Historical Newspapers of South Carolina

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Thursday, Augusrt 17, 1933 MoCORMICK MESSENGER, McCORMICK. SOUTH CAROLINA " PACT NUMBER fouM Assure More Speed In Financing Farmers Columbia, S. C„ Aug. 14.—More -ipecd in financing farmers was as sured today with the adoption of new form of application for loans by the Federal Land Bank and the A^nt of the Land Bank Commis sioner of Columbia. This new ap- plicrtion is made direct to the bank and merely shows the total amount of money the fanper desires with out specifying which type of loan b* orefers. •coiT , *'d''*i'~n r " e a’Tvai-'Vi. 1^** tvno of loan suitable to the fty^yrs^g needs will be determir^d. If ~'t.v be in the form of a first jo'>rt«rage by the Xand Bank, a fircf or * second mortgage by the A^ent of the Land Bank Commis sioner. or it may Hbe a first mort gage by the’ Land Bank supple- mpni^d with a second mortgage by the Agent of the Land Bank Com- missioner. In either case the one application will be sufficient and co—"snondence and delay will be. redn^ed to a minimum. When the Land Bank makes a commitment in a territory served by a national farm loan associa tion, notice will be sent the seo- retarv-treasurer and the loan will be made in the regular manner. Where no association is in opera tion the loan naturally will be made direct from the bank. I^nr*s by the Land Bank are in the form of first mortgages and are made on a basis of 50 per cent of the appraised normal value of the land, plus 20 per cent of the appraised insurable value of the buildings, necessary to constitute a complete farm unit and mav be ^mortized over a period of from 5 to 33 years, with interest payable in annual or s&ni-annual install ments. The interest rate is 5 per cent where the loan is ^made through an association and 5 1-2 per cent where the lean is obtain ed directly from the bank. For a period of five years which com menced July 11. 1933, the rate of interest was reduced to 4 1-2 per cent when made through a nation al farm loan association . and 5 per cent when made through the bank. Payment on principal may be deferreid during this period pro vided interest and taxes are paid pipmptly and when. due. Stock of national farm loan as sociations, issued after June 16, 1933, and stock of the bank owned by borrowers is net subject to dou ble liabiUty. Loans made by the Agent of the Land Bank Commissioner usually are in the form of a second mort gage, and may not be in excess <at $5,000, to any one individual. Tbey bear an interest rate of 5 per cent and may be amortized over a period of five to thirty-six years. By meeting interest and tax payments promptly when due, it Is possible for a borrower to post pone payment on principal for the next three years. Where the total amount of a loan which may be granted by the Land Bank and the Commission er's Agent is not equal to the total amount of secured and unsecured indebtedness of the farmer, it may be possible for. his creditors to agree to such a scaling down of Indebtedness as will enable him to discharge all of his obligations with the proceeds of his loan. It has been determined that ordinarily e farmer cannot be expected to work out ultimately if his indbtedness exceeds 75 per cent of the value of his farm property. In many in stances, therefore, it will be ne cessary for a scaling down of debts before a loan may be grant ed.* Where a scale down of debt is agreed upon, the farmer receives the benefit in the face of his mort gage while his creditor receives cash in place of slow or frozen credit. Columbia, 8. C., Aug. 17.—To (eliminate lost motion as much as possible and to expidite final con sideration of applications, one ap plication may be executed by the applicant or applicants requesting either a Federal Land Bank loan or a Land Bank Commissioner's loan, or both. This announcement was made today by Frank H. Dan iel, President of The Federal Land Bank of Columbia. After appraisal Is made of the security offered, It will be determined: (1) if a Land Bank loan may be granted, (2) if a Land Bank loan and a Land Bank Commissioner's loan may be grant ed, (3) if a Commissioner’s loan only may be granted. The Land Bank appraisal fee of $10 mupt accompany each applica tion together with a plat of the property offered as security for the lean. If it is possible for the bank to make a loan, the borrower will be advised of the amount and at the same time tile national farm loan association in the territory where the farm is located will be