like to see demonstrated the ad
vantages of raising corn, wheat; oats, &c.,
instead of cotton, ho may find* it in the
condition afld results of a farm where it is
done/ We have marked it in several ad
vantages, in the long run, or any. run of
twelve months, of gritin crops over cotton.
As clear a case as we have seen for several
years is that of James F. Itiley, of Upper
St. Matthew's, on tho South Carolina
Railroad. He has about 100 acres of
promising wl.c.itjnnd oats, bes'des corn
and other kindred plantings, with stock
around him, all in keeping with a grain
kingdom. We say and pray that our
farmers would raise provisions first, and
in full, and then something more of the
same sort :? for the cotton men will want
it, and unless they are lucky and liberal,
their stoek will suffer for it.?Christian
Neighbor.
GEO. W. WILLIAMS & CO.
wholesale
GROCERS AND BANKERS,
H06. 1 & 3 HAYNE STREET,
Charleston, S. C.
COLUMBIA HOTEL,
COLUMBIA, S. C,
Thin first-class and entirely new establish*
dient, located in tho business midst of .South
Carolina's Capital, affords the very best accom
modationsto the travelling public aUd perina
nent guests. Large Airy Booms, elegarilly fur
nished, Gas, Bells, and "Water throughout.
Ladies' and Gentlemcn'i? Baths, hot and cold,
Telegraph Ofncc in the Rotunda; spacious
Billiard-Room, furnished with Phclan & Col
lender's best Tables; and with all the modern
improvements of a first-class hotel. The .
"COLUMBIA"
Is in all respects, one of the first houses South.
The proprietor having had an experience of
nearly n cpiarter of a century in the management
Of tlie Charleston Hotel, is sufficient guarantee
that the "COLUMBIA" will be found as rep
resented.
WM. GORMAN,
Proprietor.
J. D. BUDDS, ) Aj,s:8tftntfl
Jas. F. Gadsdk, J Aaai8tanta
WILLIAMS, BURNIE & CO.
COMMISSION MERCHANTS,
65 Beaver street and 29 Ktchange l'lace, N. Y
11-36_
AN ADAMS' COTTAGE PRESS, with Chase
and Roller. Prints 6 by 8 inches; will be sold
for half of original cost. Address.
, F. P. BEARD,
Columbia. S. C.
PAVILION HOTEL,
CHARLESTON, S. C.
BOARD, PER DAY, $2.50
R. Hamilton, Mrs. M. L. Butterficld,
Super in tenden t. 1 'roprie tress.
CENTRAL MOTEL,
(PLAIN STREET,)
COLUMBIA, ?. C.
Board- - -$2 Per Day
1 D. B. CLAYTON, Proprietor.
J. H. XZNARD
One Door South Columbia Hotel.
We are ncM? opening-one of the most desirable
stocks of
I> R Y G O O 1> S
ever offered in this market, consisting of tlie'
most populnr styles of
DRESS GOODS,
LACKS;
IRISH LINENS,
HOSIERY,
GLOVES,
With a'fi/U and'ctrmplete stock of heavy
CASSIMERE8,
L1NSEYS,
SHEETINGS AND
SHIRTINGS.
We are offering our stock nt greatly reduced
Itrices, und will guarantee to please any and all.
K.tli as to price and quality of goods.
We solicit a call, feeling satisfied that we
cannot fail to please.
, 2-3m?_ J. H. KINARD.
DR. D. L BOOZER,,
Surgeon Pentist",
Is prepared to execute bis professional work
in the neatest and most perfect manner.
O fit ce over D u fit e & C Ii a p m n n 'e,
Opposite the Cblumhin Hotel,
Co'umbisf S. C
NEW PRICES!!!
OPPOSITE J. 3?. HARLEY'81
I take great pleasure in informing my numerous Customers nnd the Citizens o<*
Orangeburg generally, that I have removed to the
* TREAD W ELL CORNER"
Hereafter to be known as
3VL" eroiioy's Corner,
And am now opening a choice and varied stock of geeds, consisting in pait of
BACON, % Lard, Flour, Molasses, Syrups,
Sugars, Coffees, Mackerel, Cann Goods of every description,
Confectioneries, Pickles, Catsups, Tobaccos.
SEGARS FROM Q 1-3 TO 15 CENTS.
Fruits, Nuts, Crackers, Jellies, Sardines, Soap, Candies, Sell
Raising Flour, Herrings, Raisins, Potatoes, Pipes, &c.
THE SikXt, is situated in the rear of the Store, and is furnished in the
most Modern Style, with the choicest Wines, Champagne Cider, Ale, Beer and
Liquors of all kiuds.
I can and do sell goods cheaper than they can be bought elsewhere in Orange
burg. Come one! come all ! and give me a eall.
apl 3?tf_a\- A. MERONEY.
