The Laurens advertiser. (Laurens, S.C.) 1885-1973, April 26, 1916, Page PAGE THREE, Image 3
+TnE PEOPLE'S UNIVERSITY IS THE-CH TAU - +
E~.DPATH CATUu d
ONLY ONE PERSON IN
THSEVENTY GOE THROUGH EVERYONE CAN AFFORD TO
~ TH UN ERSIY. I ATTEND CHAUTAUQUA.
CHAUTAUQUA WEEK IN LAIFENS, APR.28to MAYS5
FROM THE COMPANIES' END.
Hartford's View of South Carolina In
surance Situation.
Wit'hout exception every large fire
insuranec company in Hartford, in
cluding the Factory Insurance Asso
clation, has ceased operations in the
State of South Carolina, owing to the
severity of the anti-compact bill re
cently made a law in that state. As
many of the other companies outside
of this city have also ceased doing
business in the state, the mill mu
tuals are the only people writing
there at the present time. 'During a
recent session of the legislature of
South Carolina Senate Bill No. 635,
known as the Lancy-Odom anti-con
pact bill, was enacted and became
a law through the signature of the
Governor, it is an Act to prevent
fire insurance companies or associa
tions or airtnerships, doinig a fire in
surance business in the state of
South ('arolin, to enter into any
compac'l or combination wit Ii an1y
otler tihe insurance co1111ainies, asso
c'ltions or partnerships. The law does
not apply to 11111 1utals or factory
insurance associations, which are mu
tunal insurers, but as the companies
composing the Factory Insurance As
sociation are companies to which the
iw applies the F. 1. A. is unable to
wi ite.
It is admitted in insurance circles
that comipaiies that have operated for
any length of time in South Carolina
have found it a very unprofitable field,
becasue of the low rates and the heavy
taxes on the companies for the priv
ilege of doing business in the state.
Insurance company officials say that
even if the business of the State was
profitable, the taxes moderate and
other conditions satisfactory it would
be impossible to do business there un
der the new law with any hope of
pl' Iit.
Preshident ii. A. Smith, of the Na
tional Fire insurance Company of Ithis
city, in referring to the bill said:
"The bill takes from the companies
the right to co-operate in tle in te'
ests of economy for themselves and
in fixing rates which, reasonably low
for the assured, shall be sufliciently
high to secure the solvency of col'
Plnies, by placing what is in effect
the right to make the rates in the
hands of the insurance commissioner.
lie need not be a practical insurance
man, nor have any knowledge of
burning ratios or loss costs or any
further reason for action than that,
in his opinion, a rate which lie orders
changed is unjust and a rate which lie
orders substituted is Just. Or, if he
pleases, he may say that a rate is dis
criminating; so literally a company
would have to change the same rate
for every risk in the State of South
Carolina, irrespetcive of hazard. Fur
thermore, the agents would be in vio
lation if they collected cash for one
policy and allowed another assured the
usual thirty days, and if some agents
unknown to them in a remote county
allowed some of their clients sixty
(lays, they would apparently be in vio
lation."
James Wyper, vice president of the
liartford Fire Insurance company,
said the Ilartfordl Fire had been pay
ing out for a number of years on its
business in South Carolina in losses
and expenses more than it had re
ceivedl, and if it had been piossible un
dler the law to continule business the
company would have been obliged to
charge a material increase in rates of
many classes.
According to Gleorge C. Long, secre
tary of the Phoenis Fire Insurance
Company, it has not been the practice
tary of tne Pnoenix Fire Insurance
ianiles generally, to withdraw, or even
threaten to withdraw, fromi a state out
of protest against unfriendly legisla
tion. "On the contrary," ho said, "we
:are operating in a number of sitae
COMPANY WON ITS CASE.
Atlanta's Crematory Will Have to be
TPaid For.
Atlanta, Ga., April 22.--"Uncle Jim"
Woodward's attempt to withhold pay
ment of the $135,000 balance due on
Atlanta's famous crematory has furn
ished a lot of copy for the newspapers
and cost the city of Atlanta $50,000
or more, as the company erecting the
plant has won its case before Judge
W. T. Newman of the United States
district court, and the city must not
only pay the principal sum unpaid, but
also pay 7 per cent interest on this
amount for a year and a half, pay the
company for operating the plant since
it was built, and pay the cost of the
litigation, which will be several thotis
a dl([ dollars.
"Uncle .im's" political oplponents
aro enjoying a loud resounding laugh
at. his expense, while "Uncle .1 im" is
eussing and vowing the city will fight
the rase all the way to the lniled
Slates Supreme court, and then somie,
before it will ever pay.
'SEI) 11) PltIZE Mil'S.
litssian Troops Thought to lile ('mne
from V'ladi%-ostok.