appraised of the fact. The asso ciation will be requested to expe dite consideration of the applica tion as the loan will have fo be ap proved by it before the bank will make the loan. Thus, applicants seeking loans from the bank will not have to pay association fees in cases where the bank is unable to make a loan. If and when a loan is granted through an association the association loan fees may be deducted from the proceeds of the loan. Wherever it is possible, it is con templated that all first mortgage loans will be made by the Land Bank, but should it develop, upon investigation, that the funds de sired cannot be supplied by the bank but may be provided by the Land Bank Commissioner, the ap plication and all supporting infor mation, including the appraisal re port, will receive the prompt atten tion of the Agent of the Land Bank Commissioner. txi Consumers To Get * Retail Cost Figures Consumers of farm products are to be furnished, in the near future, with weekly reports from .the gov ernment on the reasons for any commodity price m increases, and with information on who is getting the additional money, officials of the U. S. Department of Agricul ture announce through the Exten sion Service of Clemson College. Field workers of the United States Department of Labor and tbs' United States Department of Agri culture are to gather and report price figures, while the Washington agencies tabulate and analyze them. Dr. Frederic C. Howe, con sumers’ counsel for the Agricultur al Administration, will release the information oh prices through"the press, radio, and special reports to groups and individuals The field staffs of the two De partments will gather retail, prices oh bread, milk, meat, and other foods, in 50 cities and from more than 1,000 stores. In the De partment offices at Washington the prices will be checked and the portion that tfie farmer is receiving for raw materials will be determ ined. The reports will also cover any price increases resulting from the payment of higher wages and new employment, and will include any changes in price of manufactured 6r other commodities that farmers buy. The latter item will provide an index of the buying poorer of the farmer. “Farmers have too long been get ting a small return for their labor in feeding us”, Doctor Howe de clares. “We are trying to increase their pay. At the same time we are going to do what we can to see that the consumers are protected at a time when the Administration is trying to pull farmers and work ers out of what President Roose velt has called the ‘economic hell’ they have been living in for four years." X Why Public Works? The government’s choice of Pub- Uc Works to help end the depres sion is probably understood by the ?nginecr and builder. However, i( *s not so clear to many others. The shoe man, for instance, will reason hat a campaign to increase sho: 'mying will directly benefit him It’s much the same in other lines Why then pick out Public Works construction? A simple explanation is that Pub lic Works do not produce a nickel’, worth of consumable goods. You can’t eat a concrete street, you can’t wear sewer pipe, you can’t drive a filtering plant. To state it another way, Public Works don’t produce more shoes, more grocer ies, more clothes or automobiles to compete in a market already over supplied with them. The building of Public Works produces jobs. That’s its value. It will stimulate business through the sale of. materials and also through the service which the structures provide. The immediate effect of any Public Works construction pro pram is to provide payrolls. The workers are given a buying power. They immediately buy shoes and clothes and food. They pay for their furniture. The formula is simple. Every community can use it. Poultry Association Will Meet At Clemson Clemson College, Aug. 14.—The South Carolina Poultry Improve ment Association will hold its fifth annual meeting at Clemson College Aug. 31, the third day of the poul try short course, according to an nouncement of H. G. Seawright, secretary. The annual meeting has been held heretofore at Columbia, but President F. T. Waddell, Cheraw, and the executive committee felt that it would be well to held the meeting this year in connection with the poultry short course. A good program, now being ar ranged for the short course and the association, will include the following: M. C. Wise of Greenwood, a li censed poultry judge and member of the executive board of the Amer ican Poultry Association, will dis cuss “Standard Requirements