Historical Newspapers of South Carolina

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• -r •» 'riiursjay, Angust ij, McCORMiCR Messenger, McCormick, south Carolina Ki PAGE NUMBER FOUR ! \ Gives Informally On Home Owners’ . ‘Loan Corporation Editor McCormick Messenger: «* Since the attorneys and ap praisers representing the Home Owners’ Loan Corporation are be ing .called upon to render a service more patriotic than remunerative under the plan of Congress carry ing out- the desire of President Roosevelt to relieve distressed own- eis and save their homes, I hope you will find it possible to spare the space and time to also render a patriotic service by publishing the following which might be of service to someone in saving their home. The purpose of the Corporation created by Act of the Congress is to save the homes of owners where such homes are under mortgage, or there are such other liens such as judgments or taxes against the property and where the owner of the hom^ is in danger of losing the home by the foreclosure of the mortgage or a sale of the home for the purpose of satisfying a judgment or for past due taxes. The purpose of the Act creating the Corporation was also to assist home owners who have lost their home by foreclosure of a mortgage or sale of the property for taxes within the two years prior to the passage of the Act June 13th, 1933. In order to obtain a loan from the Corporation it is necessary that the home on which the mortgage ^exists be used by the person apply ing for the loan and occupied by him or her as his or her residence ■or that he or she had occupied such residence as their home at the time of the sale thereof with in the two year period last past and prior to June 13th, 1933. The property on which the loan is asked must be or have been used exclusively by the applicant as a residence. In cases where there exists a mortgage over pro perty upon which a loan is sought the party having legal title to the property or mortgagor should make application for a loan on the regular form furnished by the Home Owners' Loan Corporation and which might be obtained from the undersigned as its Attorney in this County. At the time of making the ap plication the party seeking the loan should also obtain the con sent of the person holding the pre sent mortgage or the mortgagee to accept in payment of the mort gage over the home, bonds of the Corporation for the amount of the debt owing, provided, the indebted ness does not exceed 80 per cent of the appraised value of the pro perty. These bonds are backed by the government to the extent of guar anteeing the payment of 4 per cent interest annually, which in effect amounts to 5 per cent inter est since these bonds are non-tax- able, save as inheritance income. These bonds are for a period not exceeding 18 years. Back of the 18 year bonds will be the $200,000,- 000.00 of stock subscribed for and paid in cash by the United States Government, and all of the mort gages which are taken on the loans made by the Corporation. These bonds are negotiable at any time and should bring their par value and if they are not bringing ther par value on the mar ket, the holder of these bonds has * a right to purchase them at any price they can be obtained and the borrower from the Government can likewise purchase these bonds up on the market at any price they can be obtained and In turn make payment to the Corporation • in part or in full with these bonds at their face value and the Corpora tion is bound to accept them in this way. Home Owners’ Loan Corporation is primarily for the refunding of mortgages by its bonds and not for liquidation of mortgages in cash. In cases where the home is in dan ger of being sold for taxes the amount of which does not exceed 40 per cent of the appraised value of the property, cash will be furn ished to the amount of 40 per cent for the purpose of paying taxes and giving relief in this manner. In rare cases, where the mort gagee absolutely refuses to accept bonds in lieu of the mortgage held by them and the mortgagor is in danger of losing his home the Cor poration will make a cash loan of ,40 per cent of the appraised value of the property. These loans are payable either monthly, quarterly, semi-annually or annually as best suits the borrower. The rate of in terest is 5 per cent where bonds are used in refunding the mort gage indebtedness and 6 pzr cent where cash is -obtained. While payment *of the small al lowance for appraisal of property and for examination of title is recommended to be made by the borrower, this is not essential ex cept in rare cases, and where the borrower has no money to submit with the application for the pay ment of the appraisal or for the payment of the attorney’s fee for making the abstract this will be paid by the Corporation and the amount of these expenses will be added to and made a part of the loan. The government is holding these items of expense to the very lowest minimum. A loan should be completed in three weeks in the absence of complications. Joseph Murray, Attorney for Home Owners Loan Corporation in McCormick County, S. C. X Government Will Watch