The sun. [volume] (Newberry, S.C.) 1937-1972, February 11, 1954, Image 3

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THURSDAY, FEBRUARY 11, 1965 M o JUST WHAT DOES IT TAKE TO BE RETIRED AND RICH? TTERE IS a rich retired man, reaching for his Golden Years and worrying mightily that he •won’t have enough money to grasp them. This seems to be the nature of older men. The more they have, the more they worry—and the less they get. “My wife and I are both 65,” aays the rich man, “and we want very much to — month if the man becomes ill at home. This man can handle his dream in several ways and still get it. In fact, he could blow most of his savings and be reasonably safe with only his home and pension. But a conservative plan would allow him to change his mind and splurge later on if he wished. He should spend no more for his retirement home than the net 1. Settle in the Southland, near he gets from his present home, water; which probably will be about 2. Buy a home for under $12,000. That’s enough house for $14,000; retirement. 3. Buy a new car before we go;, He should switch his $11,000 4. Buy a 16-foot runabout boat; into a savings & loan in the new 5. Buy a piano (both can play town where he will live, but it); j make sure he gets at least a 4 per cent return on it. Accounts are insured only up to $10,000, so he might split the money into two accounts—one in his wife’s name and one in his own. He should consider a quality second-hand car instead of a new ( one because he’ll have plenty of Savings & loan account of time to tinker with it in retire- $11,000. ment. U.S. Government bonds worth He should leave his paid-up in- $10,575. surance policies as is, for burial A pension of $310 a month expenses or a nestegg. He should for life for the man, and convert the $5,000 policy into a $195 a month for life for paid-up nestegg or a monthly-pay annuity, but in any c*\se into something that will stop premium payments now. As for the income health pol icy, why? This is more for the working man than for the retired one. He should by all means continue the Blue Cross-Blue Shield, or something equivalent. 6. Have enough left to live on comfortably. “Will our resources allow us to do this?” The answer is yes. These are their resources: A mortgage-free home ap praised at $14,000. the wife if he dies. A $1,000 paid-up life insur ance policy. An $800 paid-up life insur ance policy. A $5,000 life insurance pol icy with premiums payable to 85. Blue Cross and Blue Shield for both man and wife. A health-accident insurance policy that will pay $100 a New GOLDEN YEARS St-pmge booklet bow ready. Send 50# in coin (no atampa). to Dept. C3PS, Box 1672. Grand Central Station, New York 17. N. Y. COMMENTS ON MEN AND THINGS . . . (Continued from page 2) tor\ until there is no private sector or initiative left? The great miracle about all the wonderful new things that the government is going to do for us under the John son administration is that they are not going to cost any body anything. Instead of asking for an increase in taxes to meet all his recommended increases in expenditures, the President promises ‘a substantial cut in excise taxes’ so that 'more money will be left in the hands of the consumer.’ He even assures us that the increased spending and tax cuts will carry us ‘along the path toward a balanced budget.’ Once we cut the annoying connection between expenditures and taxes, all other miracles become easy. Mr. Johnson’s State of the Union speech is a perfect illus tration of the French economist Bastiat’s definition more than a century ago: ‘The State is the great fiction by which everyone tries to live at the exepnse of everyone else.’ No body will pay for the education of his own children, but everybody will pay for the education of everybody else’s children. Nobody will provide for his own old age, but every body will provide for everybody else’s old age. No one will pay his own medical bills, but everyone will pay everyone else’s medical bills. What is overlooked is that the government cannot pay anything to anybody without ultimately taking the money from someone else. All production, and all real income, must come from some private initiative and private enterprise. The government does not add to production; all it can do is to change the particular goods or services produced. What it encourages in one direction it must discourage in another. Every subsidy or handout to A, B, or C must be paid for by an added tax on M, N, or O (and probably on A, B, and C THE NEWBERRY SUN, NEWBERRY, SOUTH CAROLINA PAGE THREE CROSSWORD PUZZLE ACROSS 1-Boy 4. Letter 7. Part of a window 8. Incite 10. Opera by Verdi 11. At one time 12. Wheeler* 14. Lampreys 16. Arab name 17. Source of light end heat 19. Preposition 20. Raise 22. Treeless plains; So. Am. 25, Opponent 27. Liquid measure: abbr. 28. A king's residence 31. High 34. Farm 35. Lofty mountain 37. Also 38. Kind oC fish 41. The Gobi, for one 43. Italian coins 45. Frog 46. Spirit lamp 47. Ostrich like birds 48. Ever: poet. 49. Property; L. DOWN 1. Sheriff’s officers 2. Wavy: Her. 3. Endures 4. Self 5. Solitary 6. Decorative edging 7. City: Pa. 9. Kind of river month 12. A buddy 13. To take supper 15. Distress signal 18. A constant scolder 2L Little child 23. Cushion 24. Table lands 26. Guido's highest note 28. Cone of thread on a spindle 29. Of the LAST WEEKS ANSWER ^ aaua mush [1QDB SIMSS aaaaa aaana [Baa aaa ataa aa aaa»ia oca aaaazia asaa □an aaa aaaa □auiiaa aa aaaaa aa saa &Hii 333 anaaa aaaasa ■aaaii aaaa •jaaa aansi 30. Old times 32. Noblemen 33. Home- owners plot 86. One of the Apostles 39. Bird of pray 40. Sea eagle 42. Indefinite quantity 44. Play it by mwm 0 Versatile Peg-Board panels offer the homemaker a number of practical and economical ways to brighten up and acquire additional storage and display space at the same time. As a room divider, a panel, with appropriate pegboard fix tures, enables use of plant holders to add new sparkle to any living area. Peg-Board walls, in addition to being colorful, also have built-in utility value. Shelf arrangements possible with Peg-Board attach ments are limited only by the imagination. ItX available in or Vi m thicknesses and in a variety of sizes to salt particular needs. rTrrrrrrrnrrT: • •••*••• • • • • • •••. »•••••* .*• I .•»•••••••••«... —- r • •••••.••« ••••••••• • m in fjjYM Tfl fill [Yl lil! k 1^3 m liMri ili Interchangeable crystals in six decorator colors are a unique fea ture of a new chandelier line, described by the manufacturer as a real breakthrough for decora tors who seek more flexibility than standard lines of crystal fixtures can offer. Shown is a ten lamp crystal chandelier with polished brass center sphere and black matte arms in mood setting transitional styling. It features 60 clear crys tal prisms and also available is a set of clear cut full oyster crystals. Crystal colors include ruby red, amber gold, ice blue, soft laven der, smoke gray and clear. wWSgSWSSSSSflfiW-SX-:-: ; ' v s* as well). Increased government expenditures, instead of meeting more human needs, may meet fewer, because more taxes tend to deter production more than government ex penditures tend to increase it. The great miracle is supposed to be brought about by def icits. But deficits mean inflation, which is a disguised tax that reduces the purchasing power of everybody’s money. Our inflation has done that comparatively little in recent years because so much of our increased money supply has flowed abroad through a deficit in our balance of payments. But this cumulative deficit has been undermining the strength of the dollar. Once confidence in the dollar goes, it will be impossible to measure the extent of national and world calamity. Our first order of business is to see that this does not happen.” \ You’ll Need A STEADY HAND HI ’65 Rough seas and bad weather can always show up over the financial horizon. But put a good first mate aboard your ship and you add a shoulder to the wheel that can be mighty helpful. Need a good man who can fill ail your require ments? We would bice to apply for the position. n\ »n YOUR PRIVATE BANKERS' 1418 Main Street Phone 276-1422 AUDITOR’S 19(5 TAX ASSESSMENT NOTICE Returns of personal property, real property, new buildings and real estate transfers, and poll tax are to be made at the County Auditor's Office beginning: January 2nd, 19(5 THROUGH February 27th, 1965 All able-bodied male citizens between the ages of twenty- one and sixty are liable to $1.00 poll tax. -A.