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it4101 Vt)LUM1E XXXV. LAURIENS9 SOUTH CAROLINA, WE DNESDAY, OCTOBER 29, 1919. -NUBR1 M'LAURIN DISCUS AND STATE WA Charges that a Trust of Conspiring to Put Nc ' Business as a Part of I Ex-Sn:. o John L . .ie autrin has ad dressed the following letter 'to .1. S. Wanna ma ker, president of the Ameri can Cott on .\ssociaion, in which the inslaurce and ware houise subj ects are again brl)tii t to the fore in this ,tate: Iknnett.wille, S. C., Oct. 1-1, 1919. .\l. .1. S. Wana!niaker, President -\im an Cot ton Atsociation, St. A:w . S. C. .\lyv *::r .4ir-: i have your favor of the 2 i.t in :u(. at.d aiu giad to kuw th.tl ywl faivor 1 d.e -%velop!ii tII of the( statio warolmia.; syslt-1n mIodc!:!d on i h.- )>: h (a relin plan "Inl eve.. tat1 In the cotton bw It." As soon as; I tr i.:rn froti he conference witi (lovna isaeyI will prepar-e the( art':. i'-ing conorte pia:;s Col institul n and the mtal-ine, en 1;11% . Vo :tve i. one i wonjueu'rtl \vw I I II c I' I I V o a~m i::e u h 3t: . ien .Alt .Jn di."wnll on voyv do'ing., an M.",y ower vto aid yoti. Bv0 lo c. I!. v:) ( vo v. oil I; A 101' till ' o'in . , \'u havc rooi:i0 wh- Otefamw b a1 (onii theO .turlus4 i:. a.r;. : :, a f.'ir ;vice for the cot : . The higher it goes the more :- - .: b thease, because at I!. ai:.'w al prik 'anuttfactutring con :n.;n.i'ot a1ff*;d to carry at l::'ge i'hey will se it as a cluh, and con I n h: ;0 treap iunr 1'as.olable pro ,I .-; at th I expe'ose of both producer andu m 'acturer. . b,, cannot afford to handle wat'ehouse receipt;s in less the intsurt alce is inuilestioneld, and the farm or cannot afford to pay ani exhor>bi an t ae' of i nsu tIance and interest. chargt.. in order to hold his cot ton. In estal-lishing the state wareloue syst e:.1, the momenitt I tonlched tie in urance I stirred Ip a hornet nest. -lad I not been e'intirely free to make 1y own arra'getents Outside of Sonth aol ina. i esystem could have iever ent in 11 operation, nor can it laitatimc t(10C lively.uindet' the )re. - nt I Insuriance sittiation. No ntn who has the true interest th1le farmi!11' a it ar Ii lnn a (dvo:at# system which doe; not take cate the co'int ry starage. "'ot ton shlid ke:et as near' the4 place of p0roudne n as possible and when it tmoves, uld go strta Ight to tiie plate of Man etire, evetn if it, is in China or' an. Every time 11hat cotton is vedl, it add's to Its pimatry cost, whethetr the grower pays It direct not, it Is at his eIxpense. I foundt~ A911i that the trates otn outnt ry ware ses we re prohibitive. The t rust rgedt $l.50) pet' $100.00 while In a -'th class town wIth exactly3'the ie bui ldinag the rate was less thtan htalf that atnoui4t, xpler'itnce hlaS\J0(oved that safety I nsu rance lies -141\ thte disttibut ion rIsk. I conit Ienithat if thle sittr cottoin were dIistrbtted it ware 's of e600 hales eapeacity scatter all over thoel I hat so far' as rIsk wag c'o w? ,'It Is the b~st the wo ol 'be t he apes)(t. Thet 'inlsurancOecomnlines d mtor'e14 in one tire in ling'utrta, ,than 'th'ef woutld it the next tea rs on Giborgiac cotton In country rehtotuses doch as I .haie descrIbed. t they gl/p the .4kuta warehouise 'ate of I56 and chari&-the cotrty t'ehouse 3 if 1per." $100.00. The nedC~y for i' t pirovlid a eiys nm of 'state nsur'ance for watrehouse ittn. To do that, htowever', will In t( such a conitest wIth the insutrane ust that it wvill be necessaury for each to to htave Its owtt ratinug anid In pet Ion -hureau. We have a provision ii our constitution forbiddintg the * rmtatlin of a trust atrtd specifically Ir~ctIn~g the legirlature to pass laws or their preventiont. Ia 1917 the log slature of Southi Carol Ina deliberately laid down to the Intsutrance 'trust andl We are today well