''okio, April 22.----AnouncemuenI of
the arrival of a Russian army in
France causedi a little surprise in of
ticial circles here. Late in March
three old Russian warships capiturel
by Admiral Togo at the battle of
Tsu-Shima were sold to the czar's
governments for $7,500,000. It was
lule'stood then that the warships
the Soya, formerly Va'yag; Sagami,
formerly l'eresviet and Tango, for
merly Pultava--would be used for
transport se'vice.
The Russian troops are believed to
have set sail from the porlt of Vladi
vostok, but it. is impossible to state
tlis deinitely.
V'E'TElt .1 N 5,.1 VS (T'( IAi )E,
iti'lgioius Exercise's in Progress at the
Time.
Grand Rapids, Mich., April 22.--I)a
Vid hiurns, aged 71, an inmate of the
Soldiers' ihome here, was in jail to
day, charged with the murder last
night of ''homas ''uft, aged 72, a com1
rade at the home.
While religious exercises were in
progress at the home and the old
soldieras were singing "Nearer, My God
to Thee' the two veterans become in
volved in a quarrel and before any
body know what was going on, Burns
had stabbed Tuft several times. Both
were said to be under the influence of
liquor.
Do not delay the purchase of your
"White Mountain" Refrigerator, our
stock Is being reduced very fast, and
it will be a long time before you again
have the opportunity of buying at such
prices as we now offer.
S. M. & E. H. WILKES & CO.
under laws that are both unjust to us
and inimical to the best interests of
the insuring public. Not within our
memory, however, have we had to deal
with a law, compliance with which
would not only takce fr'om us the p~riv
liege of the price for our pl)Oicies, but
would oven endanger the personal lib
er'ty of our, ageats. Bieing now con
fronted with such a law in Southl Car
olina it is only common prudence for
tIs to decline to undertake to operate
uinder' It."
"The bill1 i so dIrawn that it is im
piossiblo for uts to serve the pleil of
the State of South Carolina and pro
tedt thle intei'ests of oui' stockholders,"
said iHenry E. Rlees, vice president of
the Aetna Insurance Company.
Seome of the larger Hartford com
panles that have ceased writing busi
ness in South Carolina are: Phoenix
1Fire, National Fire, Aetna, -Factory
Insurance, Standard Fiire, and hart
ford Fire.--Iartfordl Timen.
GERMANY WILL MAKE
REPLY THIS WEEK
Very Little ( an be Gleaned so Far as
to the General Trend of German An
swer.
Washington, April 23.-Germany's
reply to the American note demanding
immediate abandonment of illegal and
inhumane submarine warfare proba
bly will be before President Willson by
2aturday. In the meantime, perhaps
within forty-eight hotrs, Ambassador
Gerard, at Berlin, is expe ted to be in
a position accurately to forecast the
contents of the document.
It is confidently believed that the
German reply will he handed to Am
bassador Gerard on \Vednesday or
lhirs(day, and then about two days
will be required for the work of cod
ing, cable Lransmission and decoding.
Froil \Ir. Gerard'S inforinal Conversa
tions witli ollicIals of the ierlin for
eign office Is exlected to come the adl
VaniC void of what is to be expeict(l.
The most. recent. dispatches received
from the ambassador were said to con
laini only ('Ommitiienits floimi editorials in
G1ermlanl n1ewspalper's.
'T'hese were described as being vi'r
fually idenIleal witi the editorial opii
ions In iress dispatches. The general
tonie of alimness displayed by the
German I less was noted with satis
faction, however the editorial expres
sions se.memd not to alter anxiety over
the tillimate outcome.
The German einbassy today was
without dispatches from Berlin. Count
Von Iiernstoff, the ambassador, was
ou of town. Ile Is expected to re
turn tomorrow, however, and during
the day may call at the State depart
menit in Connection with the return of
Iiapers seized in New York by agents
l f the deatficment of justice, from
\\ olf Von Igel, former secretary to
'apt. Franz Von Palen, recalled miili
tfry attache of the embassy. In view
of the status of the sibiiariie sit
uation, it is unlikely that lie will men
lion that subject unless instructed to
lo so by his government betwieen now
(nd the time of his call.
It is stated authoritatively that. the
Giermlialn embassy has no more in for
mnation regarding the intentions of the
Berlin government than has the State
department. In some diplomatic iuar
ters the statement made in (lispatches
of the semi-official Overseas News
Agency that Germany will act "along
the lines of national dignity and re
spect for vital German Interests," is
regarded as being hopeful indication.
It Is pointed out that if neutral
rights and international law were
strictly observed by the German gov
ernment all source of possible dif
ficulties with the United State imme
diately would be removed. If Ger
many should refuse to comply with
the demands of the United States and
diplomatic relations between the two
governments were severed, the moral
effect upon the other neutral nations
of the world, diplomatics consider,
would be far reaching.