N. R. A. Eagle Young People Have Program At Baptist Church First Sunday Under the leadership of the State Baptist Student Union, Miss Helen Talbert chairman of local committee, a young people’s pro gram will be presented at the Mc Cormick Baptist Church Sunday night, August 6th, at 8:30 o’clock. The program is as follows: Song—O Worship The King- Congregation. Prayer—Billie Britt. We’re Marching To Zion—Con gregation. Devotional—Miss Helen Talbert. One of God’s Days—Misses Helen Crawford and Sarah Bracknell, Bill Bracknell and James Gibert. Our Christian- Task—Miss Mabel Lyon. Solo—Miss Kathrine Keller. Christian Stewardship—Miss Car rie Mason. Give of Your Best to The Master —Choir. Soul-Winning—Joe Dukes. Take My Life and Let It be—Con gregation. Benediction. Ushers—James Dorn, James Pat terson, Jim Murray and James Furqueron. ON£ CALL MAY SAVE A MEMBER OF YOUR FAMILY YOUR PROPERTY A Valuable Animal' The Securing of a GOOD JOB Worth Many Times The Cost of Your TELEPHONE You Can't Afford The Risk To Be W ithout a TELEPHONE C. CONTINENTAL TELEPHONE CO. The Value of the Telephone Is Greater Than the Cost Shivering with Chills Burning with Fever Sure Relief for Malaria! Don’t try homemade treatments or newfangled remedies! Take that good old Grove’s Tasteless Chill Tonic. Soon you will be yourself again, for Grove’s Taste less Chill Tonic not only relieves the symptoms of Malaria, but destroys the infection itself. The tasteless quinine in Grove’s Taste less Chill Tonic kills the Malarial infec tion in the blood while the iron it con tains builds up the blood to overcome the effects of the disease and fortify against further attack. The twofold effect is ab solutely necessary to the overcoming of Malaria. Besides being a dependable rem edy for Malaria, Grove’s Tasteless Chill Tonic is also an excellent tonic of general use. Pleasant to take and absolutely harmless. Safe to give children. Get • bottle today at |iny store. Government inspectors have been ordered to keep close check on un authorized use of the national re covery act emblem and merchant' or others who do not chore to adopt a code must take care and not dir.play the N. R. A. eagle in their show windows or elsewhere. The following regulations govern the N. R. A. eagle: “Regulations permit the use of this emblem by all employers who sign the president’s reemploymen 4 agreement, and (in the form auth orized for consumers, but only in such form) by consumers who sigr a statement of cooperation. “By application to the N. R. A any responsible manufacturers will be authorized to make and offer for sale hangers, cards, and stick ers provided (a) he agrees to con form to regulations to prevent the emblem coming into hands of em ployers not authorized to use it: (b) he himself has signed the pre sident’s agreement and is author ized to use the emblem; and (c) he will sell at a reasonable price. In formation regarding manufactur ers authorized to supply the em blem will be issued by the N. R. A. from time to time. For purposes of reproduction, the N. R. A. will be glad to furnish original draw ings to such manufacturers to the extent they are available but can not undertake to do so if the de mand should prove large. “Every such manufacturer shall require of every 7 employer ordering such emblems that he affix to his order one of the one and one- fourth inch stickers. “Any newspaper, magazine, or other publication is authorized to reproduce the emblem in the ad-, vertisement of any employer, pro vided such employer files with the newspaper, magazine, or other pub lication a written statement that he has signed the president’s agreement and affixes the sticker thereto. “Any manufacurer of stationery or advertising literature, including labels, is authorized to reproduce he emblem on behalf of any em ployer who files with such manu facturer a written statement that le has signed the president’s re employment agreement and affixes the sticker thereto. “Employers desiring to make oth er uses of the emblem may consult the N. R. A.” txt Happy Day Festival Spartanburg, Aug. 17 Insurance Fees Go To Treasurer TOTAL OF $77,430 TO BE AP PORTIONED The State, July 30. A total of $77,430 in additiona’ hsurance license fees on premiums collected by insurance companies for the semi-annual period which ended December 31, 1932, will be mailed out Monday to county treasurers of South Carolina, e statement issued yesterday by Sam B. King, insurance commissioner, shows. The largest sum to any on<- county, $10,126.97, goes to Char leston.. Richland gets $9,017.52, Greenville, $8,687.03 and Spartan burg, $6,053.75. The following shows the amount? going to each county: Abbeville $ 581.45 Aiken 1.419.45 Allendale 246.48 Anderson 3,896.66 cational opportunity with larger town and city children until and unless their schools are organized as suggested above. The education of children, like any other healthy growth, should be a continuous growth form the beginning through the high school, and this contin uous growth can be had only by asr ociating and integrating the ele mentary schools with high schools.” Hope directed the letter especi ally to county