nigh powerless. Thte passago of the Laney-Odomt act was tbc renat of thn fight mae hy SES INSURANCE kEHOUSE SYSTEM Insurance Companies are on-Board Members Out of light on Warehouse. ithe t11st to provent te levelopieit of a state Warehouse system. outh Caro lina has beeni selected by tis Irust as a proper field fort' fill] developimtent of a trits system with a view to its extension into other state'. So that if you are going into other states witi he cot ton association, it will he niees sary for lyot to take a hand in this I Mier tho passage o t' whe 1.anvy Odoi act there was a v.holkesale with drawal of insuirancev vomlpanlis From u ' li inl older' to forc' its, repeal. 'Ihey failed to deprlive the .iate of insu'a nc, becuilse of the d 'elopm-nt of loal com1panies antd of foreign ni( paies w'l'millined, b: - atise 'hey aw it would be a - .a11l 11(1d1. H.". I hte ; i ''' legisatlire I ll 1. 17 ti he Ii.-bl wvas r ti y wvo., ani a11 property in South Uaro In'la ''as 1being tal:en (are of at ra far lvss; in miost ca'es. than Ihosie wilcivh w hAil been payin;l umther tIie dlem t!':l i n of Ihe insu ?11'n t I ru., I rueht: at one tine that io:vernor A! -.,i n.ng had -gone ill wilh ithe , hu 1 .do .not thilk 54o aow. ve w; , wa; tryin.g lo do his11.3 T w~ 'o:.n y du ived. .\:Mlr. :loyle . :llnral eon tuse(l for Ithe 1 tIsurance~ ;r't..:i : and haI . aid prv'; med anl inl r111-ane law or IsL-: own mtakinz, :0nd !:tl thiai if his act Vwi passed that the conO.1nic . would n1t te: the 10 'late and treat th people right. (lino lannn), poitiI2 aIl iiene sour, d1 he re;al of the n allat I was ,powerless and rv shin ed as wa rehouse commissioner. The very first step taken by the rust was a general inerelise, rangingv frohl a inium of 15 ICIr cent. to 100 per cent in rates. They are now pro paring to take Ilie next. step to make thle trist absolutie, by driving all non board com pan Ies and their local agents out of bu si ness. I have rveent 13' retilIed from a lort.1tern tpl) where I have secured positiv inforlma tion that 'Sotit b Carolina has been SP leted as the proper stat e inl Which to try Ohis experlimntl. T'' reasons as signed beiing, viz.: ;irst. In order to liltlish this sta te for havilng the temetrity to beck the rust in 1916. Second. Revause she is a small 'tale and it wi!lbe less expensive antd (ant1erous to mualm, the light hre. I iiiht add that I slippose the'y 11111d it ov'rI ihw politicians. so easily In 1917 that 1I11c3 regard our11 legislature a:v a "soft snal)." A few days since t her'e was a ileet ig iln Atlanta of tile generill and spe cal aigents of the Southeastern 'n derwrVIiter's Association, (which is the nanme of that brlanlch of thle tust emn brIa('ing Soth Carolina). The startling annlounlcemtent was .mnadeo after this meet ing that nto local agent who repro s'ent ed any (company113 not a m1emberOi of Ithe trltist , woiuld .he perm itteCd to r'e1 r'esent any of th' trusit 00om1panies05 They gave as a reason for th is act ion that thet nlon-board eompanles get rates from the Trtust St amin~g Offlce with 1(ut1 adiy cost to them, and areo conse (lently entaled' to give tihe local agenits mor0te lommliIsslon than the trlust comtpanies. This is not true because 1lhe nlon-bloard companit's arle urged 1by thle Itust 14) send thbelr rep~ort s t hrough thle Staminlg Offce; as a matter' of fact-, .tpose nion-board compnites havV annoblheed thirl wvIll ingniess to pay* their 'pro'-r'ata share of the expen1se of mtaintaining the ratIng bureau, but ar'e not wIllinag to sIgn the agreemlent b)1Inig t hemselv~es to obey the ru les atnd regullatlons of the tr'tIst as to rates. In othier word(s become servants of thte truist. Thlh Involves somnething m1oret sacred than dollars and cents. It Is a qutestlon of personal lIberty. it Is an offor't to ('onmpel every loeal Insurance agent to become a servanlt of the trust. 