and Standard Judging”, Aug. 29. Frank E. Mitchell, head of the poultry department at the University of Georgia, Athens, will talk Aug. 30 on “Feeding and Management of High Producing Birds”. Talmadge D. Chapman of Greenville, who has developed one of the highest-pro ducing White Leghorn flocks in the southeast, will talk on “Breeding High Producing Birds”. J. H. Wood, former head of the Poultry Division, University of Georgia, who now operates hatch eries in Athens and Augusta, will discuss “The Hatcheryman’s Prob lems” at the meeting and the Im provement Association, Aug. 31 Mr. Wood is a good speaker and has Had a varied experience in all phases of the poultry business which peculiarly fit him to discuss this subject. •: In addition to the above. speak ers, poultrymen, members of . the Clemson College poultry staff, .the Extension Service, and the Clem- son College Livestock Sanitary Of fice will be on the program., , r M Make your plans now to attend,” says P. H. Gooding, extension poultryman. “Walk, start up .. the Did ’lizzie’, ride the rods, the. pull- nan, or come in your airplane, but jet here either the night of Au gust 28 or the morning-of the 29th.” JXI — General Johnson Directs Appeal To Housewives St. Louis, Aug. 13.—Straight- fied by the purchase of large es tates in the low country for both upland game and duck preserves. The attraction of tourist travel with the expenditure of large sums of money for Ijcenses, hunting pri vileges, guides, boat hir£, for food, speaking Gen. Hugh S. Johnson ! for gasoline, for accomodations and flew into the Middle West today i in the fre€ spending of money, Plant Fall Garden Now Clemson College, Aug. jrtmi 12.—As- ig that such vegetables as cab- age, carrots, beets, spinach, tur- ips, lettuce, and kale thrive best i cool weather and should bs lanted at such a time that most f the growing period will be in the 3ol season of the fail before frost, . E. Schilletter, extension horti- ulturist, suggests planting the ill garden in August and Septem- er. Beans may be planted in suc- ession, he says, until six weeks efore frost. Here are his specific suggestions 3 fall gardeners. Cabbage plants of the Wake- ield varieties, if set now, will form eads before the cold weather, /ith slight protection both cab- age and collards will carry tirough our severest winters. Kale sown in September will pro- uce abundant greens during win- er and early spring. Siberian lurled is a good fall variety. For lettuce, sow Big Boston and lignonette for a fall and winter apply. With slight protection firm eads can be produced. Mustard will stand any amour/ f cold, and sown during late Au- ust and September will furnish reens throughout the fall, winter nd early spring. Rape sown in September wil ield excellent winter greens. Spinich sown in the last of Sept- mber or the early part of Octo- er will produce greens through- ut the winter until late spring. The turnip is one of the reliable egetables, producing both roots nd tops for winter and spring se. Sow seed August 15 to Septem- er 15. Southern Pride is good for oots and tops. Japanese Foliage nd Seven-Tops are good for salad. WANT ADV. FOR SALE—A flock of fifty eep and lambs at a bargain. See rs. Ella Parks Lankford at Plum *anch, S. C. Cabbage, Tomato and Georgia Sweet heading Cbllard Plants, $1j90 per 1,000. Replace yoUr cotton with a fall garden. Tennessee Plant Co., Mentone, Ala. with a plea for the president’s re employment program and explain ed that its success depended upon co-operation of the “people in each town” and, In the last analysis, up on the women. “Already the ranks of the idle are thinning,” he said. To the quoted assertion of skep tics that “there are blue eagles ev erywhere, but the employers that show them are cheating,” the na tional recovery administrator as sured a crowd of 15,000 persons that action against the “unimpor tant chiseling fringe” would come later. General Johnson flew here from Washington in an army plane and soon after the close of his address made at the open air municipal theatre in Forest park, started the return trip East. The sweltering crowd which gathered to hear General Johnson, Governor Guy B. Park, of Missou ri, and other dignitaries, applaud ed vigorously. Frequently the na tional administrator was interrup ted by hand clapping. Job of Women In asking the co-operation of the American housewife, he said. “Woman in defense of the sup port of her home is about as. safe for triflers as a- lioness at the door of a den full of cubs. Every American housewife understands that the blue eagle on everything that she permits to come into her home is a symbol of its restoration to security, may God have 1 mercy on the man or group of men to attempt to trifle with this bird. “The job of ariy woman in this program is a very vital, active and definite one. In the first place sh2 should insist on a display of the blue eagle by every supplier of her home. ' ; “But that v ~ is l not enough—al ready we have’ 'heard some boast ing of manufacturers. ‘We don’t need the ’blue eagle. Our dealers’ eagle will cover sales of the goods.’ “O ye of little sense. It -makes no difference whether it is an au tomobile or a ‘package of pins— wbmen , will ask for the manufac turer’s eagle on radiator caps or maker’s package, and no $30,000,- 000 corporation will be permitted to cover its omissions behind the self-sacrifice of a $30,000 dealer.” Ahead of Schedule Explaining the progress '’of the campaign, the general asserted that the president’s re-employment program was far ahead of sched ule. We are not trying to ! get fig ures. We don’t need them just now and neither do you. The blue eagle is a very visible bird. If you want to know how the plan is working in your town, count the stores and factories with eagles up as you gc along the street . . • • • “Today, this country is astii from coast to coast. Nothing can stop the movement. Along the line of march are such men as stood o^ the banks of the Hudson when Ful ton’s steamboat got up steam and cried, ‘She’ll never run.’ We als: heard a similar complaint in Wash ington for a month.” The speaker asserted that vio lation of the NRA code for anj business man “is a sentence of ec onomic death.” - Y generally, a characteristic of the sportsmen of America. Sportsmen are heavy users of gasoline, each gallon of which puts six cents in the state treasury. South Carolina, by wise legislation and adminis tration, could build a vast indus try on game. Aside from these the game birds native to this state, and the other insectiverous birds which also are under the protection of the game department, are of tremendous eco nomic value to«the famers and the state as a whole, helping control the insect pests. There are probably as many ways of gaining financial benefit from fish as from game. Fish ponds are easily built, and, if stocked, they could mean revenue. Every one in the state is doubtless fami liar with the popularity of Lake Murray as a fishing place. All of our rivers could and should be ^equally as popular for the; asuEce reason—if properly protected Even now, some good people make a living through the Hsfrermen who visit their places by ( furnish ing boats, guides, places to sleep, food, etc. The average hunter and fisher man spends at least $5 to $10 a day in pursuit of his sport. South Car olina, if it gave the game and fish the attention they deserve, our people would reap a great part of this money. Being directly on the line of travel from the North to Florida, now that Florida is being boycotted for permitting the ship ment of game fish for commercial purposes from the' state. South Carolina’s opportunities are mul tiplied. / - t *. * *. South. 9,irolinians, by neglect ing its wild life, are burying a •valuable resource in the ground. * Our Neglected Asset VALUE OF AND FISH Hampton, ' (By Harry R. E Secretary-Treasurer South Car olina Game and Fish Associa tion.) Many people seem to think tha: game and fish have no value oth er than as a plaything for idl* “sports”, or, as a marketable pro duct, legally or illegally, at a fev, cents a pound apiece. Yet, it has been proved by those states that have made a business of Conser vation, or the wise use of their ame and fish, that these resour- ;s are indirectly worth millions ol ollars, annually, to the people oi te state. Market sale of ga*ae and sh it is claimed by statisticians ings the lowest returns, and in- ires destruction. The different angles of the st ation are too numerous and in volved to l&e disqossed ^ detai: bere, but the pmiciple is simple: namely, that a great class of peo ple spend ’great sums of money an nually In th<e pursuit of sport: • • Increased value f of land, because of thfe presence <of game, Is testi- Dmv ° ««««- fl^tck <= 5iock. * For A PATTERN, *iz« 38, 40, 42,44, 46, 48, 50. 