THE LARGEST AND BEST SELECTED
Stock of Goods
Is just being openad at the well-known STORE of
GEO. II. CORNELS ON,
And an early inspection of the same is cordially solicited, guaranteeing that it
is only necessary to look nt those BEAUTIFUL GOODS to be induced to buy,
as no competition against them is feared. All DEPARTMENTS are completely as
sorted, the prices put below all COMPETITION, and it will bo the pleasure of the
PROPRIETOR and his ASSISTANTS to show them freely and courteously.
It will well repay tho trouble of giving the entire STOCK a full inspection.
George H. Cornelson.
^apr lyr
THE PLACE TO GET THE BEST BARGAINS IN ORANGEBURG IS AT
K 0 H N ' S
Dry Goods Bazar,
Where will also be found the largest and cheapest Stock of
Dress Goods,
Notions,
Clothing,
Domestics,
Piques,
Boots,
Shoes,
Ladies' Gents and Children's Hats,
&C, &c, &c, <fcc,
THEODORE KOHN & BROTHER
apr17-lyr
B U L L, SCOTILL & PIKE
Are almost daily receiving additions to their large Stock of
C> E IST E R .A. "Li ]\I E II C H A N D I Z E
BllOWJV COTTONS AND DOMESTICS,
Now in store, purchased before the advance.
Just received a full Stock of
BOOTS AND SHOES.
ALSO,
HARDWARE, NAILS, &c, together with
AGRICULTURAL IMPLEMENTS, for fanning purposes.
GROCERIES in full Stock, consisting in part of
BACON AND DRY SALT MEAT.
FLOUR of the well-known brands.
SUGAR AND COFFEE which defy competition in price and quality
_A.geiits for
ATLANTIC PHOSPHATE,
Coe's Phosphate;
Wando Fertilizer,
Pacific Guano.
Manipulated Gusno,
Guanape Gunno, as well as
LIME, LAND PLASTER, Ac., constantly on hand.
fi?rWo nro also agents for wcll-kno wn FIRE AN LIFE INSURANCE
COMPANIES:
GERMANIA, of New York.
Andes, of Cincinnati, O.
Equitable Life Assurance Company, of New Yor
And lad, but not cast, the celebrated
SINGER'S FAMILY SEWING MACHINES, an exhibit is sufficient.
We have and do soil the goods.
, BULL, SCOVIBI. & PIKE.
feb 14
DR. E. J. OLIVEROS,
ORANGflBURa. S. &
DEALER IX
DRUGS, MEDICINES,
FINE TOILET SOAPS, FANCY HAIR AND TOOTH
BRUSHES, PERFUMERY AND FA5TCY TOILET ARTICLES,
TRUSSES AND SraOTJ3L,DE3E>-SIiA.CES,
GR-4SS AKD GARDEN SEEDS.
PAINTS, OILS, VARNISHES, AND DYE-STUFFS,
Lettcr-Papcr, Pens, Ink, Envelops, Glass, Putty, Carbon Oil, Lnmps and Chimneys
Physicians' Prescriptions vlccimATELY Compounded:
mchl3 ? lyr
\f
The Citizens' Savings Ban
OF SOUTH CAROLINA
ORANGEBURG BRANCH.
Will pay 7 PER CENT. INTEREST on SPECIAL DEPOSITS and G PER CENT, on 8,1V
INGS DEPOSITS, Compounded Semi-annnally.
Local Finance Committee.
Hon. THOS. W. GLOVER.
Col. PAUL S. FELDER.
Cnpt. JOHN A. HAMILTON.
JAS. H, FOWLES,
inch 19-ly_ Assistant Cashier.
THE TOIVBRSAL LIFE
INSURANCE COMPANY,
69 Libertv Street. New "STorR.'
The Original Stock Life Insurance Company of the United States
OFFICERS:
WILLIAM WALKER, President.
HENRY J. FURBER, Vice-Presidcnt. JOIl"NT II. REWLEY, Secretarv.
GEORGE L. MONTAGUE, Actuary. D. \V. LAMBERT, M I)., Me': oi! Kinm'r
Tnis Company Offers the Following Important Advantage to thorn Alout
Effecting Insurance on their Lives.
1st. Insurance at Stuck Rates, hcing from 20 to 30 Per Gout: less thnji the Rate* charged hy
Mutual Companies,
2d. Eaeh Policy-holder is regarded as a Stockholder to the extent of one Annual Premium
on hi* Policy, and will share in the Profits of the Company *o the same extent a* a Stockhuldt>r
owning an equal amount of the Capital Stock.
3*1. Every Policy tamed by the Company i* non-forfcitable, and contains a Clause Mat im: it*
exact Surrender Value.
Before Insuring Your Like or Acoeftino the Agency of ant Co.vrAxr
READ THE FOXiXiOWXNG :
A lengthened experience has demonstrated thai the raten of Premium qrdinarily charged by
I Life Insurance Companies are from twenty-five to thirty per cent, in excess of what ate dc-t-csvajry
for a safe and legitimate conduct of the business. In other word*, carefully and prudently man*
aged Companies charging "Mutual" rates have been able to return to ihiir policy-holders torn
' 2? to 30 per cent, of the amount charged for premiums.