Ieretofore, it Is known here, the
German government has considered
the effect of contempihlated actions upl
on neutral nations, the United States
in at least one Instance, having been
specifleod in this Connection. At the
tIme it was explaIned by persons in
close touch with German affaIrs that
the UnIted States was named because
it was belIeved that any convIction
heild by this government necessarily
would be0 reflectedI in other neutral
nations, especially those whose inter'
estsi are nearly Identical.
A. 0. HART
LAWYER
Rooms ,205-207 Masonie Temple
Postofilce Box 685
Oreenville. S. C.
Prompt attention given all business.
Practice in all CURTS.
Such
tobacco ! f
enjoyment
as you never thought
could be is yours to I
command quick as , 4 ',
you buy some Prince
Albert and fire-up a
pipe or a home-made
cigarette! /
Prince Albert gives
you every tobacco sat
isfaction your smoke- .,
appetite ever hankered -
for. That's because p R , bWI( i.hty j
it's made by a patented
process that cuts out - tis de
bite and parch! Prince Albert has always y
been sold without coupons or premiums. smope re4;
W e prefer to give quality ! o". sk booe 0'1
ERINCE ALBERT
the national joy smoke
has a flavor as different as it is delightful. You never tasted the like of it!
And that isn't strange, either.
Men who think they can't smoke a pipe or roll a ciga
wBuye Prince accolbert every- rette can smoke and will smoke if they use Prince
toppy red bags, 5c; tidy red Albert. And smokers who have not yet given P. A. a try
tins, loc; handsome pound out certainly have a big surprise and a lot of enjoyment
and half-pound tin huemi
dors-and-that corking fine coming their way as soon as they invest in a supply.
pound crystal-glass humi- Prince Albert tobacco will tell its own story I
dor with sponge-moistener
top that keeps the tobacco
insuchclevertrim-alwayal R. J. REYNOLDS TOBACCO CO., Winston-Salem, N. C.
i Chautauqua Season Tickets -
In arranging to inaugurate this Chautauqua this year, ti local con
mittee bought 1,000
After the open- $3.00 season tickets.
ing day no seasonI n These tickets will be
tickets can be had for less than $3.00. sold while they last
For the single admissions to the respective at $2.50 cacti.
entertainments, see the official programs.
Season tickets are non-transferable except within the owner's fa-nily.
The name of some member of the family must be wiitten in ink upon every
season ticket. This provision is made primarily as a prot.ctioi to the owner
in case the ticket should be lost.
Children's tickets admit rhildren aged six to fourteen years inclusive.
All children are admitted to 'fie children's work free.
CHtUAUQUA WEEK IN- LAURENS
APRIL 28TH TO MAY 5TH
At Oaktille Nehool. Carol ina, asking for an election uipon Th'ose favoring th li m 111illditionlf
Ther wil b a peni atOak ie he eIneon of v'ot ing an addititonal -I tax shal v ~ole a hallot eon ta Ining the
There ,, Iha cnctOavIIc mills tax uplon thie 1proplert y In sa id word "Yl'CS" wittIen or priniited t here
school house Thursday. Apil 27th. school di strict lo be used tior scho ol on. Those againist the -I mill add(1
Several spea kers of note are- expect ed, pu1rposes, have been tlied withI n th ioanal tax shaln vI~ot e a ballot contain
The publice is cor'dially inlvited. county 1board of education, an elect Ion the word "NO" writ ten or printed
Is hierebiy ordered~ u pon sai 1(qhestlonl, thereon. Potlis shall opien at t he hour
-.............aidlection11 to be( held onl the 9th dIay of 8 'clock( ini thle forenooni and~ shall
N0'TI('.E OF ELEF('ION I of .\ay, 1916., at b. P. 11lakely 's store, remain olpen unitil thle hiour of 4
* l ad (listrict, under thle mnage- o'clock in thle aifte rioon when they
Stateof uth arlna, lltet of the trustees of said shelool sh all be closed, and the ballots count
County of Laurens. |Onlly such electors- as return real Thue trustees shall report the result
iOr personal propeCrty for taxation, and of tilo -lection to the county auditor
Whereas, petitions signedi by a legal I who exihibit their tax recelis and and the county superintendent of ed
number of the qualified electors and registration certificates as reqiuired In uceation within ten days thereafter.
free-holders residing in Ora school the general election shall be allowed J .AMlCS 11. SULLIVAN, '
district No. 12, Laurons County, South 'to vote. J40-2t By order of County Board..
1 " N"N 0" v 4 r N N t N f $4 N " N N """ 0""0""0 0OO s N 9 """ O N4