1' qtult butsIness. Following thtis meeting in Atlant a thero was ai secr'et mletting held att the Irofterson hotel on Octohir 14. '111 At bLintA meetIng made its proceedings public, but then I understand that the trutst leaders saw that hey were going a lIttle too fast, as the Fotnth CarolIna legIslature would soon be In sessIon, anld It wa dleemed navIanhln to tknen under cOverP unltil after the legislattire adjourned. Fo' tils reason not a word has been given out from the Columbia meeting. I have givei the alleged rea sons set forth by the Irist for atteipt ilg to force Independent compahles to retire from the state, buit anybody conversant with the situation knows that the reasons given are all rot. The real reasons are, viz.: First. Those compianies and the lo val companies who remained In the state "aind stood by our peole are Writing more than one-half of all the business in this stale. Second. It is a Continuation of the effort to destroy the state warehouse :;ystem inl Sonth Carolina and render impossible its developmient in other states. As 001 as tle trust was permitted to enter the state after the repeal of the 'lAlneyOcdoni act they sent around and had each one of the sutate ware houses rat d. I have in my possession a little -hooklet giving the new rates, which on an average was double the rate that I had secured, by forming a combiqation of independent companies. I have theard of a prominent ins iltranev man making tihe remark about this new rating: "if we can't Put them out of bitiless in one way we can an other." Th South Carolina state warehouse system lid not. make any war on t.e ilslu ralce I ust. The Vom issmioner round ai average rate of $,.do per $111).00 and wc'fl{ to, 'New York and form ed a combiliation through which he oblained wi rate qf $1.5. 'The (rst when tlyy f& T'id the names of these comtipales -coml pelled them lo Withdraw, not i e anse the rate was too low, but becatise they did not. plopose to have any opposi tion. I have writtitn this at solmte length, so as to let youl sec that we have the oppointitiy right lhere it Soulth Carolina to wilt this light and have no ottible wllen you go into Ilie other stat's. The other articles will follow as soon as I canl find'tlime. Yourls very truly, J110. 1a. .\lCAlaurinl. I1 N % l, S T , 3N rake notice ihat on the 2nd day of )eceuiber,- 1919, I wil render a final aceont of :ny aets and doings as Ad uinisiqtratrix of the estate of .1. II. Cinn inghllan, deceased, in the Otfice of the .1idge of Probate of atenp cottnty, at I I o'clock, a. in., and on the saine day will apply for a final dis charge fron my trust as Adininstra trix. Any lwrson indebed to said estate is notified and reNlired to make pay ment on that (ate and all persons hav ing clius against said state will present. them on or iefore said date:, dilty proven or lbe forever barred. COlt.\ CU'NNINMIlA.\1. Adinlinistratrix. Oct. 29, 1919. -71-A CLOTHES FOR YOUNG MEN AND AEN WHO STAY YOUNG _ -......... Foems for 2t~l W11i~t VLrau T, (oibri because of their their high quality, naturally represent the vogue. The fine tailoring permits an ex pression. of style that is lasting. Though copied in design by others, the in ner construction is evident by compara tive appearance when new, and douably so af ter wearing. Fabrics are all-wool and many of exclusive patterns. With the varied grades of clothing flooding the market, look for this label as your guide. Go to Style I-Iadqua~rters. ALFRED DECKER & COHA~, N'akers In Canada,,SOCIETY BRAND CLOTHES. Limited Chicago New York Montreal OA.D - ..r.:.......m......m...= Gurety I?6rauj lAix becaus PLA E Otheir~C~ theirhig quliy natraOyrepesntth