When Life Insurance Com paries were first organized, the reliability of the data upon whi??h
the premiums were constructed bad not undergone the teat of experience. It was thought, there
fore, no more than common prudence to adopt a scale of premiums which would, in any event,
meet all the presumed and unforsccn contingencies of the business'.
As long as the matter was involved in some doubt, it wiu better to fix the rate too high than to
incur the risk of making it too low; because, in the former case, the error could be easily reme
dial, at lean in part, by returning to the policy-holders, at certain intervals, such portions of the
premium charged as was found unnecessary for the purposes of the business and the complete
security of the Company.
Experience, however, having satisfactorily demonstrated that tlie.se rates arc excessive, what
possible excuse can there be for maintaining them?
Availing themselves of this experience, tne Directors and Managers of the Universal Life In
surance Company nt'its organization, adopted a scab: of premiums in accordance therewith", and
which has proved to be fair and adequate, and all that was necessary to meet the requirements of
the business. These premiums are about twenty-five per cent, lower than those charged by Mu
tual Companies.
It also appeared, inasmuch ns the rates so established were as near as could possibly be deter
mined Anr rates, and not in excess of what Insurutce has. previously cost the policy-holder** in
Mutual Companies, that any profits arising from prudent management justly and properly be
longed to the stockholders of tlie Company, for the risk incurred by them in undertaking the
business.
Experience has shown that there arc sources of profit in the practice of the business which
theory will not admit of being considered as elements in the calculation of thepremiums. These
result from a saving in the mortality of die members of a Company owing to the medical scleo
tion of good lives, a gain in interest on the investments of the Company over that assumed in
the calculation of its premiums, the profits deiivable from the lapsing and surrender of Polities
by the members, and front other minor sources.
Profits from these sources, in a company possessed of a capital of $200,000, and doing a fai
amount of business, would give U? the stockholders dividends largely in excess of what were
counted on by tho Directors of the Universal ?t the time of iu? organization. They have, there
fore, determined to divide among the policy holders of the Company a large part of the profits
accruing from the sources named, all of which have heretofore been divided among the stock
holders.
The plan adopted for such dividends is as follows: Every person who may horeafter issnro
with tho Universal will, for the purpose of division, be treated as a .stockholder to the extent of
one Annual Premium upon his Policy ; and will share in the profits of the Company to precisely the
same ejetent as a Stockholder owing on equal amount of the capital stock.
By this system of Insurance, original with the Universal, the policy-holder secures the follow
ing important advantages:
First. Insurance at the regular "Sto:k,, rates, requiring a primary outlay of about twenty
to thirty per cent, less (lain that charged by Mutual Companies, and which is equivalent to it
yearly "dividend" paid in advance of that amount on mutual rates. This low cost of insurance
is worthy of attention. Hince its organization this company has received in premiums from its
)>olicy-holders the sura of $1,517,000. To effect the same amount of insurance in a Mutual Com
pany would have cost them an initial outlay of $2,000,000. By allowing its pol icy-holders to re
tain in their own possession this excess of $183,000, tho Universal has virtually paid them a
"dividend" of $483,000, and paid it, too, in adixtnee, instead of at the end ef one or more years.
It is impossible to find any example of a Mutual Company furnishing insurance at so low a cost
by returning to its policy-holders an equal amount upon similar receipts.
Second. Participation in the legitimate profits of the Compauy, upon a plan which secures to the
policy-holders the same treatment which Directors and Stockholders award to uiemtelves. Iltis system
of participation, in connection with the low "stock" rates of premium, most necessarily secure to
the policy-holders every advantage to be derived from prudent and careful management.
The low rates of premium compel economy, and, independent of participation, guarantee to the
policy-holder Iiis insurance at a rate which is not in excess of the cost in wtll managed mutual
eompaniesr while, by the proposed phut of participation in what may be considered the legiti
mate profits of the business, tho cost will be still further diminished. , &
Thus by tlie combined advantages arising from low stock rate and participation in the profit*
it is confidently believed that tWe UNIVERSAL LIFE INSURANCE COMPANY oners in
surance at its lowest practicable cost. ? (
|QrThoM of the existing Policy-holders wWo desire to participate in the Profits under the new
Plan can do so by making p.pplication to the Head Office, or to Any of tho Agent* of the Com?
pany*
I The company is in a sour.d financial condition.
Batio of Asset* to Liabilities 140 to 100.
BSyGOOD RELIABLE AGENTS WANTED, who will deal direct with the New York
Office, and to whom full General Agent*' Commissions will be paid.
M. W. GARY,
M. 0. BUTLER,
State Superintendents of Agencies;"
Columbia, S. C, September 11th, 1871.