*. ___ All returns are to be made by Tax Districts. Your failure to make return calls for penalty as prescribed by law. RALPH B. BLACK, Auditor Newberry County this week's/^ patterns..}) ^ 8T AUDtrriAMC "J- Take Life Easy FOR AND ABOUT TEENAGERS By C. D*. Smith Things Different After Army Service ft ^i/i 3328' Stuffed Animals Dress Pattern No. 3328. Take Life Easy. What bliss to have this cool, square necked dress on tap for dog days; and how convenient for air conditioning is the easy little jacket. No. 3328 comes in sizes MVs, 16'/,, 18'/,, 20'/,, 22'/,, 24'/,. Size 16'/, takes 5 yards of 35-inch fabric or 4 yards of 45-inch. Needlework Pattern No. 585. Stuffed Animals. The rabbit, cat and dog makos wonderful stuffed animal toys for the youngsters. Hot-iron transfer pattern No. 585 contains three motifs from 6 to 10 inches high with complete instructions. Our 1964 Needlework Book contains a fine selection of crochet, knit, em broidery, quilts, etc./ and includes instruc tions for four designs and also coupon entitling you to any pattern of your choice, free. Send 50 cents. Send 35* for each dress pattern, 25f far each needlework pattern (add for each pattern for third class mailing and 10f for each p." tm for first class mail- ingl to AUDRE M5 BUREAU, Box 1490, York 7, naV old FRIENDS ACT 00 Too Young- FoR ME, THINGS SEEM DIFFERENT./ ' @4 n* 1 ' THE WEEK’S LETTER: I re cently returned home from Army service and find that things have changed. I joined the Army be cause of problems at home. My girlfriend knew about it, but re sented the fact I joined just the same. We wrote often while I was in basic training and when I came home on holidays I saw her as often as possible, which, of course, wasn’t too oft^n as I had to visit with my family, too. Anyhow, now that I am home for good, things seem different. My former friends act too young for me. Even this girl acts different I saw her at school and she would hardly talk to me. Next time I saw her, she was in a car with two other girls and some boys. I was extremely jealous and, after an argument, drove away. I haven’t seen the girl since. One of my friends tried to talk to her for me, but she won’t listen. I really care for this girl. What should I do?” OUR REPLY: Begin by realiz ing that things do change. Your friends have changed some while you were away, it’s true. But, re member, you were the one who was away and consequently are more aware of the change. Regardless of your reasons for going into the service, you did go away. You did not expect time to stand still for this girl until you returned, any more than you could have expected to come home after many months and pick right up as if you had been away only a day. Jealousy and arguments ac complish nothing. Maybe your friends think you have changed. Show them you have not If yon hoT« s teenage probloi s ducuu. or an observation yon want r an ooe«rT*uort to mako. Utter to FOR AND ABOUT to address your latter to run aovw* TEENAGERS, COMMUNITY AND SUB URBAN PRESS SERVICE. FRANK FORT, KY. IS RAINSTICK JUNCTION... Pretty Louise Domer, who commutes on the Chicago and Northwestern Railway, inaugu rated the fifth rainy season of the railroad's unique Ralnstick Jet service for commuters. Her umbrella and an assort ment of others came front un claimed umbrellas fat the road's lost and found department— which customers can without charge. Wh I ? !-***•• i ; i . ■ I WM fSW: !i NIGHT SHOW ... The Unisphere, symbol of World's Fair, stands 12 stories high over a ppol, and is lighted at night with 30 1000-watt £ >- ESI 1962 1963 After six greet years like this what couU Pontiac possibly come up with next? ■'■y.-y.-y.-:-. my: 1965 Pontiac: Car of the Year! That's what! We had to reach a climax somewhere along the line. And what better climax for a car than to win Motor Trend’s Car of the Year Award for 1965? Nothing could please us more, except maybe the way people are buying our cars. And they are. Drive one and find out why. First thing you know, you’ll buy one, too. SEE YOUR AUTHORIZED PONTIAC DEALER 396088 KIRK PONTIAC-CADILLAC CO. 2100 NANCE STREET NEWBERRY, S. C