superintendents of education who assumed office re cently, a number having taken of fice July 1. r x r Our Neglected Assets DESTRUCTION OF FISH (By Harry R. E. Hampton, Secretary-Treasurer South Car olina Game and Fish Associa tion.) under co-operative protection- it: would not be possible for the fores try department of South Carolina-, to use any additional camps or any additions to existing camps. He ad ded, however, in case the policy was changed, allowing for all types of forestry work on all lines com plying with the regulations of the state forestry commission Soutfc* Carolina would like to have 30 ad ditional camps of 200 men each. He asked for camps, under the conditions explained, for the fol lowing counties: AbbeviUe, Allen dale, Anderson, Bamberg, Barn well, Calhoun, Cherokee, Chester* Chesterfield, Clarendon, CoUetorr* Darlington, Dillon, Edgefield* Greenwood, Hampton, Lancaster! Laurens, Lee, Lexington, Marlboro! McCormick, Newberry, Orange burg, Pickens, Richland, Saluda* Spartanburg, Unioft and York. Mr. Smith said he was unable to say when he expected his requisi tion to be acted upon. The state Besides the clearing of the wat er sheds, causing the diminishing now has- HT camps; each located ir» of streams and fish food, muddy- a different county as follows: Col— Bamberg 535.32 j ing of the waters, floods, abnor- letorr, at Jacksonboro; Berkeley* Barnwell 461.18 mally low waters, and the pollu- Moncks Corner; Charleston, Fort. Beaufort 577.14' tion of streams by manufacturers, Moul t ri e; Jasper,. Eagelknd; Dor- Berkeley 205.74 j South Carolina gives its valuable Chester, Summerville; Beaufort* Calhoun 371.55 fish less protection by law than any Parris Island; Kershaw,, Blaney* Charleston 10,126.97 state in the Union. Florence, Effingham; Georgetown* Cherokee 1,092.75 1 There is no closed season, with-j Georgetown; Williamsburg, ?janes; Chester 1,845.02 out which natural reproduction is Sumter, Sumter; Horry; Conways Chesterfield 778.05 greatly hampered. Many of our fin- , Marion, Nichols; Aiken, Morrtmo^- Clarendon 511.11 est game fish, such as bream, red- renci; Fairfield, Parr; Greenville:* Colleton 152.76 breast, etc., are chiefly caught Cleveland. Darlington 1,719.68 while performing the duties of re- Dillon 698.09 * production—from the bed. Dorchester Edgefield _ Fairfield __ 380.80 455.86 521.21 It has been determined that a Some form of forestry work is; now under way in all camps al ready manned, it was announced. game fish is worth $5 a pound for, Some are engaged at building fire purposes incident to sporting fish-; towers, others at putting upr tele- Florence . 3,247.87 j ing, but only 10 or 15 cents a pound phone lines and others at building. Georgetown 571.49 as “meat” on the market, and now Greenville 8,687.03 practically every state except Greenwood 2,486.48 South Carolina has prohibited the Hampton Horry Jasper __ Kershaw Spartanburg, July 27.—The most elaborate celebration held in the Piedmont section this year will be “The Happy Day Festival,’ in Spartanburg on August 17th, sponsored by the Lions Club. Ela borate plans are being made to make it the most unique and out standing celebration ever held in the history of this section. Plans call for an elaborate decorated town, a hound chase, capture. of Old Man Depression, a mock trial and the burning of Old Man De pression, after which a spirit of merriment will prevail. A civic barbecue will be held dur ing the day at which an outstand ing political leader of this sectior. will make the principal address and which will be attended by leading citizens of North anc South Carolina. Every town in this section ha: been asked to select a Queen anc send her to Spartanburg to b highly entertained and participat in contest for Happy Day Queen Climaxing the day will be a fiv. mile parade. Every band or musi cal organization in this section fia been invited to participate in th parade with hundreds of decoratec cars and floats. Several stree dances and fireworks will clima: the evening. txt Lancaster — 1,124.41 Laurens 1,447.77 Lee 457.63 Lexington 972.78 McCormick 187.69 Marion 955.82 Marlboro 1,032.46 Newberry 1,189.12 Oconee 637.47 Orangeburg 2,110.52 Pickens 802.64 Richland * 9,017.52 Saluda 282.99 Spartanburg 6,053.75 Sumter 2,379.03 Union 1,421.74 Williamsburg 648.98 York 2,575.47 txt High School Plan Indorsed By Hope WOULD ORGANIZE COUNTIES OF THE STATE INTO SCHOOL DISTRICTS Ford’s Lead Big In Wayne County Detroit, Mich.—Sales of Ford V- 8 cars and Ford trucks have taken a commanding lead in Wayne County in which Detroit, the mo tor car center of the world, is lo cated. This may be taken as signi ficant of the trend in motor car buying. Registrations for the firs twenty-four days of June showed a total of 1,816 Ford cars and trucks. This is nearly twice a many as the nearest other make, which registered 963 units, while the second other make sold in the same period only 623 units. Columbia, July 27.