52 or 54 send 15 cents in coin, your NAME ADDRESS, STYLE NUMBER, and SIZE to Ki>- Boyd. 11 Sterling Place, Brooklyn N. Y. Ccioplclc ^nd simple sewing chart with each pat,era. This attractive frock for wear in mornings may be made of any of the smart cotton prints. Its lines are confortable and slenderizing, and, if perferred, the sleeves may be finished in wrist length with a band cuff. Serviceable pockets trim the front of this frock above plait in>- serts, which lend added fulness, to the skirt. The tie bow may be of ribbon or material. Designed in nine sizes: 38, 40, 42, / 44, 46, 48, 50, 52, and 54. Size 46 requires 4 1-2 yards of 3F inch ma- ’terial if the dress is made with short sleeves, 4 7-8 yards with long sleeves. Collar, vestee, cuffs, and pocket facings require 2-3 yard, 35 inches wide. The width of the dress at the lower edge with fldhess ex tended is two yards. Crop Forecast 791,000 Bales For South Carolina The August 1 government cotton- forecast ihdicat®& 79i;000 bales of 500 pounds gross weight for South Carolina. This compares with 716,- 000 bales fast year and the average production of 856;000 bales during the past five years. The condition of 7.7: per cent of a full crop is the highest since the August 1 condition report was be-— gun in 1924 and compares with 56» per cent last year and the ten-year* average condition of 63 per cent. rii,s condition indicates a per acne yield of 285 pounds lint, which, if* finally realized, will be the thin? highest in the history of tile State., being exceeded only* by the 304 pounds of 1911 and the 310 pouncts of 1920. The yield in* 1932 was 236 pounds and the ten-year average, 1922-31, was.201 pounds. The area’in cultivation on July I was estimated as 1,779,000 acres. Of this amount approximately 426,00Gi acres has been contracted for re moval under the Agricultural Ad justment Administration; which, together with an allowance for av erage abandonment leaves 1,325,- 000 for harvest this fall: Had there been no reduction in acreage the August 1 outlook would'have been, for 1,039,000 bales, or, in other words, farmers have contracted to take out the equivalent of 248,000 bales, based on the August 1 indi cated yield of 285 pounds per acre. From August 1 reports on weevil infestation damage this year is ex pected to be about the average of the past six years.- — x Our Neglected Assets G4ME DEPARTMENT’S HISTORY (By Harry R. E. Hampton, . Secretary-Treasurer South Car olina Game and Fish Associa- ■ tion.); * ’ About 1907 or 1908, the Audubon Society of South Carolina began; .tc activities, principally for the preservation of song and insectiv- erous birds. Until then all killing: was unrestricted and all wild life was greatly depleted. In 1910 the Society secured the passage of South Carolina’s first game bill, an act creating a Chief Game Warden, to be recommended by the Presi dent of the Audobon Society and appointed by the governor. The* chief game warden then had fnDT power to HIRE AND FIRE all his assistants. Mr. James Henry Rice, Jr., was the first chief game warden; tak ing office in. 1910. He served two years of his four year term and resigned in 4912. For a year the department was without a head, as there seemed to be some disagreement between the governor and the president of the Audubon Society. Flnaily, in 1913, Mr. A. A. Richardson wa§; agreed on and' named: When the time came for another appointment,. ar meeting of the So ciety was called, and tlioso present, /oted to recommend Mr. . Richard son. But the president of the Society, Mr. W. H. Gibbes, pointed out that the law provided that he make the appointment, not the members., and, claiming the meeting had been “packed with political hench men”, refused to renominate Mr„ Richardson. On requests from hi? friends. Mr. Gibbes nominated him- was appointed and assumed' the office. Mr. Richardson insisted he was the proper nominee and refused to> turn over his records or office*' equipment. The matter was fought in the courts and Mr. Gibbes, who: had gone ahead with the duties of the* office, reorganizing the force, was finally declared to be a de facto officer. In 1920 the General Assembly passed amendments whereby the* chief game warden should be elect ed by the General Assembly, antf county game wardens by the coun ty delegations of the counties of their residence. This made the ma chinery of the game department entirely political, which it has been*, ever since. m his final report, in 1920, when* he resigned to take up other work, Mr. Gibb&' warned against this r’an, saying it would be better to 1* ve the chief game warden elect- M by a commission of some sort, rnd' predicting that the new plan would make the department, “a political football.’” Blr. Richardson has been chief game wasiet since 1920; .