—Organiza tion of counties into high school districts was urged today by James H. Hope, state superintendent o education, as a means to overcom the educational disadvantages o rural and small town schools. Hope in a letter to county super intendents of education outlined the proposed district organizations after a plan suggested by D. L Lewis, rural school supervisor for South Carolina. The superintendent declared that :ounty superintendents should eek to have their counties divided nto high school districts of the 3ize most suitable for financing operation, and supervision undei modern educational methods. “The county superintenden should strive to have his county di vided, preferably by legislative en actment, into high school district: of the proper size for efficient fi nancing, administration, and super vision,” Hope said. “Dillon and Horry counties arc so organized by legislative enact ment, and many other counties an 'milarly organized by agreemen mong school officials. Every ele- xentary school in the countj lould be associated with one o. le other of these high schools. No :ementary school should try tc ach more than seven grades, the igh school grades being sent to ,e associated high school. “The elementary school may re am fewer than seven grades, the vades not retained being sent to irger elementary schools, or to the orresponding grades of the assc- iated high school. A one-teacher :hool should not retain more than nree grades, a two-teacher school not more than five grades, a three- teacher school or larger not more than seven grades.” The state superintendent declar ed that “rural and mill children 512.25 sale of game fish. Marketing is 622.40 what killed the passenger pigeon 136.48 and has nearly killed ducks and 941.18 other species of game. If persisted in it will kill off our fish at beg gars’ hire. We also lose the benefit of federal protection by this short coming . There is no legal limit to the number of fish that may be caugh: in a day, nor to their size in South Carolina, except on Lake Murray. There are no restrictions on the taking of fish,-nor any fee to. go toward increasing tho species through state fish hatcheries. The hunter buys a license but the fish erman pays none, though it is ob vious he would reap a larger har vest from such an investment. This lack of a license also permits foreign fishermen to come within our borders and pose as South Carolinians to avoid the non-resi dent’s license. And we do absolutely nothing to replenish the supply. On the contrary, with good roads opening up the wild fastnesses, fishermen have swarmed the streams and literally wiped out tons of fish in the past few years, traps and seines helping. The best fishing streams in the state have been literally fished out one after another. A given body of water can sup port only a given number of fish. This number is not indefinite. With gangs of fishermen taking from 50 to 200 fish in a day, every day in the week, the fish are caught down so low they can not survive against their natural ene mies. Until these things are changed and our fish are given some pro tection they will continue to bt wiped out as fast as a stream is re ported to have fish in it--as have seen happen to stream afte: stream in the past few years. If this keeps up our fish will al perish and the present generatior. will be guilty of tyre crime o. CHEATING the next generation out of its inheritance. 1 xx trails and fire breaks. Considerable: progress has been made in all these lines, it was announced.. txt Er ,r \ k LAT£. ° Btj Patricia Dow «► -'»»>>»—««««?— mm\ 4 m * ' y / ( 1 * yj it \ I • • OJ i" o • \ 'llSoi Forester Would Add Thirty ('.amps The State, July 27. Applications for 39 additional forestry conservation camps for South Carolina, which with those aheady located, would give one for each county in South Carolina las been made to federal authori ties by H. A. Smith, state forester. Mr. Smith’s application was filed ollowing receipt of a letter from Col. Lewis Brown of Fort McPher son, Atlanta, in which the latter asked for the number of addition al South Carolina work projects to which companies of Civilian Con servation corps’ personnel may be sent for the winter when forced out of the other camps on account 'Of climatic conditions. In answer to Colonel Brown, Mr. For A PA I TES N. i*. |A l.y, A# 40 or 42. rend IS rei’ls in co:ti, v ..ir NAME. A DURESS, STYLE NUM PER and SIZE to Kax Box-d. 103 Park A ve.. New York N. Y. Cotnf.iete and simple sewing .bar: with each pattern. ? A favorite type of ensemble, easy-to-make for the youthful fig ure, is one like the model illus trated. Its sleeveless bolero jacket and skirt are fashioned of dotted crepe, in any bright shade, while the shirt waist having a turn-over collar and popular puffed sleeves, is of plain white crepe. The slender skirt has front and’ back panels ending in inverted pleats, which give style and also add to its comfort. Designed in 6 sizes--14-16-18-20-* 40 and 42. Size 16 requires 2 7-R yards of. 39 inch, material for bolero and skirt, and 2 yards for the blouse. w Smith explained that if work at the will never be given equality of edu- j camps is to „ e confined w area5 666 QUID - TABLETS - SALVE '"decks Malaria in 3 days, Colds irst day. Headaches or Neuralgia in 30 minutes. FINE LAXATIVE AND TONIC Most Speedy Remedies Known